Australian investors have plenty of ASX ETFs offering exposure to the US share market. ETFs can spread risk across dozens or hundreds of companies, avoid the challenge of picking individual stocks, and often come with relatively low fees.

Two popular choices are BetaShares Nasdaq 100 ETF (ASX: NDQ) and iShares S&P 500 ETF (ASX: IVV). Both provide exposure to US equities, but they serve different purposes.

NDQ: The growth-focused option

NDQ has around $9 billion in funds under management and tracks the NASDAQ-100 Index (NASDAQ: NDX), giving investors exposure to many of America’s biggest technology and growth companies.

The appeal of this ASX ETF is straightforward: if US mega-cap technology and artificial intelligence stocks continue outperforming, NDQ could benefit disproportionately.

Its largest holdings include Nvidia, Apple, and Microsoft, giving investors significant exposure to some of the market’s biggest growth engines.

But that concentration is also a risk. NDQ is less diversified than a broad-market ETF and can be more vulnerable if technology valuations fall or growth stocks fall out of favour.

The trade-off has been strong historical performance. NDQ has returned around 13% over one year, 6.5% year to date, and 442% over 10 years.

The downside? Investors pay a 0.48% management fee, considerably more than IVV.

IVV: The diversified alternative

IVV takes a broader approach, tracking the S&P 500 Index (SP: .INX), an index covering roughly 500 large US companies. It has around $14.5 billion in FUM, making it one of Australia’s largest ASX ETFs.

There is significant overlap between IVV and NDQ, particularly among the mega-cap technology stocks. However, IVV also provides exposure to a much broader range of sectors and businesses.

That diversification is arguably IVV’s biggest attraction. Investors still participate in the growth of companies such as Nvidia, Apple, and Microsoft, but aren’t making quite as concentrated a bet on technology.

IVV has delivered around 8% over one year, 5% year to date, and 271% over 10 years.

Its other major advantage is cost. IVV charges just 0.04% a year, versus 0.48% for NDQ.

So, which ASX ETF is better?

It ultimately depends on what investors want.

NDQ could be the better choice for investors deliberately seeking higher exposure to US technology and growth stocks, and who are comfortable with greater concentration and volatility.

IVV looks more compelling as a core US equity holding, offering broader diversification and an exceptionally low fee.

For investors who simply want long-term exposure to the US market without making a concentrated technology bet, IVV could be the better all-round ASX ETF.

The post NDQ vs IVV: One could be the better US growth ASX ETF appeared first on The Motley Fool Australia.

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• How to build a winning ASX share portfolio and create wealth
• These are the most popular ASX ETFs. Which has performed best over the last year?
• IVV vs NDQ ETF: Which is the better buy?
• These are the most popular ASX ETFs – Which has performed best in 2026?
• ASX shares investors are getting younger and trading more often: CBA report

Motley Fool contributor Marc Van Dinther has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Apple, BetaShares Nasdaq 100 ETF, Microsoft, Nvidia, and iShares S&P 500 ETF. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool Australia has recommended Apple, Microsoft, Nvidia, and iShares S&P 500 ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

For Australians relying on superannuation to fund their retirement, investing in ASX dividend stocks can be a great way to add passive income. 

Following earnings season, many companies have updated their dividend payments, making it an ideal time for investors to consider their options. 

Dividend investing alongside superannuation

Dividend investing alongside superannuation can provide retirees with an additional source of income and greater flexibility when managing their portfolios. 

While superannuation remains a cornerstone of retirement planning, a carefully selected basket of dividend-paying ASX shares may help generate regular cash flow while also offering the potential for long-term capital growth.

With that in mind, here are three stellar dividend stocks investors may want to consider for income and diversification outside their superannuation.

Harvey Norman Holdings Ltd (ASX: HVN)

Harvey Norman is an attractive dividend stock right now thanks to its relatively high, fully franked dividend yield. 

It also has a solid history of shareholder distributions, and a reasonable payout ratio supported by earnings.

It is expected to pay a yield of over 6% in FY27, well above the ASX 200 average. 

Right now, the consumer discretionary stock is also looking undervalued, meaning that investors could also enjoy strong capital gains in the next year. 

Bell Potter recently placed $5 price target on this ASX dividend stock, indicating 15% upside from current levels. 

APA Group (ASX: APA)

Another strong option to supplement superannuation is APA Group. 

APA Group is a leading Australian energy infrastructure company that owns and operates a large portfolio of gas pipelines, electricity transmission, renewable energy and power-generation assets, making it an important part of Australia’s energy system. 

Its essential infrastructure generates relatively stable, long-term cash flows and gives the company opportunities to benefit from Australia’s growing energy needs and transition to a lower-carbon energy system.

Right now, it is offering a FY 2027 dividend yield of approximately 5.4%.

Universal Store Holdings Ltd (ASX: UNI)

Universal Store is another great option this month amongst ASX dividend stocks. 

The Universal Store company has multiple businesses under its umbrella – Universal Store, Perfect Stranger, and CTC (with the THRILLS and Worship brands). It sells youth casual fashion apparel.

Based on the previous annual dividend payout of 43 cents per share, the company has a trailing grossed-up dividend yield of over 7%, including franking credits. 

It is also another candidate for strong capital appreciation. 

Its share price closed trading last week at $7.72, however Bell Potter recently placed a $9.70 price target on the company. 

This indicates a healthy upside potential of 25%. 

The post 3 stellar ASX dividend stocks to supplement your superannuation  appeared first on The Motley Fool Australia.

More reading

• 3 ASX dividend shares perfect for passive income
• Looking for income for life? These are the ASX shares I’d consider
• 9 ASX shares downgraded by experts post-results this week
• Here’s what brokers tip next for APA, Transurban, Aurizon shares
• 3 top ASX dividend shares to buy in September

Motley Fool contributor Aaron Bell has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Apa Group and Harvey Norman. The Motley Fool Australia has recommended Universal Store. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The Ingenia Communities Group Ltd (ASX: INA) share price has come into focus as the company rejected a $4.75 per security takeover proposal from Warburg Pincus. Ingenia’s board believes the offer substantially undervalues the business and is not in the best interests of security holders.

What did Ingenia Communities Group report?

• Received an unsolicited, non-binding indicative proposal to acquire 100% of shares at $4.75 each
• The offer was subject to multiple conditions, including the abandonment of Ingenia’s proposed acquisition of Peet Limited
• Ingenia’s board determined the offer undervalues the company
• Ingenia remains committed to its current growth strategy and Peet acquisition

What else do investors need to know?

Ingenia’s Board, after advice from financial and legal advisers, concluded that the takeover offer was not in the best interests of security holders. The proposed deal from Warburg Pincus would have required Ingenia to halt its planned acquisition of Peet Limited.

The company continues to see strong opportunities in its land lease and holiday park business. Ingenia advises security holders that there’s no immediate need to take any action regarding the indicative proposal.

What’s next for Ingenia Communities Group?

Ingenia plans to press on with its proposed acquisition of Peet Limited and strategic growth in the seniors’ accommodation and holiday park sectors. Management remains focused on growing the business scale, efficiency, and delivering value for security holders. Ingenia has engaged UBS and Denison Partners as financial advisers and Gilbert + Tobin as legal adviser for further support.

Ingenia Communities Group share price snapshot

Over the past 12 months, Ingenia Communities shares have declined 35%, trailing the S&P/ASX 200 Index (ASX: XJO), which has risen 2% over the same period.

View Original Announcement

The post Ingenia Communities Group rejects takeover offer, backs growth strategy appeared first on The Motley Fool Australia.

More reading

• Ingenia Communities proposes to acquire Peet, boosting growth
• Ingenia Communities posts strong FY26 with profit up 45% and guidance exceeded

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial summary of the company announcement. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.