A new month can be a good time to put fresh money to work.

If you have $10,000 ready to invest in July, there are some high-quality ASX shares that could be worth a closer look.

Here are three that stand out as long-term options.

Breville Group Ltd (ASX: BRG)

Breville could be an ASX share to consider in July.

The company has built a global business around premium kitchen appliances, with products across coffee machines, cooking, food preparation, and other household categories.

The attraction here is not just that Breville sells appliances. It is that the company has found a way to turn everyday household products into aspirational purchases.

A coffee machine can become part of a routine. A better oven, air fryer, or food processor can become part of how people cook at home. This gives Breville exposure to consumer habits that can last well beyond the initial purchase.

The company also has a long international growth runway. Its brand has already travelled successfully across key markets, but there is still room to build awareness, expand distribution, and launch more products over time.

ResMed Inc (ASX: RMD)

Another ASX share that could be worth buying in July is ResMed.

It operates in sleep apnoea treatment and connected respiratory care, helping patients manage breathing-related conditions through devices, masks, software, and ongoing support.

The company sits in an area of healthcare where demand is being supported by awareness, diagnosis, ageing populations, and the need for better long-term patient management.

One of ResMed’s strengths is that treatment does not usually end with the first device sale. Patients may need replacement masks, accessories, software support, and continued care over time. That creates a repeat revenue profile that can be attractive over the long term.

With a global market position and a large pool of untreated patients, ResMed could be a high-quality healthcare share to buy and hold.

Xero Ltd (ASX: XRO)

A third ASX share to look at is Xero. It provides cloud accounting software for small businesses, accountants, and bookkeepers.

Xero’s platform helps users manage invoicing, payroll, bank feeds, reporting, compliance, payments, and adviser workflows. That puts Xero close to the financial engine room of small businesses.

The company’s opportunity is bigger than accounting alone. As small businesses become more digital, they need tools that reduce admin, improve visibility, and connect them more easily with advisers, banks, and payment systems.

Xero already has a strong position in markets such as Australia, New Zealand, and the United Kingdom, while other international markets, such as the United States, provide room for longer-term growth.

In addition, artificial intelligence could become an important part of the platform over time by automating routine tasks and improving the usefulness of the software. This could give its annual recurring revenue a big boost over the next decade.

The post Where to invest $10,000 in ASX shares in July appeared first on The Motley Fool Australia.

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Motley Fool contributor James Mickleboro has positions in ResMed and Xero. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended ResMed and Xero. The Motley Fool Australia has positions in and has recommended ResMed and Xero. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The post Here are the top 10 ASX 200 shares today appeared first on The Motley Fool Australia.

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Zip Co Ltd (ASX: ZIP) shares are pushing higher again on Monday as buyers return to the buy now, pay later (BNPL) stock.

At the time of writing, the Zip share price is up 8.33% to $3.12.

That extends a strong recent run for the ASX 200 stock. Zip shares are now up around 40% over the past month, although they remain below their 52-week high of $4.93.

More than 18 million shares had changed hands by early afternoon, with Zip trading between $2.93 and $3.14.

Here’s what appears to be helping sentiment today.

Profit momentum is doing the work

The main reason buyers are returning is that Zip is no longer being judged only on transaction growth.

According to Zip’s latest quarterly update, total transaction volume (TTV) rose 22.4% to $4 billion in the third quarter of FY26.

Total income increased 20.2% to $335.2 million.

More importantly, record cash EBTDA rose 41.5% to $65.1 million, while the operating margin expanded to 19.4%.

That was enough for management to upgrade FY26 group cash EBTDA guidance to at least $260 million.

The US business is still doing much of the heavy lifting though.

Zip said US transaction volume and revenue both grew more than 43% in US dollar terms, while US active customers increased 9%.

Bad debts are still being watched

While the growth is certainly positive, bad debts still remain one of the key risks.

Group net bad debts rose to 1.93% of transaction volume in the third quarter, up from 1.64% a year earlier.

However, Zip advised US net bad debts were steady at 1.86% of transaction volume and are expected to fall below 1.75% in the fourth quarter.

Nonetheless, the next update will be very important. Zip has the profit momentum, but it still needs to show that its bad debts are under control.

Brokers still see some upside

The broker backdrop also looks supportive.

Recent price targets include $3.10 from UBS, $3.40 from Macquarie, $3.80 from Jefferies, and $4.00 from Ord Minnett.

TradingView data also shows analysts have an average 12-month price target of $3.82 for Zip, with estimates ranging from $2.60 to $5.40.

At $3.82, the average target still sits above where Zip shares are trading today.

However, the stock has moved quickly.

The relative strength index (RSI) is sitting around 70, which points to strong momentum. But after a 40% monthly gain, it also tells us that Zip may be running a little hot in the short-term.

Can the rally keep going?

Zip is in a much better position than it was a few months ago.

The company is growing, earnings are improving, brokers remain positive, and the share buyback is still running in the background.

Zip announced an on-market buyback of up to $50 million in February, with regular buyback updates continuing through June.

However, the stock has already moved quickly over the past month, so the next update will need to excite the market.

The post Zip shares are flying again. Is this ASX 200 stock finally back in favour? appeared first on The Motley Fool Australia.

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Motley Fool contributor Aaron Teboneras has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.