• How much is needed in superannuation for $1500 in weekly passive income?

    Australian dollar notes in a nest, symbolising a nest egg.

    When it comes to superannuation, it pays to have a target in mind when you’re putting money away for the future.

    As the old adage says, failing to plan is planning to fail.

    The good news is that even if you start relatively late, there are strategies you can use to boost your super to a level where it will afford you a comfortable retirement.

    How much superannuation do you need for $1500 per week in passive income?

    Today we’re looking at the scenario where you are aiming to generate $1500 per week in passive income from your superannuation.

    So to start with, is this considered a comfortable retirement? The short answer is yes.

    The Association of Superannuation Funds of Australia has calculated how much is needed for singles and couples to have a comfortable retirement, and the figures come out at $55,923 for singles and $78,566 per year for couples.

    These figures assume you own your own home and will draw a part pension, but they are well under the $1500 per week, or $78,000 per year level we are looking at.

    So, how much superannuation would you need to generate this amount?

    Let’s assume you can generate a 10% return on your investments. In this case, you’d need a $780,000 superannuation balance.

    If you were generating just 5% you would need a balance of $1.56 million.

    I’d argue that somewhere in the middle is achievable over time. So if you were generating a 7.5% return, you’d need a balance of $1.04 million.

    What shares might help you achieve your passive income goal?

    In terms of the shares you might want to have in your portfolio, you could look at listed investment trusts such as Charter Hall Retail REIT (ASX: CQR), which brokers expect to pay a return of better than 6% through to 2030, or Dexus Industria REIT (ASX: DXI), which is currently paying a healthy 6.97% yield.

    Alternatively, financial services company Regal Partners Ltd (ASX: RPL) is paying a fully franked 7.42%.

    Among the Wilson Asset Management funds, WAM Strategic Value Ltd (ASX: WAR) is paying a yield of 5.65%, while WAM Active Ltd (ASX: WAA), recently increased its dividend and is paying out 6.94%.

    Among the banks, Westpac Banking Corp (ASX: WBC) is paying 4.35% fully franked, while Bank of Queensland Ltd (ASX: BOQ) is paying 6.19% also fully franked.

    Among Australian blue-chip stocks, Telstra Ltd (ASX: TLS) is paying 4.39%, and miner BHP Group Ltd (ASX: BHP) is paying 3.19%.

    How to increase your superannuation balance

    If you’re keen to increase your superannuation balance, investigate the viability of making extra concessional contributions up to the $32,500 cap, with these contributions taxed at just 15%.

    The $32,500 cap includes any contributions from your employer and amounts contributed through salary sacrifice.

    If your superannuation balance was under $500,000 in the last financial year, you can also carry forward up to five years’ worth of unused concessional contribution amounts. You can find out how much you can contribute under this rule by logging in to your myGov account.

    Non-concessional contributions of up to a further $130,000 can be made each year also.

    The post How much is needed in superannuation for $1500 in weekly passive income? appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Westpac Banking Corporation right now?

    Before you buy Westpac Banking Corporation shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Westpac Banking Corporation wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 August 2026

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    Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Charter Hall Retail REIT and Telstra Group. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Vault Minerals share price in focus after record FY26 earnings

    Two smiling work colleagues discuss an investment at their office.

    The Vault Minerals Ltd (ASX: VAU) share price will be in focus on Friday after the company delivered a record 54% jump in underlying EBITDA to $953.3 million, with gold production reaching 336,540 ounces for FY26.

    What did Vault Minerals report?

    • Group gold production: 336,540 ounces; gold sales: 334,904 ounces
    • Revenue from metal sales: $1,880.2 million (up 31% on prior year)
    • Underlying EBITDA: $953.3 million (up 54%)
    • Statutory net profit after tax: $278.4 million
    • Free cash flow: $487.8 million
    • Maiden interim dividend: 7 cents per share declared in February 2026 and paid in April 2026

    What else do investors need to know?

    Vault Minerals ended FY26 with cash and bullion of $841.6 million and no debt, an increase of $155.7 million over the year. The company internally funded the early settlement of all remaining gold hedges, removing fixed price exposure and giving full upside to the prevailing gold price going forward.

    Investment in strategic growth continued, including the King of the Hills (KoTH) processing plant upgrade, which remains on budget and ahead of schedule. Vault also returned $126.8 million to shareholders via share buybacks and the maiden interim dividend. No final dividend was declared due to the proposed merger with Genesis Minerals, with eligible shareholders to receive a cash component as part of the merger consideration.

    What’s next for Vault Minerals?

    Vault has provided standalone FY27 guidance for gold production of 355,000 to 375,000 ounces at an AISC of A$3,150 to A$3,350 per ounce, with further growth targeted for FY28. The KoTH processing plant upgrade is expected to support a 50% increase in throughput and a 34% uplift in Leonora gold production by September 2026.

    Meanwhile, the proposed merger with Genesis Minerals remains on track for completion in November 2026, aimed at creating a leading Australian gold company poised to benefit from operational synergies and scale.

    Vault Minerals share price snapshot

    The Vault Minerals share price has been among the best performers on the S&P/ASX 200 index (ASX: XJO) over the past 12 months with a gain of around 140%.

    View Original Announcement

    The post Vault Minerals share price in focus after record FY26 earnings appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Vault Minerals right now?

    Before you buy Vault Minerals shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Vault Minerals wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 August 2026

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    Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial summary of the company announcement. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

  • Here are the top 10 ASX 200 shares today

    Girl with painted hands.

    It was a happy Thursday session for the S&P/ASX 200 Index (ASX: XJO) and many ASX shares this Thursday. A welcome development for investors, no doubt, after six straight days of selling.

    After opening in the green this morning, the ASX 200 spent the entire day in positive territory. Despite some bumpiness, the index ended up closing 0.33% higher at 9,083.8 points.

    This happy session for ASX shares followed a similarly optimistic night over on Wall Street.

    The Dow Jones Industrial Average Index (DJX: .DJI) was in a good mood, managing to rise 0.22%.

    The tech-heavy Nasdaq Composite Index (NASDAQ: .IXIC) fared similarly, gaining 0.16%.

    But let’s get back to today and our local markets for a closer look at what was going on amongst the various ASX sectors this session.

    Winners and losers

    Despite today’s good mood across the broader market, there were still a few sectors that went backwards.

    Leading those losers were financial stocks. The S&P/ASX 200 Financials Index (ASX: XFJ) was hit hard today, tanking by 1.93%.

    Consumer staples shares were left out in the cold as well, with the S&P/ASX 200 Consumer Staples Index (ASX: XSJ) sinking 1.17%.

    Industrial stocks were also unlucky. The S&P/ASX 200 Industrials Index (ASX: XNJ) slumped 1.05% this session.

    Communications shares didn’t find many buyers either, illustrated by the S&P/ASX 200 Communication Services Index (ASX: XTJ)’s 0.71% dive.

    Next came consumer discretionary stocks. The S&P/ASX 200 Consumer Discretionary Index (ASX: XDJ) copped a 0.27% slide this Thursday.

    Our last losers this session were utilities shares, with the S&P/ASX 200 Utilities Index (ASX: XUJ) getting a 0.05% reduction.

    Let’s get to the winners now, though. Leading the green sectors today were gold stocks. The All Ordinaries Gold Index (ASX: XGD) had an absolute blowout, rocketing up a huge 8.39%.

    Broader mining shares were also on fire, as you can see by the S&P/ASX 200 Materials Index (ASX: XMJ)’s 3.52% surge.

    Tech stocks had a day to remember, too. The S&P/ASX 200 Information Technology Index (ASX: XIJ) had roared 2.54% higher by the closing bell.

    Healthcare shares lived up to their name as well, with the S&P/ASX 200 Healthcare Index (ASX: XHJ) lifting 1.39%.

    Energy stocks enjoyed another positive session. The S&P/ASX 200 Energy Index (ASX: XEJ) put on another 0.45%.

    Finally, real estate investment trusts (REITs) got over the line, evident by the S&P/ASX 200 A-REIT Index (ASX: XPJ)’s 0.13% jump.

    Top 10 ASX 200 shares countdown

    It’s very rare that we see ten ASX 200 shares all gain more than 10% in one day, but here we are. Today’s winner did much better than 10%, though. Zip Co Ltd (ASX: ZIP) shares exploded 18.22% higher this session to finish at $3.05 each.

    This followed the financial stock’s latest earnings, which clearly made an impression.

    Here’s how the other top stocks tied up at the dock:

    ASX-listed company Share price Price change
    Zip Co Ltd (ASX: ZIP) $3.05 18.22%
    Super Retail Group Ltd (ASX: SUL) $14.45 15.05%
    Ora Banda Mining Ltd (ASX: OBM) $1.59 14.03%
    Codan Ltd (ASX: CDA) $48.88 12.42%
    Alkane Resources Ltd (ASX: ALK) $1.77 10.97%
    Regis Resources Ltd (ASX: RRL) $8.23 10.92%
    Bega Cheese Ltd (ASX: BGA) $6.66 10.82%
    Genesis Minerals Ltd (ASX: GMD) $8.01 10.33%
    Capricorn Metals Ltd (ASX: CMM) $17.59 10.28%
    Evolution Mining Ltd (ASX: EVN) $15.07 10.16%

    Our top 10 shares countdown is a recurring end-of-day summary that shows which companies made big moves on the day. Check in at Fool.com.au after the weekday market closes to see which stocks make the countdown.

    The post Here are the top 10 ASX 200 shares today appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Zip Co right now?

    Before you buy Zip Co shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Zip Co wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 August 2026

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    Motley Fool contributor Sebastian Bowen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Super Retail Group. The Motley Fool Australia has positions in and has recommended Super Retail Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.