CSL Ltd (ASX: CSL) shares are climbing again on Monday, with the healthcare giant continuing its strong rebound.

The CSL share price is up 1.29% to $177.85 in early afternoon trade after reaching an intraday high of $178.42.

That puts the stock right back near an area I’ve been watching closely on the chart.

CSL shares have now almost doubled from their 2026 low of $90, so a lot of the recovery has already happened.

And from a technical point of view, I think the next few dollars could be harder to come by.

Why $180 is a big level

The first thing that jumps out to me on the chart is the resistance sitting just below $180.

CSL shares have pushed into this area a few times recently, but so far haven’t been able to break through it.

And momentum is starting to look pretty stretched as well.

The relative strength index (RSI) is currently at 68, which is getting close to the 70 level generally considered overbought.

It doesn’t mean the share price has to fall from here, but I wouldn’t be surprised to see some selling around $180.

I think CSL may need another positive announcement or a decent market rally to properly break through this level.

If it can, the next major resistance level I’m watching on the chart is around $230.

Another risk is coming next week

There’s also another reason I wouldn’t be surprised to see CSL shares struggle around these levels.

The RBA meets again on 29 September, and another interest rate increase is looking increasingly likely.

According to Reuters, markets are now implying a 93% chance that the cash rate will rise from 4.35% to 4.60% at next week’s meeting.

That follows 3 rate hikes already this year, while RBA Governor Michele Bullock said last week that some of the upside risks to inflation were starting to materialise.

If the RBA does lift rates again, I wouldn’t be surprised to see some pressure come back into the ASX.

And with CSL already trading right around resistance, that could make breaking through $180 even harder.

Foolish takeaway

If I were looking at CSL today, I wouldn’t be rushing to chase the shares at $178.

The stock has already done a lot of the heavy lifting, and I’d rather see what happens around $180 before getting too excited.

A clean break above that level would be a much better signal to me than buying right underneath it.

For now, I’ll happily wait and see whether a pullback gives me a better entry point.

The post CSL shares are back near $180. Here’s the level I’m watching appeared first on The Motley Fool Australia.

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Motley Fool contributor Aaron Teboneras has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL. The Motley Fool Australia has recommended CSL. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

At age 59, you’re just one year from reaching preservation age, which means you can start drawing down on your superannuation if you’ve stopped working.

It’s one of the most important crossroads in life, and one where the decisions you’ll make over the next few years will determine the quality of life you have in retirement. 

But do you know what it costs to retire comfortably versus on a budget? And how much should you have in your super at age 59 to support yourself when the time comes?

Let’s take a look.

What does it cost to retire?

According to the Association of Superannuation Funds of Australia (ASFA) figures, there are two main options for your retirement. A comfortable retirement lifestyle, and a modest one.

A modest retirement means you’d need to live on a tight budget after you quit working. It assumes you can cover very basic needs and requirements, including basic food costs, enough to cover essential bills, low-tier health insurance, and minimal leisure activities or meals out. It assumes you own your home outright and that you’ll receive at least a partial Age Pension payment.

ASFA estimates this will cost single retirees around $36,434 per year, and closer to $52,473 for a couple combined. 

Then there is the comfortable retirement option. This is one that allows retirees to have a good standard of living well above the bare minimum. It allows Australians enough money to finance top-tier private health insurance, a reasonable grocery budget, home repairs, and regular leisure activities or meals out. It also includes a budget for an occasional holiday.

A comfortable retirement is estimated to cost single retirees around $55,923 per year or $78,566 for couples. Again, it assumes you’ll receive a part Age Pension and that you own your home in full. 

How much do I need in my superannuation to finance a comfortable retirement?

ASFA has calculated that single Australians will need around $630,000 in their superannuation, and couples will need around $730,000.

The catch is these figures assume that you’ll be retiring from age 67 and that you’ll need to fund around 10 to 15 years of retirement living. 

OK, so how much should I have in my superannuation at age 59 to reach this goal?

I’ve crunched the numbers using ASFA’s online super detective tool and, assuming you have an income of around $100,000 per year, Australians should aim to have a superannuation balance of around $434,500 by age 59. 

How does this compare to your own superannuation balance?

What if I want to retire a couple of years earlier at age 65? How much would I need to have today to be considered on track?

That’s very achievable, but you’d need to have enough in your superannuation at age 65 to fund those two extra years.

Your annual costs will be around the same: $55,923 per year for single Australians and $78,566 per year combined for a couple living together.

But, as I mentioned above, you’ll need to fund an additional two years above what ASFA accounts for.

That means, at age 65, singles will need to have around $742,000 in their superannuation, and couples will need a combined balance closer to $888,000 at the same age. 

To be considered on track for this amount at age 59, you’d need to have around $481,000 in your superannuation.

Is it possible to retire at age 60 and still live comfortably in retirement?

Yes. Again, this is very achievable if you have the funds to be able to support yourself for those additional seven years until age 67. 

At age 60, singles will need to have closer to $1 million in their superannuation. Meanwhile, couples will need a combined balance of around $1.3 million at the same age.

That means that at age 59, your superannuation balance should be very close to these levels. If not, you’d have just one year to make up the difference.

The post How much should I have in my superannuation at age 59? appeared first on The Motley Fool Australia.

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Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

BHP Group Ltd (ASX: BHP) shares slipped fractionally to $60.78 during Monday afternoon trading. That follows a softer month, with the mining giant down around 7%.

But zoom out, and the picture flips completely: BHP shares have surged roughly 34% year to date and a stunning 53% over the past 12 months.

After a run like that, the obvious question is whether there’s anything left in the tank. Here are five reasons the answer might be yes.

1. BHP is quietly becoming a copper giant

Forget the old image of BHP shares as an iron ore miner with side hustles. Copper is now doing the heavy lifting. In FY 2026, copper contributed more than half of BHP’s underlying EBITDA for the first time ever, with production hitting roughly 2 million tonnes.

It gets bigger from here. BHP’s copper growth pipeline could lift attributable production by around 40% by FY 2035. That’s a full-throttle bet on a metal the company believes is set to ride the electrification, digitalisation, and power-demand supercycle.

2. Iron ore hasn’t gone anywhere

None of this means BHP is walking away from iron ore. WA Iron Ore delivered record production in FY 2026 and, according to BHP, remains the world’s lowest-cost major iron ore operation. The target now is production above 305 million tonnes a year.

That’s not a dying business propping up a new one. It’s a cash-printing machine that can bankroll the next growth chapter of BHP shares without forcing shareholders to gamble on unproven ventures.

3. A massive potash bet flying under the radar

BHP is about to add an entirely new commodity to its arsenal. The Jansen potash project in Canada was 84% complete at the end of FY 2026 and remains on track for first production in mid-2027 — with an expected operating life beyond 60 years.

That’s exposure to global food security and agricultural demand, sitting alongside BHP’s traditional commodity mix. It’s a diversification play most miners simply can’t match.

4. The cash machine just got louder

BHP generated US$9.8 billion of free cash flow in FY 2026 — an 83% jump. Net debt fell below US$9 billion, and the company handed shareholders US$8.7 billion in dividends, its biggest annual payout in four years.

For income investors in BHP shares, that’s not a footnote. That’s the headline.

5. Growth without losing the plot

Here’s the part that should reassure the sceptics: BHP isn’t just throwing cash at new mines and hoping for the best.

Management is squeezing productivity and technology out of existing operations, with unit costs running 6% lower on average across major assets in FY 2026 — despite inflation and rising diesel costs working against them.

Should investors keep watching BHP shares?

A 53% gain over 12 months means valuation and commodity price risk can’t be brushed aside. But the real story here isn’t the share price, it’s that BHP itself is changing shape.

This isn’t the old BHP shares wearing a higher price tag. It’s a copper-led growth business, propped up by a world-class iron ore operation, a brand-new potash division, and a cash engine running hotter than ever.

The real question for investors isn’t whether BHP has already run too far. It’s whether this reinvention can deliver another leg of growth, without BHP losing the shareholder return discipline that made it a market darling in the first place.

The post BHP shares are up 53%. Here are 5 reasons why they may not be done yet appeared first on The Motley Fool Australia.

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Motley Fool contributor Marc Van Dinther has positions in BHP Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.