Technology One vs Life360 shares

Plenty of Aussie investors are looking at technology shares for long-term growth, and right now, two names keep popping up: TechnologyOne Ltd (ASX: TNE) and Life360 Inc (ASX: 360). But which one has the best upside from here? Whether you’re after profits, dividends, or a stake in the next big thing, let’s see how these companies stack up.

The case for TechnologyOne

TechnologyOne is a heavyweight in Australia’s tech scene, creating enterprise software that helps its more than 1,000 clients — mainly government agencies, councils, and big organisations — run smoother operations. This Brisbane-based business has grown its footprint into six countries, focusing on integrated, user-friendly IT solutions.

Looking at the fundamentals, TechnologyOne is clearly a mature, profitable business:

• Market cap is a hefty $9.59 billion, making it one of the largest software companies on the ASX.
• P/E ratio stands at 68.51, reflecting strong investor confidence but also a premium to many other listed companies.
• Their dividend yield is at 0.96%, not huge, but decent for a technology outfit, especially with 75% franking on recent payouts. The trailing dividend per share sits at $0.28.

According to its most recent public description, TechnologyOne claims more than 1,000 customers across seven industry segments, which adds to its stability and resilience.

The case for Life360

Life360 is a US-based developer best known for its family safety app, letting users share locations, communicate, and get real-time alerts and driver reports. The app includes features like roadside assistance, driver monitoring, theft ID, and medical help — and with its recent entry into ad-tech, it’s chasing new revenue streams as well. Life360 boasts more than 104 million monthly active users.

Life360’s raw fundamentals tell the story of a growth-focused business:

• Market cap is $4.72 billion, about half the size of Technology One but still large for an ASX tech company.
• P/E ratio of 23.70, much lower than TechnologyOne’s, and EPS of $0.573. (Note: While EPS is higher here, P/E ratios can reflect different underlying measures or one-off factors, so keep this context in mind.)
• No dividend at all — classic for a company reinvesting in expansion, especially with a global user base and ad-tech ambitions.

Life360’s offering is consumer-facing and more global, with new growth engines like advertising now in play.

Valuation comparison

Here’s a quick look at the key numbers:

	TechnologyOne	Life360
Market Cap	$9.59b	$4.72b
P/E Ratio	68.51	23.70
Dividend Yield	0.96% (franked 75%)	0.00%
Earnings Per Share (EPS)	$0.428	$0.573
Year to Date Return	5.0%	-42.4%

Note: Life360’s reported P/E and EPS both suggest it’s profitable on a per-share basis, while TechnologyOne’s much higher P/E suggests the market prices in strong future growth or stability. Also, Life360 pays no dividend, while TechnologyOne offers a small franked yield, which may be attractive if that regular cashflow matters for you.

Recent share price performance

Comparing recent share price data until 25 Sep 2026:

• TechnologyOne: Closed at $29.29, down 1.2% on the day. Its year-to-date return is a positive 5.0%.
• Life360: Closed at $19.32, up a tiny 0.05% on the day. But its year-to-date return is down sharply, at -42.4%.

So, while both have had daily ups and downs lately, TechnologyOne’s shares have held up much better so far in 2026, while Life360 has suffered a significant drawdown.

Which is the better buy?

This is where it gets interesting. If I’m weighing pure upside potential, Life360 stands out. Its P/E ratio is well below TechnologyOne’s, even though its EPS is higher. It just reported a profit, has a massive (user base, and is chasing new ad-driven revenue — all classic ingredients for a beaten-down growth stock to rebound hard if things click. But there are clear risks: year to date, Life360 shares are down over 40%, a real blow for any investor who bought in a few months back.

TechnologyOne, meanwhile, is the definition of dependable: strong client base, reliable profits, and a long history of resilience. Investors do pay a steep premium for that consistency, with a P/E near 70 and a dividend yield below 1%. If you want steady, relatively lower-risk exposure in the Aussie tech sector, I can see the appeal — though I doubt you’ll get explosive upside from here, unless earnings go through the roof.

So here’s my take: For pure upside, my pick would be Life360. It’s coming off a rough patch, is priced much more modestly, and any positive surprise — user growth, new monetisation, or acquisition news — could see a sharp recovery. I’d call it a higher-risk, higher-reward option. If you want to sleep soundly and collect those franked dividends, TechnologyOne might be the safer, steadier bet, but if I had to choose on upside, Life360 gets my nod.

The post TechnologyOne vs Life360: Which ASX tech share has more upside? appeared first on The Motley Fool Australia.

More reading

• A rare buying opportunity in 1 of Australia’s top shares?
• 5 best ASX shares to buy in October
• Here are the top 10 ASX 200 shares today
• Xero vs Life360: Which ASX tech share has more upside?
• Is Life360 one of the best ASX growth shares to buy?

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Life360. The Motley Fool Australia has positions in and has recommended Life360. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial draft. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

Deciding which ASX shares are buys and which ones are sells can be difficult. 

To help you figure things out, let’s look at three ASX shares that experts are tipping as sells this week, courtesy of The Bull. 

Here’s what they are saying:

Commonwealth Bank of Australia (ASX: CBA)

The team at Red Leaf Securities thinks that Australia’s largest bank is an ASX share to sell now.

While it acknowledges the quality of CBA, it has concerns over its premium valuation at a time when credit growth could slow and borrower stress could increase. It explains:

CBA is Australia’s highest quality major bank, but, in my view, quality doesn’t always represent value. Its premium valuation leaves limited room for disappointment as rising interest rates potentially slow credit growth and increase borrower stress. Investors could use the opportunity to take profits and consider better-value alternatives elsewhere in the banking sector.

Corporate Travel Management Ltd (ASX: CTD)

Red Leaf Securities is also bearish on this corporate travel specialist and thinks it could be an ASX share to sell.

It has concerns over historical customer remediation and feels the near term risk-reward equation is unattractive. Red Leaf said:

CTD reported improved underlying earnings in fiscal year 2026. However, in my view, questions remain around historical customer remediation, governance, financial controls and funding requirements. In a company update on April 22, 2026, a review had found that UK customers were charged in excess of their contractual entitlement. On September 1, 2026, the company noted about 78 per cent of customer refunds had been agreed or were nearing finalisation. In my view, the near term risk-reward equation remains unattractive.

Xero Ltd (ASX: XRO)

Fairmont Equities has named Xero as an ASX share to sell this week.

It suspects that increasing bond yields and interest rates could be a headwind for technology stocks in the near term. Fairmont explains:

Xero is an accounting software provider. In my view, potentially increasing bond yields and interest rates will continue to be a headwind for technology stocks, such as XRO. Fiscal year 2026 operating revenue increased 31 per cent on the prior corresponding period. However, net profit after tax fell 27 per cent. The gross margin declined from 89 per cent to 83.9 per cent. From a charting perspective, selling pressure follows share price rallies, so the downtrend may not yet be over at this point.

The post 3 ASX shares to sell now according to experts appeared first on The Motley Fool Australia.

More reading

• 6 ASX shares set to soar 39% to 135%
• Should I buy CBA shares in October?
• How much could the Xero share price rise in the next year?
• Buy, hold, sell: Xero, South32, Woodside shares
• Buy, hold, sell: CBA, BHP, CSL shares

Motley Fool contributor James Mickleboro has positions in Xero. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Corporate Travel Management and Xero. The Motley Fool Australia has positions in and has recommended Corporate Travel Management and Xero. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The iShares S&P 500 ETF (ASX: IVV) is one of the most popular and effective investments because it offers low-cost exposure to the S&P 500. It also provides investors with passive income.

The exchange-traded fund (ETF) is highly diversified because it tracks the S&P 500, an index of 500 of the largest companies listed in the US.

Investors can utilise different share markets to build a passive income stream. The IVV ETF is certainly an option to consider. Let’s see what it would take to generate $1,000 of annual passive income from the ASX ETF.

Passive income from the IVV ETF

ETFs act as conduits for investors. They pass through the dividend income they receive to the investor.

The ETF portfolios have a significant influence on how much dividend income is generated.

If the portfolio is invested in high-yielding stocks, then the ETF itself will likely have a high dividend yield. But, the reverse is also true – if the holdings have a low dividend yield then the ASX ETF will also have low dividend yield.

At the end of August 2026, the IVV ETF reportedly had a dividend yield of 1.04%. That’s certainly not a high yield, but it’s better than nothing.

With a yield that low, an investor would need a sizeable investment to unlock $1,000 of dividend income.

To generate $1,000 of passive income at a dividend yield of 1.04%, we’re talking about requiring a $96,000 investment.

I think it’s clear you wouldn’t buy the IVV ETF with the thought of generating dividends. The dividend income is a bonus when it comes to owning units of this fund.

Why it can still be a great investment

Just because it doesn’t have a high dividend yield doesn’t mean it’s not a great investment.

The IVV ETF may be the most effective way to get exposure to a portfolio of high-quality US shares. But, we should think of these stocks as global businesses, not just US businesses – they give exposure to the global economy.

The iShares S&P 500 ETF’s top holdings include Nvidia, Apple, Microsoft, Alphabet, Amazon.com, Broadcom, Meta Platfoms, Micron Technology and Tesla.

If we’re going to invest in global blue-chips, the above names are the sorts of stocks I’d want to own.

In my view, it’s unsurprising that the strongest and biggest businesses manage to compound their earnings at a good pace. The IVV ETF has returned an average of 12.96% over the last five years.

I think the fund gives excellent investment exposure, for an extremely low cost of just 0.04%.

So, I wouldn’t buy the IVV ETF for passive income, but it’s an excellent investment for low-cost wealth-building.

The post How much must I invest in IVV ETF shares to earn a $1,000 passive income in 2027? appeared first on The Motley Fool Australia.

More reading

• Own US ETFs like IVV or NDQ? Here’s why your dividends are so low
• Invested in ASX IVV or other iShares ETFs? Here’s your next dividend
• 10 top ASX ETFs to watch in 2027
• Want to invest in AI? Here are the best ASX ETFs for 2027
• 5 ASX ETFs for Aussie investors to buy and hold for 20 years

Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, Amazon, Apple, Broadcom, Meta Platforms, Micron Technology, Microsoft, Nvidia, Tesla, and iShares S&P 500 ETF. The Motley Fool Australia has recommended Alphabet, Amazon, Apple, Meta Platforms, Microsoft, Nvidia, and iShares S&P 500 ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.