Five years ago, BHP Group Ltd (ASX: BHP) shares were catching plenty of attention from ASX passive income investors.

That’s because the S&P/ASX 200 Index (ASX: XJO) mining giant kicked off 2022 by paying an all-time high fully franked interim dividend.

And BHP’s final 2022 dividend was second only to the record high 2021 final payout, spurred by soaring iron ore prices at the time.

While the next three years saw the BHP dividend decline each year, the miner’s FY 2026 dividend payouts reversed that trend, climbing 41.6% from 2025.

So, if you’d invested $10,000 in BHP shares in five years ago, just how much passive income would you already have received?

Investing $10,000 in BHP shares for passive income

Five years ago, on 17 September 2021 you could have picked up BHP stock for $34.87 per share.

So, for $10,000 you could have bought 286 BHP shares with enough change left over for a pizza.

On Thursday, the ASX mining giant was trading for $60.37 a share. Meaning those 286 shares are now worth $17,266.

Those are some tidy capital gains.

As for that passive income, if you’d owned the stock since September 2021, you would have received the last 10 BHP dividend payouts totalling $13.583 per share.

And those 286 BHP shares you bought for $10,000 would already have returned $3,885 in passive income.

Why is the BHP dividend back on the rise?

The 41.6% increase in the FY 2026 BHP dividend payouts was supported by a stronger than expected iron ore price and a surging copper price.

On the copper front, while production slipped 3% year on year to 1.953 million tonnes, the miner’s average realised price of US$5.74 per pound was up 35% from FY 2025.

This led to a 48% year on year increase in underlying earnings before interest, taxes, depreciation and amortisation (EBITDA) from its copper division to US$18.2 billion. And it marked the first year where copper beat out iron ore on the earnings front, with the red metal contributing 54% contribution of BJP’s total underlying EBITDA of US$32.9.

And copper should continue to be a strong earner for the Aussie mining giant over the long-haul.

According to BHP:

Copper fundamentals remain attractive. Demand is expected to grow from ~34 Mtpa today to >50 Mtpa by CY50, driven by traditional economic growth (home building, electrical equipment and household appliances), energy transition (renewables and electric vehicles) and digital (artificial intelligence and data centres).

On the bottom line, the big uptick in the passive income from BHP shares in FY 2026 came amid the miner’s 30% increase in underlying profit, which climbed to US$13.2 billion.

The post Bought $10,000 worth of BHP shares 5 years ago? Guess how much passive income you’ve already earned appeared first on The Motley Fool Australia.

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• Woodside Energy vs Fortescue: Which ASX mining share is best for passive income?
• 5 ASX shares I’d recommend to beginners

Motley Fool contributor Bernd Struben has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The S&P/ASX 200 Index (ASX: XJO) contains plenty of shares I would be comfortable owning for years.

For a 10-year investment, I would look for companies with strong positions today and plenty of room to keep growing.

With that said, these three ASX 200 shares would be high on my list.

Xero Ltd (ASX: XRO)

Xero is already a major player in cloud accounting, but I still think the business has a long way to run.

Its software helps small businesses manage areas such as invoicing, payroll, payments, reporting, and everyday financial administration.

Once a business has moved its accounts onto Xero and connected its accountant and other applications, the software can become deeply embedded in how it operates.

That can make its platform very sticky and help Xero retain customers while also giving it opportunities to offer them more services over time.

I particularly like the size of the market still available. Xero had around 4.9 million customers in FY26, compared with a global addressable market of roughly 100 million small businesses.

Payments, payroll, artificial intelligence (AI), and its expansion into areas such as accounts payable could all help Xero become a larger part of how those businesses manage their finances.

Over the next decade, I think both customer growth and deeper use of the platform could drive the company much higher.

ResMed Inc. (ASX: RMD)

ResMed would give me exposure to a completely different long-term opportunity.

The healthcare company develops devices, masks, and software for sleep apnoea and respiratory care.

ResMed has been growing for decades but is still only scratching the surface of its overall opportunity. More than one billion people globally are estimated to have sleep apnoea, while diagnosis and treatment rates remain relatively low. That leaves ResMed with a huge population still to reach.

Over a decade, I think the combination of an underserved healthcare need, recurring sales, and continued product development gives ResMed plenty of room to expand.

Goodman Group (ASX: GMG)

Goodman would be my third ASX 200 share pick.

The property group owns and develops industrial assets in major cities around the world, including warehouses, logistics facilities, and increasingly data centres.

I like the locations Goodman has accumulated. Large sites with access to power, transport links, and major population centres can become increasingly difficult to secure as cities grow.

That puts Goodman in a strong position as demand increases for logistics facilities and digital infrastructure.

Data centres could become particularly important as cloud computing and artificial intelligence require more computing capacity and electricity.

Projects of this scale take time and capital to develop, but Goodman already has the land, relationships, and development expertise needed to participate.

Foolish takeaway

10 years gives these businesses plenty of time to build on the positions they already have.

Xero can reach more small businesses, ResMed can treat more patients, and Goodman can continue developing scarce infrastructure in major global markets.

I think those opportunities make all three ASX 200 shares worth considering for a long-term portfolio.

The post 3 ASX 200 shares I’d buy and hold for a decade appeared first on The Motley Fool Australia.

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• How much passive income could I make by investing $500 a month in ASX shares?
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• Forget Xero shares! Broker tips this top ASX tech stock for 24% gains
• 5 ASX shares I’d recommend to beginners
• CSL, Resmed, and more. See which ASX health stocks RBC Capital Markets has upgraded

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Goodman Group, ResMed, and Xero. The Motley Fool Australia has positions in and has recommended ResMed and Xero. The Motley Fool Australia has recommended Goodman Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Commonwealth Bank of Australia (ASX: CBA) shares are paying more dividends than ever before.

And with shares in the S&P/ASX 200 Index (ASX: XJO) bank stock recently trading for $152.75 apiece, down 15.1% from their 6 August close, is CommBank stock now a good buy for passive income?

Let’s have a look.

Should I buy CBA shares for passive income?

While we could look at the forward dividend yields for CBA, those are simply based on analysts’ current best forecasts. Or guesses, if you will.

With the future inherently uncertain, we’ll instead base our investment case on the FY 2026 dividends. Or trailing yields. Just keep in mind that future yields may be higher or lower depending on a number of company specific and macroeconomic factors.

As for FY 2026, CBA paid a fully franked interim dividend of $2.35 a share on 30 March.

When the bank released its FY 2026 results on 12 August, it reported a 7% increase in cash net profit after tax (NPAT) to $11 billion.

This saw management declare a fully franked dividend of $2.70 per share.

That brings the total FY 2026 dividends to $5.05 a share, up 4.1% from FY 2025 and representing a new all-time high passive income payout.

And at the recent CBA share price, it sees Australia’s biggest bank trading at a fully franked trailing dividend yield of 3.3%.

So, how does the dividend yield from the other big four ASX 200 bank stocks compare?

How do the other ASX 200 bank stocks stack up?

While investors buying CBA shares today will receive materially higher future dividend yields than those who bought the stock in the first weeks of August, CBA’s dividend yield still trails its three biggest rivals.

For example, at recent share prices, National Australia Bank Ltd (ASX: NAB) and ANZ Group Holdings Ltd (ASX: ANZ) shares both trade at dividend yields of 4.4%.

And Westpac Banking Corp (ASX: WBC) shares trade on a 4.5% fully franked trailing dividend yield.

What are analysts saying about CBA shares?

Despite the reliable passive income on offer, most analysts recommend steering away from CommBank stock at the moment. Many remain concerned the ASX 200 bank remains overvalued despite the past month’s share price retrace.

Earlier this week, Shaw and Partners’ James Bills issued a sell recommendation on CBA shares (courtesy of The Bull).

According to Bills:

In our view, the stock trades at a significant premium to domestic peers and on historical valuations.

While the bank maintains a high-quality franchise and strong market position, earnings growth is expected to remain modest amid competitive lending conditions and regulatory pressures.

Recent Federal government initiatives aimed at increasing housing supply and improving affordability is likely to lead to intensifying competition across the mortgage market and place pressure on lending margins.

Current valuations leave limited scope for further earnings driven upside. Investors may wish to take profits and re-deploy capital into opportunities offering stronger risk-adjusted return potential.

The post Down 15% and paying record dividends: Are CBA shares now a good buy for passive income? appeared first on The Motley Fool Australia.

More reading

• Are BHP, CBA, and CSL shares top buys?
• 7 ASX 200 shares with reaffirmed buy ratings this week
• Starting with $20,000, how to build a portfolio generating $5,000 a year in passive income
• Telstra vs NAB: Which ASX blue chip is the better buy?
• 6 ASX 200 shares boosted by brokers this week

Motley Fool contributor Bernd Struben has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.