• How I’d make investing easy with Vanguard ETFs

    Beautiful young woman drinking fresh orange juice in kitchen.

    Investing does not need to involve constantly researching individual companies or trying to pick the next big winner.

    For investors who want to keep things simple, I think Vanguard exchange-traded funds (ETFs) can do much of the work.

    Here are a few ways I would use them.

    Start with the Australian share market

    The Vanguard Australian Shares Index ETF (ASX: VAS) is one of the simplest ways to invest across the Australian share market.

    Rather than choosing which bank, miner, healthcare company, or retailer might perform best, the fund spreads investors’ money across a group of 300 Australian businesses.

    I think that can be attractive for someone who wants exposure to ASX shares without spending hours researching individual companies.

    There is also an income component. Many Australian shares pay dividends, and the VAS ETF passes the income it receives from its holdings through to investors.

    The biggest advantage for me, though, is simplicity.

    An investor can make one purchase and immediately own a broad collection of established Australian businesses. From there, they can keep adding money over time and allow the underlying companies to do the work.

    Add the rest of the world

    Australia is only a small part of the global share market, so I would also consider investing internationally.

    The Vanguard MSCI Index International Shares ETF (ASX: VGS) provides exposure to companies across major developed markets outside Australia.

    That opens the door to global businesses in technology, healthcare, consumer products, financial services, industrials, and many other industries that are less represented on the ASX.

    I think this is an easy way to broaden an investment portfolio without researching companies across dozens of countries.

    The VGS ETF also means an investor does not need to predict which overseas market will perform best next.

    Instead, they can own a broad collection of global businesses and give them years to grow.

    Want to make it even easier?

    Some investors may prefer to go one step further and use a single diversified ETF.

    The Vanguard Diversified High Growth Index ETF (ASX: VDHG) combines Australian and international shares with smaller allocations to defensive assets.

    Vanguard takes care of spreading the money across several markets and rebalancing the portfolio over time.

    I think that can remove several decisions that often make investing feel more complicated than it needs to be.

    There is no need to decide exactly how much money should go into Australian shares, US companies, emerging markets, or bonds each time an investment is made.

    For someone who wants to regularly invest and then get on with life, that simplicity could be valuable.

    Consistency can do a lot of the work

    Whichever approach an investor chooses, I think the biggest advantage comes from making investing easy enough to stick with.

    Markets will fall from time to time, headlines will change, and there will always be a new investment that appears more exciting.

    A broad Vanguard ETF allows investors to focus instead on regularly putting money to work and thinking in years rather than weeks.

    Over a long enough period, I think that consistency can become far more important than finding the perfect investment at exactly the right moment.

    Foolish takeaway

    I think Vanguard ETFs can make building wealth remarkably straightforward.

    An investor could use the VAS ETF for Australian shares, the VGS ETF for global exposure, or the VDHG ETF if they would rather have much of the diversification handled within a single investment.

    The important part is finding an approach that is easy to understand and easy to continue.

    For many investors, buying a broad ETF regularly and giving it plenty of time could be all the investing strategy they need.

    The post How I’d make investing easy with Vanguard ETFs appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Vanguard Australian Shares Index ETF right now?

    Before you buy Vanguard Australian Shares Index ETF shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Vanguard Australian Shares Index ETF wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 August 2026

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    Motley Fool contributor Grace Alvino has positions in Vanguard Australian Shares Index ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Vanguard Msci Index International Shares ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • If I invest $15,000 in Telstra shares, how much passive income will I receive in 2027?

    Hand holding Australian dollar (AUD) bills, symbolising ex dividend day. Passive income.

    Investing $15,000 into Telstra Group Ltd (ASX: TLS) shares could generate lots of passive income for shareholders over the coming 12 months.

    Of course, it has already generated significant passive income for shareholders. The FY26 result alone was an incredibly rewarding period for investors.

    The company hiked its annual dividend per share in FY26 by 10.5% to 21 cents per share. I think shareholders of most ASX blue-chip shares would be happy with this level of passive income growth.

    Let’s see what’s projected for the business in FY27 and what they could mean for a $15,000 investment.

    More passive income to come?

    The company reported a number of positive metrics in the FY26 result which bodes well for FY27, in my view.

    Its mobile division delivered ongoing growth, supported by its leading mobile network. Total mobile income grew 3% to $11.4 billion and the operating profit (EBITDA) rose by 3%.

    Mobile service revenue increased by 4.8%, driven by both handheld price changes and wholesale. It reported sustained average revenue per user (ARPU) growth across all categories, brands and segments.

    Postpaid handheld ARPU grew 3.8%, prepaid handheld ARPU rose 7.2% and wholesale ARPU increased 8.8%. Overall ARPU rose 3.7% to $45.33.

    Telstra also noted that mobile handheld users increased by 274,000 in FY26, including 39,000 in retail and 235,000 for wholesale.

    Ongoing price rises could help the company’s earnings rise again in FY27.

    The company is forecasting that its operating earnings will rise by single-digits (in percentage terms) in FY27. Operating profit (EBITDAaL) could rise by between 1.9% to 5.5% to between $8.5 billion and $8.8 billion. Cash earnings (EBIT) could rise by between 1.9% to 6.2% to between $4.75 billion and $4.95 billion.

    The ASX telco share is forecast by analysts to deliver shareholders an annual dividend per share of 22 cents in the 2027 financial year. That translates into a dividend yield of 4.6% excluding franking credits and 6.4% including franking credits.

    What would a $15,000 investment in Telstra shares do?

    If an investor bought $15,000 of Telstra at the time of writing, it would allow that Australian to buy 3,164 Telstra shares.

    With that, in FY27, an investor could receive $696.08 of dividend cash and approximately $269.49 of franking credits for a potential total grossed-up income of $964.57.

    The company could be a solid choice for passive income for the years ahead. It has a solid dividend yield, rising ARPU and it continues to invest in its network.

    The post If I invest $15,000 in Telstra shares, how much passive income will I receive in 2027? appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Telstra Group right now?

    Before you buy Telstra Group shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Telstra Group wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 August 2026

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    Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Telstra Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Here are the top 10 ASX 200 shares today

    A neon sign says 'Top Ten'.

    The S&P/ASX 200 Index (ASX: XJO) suffered a rather sour end to the trading week this Friday, with the values of many an ASX share dragged lower.

    Despite yesterday’s green day breaking a six-day losing run, the pessimists were back in charge once more this Friday, with the index opening lower and staying in red territory all session. By the time trading wrapped up, the ASX 200 had lost 0.27%. That leaves the index at 9,058.9 points as we head into the weekend.

    This rough end to the trading week for the local markets came after an even bleaker night across the Pacific on Wall Street.

    The Dow Jones Industrial Average Index (DJX: .DJI) was hit hard, dropping a hefty 1.32%

    The tech-heavy Nasdaq Composite Index (NASDAQ: .IXIC) did a little better than that, but still lost a flat 1% of its value.

    But let’s get back to ASX shares now and examine how this Friday’s negativity spilled over into the different ASX sectors.

    Winners and losers

    Despite the market’s retreat this session there were still a few sectors that made hay.

    But first, it was real estate investment trusts (REITs) that were first to the torch. The S&P/ASX 200 A-REIT Index (ASX: XPJ) was thumped today, cratering by 2.4%.

    Consumer discretionary shares were slammed as well, with the S&P/ASX 200 Consumer Discretionary Index (ASX: XDJ) tanking 1.82%.

    Healthcare stocks weren’t popular either. The S&P/ASX 200 Healthcare Index (ASX: XHJ) took a 1.79% plunge this Friday.

    Tech shares also had a day to forget, evidenced by the S&P/ASX 200 Information Technology Index (ASX: XIJ)’s 1.36% dive.

    Consumer staples stocks were no safe haven. The S&P/ASX 200 Consumer Staples Index (ASX: XSJ) shrank by 0.42%.

    Our last losers today were industrial shares, with the S&P/ASX 200 Industrials Index (ASX: XNJ) slipping 0.03%.

    Turning to the winners now, it was gold stocks that shone the brightest. The All Ordinaries Gold Index (ASX: XGD) recorded another 1.41% jump this session.

    Communications shares were a little tamer, illustrated by the S&P/ASX 200 Communication Services Index (ASX: XTJ)’s 0.32% lift.

    Energy stocks were dead even with that. The S&P/ASX 200 Energy Index (ASX: XEJ) also added 0.32% to its total.

    In a rare three-way tie, utilities shares matched that figure too, with the S&P/ASX 200 Utilities Index (ASX: XUJ) advancing 0.32% as well.

    Financial stocks stayed on investors’ good side too. The S&P/ASX 200 Financials Index (ASX: XFJ) ended up climbing 0.23% today.

    Finally, mining shares managed to record a small rise, as you can see by the S&P/ASX 200 Materials Index (ASX: XMJ)’s 0.17% bump

    Top 10 ASX 200 shares countdown

    It was NRW Holdings Ltd (ASX: NWH) that topped the index chart this Friday. NRW shares roared 8,04% higher to close the week at $8.20 each.

    There wasn’t any news out from the company today, but NRW did drop its earnings yesterday, which still seems to be exciting investors.

    Here’s the rest of today’s best:

    ASX-listed company Share price Price change
    NRW Holdings Ltd (ASX: NWH) $8.20 8.04%
    TPG Telecom Ltd (ASX: TPG) $3.81 7.93%
    Resolute Mining Ltd (ASX: RSG) $1.34 5.93%
    Liontown Ltd (ASX: LTR) $1.27 5.39%
    Medibank Private Ltd (ASX: MPL) $4.95 5.10%
    PLS Group Ltd (ASX: PLS) $5.07 4.97%
    Vault Minerals Ltd (ASX: VAU) $6.78 4.47%
    NIB Holdings Ltd (ASX: NHF) $7.40 4.37%
    Elevra Lithium Ltd (ASX: ELV) $9.08 4.13%
    IGO Ltd (ASX: IGO) $8.36 3.98%

    Enjoy the weekend!

    Our top 10 shares countdown is a recurring end-of-day summary that shows which companies made big moves on the day. Check in at Fool.com.au after the weekday market closes to see which stocks make the countdown.

    The post Here are the top 10 ASX 200 shares today appeared first on The Motley Fool Australia.

    Wondering where you should invest $1,000 right now?

    When investing expert Scott Phillips has a stock tip, it can pay to listen. After all, the flagship Motley Fool Share Advisor newsletter he has run for over ten years has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    Scott just revealed what he believes could be the ‘five best ASX stocks’ for investors to buy right now. We believe these stocks are trading at attractive prices and Scott thinks they could be great buys right now…

    * Returns as of 1 August 2026

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    Motley Fool contributor Sebastian Bowen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended NIB Holdings. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.