Why experts think this ASX bank share can rise 58% in a year!

A businesswoman in a suit and holding a briefcase marches higher as she steps from one stack of coins to the next.

The ASX bank share Judo Capital Holdings Ltd (ASX: JDO) could be one of the most exciting names to own in the sector, according to expert views.

After a rapid fall of the Judo share price over the last couple of months, as the chart below shows, this could be a contrarian and effective time to invest.

How bullish are analysts?

There have been seven top analysts who have given an opinion on Judo shares in the last three months, according to CMC Invest.

Of those seven ratings, all seven of them currently rate the ASX bank share as a buy.

A price target tells investors where experts think the share price will be in the next 12 months.

The average price target for those seven optimistic analyst views is $2.28, suggesting a possible 58% rise in the next year (at the time of writing).

That’s just an average view of all the analysts – the lowest price target is $2.05, which suggests a possible rise of 42%. The most optimistic price target is $2.50, implying a potential 73% increase in the next year.

How fast is the ASX bank share growing?

The business is rapidly growing, which could help justify the Judo share price rise in the coming years, though volatility could persist in the short term.

In the first six months to 31 December 2025, Judo’s gross loans and acceptances (GLA) rose 15% year over year to $13.4 billion, while deposits increased 21% to $10.9 billion.

Judo highlighted that it delivered continued above-system growth, which essentially means it’s gaining market share.

The profitability of its lending, as measured by the net interest margin (NIM), grew 22 basis points (0.22%) year over year to 3.03%, though it was flat compared to the second half of FY25.

All of those positive numbers led to good, profitable growth numbers for the ASX bank share. The profit before tax (PBT) rose 53% to $86.5 million, and statutory net profit grew 46% year over year to $59.9 million.

Pleasingly, the return on equity (ROE) is regularly improving, which tells investors how much profit it’s making on the retained shareholder money within the business. A growing ROE suggests that further scaling of the business will lead to even stronger profitability at the business.

Its ROE was 5.1% in HY25, 5.5% in the second half of FY25, and 6.9% in the first half of FY26.

For FY26, the business is aiming for a PBT of between $180 million and $190 million, suggesting another good year of profit growth for the bank.

Further profit improvement is expected by the business as it reaches ‘at scale’ – ROE is expected to reach low to mid-teen ROE, while its cost-to-income (CTI) ratio is expected to improve from less than 50% in FY26 to “approaching 30%” in the long term.

Overall, the ASX bank share has a very promising future, and it could be one to watch.

The post Why experts think this ASX bank share can rise 58% in a year! appeared first on The Motley Fool Australia.

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Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.