Investing your superannuation is a smart way to generate a reliable passive income for retirement.

Not only can it help you build wealth for later on in life, it also comes with the added bonus of low tax rates and long-term compounding.

But how much do you actually need in your super to be able to earn the passive income you want in retirement?

Let’s break it down, using a $50,000 per year passive income as an example.

How much do I need in my superannuation to earn $50,000 per year in passive income?

Working out the superannuation you’ll need to earn that level of passive income is more straightforward than you’d think.

Simply divide your annual passive income by the dividend yield of your portfolio.

Of course, the hard part is that the answer varies significantly depending on the dividend yield of your portfolio. 

For example, a portfolio with a dividend yield of around 5% only needs to be half the size of one with a dividend yield of around 2.5% to generate the same level of passive income. 

Breaking it down further

If your overall portfolio has a dividend yield of around 3%, you’ll need a balance of around $1.66 million to earn $50,000 per year in passive income.

Then, as your portfolio’s dividend yield increases, the superannuation balance required to earn the same passive income decreases. Say the yield of your portfolio is around 4%, for example, your balance would need to be closer to $1.25 million to earn the same dividend income.

For a 5% yielding portfolio, you’d need a balance of closer to $1 million to earn the same amount.

Increase that to a 6% or 7% dividend yield, and you’re looking at closer to $833,000 or $714,000. You’d still earn $50,000 per year in passive income from these portfolio sizes.

ASX shares around these dividend yields

There is a huge range of options, but here are a few of my favourite ASX dividend shares to get you started.

At a 2%-3% dividend yield, I’d look at well-known companies like Coles Group Ltd (ASX: COL) or Commonwealth Bank of Australia (ASX: CBA).

For options yielding closer to 4%, my choices would be banking giants such as National Australia Bank Ltd (ASX: NAB) or ANZ Group Holdings Ltd (ASX: ANZ).

If you want a slightly higher yield around 5% or 6%, I’d invest in something like Santos Ltd (ASX: STO) or Woodside Energy Group Ltd (ASX: WDS).

Then your high-yield players could include GQG Partners Inc (ASX: GQG) or IPH Ltd (ASX: IPH). These yield 7% or more.

The post How much do I need in my superannuation to get $50k per year in passive income? appeared first on The Motley Fool Australia.

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Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Gqg Partners and IPH Ltd. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

WiseTech Global Ltd (ASX: WTC) is not an easy share to assess right now.

There has been plenty of noise around the technology company, the share price has fallen sharply from its highs, and market confidence is clearly weaker than it was.

But sometimes a difficult story can still contain a very attractive long-term opportunity.

That is how I see WiseTech today.

Why I would buy WiseTech shares

I would be willing to invest $2,500 into WiseTech shares, but I would do it with a long-term mindset.

This is not the kind of business I would buy expecting the market to change its mind immediately. Sentiment may take time to recover, and investors may want more evidence that management can keep executing through the noise.

What keeps me interested is the size of the prize.

WiseTech is trying to become the operating system for global trade and logistics. That is a big ambition, but it is not just a slogan. The company already serves more than 22,000 logistics companies and other industry participants across almost 200 countries. This includes 46 of the top 50 global third-party logistics providers and 23 of the 25 largest global freight forwarders.

With the recent e2open acquisition, WiseTech says its network now reaches more than 500,000 connected enterprises across manufacturing, logistics, channels, and distribution.

That gives the company a much larger platform to build from.

The opportunity is expanding

The recent Macquarie conference update showed how WiseTech is thinking beyond its original logistics software base.

CargoWise remains the foundation. But the company is now talking about multiple deep vertical markets, including logistics and transport, global trade, trade finance and banking, customs and government agencies, and verified identity, trust, trade, and data.

I think that is what makes the business more compelling.

Global trade is full of friction. Goods need to move across borders, through warehouses, across transport networks, through customs systems, and into the hands of end customers. At each step, there are documents, risks, delays, payments, compliance requirements, and data problems.

WiseTech is trying to digitise more of that complexity.

It also believes agentic AI can help customers automate large parts of logistics and customs workflows. The company estimates this could remove up to around 50% of labour costs for logistics service providers over time.

That is a major claim, and investors should watch execution closely. But if WiseTech can deliver even part of that productivity improvement, its software could become even more valuable to customers.

There are risks

I would not pretend WiseTech shares are a simple buy.

The company needs to integrate e2open well, rebuild confidence, manage leadership and governance questions, and prove that its expanded strategy can translate into earnings growth.

There is also the risk that the market remains cautious for longer than investors expect.

That is why I would think carefully about position size. A $2,500 investment could make sense as a measured entry point into a volatile growth share, rather than a bet that everything improves quickly.

Foolish Takeaway

I think WiseTech shares are worth buying for patient investors.

The market is clearly focused on the risks, and some of that caution is fair. But I think the company’s role inside global trade infrastructure is still underappreciated.

WiseTech is not just selling software to freight forwarders. It is building a broader digital network across logistics, trade, compliance, data, and finance.

That will take time to prove, and the share price may remain bumpy along the way. But for investors willing to look out several years, I think putting $2,500 into WiseTech shares could be a smart move.

The post Should I invest $2,500 into WiseTech shares? appeared first on The Motley Fool Australia.

More reading

• 10 fantastic ASX shares to buy for FY27
• Has the WiseTech share price finally hit the bottom after crashing 50%?
• 9 ASX 200 shares with reiterated buy calls this week
• Two ASX tech shares hinge on rebuilding trust and growth. Here’s how they can turn around
• How low could WiseTech shares go?

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group and WiseTech Global. The Motley Fool Australia has positions in and has recommended WiseTech Global. The Motley Fool Australia has recommended Macquarie Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

S&P/ASX All Ords Index (ASX: XAO) shares increased 2.43% and provided total returns, including dividends, of 5.69% in FY26. 

The All Ords underperformed the S&P/ASX 200 Index (ASX: XJO), which rose 2.77% and delivered total returns of 7%.

Fifteen ASX All Ords shares delivered between 200% and 400% growth last financial year.

Here, we take a look at five of them. 

1. Weebit Nano Ltd (ASX: WBT)

The Weebit Nano share price skyrocketed 414% in FY26 to close out the year at $8.35.

Weebit was one of few ASX All Ords tech shares that had a great year amid a broader tech sector rout. 

Weebit develops advanced semiconductor memory technology.

The company’s Resistive Random Access Memory (ReRAM) is a high-performance, low-cost type of Non-Volatile Memory (NVM) technology used in complementary metal oxide semiconductors (CMOS), which are the building blocks of digital integrated circuits. 

2. Elsight Ltd (ASX: ELS) 

The Elsight share price ripped 300% to finish FY26 at $7.10. 

Elsight’s flagship product, Halo, provides Beyond the Visual Line of Sight (BVLOS) connectivity for drones, UAVs, and other unmanned systems in the air and on land.

Halo was launched in 2020, and today, more than 100 drone and UAV manufacturers and operators are using it for connectivity. 

Elsight’s market cap growth elevated it into the top 10 stocks within the ASX 200 tech sector last year. 

3. PLS Group Ltd (ASX: PLS)

The market’s largest ASX 200 lithium share soared 275% to close out FY26 at $5.02. 

Formerly known as Pilbara Minerals, PLS Group is the largest lithium miner on the ASX by market cap.

The company’s flagship is the Pilgangoora Operation, the world’s largest independent hard-rock lithium mine. 

Like all ASX lithium miners, PLS Group benefitted from skyrocketing lithium commodity prices last year. 

4. Wildcat Resources Ltd (ASX: WC8)

The Wildcat Resources share price ascended 225% in FY26 to close out the year at 52 cents.

The mineral explorer is building the Tabba Tabba Lithium-Tantalum project and the Bolt Cutter project in the Pilbara.

Bell Potter analyst James Williamson says Tabba Tabba is the only large-scale near-term Australian lithium development positioned to commence production during the current lithium price cycle.

Wildcat has completed its pre-feasibility study at Tabba Tabba and is working towards a definitive feasibility study.

5. Macmahon Holdings Ltd (ASX: MAH) 

This ASX All Ords materials share increased 213% to finish the year at 96 cents on 30 June. 

Macmahon is a contract mining and civil infrastructure company providing operational services to gold, copper, and coal mines in Australia and Southeast Asia.

For 1H FY26, Macmahon reported a 61% increase in reported net profit after tax (NPAT) to $48.2 million.

The post 5 ASX All Ords shares that ripped 200% to 400% in FY26 appeared first on The Motley Fool Australia.

More reading

• Top 5 ASX 200 lithium shares of FY26
• Why are PLS shares still falling? Here’s what’s behind the sell-off
• 13 ASX 200 shares that doubled in value in FY26
• Sell alert! Why these experts are calling time on Endeavour and PLS shares
• Buy, hold, sell: BHP, Woodside, PLS Group shares

Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.