Zip Co Ltd (ASX: ZIP) shares have fallen back into the red this week.

At the time of writing, the buy now, pay later (BNPL) provider’s shares are down around 8% for the year-to-date, but they’re still around 1% higher than 12 months ago.

Zip shares have been volatile ever since the stock was caught up in an ongoing sector-wide tech sell-off. 

Technology and growth shares have also come under renewed pressure recently as investors reassess valuations and risk appetite. 

The ASX 200 tech shares rebounded an impressive 40% in June, but since the first of July, they have resumed their downward trajectory. 

For context, the S&P/ASX 200 Index (ASX: XJO) is roughly flat for the year-to-date at the time of writing, but around 1.5% higher than 12 months ago.

It’s not all bad news for Zip shares though. Here are three reasons to add the tech stock to your portfolio this financial year, and three reasons to sell up.

3 reasons to buy Zip shares

1. The company is financially sound

Zip’s financial results have been strong through the past few quarters. Its latest third-quarter FY26 results announcement in mid-April showed that growth has started to accelerate. The fintech business also upgraded its FY26 group cash EBTDA guidance to at least $260 million, from previous guidance of around $248.6 million.

2. Zip is aggressively expanding

Zip is rapidly expanding its product range and aggressively expanding its global presence, especially in the US. Late last year, the company announced that its US segment was expanding its partnership with the programmable financial services business Stripe. In early February, the company confirmed it is expanding its US presence by launching a new Pay in 2 product. Zip is also pursuing a dual sharemarket listing on the Nasdaq in the US. This could help drive an even opportunity for business expansion in the area.

3. Brokers tip a huge upside ahead

TradingView data shows that analysts are very bullish on Zip’s outlook over the next 12 months.

Out of 12 analysts, 11 have a buy or strong buy consensus on the shares, and the average $3.87 target price implies a potential 25% upside.

Some are even more optimistic and tip the shares to increase up to 74% to $5.40 a piece, at the time of writing.

3 reasons to sell Zip shares

1. There is increasing competition

Zip competes with major players including Klarna, PayPal, Block (through Afterpay), traditional banks, and credit card providers. Increased competition can pressure the company’s margins and growth.

2. Zip doesn’t pay dividends

If passive income is your goal, Zip isn’t the stock for you. The company is still in the growth phase, which means it is focusing its funds on growing the business rather than distributing products to shareholders.

3. Zip is highly sensitive to volatility

Zip is a growth stock, which means its share price is subject to investor sentiment, changes in interest rates, slower consumer spending, and even employment rates. It’s not a defensive asset which means it isn’t as resilient as some other alternatives during times of sharemarket volatility.

The post Zip shares: 3 reasons to buy and 3 reasons to sell appeared first on The Motley Fool Australia.

More reading

• What on earth is going on with Zip shares?
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• 5 ASX 200 shares I’d buy with $5,000 in July
• Here are the top 10 ASX 200 shares today
• Zip shares are flying again. Is this ASX 200 stock finally back in favour?

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Ten years is long enough for the share market to embarrass short-term opinions.

Themes come and go, but some parts of the global economy look likely to become more important over time.

With that in mind, here are three ASX exchange traded funds (ETFs) that could be worth buying and holding for the next decade.

Betashares Nasdaq 100 ETF (ASX: NDQ)

The Betashares Nasdaq 100 ETF could be one of the best ASX ETFs to buy and hold for 10 years.

This fund is often described as a technology ETF, but that undersells it.

This ASX ETF is really a bet on the companies building the operating system of modern life. Search, cloud computing, artificial intelligence, digital advertising, streaming, online shopping, software, chips, smartphones, and payments all sit inside the broader ecosystem that the Nasdaq 100 captures.

The power of this ETF is that investors do not need to know exactly which part of the digital economy wins next.

Maybe artificial intelligence keeps driving spending. Or maybe cloud platforms become even more important, or software, chips, or digital media take the next turn.

The Betashares Nasdaq 100 ETF gives investors exposure to a collection of businesses with the scale, cash flow, and ambition to keep shaping those changes.

Betashares Global Cybersecurity ETF (ASX: HACK)

The Betashares Global Cybersecurity ETF could be a strong option for investors who think the digital world is becoming more vulnerable as it becomes more valuable.

Every new app, cloud platform, connected device, payment system, workplace tool, and artificial intelligence service creates another door that needs a lock.

That is the simple idea behind this ASX ETF. Cybersecurity used to sound like a specialist IT department issue. Today, it is closer to insurance, compliance, infrastructure, and reputation protection all rolled into one.

Companies can cut back on some technology spending when conditions get tougher, but leaving systems exposed is becoming harder to justify.

The Betashares Global Cybersecurity ETF gives investors exposure to businesses trying to solve that problem across networks, identity, cloud security, endpoint protection, and threat detection.

The fund can move sharply because cybersecurity shares often trade on high expectations. But the long-term demand outlook is hard to dismiss.

VanEck Morningstar Wide Moat ETF (ASX: MOAT)

Finally, the VanEck Morningstar Wide Moat ETF brings something different to the table.

While the other two funds lean into big growth themes, this ASX ETF is built around business durability.

The fund looks for US companies believed to have sustainable competitive advantages and attractive valuations.

That can mean brands customers keep choosing, networks that are hard to copy, cost advantages, intellectual property, scale, or high switching costs.

The idea is simple enough. Great businesses can stay great for longer than expected when competitors struggle to attack their economics.

The VanEck Morningstar Wide Moat ETF also adds a valuation filter, which can help stop investors from simply chasing quality at any price.

A decade is a long time in markets, and plenty will change along the way. But a portfolio of companies with strong competitive positions and valuation discipline could be well placed to keep doing its job.

The post The best ASX ETFs to buy and hold for 10 years appeared first on The Motley Fool Australia.

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• Own NDQ, ARMR, HACK or other Betashares ASX ETFs? Dividends just announced
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Motley Fool contributor James Mickleboro has positions in BetaShares Nasdaq 100 ETF and VanEck Morningstar Wide Moat ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended BetaShares Global Cybersecurity ETF and BetaShares Nasdaq 100 ETF. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool Australia has recommended VanEck Morningstar Wide Moat ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It’s been a rocky road for the Australian sharemarket throughout the first half of 2026. Now, as we navigate the second half of the year, many are turning to the Oracle of Omaha, Warren Buffett, for advice on how to invest like a pro.

Thanks to his successful investor mindset, Warren Buffett has shared several pieces of investing wisdom over the years. But when it comes to investing specifically when markets are volatile, I think these are his five most valuable lessons.

Tip 1: Ignore the noise

Warren Buffett advises investors to treat volatility as an opportunity, rather than a time to panic. He often stresses the importance of leaving your emotions behind. The idea is that investors shouldn’t panic-sell strong businesses when their share price drops. If an investor has bought wisely in a company with strong fundamentals, then the business will remain solid, and a share price drop is background noise which should be ignored.

Tip 2: Buy when others are fearful

One of Warren Buffett’s most famous philosophies is to “be fearful when others are greedy and greedy when others are fearful“. This means that investors should focus on the long term, rather than the latest news cycle. It’s an idea which ties in closely with his tip above about ignoring market noise. He often says that market downturns create fantastic deals for patient investors who have cash on hand. In an ideal world, investors should look to buy high-quality assets at a discount when other investors panic and sell. Then they’d pull back when market overconfidence drives share prices to unrealistic heights.

Tip 3: Think like a business owner

Warren Buffett sees share ownership as a way to make a meaningful investment in businesses that look to have long-lasting, favourable economic characteristics and are run by trustworthy managers. He often urges investors to evaluate stocks as if they are buying the entire underlying business. If investors are comfortable holding a company even if the market closes for ten years, temporary volatility shouldn’t be a concern.

Tip 4: Focus on intrinsic value

Warren Buffett was famously quoted as saying “Price is what you pay. Value is what you get.” His point is that, when it comes to the sharemarket, there is a distinct difference between price and value. A low share price doesn’t automatically mean a stock is a good deal, and vice versa. Warren Buffett always looks for high-quality companies with a competitive advantage and buys only when the market price is below their true worth.

Tip 5: Keep it simple

Warren Buffett isn’t a fan of complexity; instead, for the majority of investors, he advocates for buying broad, low-cost index funds rather than picking individual stocks. These funds give investors exposure to multiple companies at once. This diversity reduces the risk of significant losses from putting all your eggs into one basket.

The post 5 Warren Buffett tips for investing in volatile markets appeared first on The Motley Fool Australia.

More reading

• The best ASX ETFs to buy and hold for 10 years
• 9 ASX 200 shares with renewed buy ratings for FY27
• How Rio Tinto, Fortescue and BHP shares stacked up in June
• How much do I need in superannuation to receive $5,500 per month in passive income?
• 10 of the best ASX shares to buy in FY 2027

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.