Tag: News

  • Fear of China is behind India’s exuberant display of friendship with Vladimir Putin

    Modi-Putin
    President Vladimir Putin and Indian Prime Minister Narendra Modi during a meeting outside Moscow in July 2024

    • India's Prime Minister Narendra Modi is in Russia to visit its president Vladimir Putin. 
    • It's a visit that risks annoying India's ally the US. 
    • Modi hopes his relationship with Putin will help offset China's power. 

    When India's prime minister arrived in Moscow on Tuesday, he greeted Russia's famously chilly president, Vladimir Putin, with an exuberant bear hug.

    It was a move likely to rile the US, India's most important geopolitical ally, which has placed pressure on New Delhi to loosen its ties with Russia over Putin's invasion of Ukraine.

    But Prime Minister Narendra Modi's fear of China — a key Russian ally — means that he's willing to risk American anger to keep Putin close.

    "New Delhi sees Moscow as an important buffer in their relationship due to Moscow's strong ties with Beijing," Sarang Shidore, an analyst at the Quincy Institute, told Business Insider.

    "It is not in Russia's interest to have China and India at loggerheads, so it could, to a degree, act as a restraining agent."

    India ignores US pressure to cut Russia ties

    During the Cold War, the Soviet Union was among India's most important allies, with the Kremlin providing military support during India's clashes with Pakistan.

    They've remained close ever since, but the relationship is being tested anew in the fallout from the Ukraine war.

    The US has attempted to persuade India to take part in its campaign to isolate Russia over the Ukraine invasion — but with little success.

    "Russia is one of India's oldest strategic partners, and New Delhi wants to maintain this relationship regardless of Russia's diplomatic isolation following the war in Ukraine," Rahul Bhatia, an analyst at the Eurasia Group, told BI.

    India has increased its purchase of Russian goods, including oil and fertilizer, at reduced prices after the US imposed sanctions on Russia.

    It continues to buy Russian armaments, with around 70% of its weapons systems believed to be Russian-made, and its military reliant on the Kremlin for spare parts and upgrades.

    "Taking a hardline position against Russia could have both economic and security ramifications for India," said Richard Rossow, an analyst at the Center for Strategic and International Studies.

    China's threat to India increases

    The threat from Chinese leader Xi Jinping is another key factor in Modi's determination to ignore US pressure and retain good ties with Putin.

    China's regional might is growing, and it's menacing India, Asia's other major economic power.

    In 2020, a long-simmering border dispute resulted in deadly clashes between Indian and Chinese troops. China has bolstered its presence in the Indian Ocean, and the two are jostling for influence in countries in the region.

    China has built stronger ties with Russia in the wake of the Ukraine invasion, hoping a Russian victory will damage US power and enhance its own global might. And it's this friendship Modi's seeking to drive a wedge between.

    "There is a real chance of future conflicts, and India would prefer to avoid Russia exporting advanced military hardware to China," said Rossow.

    Some Indian analysts believe that China poses a greater threat to Russia than NATO in the long term and that India can exploit those differences.

    "The Russia-China 'alliance' may be short-term in nature, and that historical conflicts between the two, such as over their long border and under-developed natural resources in Russia's east, will resurface and trigger renewed tensions," said Morrow.

    But for the time being, Russia's new "no limits" partnership has got Modi worried, and he'll likely be hoping for a swift end to the Ukraine war. By maintaining good relations with Putin he's hoping he can contain the fallout.

    "The war does not at all benefit its interests. The war also opens the door to legitimizing violations of territorial integrity, and endangers a principle that New Delhi has backed strongly," said Shidore.

    Read the original article on Business Insider
  • A passenger who slipped on a puddle of liquor at the airport could get millions for his injuries

    Passengers queue to go through security in departures at Terminal 5 of Heathrow Airport.
    Heathrow Airport, where the accident took place.

    • A passenger is suing British Airways for $6.4 million over a brain injury from a fall.
    • Andreas Wuchner slipped on a puddle of Bailey's liquor at Heathrow Airport in 2017.
    • He received $167,000, but is now seeking much more in damages after the collapse of his business.

    A passenger who slipped on a puddle of liquor as he rushed to catch his flight could receive up to $5 million in compensation, according to multiple reports.

    Swiss businessman Andreas Wuchner was awarded $167,000 for his injuries in 2021, but since then he's increased his claim from British Airways to $6.4 million, according to The Telegraph,

    Wuchner's lawyers say he's had repeated and lengthy headaches as well as other health effects that caused the breakdown of his business, the outlet reported.

    Wuchner told a court in London that he flew six feet in the air after slipping on a puddle of Bailey's liquor at London's Heathrow Airport in 2017, The Guardian reported on Monday.

    Having missed an earlier flight, he and his business partner were heading to a replacement flight and were rushing to the gate when Wuchner decided to stop at a Starbucks to pick up two espressos and two macchiatos, the paper reported.

    Asked in court why he took the time to do this, he reportedly said that he preferred "a proper coffee out of a coffee machine."

    Wuchner said he was "walking swiftly" to get to the boarding gate as quickly as possible, but not running, "bearing in mind I had four coffees in my hand," per The Guardian.

    He then slipped on the unmarked liquor spillage, hitting his head hard on the floor.

    After the initial decision in 2017, Wuchner was awarded the maximum amount — around $167,000 — allowed under the Montreal Convention, which governs the compensation passengers can get for accidents that take place when getting international flights.

    However, the judge left a window open for Wuchner to potentially claim more in the future, The Independent reported at the time.

    This hinged on whether BA was responsible for not cleaning up the spillage sooner, Wuchner's lawyer was reported as saying.

    According to legal practice Deka Chambers, the airline had called for a cleaner to come to deal with the spillage, but time had passed without airline staff attempting to clean it up.

    British Airways' lawyer, Tom Bird, argued in a pre-trial hearing this week that Wuchner's rushing to the gate with the four coffees was the cause of the accident, The Guardian reported.

    But Judge David Saunders found that British Airways was largely liable for the accident.

    Even so, Wuchner had "contributory negligence" in cutting it so fine, Saunders said, according to The Guardian.

    This means he is potentially eligible for 80% of his $6.4 million claim, or about $5 million, the outlet reported.

    BA did not immediately respond to Business Insider's request for comment.

    Read the original article on Business Insider
  • ‘The Devil Wears Prada’ is reportedly getting a sequel starring Meryl Streep and Emily Blunt. Here’s what we know.

    Meryl Streep as Miranda Priestly in "The Devil Wears Prada."
    Miranda Priestly (Meryl Streep) is reported to be the lead in "The Devil Wears Prada" sequel.

    • "The Devil Wears Prada" is getting a sequel, multiple outlets have reported. 
    • Puck reported Meryl Streep and Emily Blunt are set to return. 
    • There's no word yet on whether Anna Hathaway will reprise her role as Andy Sachs. 

    Meryl Streep may return as the iconic Miranda Priestly in a "The Devil Wears Prada" sequel, Puck reported.

    The 2006 original, which is considered a classic, follows journalism graduate Andy Sachs (Anne Hathaway) as she struggles to survive as the junior assistant to high fashion magazine editor Miranda Priestly.

    On Monday, Puck reported without citing sources that the new film will see Priestly at the end of her career, with the publishing industry in decline. Emily Blunt, who played Priestly's assistant, has also signed on to the film, Puck reported.

    Deadline, Variety, and The Hollywood Reporter cited unnamed sources to report that the cast members haven't been confirmed yet, contradicting Puck's report.

    Representatives for Disney, Streep, and Blunt did not immediately respond to a comment request from Business Insider.

    From "Mean Girls" to "Beetlejuice," Hollywood has been churning out plenty of reboots and sequels to popular movies in recent years in the hope of securing easy financial wins.

    "The Devil Wears Prada" was nominated for two Oscars and was a commercial success, making $326.7 million worldwide. It quickly became a cultural landmark, with fans continuing to discuss, dissect, and admire the movie years.

    Here's everything we know about "The Devil Wears Prada" sequel.

    The film is reportedly in early development

    Anne Hathaway typing at a desk in "The Devil Wears Prada."
    Anne Hathaway played the protagonist Andy Sachs in "The Devil Wears Prada."

    All four outlets reported the film is in early development, so it will likely not premiere within the next year.

    Puck, THR, and Deadline reported Wendy Finerman will return to produce the second film.

    The outlets also reported that Aline Brosh McKenna, who wrote the screenplay for the first movie based on Laura Weisberger's book of the same name, is in talks to write the script.

    Deadline reported that director David Frankel is in talks to return to direct the sequel.

    Meryl Streep and Emily Blunt may return as Miranda Priestly and Emily Charlton

    Emily Blunt as Emily in "The Devil Wears Prada."
    Emily Blunt may also reprise her role as Emily Charlton in "The Devil Wears Prada" sequel.

    Puck reported that Finerman had persuaded Streep and Blunt to reprise their roles as Priestley and her snaky assistant Emily Charlton.

    No word yet about Hathaway. In March, Hathaway told E! News that she didn't think there would be a sequel, but she has not ruled out returning.

    Miranda Priestly will reportedly be the protagonist in the sequel

    the devil wears prada
    "The Devil Wears Prada" was also praised for its iconic fashion outfits.

    In the sequel, Priestly reportedly ends up in a showdown against Charlton, who is now an executive of a luxury goods company that has advertising money that her former boss needs.

    Stay tuned for more information about "The Devil Wears Prada" sequel.

    Read the original article on Business Insider
  • Russia said it prevented a Ukrainian attempt to hijack a missile-carrying strategic bomber

    Two Russian air force MiG-31 fighter jets and two Tu-22M3 bombers in the background during a training mission
    Two Russian MiG-31 fighter jets and two Tu-22M3 bombers in the background during a training mission on June 10, 2024.

    • Russia's FSB said it thwarted a Ukrainian attempt to hijack a missile-carrying strategic bomber.
    • It said Ukraine promised the pilot money and Italian citizenship to take off and land in Ukraine.
    • It also claimed NATO special services were involved in the failed operation.

    Russia's Federal Security Service said it thwarted a Ukrainian attempt to hijack a missile-carrying strategic bomber.

    "The FSB has stopped another Ukrainian special services attempt to carry out an operation to hijack the Tu-22M3 long-range strategic bomber," it said in a statement on Monday, per a translation by The Moscow Times.

    According to the FSB, Ukrainian intelligence promised an unnamed Russian military pilot money and Italian citizenship in exchange for him taking off and landing the plane in Ukraine.

    Instead, according to the report, the pilot told his commanders everything.

    Russian state-owned news agency RIA Novosti published a video of the purported pilot as well as an alleged chat between him and someone from Ukrainian special services, which claimed to show the pilot and his family being threatened.

    The FSB also claimed that NATO special forces took part in the attempted hijacking operation, without giving evidence, and that through the pilot it was able to obtain intelligence that allowed Russia to strike an airbase in northwestern Ukraine.

    The statement didn't specify when the alleged attack took place.

    Russia's FSB and Ukraine's Security Service didn't immediately respond to requests for comment.

    Tu-22M3 supersonic bombers have been used to devastating effect during the war, notably to strike targets in the Ukrainian city of Mariupol in April 2022.

    As a result, Ukraine has repeatedly targeted the planes, sometimes in airfields deep inside Russia.

    Last August, photos appeared to show the remains of a Russian Toplev Tu-22M3 bomber at a base located about 400 miles from Russia's border with Ukraine.

    The UK Ministry of Defence said at the time that the attack was likely carried out from inside Russia, as drones launched from Ukraine could not reach that far.

    In a separate attack in April, the Main Intelligence Directorate of Ukraine said it shot down one of Russia's Tu-22M3 bombers.

    If confirmed, this would have been the first one shot down since Russia launched its full-scale invasion in February 2022.

    Read the original article on Business Insider
  • Pressure is mounting on Biden to take a cognitive test. It could be a ‘slippery slope’ for future presidents, experts say.

    joe biden
    US President Joe Biden is facing calls to take a cognitive test.

    • Joe Biden is facing pressure to take a cognitive test after debate stumbles and verbal errors.
    • Biden said he won't take one, adding in an interview: "I have a cognitive test every single day."
    • Experts cautioned that a cognitive test could set a dangerous precedent for future campaigns.

    Joe Biden is facing mounting pressure to prove he's medically fit to run for a second term, but experts say a cognitive test could set a dangerous precedent.

    Biden stumbled through his first presidential debate of the year against former president Donald Trump on June 27, leading many to question whether he is too old for the job.

    The 81-year-old president made verbal errors and appeared to lose his train of thought on several occasions.

    During an interview with ABC's George Stephanopoulos on Friday, Biden dismissed his mumbling and incoherent sentences as a "bad episode" and "no indication of any serious condition."

    His campaign team also offered a range of explanations for his performance, including jet lag, poor preparation, and a cold.

    That isn't convincing voters, however. In a poll by Reuters and Ipsos, one in three Democrats said Biden should quit the presidential race. Others say he has to prove his fitness.

    Fit for duty?

    Speaking on CBS's "Face the Nation," Sen. Lindsey Graham said all presidential nominees, including Biden and Trump, should take a cognitive test.

    "Here's what I worry about, that our allies see a compromised Joe Biden, that our enemies see a compromised Joe Biden, and I'm offended by the idea that he shouldn't take a competency test given all the evidence in front of us."

    Three former colleagues of Biden's personal physician, Kevin O'Connor, told The Washington Post that the president should undergo cognitive screening after his debate performance.

    Cognitive tests are usually quick and simple and can check for functions such as concentration, abstract thinking, language, and memory.

    "The test is fairly easy to do for someone with a high level of education and no or even mild impairment," Dr. Kenneth Boockvar, director of the Division of Gerontology, Geriatrics and Palliative Care at the University of Alabama at Birmingham, told The Journal.

    "It's only a screening test. It's not really diagnostic."

    So far, Biden hasn't said he would take a cognitive assessment. He told ABC's Stephanopoulos on Friday: "I have a cognitive test every single day."

    "Not only am I campaigning," Biden added, "I'm running the world."

    According to White House press secretary Karine Jean-Pierre, after Biden's physical in February, his doctors decided he didn't need a cognitive test.

    A slippery slope

    Even as doctors debate the effectiveness of the tests, political experts are concerned that it sets a bad precedent.

    "One could reasonably worry about slippery slopes," said Thomas Gift, an associate professor of political science at University College London told Business Insider.

    "Today, it's basic cognitive tests. Tomorrow, it's IQ tests. The next thing you know, candidates are battling each other over who is a member of Mensa."

    Gift said it's a "legitimate question" to ask Biden to take a test, but it shouldn't be mandatory.

    Andrew Payne, an an author and lecturer of foreign policy at City University, agrees. He told BI that Biden is in "desperate need of evidence that he is up to the task," but that evidence shouldn't necessarily be of a medical nature.

    "Does it do any good to introduce the personal health of each candidate as another axis of competition in a presidential election? I'm not so sure, and I think that is exactly what the introduction of a mandatory test could do," he added.

    One issue is that there isn't an accepted standard for doctors using the test results to decide whether someone is fit to lead a country.

    "You have two challenges: one is to take these kinds of tests and say something meaningful with them," Dr. Charan Ranganath, director of the Dynamic Memory Lab at the University of California told The Journal.

    "But the other challenge is what does it take to do the job? What do we expect our people to do?"

    Presidents and presidential candidates have the right to choose what to test and share about their health, as previously reported by BI.

    For now, Biden is resisting pressure to take any type of cognitive exam. While that may not prove damaging for his political career, it may be a wise move in the long term, Payne said.

    He added: "Democracy would be better served by candidates debating their policy positions rather than their test scores and golf swings."

    Read the original article on Business Insider
  • We are a family of 6. We save $7,000 every year by doing 3 things.

    A large family's mudroom full of shoes.
    • Having kids nowadays is incredibly expensive, and that's even more true being a family of six. 
    • I buy secondhand clothes and look for things in Buy Nothing groups. 
    • When we travel, we pack our own lunches instead of eating out at expensive touristy restaurants. 

    My oldest son was skipping through the crowd at a local carnival — between his ride on a mini roller coaster and his spin through the sky on the Ferris wheel. "Last ride before dinner," I reminded him.

    We then wandered to a picnic table at the edge of the festival grounds. I pulled out our soft cooler full of sandwiches, sliced apples, string cheese, and yogurt tubes. Just by packing our own dinner, we saved about $75 that night alone.

    The cost of raising kids has never been higher, but there are creative ways to save serious cash, including online resources for free and secondhand goods. By incorporating three main strategies, our family of six saves over $7,000 a year.

    Secondhand items and our Buy Nothing group save us $4,000 a year

    When my oldest was 1, I joined our neighborhood's Buy Nothing group on Facebook, and it's been a massive win for our family. It's a hyper-local community that gives away and shares items with neighbors. There's no selling, buying, trading, or bartering allowed. All items are given freely from someone's abundance, whether a pair of sweatpants or a bookshelf.

    Through Buy Nothing, neighbors have gifted us countless valuable items, including a vacuum, a motorized baby swing, kids' shoes, winter coats, and picture frames for a gallery wall. To make the experience fun for my kids, I refer to our Buy Nothing pickups as "surprises." It might be a puzzle or a waffle maker.

    When we receive a bag of kid T-shirts, I let my son pick out a few he loves, so the experience feels like shopping — special items he selects for himself. Some of my favorite outfits come into our lives this way.

    Beyond our official group, neighbors on our block generously gift us the shirts and shorts that no longer fit their sons and the headbands and dollhouses their daughters have outgrown. We are fortunate to live in a close-knit neighborhood with families who are happy to share.

    I also use Facebook marketplace, garage sales, and local secondhand stores to find what my family needs, like superhero Halloween costumes or baskets to organize the linen closet.

    When we come across things we no longer need in our house, we offer them to our Buy Nothing group and neighbors. I love seeing a treasured item, whether a board game or a dresser, find new life.

    Because we stay consistent in sourcing secondhand items, the savings build throughout the year. Almost everything that comes into our home is used, and that makes me feel proud, not just for the money savings but also for its low impact on the environment.

    Attending free events and local spots saves us $1,000

    When we look for things to do as a family, we search online local calendars for free events that provide maximum fun for our family, including community festivals, library events, and cultural experiences. We attend art festivals, book readings in the park, and events like the Hispanic and Asian-Pacific festivals. The events often have giveaway booths, craft projects for the kids, and music or dancing. The activities are free and add richness and depth to our family life. We might hear live jazz or learn about our city's history.

    Rather than paying for the zoo entrance or movie theater tickets, we can enjoy family fun with minimal cost. We might visit the splash pad at a city park or go on a tour through the local recycling center. It's exciting to see our kids thrive in different environments and try new things.

    Packing our meals rather than eating out saves us $2,200

    My husband and I recently took our family to Chicago for two days and stayed at a hotel using our credit card reward points. Before the trip, I packed our large cooler with cut fruits, veggies, hard-boiled eggs, yogurt, and chicken salad. We didn't eat out once or buy any food, except for donuts from a local shop as a treat. My husband says that maybe we should splurge for a deep-dish pizza next time. We both enjoy local cuisine and giving our kids that experience, but sometimes it makes more sense to skip it. We saved about $250 on the Chicago trip alone just for food and we ate a lot healthier too.

    Having our meals on hand also allowed us to fit in more sites than we thought possible. We went straight from ascending the Willis Tower to gazing at The Bean without wasting time finding a restaurant, ordering, and waiting for food, only for our kids to take two bites of their chicken fingers. At Maggie Daley Park that evening, we shared a container of fresh strawberries and a package of graham crackers. The kids got extra time to play because we had their snacks ready.

    Whenever our family heads to the beach or to explore a city, we load up a bag of food to take with us. While it requires extra prep and planning, we find the cost and time savings well worth the initial investment.

    With peanut butter and jelly in hand, we cherish our time and build up our savings to go on more adventures together and put our funds toward what matters most to us. Plus, we know we've budgeted for the best indulgences when life calls for a little ice cream or one more carnival ride.

    Read the original article on Business Insider
  • A public sector 4-day workweek trial had practically no drawbacks, researchers found

    Two people with laptops working in an office
    • A four-day work week trial at a UK council cut staff turnover by 39%, researchers from two universities said.
    • The council saved almost $500,000, and worker mental health and motivation improved.
    • The experiment showed improved or stable performance in 22 of 24 areas.

    A four-day workweek reduces staff turnover, improves employee mental health, and saves money, according to the largest public sector trial held in the UK.

    On Monday, academics at two British universities — Cambridge and Salford — released their findings from a 15-month trial of a shortened working week.

    The experiment, which started in January 2023, was introduced by South Cambridgeshire District Council in southeast England.

    It is the largest public sector trial of the four-day workweek held so far in the UK, involving 697 employees, including office and waste workers.

    As part of the project, people were expected to complete 100% of their work in 80% of the time for full pay.

    Researchers assessed 24 areas, such as worker motivation, staff mental health, and workers' commitment to their roles.

    Out of the 24 areas assessed, performance improved or stayed the same in a total of 22. Staff turnover was reduced by 39%, significantly lowering recruitment demand. The number of external applicants for open roles also greatly increased, with 76% reporting the four-day week trial as influencing them to apply for open positions.

    Prof Daiga Kamerāde, one of the report's authors and a professor of work and wellbeing at the University of Salford, told Business Insider: "Organizations that will be too reluctant to introduce the four-day week might start falling behind, because that's what we see in other trials already."

    "Organizations who are forerunners in the industry of four-day workweek trials attract the best talent around because people say if I can do four days a week or five days a week, I'm going to go where I can do four days a week," she said.

    The project helped the council to save £371,500 ($476,980), mainly from agency staff costs, which related to only 10 posts.

    Workers saw their mental and physical health improve and their motivation levels rise, researchers said.

    "You can see across the board, that if anything, there's a lot more evidence that things improved during the period of the trial compared to before the trial," Prof Brendan Burchell, another author of the report and a professor at the faculty of Human, Social and Political Sciences at the University of Cambridge, told BI.

    Discussing the positive outcomes of the four-day workweek experiment, he said: "It should give other organizations a lot of confidence that this is definitely something worth looking at."

    There were just two drawbacks discovered from the shorter week.

    Rent collected from social housing mildly declined, and the average number of days to re-let housing stock worsened slightly. Burchell said national problems such as the cost-of-living crisis and people struggling to pay their bills were partially responsible for the trial's problematic aspects.

    The US, Canada, Ireland, and Germany are among the countries that have trialed the shortened working week. Belgium became the first country to legislate for a four-day week in February 2022.

    In a post-pandemic world already accustomed to remote and hybrid work patterns, with more and more reports coming back hailing the benefits of prolonged weekends, the movement is gaining traction.

    "When workers are better rested, when they have a better work-life balance, and they have more time to themselves outside of work, they then actually perform better at their job," Joe Ryle, the campaign director at 4 Day Week, a campaign to transition to a shorter working week with no loss of pay, told BI.

    "We're finding that people are doing all sorts of things on their day off, like volunteering in the community," he said.

    "At the end of the day, that's what this is all about, it's about creating a society where we can all live happier and healthier lives."

    Read the original article on Business Insider
  • A millennial couple who makes $235,000 but spends roughly $84,000 a year on travel and shopping is ‘no better’ than someone with credit card debt, financial expert says

    A couple runs into ocean water
    Financial expert Ramit Sethi warned a millennial couple about their overspending.

    • A millennial couple who spends more than they make sought financial advice from a money expert.
    • Self-made millionaire Ramit Sethi warned the couple about living above their means.
    • The couple makes $235,000 but spends like they make $750,000 a year," Sethi said on his podcast.

    A high-earning millennial couple who spends thousands each month on travel and shopping is stuck in a dangerous dynamic of wanting to have it all, a popular money podcaster says.

    Paul, 33, and Maddie, 29, live in London and are planning a wedding next year, they told self-made millionaire Ramit Sethi on a recent episode of his "I Will Teach You To Be Rich" podcast.

    The couple, who were identified by only their first names, told Sethi that Paul recently left his job, making Maddie's $235,000 salary their sole income.

    Despite the loss of Paul's income, the couple still manages to live comfortably, in part because they regularly save and invest. They have $627,000 invested, $27,000 in savings, $5,000 in debt, and a total net worth of $649,000, Paul said.

    While Paul told Sethi he thinks those stats are "incredible," Maddie only feels "OK" about their portfolio.

    "I feel like I constantly live between two feelings," Maddie said. "I've made great money. I can do what I want, and we can travel a ton…And then the other side is constantly feeling stressed and guilty about it."

    The couple's expenses quickly add up, especially in a high-cost city like London. They spend about 19% of their gross monthly income on rent, $850 on groceries, $300 on subscriptions, and try to invest about 9% each month, Maddie said.

    Sethi, who wrote a bestselling book by the same name as his podcast, said he initially thought the couple's spending looked solid — until he saw how much they spend on "guilt-free" items and experiences.

    Paul and Maddie estimated they spend about $7,000 monthly on various expenses, including travel, shopping, and various wedding costs — totaling $84,000 a year.

    "If that's the case, you are spending more than you make every month," Sethi told the couple.

    Maddie suggested their superfluous spending was a consequence of "lifestyle creep," acknowledging that the more she makes, the more she wants to spend.

    The couple also said they regularly hang out with people who come from wealthier backgrounds, for whom finances are less of a concern.

    "We do a lot of group trips," Maddie said. "We buy a lot of nice things, and there's definitely a sense like, we need to keep up."

    "I Will Teach You to be Rich" author Ramit Sethi sitting in a cozy room.
    "I Will Teach You To Be Rich" author Ramit Sethi.

    But the couple's expenses will only continue to grow as they plan their wedding, Sethi warned.

    Paul and Maddie said they weren't initially sure how much they should spend on their wedding. After comparing themselves to their married friends, they settled on an $80,000 budget, though Paul said he was mentally prepared to spend $120,000 when all was said and done.

    That approach, however, is risky, according to Sethi.

    "They have arbitrarily picked a number based on what friends spent," Sethi said on the podcast. "They haven't run a real analysis."

    In addition to their wedding costs, the couple said they wanted to attend several destination weddings this year, which will likely be a financial burden.

    But Paul and Maddie's desire to "keep up with the Joneses" will ultimately result in the couple "constantly feeling poor" relative to everyone else around them, Sethi said.

    The couple lives like they make "at least $750,000 a year" despite making less than half of that, Sethi said.

    "In the end, their spending is no different than someone in $38,000 of credit card debt who can't stop buying random junk," Sethi added.

    He suggested the couple get serious about their financial goals and be willing to make some sacrifices.

    In a follow-up to the podcast, Paul told Sethi that the couple had successfully implemented his advice, building specific spending targets and politely declining several destination weddings this year.

    Read the original article on Business Insider
  • 16 celebrities who have come out in 2024

    A composite image of Sophia Bush, Julia Fox, and Renée Rapp
    Sophia Bush, Julia Fox, and Renée Rapp are some of the many celebrities who came out in 2024.

    • Multiple celebrities have come out this year, including Sophia Bush.
    • Many have said they hope their visibility will help others who identify as LGBTQ+.
    • Here are 16 stars who have opened up about their sexuality or gender identity this year. 

    We are halfway through 2024, and 16 celebrities have spoken about their sexuality and gender identity for the first time.

    In the last few years, some critics have questioned whether stars still need to announce they are coming out, as wider society becomes more accepting of the LGBTQ+ community.

    But Renée Rapp, Deshawn Radden, and other stars have said they hope that talking about their journeys could help any fans struggling with their LGBTQ+ identity.

    Sophia Bush wrote in an essay for Glamour in April that she thought it was especially important to be vocal about her sexuality after she saw that state legislators had introduced more than 500 anti-LGBTQ bills in 2023.

    Here are 16 stars who have come out in 2024 and what they have said about their journey.

    Julia Fox
    Julia Fox wearing a white and black dress on the Las Culturistas Culture Awards red carpet.
    Julia Fox has been open about questioning her sexuality.

    On July 8, Julia Fox appeared to come out as a lesbian on TikTok, a year and a half after she said she wanted to explore her "gay bone."

    On Monday, Fox shared a clip by the comedian Gracin, who theorized that women who are mean to their boyfriends are lesbians who haven't figured out their sexuality yet.

    Fox then says: "Hey, that was me. I was that lesbian. So sorry, boys. Won't happen again."

    This is the first time Fox has spoken about her sexuality since her appearance on the "Ziwe" talk show in November 2022, when she said she had been thinking about dating women.

    "Because I do think maybe I have some. I have a gay bone and I need to explore that a little bit more," Fox said. "Like maybe my ex-boyfriends weren't wrong when they were calling me a lesbian and complaining that I never wanted to have sex with them."

    Fox also told the "The Drew Barrymore Show" in October 2023 that she had "sworn off men."

    Sophia Bush
    Sophia Bush attends the 31st Annual White House Correspondents' garden brunch on April 27, 2024.
    Sophia Bush attends the 31st Annual White House Correspondents' garden brunch on April 27, 2024.

    In October 2023, multiple outlets reported that Sophia Bush was dating soccer player Ashlyn Harris. This news came shortly after Harris and her ex-wife Ali Krieger filed for divorce, so some fans called Harris a cheater and accused Bush of being a "homewrecker."

    Harris denied the cheating allegations in a statement in November 2023.

    In April, Bush came out as queer in an essay for Glamour's cover story about her recent divorce and how her relationship with Harris began.

    In the essay, Bush wrote that she hated the idea of "having to come out in 2024" but thought it was important with the increase of legislation against the anti-LGBTQ+ legislation.

    "I think I've always known that my sexuality exists on a spectrum," Bush wrote. "Right now I think the word that best defines it is queer. I can't say it without smiling, actually. And that feels pretty great."

    Bush added later that coming out publicly was a weight off her shoulders.

    "I finally feel like I can breathe. I don't think I can explain how profound that is," Bush said. "I can feel my legs and feet. I can feel my feet in my shoes right now. It makes me want to cry and laugh at the same time."

    In the essay, Bush said she caught feelings for Harris after they supported each other during their respective divorce proceedings. She also said she was hurt when people began criticizing the relationship.

    "It's painful to be doing deep work and have it picked apart by clueless strangers," Bush said. "Just because I didn't want to process my realizations in real time on social media and spell them out for the world doesn't mean the journey wasn't long and thoughtful and exhaustive."

    Reneé Rapp
    Reneé Rapp attends the "Mean Girls" premiere.
    Reneé Rapp attends the "Mean Girls" premiere.

    For years, Reneé Rapp has identified as bisexual. However, in the early months of 2024, she began to identify as a lesbian.

    In January, she said on Andy Cohen's SiriusXM radio show: "I don't think I like boys." Later that month, when she appeared in a sketch on "Saturday Night Live," she was referred to as a "little lesbian intern."

    In February, she told The Hollywood Reporter that she is a lesbian. She said her journey with her sexuality was similar to that of her "Sex Lives of College Girls" character, Leighton Murray.

    "It is so interesting that at the time I wasn't even aware that what I was experiencing in my own personal life was actually exactly what I was doing onscreen," Rapp said. "I was in a relationship with a man, incredibly confused, unsure of myself, feeling so insecure in my acting."

    Rapp added later that she had only recently started referring to herself as a lesbian.

    "I've only recently been in a relationship where I'm like, 'Yeah, I'm a lesbian for sure,'" she said. "It's also been the most rewarding, validating, scary, and exciting experience ever."

    In June, Rapp told Them that she was nervous about publicly coming out on "Saturday Night Live" because some of her friends responded negatively.

    "I stayed off my phone for a couple days because I was so fucking terrified and felt so shitty but then it was just, like, a thing, and it felt good," Rapp said of what she did after appearing on "SNL."

    Madame LaQueer
    Madame LaQueer poses during RuPaul's DragCon LA 2023
    Madame LaQueer poses during RuPaul's DragCon LA 2023.

    In January, PinkNews reported that "Ru Paul's Drag Race" season four contestant Madame LaQueer came out a trans on her Instagram story and changed her stage name to Madame Cassandra Uzumaki LaQueer.

    A day later, LaQueer told Entertainment Weekly that she spontaneously decided to come out after liking how she looked in the mirror after trimming her eyebrows.

    She said that she realized she was trans in 2006 but had struggled to come to terms with it and experience a "12-year long depression." LaQuuer said she eventually decided to accept her trans identity after having a conversation with Jade Jolie, another "Drag Race" contestant who came out in October 2023.

    "It came out in the conversation, and she knew everything I was going to say. She clocked it quickly, and it just made sense. Like, girl, it's now or never," LaQueer said.

    LaQueer added that she hoped coming out would help others who have struggled to accept their identity.

    "It's never too late to come out and live your true experience and be yourself and be authentic. There's nothing like feeling loved in your own skin," she said.

    Amanda Tori Meating
    Amanda Tori Meating attends the "Mean Girls" premiere on January 08, 2024 in New York City.
    Amanda Tori Meating attends the "Mean Girls" premiere on January 08, 2024 in New York City.

    A week later, another "Ru Paul's Drag Race" star came out as trans.

    Amanda Tori Meating, who starred in the most recent season of "Drag Race," told Entertainment Weekly's "Quick Drag" podcast that appearing on the reality show earlier this year helped her figure out her gender identity.

    She identified as nonbinary for four years before appearing on "Drag Race," but she said it didn't feel right. Meating said when she started to consider that she was trans, her former husband was not OK with it, partly causing their divorce.

    "It wasn't at all supported by my partner, and it ended up being a big part of why I had to leave, because he didn't want to be with a trans person," Meating said. "I was in a bad place about it, mentally, for a while, but you get to a point where you're like, I have to do what's right for me, and that involved getting out of that."

    Meating added that hearing people calling her Amanda or using she/her pronouns for her made her feel "a bit more comfortable in the reformation of my identity."

    "That experience helped push me out of the nest a little bit and crack the egg," she said, adding that she refers to herself as a "t-girl" because she doesn't feel ready to call herself a transwoman.

    Bethany Antonia
    Bethany Antonia at the "House of the Dragon" NYC red carpet premiere on June 3, 2024 in New York City.
    Bethany Antonia at the "House of the Dragon" NYC red carpet premiere on June 3, 2024 in New York City.

    "House of the Dragon" star Bethany Antonia came out as gay while responding to racist trolls.

    Multiple media outlets reported in late April that Antonia shared a racist DM she had received on her Instagram story.

    "'N**** you look like a piece of shit," the message read. "It's a miracle they even included you in the trailer. But we don't care. I hope you accidentally die on set."

    Below the DM, Antonia captioned the post: "Wait till they find out I'm gay too."

    Many fans shared posts supporting Antonia after the story went viral.

    Bruce Joel Rubin
    US Screenwriter Bruce Joel Rubin in 2019.
    US Screenwriter Bruce Joel Rubin in 2019.

    Bruce Joel Rubin, the 81-year-old screenwriter behind "Ghost," came out as gay while promoting his memoir "It's Only a Movie."

    Rubin told The Guardian in May that he's known he is gay since childhood. Rubin said he had told his wife, Blanche, and children long before he came out.

    "I don't like that I was closeted for so long but it would just have confused people," Rubin said, before adding. "I didn't want to leave this world with any secrets.'"

    Rubin said he told his wife Blanche that he was gay when they first met but that he enjoyed sex with women. Rubin said Blanche did not mind, and they married two years later.

    "Clearly, I held back my sexuality. My sexual life was always very internalized. Of course, one wants orgasmic life, but I had orgasms with Blanche. She and I had a good sex life," Rubin said.

    He added: "And I'll tell you something you'll find out: when you hit your 80s and you think your libido is gone, it comes flying back. So big! Male beauty for me is overwhelmingly powerful. Just seeing someone in the supermarket, I feel this explosive joy."

    Colin Grafton
    Colin Grafton attends the "Dancing On Ice" on January 10, 2024 in London.
    Colin Grafton attends the "Dancing On Ice" photocall on January 10, 2024 in London.

    "Dancing On Ice" UK star Colin Grafton came out during an interview with PinkNews in February.

    Grafton, who is a former US Olympic skater, told PinkNews that he has never hidden his sexuality but has never felt the need to announce it.

    "I told my closest friends, I told the people around me and I eventually told my parents. I was maybe 24 when all that happened," Grafton said. "I know there's a lot of curiosity about my sexual orientation and my love life, but I never actually came out to the public."

    He added: "If I'm honest, I never really felt the need to announce it before but the reason I am saying this now is because I want to show that there is representation in any way I can."

    Zoe Lister-Jones
    Zoe Lister-Jones attends the 2024 Vanity Fair Oscar Party on March 10.
    Zoe Lister-Jones attends the 2024 Vanity Fair Oscar party on March 10, 2024.

    In February, actor Zoe Lister-Jones came out as queer while on the 2024 Film Independent Spirit Awards red carpet alongside her new partner Sammi Cohen, the director of "You Are So Not Invited to My Bat Mitzvah."

    "I'm here, I'm queer, I have some fear but I'm working through it," Lister-Jones told The Hollywood Reporter.

    Lister-Jones also praised the Spirit Awards for having genderless award categories.

    "All award shows should follow in their footsteps and make categories genderless," she said. "I'm dating a nonbinary person. I'm friends with so many nonbinary people. And I think that without really shifting the paradigm in a larger way, it's closing a lot of doors for really important voices."

    Grace Wilson
    Grace Wilson poses during an Adelaide United A-League Women's headshots session in October 2023.
    Grace Wilson poses during an Adelaide United A-League Women's headshots session in October 2023.

    Grace Wilson was Australia's first professional football player to come out as nonbinary.

    Wilson, a goalkeeper for Adelaide United and Young Matildas, spoke to Holly Ransom, Australia's Pride Cup chair, about their gender identity in a video published on Adelaide United's YouTube page on March 1.

    In the video, Wilson said they realized they were nonbinary in 2022 after shaving their hair for charity. Later in the video, Wilson said they decided to reveal their gender identity because they wanted people to refer to them in the way they were comfortable with.

    "I didn't really realize kind of how angry I was getting at people for when they were misgendering me and they didn't know because I didn't tell them," Wilson said.

    They added: "So I've decided that I can't live like that anymore. I want to be fully myself. I want to fully embrace this, and I want other people to be able to refer to me in ways that I'm comfortable with."

    Matt Terry
    Matt Terry attends Rainbow Honours 2024 in London on May 17, 2024.
    Matt Terry attends Rainbow Honours 2024 in London on May 17, 2024.

    In late March, Matt Terry, the winner of "X Factor" UK season 13, said he is part of the LGBTQ+ community in an interview with Gay Times to promote a new song.

    The new song, "His Car," was about Terry's previous relationship with a man and how he kept their romance a secret.

    "I said to him, 'You're not allowed to tell anyone about this' and he loved me enough to do so," Terry said. "Six, seven, years later, I realize that's not something we should be doing, and it's not something you should ask somebody. It's such a regret of mine, and I'm just really sorry."

    In 2016, while Terry was competing in "X Factor" UK, multiple tabloids began speculating about his sexuality.

    Terry said this period was "fucking hard" because he hadn't come out yet to his friends or family.

    "The press, and people around me in the music industry, were asking me for an answer I could've give, because it wasn't an area I'd explored yet. I'd never been with a man at this point," Terry added, saying this made him step back from the industry for a few years.

    Terry said he is currently in a relationship with a man and is "very proud" of his sexuality.

    Sean Gunn

    Sean Gunn, an Olympic swimmer for Zimbabwe, publicly came out during an interview with Outsports, published on March 22.

    Gunn said he realized he was gay while studying at the University of Kentucky and was supported by his peers.

    "I think in my head I built it up for so long, and I was terrified that the way they acted or treated me would be different," Gunn said. "But I was really lucky that everyone was so amazing and wanted me to be the happiest version of myself."

    He added that he came out to his family and friends back home later.

    "As someone who did struggle with coming out and only did come out at 27 to my family, it makes me so happy to be surrounded by friends and family and so much love, and am really grateful for them all," Gunn said.

    Jessica Gunning
    Jessica Gunning in June 2024.
    Jessica Gunning in June 2024.

    "Baby Reindeer" star Jessica Gunning publicly came out as "a big old gay" during an appearance on the "Reign with Josh Smith" podcast in June.

    Gunning said she came out to her parents in November 2022 after realizing she was gay at age 36.

    "That was a mega, mega thing for me. I'm surrounded by gays, all my friends are gay, and so it wasn't that I was repressing anything," Gunning said. "It was just that I didn't think I could be, and I still can't articulate it in the best way."

    She added: "But yeah, I realized I was a big old gay, and I was like, 'That's what it's been. That's what it is.' That was a massive moment where everything clicked, and I made sense for myself then."

    Gunning said that realizing she was gay was "the most liberating thing," and she slept well after telling her parents.

    Bulk Bronson

    On June 3, WWE wrestler Joe Fitzpatrick, also known as "Dirty Bulk" Bronson, came out as bisexual in a social media post.

    Fitzpatrick's fiancée, Gabby Forza, took part in a trend where people post a picture of themselves and the flag that indicates their sexuality. She explained that she identified as bi/pansexual & queer.

    Fitzpatrick responded to the tweet with a picture of himself and the bisexual flag.

    After receiving much support from his fans and friends, Fitzpatrick shared a statement on social media a day later.

    "I've been left speechless by the endless phone calls, texts, DM's, replies from faithful fans, my close friends, our scumbag, and so many others I've had new interactions with," Fitzpatrick wrote.

    "Between the social media response — and just now getting off a 55-minute phone call with my parents that was overflowing with so much love & uplifting support — I could run through a brick wall right now from how grateful I feel," he added.

    Fitzpatrick said he felt ready to come out after his fiancée and friends inspired him.

    "I feel like the luckiest guy in the world today. I love every single one of you for making me feel this way," he said. "Thank you. Happy Pride."

    Maren Morris
    Maren Morris on "The Kelly Clarkson Show" in April 2024.
    Maren Morris on "The Kelly Clarkson Show" in April 2024.

    On Sunday, Maren Morris, a Grammy-winning country singer, came out as bisexual in an Instagram post.

    "Happy to be the B in LGBTQ+," Morris captioned a slideshow of pictures from her sold-out concert in Phoenix.

    Deshawn Radden
    Deshawn Radden in "Survivor" season 41.
    Deshawn Radden in "Survivor" season 41.

    Deshawn Radden came out as queer on June 10 when he appeared on the "Survivor"-focused podcast, "The Pride has Spoken."

    On the podcast, Radden, the runner-up in "Survivor" season 41, was interviewed by one of his costars Evvie Jagoda, who identifies as queer and nonbinary/transmasc.

    Radden told Jagoda that they taught them the term "queer," and Radden realized this term fit him more than straight or gay.

    "You spoke power into the word because when I was growing up, queer was a very derogatory term for people," Radden said. "So just watching you and you owning your title as you know a queer person was very, very influential to me."

    Radden said he came out to his family in 2021 at age 25 but was unsure whether he should make a public statement, so he didn't bring it up while on "Survivor."

    Radden said he first realized he was different when he was four or five but was constantly told that being gay or acting like a woman was bad.

    He added that before he realized he was queer, he felt a lot of "anguish almost every single day" and turned to "substance abuse" to cope.

    Later the same day, Radden said he was a "queer black man" in an Instagram post.

    "As of today, I look to do 2 things: 1. No longer live in duality, but in truth & oneness 2. Be an example that God loves each of us and can/will use anyone," Radden wrote. "To anyone who may struggle reconciling parts of your identity with your faith, this is my advice: Experience God, on your own, through genuine relationship and see what happens. Love!"

    Read the original article on Business Insider
  • I chose a smaller city over London when I moved to the UK. Here’s why it was the right decision.

    A woman of Indian descent stands in front of an old building in Nottingham, England.
    Tanushree Srivastava moved to England from India as an international student.

    • Tanushree Srivastava moved to Nottingham, England, in 2021 to pursue her master's degree. 
    • Srivastava was surprised by how much she enjoyed living in the smaller, student city.
    • She eventually relocated to London for better job opportunities after graduating.  

    I moved to Nottingham in 2021 from India to pursue my master's degree at Nottingham Trent University. I'd dreamed of studying in London and didn't expect much from the smaller English city.

    I thought Nottingham would just be one stop on my career journey, but it became my home away from home.

    City center in Nottingham, England.
    City center in Nottingham, England.

    Beginning life in the UK

    I arrived in the UK for the first time in 2021 as an international student. England felt so different from home. The weather in September was chilly, and lush green parks were everywhere around my accommodation.

    I had pre-booked a studio apartment in Nottingham city center with my friend, another international student at Nottingham Trent University.

    This studio was part of private student accommodation located in the city center and was cheaper and more spacious than the university's offering. We viewed and booked the accommodation remotely through an online student rental agency.

    Our shared studio cost around £197 a week, about $1,000 a month, including bills. My friend and I split the expenses, so it was a good deal.

    When I successfully moved all my stuff to my studio, we had to quarantine according to the UK's COVID-19 protocols.

    Garden in Nottingham
    One of the many green spaces in Nottingham.

    Differences living in Nottingham compared to India

    My first visit outside my accommodation was to a grocery store. I was shocked by the prices as I mentally converted them into my home country's currency. Everything was very expensive.

    I bought an ice cream for £6 or 600 rupees, the most expensive I'd ever purchased.

    I didn't experience a cultural shock when I moved to the UK, as I have always watched movies and documentaries about life abroad. But I loved absorbing the new experiences.

    Back in my home country, I was affected by the extra-busy lifestyle of a metropolitan city, including the crowds, pollution, and other factors. I always craved fresh air and open spaces.

    Nottingham is a bustling city, but there is always easy access to green spaces.

    There are many parks and gardens and a path near the River Trent. Even universities like Nottingham Trent and the University of Nottingham have huge gardens and greenery for students.

    Fish and chips by the Tent River in Nottingham, England.
    Srivastava enjoyed the British classic fish and chips by the Nottingham canalside.

    I'm a big foodie and struggled to find good Indian food options, as the dishes and cuisines were very different from what I was accustomed to. After days of exploration and research, I found some amazing spots for my favorite Indian dishes.

    Another difference I noticed was how multicultural Nottingham was. During orientation, I met so many people from countries all over. Everything from their language to their food preferences varied.

    Nottingham is charmingly historic and artsy

    Despite arriving in the city during the COVID and staying in quarantine for the first 10 days, I quickly found myself enchanted by the city's charm.

    On my first stroll around the "Old Market Square," or the city center, I bought some clothes from White Rose, a vintage chain people in Nottingham love. Then, I had a coffee break at Cafe Nero and further explored the Lace Market, one of Nottingham's oldest areas, and its history.

    Lace Market in Nottingham, England.
    The Old Market Square in Nottingham, England.

    Walking around the city and visiting various artsy shops, thrift stores, and exhibitions became my favorite activity.

    One of the best parts of living in Nottingham was the commitment to its status as a "student city." Museums, cafés, shops, and markets often had student discounts. On arrival as a university student, you're introduced to many apps and offers by student ambassadors or advertisements posted around. I loved the apps Unidays and Student Beans. They had discounts on almost everything.

    The city has a youthful energy. There was a big venue called Rock City for clubbing and the Nottingham Bowl for bowling and arcade games, which were £4 per game for students on Thursdays.

    Coffee in Cafe Nero
    Caffé Nero is a beloved coffee shop chain in England.

    Moving to London

    As much as I adored Nottingham, I eventually faced a harsh reality: its limited job market.

    As a student in Nottingham, I gained many life experiences, including buying groceries, managing my budget, and making new friends. But while the city provided ample opportunities for personal growth and exploration, it couldn't compete with London's career prospects.

    I started a part time job as a warehouse operative at a luxury brand while I was a student and took a few internships to enhance my résumé.

    After graduating in September 2022, I applied for a post-study work visa, which allows international students to work or apply for jobs for two more years after finishing their courses.

    I applied for the graduate visa in December 2022, which cost me around £2,000. This extension allowed me to work toward my dream of settling in the UK.

    Finding a full-time job in the creative industry in Nottingham was hard. My income from part-time roles was insufficient and didn't help me pursue my career goals in writing and editing.

    The decision to move to London was tough as I had no definite job position lined up, but I felt there were no more opportunities to pursue in Nottingham. Even though my cost of living doubled, moving to London was worth a chance.

    The risk paid off and I landed a journalism internship based in London.

    A woman of Indian descent stands in front of an old building in Nottingham, England.
    Tanushree Srivastava moved to England from India as an international student.

    Nottingham will always be special to me

    My time in Nottingham was transformative. I will always love the city and consider it home. I still love visiting my friends back there and cherish a weekend's worth of bowling and great food.

    Read the original article on Business Insider