I’d describe Technology One Ltd (ASX: TNE) as one of Australia’s top shares. A sell-off could be an excellent opportunity for brave investors.

Technology One is Australia’s largest enterprise software company. It says that its Solution as a Service (SaaS+) offering is an all-inclusive, industry-specific solution that allows it to deliver enterprise resource planning (ERP) implementations.

It has more than 1,300 leading businesses, government agencies, local councils and universities as clients.

At the time of writing, the Technology One share price has fallen 14% since 14 August 2026. It’s also down by 32% since June 2025.

For multiple reasons, I think it’s a good time to invest in one of Australia’s top shares.

Strong revenue growth

To count as one of Australia’s top shares, I think the revenue needs to grow at a solid pace.

The Technology One business is growing at a strong pace, with revenue growth of 11% to $322.7 million during the FY26 first-half.

I think the growing annual recurring revenue (ARR) is an even better sign of the company’s success. This reveals what the business could earn in the next 12 months.

A key driver of its ARR is the net revenue retention (NRR). In other words, it is the level of income the existing client base generates – 100% means those clients account for as much revenue this year as last year.

Technology One reported NRR of 114%, meaning revenue from existing clients grew by 14%. That growth rate has been consistent recently, which is strong organic growth.

A company that grows at 15% per year doubles in size in five years, so that’s the sort of number we’re talking about with Technology One, making it look to me like one of Australia’s top shares.

Rising profit margins

Another positive element to the business is the prospect of rising profit margins in the coming years.

As the company is a software business, it can deliver pleasing operating leverage. Revenue can grow faster than expenses, leading to rising margins and a stronger bottom line in the years ahead.

Currently, the business is investing heavily for growth, which is why HY26 profit before tax grew 9% to $89.1 million. But, on an underlying basis, profit before tax grew 21% with a margin improvement of 2 points to 30%.

It expects that group margins will improve towards 35% in the coming years, driven by “significant economies of scale”.

Geographic expansion

Technology One is driving future growth by looking at places like the UK to unlock the next stage of growth. The UK has a similar setup to Australia with government agencies, local councils, companies and so on, so the growth opportunity is there.

It’s already delivering impressive growth in the UK. HY26 UK ARR rose 23% to $53 million, so it’s a small but growing part of the business. Recent wins include Liverpool City Council and Salisbury City Council.

Technology One noted that the UK local government sector is currently undergoing a transition period with the planned combination of smaller councils to form larger, economically viable councils. Its sales pipeline for local government in the UK remains strong and management expects accelerated growth from this sector in future periods.

Overall, the business has a very promising future, in my opinion, it looks like one of Australia’s top shares to buy right now.

The post A rare buying opportunity in 1 of Australia’s top shares? appeared first on The Motley Fool Australia.

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Motley Fool contributor Tristan Harrison has positions in Technology One. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

S&P/ASX 200 Index (ASX: XJO) consumer staples and healthcare were the only two sectors in the green last week.

The traditionally defensive sectors found favour during tough trading as investors braced for an interest rate hike on Tuesday.

The benchmark index fell 0.76% over the week to close at 8,665 points, after hitting a 15-week intraday low on Friday.

Traders are pricing in a 95% chance of the Reserve Bank (RBA) raising the cash rate to 4.6% this week.

Many experts expect another rate hike in November, which would be the fifth this calendar year.

Inflation remains above the RBA’s 2% to 3% target, and last week the Governor, Michele Bullock, spoke of “materialising” upside risks.

On Friday, Trading Economics analysts said:

Markets are pricing a 95% chance of a 25-bp hike to 4.60% in September and a possible peak around 5.10%.

Meanwhile, uncertainty surrounding US-Iran negotiations kept oil prices elevated, fueling inflation concerns and a renewed selloff in global bond markets, while strong US business activity has increased bets for another Fed hike, boosting the greenback.

The US Federal Reserve raised interest rates for the first time in three years this month.

Consumer staples shares led the ASX sectors last week

While consumer staples and healthcare did best last week, both sectors moved only slightly higher.

ASX 200 consumer staples shares rose 0.78% and healthcare edged just 0.09% higher.

Let’s take a look at some specifics.

The Woolworths Group Ltd (ASX: WOW) share price rose 0.63% to $38.47 per share.

The Coles Group Ltd (ASX: COL) share price edged 0.3% higher to $23.19.

Endeavour Group Ltd (ASX: EDV) shares increased 3.1% to $2.99.

Inghams Group Ltd (ASX: ING) shares ripped 10.99% to $2.12 after PSP Investments took a 5.62% stake.

ASX 200 wine share Treasury Wine Estates Ltd (ASX: TWE) lifted 5.24% to $5.42.

The Bega Cheese Ltd (ASX: BGA) share price rose 1.33% to $6.08.

ASX 200 agricultural share Graincorp Ltd (ASX: GNC) rose 0.15% to $6.57.

The Elders Ltd (ASX: ELD) share price lifted 0.31% to $6.38.

The A2 Milk Company Ltd (ASX: A2M) share price descended 5.5% to $6.65.

Almond food producer Select Harvests Ltd (ASX: SHV) fell 2.93% to $4.31 per share.

Australian Agricultural Company Ltd (ASX: AAC) shares lost 0.77% to close at $1.29.

ASX 200 market sector snapshot

Here’s how the 11 market sectors stacked up last week, according to CommSec data.

Over the five trading days:

S&P/ASX 200 market sector	Change last week
Consumer Staples (ASX: XSJ)	0.78%
Healthcare (ASX: XHJ)	0.09%
A-REIT (ASX: XPJ)	(0.2%)
Consumer Discretionary (ASX: XDJ)	(0.51%)
Financials (ASX: XFJ)	(0.63%)
Industrials (ASX: XNJ)	(0.76%)
Materials (ASX: XMJ)	(0.84%)
Information Technology (ASX: XIJ)	(1.01%)
Energy (ASX: XEJ)	(1.55%)
Communication (ASX: XTJ)	(2.91%)
Utilities (ASX: XUJ)	(5.23%)

Check out the 15 ASX shares going ex-dividend next week.

The post Investors get defensive as ASX 200 drifts to a 15-week low appeared first on The Motley Fool Australia.

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Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Treasury Wine Estates. The Motley Fool Australia has positions in and has recommended Treasury Wine Estates. The Motley Fool Australia has recommended Elders. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

I’m not quite ready to retire yet, but when I do tap into my superannuation, I already have a few core investments in mind.

With diversification in mind, I plan to invest $50,000 blocks of my super balance into various baskets of ASX stocks covering a broad range of different sectors.

When it comes to the mining sector, I aim to put $50,000 of my superannuation into S&P/ASX 200 Index (ASX: XJO) mining stocks New Hope Corporation Ltd (ASX: NHC), Mineral Resources Ltd (ASX: MIN), and BHP Group Ltd (ASX: BHP) shares.

All three companies are well-established, well-managed, and have very sizeable moats to keep the competition at bay.

And atop the potential for long-term share price gains, all three pay fully-franked dividends, delivering some handy passive income throughout the year.

I’ve also narrowed my focus to these three because they each offer unique diversity within the mining sector.

BHP shares, for example, derive the majority of their revenue from copper and iron ore.

New Hope shares are solely focused on thermal and coking coal production.

And Mineral Resources shares are exposed to the company’s mining services, iron ore, lithium, and energy segments. On the energy front, Mineral Resources has a current gas exploration program running across prospective acreage in the onshore Perth and Carnarvon basins.

Investing $50,000 of superannuation into top ASX 200 mining stocks

While ASX mining stocks are inherently cyclical, if you’re okay holding onto them through the low parts of any cycle, I believe they’re an excellent place to invest $50,000 of superannuation savings.

At its FY 2026 results, New Hope reported underlying earnings before interest, taxes, depreciation and amortisation (EBITDA) of $514 million. Net profit after tax (NPAT) came in at $161 million.

And on the passive income front, New Hope declared a final fully-franked dividend of 30 cents per share. New Hope shares trade on a fully-franked trailing dividend yield of 7.1%. The New Hope share price is up 40.3% in a year.

Turning to Mineral Resources, the ASX 200 diversified miner reported record underlying EBITDA of $2.6 billion for FY 2026. On the bottom line, the company achieved an underlying NPAT of $822 million. This saw management restore the dividend, which had been suspended since 2024. Mineral Resources declared a final fully-franked dividend of 83 cents per share.

The Mineral Resources share price is up 25.4% in 12 months.

Which brings us to the third ASX 200 mining stock I’d buy with part of my $50,000 of superannuation, BHP.

For FY 2026, BHP reported underlying EBITDA of US$32.9 billion, with underlying profit of US$13.2 billion. BHP paid a fully-franked final dividend of $1.38 per share. The BHP share price is up 45.5% in 12 months.

The post Why I’d invest $50,000 of superannuation in New Hope, Mineral Resources and BHP shares appeared first on The Motley Fool Australia.

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• How I’d build a $50,000 ASX share portfolio today
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• How much superannuation do I need to earn $2,000 per week in passive income?

Motley Fool contributor Bernd Struben has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.