ASX dividend shares are about to deliver one of the biggest income weeks of the year.

Reporting season closed on Monday, and final dividends declared through August are now flowing.

Eleven ASX 200 names go ex-dividend this week alone.

Miss an ex-dividend date by a single day, and you miss the payment entirely.

With that in mind, here are three worth knowing about.

Why these ASX dividend shares are worth the timing

Energy and resources did the heavy lifting for income investors in FY26.

Utilities shares paid an average yield of 5.98% across the year, with energy at 5.14% and materials at 4.63%.

The S&P/ASX 200 Index (ASX: XJO) averaged 4.23%.

All three companies below are in that first group, and each has lifted its payout on the back of strong commodity prices.

1. Origin Energy: Ex-dividend Wednesday

Origin Energy Ltd (ASX: ORG) is the first of the three we’ll discuss.

The company’s shares trade ex-dividend on 2 September, so you need to own them before today’s close.

The company declared a fully-franked final dividend of 30 cents per share, taking FY26 distributions to 60 cents, with payment landing on 2 October.

The FY26 result was a mixed one.

Statutory profit rose to $1,574 million, but underlying profit fell to $1,159 million from $1,490 million a year earlier.

The far more encouraging number was adjusted free cash flow, which jumped to $2,074 million from $1,207 million.

Chief executive Frank Calabria pointed to the build-out behind that cash.

Our portfolio is increasingly well positioned for a changing energy market, with new battery capacity brought into commercial operation on time and on budget.

2. Woodside Energy: Ex-dividend Thursday

Woodside Energy Group Ltd (ASX: WDS) goes ex-dividend on 3 September, with payment on 25 September.

The interim dividend is 57 US cents per share, fully franked, or roughly 79.5 Australian cents, which represents an 80% payout ratio and a yield of about 5.9%.

Woodside’s half-year numbers were solid.

Operating revenue rose 13% to US$7,446 million, net profit after tax climbed 27% to US$1,672 million, and free cash flow more than doubled to US$352 million.

Production actually fell 13% to 86.5 million barrels of oil equivalent, held back by planned maintenance and cyclone disruption.

The larger story is the company’s Scarborough project, now 98% complete and on track for its first LNG cargo in the fourth quarter of 2026.

One caution for income investors: the dividend reinvestment plan remains suspended.

3. Ampol: The monster payout

Ampol Ltd (ASX: ALD) is the biggest cheque of the three by a wide margin.

The fuel retailer and refiner declared an interim dividend of $1.85 per share, fully franked, up 362.5% on last year’s equivalent payment.

The company’s shares trade ex-dividend on 4 September, with money arriving on 30 September.

The driver was an extraordinary refining result.

Group earnings rose 152% to $1.64 billion, and net profit excluding significant items jumped 376% to $857 million, while statutory profit of $1.36 billion compared with a $25 million loss a year earlier.

The forward yield sits near 6%, and Ampol does not offer a dividend reinvestment plan either.

Refining margins are deeply cyclical, and this half was helped enormously by conflict-driven disruption to global supply.

The catch with buying ASX dividend shares this way

Buying purely to capture a payment rarely works as neatly as it looks on paper.

Share prices typically fall by roughly the dividend amount on the ex-dividend date.

You are moving money from one pocket to another and paying tax on the way through, and while franking credits soften that, they do not eliminate it.

The strategy makes far more sense when you wanted to own the business anyway.

Foolish takeaway

I would not buy any of these three purely to collect a cheque three weeks from now.

Ampol offers the largest payment and the most cyclical earnings behind it.

Woodside has the clearest growth catalyst in Scarborough.

Origin has the weakest earnings momentum but the most improved cash flow.

For income investors, ASX dividend shares will be doing a great deal of the heavy lifting this month.

The post Top 3 ASX dividend shares to buy before they go ex-dividend appeared first on The Motley Fool Australia.

More reading

• Here are the top 10 ASX 200 shares today
• Chasing dividends? 11 ASX shares in top-paying sectors going ex-dividend this week
• 5 things to watch on the ASX 200 on Monday
• 2 ASX dividend shares I’d buy right now for passive income
• 5 things to watch on the ASX 200 on Friday

Motley Fool contributor Mark Verhoeven has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Following recent profit reports two brokers have issued research notes on junior fintech companies they think will outperform.

One of the benefits of being small in relative terms is that the potential share pirce upside can be large.

Let’s see who the brokers like.

Beforepay Group Ltd (ASX: B4P)

Shaw and Partners has issued a new research note on Beforepay with a bullish share price target, based on their estimate that the company will be able to grow its earnings per share by 164% this financial year.

Beforepay allows people to get advances on their pay, as well as offering small personal loans.

The company recently reported net profit of $15.7 million, up 57% and “rapid” growth in personal loans.

Total cash advances were up 19% on the previous year to $963 million, mainly driven by an increase in the size of advances to an average of $456.

The company’s personal loans business grew by 728% during the year to $16.9 million.

Beforepay Chief Executive Officer Jamie Twiss said:

FY26 was an outstanding year for Beforepay, delivering record Cash NPAT of $15.7 million, up 57%, while continuing to grow strongly across the business. We’re particularly excited by the rapid growth of Personal Loans, which scaled significantly during the year, and the opportunities ahead as we realise the benefits of interest on Pay Advances and our new, lower-cost debt facility. We enter FY27 with real momentum and are incredibly excited about the next phase of Beforepay’s growth.

Shaw and Partners said Beforepay was currently trading at a steep discount to its peers in the small cap financial sector.

The broker has a price target of $2.90 on Beforepay shares compared to $1.80 currently.

Credit Clear Ltd (ASX: CCR)

Broker Morgans said Credit Clear’s recent profit report was a “standout result”, with organic revenue growth of 9% complemented by strong contributions from two acquisitions.

Revenue of $60 million, up 28% year on year, exceeded guidance, and underlying EBITDA of $10.4 million, up 41% year on year, was also strong.

Morgans said:

CCR has driven growth and scale to become a key player in the domestic contingent collections market. We see CCR as well positioned to continue to consolidate its position in ANZ and the much larger UK market, organically and via M&A in the coming years. We derive a $0.30/sh price target, which informs our Speculative Buy recommendation.  

Credit Clear shares are currently changing hands for 17 cents.

The post 2 ASX fintechs to buy for 60% to 70% returns appeared first on The Motley Fool Australia.

More reading

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• Buy, hold, sell: South32, Mineral Resources, BHP shares
• Where I’d invest $20,000 in ASX shares this spring
• ASX gold shares soared 34% in August. Is the run over?
• Is the ANZ share price good value in September?

Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Short sellers are targeting a familiar group of ASX shares this week, and two names are in sharp focus.

ASIC publishes an aggregated short position report covering every listed security.

It is one a genuinely useful public windows into what professional money is betting against.

This week’s table is led by DroneShield Ltd (ASX: DRO) at 14.9% and Lotus Resources Ltd (ASX: LOT) at 13.6%.

Why these ASX shares are being shorted

Short interest above 10% is unusual.

It generally means a fund has done the work, taken a view, and is willing to pay to hold the position.

The list also includes 4DMedical Ltd (ASX: 4DX) at 12.4%, Domino’s Pizza Enterprises Ltd (ASX: DMP) at 12.3% and CAR Group Ltd (ASX: CAR) at 12.1%.

Zip Co Ltd (ASX: ZIP) has also entered the top ten at 10.9% after a strong recovery in its share price.

The common thread is not weak businesses, but rather a gap between what the market is paying today and what these companies currently earn.

DroneShield: growth without profit

DroneShield is the most shorted stock on the ASX, and its half-year result showed why the argument remains unresolved.

Revenue jumped 74% to $125.8 million, and recurring revenue climbed 229% to $11.5 million.

The counter-drone specialist also swung to a statutory net loss of $32.2 million, from a $2.1 million profit a year earlier.

Underlying EBITDA was a $12.4 million loss.

Cash and term deposits stood at $180 million at 30 June, so funding is not the immediate concern.

Interestingly, more than half of revenue now comes from Europe and the United Kingdom.

The complications sit elsewhere.

The company changed chief executive during the half, with Angus Bean replacing Oleg Vornik, and Hamish McLennan took over as chairman.

An ASIC investigation also remains unresolved, and that alone keeps some institutions on the sidelines.

Lotus Resources: a ramp-up under scrutiny

Lotus Resources is a different case entirely.

The uranium producer restarted its Kayelekera mine in Malawi and is ramping toward steady-state production of 2.4 million pounds of uranium oxide a year.

The resource stands at 51.1 million pounds, the mine life is around ten years, and all-in sustaining costs are expected near US$45 per pound.

Binding offtake agreements cover 3.5 million pounds of sales between 2026 and 2029.

With uranium spot prices near US$89 per pound, the economics look comfortable on paper.

Short sellers are questioning the timeline rather than the orebody.

Ramp-ups slip, and a developer without steady production has no earnings to defend its valuation.

Short interest here has fallen sharply in recent weeks, which suggests some of that scepticism is already being unwound.

What short interest does not tell you about ASX shares

Plenty of heavily shorted companies go on to perform perfectly well.

Short interest tells you that someone is betting against a business, but not that they are necessarily right.

It also creates a risk of its own, because a crowded short position can unwind violently after a single piece of good news.

Foolish takeaway

I generally treat the short report with a fair bit of caution.

However, when more than one share in ten is sold short, it is worth understanding the bear case properly before you buy.

For DroneShield, that case is about profitability and governance.

For Lotus Resources, it is about execution.

Neither argument is unanswerable, but both are good reasons to approach these ASX shares carefully.

The post Short sellers are targeting these ASX shares. Should you worry? appeared first on The Motley Fool Australia.

More reading

• Don’t panic if these 9 ASX 200 shares fall today
• Here are the top 10 ASX 200 shares today
• 5 ASX 200 shares with 33% to 61% upside post-results: experts
• Why 4DMedical shares could still rise 65%
• These are the 10 most shorted ASX shares

Motley Fool contributor Mark Verhoeven has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Domino’s Pizza Enterprises and DroneShield. The Motley Fool Australia has recommended CAR Group Ltd and Domino’s Pizza Enterprises. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.