Australia’s property market has been the defining economic story of 2026.

Three RBA rate hikes since January have pushed the official cash rate to 4.35%, the highest level since 2011.

The impact on house prices is now showing up in the data. 

CBA’s own economists forecast that dwelling price growth will slow to just 3% by December 2026, down from a prior forecast of 5%. 

What’s more, the Federal Budget’s negative gearing changes add a further headwind for established property prices.

For three of the most widely held ASX shares with direct property exposure, the implications are significant.

REA Group Ltd (ASX: REA): The listing volume threat

Rea Group is the most directly exposed of the three to the property price cycle. This is because its revenue depends on the volume and value of properties listed for sale rather than on owning property itself. 

REA Group shares have fallen 25% so far in 2026, as a combination of a softening property market and a Bell Potter downgrade to sell, with a $137 target, dented the stock’s long-held premium.

The concern is straightforward: if falling prices reduce vendor confidence, fewer Australians choose to list their properties for sale, and REA’s listing volume and yield per listing both come under pressure simultaneously.

That double headwind is precisely what Bell Potter flagged, noting that REA “currently trades around 28x FY27 P/E, which is a level it has historically only traded at during EPS declines.”

The counterargument is equally straightforward: falling prices can extend the time a property sits on the market before selling, which actually increases the total listing revenue REA generates per transaction.

Whether that offset is enough to compensate for lower volumes is the core debate about REA’s FY27 earnings.

Stockland Corporation Ltd (ASX: SGP): New builds vs established markets

Stockland Corporation is one of Australia’s largest residential developers.

The company develops new residential communities rather than selling existing ones. This has meant that the Federal Budget’s negative gearing exemption for new builds directly benefits the company by channelling investor demand away from established properties and toward the new homes Stockland sells. 

Stockland shares have fallen 31% in 2026, dragged lower by interest rate fears alongside the broader real estate sector rather than by any deterioration in the company’s operational performance.

The operational picture actually tells a different story.

In Q3 FY26, Stockland reported a 43% year-on-year lift in Masterplanned Communities sales and a 162% surge in Land Lease Community sales. These results were driven by the same housing shortage that policy changes are trying to address.  

Seven of 10 analysts covering Stockland have a buy or strong buy rating, reflecting confidence in the stock’s future prospects.

Mirvac Group (ASX: MGR): A new-build tailwind hiding inside a falling market

Mirvac Group shares the same structural advantage as Stockland, developing new residential properties rather than trading established ones. 

The Federal Budget’s decision to preserve the negative gearing concession for new builds while restricting it for established properties creates a direct demand incentive for investors to buy new Mirvac apartments and townhouses rather than established properties.

In Q3 FY26, Mirvac delivered a 28% year-on-year lift in residential sales, with management reaffirming full-year guidance. Furthermore, management confirmed the new-build demand tailwind is translating into real sales momentum. 

Mirvac shares have fallen approximately 25% over the past twelve months as the rate-hiking cycle weighed on REIT valuations across the sector. 

Despite this, Macquarie carries an outperform rating on Mirvac with a price target of $2.70. The broker has argued that the residential recovery and build-to-rent growth story can drive earnings higher even in a higher-for-longer rate environment. 

The common thread for ASX property stocks

Falling house prices are not uniformly bad news for every ASX company with property exposure.

REA Group faces the most direct headwind, with its listing revenue model exposed to both lower volumes and reduced vendor confidence. 

Stockland and Mirvac, as new residential developers, are paradoxically better positioned than their share price declines suggest. These companies benefit from the very policy changes driving established property prices lower.

For investors, understanding which side of that distinction each company sits on is the most important question heading into FY27. 

Foolish Takeaway

Property prices are falling in Australia’s two largest cities, and the impact on ASX property shares is material.

REA Group faces the clearest earnings headwind as listing volumes soften.

Stockland and Mirvac, counterintuitively, may be among the few property-exposed ASX shares that benefit from today’s policy environment. 

The post Property prices are falling. Here are the ASX shares most affected appeared first on The Motley Fool Australia.

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• 6 ASX shares upgraded by experts this week
• Should you buy property or stocks? Here’s what you need to consider
• How to get started with a portfolio delivering $500 a week in passive income
• How much passive income can I earn off a $100,000 portfolio?
• How much do I need in my superannuation to get $1500 per week in passive income?

Motley Fool contributor Mark Verhoeven has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group. The Motley Fool Australia has recommended Macquarie Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The team at Morgans has been running the rule over a number of popular ASX shares again this week.

Let’s see if it rates these as buys, holds, or sells. Here’s what you need to know:

Objective Corporation Ltd (ASX: OCL)

Morgans remains positive on this software provider despite the loss of a major government contract.

It notes that the company’s shares have been hammered and are now at a five-year low. In response, the broker has retained its buy rating on Objective Corp’s shares with a reduced price target of $11.50. It commented:

OCL’s largest and longest standing customer, the Australian Department of Defence, has elected not to renew its Upgrade and Support (USP) agreement for Objective ECM, a relationship that has been in place for over 25 years. Whilst OCL expects no impacts to earnings in FY26, the group has flagged that the impact from the loss in revenue will see FY26 ARR end the period “in line with FY25” on a constant currency basis (i.e. ~A$120m Pre FY26 FX headwinds). Rebasing our forecasts for OCL’s revised FY26 ARR, our NPAT estimates reduce by ~22-23% in FY27-28F. Whilst this is a disappointing and unexpected update, post our revisions OCL is trading on FY27F P/E of 21x, with a share price at 5-years lows. We therefore reiterate our Buy rating with a revised PT of $11.50/sh.

ResMed Inc (ASX: RMD)

Morgans also highlights that ResMed shares have de-rated materially this year. This is despite the market continuing to expect strong earnings growth from the sleep disorder treatment company. 

While there are risks, Morgans remains bullish and has put a buy rating and $41.72 price target on its shares. It said:

RMD has de-rated to ~16x forward earnings, its lowest valuation since the post-GFC period, despite consensus continuing to forecast double-digit EPS growth. GLP-1 therapies, positive Phase III data from Apnimed’s oral OSA therapy, the prospect of Philips re-entering the US PAP market from 2027 and broader healthcare sector de-rating, have driven recent share price weakness. While these risks are real, current industry data and RMD’s operating performance provide limited evidence of a material deterioration in underlying demand. We make no changes to FY26-28 forecasts or our A$41.72 target price. BUY.

South32 Ltd (ASX: S32)

Finally, this mining giant has been downgraded by Morgans following news that it is selling its aluminium business for US$5.6 billion. 

The broker has cut its recommendation to hold with a trimmed price target of $4.50. It explains:

S32 has agreed to sell its entire ali business for total consideration of US$5.6bn (US$4.1bn upfront), and transfer of US$1.2bn closure/rehab liabilities. Our view on S32’s aluminium sale is genuinely mixed. It leaves S32 a simpler and, in important respects, a better business, but also a smaller and less valuable one. Total value of up to ~US$6.8bn, which sits at a discount to consensus/Morgans valuations of US$8.8-9.2bn. We reduce our valuation on S32’s ali assets to in line with the agreed Alcoa deal, and shift our valuation methodology to a blended NAV:EBITDA valuation of A$4.50 (from A$5.00). As a result we update our rating to HOLD (from Accumulate).

The post Buy, hold, sell: Objective Corp, ResMed, and South32 shares appeared first on The Motley Fool Australia.

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• 10 of the best ASX shares to buy in FY 2027
• 7 ASX shares downgraded by brokers this week
• Top 3 ASX healthcare stocks to buy today
• Here are the top 10 ASX 200 shares today

Motley Fool contributor James Mickleboro has positions in ResMed. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Objective and ResMed. The Motley Fool Australia has positions in and has recommended Objective and ResMed. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Your late 50s are a turning point in your life when your priority shifts from building your superannuation to planning what your retirement might look like.

After all, at the age of 59, you’re just one year from preservation age (when you can access your super if you’ve stopped working), six years from the average Australian retirement age of 65, and eight years from potentially receiving the Age Pension payment at age 67.

The question is: do you know how your super balance compares to others your age? Do you know exactly how much money you need to fund your retirement?

Here’s a breakdown of what the average Aussie has at age 59, and what you actually need to retire comfortably in the next few years.

What is the average superannuation balance at age 59?

There isn’t an exact figure for the average superannuation balance at age 59, but the Association of Superannuation Funds of Australia (ASFA) has a good guideline.

ASFA’s data shows that at age 55-59, the average Australian male has around $319,743 in superannuation. The average female the same age has approximately $242,945.

But given that age 59 is right on the boundary of the 55-59 age bracket, it can be helpful to consider the bracket above as well. 

Ideally you want to be somewhere in between the two. 

ASFA’s data shows that at age 60-64, the average Australian male has around $395,852 in their superannuation. Meanwhile, the average 60-64-year-old female has less, at approximately $313,360.

So, how does your balance compare to the average Aussie the same age?

How much does it cost to retire?

In Australia, retirement is generally split into two broad categories: modest and comfortable. 

A modest retirement is defined as being able to cover expenses slightly above what the full Centrelink Age Pension would provide from age 67. 

ASFA estimates that a modest retirement will cost around $36,434 per year for singles and $52,473 per year for couples. These figures assume you’ll also receive a part Age Pension and that you own your home outright.

A comfortable retirement as one that enables retirees to maintain a good standard of living well beyond the age pension. 

ASFA data shows that a comfortable retirement is estimated to cost around $55,923 per year for singles and $78,566 for couples. Again, it assumes you’ll receive a part Age Pension and that you own your home in full. 

That means ASFA’s data indicates that by age 67, single Australians need a superannuation balance of approximately $630,000. And couples should have closer to $730,000.

At age 59, is the average superannuation balance on track for retirement?

If your superannuation is in line with the rest of the population, then you’ll be able to afford a very basic and modest retirement lifestyle from the age of 67.

It could cover things like basic health insurance and home repairs, but wouldn’t leave much room for leisure activities or meals out, let alone a holiday.

But if you’re expecting to live a retirement lifestyle beyond the basics, you’re already falling behind. 

I’ve crunched the numbers, and at age 59, you should have around $479,500 in your superannuation. 

As you can see, this is significantly higher than the average balances in both age brackets.

Is it too late to catch up?

Thankfully, no.

At age 59, there is still time to boost your superannuation before it’s too late.

The first thing to do is check that your super fund is performing well and your risk profile is appropriate for your age. 

Next, you’ll need to focus your attention on making extra contributions however you can. Individuals can make concessional (before-tax) super contributions, such as salary sacrificing, which are taxed at a reduced rate. You can also make after-tax payments within your annual limits. 

It also makes sense to check in with Government contribution rules. There are several rules and co-contribution rules you might be eligible for, depending on your personal circumstances. Every cent counts when it comes to compound growth!

The post Average superannuation balance for 59 year olds in 2026. How does yours compare? appeared first on The Motley Fool Australia.

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• Property prices are falling. Here are the ASX shares most affected
• Buy, hold, sell: Objective Corp, ResMed, and South32 shares
• This ASX gas company could more than double in value: Broker
• Zip shares: 3 reasons to buy and 3 reasons to sell
• The best ASX ETFs to buy and hold for 10 years

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Shares in Amplitude Energy Ltd (ASX: AEL) have been a bit unloved over the past year, falling more than 40% over the period.

That has prompted the analysts at Morgans to have a look at the energy company, and they believe there is significant upside to be had by investing in this offshore gas producer.

What has been driving the Amplitude share price lower?

In a note to clients recently, Morgans said there had been some sizeable, albeit short-term catalysts recently which had pushed the share price lower, but added that the shares had de-rated, “to a level we view as unsustainable given the company’s forward earnings profile”.

Morgans’ assessment of the value of the company had dropped 17% due to poor exploration results and weaker spot gas prices, but the shares had fallen 57% since a high in February.

In May, Amplitude bought half of the Artisan gas field in the offshore Otway Basin from Beach Energy Ltd (ASX: BPT) for $58.3 million, which Morgans said was a deal that made sense for the company.

Amplitude Managing Director Jane Norman said regarding the deal:

Producing Artisan through Amplitude Energy’s existing infrastructure allows faster and lower-cost development of this gas for the east coast domestic market. Artisan development costs will significantly benefit from leveraging the existing East Coast Supply Project (ECSP) program and our readily-available infrastructure. This is a win-win for Amplitude, O.G. Energy and Beach with respect to optimising our respective Otway Basin positions. We expect to rapidly move to FID on the development phase of the ECSP over the next few months while the drilling of the Juliet and Annie wells is conducted, with Juliet now brought forward and drilling expected to commence by late July or early August.

Morgans said the deal de-risked the ECSP for Amplitude.

Amplitude shares looking cheap

Morgans added:

While the year-to-date share price performance has been disappointing, driven by gas reservation policy uncertainty and the ECSP drilling results, but in our view the share price pressure has outpaced the change in value and has increased the size of the long-term value upside on offer. While there remains great uncertainty around Australia’s gas reservation policy, which could bring some downside to long-term domestic gas prices (potentially), it is hard not to believe we are near peak negativity on the topic sentiment wise (an appealing marker for value investors).

Morgans has a buy rating on Amplitude shares with a price target of $3, compared to $1.27 currently.

Amplitude is valued at $385.35 million.

The post This ASX gas company could more than double in value: Broker appeared first on The Motley Fool Australia.

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Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Zip Co Ltd (ASX: ZIP) shares have fallen back into the red this week.

At the time of writing, the buy now, pay later (BNPL) provider’s shares are down around 8% for the year-to-date, but they’re still around 1% higher than 12 months ago.

Zip shares have been volatile ever since the stock was caught up in an ongoing sector-wide tech sell-off. 

Technology and growth shares have also come under renewed pressure recently as investors reassess valuations and risk appetite. 

The ASX 200 tech shares rebounded an impressive 40% in June, but since the first of July, they have resumed their downward trajectory. 

For context, the S&P/ASX 200 Index (ASX: XJO) is roughly flat for the year-to-date at the time of writing, but around 1.5% higher than 12 months ago.

It’s not all bad news for Zip shares though. Here are three reasons to add the tech stock to your portfolio this financial year, and three reasons to sell up.

3 reasons to buy Zip shares

1. The company is financially sound

Zip’s financial results have been strong through the past few quarters. Its latest third-quarter FY26 results announcement in mid-April showed that growth has started to accelerate. The fintech business also upgraded its FY26 group cash EBTDA guidance to at least $260 million, from previous guidance of around $248.6 million.

2. Zip is aggressively expanding

Zip is rapidly expanding its product range and aggressively expanding its global presence, especially in the US. Late last year, the company announced that its US segment was expanding its partnership with the programmable financial services business Stripe. In early February, the company confirmed it is expanding its US presence by launching a new Pay in 2 product. Zip is also pursuing a dual sharemarket listing on the Nasdaq in the US. This could help drive an even opportunity for business expansion in the area.

3. Brokers tip a huge upside ahead

TradingView data shows that analysts are very bullish on Zip’s outlook over the next 12 months.

Out of 12 analysts, 11 have a buy or strong buy consensus on the shares, and the average $3.87 target price implies a potential 25% upside.

Some are even more optimistic and tip the shares to increase up to 74% to $5.40 a piece, at the time of writing.

3 reasons to sell Zip shares

1. There is increasing competition

Zip competes with major players including Klarna, PayPal, Block (through Afterpay), traditional banks, and credit card providers. Increased competition can pressure the company’s margins and growth.

2. Zip doesn’t pay dividends

If passive income is your goal, Zip isn’t the stock for you. The company is still in the growth phase, which means it is focusing its funds on growing the business rather than distributing products to shareholders.

3. Zip is highly sensitive to volatility

Zip is a growth stock, which means its share price is subject to investor sentiment, changes in interest rates, slower consumer spending, and even employment rates. It’s not a defensive asset which means it isn’t as resilient as some other alternatives during times of sharemarket volatility.

The post Zip shares: 3 reasons to buy and 3 reasons to sell appeared first on The Motley Fool Australia.

More reading

• What on earth is going on with Zip shares?
• Here are the top 10 ASX 200 shares today
• 5 ASX 200 shares I’d buy with $5,000 in July
• Here are the top 10 ASX 200 shares today
• Zip shares are flying again. Is this ASX 200 stock finally back in favour?

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Ten years is long enough for the share market to embarrass short-term opinions.

Themes come and go, but some parts of the global economy look likely to become more important over time.

With that in mind, here are three ASX exchange traded funds (ETFs) that could be worth buying and holding for the next decade.

Betashares Nasdaq 100 ETF (ASX: NDQ)

The Betashares Nasdaq 100 ETF could be one of the best ASX ETFs to buy and hold for 10 years.

This fund is often described as a technology ETF, but that undersells it.

This ASX ETF is really a bet on the companies building the operating system of modern life. Search, cloud computing, artificial intelligence, digital advertising, streaming, online shopping, software, chips, smartphones, and payments all sit inside the broader ecosystem that the Nasdaq 100 captures.

The power of this ETF is that investors do not need to know exactly which part of the digital economy wins next.

Maybe artificial intelligence keeps driving spending. Or maybe cloud platforms become even more important, or software, chips, or digital media take the next turn.

The Betashares Nasdaq 100 ETF gives investors exposure to a collection of businesses with the scale, cash flow, and ambition to keep shaping those changes.

Betashares Global Cybersecurity ETF (ASX: HACK)

The Betashares Global Cybersecurity ETF could be a strong option for investors who think the digital world is becoming more vulnerable as it becomes more valuable.

Every new app, cloud platform, connected device, payment system, workplace tool, and artificial intelligence service creates another door that needs a lock.

That is the simple idea behind this ASX ETF. Cybersecurity used to sound like a specialist IT department issue. Today, it is closer to insurance, compliance, infrastructure, and reputation protection all rolled into one.

Companies can cut back on some technology spending when conditions get tougher, but leaving systems exposed is becoming harder to justify.

The Betashares Global Cybersecurity ETF gives investors exposure to businesses trying to solve that problem across networks, identity, cloud security, endpoint protection, and threat detection.

The fund can move sharply because cybersecurity shares often trade on high expectations. But the long-term demand outlook is hard to dismiss.

VanEck Morningstar Wide Moat ETF (ASX: MOAT)

Finally, the VanEck Morningstar Wide Moat ETF brings something different to the table.

While the other two funds lean into big growth themes, this ASX ETF is built around business durability.

The fund looks for US companies believed to have sustainable competitive advantages and attractive valuations.

That can mean brands customers keep choosing, networks that are hard to copy, cost advantages, intellectual property, scale, or high switching costs.

The idea is simple enough. Great businesses can stay great for longer than expected when competitors struggle to attack their economics.

The VanEck Morningstar Wide Moat ETF also adds a valuation filter, which can help stop investors from simply chasing quality at any price.

A decade is a long time in markets, and plenty will change along the way. But a portfolio of companies with strong competitive positions and valuation discipline could be well placed to keep doing its job.

The post The best ASX ETFs to buy and hold for 10 years appeared first on The Motley Fool Australia.

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Motley Fool contributor James Mickleboro has positions in BetaShares Nasdaq 100 ETF and VanEck Morningstar Wide Moat ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended BetaShares Global Cybersecurity ETF and BetaShares Nasdaq 100 ETF. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool Australia has recommended VanEck Morningstar Wide Moat ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It’s been a rocky road for the Australian sharemarket throughout the first half of 2026. Now, as we navigate the second half of the year, many are turning to the Oracle of Omaha, Warren Buffett, for advice on how to invest like a pro.

Thanks to his successful investor mindset, Warren Buffett has shared several pieces of investing wisdom over the years. But when it comes to investing specifically when markets are volatile, I think these are his five most valuable lessons.

Tip 1: Ignore the noise

Warren Buffett advises investors to treat volatility as an opportunity, rather than a time to panic. He often stresses the importance of leaving your emotions behind. The idea is that investors shouldn’t panic-sell strong businesses when their share price drops. If an investor has bought wisely in a company with strong fundamentals, then the business will remain solid, and a share price drop is background noise which should be ignored.

Tip 2: Buy when others are fearful

One of Warren Buffett’s most famous philosophies is to “be fearful when others are greedy and greedy when others are fearful“. This means that investors should focus on the long term, rather than the latest news cycle. It’s an idea which ties in closely with his tip above about ignoring market noise. He often says that market downturns create fantastic deals for patient investors who have cash on hand. In an ideal world, investors should look to buy high-quality assets at a discount when other investors panic and sell. Then they’d pull back when market overconfidence drives share prices to unrealistic heights.

Tip 3: Think like a business owner

Warren Buffett sees share ownership as a way to make a meaningful investment in businesses that look to have long-lasting, favourable economic characteristics and are run by trustworthy managers. He often urges investors to evaluate stocks as if they are buying the entire underlying business. If investors are comfortable holding a company even if the market closes for ten years, temporary volatility shouldn’t be a concern.

Tip 4: Focus on intrinsic value

Warren Buffett was famously quoted as saying “Price is what you pay. Value is what you get.” His point is that, when it comes to the sharemarket, there is a distinct difference between price and value. A low share price doesn’t automatically mean a stock is a good deal, and vice versa. Warren Buffett always looks for high-quality companies with a competitive advantage and buys only when the market price is below their true worth.

Tip 5: Keep it simple

Warren Buffett isn’t a fan of complexity; instead, for the majority of investors, he advocates for buying broad, low-cost index funds rather than picking individual stocks. These funds give investors exposure to multiple companies at once. This diversity reduces the risk of significant losses from putting all your eggs into one basket.

The post 5 Warren Buffett tips for investing in volatile markets appeared first on The Motley Fool Australia.

More reading

• The best ASX ETFs to buy and hold for 10 years
• 9 ASX 200 shares with renewed buy ratings for FY27
• How Rio Tinto, Fortescue and BHP shares stacked up in June
• How much do I need in superannuation to receive $5,500 per month in passive income?
• 10 of the best ASX shares to buy in FY 2027

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

S&P/ASX 200 Index (ASX: XJO) shares rose by 2.77% and delivered total returns, including dividends, of 7% in FY26.

As a new financial year begins, brokers have indicated continuing confidence in several ASX 200 shares.

This week, they renewed their buy calls on the following stocks, with updated 12-month price targets for FY27. 

BHP Group Ltd (ASX: BHP)

Over FY26, the market’s largest ASX 200 mining share skyrocketed 62% to close out the year at $59.40. 

Morgan Stanley renewed its buy rating on BHP shares this week.

The broker has a 12-month price target of $67.50. 

This suggests more than 10% upside over FY27. 

Northern Star Resources Ltd (ASX: NST)

The market’s largest ASX 200 gold mining share rose just 2% to $18.95 over FY26.

UBS reiterated its buy rating on Northern Resources shares this week.

The broker reduced its price target from $24.35 to $23.75. 

This implies potential capital gains of 25% ahead.

ANZ Group Holdings Ltd (ASX: ANZ)

This ASX 200 bank share rose 21% to close out the financial year at $35.35. 

Citi reaffirmed its buy rating on ANZ shares with a price target of $39.25.

This implies potential capital gains of 11% in the new financial year. 

Mineral Resources Ltd (ASX: MIN)

The stock price of this diversified ASX 200 miner rebounded 188% to $62.07 in FY26. 

UBS reaffirmed its buy rating on Mineral Resources shares this week.

The broker lowered its price target from $83 to $79.

This implies potential capital gains of 27% ahead in FY27. 

JB Hi Fi Ltd (ASX: JBH) 

Over FY26, this ASX 200 retail share tumbled 27% to $80.48.

Bell Potter reiterated its buy rating on JB Hi-Fi shares with a price target of $87.

This implies potential capital gains of 8% over FY27.

Neuren Pharmaceuticals Ltd (ASX: NEU)

This ASX 200 healthcare share rose 26% to $17.75 in FY26. 

Bell Potter reiterated its buy rating on Neuren Pharmaceuticals shares this week.

The broker boosted its 12-month share price target from $22 to $23.50. 

This implies potential capital gains of 32% ahead.

Resolute Mining Ltd (ASX: RSG)

Over FY26, this ASX 200 gold stock ripped 56% to 95 cents per share. 

Macquarie renewed its buy rating on Resolute Mining shares with a price target of $1.55.

This implies potential capital gains of 64% for FY27. 

BlueScope Steel Ltd (ASX: BSL)

The BlueScope Steel share price rose 38% over FY26 to close at $31.87. 

RBC Capital renewed its buy rating on the ASX 200 materials share this week. 

The broker raised its 12-month price target from $35.25 to $38.25.

This suggests a potential 20% upside ahead.

South32 Ltd (ASX: S32)

Over FY26, this ASX 200 mining share rose 34% to finish the year at $3.90. 

UBS reaffirmed its buy rating on South32 shares with a reduced price target of $5.

This implies potential capital gains of 28% ahead.

The post 9 ASX 200 shares with renewed buy ratings for FY27 appeared first on The Motley Fool Australia.

More reading

• How Rio Tinto, Fortescue and BHP shares stacked up in June
• How much do I need in superannuation to receive $5,500 per month in passive income?
• 5 best ASX 200 mining shares of FY26
• Here are the top 10 ASX 200 shares today
• 6 ASX 200 large-cap shares that rose 60% to 275% in FY26

Citigroup is an advertising partner of Motley Fool Money. Motley Fool contributor Bronwyn Allen has positions in BHP Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group. The Motley Fool Australia has recommended BHP Group and Macquarie Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Rio Tinto Ltd (ASX: RIO), Fortescue Ltd (ASX: FMG) and BHP Group Ltd (ASX: BHP) shares all underperformed the benchmark index in June.

Over the month just past, the S&P/ASX 200 Index (ASX: XJO) gained 0.5%.

But, after a strong run higher in May, all three of the ASX 200 mining giants lost ground in June.

BHP shares closed on 29 May trading for $62.31. When the closing bell sounded on 30 June, shares were changing hands for $59.40 apiece, down 4.7% over the month.

Fortescue shares fared just a bit better. The Fortescue share price ended May at $22.31 and closed out June at $19.15, putting the ASX 200 miner down 4.2% in June.

And Rio Tinto shares trailed the pack. Shares closed out May at $185.63 and finished June at $172.51 each. This saw the Rio Tinto share price down 7.1% in June.

Why did BHP shares and the other ASX 200 miners go backwards in June?

First, it’s important to note that shares in all three of the big Aussie miners remain well up over the past 12 months.

Despite June’s retrace, BHP shares were recently up around 60% over 12 months, while Fortescue shares have gained 19% and Rio Tinto shares have jumped 57%. And none of these figures include the two dividends these companies paid out to eligible stockholders over this time.

As for June’s pressure, a lot of that was driven by a retrace in the miners’ core revenue earning commodities.

On 29 May, for example, iron ore was trading for US$108 per tonne. By 30 June, the iron ore price had slipped to US$100 per tonne.

Copper prices also slid in June. On 1 June the red metal was fetching US$13,832. By 30 June the copper price had fallen to US$13,375 per tonne, according to data from Bloomberg.

What else happened with the ASX 200 mining giant in June?

There was little fresh news out from the Aussie mining giants in June.

The month did mark Mike Henry’s last one as BHP’s CEO, with Brandon Craig stepping into the top job on 1 July.

And BHP shares did tumble 5.6% on 19 June after the miner reported on higher-than-expected costs at its Jansen Stage 2 potash project, located in Canada.

Investors were favouring their sell buttons after BHP revealed that its full investment estimate for Stage 2 had increased to US$6.9 billion, up from the prior forecast of US$4.9 billion.

First potash production from Stage 2 was also pushed back two years to FY 2031.

The post How Rio Tinto, Fortescue and BHP shares stacked up in June appeared first on The Motley Fool Australia.

More reading

• How much do I need in superannuation to receive $5,500 per month in passive income?
• 6 ASX 200 large-cap shares that rose 60% to 275% in FY26
• Is it smart to invest $5,000 into BHP shares?
• The ASX 200 sector that outperformed the benchmark 7 to 1 in FY26. Can it keep delivering?
• How to get started with a portfolio delivering $500 a week in passive income

Motley Fool contributor Bernd Struben has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Investing your superannuation to generate passive income in the future is a sensible strategy, especially if your goal is to build wealth for retirement.

By investing today, you can benefit from low tax rates, compounding, and eventually a tax-free passive income once you transition to the pension phase.

But how much do you actually need in your super to be able to get the passive income you want when the retirement years hit?

Let’s break it down, using $5,500 per month as an example.

How much do I need in superannuation to get $5,500 of monthly passive income?

If you want to earn $5,500 in passive income every month from your superannuation, that equates to $66,000 per year in dividend payments.

There is an easy way to work out the superannuation balance you’d need to get that level of income. Simply divide your annual passive income by the dividend yield.

But the tricky part is that the answer varies widely depending on your portfolio’s dividend yield.

For example, a portfolio with a dividend yield of around 6% only needs to be half the size of one with a dividend yield of around 3% to generate the same level of passive income. 

Let’s break it down further.

If your overall portfolio has a dividend yield of around 3%, you’ll need a balance of around $2.2 million to earn $66,000 per year in passive income.

A $2 million-plus portfolio isn’t achievable for many Australian investors, but the good news is that, as the dividend yield of your portfolio increases, the superannuation balance needed to earn the same passive income decreases.

For example, if the yield of your portfolio is around 5%, your balance would need to be closer to $1.3 million, to earn the same dividend income.

Increase that to a 6% or 7% dividend yield and you’re looking at closer to $1.1 million or $943,000. You’d still earn $66,000 per year in passive income of these portfolio sizes.

Can’t I just invest in shares with the highest yield to get the biggest returns?

It’s a tempting idea, but it doesn’t make good investment sense.

Generally, the higher the yield, the higher the risk associated with that ASX stock.

Rather than trying to get rich quickly, investors should concentrate on good-quality businesses with strong balance sheets and stable earnings. These stocks are most likely to stand the test of time and while also building wealth.

The key is diversity, consistency and lots of patience. 

And remember, you don’t need to invest the whole sum in one go. Start with a monthly investment and let compound growth do some of the hard work for you.

Ok, so what ASX shares can I buy with dividend yields around 3-7%?

There is a huge range of options, but here are a few of my favourite ASX dividend shares to get you started.

ASX dividend-paying shares such as large cap companies like Commonwealth Bank of Australia (ASX: CBA) or mining giant BHP Group Ltd (ASX: BHP) pay their shareholders a 3-4% dividend yield. As does CSL Ltd (ASX: CLS) and Telstra Group Ltd (ASX: TLS) .

For a mid-range yielding ASX dividend option, I’d look at defensive stocks like Transurban Group (ASX: TCL), APA Group Ltd (ASX: APA), or ASX miner Fortescue Ltd (ASX: FMG), which pay a dividend of 4-6%.

For a higher 7% dividend yield, or even above, I’d look at dividend-payers like Shaver Shop Group Ltd (ASX: SSG), Charter Hall Long Wale REIT (ASX: CLW) or even IPH Ltd (ASX: IPH).

The post How much do I need in superannuation to receive $5,500 per month in passive income? appeared first on The Motley Fool Australia.

More reading

• How Rio Tinto, Fortescue and BHP shares stacked up in June
• 6 ASX 200 large-cap shares that rose 60% to 275% in FY26
• Is it smart to invest $5,000 into BHP shares?
• The ASX 200 sector that outperformed the benchmark 7 to 1 in FY26. Can it keep delivering?
• Should I buy, hold, or sell CBA shares in July?

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL and Transurban Group. The Motley Fool Australia has positions in and has recommended Apa Group, Telstra Group, and Transurban Group. The Motley Fool Australia has recommended BHP Group, CSL, IPH Ltd , and Shaver Shop Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.