For dividend focussed investors, earnings season provides an important snapshot of how dividend stocks are performing. 

According to a new report from Bell Potter, there is one dividend stock in particular that investors should be aware of. 

Why earnings season matters for income investors

Earnings season is an especially important time for dividend investors because a company’s results can reveal far more than just whether it beat or missed analysts’ expectations. 

For income-focused investors, earnings reports provide a fresh look at the strength of the business, the sustainability of its cash flow, and, ultimately, its ability to keep paying and growing its dividend.

While dividend announcements often get the most attention, the numbers behind them matter just as much. 

Revenue and profit trends, free cash flow, debt levels, and management’s outlook can all provide clues about whether a company has the financial capacity to maintain its payout through different economic conditions. 

Why this dividend stock stands out

For investors looking to add a dividend stock to their portfolio, Regis Resources Ltd (ASX: RRL) is worth considering. 

Regis Resources is an established multi-mine gold producer and one of the largest ASX-listed gold producers with an all-Australian asset base. 

It released full-year results last Friday, which included a record net profit after tax of $715 million. 

This ASX gold stock has now risen more than 100% over the last year. 

Even more importantly for dividend investors, it declared fully franked final dividends of 20 cents per share, including a 5 cent special dividend.

According to Bell Potter, the record distributions reflect the implementation of Regis’ new dividend policy. 

The policy targets a payout between 25% and 50% of the “Group Cash Increase” over the preceding half-year (cash and bullion increase net of dividends and tax). For FY26, this ratio was 39%, equating to a fully franked 4.3% yield. 

Capital growth also a factor

While strong yields are great news for dividend stocks, some can provide the exciting combination of passive income and capital growth. 

That appears to be the case for Regis Resources. 

Bell Potter has upgraded its price target on this dividend stock to $9.35 (previously $8.45). 

The broker also has a buy recommendation. 

From yesterday’s closing price, this indicates an upside potential of 10% to go alongside the yield fetching over 4%. 

While this lifts operating costs it also increases gold price leverage and Resource value extraction. Free cash flows continue to support dividends and the capacity to pursue both organic and inorganic growth options. 

Overall, we remain positive towards RRL’s all-Australian, multi-mine asset portfolio, its leverage to the gold price and its fully unhedged, debt free balance sheet. Our NPV-based valuation lifts 11%, to $9.35/sh. We retain our Buy recommendation.

The post The fantastic dividend stock with upside investors should be targeting this week appeared first on The Motley Fool Australia.

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Motley Fool contributor Aaron Bell has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Yesterday, WAM Income Maximiser Ltd (ASX: WMX) announced it raised $172.4 million via its Entitlement Offer, Top-Up Facility, Shortfall Offer and placement, growing assets to about $500 million – a 50% increase in less than 18 months since listing.

What did WAM Income Maximiser report?

• $172.4 million total raised through Entitlement Offer, Top-Up Facility, Shortfall Offer, and placement
• $78.5 million raised from Entitlement Offer and Top-Up Facility
• Approximate assets now at $500 million, up more than 50% since April 2025 listing
• 62% of capital raised taken up by existing shareholders
• Monthly fully franked dividends declared for September–December 2026, yielding 7.1% on average NTA

What else do investors need to know?

The bulk of the capital raising was strongly supported by existing WAM Income Maximiser shareholders, who took up more than half of the available offer. The remaining shares, including those from the Shortfall Offer, were placed primarily with investors participating in the bookbuild process, on the same terms as the Entitlement Offer.

The new shares issued under the various offers are expected to commence trading on the ASX from 31 August 2026. According to management, the increased scale should boost market relevance, improve liquidity, lower the company’s fixed expense ratio, and potentially lead to more broker and research coverage.

What did WAM Income Maximiser management say?

Chairman Geoff Wilson AO said:

The Board and I thank shareholders for their strong support of the Entitlement Offer with demand significantly exceeding capacity. Following completion of the Offer, WAM Income Maximiser’s assets will increase by more than 50% to approximately $500 million less than 18 months after listing. I am pleased to have taken up my full entitlement.

What’s next for WAM Income Maximiser?

WAM Income Maximiser plans to put the new funds to work by investing in high-quality Australian companies and corporate debt, aiming to deliver reliable monthly franked dividends with capital growth. Management believes the enlarged portfolio will help meet its ongoing goal of better income returns, with declared monthly dividends for the four months to December 2026.

The company’s increased size may also mean greater interest from brokers, research houses, and financial advisers, helping to further enhance market relevance.

WAM Income Maximiser share price snapshot

Over the past 12 months, WAM Income Maximiser shares have risen 4%, outperforming the All Ordinaries Index (ASX: XAO), which is flat over the same period.

View Original Announcement

The post WAM Income Maximiser grows assets 50% after $172m raise, declares dividends appeared first on The Motley Fool Australia.

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Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial summary of the company announcement. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

The age of 50 is a great time to check in on your superannuation balance, see if you’re on track for a comfortable retirement, and implement strategies to catch up if needed.

Unfortunately, the figures show that the average person has less superannuation at age 50 than they need to achieve a comfortable retirement by age 67.

The way this is calculated is by using figures supplied by the Association of Superannuation Funds of Australia (ASFA), which has calculated estimates of how much superannuation people have, and comparing them against the amounts which ASFA says is needed to be on track.

So how much superannuation do people generally have at age 50?

The ASFA figures indicate that men aged 50-54 have on average $254,071 in their superannuation, while women of the same age have $190,175.

So how much should people who are 50 have in their superannuation to be on track for a comfortable retirement?

ASFA also has a Super Detective calculator, where you can input your age and discover what your superannuation balance should ideally be.

For people aged 50 it comes out as $313,500, well above the average figures.

Keep in mind this is targeting a comfortable retirement as defined by ASFA, which involves retiring at 67, owning your own home and drawing a part pension.

It assumes singles will have $630,000 in their superannuation, which in combination with the part pension will deliver an income stream of $55,923 per year.

A comfortable retirement by ASFA’s definition includes the ability to afford top level private health cover, to own and maintain a reasonable car and to enjoy regular leisure activities and occasional travel.

What if your balance is coming up short?

Extra contributions can be made to superannuation in the form of concessional and non-concessional contributions.

Concessional contributions are taxed at just 15% and include money contributed by your employer, salary sacrifice contributions, and extra contributions you make up to a cap of $32,500.

If funds permit and your superannuation balance is less than $500,000 in the last financial year, you can also carry forward any unused concessional contribution cap amounts from the previous five financial years.

The amount you are able to contribute in this way can be found in your myGov account.

A notice of intent to claim must be lodged with your super fund for concessional contributions so they know to deduct the 15% tax from the amount.

It is also possible to make non-concessional contributions up to $130,000 and to contribute more than this amount using the bring-forward rule.  

The post The average superannuation balance for 50-year-olds in Australia in FY27. How does yours compare? appeared first on The Motley Fool Australia.

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Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.