Broker Shaw and Partners recently held an Emerging Financial Companies Conference, during which several ASX-listed companies presented their outlooks.
I’ve had a look at the broker notes for two, which the Shaw and Partners team think could appreciate well over the next 12 months.
Let’s have a look at the companies they are tipping for strong share price gains.
Credit Clear Ltd (ASX: CCR)
Credit Clear offers a customer intelligence and accounts receivable platform and has clients including Toyota Finance, Suncorp Group Ltd (ASX: SUN), and Bendigo and Adelaide Bank Ltd (ASX: BEN).
Shaw and Partners said Credit Clear reiterated FY26 guidance of $9.5 to $10.5 million in EBITDA during its presentation.
They said the company has a strong economic moat and a large potential runway.
Shaw and Partners added:
CCR provides a highly regulated service in debt resolution and receivables management to Tier 1 utilities, financial firms, government entities and leisure companies. CCR has 10 years of data across numerous industries and dozens of clients to train its next-best-action AI debt resolution system. This is difficult for competitors to replicate. CCR is gaining share in the Australian market for commission-based debt resolution from a base of about 10% of industry revenue. Tier 1 client retention is about 95%.
The Shaw research note added that Credit Clear has a solid footprint in the UK and New Zealand and an emerging presence in the US and Canada.
They also noted that the company was working on an artificial recoveries platform to automate some processes, while noting that “debt recovery from consumers is generally highly regulated, and in many instances must involve human intervention”.
Shaw and Partners has a price target of 40 cents on Credit Clear shares compared with 23 cents currently.
Pioneer Credit Ltd (ASX: PNC)
Pioneer Credit also operates in the debt recovery sector.
Shaw and Partners said the company reiterated its full-year net profit guidance of more than $23 million.
The company also “re-iterated that FY26 cash collections are in growth and further cash growth is expected in FY27”.
Shaw said that Pioneer indicated that the industry was now returning to a growth phase.
Over the last few years the debt recovery industry suffered from subdued supply in part due to very low interest rates and regulatory oversight inhibiting banks from selling debt. PNC observes now that banks are returning to the market in force.
One example was Westpac Banking Corp (ASX: WBC), which Shaw estimated could be inventorying nearly $2 billion of aged debt, which had been “written off but not resolved”.
Shaw estimated that winning its share of that debt could be worth 30 cents a share to Pioneer alone.
Shaw also said Pioneer benefits from being in a strong market position.
As they said:
In recent years competition has thinned such that the large end of the market, PNC operates in a duopoly. PNC is benefitting from panel deselection of competitors and its status as preferred counterparty due to its compliance record.
Shaw and Partners has a price target of $1 on Pioneer shares compared with 60 cents currently.
Pioneer Credit is valued at $96.4 million.
The post These two ASX financial services companies could both jump more than 50% Shaw and Partners says appeared first on The Motley Fool Australia.
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Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Bendigo And Adelaide Bank. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.