A new month is on the horizon, so what better time to consider making some investments.

If exchange traded funds (ETFs) are on your shopping list and you have $5,000 to invest, then it could be worth checking out these three ASX ETFs listed below. Here’s what they offer:

Betashares S&P/ASX Australian Technology ETF (ASX: ATEC)

The first ASX ETF to look at is the Betashares S&P/ASX Australian Technology ETF.

This fund gives investors exposure to Australia’s technology sector in one trade.

That makes it quite different from many local share market funds, which are often dominated by banks, miners, supermarkets, and large industrial companies.

The Betashares S&P/ASX Australian Technology ETF opens the door to businesses that are helping digitise the economy. That can include software companies, online marketplaces, data-driven businesses, and technology-enabled platforms.

Australia has produced several impressive technology companies, and the market could produce more as businesses continue shifting processes, payments, data, and customer interactions online.

For investors who want local exposure but do not want another fund shaped mainly by traditional blue chips, it could offer something different.

VanEck Global Defence ETF (ASX: DFND)

Another ASX ETF that could be worth considering is the VanEck Global Defence ETF.

This fund gives investors exposure to listed global companies involved in the defence industry.

The investment case here is not built around a short-term market fad. Defence spending is being shaped by geopolitical tension, military modernisation, cybersecurity needs, supply chain security, and the push by governments to strengthen national capability.

That can create long-term demand for companies involved in aerospace, defence systems, communications, surveillance, naval technology, and related equipment.

This is a more specialised ETF, so it should be expected to move differently from a broad market fund.

As a result, it may appeal to investors who believe defence will remain a strategic priority for governments over the next decade. However, it also comes with sector concentration risk, as performance will be tied closely to spending cycles, contracts, policy decisions, and global security conditions.

VanEck MSCI International Quality ETF (ASX: QUAL)

A third ASX ETF to dig deeper into is the VanEck MSCI International Quality ETF.

This fund is designed for investors who want global exposure but with a quality filter.

It focuses on international companies with stronger financial characteristics. That can mean businesses with solid profitability, healthier balance sheets, and more dependable earnings profiles.

That quality screen can be useful when markets are uncertain. Companies with strong financial foundations often have more flexibility. They can keep investing, protect margins, and manage harder conditions without being forced into short-term decisions.

All in all, it could be a strong option for investors wanting international diversification with a quality focus.

The post Where to invest $5,000 in ASX ETFs in July appeared first on The Motley Fool Australia.

More reading

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• 10 amazing ASX ETFs for the next decade
• 5 high-quality ASX ETFs to buy with $5,000
• If the ASX 200 rallies in the back half of the year these sectors could be portfolio winners
• 3 ASX ETFs for investors who want global winners

Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

One of the best things about Australia’s wealth and retirement system is system is superannuation, which offers a lower tax rate compared to someone working full-time. Superannuation is great for passive income, whether that’s in retirement or building wealth towards retirement.

If I were investing $8,000 into superannuation, I’d look for ideas that offer long-term growth potential, while still providing a high dividend yield. Investing in superannuation should mean we can put the money to work for many years, giving it more time for compounding.

I’ll run through a couple of investments that I think could be excellent long-term buys. If an investor had $8,000 to invest (or more), I’d definitely recommend the following ideas.

Washington H. Soul Pattinson and Co. Ltd (ASX: SOL)

I think Soul Patts may be the very best idea for superannuation investing.

The investment house has the ASX record for the longest streak of annual dividend increases – it has grown its regular payout every year for 28 years in a row!

If I were investing in a business for passive income, I’d want to choose a name I’d be extremely confident is likely to pay more next year. I wouldn’t want a payout cut when I’m relying on that income. Plus, the regular dividend growth helps offset (and outpace) inflation.

Another benefit of Soul Patts is that it has a diversified portfolio across a number of industries like energy, resources, telecommunications, property, swimming schools, agriculture and electrification, among many others.

With steadily growing investment cash flow, Soul Patts can fund larger dividends to investors. It regularly makes new investments too, helping its portfolio grow in value, which is a tailwind for the Soul Patts share price.

I think it has a solid starting dividend yield, which can rise over time. Its current grossed-up dividend yield, including franking credits, is 3.5%. I believe that’s a good starting point for superannuation.

WCM Quality Global Growth Fund (ASX: WCMQ)

Another ASX investment I really want to highlight is this exchange-traded fund (ETF) which gives investors exposure to a compelling portfolio of international shares.

There are a few very appealing index funds that have low fees while providing exposure to strong global companies. Many of these ETFs are also becoming increasingly concentrated on just a few large US tech shares. That has both its positives (great businesses) and negatives (concentration risk).

However, the WCMQ ETF looks to invest in a portfolio of between 20 to 40 high-quality stocks that have expanding economic moats. In other words, their competitive advantages are getting stronger as time goes on. Additionally, the WCM investment team wants to see that the business has a corporate culture that can support improvements of the competitive advantages.

The fund as returned an average of 15.1% per year since August 2018 and it targets a minimum annualised cash yield of 5% per year.

These two investments, along with other ASX shares, could be an excellent buy for the long-term in superannuation.

The post How to invest $8,000 for passive income in superannuation? appeared first on The Motley Fool Australia.

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• How much is needed in superannuation to target an $11,000 monthly passive income?
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• I’d buy this ASX share because it offers almost everything an investor could want
• Term deposits or ASX dividend shares as the RBA holds?

Motley Fool contributor Tristan Harrison has positions in Washington H. Soul Pattinson and Company Limited and Wcm Quality Global Growth Fund. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia has positions in and has recommended Washington H. Soul Pattinson and Company Limited. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It is easy to assume a falling share price means a deteriorating business.

With Life360 Inc (ASX: 360) shares, that assumption would be wrong.

Life360 shares are down 29% in the calendar year to date. Shares have been caught up in the broader rotation away from high-multiple ASX technology names.

Yet Christopher Watt from Bell Potter Securities has a buy rating on this ASX 200 tech share, and his reasoning is worth understanding before writing this one off as just another falling growth stock.

Why Life360 shares have lagged the business

Life360 provides a mobile family safety app used to track location, monitor driving behaviour, and provide emergency assistance for families.

The business itself has not been struggling.

Today, Life360 trades on a price-to-earnings multiple of just 28x. This multiple looks low for a company with this kind of subscriber growth trajectory.

This gap between a falling share price and a growing underlying business is the kind of situation income and growth investors are trained to look past the headlines for.

What is actually driving subscriber and revenue growth

Life360 has been steadily expanding its monetisation strategy beyond its original subscription model.

The company has diversified into advertising revenue and data partnerships, reducing its reliance on subscription growth alone to drive the top line.

This diversification gives Life360 multiple, less correlated revenue streams. This is a structural advantage over single-product software companies that are entirely dependent on subscriber growth to grow revenue.

Life360’s advertising revenue grew 329% year-on-year to US$19.7 million in Q1 2026 following the Nativo acquisition. Encouragingly, core subscription revenue grew a separate 36% over the same period.

A broader monthly active user base, paired with a growing advertising revenue stream layered on top, has kept underlying fundamentals improving even as the share price has fallen.

Why Bell Potter sees a buy for Life360 shares

Bell Potter’s buy rating reflects a view that the market is mispricing Life360 relative to its growth trajectory and improving monetisation.

When a stock has been swept up in sector-wide selling pressure rather than company-specific bad news, the eventual repricing, once sentiment turns, can be sharp.

This is the bet implicit in Bell Potter’s rating.

The risks worth understanding

Life360 operates in a competitive market.

Major technology platforms, including Apple and Google, have built or could build competing location-sharing features directly into their own ecosystems.

Life360’s ability to keep growing depends on continuing to out-innovate larger competitors with greater resources.

Furthermore, ASX technology shares as a group remain sensitive to interest rate expectations, meaning Life360 shares could continue to move with broader sector sentiment regardless of how the underlying business performs in the near term.

Foolish takeaway

Life360 shares are down 29% in 2026, but the underlying business tells a different story from the share price chart.

A reasonable earnings multiple, a diversifying revenue base, and a buy rating from an analyst willing to look past the recent selling all point in the same direction.

For investors who believe the sector-wide tech sell-off has been indiscriminate rather than company-specific, Life360 is a name worth understanding in depth before dismissing it on price action alone.

The post Why this analyst rates Life360 shares a buy right now appeared first on The Motley Fool Australia.

More reading

• 5 ASX growth shares I want in my portfolio in FY27
• 3 reasons to buy the dip on Life360 shares today
• Buy, hold, sell: Life360, Woodside, CSL shares
• Experts name 3 ASX 200 shares to buy
• Down but not out: 3 ASX tech shares ripe for a rebound

Motley Fool contributor Mark Verhoeven has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Life360. The Motley Fool Australia has positions in and has recommended Life360. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.