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• A median-income household must make a $128,000 down payment to comfortably afford a typical US home.
• It takes about 12 years to save that, rising to 36 years for a down payment in pricey Los Angeles.
• We've used Zillow data to rank 50 major metro areas by the number of years of saving needed.

It would take 12 years for a median-income household to save up the nearly $128,000 down payment needed to comfortably afford a typical US home costing $360,000, Zillow estimates in an analysis that lays bare the affordability crisis.

Zillow found the typical Pittsburgh home only costs about $217,000, meaning a median-income household could take out a mortgage with zero money down and still afford the monthly payments. That was true for the median home nationally five years ago, when home prices were half as high, and mortgage rates were around 4% versus 7% today.

In contrast, the real estate marketplace said that to afford a typical San Jose home costing $1.6 million, a median-income household would have to save for over 36 years to make the $1.3 million down payment needed.

Zillow assumed that households can save 10% of their monthly income and earn a 4% yearly return. It defined an affordable monthly payment as no more than 30% of the household's monthly income.

We've ranked 50 major metro areas by the number of years of saving required for a median-income household to afford the down payment on a typical home in each. They're ordered from the fewest years to the most, and assume no down payment assistance:

50. Pittsburgh, Pennsylvania

Typical home value: $217,285

Required down payment: $0 (0%)

Years of saving: 0

49. St. Louis, Missouri

Typical home value: $253,559

Required down payment: $10,773 (4.2%)

Years of saving: 1.2

48. Birmingham, Alabama

Typical home value: $255,033

Required down payment: $19,406 (7.6%)

Years of saving: 2.4

47. Detroit, Michigan

Typical home value: $254,325

Required down payment: $24,132 (9.5%)

Years of saving: 2.8

46. Buffalo, New York

Typical home value: $262,616

Required down payment: N/A

Years of saving: N/A

45. Indianapolis, Indiana

Typical home value: $282,396

Required down payment: $27,570 (9.8%)

Years of saving: 3.1

44. Oklahoma City, Oklahoma

Typical home value: $235,815

Required down payment: $31,331 (13.3%)

Years of saving: 3.9

43. Cleveland, Ohio

Typical home value: $230,536

Required down payment: $31,551 (13.7%)

Years of saving: 4

42. Memphis, Tennessee

Typical home value: $242,519

Required down payment: $30,852 (12.7%)

Years of saving: 4.1

41. Louisville, Kentucky

Typical home value: $258,557

Required down payment: $46,869 (18.1%)

Years of saving: 5.7

40. New Orleans, Louisiana

Typical home value: $241,940

Required down payment: $46,138 (19.1%)

Years of saving: 6

39. Cincinnati, Ohio

Typical home value: $287,721

Required down payment: $59,573 (20.7%)

Years of saving: 6.4

38. Houston, Texas

Typical home value: $310,707

Required down payment: $76,825 (24.7%)

Years of saving: 7.9

37. Kansas City, Missouri

Typical home value: $307,032

Required down payment: $76,273 (24.8%)

Years of saving: 7.9

36. Baltimore, Maryland

Typical home value: $387,914

Required down payment: $100,641 (25.9%)

Years of saving: 8.5

35. Columbus, Ohio

Typical home value: $315,438

Required down payment: $84,215 (26.7%)

Years of saving: 8.5

34. Minneapolis, Minnesota

Typical home value: $378,924

Required down payment: $102,199 (27.0%)

Years of saving: 8.6

33. Chicago, Illinois

Typical home value: $321,897

Required down payment: $95,953 (29.8%)

Years of saving: 8.8

32. Philadelphia, Pennsylvania

Typical home value: $362,204

Required down payment: $103,471 (28.6%)

Years of saving: 9.2

31. Richmond, Virginia

Typical home value: $372,080

Required down payment: $105,228 (28.3%)

Years of saving: 9.6

30. San Antonio, Texas

Typical home value: $289,511

Required down payment: $92,158 (31.8%)

Years of saving: 9.7

29. Atlanta, Georgia

Typical home value: $387,471

Required down payment: $118,239 (30.5%)

Years of saving: 10.1

28. Jacksonville, Florida

Typical home value: $361,796

Required down payment: $116,974 (32.3%)

Years of saving: 10.8

27. Virginia Beach, Virginia

Typical home value: $351,095

Required down payment: $112,962 (32.2%)

Years of saving: 10.9

26. Hartford, Connecticut

Typical home value: $362,763

Required down payment: $129,585 (35.7%)

Years of saving: 11

25. Washington, DC

Typical home value: $568,862

Required down payment: $188,087 (33.1%)

Years of saving: 11.2

24. Raleigh, North Carolina

Typical home value: $449,514

Required down payment: $152,410 (33.9%)

Years of saving: 11.8

23. Dallas, Texas

Typical home value: $381,104

Required down payment: $152,586 (40.0%)

Years of saving: 12.9

22. Milwaukee, Wisconsin

Typical home value: $348,439

Required down payment: $137,086 (39.3%)

Years of saving: 13.4

21. Charlotte, North Carolina

Typical home value: $386,371

Required down payment: $149,041 (38.6%)

Years of saving: 13.7

20. Austin, Texas

Typical home value: $466,628

Required down payment: $209,333 (44.9%)

Years of saving: 14.7

19. Phoenix, Arizona

Typical home value: $461,352

Required down payment: $186,012 (40.3%)

Years of saving: 14.8

18. Tampa, Florida

Typical home value: $382,802

Required down payment: $181,195 (47.3%)

Years of saving: 16.6

17. Nashville, Tennessee

Typical home value: $446,180

Required down payment: $203,325 (45.6%)

Years of saving: 16.7

16. Orlando, Florida

Typical home value: $398,881

Required down payment: $192,553 (48.3%)

Years of saving: 17

15. Salt Lake City, Utah

Typical home value: $549,373

Required down payment: $251,131 (45.7%)

Years of saving: 17.1

14. Las Vegas, Nevada

Typical home value: $427,509

Required down payment: $198,306 (46.4%)

Years of saving: 17.6

13. Denver, Colorado

Typical home value: $595,649

Required down payment: $300,970 (50.5%)

Years of saving: 18.7

12. Providence, Rhode Island

Typical home value: $481,911

Required down payment: $257,453 (53.4%)

Years of saving: 19

11. Portland, Oregon

Typical home value: $556,385

Required down payment: $296,427 (53.3%)

Years of saving: 19.8

10. Sacramento, California

Typical home value: $586,875

Required down payment: $337,769 (57.6%)

Years of saving: 21.7

9. Boston, Massachusetts

Typical home value: $701,349

Required down payment: $432,875 (61.7%)

Years of saving: 23.1

8. Riverside, California

Typical home value: $584,710

Required down payment: $358,926 (61.4%)

Years of saving: 23.6

7. Seattle, Washington

Typical home value: $753,414

Required down payment: $462,095 (61.3%)

Years of saving: 23.7

6. Miami, Florida

Typical home value: $490,088

Required down payment: $316,270 (64.5%)

Years of saving: 24.1

5. New York, NY

Typical home value: $657,279

Required down payment: $494,795 (75.3%)

Years of saving: 27.4

4. San Francisco, California

Typical home value: $1.18 million

Required down payment: $887,656 (75.0%)

Years of saving: 31.5

3. San Diego, California

Typical home value: $958,266

Required down payment: $723,527 (75.5%)

Years of saving: 32.5

2. San Jose, California

Typical home value: $1.63 million

Required down payment: $1.32 million (80.9%)

Years of saving: 36.2

1. Los Angeles, California

Typical home value: $962,388

Required down payment: $780,203 (81.1%)

Years of saving: 36.3

United States

Typical home value: $360,681

Required down payment: $127,743 (35.4%)

Years of saving: 12

• Meta will soon showcase its "full holographic" glasses prototype, CEO Mark Zuckerberg said.
• The prototype will feature advanced augmented reality tech, though it's not yet ready for sale.
• Zuckerberg noted the glasses are distinct from headsets like the Quest, aiming for broader appeal.

Mark Zuckerberg said Meta is "almost ready" to show off its latest augmented-reality prototype — and he sounds excited.

The CEO teased Meta's upcoming "full holographic" glasses during an interview with YouTuber Kane Sutter, also known as Kallaway.

"Every person who I've shown it to so far, their reaction is giddy," he said. "I'm really looking forward to showing that to more people."

The company will likely demonstrate its first version of "true" AR glasses, a project internally referred to as Orion, in the fall during Meta's annual Connect conference, Business Insider's Kali Hays previously reported.

The glasses aren't expected to be available to purchase for quite some time, but showing off the advanced technology could generate hype around Meta's ongoing investment in the space.

"We're focused on building the full consumer version of it rather than selling the prototype," Zuckerberg said.

He revealed that the prototype is "not the most stylish," with likely thicker frames to accommodate the AR technology. However, he assured consumers that it is "unmistakably glasses" and not a headset, like Meta's Quest or Apple's new Vision Pro.

Meta's CTO Andrew Bosworth, and head of its Reality Labs division, said last year that the upcoming AR glasses might be "the most advanced piece of technology on the planet in its domain."

Zuckerberg said that since the demand for the Meta Ray-Bans — which include cameras and integrated AI but no displays — exceeded expectations, the company has been focusing on integrating as much AR technology while maintaining the best form factor for modern glasses.

"I would have thought previously that we needed the full holograms for presence," he said "But AI has made such big leaps that I think […] even something that's a simpler product will have more appeal sooner."

Meta has poured billions into its Reality Labs division over the years, which is responsible for its efforts in building advanced products, including its VR and AR wearables and the metaverse software underlying them.

However, Zuckerberg has cautioned that it will take years to start showing meaningful returns.

• Here are the famous people who died in 2024.
• O.J. Simpson, Glynis Johns, Carl Weathers, Chita Rivera, Bill Cobbs, Donald Sutherland, and Louis Gossett Jr. passed away.
• So did broadcaster Charles Osgood, fashion designer Roberto Cavalli, producer Roger Corman, NBA legend Jerry West, and MLB Hall of Famer Willie Mays.

Below, we look back at those we lost in 2024.

Seth Binzer (aka Shifty Shellshock)

With his tattoos, frosted tips, and high energy, Crazy Town lead singer Shifty Shellshock was the epitome of the late 1990s-early 2000s rap-rock front man.

With that also came a hit song: 1999's "Butterfly," which hit No. 1 on the US Billboard Hot 100 chart and was a staple on the radio and MTV's "Total Request Live."

By 2003, the band had disbanded, and despite an attempt to reunite a few years later, Crazy Town was relegated to one-hit-wonder status.

Shifty Shellshock, whose real name is Seth Binzer, appeared on the first season of VH1's "Celebrity Rehab" in 2007 and the spin-off "Celebrity Rehab Presents Sober House" a few years later.

Binzer died at his home in Los Angeles on June 24 from an accidental drug overdose, according to his manager.

Eric Carmen, 74

Carmen was a rock ballad king whose songs still get constant play to this day.

"All by Myself" was a hit in the mid-1970s. It became an even bigger hit when Celine Dion did her own rendition in 1996.

The Grammy-nominated "Almost Paradise" from the soundtrack to the hit 1984 movie "Footloose" became a staple at school dances and weddings.

Carmen repeated the feat when his song "Hungry Eyes" showed up on the soundtrack for the 1987 classic "Dirty Dancing."

Carmen's death was announced on his website on March 12, stating he "passed away in his sleep, over the weekend." No cause was given.

Roberto Cavalli, 83

The Italian fashion designer was known for his flamboyant designs and game-changing innovations.

Cavalli's use of leopard prints beginning in the 1970s became one of his trademarks. His revolutionary method of printing leather and patchwork denim was beloved by everyone from Madonna to Gwyneth Paltrow.

Cavalli died on April 12. No cause of death was given.

Bill Cobbs, 90

From playing the concerned manager opposite Whitney Houston in "The Bodyguard" to the kind-hearted coach in "Air Bud," Bill Cobbs' ability to play the voice of reason in his roles made him a memorable character actor for decades.

Cobbs' other titles include "The Color of Money," "New Jack City," "The Hudsucker Proxy," "Demolition Man," and "Night at the Museum."

He died at his home in California on June 25 following a recent bout of pneumonia.

Dabney Coleman, 92

Dabney Coleman became a captivating scene stealer in the 1980s thanks to his gruff demeanor and booming voice. Whether he was playing the mean boss opposite Dolly Parton, Jane Fonda, and Lily Tomlin in 1980's "9 to 5," or the nasty TV producer in "Tootsie," or chasing Matthew Broderick in "WarGames," Coleman had a talent for playing the heel.

The Emmy winner most recently starred in the HBO hit series Boardwalk Empire from 2011 to 2014 and a 2019 episode of Yellowstone.

Coleman died on May 16. No cause was given.

Eleanor Coppola, 87

As the wife of Francis Ford Coppola, Eleanor had to navigate the stress and complexities of living with one of the greatest directors of all time.

She channeled that by filming her husband while he made his landmark 1979 Vietnam movie "Apocalypse Now."

Her documentary, "Hearts of Darkness: A Filmmaker's Apocalypse," has gone down as one of the most honest accounts of the making of a movie.

Eleanor died on April 12. No cause of death was given.

Roger Corman, 98

To say Roger Corman was the king of B-movies is too simple of a characterization.

For decades, Corman made ultra-low-budget genre movies that featured everything from cheesy monsters to crazed bikers. Corman-produced titles almost always made a profit, and many of them became proving grounds for the directors and actors who would go on to change Hollywood.

After directing the 1967 acid-trip fantasia "The Trip" starring Dennis Hopper and Peter Fonda and written by Jack Nicholson, the trio went on to make "Easy Rider," which would usher in the New Hollywood era of the 1970s.

Corman also produced titles directed by then-unknowns like Francis Ford Coppola, James Cameron, and Martin Scorsese before they went on to mainstream studio success.

Corman died on May 9 at his home in Santa Monica, Calif., surrounded by family members.

Joe Flaherty, 82

As one of the original cast members of the Canadian sketch comedy show "SCTV" in the late 1970s, Joe Flaherty — alongside the likes of John Candy, Eugene Levy, Catherine O'Hara, Dave Thomas, Andrea Martin, Martin Short, and Rick Moranis — created a brand of comedy that was edgier and more outlandish than their competition "Saturday Night Live."

In later decades, Flaherty made scene-stealing appearances as the Western Union worker who gives Marty McFly the 70-year-old letter from Doc Brown in "Back to the Future Part II" and the heckler Donald in "Happy Gilmore."

He was also a regular on TV through the decades, with roles in "Married… with Children," "Freaks and Geeks," and "The King of Queens."

Flaherty died on April 1 following a brief illness.

Louis Gossett Jr.

Born in Brooklyn, New York, Louis Gossett Jr. made his stage debut at 17. After building his craft onstage through the 1960s, Gossett Jr. made the jump to screen and in 1977 was cast in the acclaimed miniseries "Roots" opposite the likes of Ben Vereen, LeVar Burton, and John Amos. He went on to win an Emmy for his performance as Fiddler.

He was nominated for seven more Emmys after that, most recently in 2020 for playing William Reeves in the HBO limited series "Watchmen."

He made history in 1983 when he won an Oscar for best supporting actor for his portrayal of the strict drill instructor Emil Foley in "An Officer and a Gentleman." It would mark the first time a Black actor won the prize in that category.

Gossett Jr. went on to star in hit movies and TV shows like "The Principal," "Toy Soldiers," "Iron Eagle," and "Boardwalk Empire."

Gossett Jr. died on March 29. No cause was given.

Norman Jewison, 97

The legendary director was best known for his eclectic filmography that included the drama "In the Heat of the Night," the musical "Fiddler of the Roof," and the beloved comedy "Moonstruck," all of which garnered him best director nominations at the Oscars.

The Canadian filmmaker's specialty was getting top-notch performances out of A-list actors like Steve McQueen ("The Thomas Crown Affair") and Denzel Washington ("The Hurricane").

It often led to Oscar glory for his movies and their stars. Twelve actors received nominations over his 40-year career, with five of his movies earning best picture noms.

Jewison died on January 20. No cause of death was given.

Glynis Johns, 100

The English actor starred in over 60 films and 30 plays, and is known best for playing Mrs. Banks in the beloved 1964 Disney movie "Mary Poppins."

Legend has it that Johns originally thought she landed the role of Poppins. To let her down easy, Walt Disney made sure that she got to sing a big musical number in the movie. It led to the famous "Sister Suffragette" sequence.

In 1973, Johns' breathy voice caught the attention of legendary composer Stephen Sondheim, who cast her in the original Broadway production of "A Little Night Music." Sondheim wrote "Send in the Clowns," the song she performs, with her in mind. Johns would earn a Tony Award for her performance.

She was also nominated for an Oscar for her work in "The Sundowners" (1960).

Johns died on January 4. No cause of death was given.

Toby Keith, 62

Keith became prominent in the 1990s thanks to his hit single "Should've Been a Cowboy."

It would make him one of the decade's top draws in country music.

Keith released 19 studio albums, two Christmas albums, and dozens of songs that topped the Billboard Hot Country Songs charts in his career.

Keith died on February 5 following a bout with stomach cancer.

Richard Lewis, 76

In an era in the 1970s where stand-up comedy could be a path to superstardom, Richard Lewis was one of the biggest acts.

Often dressed in black and holding his hand up to his temple, his self-deprecating and neurotic style made him a constant visitor to Johnny Carson's "The Tonight Show."

By the 1980s, he hit it big on TV, starring opposite Jamie Lee Curtis on the series "Anything but Love," which ran for four seasons.

His movie credits include the Mel Brooks comedy "Robin Hood: Men in Tights," "Leaving Las Vegas," and John Candy's final role before his death, 1994's "Wagons East." Lewis has said Candy's death was one of the things that finally got him sober.

Lewis introduced himself to a new generation when Larry David's "Curb Your Enthusiasm" premiered on HBO in 2000. For 11 seasons, Lewis played a fictional version of himself as one of David's friends. Though he didn't return as a series regular for the series' final season, season 12, he popped up in a cameo in an episode that aired on February 18.

Back in April, Lewis revealed via a video on X, formerly known as Twitter, that he was diagnosed with Parkinson's disease and would be retiring from stand-up comedy after undergoing four surgeries.

Lewis died on February 27 of a heart attack in his Los Angeles home.

Willie Mays, 93

Regarded as one of the greatest baseball players who ever lived, Willie Mays was astounding to watch.

He could hit and catch, had speed, and pulled off amazing feats that are still remarkable to this day.

One of his most memorable plays happened in Game 1 of the 1954 World Series, which is simply known as "The Catch."

Mays' New York Giants were facing the Cleveland Indians at the Polo Grounds in New York. With the score tied 2-2 in the eighth inning and runners on base, Indians player Vic Wertz hit a towering 420-foot blast to dead center that in today's baseball would be deep in the seats for a homerun. But due to the Polo Grounds' massive outfield, it was in play, and Mays used practically all of it to track down the ball on the run with an incredible over-the-shoulder catch and then threw it into the infield quickly so no runner could score. The Giants went on to win the game in extra innings 5-2, and would go on to win the World Series. Many still regard Mays' catch as one of the greatest moments in baseball history.

Mays would go on to play 21 seasons with the Giants before being traded to the New York Mets for the 1972-73 season, which would be his last. He finished his career with 3,293 hits and 660 home runs.

He was inducted into the Hall of Fame in 1979.

Mays died on June 18, no cause was given.

Cindy Morgan, 69

A 1980s icon, Morgan found instant stardom in her film debut playing the stunning Lacey opposite Chevy Chase in the classic 1980 comedy "Caddyshack."

Two years later, she found herself in another iconic work, Disney's "Tron." As Dr. Lora Baines in the real world and Yori, who helps Jeff Bridges after he's sucked into the game world, Morgan once again showed she can shine opposite Hollywood's biggest leading men.

Though Morgan worked steadily the rest of her career, including a multi-episode run on the soap opera "Falcon Crest," she'll be forever known for her performances in two of the biggest movies of the '80s.

Morgan's death was first reported on January 6, though she died on December 30, 2023. No cause of death was given.

Charles Osgood, 91

The face of "CBS Sunday Morning" for over two decades, Osgood became a fixture in Americans' homes at the end of every weekend thanks to his wit, calming demeanor, and that bow tie.

Osgood had been at CBS since the early 1970s, first as a reporter, then the anchor of the "CBS Sunday Night News" from 1981 to 1987. From 1987 to 1992, he was often on "CBS This Morning."

In 1994, he became the face of "Sunday Morning," replacing Charles Kuralt. He would go on to earn two Daytime Emmys and a Peabody for his work on the show. He ended his run 2016, passing the reins to Jane Pauley.

Osgood died on January 23 after suffering from dementia.

Chance Perdomo, 27

Perdomo was a rising star in Hollywood, having starred in Netflix's reboot "Chilling Adventures of Sabrina" and "The Boys" spinoff "Gen V."

The British-American actor died on March 30 as a result of a motorcycle accident, his publicist confirmed.

Tamayo Perry, 49

Perry, a professional surfer, appeared on screen in 2002's "Blue Crush" and 2011's "Pirates of the Caribbean: On Stranger Tides."

Perry died on June 23 after being attacked by a shark while surfing off the island of Oahu in Hawaii, according to the Associated Press. He was brought to shore by paramedics and pronounced dead at the scene.

Chita Rivera, 91

Rivera was a Broadway legend who originated some of the stage's most memorable characters, including Anita in "West Side Story," Velma Kelly in "Chicago," and Rose in "Bye Bye Birdie." She would go on to be nominated for 10 Tony Awards and win twice.

With Broadway credits spanning seven decades, Rivera's singing and dancing shaped generations of performers.

Rivera died on January 30 following a brief illness.

Marian Robinson, 86

Former First Lady Michelle Obama's mother, Marian Robinson, was often described as the matriarch of the White House during the Obama administration, but the Chicago-born daughter of seven never felt quite at home on Pennsylvania Avenue, according to her family.

"The trappings and glamour of the White House were never a great fit for Marian Robinson," a statement from former President Barack Obama, Michelle Obama, and other family members said. "'Just show me how to work the washing machine and I'm good,' she'd say."

Robinson's death was announced on May 31.

A cause and place of death was not revealed.

O.J. Simpson, 76

O.J. Simpson had a life of high highs and low lows.

Finding fame initially on the football field, he became one of the greatest running backs ever to play in the NFL in the 1970s. He had an MVP season in 1973 when he set a single-season rushing record and was inducted into the NFL Hall of Fame in 1985 after his retirement.

He was set to live out his days as a hero and grow even more famous thanks to endorsements, movie roles, and broadcasting.

But all of that changed in June of 1994 after his ex-wife Nicole and her friend Ron Goldman were found stabbed to death outside her condo. Days later, Simpson, who was a person of interest in the murders, led Los Angeles police on a slow-speed chase in his Ford Bronco, finally giving up when he got back to his home.

Simpson's televised trial for the deaths of Nicole and Goldman a year later became one of the biggest spectacles in modern-day American history.

Simpson was acquitted of the murders, was found guilty in civil court in 1997.

The story of Simpson's incredible rise and fall still fascinates people to this day. The 2016 ESPN docuseries "O.J.: Made in America" won an Oscar and Emmy, and Ryan Murphy's 2016 scripted series "The People vs. O.J.: American Crime Story" won eight Emmy Awards and two Golden Globes.

Simpson died on April 10. He had been diagnosed with cancer, his family said.

David Soul, 80

Soul found instant fame in the mid-1970s playing Detective Kenneth "Hutch" Hutchinson, one half of the hip crime solvers in "Starsky & Hutch."

Before hitting it big on the show, Soul was a folk singer through the 1960s, opening for the likes of Frank Zappa and The Byrds. At one time he even sang while his face was covered with a mask, calling himself "The Covered Man."

After "Starsky & Hutch," Soul went back to music and scored the No. 1 single on the Billboard Hot 100 with "Don't Give Up on Us."

Soul also made appearances on shows like "Star Trek," "Gunsmoke," the Clint Eastwood movie "Magnum Force," and a miniseries adaptation of the Stephen King novel, "Salem's Lot."

Soul died on January 4. No cause of death was given.

Morgan Spurlock, 53

In 2004, an unknown documentary filmmaker arrived in Park City, Utah, for the Sundance Film Festival. Overnight, his life was changed — because he made a movie about eating McDonald's.

If there's one thing Morgan Spurlock knew how to do, it was get people's attention. With a big personality and an unusual idea, Spurlock changed the way we look at fast food when he made "Super Size Me," a documentary in which he ate nothing but McDonald's for a full month, to stomach-churning effect.

The documentary earned an Oscar nomination and became a box-office sensation. Weeks after its release in theaters, McDonald's discontinued its supersize portions.

Spurlock used that success to become one of the stars in the documentary medium, which was growing in popularity in the early 2000s. He would go on to direct and produce dozens of documentaries for the big screen and TV, focused on everything from Osama bin Laden to One Direction.

His legacy would be tarnished in late 2017, at the height of the #MeToo movement, when Spurlock confessed to multiple acts of sexual misconduct in his past.

Spurlock died on May 23 due to complications related to cancer.

Donald Sutherland, 88

Donald Sutherland had the incredible talent to be the life of the party in one performance or a wallflower in the next. Need a dark and disturbing presence for a role? He's your guy. Or he could do a wise-cracking know-it-all character.

What we're trying to say is whatever the role, Sutherland could pull it off. And he did it so well that he delivered some of the most memorable roles ever put on screen over the last six decades.

Playing a Nazi-killing grunt in "The Dirty Dozen" (1967), creating one of the greatest screen duos ever opposite Elliott Gould in "M*A*S*H" (1970), acting as a laid-back professor in "Animal House" (1978), delivering one of the best surprise endings ever in a remake of "Invasion of the Body Snatchers" (1978) — he could do it all. He was both the man who knew the truth behind the Kennedy assassination in "JFK" (1991) and the villain in the "Hunger Games" franchise (2013-2015).

He was a fixture in our lives over generations.

Sutherland died on June 20 in Miami following a "long illness."

Johnny Wactor, 37

Wactor was best known for his role as Brando Corbin on the soap "General Hospital." He appeared in more than 160 episodes during his two seasons on the series before leaving in 2022.

His résumé included guest roles on "Westworld," "The OA," "Station 19," "Siberia," "Agent X," "Vantastic," "Animal Kingdom," "Hollywood Girl," "Training Day," "Criminal Minds," "Struggling Servers," "Age Appropriate," "NCIS," "The Passenger" and "Barbee Rehab."

He also starred in the 2016 Mario Van Peebles-directed movie "USS Indianapolis: Men of Courage" alongside Nicolas Cage, Tom Sizemore, and Thomas Jane.

His family confirmed that Wactor was shot and killed on May 25 in Los Angeles during a robbery.

M. Emmet Walsh, 88

You may not know the name, but you definitely know this face.

Character actor M. Emmet Walsh showed up in more than 150 movies over his career, many of which have gone on to become classics: "Blade Runner," "Blood Simple," "Slap Shot," "Fletch," "The Jerk," "Back to School," "My Best Friend's Wedding," and "Knives Out."

He also has appeared in many popular TV shows over the decades, including "Home Improvement," "The X-Files," and "Frasier."

Walsh died on March 19. No cause was given.

Carl Weathers, 76

Thanks to his bravado and astounding physique, Weathers found fame when he was cast as heavyweight champion Apollo Creed in 1976's "Rocky."

The following years and decades brought more memorable roles, whether he was sizing up biceps with Arnold Schwarzenegger in 1987's "Predator," or trying to teach Adam Sandler how to play golf in 1996's "Happy Gilmore."

Most recently, he played Greef Karga in the "Star Wars" series "The Mandalorian." Along with appearing in front of the camera, he also showcased his talents behind it, directing multiple episodes.

Jerry West, 86

You can give several examples to show just how great a basketball player Jerry West was. He won an NBA title, an Olympic gold medal, and is the only player on the losing team of an NBA Finals to be named MVP.

But there's one that overshadows all of these accomplishments: he was the logo.

That's right. The actual NBA logo is a silhouette of Jerry West dribbling a basketball.

Known for his tenacious play and ability to score in the clutch, West was one of the stars in the NBA before its enormous popularity in the 1970s, when players like Larry Bird, Magic Johnson, and later, Michael Jordan, became household names.

After his retirement, West became an executive of the Los Angeles Lakers and was instrumental in the "Showtime" Lakers' championship dynasty through the 1980s. He made the key signings to get Shaquille O'Neal and Kobe Bryant to the Lakers, creating another dynasty in the early 2000s.

West died on June 12. No cause was given.

• A Southwest Airlines flight took off from a closed runway despite air traffic control warnings.
• The pilots didn't communicate with the tower or other planes, an ATC recording suggests.
• The NTSB is investigating the latest incident involving a Southwest plane.

A Southwest Airlines flight appeared to take off from a closed runway that had a vehicle on it, despite air traffic control trying to warn the pilots.

The National Transportation Safety Board is investigating the incident.

Flight 4805 departed Portland, Maine for Baltimore at 5:42 a.m. on Tuesday, per Flightradar24. However, a NOTAM — a notice to flight crews — said that Runway 29 was closed for takeoff until 5:45 a.m.

In an audio recording published by LiveATC.net, the controller can be heard cautioning the Southwest pilots as the plane departs.

"There is a vehicle on the runway. The runway is closed," he said. Another person added: "I tried warning him."

Six minutes later, ground operations asked the controller: "Did you ever get a hold of that Southwest plane once he's airborne or is he still kind of MIA in that regard?"

"We never talked to the aircraft," he replied.

The Portland ATC tower doesn't officially open until 5:45 a.m. Instead, pilots are supposed to communicate on the common traffic advisory frequency (CTAF) so other pilots know what's going on.

However, it appears that the Southwest pilots didn't talk on this radio frequency either.

Per the ATC recording, the controller told ground operations: "You were on the runway and had to exit, and he wasn't even on CTAF."

In a statement, Southwest said it is engaged with the NTSB and Federal Aviation Administration to understand what happened. "After departure, the aircraft continued safely to its destination," it added.

Portland International Jetport did not immediately comment, noting the active NTSB investigation.

The NTSB said in a statement that a preliminary report will be available in 30 days.

The incident is one of several to involve a Southwest plane in recent months. On June 18, Flight 4069 was just 500 feet above the ground while still nine miles away from the airport — prompting a low-altitude alert at air traffic control.

Also this month, a Southwest pilot accidentally sent his plane into a dive before it avoided crashing into the ocean near Hawaii.

And in May, a Southwest 737 Max experienced a rare but serious stability issue known as a Dutch roll. The jet has since been out of service for over a month while the NTSB investigates.

• Trump and Biden took the stage on June 27 for the first presidential debate of the year.
• While the economy is at the top of voters' minds, the candidates hardly addressed it.
• They both blamed each other for inflation, and made some false or misleading claims. 

The first presidential debate came and went, and voters gained little additional insight into each candidate's economic visions.

Over the past year, polls and surveys have continued to reflect a recurring theme: high prices are one of the biggest concerns for Americans. May's Consumer Price Index, which measures inflation, rose 3.3% year over year, a slight decrease from April's 3.4% reading — slowly getting closer to the Federal Reserve's 2% target.

But Americans aren't feeling the relief. According to TransUnion's latest Consumer Pulse survey, 84% of respondents said inflation was a top-three concern, a five percentage-point increase over the second quarter of 2023.

Even so, the presidential debate Thursday night focused on a few economic issues but didn't go far beyond that. Former President Donald Trump used the low consumer sentiment to blame President Joe Biden for inflation, saying that Biden inherited "the greatest economy in the history of our country."

Trump's claim was false — prior administrations had better economic performance. Biden pushed back, saying that Trump is "the only one who thinks that." But voters likely don't need to know who is at fault; they want to know how the candidates will bring them financial relief.

Here's what Biden and Trump had to say about key economic issues during the first debate.

The economy blame game

When asked specifically how they would address inflation, Biden said he would lower housing prices, cap rents, lower drug costs, and address "corporate greed" — all elements consistent with the economic plan his administration previously outlined should he win a second term.

Meanwhile, Trump did not offer any new insight into his own economic plan if he wins the election — but he did claim Biden is to blame for inflation and will continue to raise Americans' taxes.

"If I'm given another four years, I will be the best," Trump said. "I think I'll be the best. Nobody's ever created an economy like us. Nobody ever cut taxes like us. He's the only one that wants to raise your taxes by four times."

That's not true — Biden has said he will not raise taxes on anyone making under $400,000 a year, and while he supports raising taxes on the wealthy and corporations, doing so would not increase taxes by four times.

Voters also did not learn anything new regarding the two candidates' stances on Social Security — a major issue for those entering or in retirement. When asked what Biden would do to ensure the strength of the program, he said he would "make the very wealthy begin to pay their fair share right now."

Trump, on the other hand, said Biden is going to "destroy Social Security" and did not offer any insight into how he might address the program. However, he previously criticized his own party for suggesting changes to Social Security; early last year, he said: "Cut waste, fraud and abuse everywhere that we can find it and there is plenty, there's plenty of it," he continued. "But do not cut the benefits our seniors worked for and paid for their entire lives. Save Social Security, don't destroy it."

Ultimately, the major takeaway from the night was not the candidates' economic stances, despite it being a top issue for voters. Rather, it was how both Biden and Trump performed — and the chorus of Democrats calling for Biden to step aside following his rambling and unclear responses.

• I've been visiting Disney World for over 30 years and usually stay at a hotel on the property. 
• I've spent a night at all five value resorts, and only some of them are worth the lower price.
• If I had to pick one (almost) perfect budget hotel, it would be Disney's Pop Century Resort.

As a Disney World annual passholder, I've been lucky enough to stay at every hotel on the property.

I love splurging on moderate or deluxe properties, but it can easily cost a family of three close to $10,000 to spend five days at the park while staying at a deluxe resort. When it comes down to it, the Disney value resorts are usually the best option for my vacation budget.

There are five different value resorts at Disney World: All-Star Movies, All-Star Sports, All-Star Music, Pop Century, and Art of Animation.

Now that I've checked all of them off of my to-stay list, I can confidently say there are only two I'd book again, and only when the price is right.

Here's my take on each value resort.

I only stay at All-Star Movies if I find an extra cheap room.

Three All-Star Resorts share a property at Disney: All-Star Movies, All-Star Sports, and All-Star Music.

I normally don't stay at any of them, but I book Movies occasionally if I can find an extra-cheap room with my Florida-resident or annual-passholder discount.

Disney's All-Star Movies puts guests right in the heart of their favorite Disney films. I love walking through the outdoor common areas and seeing massive statues of characters like Buzz Lightyear and Woody from "Toy Story" and Pongo and Perdy from "101 Dalmatians."

Since the hotel isn't connected to any Disney transportation except for the complimentary buses, I try to have a car when I stay here to make getting to the parks easier.

All-Star Sports is a nice spot for sports fans, but it seems a little outdated to me.

I love the sports theming at All-Star Sports, especially the football area where kids can run around on a turf field. But the overall vibe of the resort feels outdated to me.

Even if I could get a good deal on a room here, I'd rather spend a little more money to stay at Pop Century or a moderate resort.

All-Star Music is my least favorite of the All-Star resorts.

My least favorite All-Star property is Disney's All-Star Music.

I get the appeal for families on a budget because the deals tend to be pretty good. But I just don't love the theming.

It's also located between Sports and Movies, so finding parking in the shared lots can be hard. That gets annoying when I already have to rely on my car since there aren't many free transportation options.

Pop Century is my favorite value resort because of the price and location.

If I could only stay at one value resort again, I'd choose Disney's Pop Century.

I love the larger-than-life decade-specific theming of the buildings, and the nostalgic nods to the past in the lobby are fun to look through.

It's also usually pretty easy to find a good deal, with stays often dipping below $200 a night.

In addition to saving me money, Pop Century has easy access to Hollywood Studios and Epcot via the Disney Skyliner gondolas, saving me time on trips to the parks.

Art of Animation is great for families, but the price can be a little steep.

Disney's Art of Animation has special family suites for up to six people, which is ideal for bigger groups traveling together. But the resort is priced more like a moderate (or even deluxe) Disney hotel and only has the value amenities.

Family-suite rates start at $623 a night. For comparison, rooms at Disney's Wilderness Lodge start at $552 a night.

Of course, the Wilderness Lodge rooms only sleep four people. But if your family is smaller, staying at the deluxe resort could be more cost-efficient. Plus, you get access to more upscale amenities.

Even Art of Animation's standard four-person room rates start at $292. For just a few more dollars a night, I'd rather stay at a moderate resort like Coronado Springs or Port Orleans. Those rates start at $302 and $307, respectively.

• President Joe Biden's debate performance was near-universally criticized.
• Media outlets and commentators described Biden's performance as "disastrous" and "sad."
• Here's an overview of the media reactions to Biden's bad debate performance.

President Joe Biden's historically bad debate performance on Thursday night was received so poorly that there's serious talk among America's commentariat that he could, or should, or needs to be replaced.

US media outlets were blunt in their assessment, featuring Biden's fumbling performance prominently in front-page headlines and scathing opinion pieces.

Here's an overview of some of the reactions to Thursday night's CNN debate:

The New York Times

As journalist Brian Stelter pointed out on X, there appeared to be a consensus from The New York Times Opinion desk on how Biden fared.

Opinion writers wrote that Biden is too old, had an "uncharacteristically bad night," and had "terrible delivery."

The one that's likely to hurt Biden the most is from columnist Thomas L. Friedman, a friend of his, who penned the opinion piece: "President Biden Is a Good Man and a Good President. He Must Bow Out of the Race."

Friedman said in the piece that he has been a friend of Biden's since they traveled to Afghanistan and Pakistan after 9/11.

"I watched the Biden-Trump debate alone in a Lisbon hotel room, and it made me weep," he wrote, saying that it showed that Biden has "no business" running for reelection.

New York Post

The New York Post's front page called the performance "JUST SAD."

It continued: "Prez mumbles, stumbles, freezes in train wreck debate vs. Trump."

The Post's editorial board's article called the performance "embarrassing," going so far as to say that "millions just witnessed the end of a presidency live on television."

The Washington Post

The Washington Post's front page went with: "Biden struggles in testy debate."

The analysis described the president's voice as "thin and raspy" and said Biden appeared to lose focus.

The Post's Editorial Board, meanwhile, described the debate as "ninety minutes of pain," with Biden struggling to speak with authority and having a "weak" presentation style.

Perhaps more generously than other outlets, it described the president as having "his moments."

Fox News

Fox News' Mark Penn said "It will be hard for the president to recover from his performance," in an opinion piece titled "Joe Biden's debate gamble backfires."

Liz Peek, also writing for Fox News, described Biden's performance as shocking the nation and as "an astonishing disaster."

She wrote: "Indeed, it is impossible to imagine that anyone who tuned into the first 2024 presidential debate could vote for Joe Biden to serve another term."

CNN

In an article about the key takeaways from the debate, CNN, which hosted the event, said: "Biden's age problem just got a lot worse."

Stephen Collinson, a senior reporter for CNN Politics, wrote: "If Joe Biden loses November's election, history will record that it took just 10 minutes to destroy a presidency."

The headline described his performance as "disastrous," throwing his reelection bid into "crisis."

The Wall Street Journal

The front page of The Wall Street Journal went with the headline: "Biden, Trump Clash in Debate On Economy, Border, Abortion."

An article by Molly Ball, The Journal's senior political correspondent, offered the headline: "Biden's Disastrous Night Stands to Alter Course of the Election."

In it, Ball wrote that there "was little denying that, while an argument could be made for the incumbent and his record, Biden fell far short of making it convincingly."

Columnist Peggy Noonan, in an opinion piece, called it an "unmitigated disaster" for Biden and the "worst night for an incumbent in history."

The Financial Times

The headline for an opinion piece by Ed Luce, a columnist for the FT, was: "It is not too late for Joe Biden to go."

It started with a devastating line: "The best that can be said of Joe Biden's stumbling debate performance was that it took place in June."

Commentators

There were also calls for Biden to withdraw his candidacy from prominent political commentators.

The journalist and pollster Nate Silver wrote in a blog post: "Joe Biden should drop out."

He said the debate went worse than he could have ever imagined, adding: "It's time for Biden to consider what's best for his party, what's best for the country and what's best for his legacy — and that isn't seeking the presidency until he's 86."

Noah Smith, the American blogger, also offered a bleak assessment of the debate performance. He wrote, "It's difficult to overstate how bad Joe Biden looked in the first presidential debate."

He argued that Trump is now the clear frontrunner for the presidency, which means it's "time to think hard about what a second Trump term could mean."

And podcaster Joe Klein did not mince his words in his summary of Biden's debate performance.

"It was worse than disastrous. It was sad, it was humiliating," he wrote. "Biden looked like a hospice patient who got lost on his way to the bathroom."

• I live near Disney World and typically visit the theme parks and resorts about four times a week. 
• I usually skip Sci-Fi Dine-In at Hollywood Studios and Flame Tree Barbecue at Animal Kingdom. 
• I also don't think Pecos Bill in Magic Kingdom or Coral Reef Restaurant in Epcot are worth it. 

I live a couple of minutes from Disney World and visit the parks about four times a week. Although I enjoy the attractions and entertainment, one of my favorite things to do on the property is eat. 

I've dined at about 60% of the restaurants at Disney World (both table service and quick service), and there are hits and misses.

Here's a list of places I usually skip. 

Magic Kingdom 

Pecos Bill Tall Tale Inn & Cafe

Although Pecos Bill offers slightly more than just burgers and fries with its menu of Mexican-inspired favorites like nachos and rice bowls, I still don't love the food.

I recently gave this quick-service restaurant another go. I ordered the chicken bowl and was pretty disappointed. 

But this restaurant does serve delicious seasonal treats, so I pop in from time to time to try those. 

Tony's Town Square Restaurant

Tony's Town Square Restaurant may offer great views of Disney's Festival of Fantasy Parade, but that's not enough to entice me to pay upwards of $26 for a plate of spaghetti and meatballs. 

If seeing the parade from a good spot without having to wait hours is a priority to you though, you may benefit from booking a reservation at Tony's around parade time. 

Columbia Harbour House

Although I occasionally eat at Columbia Harbour House, I usually only find myself ordering something here if I need to retreat from the sun. It's an air-conditioned restaurant with lots of seating. 

I would much rather go over to Gaston's Tavern for the ham-and-cheese sandwich.

If you're a seafood fan, you may enjoy Columbia Harbour House as the menu has several options. I don't frequently eat seafood, so I usually stick to chicken tenders and fries.

Hollywood Studios

Mama Melrose's Ristorante Italiano

To be fair, I've only dined here once when I was a child. But I remember that it was one of the most underwhelming dining experiences I've had at Disney. I usually enjoy a plate of chicken Parmesan or spaghetti, but not from here. 

I remember having a kind and attentive server and appreciating the neat theming, though. It makes guests feel as though they're dining inside a grandmother's kitchen, which feels very comforting. 

I'd recommend visiting Tutto Gusto or Tutto Italia at Epcot if you're wanting some high-quality Italian cuisine at Disney World. 

Sci-Fi Dine-In Theater Restaurant

If you're a first-time visitor or have never been to Sci-Fi Dine-In, I'd recommend going once for the ambiance. The restaurant is themed like a 1950s drive-in, and you get to eat in a car while watching a movie.  

The menu consists largely of all-American favorites, like burgers, chicken-salad sandwiches, and pan-seared chicken pasta. But I find the food to be average and a bit overpriced for what it is.

PizzeRizzo

Whenever I'm at Hollywood Studios, I almost never consider going to PizzeRizzo. Hollywood Studios has so much other delicious food, so I don't find spending the money on pizza to be worth it. 

But if you're a big pizza fan, you'll probably like it.  

The dance-floor dining room on the second floor is a fun place to spend time with friends and family while getting out of the sun.  

Epcot

Coral Reef Restaurant

Coral Reef used to be my go-to restaurant at Epcot. I enjoyed the orange-glazed sustainable salmon and the chocolate wave dessert. 

But I haven't had the same experience in recent years. 

If you're traveling with children or like aquariums, it's probably still worth a visit since the restaurant provides views of a large fish tank.

Garden Grill

Garden Grill provides guests with some of the lengthiest and highest-quality character interactions on the property. It's nice that guests can say hello and snap a photo with Mickey Mouse, Pluto, Chip, and Dale without waiting. 

But the food could be better, especially for $55 an adult. If you enjoy Southern comfort food like spoon bread, barbecue-roasted chicken, and macaroni and cheese you'll probably like it more than me. 

I also wish the dessert was something other than a berry shortcake. But servers have given me sugar cookies as an alternative upon request.

Yorkshire County Fish Shop

Yorkshire County Fish Shop is only an occasional stop for me as someone who doesn't normally eat fried food.

It's a more limited quick-service dining location. But if you're a big fish-and-chips fan, I think you'll enjoy it. Its $13 offering is also cheaper than the $26 fish and chips next door at Rose & Crown.

Animal Kingdom

Flame Tree Barbecue

Although the onion-ring basket at Flame Tree Barbecue is delicious, I don't think it's worth eating here. There's no indoor seating and there are usually lots of birds that fly about and sometimes try taking food. 

I would much rather eat at Satu'li Canteen for an indoor and more pleasurable dining experience (especially on a hot day) despite how good the food at Flame Tree Barbecue is. 

Disney World resorts

Boma

Although Boma at Disney's Animal Kingdom Lodge serves breakfast and dinner, I've only dined there for dinner. 

I can't express how delicious the food is at Boma — it's some of the best food I've had at Disney World. The dinner buffet serves tabbouleh, lamb bobotie, and sweet-corn pudding. 

Unfortunately, it was a one-and-done for me because of the price tag. I can't justify paying $54 an adult for a non-character-dining dinner buffet.

But if you're someone who enjoys desserts, that was my favorite part of the buffet, especially the famous zebra domes.

This story was originally published in June 2023 and most recently updated on June 28, 2024.

• Employers are prioritizing entry-level workers with generative AI skills.
• Job descriptions mentioning generative AI have tripled on Handshake's portal over the past year.
• But students are hesitant to use the technology for more than personal tasks.

There was a time when you needed a polished résumé, stellar interview skills, and a long list of contacts to land a job straight out of college. Now, you might only need to know how to prompt a chatbot.

Employers are prioritizing entry-level workers with generative AI skills amid rapid advances in the technology. On the student job and internship portal Handshake, the number of job descriptions that mention generative AI tools has more than tripled over the past year.

According to a recent survey from Microsoft, 71% of business leaders said they were more willing to hire a less experienced candidate with AI skills than a more experienced candidate without them. About 77% of leaders said AI will help early career workers take on more responsibilities.

Yet students don't see AI as a ticket to full-time employment. According to Handshake's data, most students are still using the technology for personal tasks or fun. One recent graduate told Handshake they were "hesitant to use generative AI because it doesn't seem 'officially' accepted or commonplace yet, and I would feel lazy and guilty for using it to do work for me."

The corporate world, however, is rushing to use AI in part because it can take on the tasks no one else wants to do. So it's up to schools to help students embrace the technology, Valerie Capers Workman, the chief talent officer at Handshake, told Business Insider. "I believe that in three years, every role will require tech skills, regardless of the field," she said. "So it's more critical than ever that institutions and employers support upskilling and provide training opportunities."

• The Supreme Court overturned a Ninth Circuit ruling restricting the removal of homeless encampments.
• Governments can now bar people from sleeping on the street, even when shelter beds aren't available.
• Homeless rights advocates argue that criminalizing homelessness won't solve the issue.

The Supreme Court on Friday ruled that it's constitutional for local governments to fine people for sleeping in public places, even when there isn't sufficient shelter space.

The case — City of Grants Pass v. Johnson — is the most consequential the court has decided dealing with homelessness in decades. The decision was authored by Justice Neil Gorsuch, who was joined by the Court's five other conservatives. The three liberal justices dissented.

The case comes out of Grants Pass, Oregon, where local officials were prevented from clearing a homeless encampment by Ninth Circuit Court of Appeals rulings in Martin v. Boise and Johnson v. Grants Pass requiring local governments to have sufficient shelter beds available before forcing unhoused people off the streets.

The appeals court — which controls nine western states, including California — decided in both cases that removing people living on the street without providing alternative shelter violates the Eighth Amendment's protections against cruel and unusual punishment.

The Supreme Court's ruling found that laws regulating sleeping in public places don't constitute cruel and unusual punishment.

State and federal court cases on the legality of clearing homeless encampments reflect a debate between some governments who say they need more authority to protect public safety and address homelessness and advocates who argue authorities are exacerbating the problem by criminalizing homelessness.

While conservatives have led the charge in pushing to overturn the Ninth Circuit's decision, some prominent Democratic leaders, including California Gov. Gavin Newsom, also pushed to overturn the 9th Circuit ruling. California — which is home to 12% of the US population — has struggled to deal with rapidly rising homelessness and is now home to 30% of people experiencing homelessness and half of the unsheltered population in the US.

In an amicus brief filed with the Supreme Court, Newsom argued that the 9th Circuit ruling forces local elected officials "to abandon efforts to make the spaces occupied by unhoused people safer for those within and near them."

An increasing number of cities and states across the country have passed laws — often anti-camping ordinances — similar to that in Grants Pass. In Florida, Gov. Ron DeSantis signed legislation in March that bans people from camping in public places. Critics say the state isn't providing enough funding for services, including shelters and addiction treatment.

Critics say criminalizing homelessness doesn't address its root causes — and actually makes the problem worse.

"If you are living outside and are impoverished, a ticket or a fee is probably something you can't afford, and then you have unpaid tickets, which impacts your credit rating, which makes it harder to find a place to live," Jesse Rabinowitz, communications director at the National Homelessness Law Center, previously told Business Insider. "Or you get arrested and then you have a criminal record, which both makes it harder to get a job and harder to get an apartment."

There are several proven pathways to alleviating homelessness, including, most importantly, building more housing. Researchers say other key policy solutions include removing barriers to shelter construction and tenants' rights, creating crisis response systems that don't involve the police, strengthening housing and employment opportunities for formerly incarcerated people, and increasing government support of public spaces.