Category: Business

  • Apple says it didn’t train its fancy new AI models on your personal data

    Apple WWDC 2024
    Apple WWDC 2024 kicked off on Monday.

    • Apple might've been late to the AI arms race, but its new offering stands out by prioritizing privacy.
    • On Monday, the company revealed the data it uses to train Apple Intelligence.
    • Privacy is hot topic and a big concern in AI, and Apple is addressing it head on.

    There's no need to panic — Apple says it definitely didn't train its artificial intelligence on your data.

    Privacy is a massive concern when it comes to AI, but Apple stayed true to its brand by prioritizing customer protection.

    Alongside its introduction of Apple Intelligence, the tech giant announced that the system would operate using Private Cloud Compute — an infrastructure designed for handling AI requests privately.

    During the Worldwide Developer Conference keynote, Apple showed off impressive AI announcements like custom emojis called "Genmojis," a more helpful Siri, and a partnership with OpenAI.

    While the ChatGPT maker uses the data from users' interactions with its services to train its models, Apple said that's not the case for iPhone owners. And while ChatGPT is coming to Apple products by way of a new-and-improved Siri, users have the option to opt out of using the tool from OpenAI.

    "We do not use our users' private personal data or user interactions when training our foundation models," an Apple research note published Monday read.

    Instead, it said its models are trained on licensed data and publicly available data collected by its web crawler called Applebot. It's up to web publishers to opt out of this if they don't want information on their site used for Apple Intelligence.

    Still, the company said that it applies "filters to remove personally identifiable information like social security and credit card numbers that are publicly available," profanity, and other "low-quality content" from the data it uses for training.

    Companies have found themselves in hot water over AI privacy concerns in the past. Zoom users threatened to ditch the video conference company in 2023 after taking a closer look at its terms and conditions. Part of the agreement said that users would consent to Zoom using their data for AI training.

    In response to the backlash, the company added a line to its terms of service clarifying that users could choose not to have their data used for such purposes.

    Apple is setting a new standard in the field.

    "Apple has taken great pains to separate itself from the rest of the tech pack by its passionate advocacy of privacy," Dipanjan Chatterjee, vice president and principal analyst at Forrester, said.

    Read the original article on Business Insider
  • Read the pitch decks from these creator-economy startups that helped them raise millions of dollars

    A slide from Punchup Live's pitch deck that it used to raise its $1 million pre-seed round.
    A slide from Punchup Live's pitch deck that it used to raise its $1 million pre-seed round.

    • The creator economy is catching notable VCs' attention — and their wallets.
    • Creator-focused startups are raising millions of dollars.
    • Here are the pitch decks that 34 startups used in Series A, seed, and pre-seed rounds.

    The creator economy has bred a new generation of startups — from influencer-marketing companies to new social-media experiences.

    These startups have captured the attention and wallets of influential venture capitalists and angel investors over the last several years, giving rise to several unicorn valuations in the space, such as the link-in-bio service Linktree (valued at $1.3 billion in 2022) and the affiliate-marketing platform LTK (valued at $2 billion in late 2021).

    Check out 14 VCs who are investing in innovative startups focused on the creator economy and influencers

    Even as the economy has weathered changing tides and investments have cooled across industries, some startups in this sector are still raising money.

    Several startups announced seven-figure seed rounds in 2023, including the Web3-inspired social network Seam Social's $2.5 million round in December. Last year also saw several later-stage funding rounds, such as one from Whop, an e-commerce marketplace for digital goods, which announced its $17 million Series A in July. Karat, a financial startup for creators, raised a $70 million Series B in June — though it proves that a big VC round doesn't ensure stability, as the company later conducted layoffs in October.

    Here are 16 creator-economy startups that raised the most money in 2023.

    So, how do creator-economy startups land those investments? Often, it starts with a pitch deck. 

    Lumanu, a creator-focused financial startup, uses a simple pitch deck that's more of a "conversation guider," its cofounder and CEO, Tony Tran, told BI.

    "My pitch is always why, what, how, and why now?" Tran said. (Read the full pitch deck here.)

    Skye, a career-coaching startup, had different pitch decks depending on the type of investor or fund they pitched to.

    "I had two different versions, depending on the fund," Jessica Wolf, Skye's CEO and one of its cofounders, said. "If I knew a fund was more into pre-seed, all about the founder, I had one deck. But if I knew that they were a numbers person, I would use another one."

    Every startup has a different approach.

    Some, such as Throne, even ditch the pitch deck altogether and opt for an email or Notion document.

    Read the email template creator-economy startup Throne used to secure its seed investment.

    BI talked with founders who've pitched their startups to investors about their process. They broke down the pitch decks they used to secure millions of dollars in funding.

    Read the pitch decks that helped 34 creator-focused startups fundraise millions of dollars:

    Note: Pitch decks are sorted by investment stage and size of round.

    Series A

    Seed

    Pre-Seed

    Read the original article on Business Insider
  • My family tried 14 of Costco’s premade meals, and we’d buy almost all of them again

    Kirkland Signature premade meals together on a counter
    My family tried Kirkland Signature prepared meals from Costco to find the best options.

    • My family reviewed and ranked 14 prepared Kirkland Signature meals from Costco.
    • Surprisingly, we weren't huge fans of the super-loaded chicken pot pie because it was too rich.
    • The comforting and flavorful meatloaf and mashed Yukon potatoes with glaze came out on top.

    As a busy dad, finding the time to prepare, cook, and clean up dinner can be challenging. So when I saw how many prepared Kirkland Signature meals were available at Costco on my most recent trip, I figured it might be time to see how good they actually are.

    My family ate and ranked 14 Kirkland Signature meals to see which was the tastiest and easiest to prepare.

    Here's how they stacked up, from our least favorite to our top pick. 

    The Kirkland Signature mac and cheese looked promising.
    Kirkland Signature mac and cheese in packaging
    The mac and cheese was covered with a layer of cheddar.

    I figured the macaroni and cheese would be the safest bet of the meals I took home, and nothing about how it looked changed my mind.

    It was bright yellow and seemed amply portioned. My kids usually love mac and cheese.

    The prep was straightforward, as I covered the tray in foil and threw it in the oven for 45 minutes.

    However, the mac and cheese disappointed us all.
    Baked Kirkland Signature mac and cheese
    I didn't expect the Kirkland Signature mac and cheese to be so rich.

    In my opinion, the mac and cheese was way too rich. There was a lot of cheese and a lot of sauce, and it was unpleasantly gooey and thick.

    I ate a few bites before the grease started working on my stomach. Even my kids turned it away, deeming it "too cheesy."

    It was the only Kirkland Signature meal we didn't eat to completion, and the sauce was so thick that I practically had to chisel out the refrigerated leftovers to recycle the tray. 

    We figured we'd enjoy the shepherd's pie.
    Shepherd's pie in a plastic container, with mashed potatoes and parsley on top
    The shepherd's pie was made with ingredients we knew my family enjoyed.

    The shepherd's pie was filled with meat and vegetables and topped with mashed potatoes. My family already loves pie, so the novelty of mashed potatoes and pastry immediately appealed to my kids.

    I removed the pie from its plastic container, placed it onto a baking sheet, and put it in the oven for about 45 minutes until golden. Individual pieces of pie fell apart as I served them, which wasn't surprising.

    We weren't fans of the shepherd's pie.
    A slice of shepherd's pie with pieces of beef, carrots, corn, peas, and mashed potatoes on a white plate on a cutting board
    The shepherd's pie looked OK, but each component tasted dry.

    I thought the mashed potatoes were mealy and dry, the vegetables were mushy, and the filling was overseasoned and too sweet.

    The filling was stew-like, but the ground beef was dry and crumbly. I thought I noticed pieces of steak, but these were just hunks of ground beef resembling burger meat.

    Overall, my family wasn't a fan of the meal.

    The Kirkland Signature Southwest wrap with rotisserie chicken seemed like a good on-the-go option.
    Kirkland Signature Southwest chicken wraps
    The Kirkland Signature Southwest wraps came with a sauce.

    The Kirkland Signature Southwest wraps were the only meal that required no prep whatsoever, making it a good option for on-the-go eating.

    They came with a pinkish chipotle sauce. When I unwrapped a wrap to put the sauce inside, I saw that the employee who made the meal sealed the wrap with a tangy, creamy spread.

    The Southwest wraps were moist and flavorful.
    Southwest chicken wrap on plate
    The Kirkland Signature Southwest wraps were made with rotisserie chicken.

    I thought the wraps were good because they tasted fresh, and the spread that glued them together helped prevent dryness.

    There was ample chicken, and the seasoned mix of corn and beans reminded me of a burrito from Chipotle. The pinkish chipotle sauce tasted like a Buffalo sauce to me, but that's not something I'd ever complain about.

    Each wrap made for a viable lunch, and at less than $4 each, they're way less expensive than takeout. I could imagine buying them again when I need a lunch that saves time and money.

    The chicken pot pie was huge.
    Kirkland Signature chicken pot pie unbaked
    The Kirkland Signature chicken pot pie seemed large and stuffed to the brim.

    At nearly 6 pounds, I thought the Kirkland Signature chicken pot pie was huge and surprisingly heavy.

    Some of the latticework on top of the pie broke in transit, but it was only cosmetic damage.

    The instructions called for at least an hour of baking time, which I thought sort of defeated the purpose of making it as a quick weeknight meal.

    Nevertheless, I baked the pie until it was golden brown, which took about an hour and 10 minutes.

    The chicken pot pie felt a little too heavy after a few bites.
    Slice of Kirkland Signature chicken pot pie with chicken, peas, and carrots oozing out
    The Kirkland Signature chicken pot pie's filling was creamy and very rich.

    The first bite of the pie was great.

    The pie crust was sweet, flaky, and crisp, the hunks of rotisserie chicken were huge, and the pea-heavy cream and vegetables were rich and salty without being mushy or overcooked, as they sometimes are in pot pie.

    But in subsequent bites, the initial richness became a goopy sort of heaviness that didn't sit well, and the whole pot pie started to taste a little too salty.

    At the very least, the crust was good enough to make me want to try one of Costco's dessert pies.

    The Kirkland Signature beef bulgogi Korean BBQ seemed like a meal my kids would enjoy.
    Raw beef bulgogi covered in a brown sauce with pieces of brown sauce in a tin tray on a wooden cutting board
    The Kirkland Signature beef bulgogi Korean BBQ came with raw meat and onion slices.

    The Kirkland Signature beef bulgogi Korean BBQ is one of the more bare-bones options among the meal selections at my local Costco. The container had a large portion of thinly sliced raw beef and white onions drenched in brown bulgogi sauce.

    My kids don't have much experience with Korean-inspired food, but I thought the meal would appeal to them because it's sweet, tender, and gooey.

    The meal was too sweet, and the beef fell apart while cooking.
    Cooked beef bulgogi on a white and orange plate with black design on the edge of the plate on a wooden cutting board
    The stew-like beef bulgogi wasn't appealing to my kids.

    I figured I'd cook the meal in a skillet over medium-high heat until the beef was browned. However, I quickly realized it was difficult to tell when the beef was cooked through because all sides of the meat were covered in a dark-brown sauce.

    I went by instinct, stirring frequently to make sure it cooked evenly. Some slices fell apart due to the constant stirring, but the dish seemed fully cooked after five minutes.

    Unfortunately, the small pieces of meat made the bulgogi look more like a stew, and its appearance alone turned off my kids.

    We thought the meal was tasty but too sweet, as the sauce's flavor overwhelmed the beef. I'd prefer this dish if the beef came in thicker pieces that I could remove from the sauce before cooking.

    I was impressed with the portion size of the Kirkland Signature meatballs with rigatoni.
    A silver tray of rigatoni pasta and six large meatballs, with a red sauce and cheese covering the pasta
    The Kirkland Signature meatballs with rigatoni and sauce could be used for multiple dinners.

    This meal, which included rigatoni and six enormous meatballs, cost $20 and was enough to feed my entire family twice.

    Unfortunately, we thought the meatballs and rigatoni were underwhelming.
    A silver tray filled with rigatoni pasta, six large meatballs, and melted cheese and bubbling red sauce set on a wooden cutting board
    I wasn't a huge fan of the flavors in the Kirkland Signature meatballs with rigatoni and sauce.

    The meatballs were a little spongy in texture, and something about how the ground-beef-and-pork mixture was seasoned tasted more like sausage than I expected (though that's hardly a bad thing).

    The rigatoni held up surprisingly well after 50 minutes in the oven — not quite al dente but not at all mushy. However, the sauce was a bit too sweet and seasoned for me.

    My kids liked the pasta but not the meatballs. I also thought the shredded cheese on top seemed like an afterthought, and I could've gone for more.

    The Kirkland Signature udon-noodle salad with dressing and peanuts came together easily.
    A clear plastic box containing a pack of udon noodles, peanuts, and a mixture of shredded cabbage and carrots with a lime wedge
    The Kirkland Signature udon-noodle salad with dressing and peanuts came with many great-looking ingredients.

    The Kirkland Signature udon-noodle salad was extremely easy to assemble — it already came with a shredded-vegetable slaw, peanuts, lime wedges, and a miso sauce.

    I tossed all the ingredients into a bowl and served the finished salad alongside some chicken wings. 

    The salad was fine, but I probably wouldn't buy it again.
    A pile of udon noodles, shredded cabbage, and carrots in a glass bowl on a gray tabletop
    I didn't love the Kirkland Signature udon-noodle salad with dressing and peanuts, but it would be a satisfying meal in a pinch.

    The dressing was sweet and tangy with a strong miso flavor, but I thought the udon noodles were a bit mushy. I also wished the vegetable mix of shredded bok choy, broccoli, cabbage, and carrots was crisper to balance out the noodles' softness.

    Overall, the salad wasn't too heavy or saucy, so it would likely be a nice, no-cook option for a quick meal or picnic.

    The Kirkland Signature chicken quesadillas looked pretty large.
    Kirkland Signature chicken quesadilla in packaging
    The Kirkland Signature quesadillas came with eight wedges.

    The Kirkland Signature quesadillas came with salsa, sour cream, and guacamole.

    The instructions on the packaging called for heating them up in a frying pan with some oil, so my first batch got a chimichanga-esque crunchiness I don't always expect from quesadillas.

    I thought it was a big portion, as there were eight wedges, and two of them felt like more than enough for an adult-sized meal.

    The chicken quesadillas were quite satisfying.
    Prepared Kirkland Signature quesadillas on a plate
    I dipped my quesadillas in salsa, guacamole, and sour cream.

    It was sort of the perfect meal to suit my family's quesadilla needs.

    The chicken was seasoned but not spicy, and there was tons of cheese without being too greasy.

    The salsa, a sweet, fresh, restaurant-style dip with jalapeño, was the surprise star for me. The Kirkland Signature quesadillas were my wife's favorite of all the meals. 

    The yakisoba stir fry with seasoned chicken was actually packed with veggies.
    Kirkland Signature yakisoba noodles
    I didn't prepare a salad or side for the Kirkland Signature yakisoba stir fry.

    The Kirkland Signature yakisoba stir fry was a fun and easy-to-prepare dinner.

    I heated the meal in a Dutch oven because I didn't have a wok or a large enough frying pan. Per the instructions, I heated up oil and first added the vegetables, then chicken, then noodles, and then sauce.

    It was ready in less than 10 minutes. And because there were plenty of vegetables, including broccoli, carrots, onions, peppers, and snow peas, I didn't have to prep a side or a salad.

    The yakisoba stir fry with chicken was really tasty.
    Plated Kirkland Signature yakisoba noodles
    Costco's yakisoba stir fry was a comforting meal.

    We thought the yakisoba noodles were warm, comforting, and satisfying, with tender hunks of chicken and some nice texture from the fresh vegetables.

    It was a bit sweeter than I usually like, but a hit of hot sauce helped balance out the sweetness.

    If I bought this again (and I would buy this again) I'd use only one container of sauce. My kids liked the noodles, and we finished most of the portion in a single sitting.

    My kids were excited about the ravioli lasagna with beef and pork Bolognese sauce.
    Tray of unheated ravioli lasagna with cheese shreds on top. The tray sits on a wooden cutting board
    The Kirkland Signature ravioli lasagna with beef and pork Bolognese sauce has a hearty cheese topping.

    I figured — correctly — that something called ravioli lasagna would appeal to my kids, who love a novelty.

    The ravioli were stacked in twos and topped with a meaty Bolognese sauce and mozzarella. It was easy to prepare, as all I needed to do was cover it with foil and bake it for an hour.

    At the end of the hour, I deviated from the instructions and gave it five more minutes uncovered in the oven to get the cheese nice and bubbly on top.

    The ravioli lasagna was a pretty tasty, easy pasta dish.
    Fully baked ravioli lasagna with melted white and yellow cheese and tomato sauce bubbling up around edges. The tray sits on a wooden cutting board
    The cheese melted and bubbled in the oven.

    The lasagna was good. The Bolognese sauce was hearty and sweet and my kids appreciated that the ravioli were glued together with melted mozzarella.

    It was about a dinner and a half's worth of food for my family, though it felt like a smaller portion than a traditional lasagna made in an equivalent pan size.

    The Kirkland Signature gyros came with a lot of ingredients, which impressed me.
    Kirkland Signature gyro kit
    The gyros came with pitas, meat, tzatziki, feta, and various veggies.

    This dish came with many components, which made me appreciate Costco's attention to detail and how much goes into prepping a gyro.

    Only the gyro meat and the pitas needed to be heated, but the meal also came with a cucumber and tomato salad, red onions, feta cheese, and tzatziki.

    Unfortunately, I needed to find my own hot sauce.

    The finished gyros were delicious.
    Plated gyro
    The Kirkland Signature gyros were well-balanced.

    I thought the gyros were delicious. If there was a weak link in the sandwich, it was probably the gyro meat itself, which was a little heavy on the onion powder and heated up to a scrapple-like consistency.

    That being said, the assertive seasoning on the meat was mellowed by the sweetness and crunch of the veggies and the tangy creaminess of the tzatziki and feta.

    It wasn't better than a gyro I might get from a street cart, but the price was right, and there's no street cart inside my apartment.

    I thought the container of Kirkland Signature chicken Alfredo was surprisingly heavy.
    Kirkland Signature chicken Alfredo
    The Kirkland Signature chicken Alfredo was topped with cheese.

    My first impression of the chicken Alfredo was that it was heavy. The label said it was a little over 4 pounds, and though it might not sound like much, it was a lot of food for my family.

    There was an impressive amount of chicken but I expected a higher ratio of noodle-to-meat. Like the macaroni and cheese, the whole tray was covered with foil and baked in the oven.

    The chicken Alfredo wasn't too overwhelming or rich.
    Baked chicken Alfredo
    The Kirkland Signature chicken Alfredo was full of flavor.

    The chicken Alfredo was better than I expected.

    Alfredo sauce is often a bit too indulgent for my tastes, but I thought Kirkland Signature's version of the creamy, cheesy sauce wasn't overwhelmingly heavy. The chicken was also moist and flavorful.

    My kids liked it even though they normally prefer their chicken and their pasta separated. Alongside some steamed broccoli, the chicken Alfredo stretched to two full meals for my family with little effort on my part. 

    The Kirkland Signature chicken street tacos came in a hard-to-carry package.
    Kirkland Signature chicken street tacos
    I was a little confused by the long container the chicken street tacos came in.

    For whatever reason, the chicken street tacos came in a longer container than the other meals.

    I thought it was vaguely festive but difficult to fit into a shopping bag or a refrigerator. Like the gyros, the street tacos came as a kit.

    I heated the chicken and tortillas and topped them with cheese, shredded veggies, salsa, cilantro-lime crema, and a squeeze of fresh lime.

    The chicken street tacos were one of our favorite meals.
    Plated chicken street tacos
    I had the chicken street tacos with some lime that came in the kit.

    The chicken street tacos were excellent. The chicken was smoky with a chipotle flavor but not too spicy for my kids, the veggies were fresh and crunchy, and the sauces were tasty. I think the salsa was the same kind that came with the quesadillas.

    If I were at a restaurant and got these tacos, I'd be more than satisfied with my purchase. 

    I was skeptical of the meatloaf with mashed Yukon potatoes and glaze.
    Kirkland Signature meatloaf and mashed potatoes
    I'm not usually a big fan of heavy meatloaf.

    I'm normally not a big fan of meatloaf, and my kids' exposure to it has been limited. It's often grayish and covered in a dark red goo that looks like ketchup.

    I'm also not much of a mashed potato guy and, in my experience, they never keep well.

    By the time I put the Kirkland Signature meatloaf and mashed potatoes in the oven, they had been sitting in my fridge for a few days so I wasn't sure what to expect.

    I didn't expect it, but the meatloaf was our winner.
    Prepared meatloaf and mashed potatoes on a plate with broccoli
    I served the meatloaf and mashed potatoes with broccoli.

    Like almost every one of these meals, the meatloaf and mashed Yukon potatoes were surprisingly good.

    It was heavy (but of course, most meatloaf is), and I don't think I'd usually choose it over tacos. But my family ate the meatloaf on an unseasonably cold day when I was hungry, and the sweet, juicy, and beefy dinner hit the spot.

    My son, who's normally hesitant about unfamiliar foods, took to it like he was a paid spokesperson. "I'm very happy with this," he said.

    I thought the mashed potatoes were just a touch mealy, but overall, they weren't bad.

    Overall, the Kirkland Signature meals surprised us.
    Kirkland Signature premade meals together
    We enjoyed almost all of the prepared Kirkland Signature meals.

    I normally cook for my family and, for whatever reason, prepared meals like those from Kirkland Signature have never been part of our dinner rotation.

    But aside from the mac and cheese and rigatoni with meatballs, every one of the meals we tried was better than I expected it to be, and my kids enjoyed them more than I would've guessed.

    Now, I'll likely regularly buy some of the Kirkland Signature meals when I don't have much time for meal prep.

    This story was originally published on October 27, 2023, and most recently updated on June 11, 2024.

    Read the original article on Business Insider
  • I got a divorce, but my ex-husband and I are still close. Some people don’t understand how we can be such good friends.

    Woman and man wearing sweaters, standing on beach. They are looking at each other and smiling.
    Kelly Magyarics (not pictured) and her ex-husband are divorced, but still close friends.

    • My ex-husband and I had been together for 27 years when we decided to divorce.
    • We remain close, and some people understand our friendly split — but others don't.
    • Just because we remain close friends in our divorce doesn't mean we should have stayed married.

    The saying is ubiquitous on wedding invitations, picture frames, and heart-shaped lockets: "Today, I marry my best friend." And I did marry mine, a wonderful man who became a close friend before anything else.

    Back then, I believed that best friends made the most compatible partners, and maybe that's true for some couples. But ultimately, I also chose to end my marriage because ultimately, that just wasn't enough for me.

    Our marriage was rooted in friendship — and that's still solid today

    Five years ago, after 27 years together and almost 20 years of marriage, I told my husband I wanted a divorce. We rarely argued, and we always enjoyed each other's company. But as the years stretched on and we raised our two kids, it became increasingly clear to me that our marriage weighed too heavily on friendship and not enough on other kinds of connection.

    I was no longer the same person I had been when we met when I was 18. I couldn't see myself coasting along and settling for the rest of our lives. I wanted to release us both back into the wild for the chance to find something more. That may sound selfish to some, but my intention was absolutely the opposite.

    We went through the divorce process during the early days of the pandemic, and we were locked down together — luckily, we did get along so well. Five years later, we remain dedicated co-parents and great friends. He's been part of my life for three decades, and I couldn't imagine cutting him out of it because our marriage ended. I give him cooking tips, and he helps me repair things. We send each other funny memes and attend our son's sporting events together, and we even stay for dinner at each other's places sometimes during our weekly drop-offs with our kids, aged 20 and 17.

    If you met us, you probably wouldn't even guess we were divorced. It's so ironic that the very factor for me wanting to end our marriage is the glue that holds our current relationship together. But as normal as it seems to us, some people just can't grasp the concept of a friendly divorce.

    Amicably divorced spouses are more common than you think

    These days, situations like ours are way more the norm than they used to be. I know a divorced couple who are not only best friends, but who plan on living in the same house until their kids graduate from college. During a recent girls' trip, my best friend's friendly ex-husband texted her a picture of his new baby.

    Arrangements like these prove that divorce doesn't need to be vicious or ugly. Marriages end for all sorts of reasons. Some just have a limited shelf life; they serve their purpose until they no longer do. And yes, I know there are those who would argue that you need to press on and make it work, or live in limbo if you can't. But if you're certain it's not what you want, I don't think that scenario is healthy for you, your spouse, or your kids.

    Soon after they heard about our split, my best friend from high school and her husband, who my ex and I have both known for more than three decades, told me they planned on remaining friends with both of us. I obviously supported that, and to this day, we all hang out around the holidays. Ditto for another close friend who I've known since birth, who hangs out with both my ex and me when she visits from Philly. After all, friends weren't part of the settlement. We didn't have to divvy them up like we did the furniture.

    Some people are left scratching their heads at our relationship

    But not everyone gets it. When I told others in my various circles about our split, I felt like I immediately needed to follow it with the disclaimer "…but we're still good friends" to stave off the quizzical stares and inevitable "I'm sorry"s. I told them there was no need to be sorry, that this was the outcome I wanted. It was almost as if it would have been easier if I'd come to them wringing my hands because we hadn't been getting along — people know how to sympathize with conflict.

    Some didn't know what to say, so they stayed silent. Most of the members of an organization for which I've volunteered for more than 25 years never reached out after I sent a very personal email. Others seemed to be incredulous that ex-spouses could actually be this friendly with one another. Maybe they thought I was overselling cordiality, I don't know.

    The unspoken question seemed to be, "If they're still that close, then why aren't they still married?" According to my therapist, some people can act a little standoffish toward their newly single friends because they're worried that divorce can "rub off" on them. If our marriage ended because of what it wasn't, yet we still have a close relationship, they might start to wonder if the same could happen to them.

    Not surprisingly, the invites for couples' events quickly dried up. I get that, to some degree. If I put myself in their place, I probably would have felt some awkwardness, or maybe thought that I needed to "choose sides." But it doesn't have to be like that.

    However, true friends understand our new reality

    My ex and I have both found love again, and we're obviously supportive of our respective relationships. But that doesn't mean I view our marriage as a failure, just one that ran its course. We took a vow "to love and to cherish," and we still are, in a different way.

    I run my life on the idea that "you only get one life, and it's short," which was the catalyst for my divorce. Despite everything, I still believe our marriage was meant to be, not just meant to be forever. The friends who get that, get it.

    Read the original article on Business Insider
  • I buy most of my kids’ clothes secondhand and then resell them. Here are 4 tips for kids’ consignment success.

    Outfits hanging up in Elliott Harrell's kids' closet.
    Elliott Harrell buys and sells almost all her kids' clothing secondhand.

    • I buy almost all my kids' clothing secondhand. 
    • Buying and selling takes time and energy, but saving a significant amount of money is worth it.
    • Here are my tips for having success on the kids' resale market.

    Kids grow like weeds, and there's a short window of time for them to wear each clothing size.

    I'm picky about what my girls wear, but I would not be able to afford the brands and styles that I wanted to dress them in if I bought their clothes brand new. I also don't feel great about buying brand-new when I know they'll wear each item for such a short amount of time.

    Instead, I scour the internet and local consignment sales to find clothes secondhand and then resell them after they're done wearing them. It saves me money and is a more sustainable option as well.

    Here are four tips for kids' consignment success.

    I buy online and at consignment sales

    Kidizen is the kids' equivalent of the popular consignment site Poshmark. I use it for buying as it's easy to filter by brand, size, and item quality, and shipping is fairly inexpensive.

    There are also great local consignment sales where I live in Raleigh, North Carolina, many of which happen twice a year (in early fall and early spring). They're great for buying many items at once and for building out my kids' closet for the upcoming season. These sales are typically only a few days long, and on the last day, items are usually reduced even further for mega deals.

    Chances are there are similar sales or consignment stores specifically for kids in your area. If you're not familiar with any, ask your local parenting group or do a quick Google search to find them.

    Facebook is also a great place to buy kids' clothes. To make it easier to find what you want, look for specific Buy/Sell/Trade (BST) groups for brands you love, like the popular Mini Boden & Hanna Andersson BST group (which has over 60,000 members!). You can also search the Facebook Marketplace by category or brand.

    Elliott Harrell's kids' closet with clothes hanging up in it.
    Elliott Harrell says that it takes time to buy and sell secondhand clothes, but it's worth it.

    Here's how I sell secondhand clothing to make the most money

    As a seller, you'll make different profit margins based on where you sell your clothes.

    Kidizen takes 12% (plus an additional flat $.50 fee) of each sale, so I typically start by listing things on Facebook Marketplace or specialty BST groups because there are no fees when you make a sale. You'll also have to ship your item if you use Kidizen, but you can choose whether you pay the shipping fee or pass the fee along to the buyer. If you're using Facebook, you have the option of local buyers only or whether you want to ship.

    If an item isn't selling on Facebook after a couple of weeks, I'll list it on Kidizen to reach a wider audience. Then, my last resort is selling through the local seasonal consignment sales because they can take up to 50% of the profit for each sale. They're a great way to sell a lot of things quickly, though, so I'll take whatever hasn't sold through other methods to these and then donate whatever is leftover at the end of the sale.

    Certain brands have a higher resale value

    The kid resale market is similar to the adult resale market. Higher-end brands have a better chance at reselling, and you're going to get more of your purchase price back when you resell them. Keep this in mind when you're buying (new or secondhand), as the ability to resell effectively brings your purchase price down since you're making back some of what you spent.

    Mass-market brands like Old Navy and Carters are tougher to resell, and you'll likely only be able to recoup a small percentage of what you originally paid. Higher-end brands like Hanna Andersson, Mini Boden, and The Beaufort Bonnet Company have high resale values and often pass through several rounds of ownership.

    When I buy an item from one of these brands secondhand, I can usually resell it for 70-80% of what I paid. Knowing this, it makes more sense to pay a bit extra for the higher-end brands.

    Elliott Harrell's kids' closet with colorful clothes hanging up and shoes on a shelf.
    Elliott Harrell says to list things on Buy/Sell/Trade groups if you want to avoid paying fees.

    It takes work and patience to buy and sell secondhand kids' clothing

    Buying and selling kids' clothes is a marathon, not a sprint. Over time, I've made and saved hundreds of dollars selling my girls' clothes. It feels good to contribute to the circular economy by giving gently used clothes a new life, but it does take a lot of work.

    Creating a listing to sell an item takes work. You'll need to take multiple pictures and write a description, and you might need to list the item in multiple places to make a sale. Keeping yourself organized is also important. You need space in your house to keep mailers and packing supplies to ship things and space to store the clothes you want to sell.

    If you aren't making many sales, you may need to reconsider what brands you're listing, how you're pricing, or the quality of your photos. Have patience, but know that your time also has a cost, and over time, if you aren't selling, it may not be worth it.

    On the buying side, you may not find things you love every time you try to shop. There is no way to tell what inventory might be available in the size and condition that you are looking for. Browse Kidizen and your favorite BST Facebook groups for a few minutes whenever you have time. If you find something you love, act quickly, as once the item is gone, there is no backup.

    Kids' clothing is expensive, and they don't wear anything for long. It takes time and effort, but buying secondhand and reselling is a way to drastically reduce your spending.

    Read the original article on Business Insider
  • A family bakery’s hilarious feud with John Oliver over a Red Lobster auction pays off

    A photo of the cake bears and Deising's owner Eric Deising holding a note from John Oliver.
    The "cake bears" Deising's Bakery manufactured for Oliver.

    • John Oliver bought the contents of a defunct Red Lobster at auction, beating out a local bakery.
    • Oliver offered to buy the bakery new equipment if it created cakes in his likeness.
    • The 'cake bears' are selling out rapidly, with all proceeds going to a local food pantry.

    A small, family-owned bakery in the Hudson Valley is getting thousands of dollars worth of new kitchen equipment following a good-humored feud with John Oliver.

    On Sunday's episode of HBO's "Last Week Tonight," Oliver recounted how the viral back-and-forth stemmed from a stunt on his show where he purchased all of the kitchen equipment from a shuttered Red Lobster in Kingston, NY, at auction.

    Oliver recreated his own Red Lobster to exclusively manufacture the chain's hallowed cheddar biscuits.

    But according to local outlet News 12, Oliver had beaten out another suitor.

    Eric Deising, owner of 59-year-old Deising's Bakery in Kingston, had left a sign on the defunct Red Lobster inquiring about a flat-top oven and convection oven, News 12 reported.

    "John — he's just beating me all over the place," Deising told the outlet of missing out on the equipment.

    'Check out the donk on that cake bear'

    Oliver responded to the report on his show Sunday. "Last Week" had already donated all of the Red Lobster equipment, he said, and they hadn't even purchased either item Deising requested to begin with.

    But Oliver offered a challenge. If the bakery would make and sell bear-shaped cakes with Oliver's face on them, he said he'd gift Deising's new ovens.

    "Respectfully, check out the donk on that cake bear," Oliver said of the confection, which Deising's had previously offered. "That cake's got cakes."

    Deising's rose to the occasion — with an altruistic bent.

    On Monday, the bakery began selling "cake bears" with Oliver's face affixed with edible paper, News 12 reports.

    Peter Deising, another owner at the bakery, told Business Insider the items have been a smash hit, with approximately 100 selling every hour. They're priced at $8 apiece.

    Deising's plans to donate 100% of the proceeds from the cake bears to People's Place, a local food pantry, Deising said.

    The cake bears are only available through Sunday in-store, despite requests to ship from across the globe, he added.

    Deising told BI the kitchen equipment — which he estimates is worth thousands of dollars — is set to be delivered on Thursday.

    A rep for "Last Week Tonight" did not immediately respond to a request for comment from Business Insider.

    Read the original article on Business Insider
  • US-made Abrams tanks are fighting a dangerous new kind of war, but Ukrainians are building unusual armor to help them survive it

    An M1 Abrams tank in May.
    An M1 Abrams tank with protective screens in May.

    • Small drones packed with explosives have proven to be a major threat to armored vehicles in Ukraine.
    • Both sides of the conflict have built cages around their tanks to give them added protection.
    • One Ukrainian operation is making protective screens for Kyiv's arsenal of US-made M1 Abrams tanks.

    American-made M1 Abrams tanks were built to fight the Russians, but on the battlefield in Ukraine, they are fighting an unfamiliar kind of war as they go up against Moscow's arsenal of deadly exploding drones — something the Soviets never had and something the Abrams hasn't seen in its other wars.

    There are concerns the heavy armor on an Abrams may not be enough on its own to protect its crew from this dangerous and evolving threat. However, one Ukrainian company is building steel screens that can offer the tanks an extra layer of protection.

    "I think the future of war is the war of drones," Oleksandr Myronenko, the operational director of the Metinvest Group, told Business Insider in a recent interview, so it's very important to protect armored vehicles against the rise of unmanned systems.

    Metinvest is a steel and mining conglomerate that's headquartered in the southern Ukrainian city of Zaporizhzhia. For more than a year and a half, the company has been making protective steel screens for Kyiv's aging T-64 and T-72 tanks.

    Just a few weeks ago, this operation expanded to the Abrams tanks, US-made armor designed and developed during the Cold War to fight the Soviet tank threat.

    A US M1A1 Abrams tank in Germany on May 12, 2023.
    A US M1A1 Abrams tank in Germany on May 12, 2023.

    Thirty-one US-provided M1A1 Abrams main battle tanks arrived in Ukraine last fall. By late-April, though, Kyiv had already lost five in combat, at least some to drones.

    At the start of the conflict in Ukraine, as in past wars, tanks and other armored vehicles primarily had to worry about enemy threats like anti-tank missiles, artillery shells, and mines. But now, on both sides of the war, these vehicles also face small, cheap hobby-style drones packed with explosives that a remote operator can easily fly right into a target and detonate.

    These things are ubiquitous in Ukraine, and the right hit could permanently damage or destroy a tank — and even kill its crew, trained personnel not easily replaced.

    Both Ukrainian and Russian forces have sought to protect their vehicles by outfitting them with net-like cages as a last-ditch defense against inbound munitions, especially first-person view (FPV) drones that have taken the battlefield by storm.

    This improvised armor, sometimes described as a "cope cage," vary in appearance and effectiveness. Some look jury-rigged and crudely built, while others are more hardened and structured. Their presence does not render a tank invincible, far from it actually, but they clearly add some extra protection that might keep the crew alive.

    A Ukrainian T-72 tank in December 2023.
    A Ukrainian T-72 tank with protective screens in December 2023.

    A Ukrainian T-72 tank in December 2023.
    A Ukrainian T-72 tank with protective screens in December 2023.

    The increasing employment of cage armor underscores the significant role that drones have played in Ukraine and presents new considerations for modern militaries as they look into better ways to protect their forces from unmanned systems in future conflicts. There are lessons for the US and others.

    Metinvest began making its protective steel screens for Ukrainian tanks as Russia began using different types of drones on the battlefield, leaving tanks needing added protection against these threats, Myronenko said.

    When the Abrams eventually arrived, it ran into the same problem as the Soviet tanks, and the military asked Metinvest for help.

    The Abrams tanks are notably larger than Ukraine's Soviet systems, so it can take up to a week to build a protective screen for the American armor and 12 hours to install. Each of the screens weighs hundreds of pounds and can cost up to $20,000 to make.

    Though that figure is significantly more expensive than an FPV drone carrying a bomb, which might only be worth a fraction of that, it is much cheaper than losing a tank like the Abrams, which costs upwards of $10 million. That said, Metinvest says the screens are given to the military for free, and so far, the company has produced 25 screens total — seven of which have been for the Abrams.

    An M1 Abrams tank with protective screens in May.
    An M1 Abrams tank with protective screens in May.

    An M1 Abrams tank with protective screens in May.
    An M1 Abrams tank with protective screens in May.

    Before the screens are permanently fitted on the tanks, a prototype is made, at an undisclosed location in Ukraine, and tested on the armor to ensure a good fit. Then, it either goes right into production, or improvements are made. In that case, it's sent back to the military for additional testing.

    On the Abrams, the protective screen wraps around the top and sides of the turret, allowing it to move freely. Some of the other cages spotted during the war are more restrictive — like Russia's infamous "Turtle Tank" — and don't allow for such mobility.

    "It helps save [the] tank from huge damages" and greatly increases the survivability of the crew, Myronenko said of the armor.

    Ukraine's Soviet tanks have already seen their screens tested in battle. Sometimes they may take some damage but can still continue in combat, but other times, the damage is greater, forcing them to pull back. The jury is still out for the Abrams tanks, as they were only recently given the added protection. Myronenko said that his company is patiently waiting to see how they perform.

    The screens are mainly designed to protect against drones, he said. If an unmanned system hits the screen, it will not necessarily damage the tank. However, artillery shells and larger-caliber weapons are way more threatening and may tear through this shielding.

    A Ukrainian T-64 tank with protective armor that was damaged in combat in April 2024.
    A Ukrainian T-64 tank with protective armor that was damaged in combat in April 2024.

    The Abrams isn't the only American armored asset that Metinvest will work with. This month, this operation will begin making protective screens for the US-provided Bradley Fighting Vehicle, which has proven to be a workhorse for Ukrainian front-line forces.

    Whether these add-on protective screens extend to other armored combat vehicles remains to be seen, but the ever-present threat of exploding drones is growing.

    "Anti-drone steel screens help not only to protect expensive equipment from damage by the enemy, but also protect the lives of Ukrainian servicemen," Myronenko said in a late-May statement.

    Read the original article on Business Insider
  • Why high-end calligraphy is so expensive

    Once a practical way to transcribe, calligraphy has evolved into a fine art. As the practice we recognize today spread across East Asia, countries like China, Japan, and Korea developed their own methods of creating high-quality calligraphy tools. Top-of-the-line brushes can cost $1,000, and quality ink sticks can reach multiple thousands of dollars. Add in inkstones and paper, and the investment can set you back $8,000. And while dedicated master craftsmen worry about the future of traditional calligraphy tools, younger calligraphers swear by the quality of these handmade items. So why are calligraphers willing to spend so much just to write?

    Read the original article on Business Insider
  • Seeking nominations for the top VCs backing the creator economy in 2024

    Creator economy VCs from left to right: Jenny He, Marlon Nichols, Paige Finn Doherty, Wayne Hu
    Top VCs funding creator economy startups in 2023 from left to right: Jenny He, Marlon Nichols, Paige Finn Doherty, and Wayne Hu

    • Business Insider is compiling its fifth annual list of VCs funding startups in the creator economy.
    • We want to hear from you about who the standout VCs are in 2024.
    • Please submit your ideas through this form (or below) by June 18.

    The creator economy is a relatively new investment category built around the rise of social media and the empowerment of individuals as content makers.

    Like traditional media companies, creator startups often rely on Big Tech platforms like Google and Facebook to make money — a volatile position to hold. Throughout the past year, some startups have lost their way, cut costs, or shut down in full. Meanwhile, other startups are still raising capital and growing.

    Creator upstarts often operate with fewer costs than older media brands, allowing them to test new business models with limited financial risk. New York media studio Fallen Media, for example, built a business around producing MTV-style shows for the TikTok consumer audience. It keeps production costs low, allowing it to test different shows quickly and determine if they'll perform without over-investing.

    Creator startups that rely too heavily on influencers as the root of their business can struggle. But companies in this category that use creators to make money in a different industry, like e-commerce or consumer products, are often better positioned to succeed. A new wave of upstarts is building apps that focus on community-building rather than the influencer phenomenon, for example.

    "I think of the creator phenomenon as a very kind of broad throughline across a lot of different verticals and sectors," Rex Woodbury, founder and managing partner at the VC firm Daybreak, told Business Insider in January. "The venture-scale generational companies are, yes, creator companies, but they're also typically fitting into another bucket."

    BI is compiling our fifth annual list of venture-capital firms funding the creator economy. We want to hear from you on which VC firms are backing the companies that will shape the creator industry's growth in the coming months.

    Please submit your ideas through this form (or below) by June 18:

    [googleapps domain=”docs” dir=”forms/d/e/1FAIpQLSebOL-TQoDfBzEg6SkjuXHd0rcKz8hHBah6JumJiICJnf6cNQ/viewform” query=”embedded=true” width=”640″ height=”1279″ /]
    Read the original article on Business Insider
  • Clarence Thomas raised him ‘as a son.’ Now he’s facing 25-plus years on weapons and drug charges.

    Clarence Thomas (left) and his grand-nephew, Mark Martin (right).
    Clarence Thomas raised his grandnephew, Mark Martin, like a son. Martin is facing multiple drugs and weapons charges and says he hasn't heard from the Supreme Court justice in years.

    • Supreme Court Justice Clarence Thomas says he raised his grandnephew, Mark Martin, "as a son" from the time Martin was 6.
    • Revelations that billionaire Republican Harlan Crowe paid for Martin's education have fueled a scandal engulfing the Court.
    • Martin now faces decades in prison and says Thomas has refused to speak with him for years.

    The man who was raised by Supreme Court Justice Clarence Thomas and his wife, Ginni, as their own son from ages 6 to 19 is in jail awaiting trial on drugs and weapons charges, Business Insider has learned.

    Mark Martin, the grandson of Thomas' sister, Emma Mae Martin, lived with the Thomas family in Virginia from 1997 to 2010, during which time Clarence and Ginni Thomas were his legal guardians. He's a central figure in the furor over undisclosed gifts that Thomas received from a billionaire friend, Harlan Crow.

    Now 32 years old, Martin told BI in an interview from the Jasper County Detention Center in South Carolina that Clarence and Ginni Thomas washed their hands of him years ago.

    "I haven't really heard much from them in a long time," Martin said. "I tried to communicate with them a couple of times, but I've never gotten any response."

    In a 2007 C-SPAN interview, Thomas told the host Brian Lamb that Martin, who was 16 at the time, was living with him and his wife and that they were "raising him as a son."

    "For me, in so many ways, it's rewarding because it's brought me, again, full circle," Thomas told Lamb. "I was about the age my grandfather was when he took my brother and me. And Mark was about the age my brother and I were when he took us in."

    The Thomases sent Martin to the elite military prep school Randolph-Macon Academy, as well as a residential therapeutic treatment center called Hidden Lake Academy, which frequently used camping trips and wilderness programs as therapeutic tools.

    (Hidden Lake Academy became the subject of congressional hearings about facilities for troubled teens over claims they could mislead families and turn abusive.)

    Crow, a conservative donor and longtime family friend of the Thomases, paid the tuition for both schools, ProPublica reported. None of the payments were recorded at the time as gifts on Thomas' financial disclosures. Crow is an alumnus of Randolph-Macon. This month, in financial disclosures, Thomas acknowledged two vacations Crow had funded in 2019, one to Bali and another to California.

    "I guess they looked into Randolph-Macon Academy because Harlan Crow actually graduated from there, so I guess that was behind their decision to send me there — and then apparently he helped finance the HLA trip, too," Martin told BI, though he said he wasn't aware at the time that Crow had footed the bills.

    While the total amount of tuition Crow paid on Martin's behalf remains unclear, fees for all four years at both schools would have exceeded $150,000, ProPublica reported.

    When neither placement prevented Martin from acting out with minor drug use and other petty crimes, the Thomases cut him off, Martin told BI.

    Last summer, according to court records reviewed by BI, Martin was arrested on charges of drug trafficking and weapons possession. A warrant reviewed by BI indicates that at the time of his arrest in June 2023, Martin's vehicle was stopped as part of a juvenile-sex-trafficking investigation. He has not been charged with any crimes related to sex trafficking.

    In separate charges from 2021, Martin was accused of trafficking more than 400 grams of meth and heroin. Those charges are still pending, according to records reviewed by BI.

    If convicted, Martin faces at least 25 years in prison as part of mandatory-minimum sentencing laws in South Carolina for certain types of drug offenses. He faces at least five additional years for three charges related to the unlawful carrying of a pistol.

    Due to the nature of the charges against him, which are considered violent crimes in South Carolina, Martin is ineligible for bond, his lawyer told BI. Martin denies the charges against him but has not entered a plea in either case because of a court backlog that has delayed proceedings.

    Thomas and Crow did not respond to repeated requests for comment on this story.

    While his own father was incarcerated, Martin remembers much of his childhood as the Thomases' ward as relatively privileged. Together, Martin said they traveled to more than 20 countries; he frequently spent summers wakeboarding or waterskiing and babysitting Crow's son when the elite families vacationed together.

    That all stopped when Martin entered high school, he said, when the Thomases decided they "just didn't have time to deal with" him and sent him away to the boarding schools. From his freshman year of high school on, Martin said he rarely saw his Supreme Court-justice greatuncle or his wife, who Martin said had raised him "like another mother and father" since childhood.

    Clarence Thomas was 7 when his mother sent him to be raised by his grandfather in 1955. Thomas lived with his grandfather Myers Anderson, whom Thomas called Daddy, until Anderson kicked him out of the house when Thomas dropped out of his freshman year at Conception Seminary College in 1968.

    Comparing their experiences, Thomas told C-SPAN Martin was "more of a challenge than I was."

    "But I think the thing that I'll be able to do is, I'll be able to always look my grandfather in the eye and say that I did for my great-nephew what my grandparents did for us — my brother and me," Thomas said.

    Martin says he was eventually expelled from Randolph-Macon Academy for failing a drug test as a junior in high school. At that point, Martin told BI Clarence and Ginni Thomas shipped him back to Martin's mother's house in Georgia, where they'd taken him from a decade prior, and he'd rarely heard from them since.

    "I actually don't know if they know that I'm locked up — I'm not sure they'd care too much," Martin told BI. "I've seen — I've probably seen them two times, maybe three times, over the last 14 years."

    Representatives for Randolph-Macon Academy declined to comment for this story, and BI could not independently confirm Martin's claims regarding the reasoning for his expulsion.

    Martin, now a father of four children himself, said he believed the Thomases were probably disappointed in the direction of his life. He understands why they would be. However, between his father's imprisonment and being taken in by a justice of the Supreme Court at a young age, Martin said he had to "grow up a lot faster" than a normal kid would have — and wished his great-aunt and -uncle saw that he could have used their continued support while he was struggling.

    "I just wish they'd at least communicate with me — get to know my children," Martin said. "They raised me like another mother and father, so I wanted my children to know who raised me into the person that I became. I want them to be around for that, at least — to see my kids grow up."

    Read the original article on Business Insider