Rio Tinto Ltd (ASX: RIO) shares have long been a popular choice with Australian income investors.

The mining giant has returned substantial amounts of cash to shareholders over the years.

At around $166.25 today, are Rio Tinto shares still worth considering for passive income?

Why miners can work for income investors

Rio Tinto and BHP Group Ltd (ASX: BHP) are regular fixtures in many income portfolios for good reason.

Both companies own large, long-life mining operations that can generate enormous amounts of cash when commodity markets are supportive.

For Rio Tinto, iron ore remains a key part of the business. Its Pilbara operations produce huge volumes and have historically generated substantial profits.

That cash can then be used to fund new projects, strengthen the balance sheet, and pay dividends to shareholders.

I also like that Rio Tinto is building out its exposure to copper. That gives the company another potential source of earnings as demand grows from areas such as electrification, power networks, and renewable energy infrastructure.

For income investors, I think that mix works well. Rio Tinto has major assets generating cash today while still investing for the future.

What could the dividend look like?

For passive income investors, Rio Tinto’s dividend is one of the main reasons to consider the shares.

According to consensus forecasts, the miner is expected to pay fully franked dividends of $6.34 per share in FY26 and $6.62 per share in FY27.

At the current Rio Tinto share price, that works out to be prospective dividend yields of around 3.8% and 4%, respectively.

Those yields may not jump off the page, but I think they are attractive when combined with the potential benefit of franking credits.

For me, the bigger point is that investors are getting a reasonable level of income from a company I would also be comfortable owning for the long term.

What does the valuation look like?

Consensus forecasts are for earnings per share of $12.07 in FY26 and $12.04 in FY27.

At the current share price, Rio Tinto is therefore trading on a PE ratio of around 14 times forecast earnings.

I think that is a reasonable valuation for a business of this scale, particularly when the dividend is also part of the return.

Of course, Rio Tinto’s earnings will always move with commodity prices.

Iron ore weakness could put pressure on profits and dividends, while stronger prices could have the opposite effect.

That variability is simply part of owning a large miner.

I would not rely on the dividend alone

Rio Tinto is not the type of income share where I would expect the dividend to rise neatly every year.

The payout can move significantly depending on profits and commodity markets.

For that reason, I would see Rio Tinto as one part of a broader passive income portfolio rather than relying on it to provide a fixed amount every year.

That would still leave plenty of room for the company to make a meaningful contribution when conditions are favourable.

Foolish takeaway

Yes, I would buy Rio Tinto shares for passive income.

The prospective yield is solid, the dividends are expected to be fully franked, and the valuation looks reasonable.

I also like that Rio Tinto can offer more than income alone, with its existing assets and growing copper exposure giving the business opportunities to create value over the years ahead.

The post Should I buy Rio Tinto shares for passive income? appeared first on The Motley Fool Australia.

More reading

• BHP vs Rio Tinto: What’s the better buy?
• ASX 200 drops again as selling continues
• $10,00 invested in Rio Tinto and Fortescue shares 3 years ago is now worth…
• Down almost 10%! Why are ASX copper shares tanking?
• Iron ore is back below US$100. Are BHP and Rio Tinto shares still buys?

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Netwealth Group vs HUB24 shares: which wealth platform is the better buy?

If you’re eyeing the ASX financials sector, it’s hard to ignore Netwealth Group Ltd (ASX: NWL) and HUB24 Ltd (ASX: HUB). Both are leading ASX-listed investment platform providers shaking up how advisers and individuals manage wealth in Australia. With impressive growth in recent years, both have become favourites among investors keen on exposure to the financial tech sector. If you’re wondering whether Netwealth or HUB24 shares are a better buy today, let’s break down the details.

The case for Netwealth Group

Netwealth Group is a financial services and technology business offering cloud-based investment administration software, a retail super fund, and administration services. Its platform delivers powerful portfolio tools and investment solutions for advisers, private clients, and companies. Revenue is mainly SaaS-based, tied to funds under administration on its platform.

In terms of numbers, Netwealth stands out for its 100% fully franked dividends and a yield of 2.23%—meaning income investors get solid, tax-effective dividends. While its P/E ratio is elevated at 76.28 (suggesting a high valuation relative to earnings), the company has made a habit of increasing its dividends over the years. Its recent year-to-date return is negative at -24.97%, reflecting share price pressure, but it remains a formidable operator in its niche. Netwealth’s earnings per share sits at $0.247, while it pays out $0.42 per share as a dividend.

The case for HUB24

HUB24 is also a diversified financial services business with a strong focus on providing administration platforms and cloud-based technology for financial advisers, accountants, and brokers. HUB24’s holistic offering also stretches into advanced data solutions for a variety of client types, including individuals and SMSFs.

HUB24 eclipses Netwealth in terms of scale, boasting a $5.74 billion market cap—more than $1 billion bigger than Netwealth. It has a lower P/E ratio at 48.21, pointing to a more moderate valuation given current earnings. Its dividend yield is lower at 1.11%, but it has lifted dividends impressively, paying a hefty $0.84 per share in the past year. HUB24’s earnings per share are a healthy $1.460, much stronger than Netwealth. The company’s year-to-date return is also negative at -26.07%, almost mirroring Netwealth’s underperformance in 2026.

Valuation comparison

Here’s how the two stack up on key valuation metrics:

Metric	Netwealth Group	HUB24
Market Cap	$4.61 billion	$5.74 billion
P/E Ratio	76.28	48.21
Dividend Yield	2.23%	1.11%
Earnings per Share (EPS)	$0.247	$1.460
Dividend per Share	$0.42	$0.84
Franking	100%	100%
Year To Date Return	-24.97%	-26.07%

HUB24’s P/E ratio is notably lower, suggesting better value relative to current earnings, and it delivers much higher earnings per share than Netwealth. Netwealth, meanwhile, takes the crown for a higher dividend yield, despite paying less in absolute terms. Both offer fully franked dividends, which is a win for Aussie investors.

Recent share price performance

Neither stock has been a winner so far in 2026, based on the latest prices (as of 15 September 2026). Netwealth’s shares have fallen from $23.31 on 18 August to $18.77, dropping steadily over the past month. HUB24’s story is similar; its share price slipped from $79.94 on 18 August to $70.16 on 15 September. Both stocks have shed roughly a quarter of their value year to date, showing the market is cautious on the sector right now.

While both have experienced sizeable declines, the trends have been fairly consistent—no wild volatility, just a steady grind downward.

Which is the better buy?

If I had to pick between these two financial platform heavyweights based on the latest data, I’d lean toward HUB24. While its dividend yield is lower, HUB24 offers a more reasonable (though still rich) P/E ratio, stronger earnings per share, and a larger scale that could provide greater resilience and firepower for future growth. Its dividend growth has also been robust, and the business seems to generate superior profits relative to its share price. Netwealth may appeal more to those who want higher yield and franking credits, but for me, HUB24’s combination of value and earnings momentum gives it the edge—even though both face a tough market environment at present.

The post Netwealth Group vs HUB24: Which financial platform is better from an investor’s perspective? appeared first on The Motley Fool Australia.

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• Down 40%: Why I’d buy this ASX 200 share before sentiment improves
• 3 ASX shares I think could return 10%+
• Netwealth shares could be set to rise 60% in the next 12 months – Expert
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Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Hub24 and Netwealth Group. The Motley Fool Australia has positions in and has recommended Netwealth Group. The Motley Fool Australia has recommended Hub24. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial draft. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

Lovisa vs Temple & Webster shares: Which is the better growth stock?

Everyday investors are spoiled for choice on the ASX when it comes to high-growth retailers, but Lovisa Holdings Ltd (ASX: LOV) and Temple & Webster Group Ltd (ASX: TPW) stand out. If you’re hunting a growth stock, you might find yourself weighing Lovisa’s sparkly global expansion against Temple & Webster’s home décor disruption. So, which one looks more promising as a buy right now? Here’s how I see the Lovisa vs Temple & Webster shares match-up.

The case for Lovisa Holdings

Lovisa is a fast-growing fashion jewellery retailer, founded in Sydney in 2010 and now boasting over 1,136 stores across more than 50 countries. Its vertically integrated model lets Lovisa design, source, and sell its own branded jewellery affordably through brick-and-mortar stores and seven online sites, capturing trend-focused consumers around the world.

Notably, Lovisa sits at a market cap of $2.51 billion and generated earnings per share (EPS) of $0.792. The company’s P/E ratio of 26.50 feels moderate for a growth-oriented retailer, and it currently offers a fully franked dividend yield of 3.5%. I also noticed a decent earnings yield of 3.77% and a history of paying increasing dividends, as recent years’ totals outpace the past.

The case for Temple & Webster Group

Temple & Webster is an online-only retailer, best known for its massive range of over 200,000 furniture and homewares products. It started in 2011 and now boasts more than a million Aussie subscribers, as well as the private label Milan Direct. That focus on e-commerce gives TPW a different growth path – fewer overheads, nimble operations, and a highly scalable reach across Australia.

Temple & Webster’s fundamentals, however, highlight its much smaller size: a market cap of $510.47 million. Its EPS is $0.064 – well below Lovisa’s – and although it’s profitable, its P/E ratio is a sky-high 128.82. TPW does not pay a dividend, preferring to invest every spare dollar into growth and market share.

Valuation comparison

Here’s how three key stats line up side-by-side:

Metric	Lovisa	Temple & Webster
Market Cap	$2.51 billion	$510.47 million
P/E Ratio	26.50	128.82
Dividend Yield	3.50%	0.00%
Earnings per Share	0.792	0.064

Lovisa is clearly the larger, more established company and is valued much lower on a P/E basis. Its dividend yield is attractive – and half-franked – while Temple & Webster is growth-oriented and reinvests instead of paying dividends. The glaring difference is the P/E ratio; TPW trades at nearly five times Lovisa’s multiple, which suggests either big future growth is anticipated or the shares are stretched.

Recent share price performance

Based on the most recent data (as at mid-September 2026), both stocks have been under the pump this year. Lovisa is down 20.16% year-to-date while Temple & Webster has plunged 67.32%. TPW’s 2026 share price history shows some big up and down swings – with sharp drops (like -17.82% in one day) and a lower base around the $4–5 mark.

Lovisa has also seen volatility in the past month but the daily moves have generally been in the -4% to +13% range, whereas Temple & Webster has seen several massive one-day falls and occasional bounces. Overall, recent momentum points to Lovisa holding value much better in tough conditions.

Which is the better buy?

If I’m making the call between Lovisa and Temple & Webster as a growth stock, my pick would be Lovisa.

Here’s why: Lovisa has a genuine global footprint, solid profitability, ongoing store rollouts, and a P/E that actually makes sense for a growth retailer. Plus, you get a fully-franked dividend of 3.5% as a sweetener. By contrast, Temple & Webster might have serious digital appeal, but its earnings are tiny, the P/E is sky-high, and the 67% share price drop makes me nervous about its near-term growth story. Unless Temple & Webster’s next era of growth comes through – which could reward risk-tolerant punters – the numbers simply stack up for Lovisa.

So, if you’re hungry for a top ASX growth stock right now, I’d lean toward Lovisa.

The post Lovisa vs Temple & Webster: Which ASX retailer is the better growth stock today? appeared first on The Motley Fool Australia.

More reading

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• Is this the best value stock amongst the ASX consumer discretionary sector?
• How much is needed in superannuation to target a $6,500 monthly passive income?
• What sort of upside is UBS predicting for Lovisa shares?
• Here are the top 10 ASX 200 shares today

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Lovisa and Temple & Webster Group. The Motley Fool Australia has recommended Lovisa and Temple & Webster Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial draft. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.