The Resimac Group Ltd (ASX: RMC) share price is in focus after the lender reported an 18% rise in normalised operating profit and a 26% lift in normalised NPAT for FY26.
What did Resimac Group report?
- Normalised operating profit before impairment expense and tax grew 18% to $92.9 million.
- Normalised NPAT rose 26% to $49.9 million; statutory NPAT climbed 42% to $49.2 million.
- Assets under management (AUM) increased 4% to $16.5 billion, with home loans up 10% to $14.7 billion and asset finance up 7% to $1.5 billion.
- Origination volumes rose 16% to $6.7 billion, while application volumes jumped 17% to $10.5 billion.
- Cost to income ratio improved by 60 basis points to 53.0%.
- Fully franked final dividend of 6.0 cents per share, bringing total FY26 dividends (including a special) to 19.0 cents.
What else do investors need to know?
Resimac’s group net interest margin increased 5 basis points to 1.59%, helped by improved funding economics and stronger asset finance margins. The home loan margin remained steady despite a competitive lending environment.
The company’s disciplined management reduced impairment expenses by 5% to $21.4 million, reflecting stable credit quality and improved recoveries. Strategic investments in people and technology supported higher operating income as the Group focused on scalable foundations for long-term growth.
The board declared a fully franked final dividend of 6.0 cents per share, up 2.5 cents on the prior year. Together with the interim and special dividends, the total payout rose 43% year-on-year, reflecting Resimac’s commitment to balanced capital returns and growth.
What did Resimac Group management say?
Pete Lirantzis, Chief Executive Officer, said:
FY26 was a year of stronger earnings, disciplined growth and improved returns. We grew operating profit, expanded margins, maintained strong credit quality and increased shareholder returns while continuing to invest in the foundations of future growth.
What’s next for Resimac Group?
Looking ahead to FY27, Resimac is aiming to cement its position as the ‘Home of Intelligent Lending’ by deepening customer engagement, leveraging technology, and supporting brokers to deliver better outcomes for borrowers.
The company is focused on sustainable home loan growth and higher risk-adjusted returns in asset finance. Management believes recent operational and technology investments will drive resilience, scalability, and long-term value for shareholders.
Resimac Group share price snapshot
Over the past 12 months, Resmiac Group shares have declined 13%, trailing the All Ordinaries Index (ASX: XAO), which has risen 1% over the same period.
The post Resimac Group FY26 earnings: Profit grows and dividends increase appeared first on The Motley Fool Australia.
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