Tag: News

  • Tesla cuts all but three of its 3,400 listed jobs in North America

    Tesla logo with cars behind it
    Tesla laid off more than 10% of its workforce and

    • Tesla cut over 3,400 North American job postings down to just three.
    • The hiring freeze comes after Tesla's challenging first quarter, marked by layoffs and missed earnings.
    • Tesla's official careers page and LinkedIn showed different results.

    If Tesla is your dream company, you'll have to compete for one of just three listed US jobs.

    On Wednesday, the electric vehicle maker cut over 3,400 job postings in North America to just three. The now-axed roles, which were mostly in California, Texas, and Nevada, were listed on Tesla's official careers page as recently as Tuesday, according to a Quartz analysis of archived pages.

    The hiring freeze comes after one of Tesla's hardest quarters. The company went through a wave of "hardcore" layoffs and saw at least six executives leave. In a series of back-to-back blows, the company's first-quarter earnings missed estimates by nearly every measure, it recalled nearly 4,000 Cybertrucks, and it entered a price war with Chinese EV rivals teaming up against the company.

    Even the three US roles that remain don't appear to be full-time jobs, although they are labeled as such. They're for Tesla's "manufacturing development program," a seven to 16-week training program at community colleges in Texas and California that gives applicants an "opportunity to transition into a full-time Production Associate." The Nevada version of the program is marked as an internship and is only four to six weeks long, according to Tesla's website.

    Tesla revoked summer internship offers last week, just weeks before start dates.

    There are 28 jobs listed in Europe on Tesla's website, mostly in Tesla's Brandenburg Gigafactory in Germany. There are none posted in any other region outside Europe.

    Tesla's career page and its LinkedIn don't seem to be in sync.

    On LinkedIn, the company advertised 35 openings on Thursday, including the three in the US and the 28 in Europe. It also added some roles in the Dominican Republic on Thursday — these roles have been listed in Mandarin.

    The automaker announced it would cut over 10% of its 140,000 employees in April, but people inside the company told Bloomberg that they expect that over 20,000 people may be asked to leave.

    Tesla did not immediately respond to Business Insider's request for comment, sent outside standard business hours.

    Read the original article on Business Insider
  • Ukraine lawmakers just passed a bill that’ll allow the country to mimic Russia’s tactic of drafting convicts to fight in the war

    Ukrainian soldiers.
    Ukrainian soldiers.

    • Ukraine's parliament passed a bill on Wednesday to conscript inmates to fight Russia.
    • The bill, if enacted, imitates the Russian approach of using prisoners to fuel its war efforts.
    • But unlike Russia, Ukraine says it will not send violent criminals to the battlefield.

    Lawmakers in Ukraine passed a bill on Wednesday that would allow the country's military to recruit prisoners to fight on the battlefield.

    The bill, which has yet to be signed into law by Ukrainian President Volodymyr Zelenskyy, will allow Ukraine to mimic the Russian tactic of drafting convicts for their war effort.

    "The only way to survive in an all-out war against an enemy with more resources is to consolidate all forces. This draft law is about our struggle and preservation of Ukrainian statehood," Olena Shulyak, the head of Zelenskyy's party, said in a post on Telegram.

    Russia has long been relying on prisoners to plug its manpower gaps, with some inmates being promised full pardons if they survive a six month stint on the battlefield. In fact, Russia's reliance on convicts has even caused its prison population to plummet, per the Russian newspaper Kommersant.

    In October, the country's Deputy Justice Minister Vsevolod Vukolov revealed that Russia's prison population has dropped from 420,000 before the war to a historic low of 266,000, per The Washington Post.

    But while Russia hasn't imposed many restrictions on which prisoners they conscript, the Ukrainian bill is a lot more particular on who gets selected.

    For instance, prisoners who have been convicted of violent crimes such as terrorism, premeditated murder, or rape will not be allowed to participate. In addition, prisoners will only be eligible for the scheme if they have less than three years left on their sentences.

    "Prisoners who have a longer period left to serve in prison — and those sentenced to life imprisonment all the more so — will be immediately rejected without the right of reconsideration," Shulyak told Ukrainian news outlet Pravda.

    Roughly 15,000 to 20,000 prisoners are expected to be mobilized if the bill is enacted, Pravda reported on Wednesday.

    The passing of the bill comes at a precarious time for Ukraine, which has to reckon with what US officials are calling a reinvigorated Russian army. Last month, Ukraine reduced the draft age from 27 to 25 in a bid to bolster its troop numbers.

    Russia's armed forces have grown larger after the country decided to raise its maximum conscription age from 27 to 30.

    "The army is actually now larger — by 15 percent — than it was when it invaded Ukraine," US Army Gen. Christopher Cavoli said in a House Armed Services Committee hearing last month.

    Representatives for Ukraine's defense ministry didn't immediately respond to a request for comment from BI sent outside regular business hours.

    Read the original article on Business Insider
  • Jailing Trump on contempt would likely mean locking him up for an hour or two behind the courtroom, experts predict

    Donald Trump at his hush-money trial in Manhattan.
    Donald Trump with attorney Todd Blanche at his hush-money trial in Manhattan.

    • Twice this week, Trump's NY hush-money judge has warned him about misbehaving in and out of court.
    • If the judge makes good on his threats of incarceration, Trump probably won't be carted to jail. 
    • A quick stint locked up behind the courtroom may be all it takes to put the fear of jail in him.

    Twice this week — first when he was found in contempt for a 10th gag order violation, and then when he audibly heckled Stormy Daniels — Donald Trump has been warned about misbehaving in his ongoing hush-money trial.

    Could Trump's next courtroom outburst or gag-violating Truth Social post really be the final straw that gets him locked up on contempt of court?

    Yes, courthouse veterans said Wednesday — but that doesn't have to mean a correction bus drive to the city's notorious Rikers Island jail.

    Instead, New York Supreme Court Justice Juan Merchan is far more likely to give Trump a taste of incarceration by ordering a short stint in a small, secure space right behind the courtroom, experts predicted.

    "It's a small staging room, or witness room," said Arthur Aidala, who knows the space well.

    His client, Harvey Weinstein, ate lunch there with his legal team every day during the former movie mogul's 2020 sex crimes trial, held in the same 15th-floor courtroom as Trump's trial is now.

    "They could definitely put him in that room Mr. Weinstein used to use and say he can't leave," said Aidala, who recently got Weinstein's conviction overturned.

    The room has one window, cream-yellow walls, and a small conference table ringed by wooden chairs with vinyl cushions.

    The door locks from the outside.

    "We went through that door 20 or 30 times. It's pretty grimy in there," said Aidala, of Aidala Bertuna & Kamins.

    "You could fit maybe 10 people," Aidala added of the space. "One former president and nine Secret Service agents. "

    'Therapeutic remand'

    Lawyers have a name for when a Manhattan judge orders a defendant to cool his heels behind the courtroom for a few hours, said longtime public defender Arnold Levine.

    "It's called 'therapeutic remand,'" joked Levine, an attorney with the Legal Aid Society of New York Homicide Defense Task Force.

    "It's the judge saying, 'Here's a taste of jail for the day,' so that you realize this is serious business," he explained.

    In 1999, Levine was therapeutically remanded on contempt of court himself after an argument with a misdemeanor judge in the same courthouse.

    Another judge soon let him out, but not before Levine spent time handcuffed to a courtroom bench and then locked up inside a fourth-floor holding pen.

    If prosecutors accuse Trump of violating his gag order again, it would trigger the same dayslong process of motions-filing and oral arguments that preceded his two previous contempt-of-court sanctions, which so far have amounted to just $10,000 in total fines.

    "You get more due process" when you commit an act of contempt outside the courtroom, Levine said.

    But if Trump acts out inside the courtroom again — say, if he heckles Daniels once more when her cross-examination continues Thursday — he risks the same immediate, on-the-spot "summary contempt" arraignment and sentencing that Levine faced in 1999.

    There would likely be two big differences. Trump wouldn't be locked behind actual bars since there's no holding cell behind Merchan's courtroom.

    And Trump would likely not be handcuffed at any point while in custody.

    Trump was not cuffed during his 2023 hush-money arraignment. Former Secret Service agents told Business Insider at the time that cuffing the former president would hamper their ability to protect him should he ever need to be thrown to the floor or rushed to safety.

    'Take charge'

    For most defendants in Manhattan's criminal courtrooms, incarceration is heralded by the judge announcing, "Officers at the rail," said veteran defense lawyer and former Manhattan prosecutor Matthew Galluzzo.

    "It's the worst feeling," hearing those words, said Galluzzo. "It's when the judge calls the court officers and tells them to surround the defendant so that he doesn't try to walk out of the courtroom."

    But Trump already has at least two court officers standing behind him at all times in Merchan's courtroom, for his own protection. His officers are already "at the rail."

    Reality will instead set in when the judge gives what's usually the final instruction to the court officers, "Take charge," Galluzzo said.

    At that point, Trump would be led through a door to Merchan's right, and back to what was once Weinstein's grim and grimy lunch room.

    "It's extremely rare," Galluzzo said of defendant gag orders in general. "Being held in contempt for violating one is even more rare. And this happening to an ex-president would be unprecedented."

    Dip his toes in the water

    Still, a stint locked up behind the courtroom will be the likeliest way for Merchan to "dip Trump's toes in the water for a little bit and give him a taste of what a jail cell would really be like," said Galluzzo.

    "I think that's the next step in the escalation," agreed attorney Daniel Scott, a veteran Manhattan defense lawyer who's repped clients for 40 years at the courthouse where Trump is on trial.

    "Rikers, logistically, would be a total nightmare," Scott said, adding, "It's bad enough for Joe Schmoe."

    Trump's trial is in its third week of testimony. He is charged with falsifying 34 business records to conceal a $130,000 hush-money payment that silenced Daniels just 11 days before the 2016 election.

    Trump has denied falsifying business records and has complained that his gag order is an infringement on his right to campaign for office.

    Read the original article on Business Insider
  • Billionaire Barry Sternlicht predicts weekly bank closures as the real estate sector battles high interest rates and inflation

    Barry Sternlicht
    • Billionaire Barry Sternlicht is worried about America's regional and community banks.
    • Sternlicht told CNBC that banks may bear the consequences of the real estate crisis.
    • Only one bank has closed so far this year, but Sternlicht said more could be coming.

    Billionaire Barry Sternlicht offered an ominous prediction about America's regional banks amid a coming commercial real estate reckoning.

    The Starwood Capital Group CEO told CNBC on Tuesday that he thinks real estate's primary lenders — regional and community banks — could soon be bearing the brunt of high interest rates and inflation.

    "You're going to see a regional bank fail every day, or not — every week, maybe two a week," Sternlicht said.

    There are more than 4,000 regional and community banks throughout the US, many of which may not have the cash flow to handle major loan losses on real estate debt.

    Problems have been pummeling the entirety of the real estate sector, but commercial real estate, in particular, has been struggling due to the rise of remote and hybrid work, leading to more and more vacancies.

    Sternlicht has been ringing the warning bells for more than two years, calling the situation an "existential crisis" in a January Bloomberg interview. Earlier this year, he predicted $1 trillion of losses on office properties alone. In the Tuesday interview, Sternlicht said Fed Chair Jerome Powell's ongoing rate hikes will continue to have consequences in the real estate sector for the foreseeable future. 

    "He's got a hard task with a blunt tool, and the consequence is the real estate markets are taking it on the chin because rates rose so fast. We could have handled this, but we couldn't handle it this fast," Sternlicht said. "The 1.9 trillion of real estate loans, that's a fragile animal right now."

    Only one regional bank has shuttered since the start of 2024. Last month, the Federal Deposit Insurance Corporation seized $4 billion in deposits and $6 billion in assets from Republic First Bank, a regional lender operating in the Northeast with significant commercial real estate holdings.

    Others have echoed Sternlicht's warnings. Scott Rechler, RXR CEO, made a similar prediction earlier this year, saying he thinks there will be 500 fewer banks in the US by 2026 as many commercial real estate loans start to mature.

    "Community banks are important to our fabric," Sternlicht told CNBC on Tuesday.

    Read the original article on Business Insider
  • Biden threatens to cut Israel off from bombs and artillery shells if they invade Rafah

    Joe Biden
    President Joe Biden has become increasingly frustrated with Israeli Prime Minister Benjamin Netanyahu.

    • President Joe Biden underlined his threat to Israeli Prime Minister Benjamin Netanyahu.
    • The White House has warned Israel of what will happen if they launch a large invasion of Rafah.
    • Biden said he would cut off Israel from offensive weapons if such an invasion occurred.

    President Joe Biden on Wednesday underlined his warning to Israeli Prime Minister Benjamin Netanyahu if there's a large invasion of Rafah, vowing to cut the US ally off from offensive weapons.

    "We're going to continue to make sure Israel is secure in terms of Iron Dome and their ability to respond to attacks that came out of the Middle East recently," Biden told CNN's Erin Burnett in an interview that will air later on Wednesday. "But it's, it's just wrong. We're not going to — we're not going to supply the weapons and artillery shells."

    Israel has considered for weeks whether to launch a major invasion of Rafah, Gaza's southernmost city, where more than a million Palestinians have fled. Israel's military has confirmed that it has asked those there to leave parts of the city ahead of an operation. United Nations officials have warned that an invasion would lead to a humanitarian catastrophe.

    According to the Associated Press, Israeli tanks have already entered Rafah. Biden characterized the current level of Israeli involvement as short of the attacks on "population centers" that would spark his ire.

    Biden has reaffirmed the US' long-standing commitment to Israel's security, but he has expressed consternation over how Netanyahu and his war cabinet have led the war against Hamas since the terrorist organization's October 7 attacks.

    In a stunning admission, Biden said that US-provided weapons had been used to kill civilians. The health ministry in Gaza has said more than 34,000 Palestinians have been killed during the war.

    "Civilians have been killed in Gaza as a consequence of those bombs and other ways in which they go after population centers," Biden said.

    Already, the Biden administration has paused 3,500 bombs to Israel. Republicans in Congress, led by House Speaker Mike Johnson and Senate Minority Leader Mitch McConnell, have slammed that move. Biden is also facing immense political pressure on the left as protests on college campuses throughout the nation challenge his support for Israel.

    Read the original article on Business Insider
  • How to Use Credit Card Points on Amazon in 2024: A Complete Guide

    The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.

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    The information for the following product(s) has been collected independently by Business Insider: Citi Premier® Card, U.S. Bank Shopper Cash Rewards™ Visa Signature® Card, Citi® Double Cash Card, Citi Custom Cash℠ Card, Citi Rewards+® Card, Citi Prestige® Card, Capital One Savor Cash Rewards Credit Card†, Capital One Spark Miles for Business†, Hilton Honors American Express Aspire Card, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bountiful™ Card, U.S. Bank Altitude® Connect Visa Signature® Card, U.S. Bank Altitude® Go Visa Signature® Card, U.S. Bank Altitude® Reserve Visa Infinite® Card, U.S. Bank FlexPerks® Gold American Express® Card, U.S. Bank Business Triple Cash Rewards World Elite Mastercard®. The details for these products have not been reviewed or provided by the issuer.

    retail cyber online shopping gift card holiday black friday sale credit card
    You can redeem Chase, Amex, Citi, Capital One, Discover, Bilt, U.S. Bank, Bank of America, and Hilton points directly at Amazon checkout — but it's not always the best idea.

    • You can significantly reduce your shopping bill by redeeming credit card points on Amazon.
    • Many popular currencies participate, such as Chase Ultimate Rewards® and Amex Membership Rewards.
    • We don't usually recommend using points this way because they can be worth much more for travel.
    • Read Business Insider's guide to the best rewards credit cards.

    Introduction to using credit card points on Amazon

    Amazon makes it simple to redeem many rewards currencies from the best credit cards at checkout to offset your balance. We almost never recommend using your points this way, but it can make sense for you if you don't plan to travel in the near future.

    Redeeming credit card points on Amazon can also a good strategy if you have a small points balance you won't otherwise use. And it can make Amazon Prime Day deals even sweeter if you use points to discount or pay for your purchase.

    Here's everything you need to know about the benefits of using points for Amazon purchases.

    Eligible credit cards for Amazon points use

    Participating credit card programs

    Multiple credit card programs allow customers to pay for Amazon purchases using their rewards. The full list is below: 

    Linking your card to Amazon

    While each of the programs listed below has its own points system, linking your rewards card to Amazon is the same process across the board. Here's a step-by-step guide to account linking.

    After logging into your account on Amazon, click on "Accounts & Lists" under your name at the top-right corner of the page. Once that page opens up, navigate to the "Your Payments" section toward the bottom left of the page. 

    Amazon account page

    From there, scroll down the sidebar of your wallet until you find the "Add a payment method" button. Follow the prompts to add your rewards credit card. Once that's done, you can check your points balance on the Shop with Points account page to monitor your rewards programs. This is also the page you'll use to ensure that your account is not set up to pay with points by default. 

    Use Chase Points on Amazon

    When you redeem Chase Ultimate Rewards points with Amazon, you'll receive a value of 0.8 cents per point. Still, if you plan to use your points through Amazon, your best bet is to simply make your purchase with an eligible Chase card and then redeem your points for a statement credit later at a rate of 1 cent each.

    You'll earn points this way, and you'll get the purchase protection included with Chase credit cards

    Cards that earn Chase Ultimate Rewards include:

    To link your Chase Ultimate Rewards account with Amazon, click here. You'll then simply log in to your Amazon account, link your Chase card, and apply your Ultimate Rewards points at checkout.

    Use Amex Points on Amazon

    American Express Membership Rewards offers a very low redemption rate of 0.7 cents each for Amazon purchases — and the points value when redeeming for statement credits is even lower. If you want to make purchases with your Amex points, consider using them to purchase an American Express gift card at a rate of 1 cent per point, and then use those gift cards to buy your items.

    You can earn Amex Membership Rewards points by opening and swiping cards like:

    You can link your Amex Membership Rewards account with Amazon by clicking here. You'll log in to your Amazon account, link your eligible American Express card, and choose to apply your points to your order at checkout.

    Use Citi ThankYou Points on Amazon

    Per Business Insider's estimations, you'll receive just half of the average Citi ThankYou points value when redeeming your rewards for shopping with Amazon. This is not the currency to collect if you intend to regularly use your points for online shopping.

    Citi issues credit cards like the Citi® Double Cash Card and Citi Custom Cash℠ Card which earn Citi ThankYou points you can use for travel, cash back, and more. Earning rewards on one of these cards and redeeming them for cash is your best route if you intend to use them for online shopping.

    Other Citi credit cards that earn ThankYou points include:

    • Citi Premier® Card — 60,000 bonus ThankYou® points after you spend $4,000 in purchases within the first three months of account opening
    • Citi Rewards+® Card — 20,000 bonus points after spending $1,500 in the first three months of account opening
    • Citi Prestige® Card (not available to new applicants)

    Click here to link your Citi ThankYou account to Amazon. Then just select your Citi ThankYou card as your payment method and choose to pay with points

    Use Capital One Miles on Amazon

    Again, Capital One miles are best used for travel — not for Amazon purchases. You'll receive less than half the average points value by redeeming them for shopping — a meager 0.8 cents each.

    Similar to Citi ThankYou points, Capital One issues cash-back cards, the rewards of which can be converted into Capital One miles — as long as you have a qualifying Capital One miles-earning card. Examples include the Capital One Savor Cash Rewards Credit Card† and Capital One SavorOne Cash Rewards Credit Card.

    Capital One credit cards that earn miles directly include:

    You can link your Capital One miles account to Amazon by clicking here. After you enroll your qualifying Capital One card, you'll see the option to pay with Capital One miles at checkout.

    Use Discover Rewards on Amazon

    Whether you collect cash back with the Discover it® Cash Back or miles with the Discover it® Miles, you can redeem them directly through Amazon to pay for all or part of your cart.

    All Discover rewards are worth 1 cent each, whether you spend through Amazon or redeem for cash. Therefore, it's more beneficial for you to make your purchase with the card and later request a statement credit instead of using your rewards for the purchase.

    This ensures you'll earn rewards for your purchase — which is especially handy if you have the Discover it® Cash Back, as its rotating bonus categories sometimes include Amazon purchases (from April 1 to June 30, 2024, you can earn 5% cash back at gas stations & electric vehicle charging stations, home improvement stores, and public transit on up to $1,500 in purchases after enrollment, then 1%).

    Discover credit cards that earn rewards include:

    Click here to link your Discover Rewards with Amazon and then select Discover as the payment method at checkout. You'll see the option to apply your cash back at that point.

    Use Hilton Points on Amazon

    You'd be hard-pressed to find a currency easier to earn than Hilton points. For example, The Hilton Honors American Express Business Card currently offers a welcome bonus of 175,000 Hilton Honors bonus points after you spend $8,000 in purchases on the card within the first six months of card membership (offer ends 06/05/24).

    You'll even get 5x points on the first $100,000 spent on other purchases outside of eligible Hilton purchases each calendar year (then 3x points). 

    However, the redemption rate of 0.2 cents per point means you'll get a return of as little as 0.6% back on purchases. If you intend to use Hilton points to shop on Amazon, make a cash-back credit card your daily driver, instead.

    Other Hilton credit cards include:

    Use Marriott Points on Amazon

    You can't use your Marriott points directly on the Amazon website as you can with the previous rewards currencies. However, if you navigate to Marriott Shop With Points, you can purchase an Amazon gift card with your points at the following rates:

    • $25 gift card — 10,000 points
    • $50 gift card — 17,500 points
    • $100 gift card — 30,000 points

    In other words, the most value you'll get by using your points with Amazon is 0.33 cents each — less than half the average value you'll receive by using your points for travel.

    You can earn points directly with the following Marriott Bonvoy credit cards:

    Use Bilt Points on Amazon

    You can use Bilt Points directly through the Amazon website after enrolling your Bilt Mastercard® on Shop with Points. Then, when you checkout on Amazon, select the Bilt credit card and choose the number of points you'd like to apply to your order. 

    You'll only get around 0.7 cents per point when you redeem on Amazon, which isn't the best rate but better than some of the other options on this list. However, you'll get the most value out of your reward points when you transfer to airline and hotel partners. 

    Click here to enroll your Bilt Mastercard® with Amazon. 

    Use U.S. Bank Rewards at Amazon

    It's easy to redeem U.S. Bank rewards through Amazon.com checkout, and you'll get a solid 1:1 rate. So if you have an eligible U.S. Bank card, and are looking to redeem rewards for Amazon purchases, you'll get a fair value. However, redeeming for travel through the U.S. Bank portal is still a more valuable redemption option. 

    That said, if your main objective is to redeem on Amazon anyway, you might as well get a cash-back card versus a points-earning card. The best U.S. Bank card option in this instance is the U.S. Bank Shopper Cash Rewards™ Visa Signature® Card, which can earn you 6% cash back at Amazon (when selected as one of two retail brand earning categories).  

    You can earn U.S. Bank rewards on the following cards: 

    Click here to enroll your card with Shop with Points.

    Use Bank of America Unlimited Cash Rewards at Amazon

    The Bank of America® Unlimited Cash Rewards Credit Card is one of Business Insider's picks for the best Bank of America credit cards, and the only Bank of America credit card eligible to be enrolled in Shop with Points. It has a no-frills cash-back program that offers a value of 1 cent per point. 

    It's a no-annual-fee card and earns unlimited 1.5% cash back on all purchases. New cardholders can earn $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days from account opening. 

    Once your card is enrolled with Shop with Points, you'll be able to view your eligible Bank of America point balance. 

    Click here to enroll your Bank of America® Unlimited Cash Rewards Credit Card with Shop with Points.

    How to apply points to Amazon purchases

    Once your rewards card has been linked to Amazon, you can apply points at check-out quite easily.

    Redeeming points at checkout

    First, navigate to your shopping cart page and click "Proceed to checkout." Under the "Payment method" section, select your rewards credit card if it isn't the default form of payment designated in your account. When you look through the list of connected credit and debit cards, you'll see eligible rewards cards with the value of your points in Amazon credit listed below them. 

    Adjusting points used for each purchase

    Select the card you want to use, then use the text field to enter the number of points you want to use toward your total balance. If you're participating in one of Amazon's frequent promotions for American Express Membership Rewards or Chase Ultimate Rewards, you can often trigger your discount or promotional cash back by paying with a single point. 

    Maximizing the value of points on Amazon

    As mentioned several times, you'll rarely get good value from using your points on Amazon purchases. There are a few exceptions, such as when Amazon offers a generous discount or cash back from using a small number of points toward your purchases. 

    The best way to determine the value of your points is by comparing them against Business Insider's valuations. Our credit card experts have carefully calculated the value of each rewards system so you can tell if you're getting a good, mediocre, or poor deal on your exchange. 

    Conclusion

    There are several options for smart shopping with credit card points on Amazon. Just keep an eye on each transaction to ensure that you're getting the best value. And at all costs, make sure you don't end up paying for your entire purchase with points by default. 

    Shop With Points at Amazon frequently asked questions

    Which credit cards allow you to use points on Amazon?

    Many major credit cards with rewards programs, such as those from American Express, Chase, and Citi, allow you to use points for Amazon purchases.

    How do I link my credit card rewards account to Amazon?

    From your account on the Amazon website, navigate to "Accounts & Lists", then "My Payments", and follow the prompts to connect your credit card. An eligible card with convertible points will automatically offer the option to pay with points at checkout. You can choose how many points to use. 

    Can I use points to cover the entire purchase amount on Amazon?

    Yes, you can use points to cover the full cost of eligible purchases, or use a combination of points and another payment method.

    Is it always a good value to use credit card points on Amazon?

    The value of using points on Amazon can vary. It's important to compare the redemption value of using points on Amazon to other redemption options available through your credit card rewards program.

    Can I use points for all items on Amazon?

    Most items sold directly by Amazon and fulfilled by Amazon are eligible for purchase with points, but there may be restrictions on some products or categories.

    Is Amazon Shop With Points a good deal?

    Paying with points at Amazon is almost never as good a deal as other redemptions. You won't receive outsized value for your rewards, and the return rate you'll get is significantly below what you can expect if you use them for travel. A big exception is the aforementioned promotions that offer a significant discount for using just a single point.

    What's the best card for shopping on Amazon?

    The best credit card for shopping on Amazon depends on the types of rewards you want to earn. For many folks, it's better to focus on cash-back credit cards where your rewards will go further towards offsetting your cart. The best credit cards for Amazon purchases include the Prime Visa, Citi® Double Cash Card, and Blue Cash Everyday® Card from American Express.

    How do I find discount promotions for using points at Amazon?

    Amazon promotional discounts for shopping with points usually come to your email. You can also search online for discounts using a specific rewards currency. These offers are usually targeted, so if you haven't received an email with a link to enroll, you may be out of luck.

    Read the original article on Business Insider
  • 163 House Democrats voted to protect Mike Johnson from MTG’s ouster effort

    House Minority Leader Hakeem Jeffries and Speaker Mike Johnson
    Most Democrats, led by House Minority Leader Hakeem Jeffries, voted to table MTG's bid to oust Speaker Mike Johnson.

    • MTG's bid to oust Speaker Mike Johnson failed, thanks in large part to Democrats.
    • Democratic leadership previously said they would oppose her effort in order to avoid chaos.
    • Nonetheless, plenty of Democrats — mostly progressives — did not vote to save Johnson.

    House Speaker Mike Johnson survived an effort to oust him from the speaker's chair — thanks in large part to the support of House Democrats.

    On Wednesday, the House voted to table Rep. Marjorie Taylor Greene's motion to vacate, with a majority of Republicans and Democrats voting in favor.

    Overall, the vote tally was 359-43, with seven Democrats voting "present."

    The vote came as something of a surprise — Greene had seemingly backed off from the threat on Tuesday, only to make a surprise bid to oust Johnson on Thursday.

    Greene's effort had long been expected to fail after House Democratic leaders announced that they would vote to table her motion to vacate.

    While most Democrats sided with their leadership, several of them did not, arguing that Johnson's brand of politics should not be affirmed and that their party should have extracted more concessions in exchange.

    "It's important to send a very clear message that Mike Johnson is an extremist," Rep. Alexandria Ocasio-Cortez of New York told reporters on Tuesday. "This is not a decision that is just an easy giveaway."

    It is unclear whether Greene will continue to force votes on ousting Johnson.

    This story will be updated with a full list when it becomes available via the House Clerk.

    Read the original article on Business Insider
  • These 11 House Republicans voted to advance MTG’s bid to oust Mike Johnson

    Reps. Marjorie Taylor Greene and Thomas Massie at a press conference on their bid to oust Johnson last week.
    Reps. Marjorie Taylor Greene and Thomas Massie at a press conference on their bid to oust Johnson last week.

    • Marjorie Taylor Greene's effort to oust Speaker Mike Johnson has officially failed.
    • But 11 House Republicans voted to at least allow debate on the matter.
    • Most lawmakers who voted with Greene were Democrats who are opposed to Johnson's politics.

    Rep. Marjorie Taylor Greene's effort to boot Speaker Mike Johnson has officially failed after the House voted by a 359-43 margin to table the Georgia Republican's motion to vacate on Wednesday.

    Several Republicans sided with Greene, voting against a procedural vote to table her motion. Basically, they voted to allow a debate on Greene's effort rather than simply quashing it.

    Just two other Republicans — Reps. Thomas Massie of Kentucky and Paul Gosar of Arizona — officially cosponsored her resolution.

    Seven Democrats voted "present."

    Greene's move was somewhat of a surprise, with the congresswoman forcing the vote just one day after seemingly backing off of her threat.

    The far-right congresswoman's effort was long expected to fail, given Democratic leaders' decision to vote to table the motion. Several Democrats voted with Greene or voted "present," citing their opposition to Johnson's politics and their belief that Democrats should have asked for more in exchange for their votes.

    "I'm not going to support MTG's silliness, but I don't want to support the most homophobic speaker in American history," Democratic Rep. Mark Pocan previously told BI, referencing Johnson's opposition to LGBTQ+ rights.

    It remains unclear whether Greene will continue to force votes on ousting Johnson.

    Here are the 11 House Republicans who voted to advance the effort to oust Johnson:

    • Andy Biggs of Arizona
    • Eric Burlison of Missouri
    • Eli Crane of Arizona
    • Warren Davidson of Ohio
    • Marjorie Taylor Greene of Georgia
    • Paul Gosar of Arizona
    • Thomas Massie of Kentucky
    • Alex Mooney of West Virginia
    • Barry Moore of Alabama
    • Chip Roy of Texas
    • Victoria Spartz of Indiana
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  • Nikki Haley won nearly 130,000 votes in the Indiana GOP primary. Here’s what that means for Trump ahead of the general election.

    Nikki Haley
    Nikki Haley.

    • Donald Trump is on cruise control to formally win the GOP presidential nomination in Milwaukee.
    • But ex-UN Ambassador Nikki Haley continues to rack up votes despite her March exit from the primary.
    • Across the country, there's been a notable bloc of GOP primary voters who aren't backing Trump.

    Indiana, which catapulted the political careers of conservatives like former vice presidents Mike Pence and Dan Quayle, is one of the most Republican states in the country.

    Since 1940, the state has voted for the Republican presidential nominee in every election except for 1964 and 2008. And former President Donald Trump is virtually assured of winning the state this November, as he also did in 2016 and 2020.

    But an interesting thing happened on Tuesday: Trump won the GOP presidential primary, but former UN Ambassador Nikki Haley still won over 20 percent of the vote, despite her March exit from the race.

    With nearly all precincts reporting their results, Trump earned 461,663 votes (78.3 percent) to Haley's 128,168 votes (21.7 percent).

    Similar to results in states like Virginia and North Carolina, Trump performed strongly in Indiana's rural counties. However, the former president still has a suburban problem, as evidenced by his numbers in the Indianapolis area, with many moderates and GOP-leaning independents continuing to be leery of his 2024 candidacy.

    In Marion County — which is consolidated with Indianapolis and is the most populous jurisdiction in the state with more than 965,000 residents — Trump only beat Haley by 30 points (65 percent to 35 percent).

    That's a significant drop-off from Trump's nearly 57-point statewide margin, and it's especially notable since the former president has been the presumptive nominee for weeks.

    And in suburban Hamilton County, a longtime GOP stronghold which has seen its Democratic vote share soar in recent years, Trump only won by 32 points (66 percent to 34 percent).

    In the general election, Biden is favored to win Marion, a county that he carried by a 63 percent to 34 percent margin over Trump in 2020. Meanwhile, Hamilton County will be more of a battleground, as Trump only won it by seven points (52 percent to 45 percent) that year.

    So while Trump might see the Indiana victory as a mere formality ahead of the RNC convention in Milwaukee, the national suburban trend is a glaring sign for the former president in an election where the margins are expected to be close in the key battleground states.

    While Indiana may be safely Republican in November, suburban voters in Hamilton County will likely vote in a similar manner to other marginally-Republican and swing jurisdictions that will decide the election.

    Trump has sought to tout his economic message to these sorts of voters, an area where he has found success in poll after poll. But many suburban voters are also concerned about issues like the preservation of democracy, abortion rights, and environmental policy, which all strongly favor Biden.

    And it could give the ex-president a good deal of trouble, especially if he doesn't court Haley's voters ahead of the fall election.

    Read the original article on Business Insider
  • See the campus protests over the last 6 decades that dwarf the Gaza protests in size and disorder

    A group of women demonstrate against the Vietnam War on the campus of University of California Berkeley holding a sign that says "Get out of Vietnam"
    A group of women demonstrate against the Vietnam War on the campus of University of California Berkeley.

    • Demonstrations against Israel's war in Gaza have rocked college campuses across the US.
    • Over 2,500 arrests have been made as police and university administrators crack down on protesters.
    • The widespread activism bears similarities to past student movements — but also key differences.

    Waves of protests against the seven-month Israel-Hamas war are roiling college campuses across the US, with students setting up encampments on central quads and taking over academic halls.

    Law enforcement and university administrators attempted to quell the disorder, shutting down encampments and conducting mass arrests.

    As of Monday, more than 2,500 people have been arrested or detained in connection to the protests, according to data collected by The New York Times.

    The recent spread of student activism has led some to compare it to major student movements over the Vietnam War and South African apartheid.

    While the recent demonstrations are still ongoing after several weeks, they are still far from the scale and disorder of movements in recent decades.

    Protesting Israel's war in Gaza
    Pro-Palestinian students gather on the campus of Wayne State University
    Students gather on the campus of Wayne State University to protest Vice President Kamala Harris and the Biden administration's support for Israel during her visit to Detroit.

    On April 17, Columbia University's president, Nemat Shafik, was called before Congress after Republican lawmakers accused her of failing to address concerns of antisemitism on the school's campus.

    The same day, hundreds of Columbia students occupied the South Lawn to set up an encampment on campus, dubbed the "Gaza Solidarity Encampment," demanding that school administrators divest from businesses and investments in Israel and calling for a cease-fire in Gaza.

    The following day, New York City police descended upon the encampment, arresting more than 100 protesters, including Rep. Ilhan Omar's daughter.

    The arrests sparked similar demonstrations at dozens of colleges and universities nationwide, including the University of Texas Austin, the University of Southern California, and the University of Chicago.

    More than 34,000 Palestinians have been killed and over 80,000 injured in the Gaza Strip, according to an assessment by the United Nations. The UN report called the level of casualties "unprecedented and still mounting" in the seven months since Hamas militants attacked southern Israel on October 7.

    Experts say the devastation in Gaza left behind by the Israeli military is among the deadliest and most destructive in modern history, The Associated Press reported.

    "We haven't seen anything like this since 1945, since the Second World War — that intensity in such a short time, and the massive scale of destruction," Abdallah Al Dardari, regional director for Arab states at the UN Development Programme, said at a press conference.

    Student takeovers and canceled graduations
    Pro-Palestinian student protesters lock arms at the entrance to Hamilton Hall
    Student protesters lock arms at the entrance to Hamilton Hall on the campus of Columbia University in New York City.

    On April 30, dozens of protesters seized Columbia's Hamilton Hall, barricading the doors and hanging a banner reading "Free Palestine" from a window.

    They refused to leave until Columbia met their demands to divest from companies that do business with Israel, provide financial transparency on its holdings, and promise amnesty for protesters.

    NYPD officers carrying riot shields stormed the building, detaining dozens of protesters and clearing out the encampment.

    The academic building has a decades-long history of student occupation during demonstrations over the Vietnam War and the Civil Rights movement.

    Last week, protests at the University of California, Los Angeles, reached a breaking point after counterprotesters attacked a pro-Palestinian encampment with pepper spray and fireworks, prompting university administrators to call in law enforcement. After a tense, hourslong standoff, police in riot gear breached the encampment around 3 a.m. on May 2 and arrested more than 130 demonstrators.

    As tensions continue to escalate between student protesters, law enforcement, and school administrators, US colleges and universities brace for a turbulent conclusion to the school year, moving in-person classes to hybrid or online and increasing security measures at graduation.

    On Monday, Columbia canceled its university-wide commencement ceremony, opting for smaller, school-based ceremonies throughout the campus.

    The move comes after the University of Southern California also canceled its main graduation ceremony following backlash for canceling the commencement speech of its valedictorian, Asna Tabassum, who is Muslim and pro-Palestinian.

    Protesting US involvement in the Vietnam War
    People raise their fists in the air during a protest with a statue in the Boston Common seen in the background
    View of the large crowd that had gathered in front of the State House, at Boston Common, to protest the Kent State University shootings.

    While the recent Gaza protests drew inspiration from past student movements, there are also key differences between them, especially in historical context, size, and level of disruption.

    Five years after the US had entered the war in Vietnam, President Richard Nixon ordered US troops to invade northern Cambodia in 1970, expanding the US' already controversial role in the Vietnam War.

    The announcement, which Nixon made two days after he authorized the Cambodia incursion, sparked waves of outcry throughout the US, which later turned into the largest and most organized anti-war movement in US history.

    Anti-war sentiment on college campuses had already been brewing years before the invasion of Cambodia, but for many, it was the final straw. More than a million students from nearly 900 college campuses across the US participated in anti-war protests, boycotting classes, attacking ROTC facilities, and seizing academic buildings.

    By 1968, Students for a Democratic Society, a radical student activist organization in the US, had grown to more than 100,000 members nationwide, according to the Bill of Rights Institute.

    Student protesters at elite universities like Harvard, Yale, and Columbia condemned the expansion of the war, the draft, and the Nixon administration. In addition to campus protests, thousands of students held hunger strikes, teach-ins, and class walk-outs.

    Peace movement turned deadly
    Ohio National Guard servicemen carry firearms as they move in on rioting students amid clouds of tear gas
    Ohio National Guard moves in on rioting students at Kent State University in Kent, Ohio.

    The student protests at Kent State University in Ohio became a flashpoint of anti-war student protests. The day after Nixon announced the Cambodian campaign, hundreds of students gathered to denounce the war and clashed with local law enforcement.

    The Ohio National Guard was mobilized to the campus the next day to quell the disorder, but by the time they arrived, protesters had set fire to the school's ROTC building.

    A major protest was scheduled for May 4, 1970, and about 100 Guardsmen armed with military rifles were stationed to crack down on the demonstration. The event was initially peaceful, but after Ohio National Guard General Robert Canterbury ordered them to disperse, protesters began throwing rocks and shouting at the soldiers.

    The Guardsmen fired tear gas in a bid to disperse the crowd of protesters but were eventually cornered against the enclosed football field nearby. In the span of 13 seconds, witnesses said the Guardsmen fired nearly 70 shots into the crowd. Four students were killed, and nine were injured.

    In a settlement with injured students and their families, the Ohio National Guard said some of the soldiers feared for their lives, and "hindsight suggests that another method would have resolved the confrontation."

    Less than two weeks after the Kent State shootings, students gathered at Jackson State College, a historically Black university in Mississippi, to protest a number of issues including the Vietnam War and racial discrimination. The demonstration escalated as student protesters and passersby threw rocks and bricks at responding law enforcement, and a civilian set a dump truck on fire.

    In 30 seconds, police discharged over 150 rounds at the crowd of protesters, killing two people — Jackson State junior Phillip L. Gibbs and high school senior James Earl Green. Twelve others were injured.

    Rep. Ilhan Omar, whose daughter was arrested during the Gaza protests at Columbia, recalled the Kent State shootings on the 54th anniversary of the tragedy.

    "We can't silence those expressing dissent, no matter how uncomfortable their protests may be to those in power," Omar wrote in a social media post.

    'Biden's Vietnam'
    US President Joe Biden speaks from the Roosevelt Room of the White House
    US President Joe Biden speaks from the Roosevelt Room of the White House about the ongoing protests on US college campuses.

    US President Joe Biden addressed the ongoing student protests last week, saying they "put to the test two fundamental American principles": the freedom of speech and the rule of law.

    "Dissent is essential to democracy," Biden said in his Thursday remarks. "But dissent must never lead to disorder or to denying the rights of others so students can finish the semester and their college education."

    "There's the right to protest but not the right to cause chaos," the president added.

    The chaos and violence erupting at some university protests have prompted some progressive lawmakers to liken it to the deadly police crackdowns on anti-Vietnam War demonstrations.

    Sen. Bernie Sanders said the president's contradictory Israel policy and response to the student protests "may be Biden's Vietnam."

    Protesting South African apartheid
    Several thousand students jam into Sproul Plaza on the University of California Berkeley campus
    Several thousand students jam into Sproul Plaza on the University of California Berkeley campus protesting the university's business ties with apartheid South Africa.

    While the Vietnam War and now Israel's war in Gaza have left Americans divided on the US involvement in both, the anti-apartheid movement in the 1980s was less polarizing in comparison.

    In the 1970s, progressives in Western democracies openly denounced South Africa's oppressive system of racial segregation under its apartheid regime. However, given South Africa's strategic and economic importance to Western powers, world leaders hesitated to completely sever ties with South Africa, sparking anti-apartheid demonstrations at a grassroots level.

    In the US, student protesters pressured administrators to divest from businesses that supported the South African apartheid by boycotting classes and organizing marches and rallies. They occupied campus buildings, including Columbia's Hamilton Hall in 1985, where 150 students occupied and renamed it "Mandela Hall" after apartheid opposition leader Nelson Mandela.

    Divestment from campus to Congress
    Yale University seniors hold up signs urging the university to divest from South Africa
    Yale University seniors hold up signs urging the university to divest from South Africa during their graduation ceremony in New Haven, Connecticut.

    As a result of community-driven efforts on US college campuses, 155 universities eventually divested from companies with ties to South Africa. The US government followed suit in 1986 when Congress imposed sanctions on South Africa and enacted a divestment policy.

    The calls to divest from South Africa-tied businesses echo the demands of Gaza protesters, who want their universities to stop doing business with companies supporting Israel.

    But public opinion on the Israel-Hamas conflict is not as aligned as it was on apartheid four decades ago, according to Pedro Noguera, who led student anti-apartheid protests at the University of California, Berkeley, in the 1980s.

    "It's really different because there was never a pro-apartheid group we had to contend with," Noguera, now a dean at the University of Southern California, told NPR in an interview. "There is a pro-Israel group, a pro-Zionist group. There are many Jewish faculty and students who see the protest as being antisemitic."

    "I don't see it that way, and I know many Jewish friends and colleagues who don't see it that way," he continued. "The other thing that was different is this group — the ones that have been building these encampments — don't seem to be doing a lot of educating and organizing. And so they're pretty small, and that makes them more easily isolated."

    Protesting against racial discrimination and segregation
    Black students marched through the Kansas University campus holding signs protesting a resolution against civil rights sit-ins
    Sixty Black students marched through the Kansas University campus in protest of a Big Eight student resolution against civil rights sit-in demonstrations.

    The 1960s saw massive demonstrations and activism nationwide against racial discrimination and segregation.

    The civil-rights movement, which lasted from the late 1940s to the late 1960s, was characterized by historic nonviolent demonstrations that ultimately led to the enactment of federal laws guaranteeing equal rights for Black Americans.

    On college campuses, students demanded racial equity in practices throughout the university, including fair admissions practices, more people of color among faculty, and a diverse curriculum.

    Integrated groups of Black and white protesters took over segregated lunch counters and "whites only" cafeterias. Law enforcement was called to respond to the sit-ins but couldn't detain the protesters since they remained peaceful.

    Seizing Hamilton Hall
    Civil rights leader H. Rap Brown converses with the crowd outside the student-occupied Hamilton Hall on the Columbia University campus
    Civil rights leader H. Rap Brown converses with the crowd outside the student-occupied Hamilton Hall on the Columbia University campus in New York.

    During a demonstration at Columbia University in April 1968, students occupied Hamilton Hall in protest of the Vietnam War and the university's plans to build a gym in a park that borders Harlem, mockingly referred to as "Gym Crow."

    More than 80 Black protesters remained in the building and refused to negotiate with university administrators, transforming the building into living quarters and renaming it the "Malcolm X Liberation College."

    A week later, nearly 1,000 police officers arrived on Columbia's campus to disperse the demonstrations. The 86 protesters occupying Hamilton Hall peacefully surrendered, but others violently clashed with officers trying to clear out buildings.

    More than 700 arrests were made — one of the largest mass detentions in New York City history.

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