Top ASX shares to buy with $10,000 in 2026

2026 is off to a flying start where ASX shares are concerned. Since the beginning of January, the S&P/ASX 200 Index (ASX: XJO) has gained a rosy 5.1%, and has hit several new all-time record highs along the way. But just because markets are at all-time highs doesn’t mean we shouldn’t be thinking about buying more.

After all, the markets go up far more often than they go down. And, seeing as the ASX 200 has never failed to exceed a previous all-time high in its long history, logic dictates that we shouldn’t just buy shares when there is a rare stock market correction or crash. Even if these events are often the best opportunities to buy top-quality shares at cheap prices.

With that in mind, let’s discuss a few ASX shares that I would buy in 2026 if I stumbled onto a $10,000 windfall.

3 top ASX shares to buy with $10,000 in 2026

First up is MFF Capital Investments Ltd (ASX: MFF). MFF is a listed investment company (LIC) that specialises in buying high-quality US stocks at cheap prices. It takes a Buffett-esque long-term approach in this endeavour, with many of its largest holdings owned for many years. These include the likes of Amazon, Alphabet, Mastercard, Visa and American Express.

MFF has a long history of delivering solid performance for its investors, and has one of the best dividend growth track records around. I’d happily buy more of MFF with that $10,000.

I would also take a look at Washington H. Soul Pattinson and Co Ltd (ASX: SOL). Soul Patts is a diversified investing house that owns and manages a vast underlying portfolio of assets on behalf of its shareholders. These assets are mostly high-quality ASX shares, but also include property, private credit and other investments. Soul Patts has a long history of delivering market-beating returns and has delivered decades of consistent dividend growth for its shareholders.

If you’re still not convinced MFF or Soul Patts is a good choice for our $10,000, a final choice to consider is TechnologyOne Ltd (ASX: TNE). This ASX tech stock has been growing at breakneck speed for years. Last November, it reported earnings per share (EPS) growth of 16%, profit growth of 17% and a whopping 55% surge in free cash flow.

Understandably, this stock has long traded at a very expensive valuation. But TechnologyOne has been caught up in the software scare that has hit global markets in recent weeks and is down considerably from last year’s record highs. Although this top ASX share has rebounded since the new 52-week low we saw earlier this month, it is still worthy of a look if you’re looking for a top stock to put that $10,000 in.

The post Top ASX shares to buy with $10,000 in 2026 appeared first on The Motley Fool Australia.

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• Why ASX tech shares still deserve a place in your portfolio in 2026
• 1 Australian stock I’d buy on any dip

American Express is an advertising partner of Motley Fool Money. Motley Fool contributor Sebastian Bowen has positions in Alphabet, Amazon, American Express, Mastercard, Mff Capital Investments, Visa, and Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, Amazon, Mastercard, Technology One, Visa, and Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia has positions in and has recommended Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia has recommended Alphabet, Amazon, Mastercard, Mff Capital Investments, Technology One, and Visa. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.