Planning for retirement with a firm idea of what sort of income you might expect from your superannuation is a recipe for peace of mind.

The Association of Superannuation Funds of Australia (ASFA) calculates the amount you need for a comfortable retirement at $56,166 for singles and $78,998 for couples.

Keep in mind that this assumes the retiree owns their own home and will draw a part pension.

But what about if you want to live off dividends from your superannuation alone?

In that case, it’s a good idea to run the numbers on the level of superannuation savings you’ll need.

How much superannuation will I need to earn $2,000 a week?

If you’re aiming for $2,000 per week, or $104,000 per year, you’d need $1.04 million in superannuation if you were able to generate returns of 10% per year.

While some shares do have dividend yields around this mark, it’s unlikely that you’d be able to replicate this high level of returns across a portfolio without being exposed to a high level of risk.

If you earned a 5% return you’d need superannuation savings of $2.08 million.

I’d suggest this is too low a benchmark to aim for given the benefits which accrue to retirees from franking credits.

Retirees who pay no tax are eligible for a full refund on the tax paid by companies they invest in, which for fully franked dividends is a 30% rate.

In practical terms this means a 5% dividend turns into a 7.14% dividend once franking credits are factored in.

So let’s assume you can earn a 7.5% return – this would mean you would need $1.38 million in superannuation savings.

So, what sort of shares might generate the sort of return you are after?

At the upper end of the spectrum Centuria Office REIT (ASX: COF) is forecasting paying dividends of 9 cents per share in FY27, which at the current share price equates to a dividend yield of 10.8%.

Arena REIT (ASX: ARF) has guided to a dividend yield of 7.3%, while HealthCo Healthcare and Wellness REIT (ASX: HCW) is currently on track to pay an 8% yield this year.

Among infrastructure companies, Atlas Arteria Ltd (ASX: ALX) is expected to pay a forward dividend yield of 9.7%, while APA Group Ltd (ASX: APA) has a trailing dividend yield of 5.48%.

Betashares Australian Dividend Harvester ETF (ASX: HVST) is paying 5.67%, while WAM Income Maximiser Ltd (ASX: WMX), which pays monthly dividends, is paying 4.58%.

If your superannuation needs a top up, be sure to read up on concessional contributions, which are tax-effective contributions you can make to your superannuation, up to a cap of $32,500 – which includes contributions made by your employer.

The post How much is needed in superannuation to target $2,000 a week in passive income appeared first on The Motley Fool Australia.

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Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Apa Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Stellar Resources Ltd (ASX: SRZ) shareholders are sitting on phenomenal gains over the past 12 months, but the analysts at Shaw and Partners believe there’s more upside to be had as the company’s Heemskirk tin project progresses towards production.

The company’s shares are up 1045% over 12 months, increasing from as low as 2 cents during the period to be changing hands for 35.5 cents at the time of writing.

Globally-significant project in development

The Heemskirk project, the company says, is “the highest-grade undeveloped tin project in Australia and the third highest-grade globally of peer company projects”.

Stellar has so far defined a resource of 13.36 million tonnes at a grade of 0.86% tin, for 115,300 tonnes of contained tin, and exploration is ongoing.

The company recently released new drilling results from the Severn deposit at the project, and Stellar said, significantly, “the intersections occur outside of the Severn Resource at shallower depths and along trend to the south of the high-grade Montana Resource”.

This meant there was the potential for the Severn and Montana resource zones to link up, the company said.

Stellar said it has immediately started follow-up drilling to test that theory, while “a second drill rig is testing additional zones along the Severn trend outside the resource to the north of Montana”.

The company added:

Prefeasibility Study work continues with focus on optimising mining and processing configuration through either a standalone operation or utilising existing nearby infrastructure, as well as mine scheduling for potential incorporation of the Severn extension plus Montana into increased production capacity. Tin prices continue to hold near all-time highs and at the time of writing this release remain above US$54,000, as tightening of global supply and disruption concerns continue, supporting the strategic case for Stellar’s Heemskirk Tin Project with unencumbered offtake in a stable Tier-1 jurisdiction.    

Stellar Managing Director Simon Taylor said the new drilling results were a major development.

He said:

This potential scale expansion offers significant development upside, and we are now undertaking the work to develop the resource at Severn into these new areas to incorporate into the prefeasibility study and any future definitive feasibility study. Evaluating the integration of these potential resource extension high-grade zones into our planning will allow us to deliver a thoroughly optimised prefeasibility study that maximizes long-term shareholder value.

Shares looking cheap

Shaw and Partners said in its new research note on the company that joining the two deposits would be advantageous for mine design and scheduling.

The broker has a price target of 66 cents on Stellar, compared to 35.5 cents at the time of writing.

This would constitute an 85.9% return if achieved. Stellar is valued at $120.7 million.

The post Up more than 1000% over a year, how much more upside does this ASX mining stock have? appeared first on The Motley Fool Australia.

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Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Commonwealth Bank of Australia vs Washington H Soul Pattinson shares

If you’re thinking about parking your money in a blue-chip bank or a diversified investment house, it’s hard to look past Commonwealth Bank of Australia (ASX: CBA) and Washington H Soul Pattinson and Co Ltd (ASX: SOL) for different reasons. One’s a household name with massive financial firepower, the other’s an Aussie investment icon with fingers in a lot of pies. If I could only pick one to back with my own cash, here’s how I’d break it down.

The case for Commonwealth Bank of Australia

Commonwealth Bank is Australia’s largest bank and a true titan on the ASX. It operates across retail, business, and institutional banking, plus wealth management, insurance, and broking. CBA’s brand is one of the most recognisable locally, offering a broad selection of financial services across Australia, New Zealand, and beyond, as highlighted in its company profile.

Looking at the numbers, three things stand out. First, it’s a $249.83 billion giant by market cap, vastly larger than most ASX peers. Its current P/E ratio sits at 22.91, reflecting a premium to many other financials. The dividend yield comes in at 3.38% (fully franked), with $5.05 paid out per share over the last twelve months, and a long, consistent history of fully franked dividends. Its earnings per share are 6.517, lining up with its profile as a mature, profit-generating business.

For income investors, CBA’s commitment to reliable, fully franked dividends – paid like clockwork over decades – is very hard to go past.

The case for Washington H Soul Pattinson and Co

Washington H Soul Pattinson, or Soul Patts for short, is an Australian investment house with a track record stretching back over a century. Today, it’s best described as a diversified holding company – imagine it as a listed mini-conglomerate – with major positions in listed companies (like TPG Telecom and New Hope Corporation), private business holdings, emerging companies, property, resources, and more. Its stated aim is a blend of capital growth and steady, growing dividends.

On the numbers, Soul Patts is much smaller than CBA with a market cap of $17.62 billion. But its valuation paints an interesting picture: the P/E ratio is just 7.89 – much lower than CBA’s – suggesting the market ascribes less growth or more risk here, but potentially also some value appeal. Earnings per share clock in at 5.876. The dividend yield is currently 1.03% (also fully franked), translating to $1.11 per share over the last twelve months. Its year-to-date return really pops out: up 26.2%. There’s also been a recent merger with Brickworks Limited (now a subsidiary), further boosting its diversification.

Soul Patts appeals to those who want long-term capital growth with a diversified portfolio in one ticker, even if it pays a less generous dividend than the bank.

Valuation comparison

Here’s how the headline numbers stack up:

	Commonwealth Bank	Washington H Soul Pattinson
Market Cap	$249.83 billion	$17.62 billion
P/E Ratio	22.91	7.89
Dividend Yield	3.38% (fully franked)	1.03% (fully franked)
Earnings per Share (EPS)	6.517	5.876

CBA’s P/E is far higher than Soul Patts, which is typical for big banks, but that doesn’t automatically make the bank “expensive” or Soul Patts “cheap” – they’re in quite different sectors, so these ratios reflect varied business models and risk appetites. Both offer 100% franking on dividends, but CBA’s yield is notably higher. If you’re seeking dividends, CBA stands out; if you’re seeking a lower P/E and possible value, Soul Patts may appeal.

Recent share price momentum

Let’s see how they’ve moved recently, using closing prices as of 9 October 2026:

• Commonwealth Bank closed at $149.29, having slipped -3.9% year to date. Its price has been relatively steady, with small moves both up and down in recent weeks.
• Washington H Soul Pattinson closed at $46.38, up a strong 26.2% year to date. It’s shown robust positive momentum, with most recent sessions edging higher.

Which is the better buy?

If I could only choose one, my pick would be Washington H Soul Pattinson. Here’s why: despite its lower yield, Soul Patts is trading on a much more attractive P/E ratio and has delivered substantial share price growth this year (+26.2% YTD). Its structure gives me exposure to multiple sectors and companies under one roof, including large names like TPG Telecom and New Hope Corporation, as well as the newly added Brickworks. That diversification could help smooth the ride if the banking or resources sector wobbles.

CBA is an absolute bedrock for dividend hunters, with a yield over three times higher than Soul Patts, unwavering dividend payments, and unrivalled market presence. But with a P/E that’s almost three times higher and lacklustre share price momentum (-3.9% YTD), I’m more drawn to Soul Patts’ forward-looking mix of growth and value right now.

Both businesses are proven and resilient, so there’s merit on each side. But forced to tip my money into one? I’d lean to Soul Patts for its recent performance, low valuation, and unique diversification.

The post CBA vs Soul Patts: Which ASX share wins in 2026? appeared first on The Motley Fool Australia.

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• How many CBA shares do I need to buy for $10,000 of passive income?
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Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia has positions in and has recommended Washington H. Soul Pattinson and Company Limited. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial draft. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.