It makes a lot of sense to invest for passive income in superannuation because of the lower tax rate compared to normal individual tax rates for full-time workers.

There are a number of attractive ASX dividend shares that are driving their underlying values higher and delivering bigger payments to shareholders.

The two businesses below are trading at good prices and offer great dividend yields. I’d be very happy to invest $15,000 across these two names today.

Centuria Industrial REIT (ASX: CIP)

This business is a real estate investment trust (REIT) that owns a portfolio of commercial properties – there’s no negative gearing involved in this real estate.

Its industrial properties are spread across Australia’s cities, in areas where there is limited supply, significant demand and a very low vacancy rate. This combination is helping drive the underlying rental value of the properties, boosting their earnings power and the value of the real estate.

In the FY26 third-quarter update, the business reported that its FY26 year-to-date re-leasing spreads were 36% – that’s a big jump of rental income on the new leases.

The business is expecting to grow its FY26 annual distribution per year by 3% to 16.8 cents per unit, which translates into a distribution yield of 5.75%. I think it’s a solid starting yield for passive income in superannuation.

Grant Nichols, the fund manager of the REIT, said:

Looking ahead, we foresee the domestic infill industrial market’s supply-demand imbalance to persist with limited construction of new warehouses coupled with consistently high occupier demand as tenants look to strengthen their delivery times and reduce transport costs. Current macroeconomic uncertainty, resultant of the Middle East conflicts and global oil constraints, is impacting inflation and construction price pressures. These factors are expected to curtail future industrial market supply. The value of high-quality, existing infill industrial assets is expected to increase as the disconnect to replacement cost continues to escalate.

This bodes well for long-term returns, in my view.

Future Generation Global Ltd (ASX: FGG)

The other ASX share I want to highlight is Future Generation Global, a listed investment company (LIC) that invests in global shares.

But, unlike many other LICs, this one doesn’t charge any management fees or performance fees. Instead, it donates 1% of its net assets to youth mental health charities.

Additionally, it’s not one fund manager that controls the portfolio. Instead, there are 16 different funds in the portfolio – there are more than 3,700 underlying shares, enabling Future Generation Global to give investors significant diversification.

On the dividend side of things, the business has increased its annual dividend per share each year since FY19. So, it has already given investors several years of regular dividend increases and I’m expecting more to come.

At the end of April 2026, it had a profit reserve of 71.5 cents per share and (excluding the special dividend) a grossed-up dividend yield of 7%, including franking credits.

I think it’s a great option for passive income in superannuation with that large and growing dividend, plus the diversification.

The post How to invest $15,000 for passive income in superannuation? appeared first on The Motley Fool Australia.

More reading

• Create a river of dividends for passive income alongside work earnings with ASX stocks
• How much is needed in superannuation to target a $5,000 monthly passive income?
• What’s going on with this ASX 200 stock today?
• Centuria Industrial REIT books $188m in Q3 asset sales, reaffirms FY26 outlook
• Where I’d invest $10,000 into ASX 200 dividend shares right now

Motley Fool contributor Tristan Harrison has positions in Future Generation Global. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Qantas Airways Ltd (ASX: QAN) shares are certainly not immune to the surge in global energy prices since the outbreak of the Middle East conflict.

Indeed, on 26 February – two days before the Iran war commenced – Qantas estimated that supplying its aircraft with jet fuel in the second half of the financial year (H2 FY 2026) would cost around $2.5 billion.

No small sum, that.

However, on 14 April, with global oil prices rocketing, Qantas bumped up its second-half-year jet fuel cost forecast to $3.1 billion to $3.3 billion. Adding a potential $600 million drag on full-year profits from the prior estimate.

But rather than pull into its shell, the ASX 200 airline stock is embracing the old adage, “When life hands you lemons, make lemonade.”

And Qantas shares may make that proverbial lemonade at the expense of rival Air New Zealand Ltd (ASX: AIZ).

On Thursday, Air New Zealand reported that it was increasing its second-half FY 2026 fuel cost forecast to approximately NZ$980 million. That’s up from prior expectations of NZ$740 million.

As such, Air New Zealand said it now expects to post an FY 2026 loss before tax of between NZ$340 million and NZ$390 million.

With Qantas having increased its first-half-year underlying profit before tax by $71 million to reach $1.46 billion, the company is taking aim at Air New Zealand’s routes.

Qantas shares expanding their New Zealand footprint

Speaking in Wellington this week, Qantas CEO Vanessa Hudson noted that Australia continues to be New Zealand’s largest international visitor market.

Commenting on the surging price of jet fuel, she said:

I want to be honest about the environment we’re operating in. Fuel costs are elevated. The situation in the Middle East continues to affect routing and costs for airlines globally. When you run an airline, uncertainty is never far away.

However, Hudson revealed how Qantas shares could find support during difficult times by increasing its presence in New Zealand.

According to Hudson:

What we’ve learned over more than a century of flying is that when conditions are difficult, you back the relationships that matter most. New Zealand is one of those relationships. And we are backing it.

What the Qantas Group is committing to New Zealand right now is the biggest investment we have ever made in this market. Across Qantas and Jetstar, more than 800,000 seats have been added between Australia and New Zealand over the last 12 months.

She noted that the airline’s investment in New Zealand goes beyond adding those seats.

“We recently opened our new Auckland lounge, a multi-million-dollar investment and part of the hundreds of millions we are committing to our lounge network globally,” she said.

Hudson added, “We’re investing in Auckland because we see its potential, and we want to be the airline that realises it.”

As of Friday’s close, Qantas shares were down 14.17% since the onset of the Iran war.

Air New Zealand shares have tumbled 29.79% over this same period.

The post Buying Qantas shares? Here’s how the airline aims to capitalise on Air New Zealand’s woes appeared first on The Motley Fool Australia.

More reading

• At just $8.59, it looks like Qantas shares are a bargain buy: Here’s why
• Why Graincorp, Air New Zealand and Megaport shares are turning heads on Thursday
• Air New Zealand shares sink as investors brace for a major loss
• Air New Zealand flags sharp FY26 loss as rising fuel costs bite
• Air NZ warns of ‘fuel shock’, what this means for Qantas shares

Motley Fool contributor Bernd Struben has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

I think it’s quite rare to find ASX dividend stocks that offer a mixture of both reliability and a good dividend yield. Future Generation Australia Ltd (ASX: FGX) is one of the best businesses for that combination of passive income factors, in my opinion.

If I were picking a business for dividends, I’d pick Future Generation Australia over names like Commonwealth Bank of Australia (ASX: CBA), Westpac Banking Corp (ASX: WBC), ANZ Group Holdings Ltd (ASX: ANZ), National Australia Bank Ltd (ASX: NAB), BHP Group Ltd (ASX: BHP), Rio Tinto Ltd (ASX: RIO) or Fortescue Ltd (ASX: FMG).

Part of the reason for that preference is the fact that Future Generation Australia is a listed investment company (LIC). That means it invests in other assets on behalf of shareholders and has the flexibility to decide on the size of its dividend payments.

This LIC is quite different to a typical LIC because there are no management fees involved. Instead, it’s invested in the funds of more than a dozen different fund managers who work for free so that Future Generation Australia can donate 1% of net assets each year to youth charities. It’s a great setup, in my opinion.

Let’s look at the reliability and dividend yield of this compelling ASX dividend stock.

Reliable passive income option

The LIC is invested in more than 450 underlying shares across different sectors, giving it a pleasing level of diversification. This is a powerful tool to reduce risk and volatility.

Future Generation Australia itself reports that it has outperformed the ASX share market (to March 2026) by an average of 0.8% per year since its inception (September 2014) and this has been achieved with lower volatility.

It has a much larger weighting to small and medium ASX shares than the overall ASX share market, which I view as an advantage.

In terms of the dividend, it has grown its annual dividend per share every year since 2015, representing a decade of continuous dividend growth.

Good dividend yield

Not only has it been very consistent with increasing its payout, the dividend yield is very good.

Its 2025 annual payment was 7.2 cents per share, which translates into a grossed-up dividend yield of 7.8%, including franking credits.

Dividends aren’t guaranteed, of course, but with a profit reserve of 45 cents per share, it can pay growing dividends for a number of years.

I think this seems like a great time to invest in the ASX dividend stock. At the time of writing, investing $1,000 would buy 757 Future Generation Australia shares. I’d love to do that.

The post $1,000 buys 757 shares in an incredibly reliable ASX dividend stock appeared first on The Motley Fool Australia.

More reading

• Create a river of dividends for passive income alongside work earnings with ASX stocks
• How much is needed in superannuation to target $10,000 of monthly passive income?
• How I’d aim for a 7% dividend yield in a SMSF
• Get paid huge amounts of cash to own these ASX dividend shares!

Motley Fool contributor Tristan Harrison has positions in Future Generation Australia. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Xero Ltd (ASX: XRO) shares had a bit of a wild ride last week, with a sell-off following the release of the company’s full-year results, followed by a rally a day later, which recovered all of the losses.

Kneejerk sell-off

Investors seem to have overreacted to the headline profit figure, which fell 27% to NZ$167.4 million, due to costs associated with Xero’s acquisition of Melio.

Outside of that line in the company accounts, there was plenty to be happy about, however.

Xero reported revenue growth of 31% to NZ$2.8 billion and an 18% increase in EBITDA to NZ$757.4 million.

Chief Executive Officer Sukhinder Singh Cassidy said it was a strong result.

She added:

Our 3×3 strategy is hitting its stride, demonstrated by accelerating US growth with 110,000 new customers, including new Melio direct payments customers, and pro-forma revenue growth of 50%. We have powerful momentum across our markets, and delivered strong EBITDA growth while absorbing Melio. Globally we are providing a small business financial operating system for the AI era, driving value for customers while deepening our technology foundations, compliance capability and data advantages, and driving stronger unit economics.

Xero also announced a NZ$550 million share buyback.

Analysts like what they see

Morgans said in a note to clients last week that both the results and the company’s outlook to FY27 beat expectations.

They added:

Earnings momentum continues to improve relative to consensus expectations. Management were confident enough to announce a buy-back and hint at potential capital management in FY28. However, investors didn’t take comfort with commentary around AI disruption risk versus reward. Management has a plan to maximise the opportunity set ahead of a path to AI monetisation. It’s early days in AI and the path to AI driven value creation will become clearer, over time.

Morgans said the key question was whether Xero can replicate its success in Australia and New Zealand in offshore markets.

Morgans has a price target of $111 on Xero shares.

Morgan Stanley, however, is more bullish, with a $130 price target.

The broker said for Xero and for all tech companies with exposure to AI, “the debate on long term earnings and terminal values is still active”.

Morgan Stanley said it thought a share derating had been warranted but was too severe, with the market underappreciating the company’s competitive position locally.

And finally, among the brokers, Macquarie has a whopping $235.80 price target on Xero.

They said in their note to clients:

Management is walking the walk, making data-driven decisions leading to better capital allocation outcomes. We see the stock as fundamentally mispriced, and expect AI monetisation and US growth to be the key catalysts … to re-rate the stock.

The post Could Xero shares really go that high? 3 brokers weigh in appeared first on The Motley Fool Australia.

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• Top brokers name 3 ASX shares to buy next week
• 3 excellent ASX ETFs to buy and hold for 10 years
• 3 ASX tech shares I’d buy with $20,000
• These ASX 200 shares could rise 20% to 40%
• My simple investing strategy if I had to start over

Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group and Xero. The Motley Fool Australia has positions in and has recommended Macquarie Group and Xero. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

If you are on the lookout for some investment ideas, then read on. That’s because Bell Potter has been busy picking out its best ideas for May from the smaller side of the market.

Listed below are two more ASX shares that the broker has just named as best buys for the month ahead. Here’s what it is saying about them:

Adveritas Ltd (ASX: AV1)

Bell Potter has named Adveritas as a best buy this month. It is an advertising technology company aiming to help customers maximise their return on digital ad spend with its TrafficGuard product.

The broker believes the company is well-placed thanks to its strong position in a rapidly growing market. It explains:

Adveritas is a technology company that develops software solutions for enterprise customers which help maximise the return on digital ad spend. The key product of the company, TrafficGuard, is a SaaS platform that detects and intercepts fraudulent traffic (e.g. bots) in real time which enables advertisers to reduce wasted ad spend and optimise their budgets.

The market for ad fraud software like TrafficGuard is relatively nascent but is growing rapidly and Adveritas is already a leading global player. The TrafficGuard platform is scaling rapidly, with AV1 having established a dominant position in the online sports betting vertical and a growing presence across adjacent sectors such as eCommerce.

Catapult Sports Ltd (ASX: CAT)

Another ASX share that has been named as a best buy by Bell Potter this month is Catapult Sports.

It likes the wearables-focused sports technology company due to its huge market opportunity. The broker estimates that the pro sports technology market will grow from $36 billion to $72 billion by the end of the decade.

As a market leader, Bell Potter believes the company is well-placed for long-term growth. It explains:

Catapult Sports is a leading global provider of elite athlete wearing tracking solutions and analytics for athlete tracking. The key target market of Catapult is elite sporting teams and organisations and the acquisition of SBG also now gives the company a presence in motorsports. The pro sports technology market is currently valued at US$36bn in 2025 and is forecast to double to US$72bn by 2030. We view CAT as a market leader entering a stronger phase of cash generation and operating leverage, with an underpenetrated global customer base and expanding analytics suite providing a long runway for subscription growth and valuation upside.

The post Bell Potter names more of the best ASX shares to buy in May appeared first on The Motley Fool Australia.

More reading

• 3 ASX tech shares I’d buy with $20,000
• Brokers name 3 ASX shares to buy right now
• Bell Potter says this rapidly growing ASX tech stock could rise 45%
• 5 things to watch on the ASX 200 on Friday
• 3 super ASX tech stocks I’d buy in May with $3,000

Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Catapult Sports. The Motley Fool Australia has positions in and has recommended Catapult Sports. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

As a big four ASX bank share, as well as one of the largest stocks on the S&P/ASX 200 Index (ASX: XJO), National Australia Bank Ltd (ASX: NAB) is a popular share for Australian investors to own. Some may own it in the hopes that NAB shares will compound at a high rate over time, building real wealth for investors.

But I think it’s fair to say that most investors who buy NAB stock do so in the hope of receiving the fat, fully-franked dividends that this bank is famous for.

Like most ASX bank shares, and particularly the other big four banks, NAB has a long and successful history of paying out substantial dividend payments to its shareholders. In NAB’s case, these have almost always come with full franking credits attached.

As it happens, NAB is looking particularly pleasing compared to its banking peers, from an income perspective at least, at the present moment. The bank currently offers the second-highest trailing dividend yield of the big four, only behind ANZ Group Holdings Ltd (ASX: ANZ). And since ANZ no longer seems to be able to pay fully-franked dividends, we can say NAB is looking comparable at worst.

At recent pricing, NAB was trading on a trailing dividend yield of just under 4.7%. That’s well ahead of Westpac Banking Corp (ASX: WBC) and several leagues above Commonwealth Bank of Australia (ASX: CBA).

NAB shares: What’s in store for dividend investors?

This yield comes from the two dividend payments NAB has made to investors over the past 12 months. The first was last year’s July interim dividend of 85 cents per share. The second, the final dividend from December, was also worth 85 cents per share. Both dividends came fully franked. NAB has actually already traded ex-dividend for its July interim dividend for 2026. However, that payment, due to be paid out on 2 July, will be worth 85 cents per share too, meaning our yield remains the same.

However, that all reflects the past and present. What of the future? What should investors who spend $10,000 on NAB shares today expect to receive over 2027?

Well, we can’t know with certainty what kind of income NAB will pay out until it reveals what its 2027 dividend will look like. We can, however, speculate.

At recent pricing, $10,000 will get an investor about 275 NAB shares, give or take. Last month, my Fool colleague Tristan looked at some predictions regarding NAB’s dividends. He found that analysts are pencilling in a modest dividend rise next year, with NAB predicted to fork out a total of $1.705 for its FY 2026, rising to $1.73 per share for FY 2027. If that’s true, it would mean our investor with 275 NAB shares could look forward to just under $469 in dividend income for FY 2026, rising to about $476 for FY 2027. That would equate to annual yields of 4.69% and 4.76%, respectively.

Of course, those are just predictions. We’ll have to wait until next year to get to the bottom of NAB’s 2027 dividends. But no doubt shareholders will be hoping for that modest pay rise.

The post If I invest $10,000 in NAB shares, how much passive income will I receive in 2027? appeared first on The Motley Fool Australia.

More reading

• Why is everyone selling CBA shares?
• NAB shares slump 26% from their peak: Buy, sell or hold?
• 9 ASX 200 shares with renewed buy calls from the experts this week
• Why the big four banks could keep delivering for income investors
• How much do I need to invest in ASX shares for $500 a month of passive income?

Motley Fool contributor Sebastian Bowen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Markets feel messy right now. Volatility is the result and it can make even experienced investors question how to invest next.

Between artificial intelligence disruption, geopolitical tension in the Middle East, and stubbornly high interest rates, investors are being pulled in every direction.

But if you understand how to invest during turbulent periods, chaos becomes less of a threat and more of a signal.

Focus on stability first

When uncertainty rises, defensive stocks tend to stand out.

These are companies that provide essential services people rely on regardless of economic conditions. Demand doesn’t vanish when growth slows.

For example, Transurban Group (ASX: TCL) operates major toll roads across Australia and the US. Traffic levels may fluctuate, but the business benefits from long-term contracts and essential infrastructure usage.

This is a key lesson in how to invest during volatile periods: defensive shares won’t always deliver explosive gains, but they can help stabilise portfolio performance when markets become unpredictable.

Back quality businesses

Volatility also helps separate strong companies from weak ones.

Lower-quality businesses often struggle when conditions tighten, while high-quality companies tend to prove their resilience.

This is where it pays to focus on firms with clear competitive advantages, whether that’s strong brands, dominant market positions or irreplaceable assets.

BHP Group Ltd (ASX: BHP) is one example of a large, diversified ASX business with scale advantages, strong cash generation and global demand exposure. Balance sheet strength also matters. Companies with manageable debt and consistent cash flow have more flexibility to invest through downturns rather than retreat from them.

Earnings reliability is another key filter. Businesses that can generate steady profits over time tend to experience less extreme share price swings.

In uncertain environments, quality often outperforms.

Use ASX ETFs to reduce risk

For investors unsure how to invest in individual stocks during volatile markets, ETFs offer a practical alternative. They provide instant diversification across sectors, reducing the impact of any single company or market shock.

Income-focused ETFs can also help smooth returns. The Vanguard Australian Shares High Yield ETF (ASX: VHY), for instance, is heavily weighted toward dividends from banks, miners and energy companies.

Bond ETFs add another layer of stability. The iShares Core Composite Bond ETF (ASX: IAF) invests across Australian government and corporate bonds, typically providing more defensive characteristics and regular income.

Blending equities with income and fixed income exposure is often a core principle in how to invest for smoother long-term returns.

Keep investing through the noise

Trying to time markets during periods of volatility is extremely difficult, even for professionals.

That’s why dollar-cost averaging is such a powerful tool. Rather than investing a lump sum at once, you invest regularly over time. This means you automatically buy more when prices are lower and less when they are higher, without needing to predict market turning points.

It’s simple, disciplined and removes emotional decision-making. Just as importantly, it keeps investors engaged in the market during uncertain periods. This is critical, because missing the recovery often hurts more than enduring the downturn.

The post How to invest during market chaos and volatility appeared first on The Motley Fool Australia.

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• BHP shares vs Woodside shares: Which is the better buy?
• My simple investing strategy if I had to start over
• These ASX dividend shares could power your retirement income
• 3 ASX 200 shares I’d buy and hold through any market cycle
• How to build passive income with ASX shares in 3 easy steps

Motley Fool contributor Marc Van Dinther has positions in BHP Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Transurban Group. The Motley Fool Australia has positions in and has recommended Transurban Group. The Motley Fool Australia has recommended BHP Group and Vanguard Australian Shares High Yield ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It was another busy week for Australia’s top brokers. This has led to a number of broker notes being released.

Three broker buy ratings that you might want to know more about are summarised below. Here’s why brokers think these ASX shares are in the buy zone:

CSL Ltd (ASX: CSL)

According to a note out of Morgans, its analysts have retained their buy rating on this biotech giant’s shares with a reduced price target of $147.59. Morgans notes that CSL has downgraded its guidance for FY 2026 due to China Albumin price pressure, US immunoglobulin channel inventory normalisation, and other impacts. While this is disappointing, the broker highlights that the issues are being framed as primarily executional rather than structural, with infrastructure overbuild, organisational complexity, and weak commercial execution cited. In light of this and with underlying demand and industry structure remaining healthy, Morgans thinks it is worth sticking with CSL and sees significant value in its shares at current levels. The CSL share price ended the week at $97.96.

REA Group Ltd (ASX: REA)

A note out of Bell Potter reveals that its analysts have retained their buy rating on this property listings company’s shares with an increased price target of $217.00. Bell Potter was pleased with REA Group’s performance in the third quarter, noting that it delivered a resilient result. This was thanks largely to strong performances in the key Melbourne and Sydney markets. And while Bell Potter recognises the potential for disruption, it believes the earnings multiple compression is overdone. This is especially the case considering that REA Group’s moat lies in decades of property, customer and buyer intent data, as well as an inherent network effect via an established and highly engaged audience. The REA Group share price was fetching $162.01 at Friday’s close.

Xero Ltd (ASX: XRO)

Analysts at Macquarie have retained their buy rating on this cloud accounting platform provider’s shares with an improved price target of $235.80. According to the note, the broker thought Xero’s performance in FY 2026 was strong and was pleased with its accelerating growth in the key US market. Looking ahead, Macquarie sees potential for significant operating leverage as revenue scales across a largely fixed cost base. And while AI disruption concerns are lingering, the broker believes Xero’s proprietary customer data and ecosystem integration positions it well for the future. The Xero share price ended the week at $79.67.

The post Top brokers name 3 ASX shares to buy next week appeared first on The Motley Fool Australia.

More reading

• 3 excellent ASX ETFs to buy and hold for 10 years
• 3 ASX tech shares I’d buy with $20,000
• These ASX 200 shares could rise 20% to 40%
• My simple investing strategy if I had to start over
• Buy, hold, sell: CBA, CSL, and Life360 shares

Motley Fool contributor James Mickleboro has positions in CSL, REA Group, and Xero. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL, Macquarie Group, and Xero. The Motley Fool Australia has positions in and has recommended Macquarie Group and Xero. The Motley Fool Australia has recommended CSL. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

A decade is a useful time frame for investing in exchange traded funds (ETFs).

It is long enough for powerful themes to develop, but also long enough for short-term market noise to fade in importance.

That makes it worth focusing on ETFs with clear strategies, broad opportunity sets, and exposure to areas of the market that can keep growing over time.

Here are three ASX ETFs that could be worth buying and holding for the next 10 years.

VanEck Morningstar Wide Moat ETF (ASX: MOAT)

The first ASX ETF to look at is the VanEck Morningstar Wide Moat ETF.

This fund is built around companies that have durable competitive advantages. That might come from strong brands, cost advantages, network effects, patents, or customer switching costs.

The extra layer is valuation. This ETF does not simply buy quality businesses at any price. It aims to hold companies that are trading at attractive levels relative to analysts’ assessment of fair value.

For investors who want exposure to quality US companies with a valuation discipline, the VanEck Morningstar Wide Moat ETF offers an easy way to do it.

Betashares Global Robotics and Artificial Intelligence ETF (ASX: RBTZ)

Another ASX ETF that could be a strong performer over the next decade is the Betashares Global Robotics and Artificial Intelligence ETF.

Automation is becoming more important across factories, hospitals, warehouses, energy systems, and logistics networks. It is being driven by labour shortages, rising costs, and the need for greater efficiency.

This bodes well for the Betashares Global Robotics and Artificial Intelligence ETF. That’s because it provides exposure to companies involved in robotics, artificial intelligence, automation, and related technologies. It was recently recommended by analysts at Betashares.

Betashares S&P/ASX Australian Technology ETF (ASX: ATEC)

A third ASX ETF worth considering is the Betashares S&P/ASX Australian Technology ETF.

It gives investors access to the local technology sector, which is very different from the old image of the ASX as just banks and miners.

The fund holds Australian technology companies involved in software, digital platforms, data centres, payments, and healthcare technology. This includes Xero Ltd (ASX: XRO), NextDC Ltd (ASX: NXT), and WiseTech Global Ltd (ASX: WTC).

And with many tech shares, as well as this ASX ETF, down heavily over the past 12 months, now could be a good time to consider a long-term position in the fund. It was also recently recommended by the team at Betashares.

The post 3 excellent ASX ETFs to buy and hold for 10 years appeared first on The Motley Fool Australia.

More reading

• Top brokers name 3 ASX shares to buy next week
• 3 ASX tech shares I’d buy with $20,000
• These ASX 200 shares could rise 20% to 40%
• These under-the-radar ASX AI shares are starting to turn heads
• My simple investing strategy if I had to start over

Motley Fool contributor James Mickleboro has positions in Nextdc, VanEck Morningstar Wide Moat ETF, WiseTech Global, and Xero. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended WiseTech Global and Xero. The Motley Fool Australia has positions in and has recommended WiseTech Global and Xero. The Motley Fool Australia has recommended VanEck Morningstar Wide Moat ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Shares in Commonwealth Bank of Australia Ltd (ASX: CBA) had a bit of a shocker of a week, tumbling heavily after the bank released its third-quarter results.

Shareholders are now marginally in the red if they’ve held the shares for a year, while this week’s falls should be kept in context – the shares have just given back all of the gains they made from about mid-February.

The key thing for shareholders, though, is where the shares will go from here, and if you’re asking the analysts, the news isn’t good.

Results didn’t impress

Firstly, let’s have a look at what CBA announced on Wednesday.

The bank said it had generated cash net profit after tax of about $2.7 billion, down 1% on the quarterly average across the first half and up 4% on the previous corresponding quarter.

Operating income was flat, “with the benefit of lending and deposit volume growth offsetting the impact of two fewer days. Underlying net interest margin was broadly stable excluding non-recurring tailwinds”.

CBA said its loan impairment expense was $316 million, “with higher collective provisions reflecting heightened geopolitical and macroeconomic uncertainty”.

Analysts say there’s further to fall

Having a look at what the analysts are saying, the team at Macquarie said the CBA results reflect a trend of revenues weakening across the sector.

They added:

CBA’s 3Q26 trading update was a slight miss to consensus expectations, driven by weaker revenues and a provisioning top-up. Stepping back, our key takeaway from May results has been a clear deterioration of revenue trends across the sector, with quarter on quarter revenue falling 3%. While CBA has marginally outperformed peers, trends were still weaker, with underlying revenue ~flat. With downside risk to earnings and a more challenging macro backdrop, we maintain Underperform.

Macquarie has a price target of $114 on CBA shares.

The analysts at Morgans also believe CBA shares have further to fall, with a price target of $119.40 on the shares and a sell recommendation.

The Morgans team said:

As well as being Australia’s largest bank, compared to its peers CBA has the highest return on equity, lowest cost of capital, leading technology, largest position in the residential mortgage market (with the lowest risk portfolio in this low risk market segment) and largest low cost deposit base (with a greater skew to households and transaction accounts than its peers), and a loyal retail investor and customer base. However, we believe potential medium-term returns are too compressed at current prices considering CBA’s elevated trading multiples.

The team at UBS is not quite as downbeat at the prospect for CBA shares, with a price target of $130, still well south of where the shares are currently at.

And finally, Jarden has the lowest price target on the shares of $90.

The Jarden team notes that CBA has the most to lose from the changes to negative gearing in the Federal Budget announced during the week.

The Jarden team said:

CBA appears quite vulnerable to the negative gearing changes for investor home loans, a space it dominates where loans are typically interest only, wider spread and better asset quality underpinning a superior return on equity.

The post How low could CBA shares go? 4 brokers have their say appeared first on The Motley Fool Australia.

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Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group. The Motley Fool Australia has positions in and has recommended Macquarie Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.