Author: openjargon

  • Here are the restaurants that raised menu prices in California, from Chick-fil-A to McDonald’s

    Lexington, Minnesota, Now hiring sign at McDonalds, July 2021
    California franchisees who run restaurants from McDonald's to Vitality Bowls have passed higher wage costs to consumers.

    • Some restaurant chains and franchisees have increased prices in California to cover a new pay law there.
    • Restaurants from Starbucks to Chipotle have marked up menu prices since the law took effect on April 1.
    • Other chains have found alternatives to offset the higher wage costs.

    Many fast food workers in California have been taking home more money since April 1, when the state's minimum wage for those workers went to $20 an hour.

    But restaurant owners, eager to protect profits, have raised the menu prices that consumers pay to help offset the cost.

    Often, fast-food joints are operated by franchisees — business owners who run a small group of stores and pay a company like McDonald's for the right to do so. That means that individual franchisees may choose to pass on the higher pay costs, while others don't.

    California's new law applies to chains with at least 60 "limited-service" locations in the US — that is, restaurants where customers order and pay for their food before getting it instead of sitting down and being waited on.

    But even before the new law, fast food already had an affordability problem.

    Indeed, some restaurant operators say they've already raised prices more than usual over the last year or two in response to inflation and are worried that another round of increases would scare off customers. One Burger franchisee told BI that he's instead installing ordering kiosks at his restaurants to save money on wages.

    Lynsi Snyder, the president and third-generation owner of In-N-Out, told NBC's "Today" earlier this month that she pushed to limit menu price increases in response to both higher wages as well as general inflation.

    "I was sitting in VP meetings going toe-to-toe, saying, 'We can't raise the prices that much, we can't,'" she told "Today." "When everyone else was taking jumps, we weren't."

    Here are the restaurants — and specific franchisees — who have decided to raise menu prices since California's new minimum age kicked in:

    McDonald's: Scott Rodrick, who owns 18 Northern California McDonald's restaurants, said he would raise prices. He was also considering changing his stores' hours and postponing planned dining room renovations to save money.

    Individual franchisees make their own decision about increasing prices, the company told The Los Angeles Times.

    Burger King: Burger King restaurants in California raised prices by 2%, according to a report from Kalinowski Equity Research that examined prices at several fast food chains in the state before and after April 1.

    Chipotle: Prices at the Mexican grill chain rose 7.5% in California after the law took effect, per the Kalinowski report. Company executives confirmed this on a late April earnings call, saying that the company increased prices between 6% and 7% at its restaurants in the state versus one year earlier.

    Wendy's: Menu prices at Wendy's rose 8% in California, according to Kalinowski.

    Starbucks: Beverages at Starbucks' California stores were 50 cents more expensive after April 1, BI reported after the law took effect. The Seattle-based coffee chain's California stores raised by 7%, according to Kalinowski.

    Taco Bell: Menu prices rose 3% after the new wage law took effect, Kalinowski found.

    Fatburger: Marcus Walberg, whose family runs four Fatburger franchises in Los Angeles, told BI in January that he was planning to raise prices between 8% and 10% in response to the new wage law. He also planned to cut PTO for employees and freeze hiring, he said.

    Vitality Bowls: Brian Hom, the franchisee in charge of two Vitality Bowls locations in San Jose, increased prices between 5% and 10% after the law took effect, he told BI. He has also stopped hiring and reduced the number of workers on duty per shift.

    Chick-fil-A: Prices rose 10.6% between mid-February and mid-April, according to data from Gordon Haskett.

    Shake Shack: The burger chain hiked prices 7.7% in California between mid-February and mid-April, Gordon Haskett found.

    Do you work at a fast food restaurant and have a story idea to share? Reach out to this reporter at abitter@businessinsider.com

    Read the original article on Business Insider
  • US vs. Chinese aircraft carriers: How the world’s top flattops stack up

    A composite image shows a top-down view of the flight decks of the US Navy's first-in-class USS Gerald R. Ford and China's third aircraft carrier, the Fujian.
    A composite image shows a top-down view of the flight decks of the US Navy's first-in-class USS Gerald R. Ford and China's third aircraft carrier, the Fujian.

    • China's most advanced aircraft carrier set sail for sea trials in early May.
    • It boasts electromagnetic catapults capable of launching the modern air wing China hopes to build.
    • Here's how this ambitious ship and its predecessors compare to US aircraft carriers. 

    On May 1, China's newest aircraft carrier left its berth in Shanghai under its own power for its first-ever sea trial, which lasted eight days.

    Known as the Fujian, the carrier, the sole vessel of China's Type 003-class, is a completely new design compared to China's previous carriers, and is a symbol of China's ever-expanding naval ambitions.

    With a displacement of over 80,000 tons, it is also the closest thing to a direct rival to US Navy aircraft carriers, which have long been regarded as the masters of the seas.

    With vessels from follow-on classes expected, Fujian represents the latest evolution in China's carrier program, which, despite its scale and the impressive speed at which it has developed, has been regarded as lacking overall strength and capability compared to those of the US Navy.

    China looks to have built a formidable warship in the Fujian, a centerpiece of its effort to design a modern carrier air wing. But a review of its capabilities shows it lacks some key advantages of the newest class of US supercarriers and also the infrastructure demanded by far-flung operations, possibly tethering its operations near China's mainland.

    Liaoning and Shandong

    Aircraft carrier Liaoning sets out for sea trials at Dalian shipyard with the help of towboats.
    Aircraft carrier Liaoning set out for sea trials at Dalian shipyard with the help of tugboats.

    With construction beginning around 2017, Fujian is the third aircraft carrier China has built for the People's Liberation Army Navy (PLAN). The first two carriers, the Type 001-class Liaoning and Type 002-class Shandong, were commissioned in 2012 and 2017 respectively.

    Liaoning and Shandong are both based on the Soviet-designed Kuznetsov-class. Liaoning itself was purchased as an incomplete hulk from Ukraine in 1998 for just $20 million under the pretense that it would be turned into a casino. It was instead towed to China and refitted for war.

    Both carriers were slightly modified from their original Soviet design to incorporate modern tech and enable more space for aircraft. Liaoning and Shandong's flight decks both measure about 1,000 feet in length, and while Liaoning displaces around 60,000 tons, Shandong displaces around 66,000 tons.

    Despite attempts at modernization, Liaoning's and Shandong's capabilities are limited by their employment of the short take-off, barrier-arrested recovery (STOBAR) system, which utilizes a ski-jump ramp at the bow to get jets airborne under their own power.

    This imposes limits on the weight of the jets at take-off, as they need to be light enough to lift off the deck under their own engines. Consequently, force multipliers like airborne early warning aircraft and dedicated aerial refueling aircraft cannot operate from Liaoning and Shandong.

    A J-15 fighter taking off from aircraft carrier Shandong
    A J-15 fighter takes off from aircraft carrier Shandong during the combat readiness patrol and military exercises around Taiwan.

    The air wings of the Liaoning and Shandong, which consist of 24 to 32 jets and 12 to 17 helicopters, respectively, are less than optimal for this setup, as the backbone of the wings, the J-15 fighter, is the heaviest carrier-borne aircraft in service. This means it has to carry a limited armament and fuel load, reducing its capabilities and combat range.

    Because of these severe limitations, some observers have looked at Liaoning and Shandong less as battle-ready warships and more as training platforms from which China can gain experience with carrier production and operations as it prepares to field a more advanced and capable design.

    China's latest carrier

    An aerial drone photo shows China's third aircraft carrier, the Fujian
    An aerial drone photo shows China's third aircraft carrier, the Fujian, during its maiden sea trials.

    Fujian appears to be that more advanced and capable design.

    Measuring 1,036 feet long and displacing over 80,000 tons, Fujian is larger than its predecessors. The most obvious advantage of its larger size is that it enables a larger airwing, which is believed to number approximately 60 aircraft.

    The most important upgrade on Fujian, though, is its employment of a catapult-assisted take-off barrier arrested recovery (CATOBAR) system, which uses a catapult to launch an aircraft off a carrier's deck. While the CATOBAR system isn't new, Fujian is one of only two carriers in the world equipped with electromagnetic catapults (EMALS), the other being the new USS Gerald R. Ford.

    An EMALS catapult enables Fujian to launch heavier aircraft than steam catapults, which means a more diverse air wing. China is currently developing a host of new carrier aircraft, including a catapult-launched variant of the J-15 known as the J-15S, a twin-seat electronic warfare variant known as the J-15D (similar to the EA-18 Growler), and a carrier-based airborne early warning and control (AEW&C) aircraft known as the KJ-600, which is almost identical in appearance to the US Navy's E-2 Hawkeye.

    China's third aircraft carrier, the Fujian, adorns colorful decorations during a launching ceremony at Jiangnan Shipyard.
    China's third aircraft carrier, the Fujian, was festooned with streamers during a launching ceremony at Jiangnan Shipyard.

    China is also in the process of developing a carrier variant of its unadopted J-35 stealth fighter for the PLAN.

    With three catapults on its deck, Fujian will have a higher sortie generation rate than its predecessors, as it will be able to catapult multiple aircraft into the sky within seconds of each launch. By comparison, Liaoning and Shandong can only launch one aircraft at a time off their ski-jump bows.

    Fujian's sea trial was meant to test the reliability and stability of its propulsion and electrical systems, according to the state-run Xinhua News Agency. The carrier has already passed its mooring trials and completed its outfitting, and reporting has suggested that the carrier will be commissioned in late 2025 or 2026.

    Nimitz and Ford classes

    Aircraft are seen flying in formation over the aircraft carrier USS George HW Bush
    Aircraft are seen flying in formation over USS George H.W. Bush, the last Nimitz-class carrier, during a training exercise.

    The US Navy's carrier fleet is currently made up of 11 carriers from two classes; the Nimitz-class, and the new Gerald R. Ford-class.

    The 10 flattops of the Nimitz class hardly need an introduction. Built between 1968 and 2006 and in commission since 1975, each carrier measures 1,092 feet long and displaces some 97,000 tons. All are nuclear-powered, meaning their range is virtually unlimited — constrained only by crew comfort and provision stores.

    Each ship is capable of carrying around 65 aircraft of varying types, including F/A-18 multirole fighters, EA-18G Growlers electronic warfare aircraft, E-2 AEW&C aircraft, C-2 Greyhound or MV-22 Osprey logistics/transport aircraft, and SH-60 helicopters.

    All Nimitz-class carriers utilize the CATOBAR system and are equipped with four steam catapults. However, only a few of the 10 carriers are able to operate F-35Cs the carrier-based variant of the F-35 only in service with the US Navy — as the F-35C requires retrofits to a carrier's maintenance spaces and weapons lockers.

    In 2017, the US Navy commissioned the USS Gerald R. Ford, the flagship of the successor class to the Nimitz. At 1,106 feet long and with a displacement of 100,000 tons, Ford is the largest warship ever built.

    It is also one of the most advanced, with 23 new technologies on board. This includes a new Dual Band Radar system, two newly designed A1B nuclear reactors (capable of generating almost three times more power than the reactors on the Nimitz class), and a new elevator system built and positioned for modern smart munitions.

    The most impressive upgrades may be its four EMALS catapults, which, thanks to their use of linear induction motors, have enabled the Ford to have a 33% increased sortie generation rate compared to the Nimitz-class. This measures the total number of aircraft the carrier can launch for missions in a day.

    Aircraft carrier USS Gerald R. Ford sails in the Adriatic Sea.
    Aircraft carrier USS Gerald R. Ford sails in the Adriatic Sea.

    There is also the Advanced Arresting Gear (AAG), which, in addition to handling the weight of a wider variety of aircraft, is capable of self-diagnosing problems and sending maintenance alerts. Carrier aircraft snag a tensioned cable on the angle deck with their tailhooks, rapidly slowing the aircraft to a stop; those that miss must lift off and circle around for another try.

    The sheer amount of new systems proved to a major headache for the Navy, as not all of them were functioning properly when the ship was launched. Consequently, the carrier didn't conduct its first deployment until 2022, five years after its commissioning.

    Two more Ford-class carriers, USS John F. Kennedy and USS Enterprise, are under construction. The fourth, the future USS Doris Miller is on order, with its first cut of steel ceremony occurring in 2021.

    At over 90% complete, Kennedy was originally expected to be delivered to the Navy in 2024, but is now planned to be delivered in 2025, whereupon it will join the Pacific Fleet. Enterprise's original delivery date of 2028 was likewise delayed to late 2029 or early 2030.

    As Ford is unable to support the F-35C, Kennedy will be the first Ford-class vessel to have the stealth fighters as part of its air wing. Ford itself is scheduled to receive the modifications to be able to do so after an overhaul in fiscal year 2025.

    How the flattops compare

    The first-in-class USS Gerald R. Ford and the Nimitz-class USS Dwight D. Eisenhower sail in formation in the Mediterranean Sea.
    The first-in-class USS Gerald R. Ford and the Nimitz-class USS Dwight D. Eisenhower sail in formation in the Mediterranean Sea.

    The speed and scale of the development of China's carrier fleet is astonishing, but its limitations are also important to note — especially when it is compared to the US Navy.

    At just 11 years old, China's carrier fleet is still quite nascent compared to the US Navy, which commissioned its first carrier over a century ago. Consequently, the US Navy has a wealth of carrier experience, including seasoned personnel and a training pipeline to impart lessons to new generations of sailors and naval aviators.

    In contrast, China has only a few years' worth of experience with carrier operations, has no historical or practical experience protecting carriers from anti-ship weaponry or enemy submarines, and has no experience operating naval AEW&C aircraft. Like its larger fleet, its carriers have no experience in combat.

    The experience issue is also relevant when it comes to development.

    China has no experience operating carrier catapults on its warships (though it did study carrier catapults when it purchased the decommissioned Australian carrier HMAS Melbourn from Canberra in 1985 under the guise of scrapping). Despite this, it has chosen to skip developing a steam catapult system in favor of an electromagnetic one. This is likely going to prove a difficult task; it took years to solve the problems with Ford's EMALS catapults, and since the US is the first and only other country that operates the novel system, China can't learn how to develop or operate such catapults from anyone else.

    The commissioning ceremony of the Shandong aircraft carrier
    The commissioning ceremony of the Shandong aircraft carrier is held at a naval port in Sanya, south China's Hainan Province.

    Another large limiting factor is the fact that all of China's carriers so far are conventionally powered, meaning their steam turbines are powered by fuel combustion. This means their ranges are much more limited as they will have to be refueled, something made more difficult by China's lack of a network of dedicated overseas naval bases like the US Navy's.

    Chinese-controlled ports along the so-called "String of Pearls" may provide locations for Chinese carriers to refuel, but they are unlikely to be able to provide other kinds of necessary support like aircraft maintenance, and may also be unable to be defensive safe havens as dedicated military bases would, as they are more oriented towards civilian use. China does have a force of replenishment ships, but they would require escorts for protection.

    The lack of nuclear reactors may also limit Fujian's sortie generation rate, as it is unknown how well its conventional steam turbines and diesel generators can generate the power for the EMALS catapults and the rest of the ship's systems.

    "China is making progress, but it is slow and still lags the US considerably," Timothy Heath, a senior defense researcher at the RAND Corporation, told Business Insider. Heath noted in particular that China's carriers "rarely attempt to operate aircraft in blue water (outside the range of landing unrefueled aircraft to a divert airfield on land)" and that their overall sortie numbers are much smaller — about a dozen a day compared to 170 by the US.

    China's third aircraft carrier, the Fujian, docks in Shanghai with a Chinese flag seen in the foreground.
    China's third aircraft carrier, the Fujian, docks in Shanghai with a Chinese flag seen in the foreground.

    Nonetheless, Heath said the launching of the Fujian "shows clear ambitions to operate carriers at long range and this would overcome at least some of the issues of lack of bases and fuel."

    China's continued investment in its carrier program, the progress it has made in naval aviation so far, and Fujian's size and sophistication indicate that China's commitment to a long-range and battle-ready carrier fleet is real and will only bear more results going forward.

    "This will take years of practice and training to eventually overcome, but the Fujian gives China the ability to do so once they have mastered flight operations," Heath said.

    China plans to build a fleet of six carriers by the year 2035. A fourth carrier, the first of the presumably named Type 004-class, is reportedly in development, though Chinese officials have been quiet on its details, including whether it will be nuclear-powered.

    Benjamin Brimelow is a freelance journalist covering international military and defense issues. He holds a master's degree in Global Affairs with a concentration in international security from the Fletcher School of Law and Diplomacy. His work has appeared in Business Insider and the Modern War Institute at West Point.

    Read the original article on Business Insider
  • I dodged a 15% rent increase because of a new NYC housing protection law. Here’s how to know if it could save you money.

    A sign advertises an apartment for rent along a row of brownstone townhouses in the Fort Greene neighborhood in the Brooklyn borough of New York City.
    A sign advertises an apartment for rent along a row of brownstone townhouses in the Fort Greene neighborhood on June 24, 2016 in the Brooklyn borough of New York City.

    • My landlord tried to raise my rent by 15%, so I wrote an impassioned email.
    • A rent increase of that size is illegal for some buildings in NYC due to the new Good Cause Eviction law.
    • Not all units are covered, but the legislation could impact thousands of renters.

    It was lease renewal season in New York City, and I was crying in Central Park.

    My landlord had just emailed me that my rent was rising by 15%. I had been bracing myself for an increase — my neighbors told me they had seen hikes of around 6% — but this proposal was untenable. Of course, my situation wasn't unique; plenty of New Yorkers find themselves priced out of their apartments every year. Some never return.

    I called my best friend to tell him the news. His response: "How can that be legal?"

    The answer, it turns out, is that it no longer was legal. After an impassioned email — and a week of waiting — my landlord reversed course. They said my building was covered under the new Good Cause Eviction law, and my rent increase would instead be 8%.

    Of course, that is still a lot. But it is certainly cheaper than moving and was at least workable with my budget. As a New York City renter, I was shocked to learn that there was a law protecting me. New York City real estate is like the Wild West if it were incredibly overpriced, somehow even scarier, and full of sad little closets.

    "In our current housing market, landlords have an immense amount of power over our lives," Cea Weaver, the campaign coordinator of Housing Justice for All — a coalition that coordinated the campaign for Good Cause — told me.

    But Good Cause Eviction marks something that feels increasingly rare in today's rental landscape, where units are scarce and pricing feels like a free-for-all: Some protection for renters. While the law has its own caveats, its impact might be felt immediately for many New Yorkers — especially as summer rental season looms.

    "We have been fighting for good cause because we think it's really critical that landlords should have a good reason to raise the rent — and a good reason to push you out of your home," Weaver said.

    What is Good Cause Eviction?

    According to Ellen Davidson, a staff attorney at the Legal Aid Society who represents tenants, good cause eviction is meant to solve two key problems facing New York renters: large and unpredictable rent spikes and evictions.

    As Davidson told me, the law doesn't necessarily stop either of those practices but instead requires landlords to give reasons for them. In the case of an eviction, landlords need to have good cause — such as you haven't been paying rent, or their family member wants to move into the unit.

    Good Cause also has what's called the reasonable rent increase measure: Buildings covered under Good Cause have limits on how much landlords can raise rent. A reasonable increase is now either 5% plus the rate of overall inflation, or 10% — whichever comes out to be lower. That's why my 15% increase was now off the table with CPI hovering around 3.4%.

    How to know if your unit is protected under Good Cause

    Like many aspects of the New York City renting experience, Good Cause Eviction isn't completely straightforward. Not every building or unit is covered under the legislation.

    "There's a little bit of a maze when it comes to figuring out if good cause applies to you," Allia Mohamed, co-founder and CEO of leasing and landlord review platform openigloo, told me.

    For instance, buildings built after 2009 are exempt, as are ones where the landlord owns fewer than 10 units. If your apartment is rent-stabilized, it's also not covered. Co-ops and condos aren't covered, and neither are some buildings where the landlord lives on the premises. Mohamed's platform, openigloo, has a good rundown of the carve-outs — and the platform also has badges for buildings that are covered, if you want to search yours, like I did.

    With those carveouts, the new law might still not be enough to truly move the needle on broader rental costs.

    "The final version cut out a lot of people, so it still remains to be seen on whether or not it will change market behavior, but it still will cover 500,000 households," Weaver said.

    Per Mohamed and openigloo's data analysis, a good chunk of buildings in ultra-pricey Manhattan are covered under the new law.

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    But while the picture may look bleaker for more residential outer boroughs, Mohamed notes that the shares are skewed by more buildings being single-family homes. By extrapolating that 55% of units in those boroughs are likely covered — since that's the percentage of units across the city that are not regulated — Mohamed estimates that around 93% of units in the Bronx and 46% in Brooklyn are covered.

    While determining whether you're covered right now may seem like a bit of guesswork, that should be cleared up soon.

    "There is a disclosure requirement that landlords need to give to their renters if good cause applies to them, but they have four months to catch up with the disclosure requirements," Mohamed said. "So there is a bit of this window right now in New York City where landlords are not obligated to tell tenants yet, but good cause has gone into effect already."

    For renters on the summer cycle, that's both good and bad news: The law applies to you, but, like me, you might have to seek it out. Landlords don't have to start those disclosures until August 20th.

    What to do if your rent is way too high

    If you receive a shocking rent increase, take some deep breaths — and also feel free to cry it out in Central Park. Then, go and check if your building is covered. If it is, a rental increase above 10% isn't necessarily illegal, but it requires more explanation.

    Under the new legislation, landlords can try to raise rent above that standard, but "they have to actually talk to their tenants and tell them why they're increasing the rent," according to Davidson. It could be that your landlord had to install a new roof or boiler or put other money into the building that could merit an increase.

    But if talking through the increase fails, renters can then do a few things. Of course, going to court may be daunting — and a particular strain for New Yorkers who don't have the time or resources to prepare for a battle. Sometimes, a well-articulated email communicating that you know your rights can do the trick, Mohamed said.

    "Usually all that it takes is just sending a quick email and saying, 'Hey, I'm a bit surprised by this 15% increase. I was under the impression that this building falls under the good cause eviction umbrella. Let me know the next steps before I flag this to the city or to my attorney or to whomever,'" she said. After all, many landlords may want to avoid the costs of a court battle.

    In my case, a long email resulted in my rent increase going down. But I also have the resources to know the economic landscape of the city and the country — I am, in fact, an economics reporter. English is also my first language, unlike other renters in the city, again giving me a leg up in pushing back. But for some, court may have to be the way to go.

    "The way to challenge it is to either not sign the lease and then get taken to court for not signing your lease and then defend saying, 'this increase is too high,' or to pay the old amount and not the new amount, get taken to court for a nonpayment case and defend that the rent is too high," Davidson said.

    That might still mean a power balance weighted against renters — and one that requires further action.

    "What people need to know is that you have these rights and the best way to enforce them is if you're collectively working with your neighbors," Weaver said.

    It's a power-in-numbers situation: When just one tenant like me goes against a landlord, they might be able to change their circumstance. But that's not a guarantee.

    "They are going to have the money — that's your rent money — to hire every lawyer under the sun to try to fight you," Weaver said. "I think it's really important that tenants spend time together organizing in order to make sure that these rights are enforced."

    Will Good Cause Eviction change or impact your life? Contact this reporter at jkaplan@businessinsider.com.

    Read the original article on Business Insider
  • Google Forms: How to use this free Google Workspace tool to create surveys, quizzes, and questionnaires

    A woman working from home uses a laptop with one hand, and holds a piece of paper in the other.
    Google Forms lets you create and customize forms, quizzes, surveys, and pretty much any other type of document you want people to fill out.

    • Google Forms is a free online software for creating surveys and questionnaires.
    • You need a Google account to create a Google Form, but anyone can fill out a Google Form.
    • You can personalize your Google Form with question types, header images, and color themes.

    Google Forms is free online software that allows you to create surveys, quizzes, and more. 

    Google Forms is part of Google's web-based apps suite, which also includes Google Docs, Google Sheets, Google Slides, and more. It's a versatile tool that can be used for various applications, from gathering RSVPs for an event to creating a pop quiz.

    You'll need a Google account to create a Google Form, but you can adjust the form settings so that recipients can fill it out regardless of whether they have a Google account.

    Currently, Google Forms does not offer a native mobile app but you can access it on your desktop computer.

    Here's everything else you need to know about Google Forms.

    How can I create a Google Form?

    Google Forms differentiates itself from similar online software through its library of customization options. When creating your new form, you'll have the ability to select from a series of templates or design your very own. 

    If you choose to make a new template, consider adding your logo and photos, and watch Google generate a custom color set to match.

    Here's how to do it: 

    1. Go to docs.google.com/forms
    2. Click Blank form to create a new form, or choose a pre-made template to kick-start the process. Google has a number of helpful template options, including feedback forms, order forms, job applications, worksheets, registration forms, and even "Find a Time" forms if you're trying to schedule an event or Google Meet conference call.
    A screenshot of Google Forms' homepage shows options for "Blank form" and "Template gallery" emphasized with red boxes and arrows.
    You can select "Blank form" to create your own form from scratch, or open up "Template gallery" to see more templates.

    With the Q&A format at the heart of Google Forms, the Workspace tool offers various question and response options, including multiple-choice, dropdown, linear scale, and multiple-choice and tick-box grid.

    A screenshot of a blank quiz on Google Forms shows the dropdown menu for quiz questions, featuring options like "Multiple choice," "Checkboxes," "Short answer," and more.
    You can fully customize your Google Forms quiz and choose how you want students to answer questions.

    With each new question, you can integrate multimedia, such as images or YouTube videos, or add text descriptions that offer hints or expound on the question.

    If you're a Google Classroom user, you can use Google Forms to create quiz assignments for your students.

    How can I customize or organize my Google Form?

    In the Settings tab, you can customize options in the Responses dropdown, like Collect email addresses.

    You can choose to require respondents to enter an email address to submit the Form by selecting Responder input or force respondents to sign into their Google accounts to respond by selecting Verified. You can also let respondents submit anonymously by choosing Do not collect.

    A screenshot of the Google Forms settings menu shows red boxes and a red arrow emphasizing the "Collect email addresses" details and the "Responder input" option in the dropdown menu.
    You can choose whether and how to collect email addresses from a Google Form.

    In the Presentation dropdown below, you can click boxes to include a progress bar, shuffle the order of the questions, and set a custom confirmation message that respondents will receive upon submitting the Form.

    A screenshot shows the Presentations tab of Google Forms, including toggle switches for presentation options like "Show progress bar" and "Shuffle question order."
    You can select presentation optons like "Show progress bar" and "Show link to submit another response."

    In the Quizzes dropdown, you can turn your form into a quiz.

    Organizational features let you determine the order of your queries through a drag-and-drop tool or randomize the answer order for specific questions through the form's settings.

    A screenshot of Google Forms shows the drag and drop icon emphasized with a red box and arrow.
    Reorder your questions on Google Forms by clicking and holding the icon to drag and drop.

    Another way to organize your form is through Google Forms' section tool. These can be helpful for longer surveys, as they break questions up into manageable chunks. To create a section, click the Add section icon (two vertically stacked rectangles) on the right toolbar. It's located on the same toolbar as the "+" for adding a question.

    A screenshot of a Google Forms question shows the "Add section" icon emphasized with a red box and arrow.
    Add a section by clicking the icon in the tool bar next to each question.

    Once you're ready to share your Google Form, clicking the Send button at the top right of the screen will let you send the Form via email, copy a link, or copy an embedded HTML code to add the form to your website or blog.

    How to navigate Google Forms responses

    Once your Google Form is published and you've shared it using either the multiple public and private share options, it will automatically collect responses as people fill out and submit their responses. Answers gathered by a Google Form are only viewable to you, the creator, and any collaborators you add.

    To view responses for your Google Form, open your Google Form and navigate to the Responses tab. Here, you will see a summary of the responses collected. Click the green Google Sheets icon to create a spreadsheet that displays all of the information gathered from the Form, which will automatically update as people submit your Google Form.

    In the Responses tab, you can also elect to get email notifications for new responses, select a response destination (either a new or existing spreadsheet), download, or print the answers by clicking the three dots next to the Google Sheets icon. There's also an option to delete all replies, which can be useful in deleting responses collected when testing your sheet.

    Read the original article on Business Insider
  • How to set up and use Google Voice, Google’s free phone call and texting service, on your mobile and desktop

    A smartphone displays the Google Voice logo in front of a blurred Google logo in the background.
    Google Voice is a mostly free service that lets you combine all your phone services and merge multiple communications channels.

    • Google Voice is a service that lets you merge multiple phone numbers into a single number.
    • You can make free calls or texts from your Google Voice number within the US and Canada.
    • To get started with Google Voice, you need to have a Google account and an existing phone number.

    Google Voice is a free internet telephone service that allows you to combine all your cellular services and forward calls to several devices at a time.

    Google Voice was launched in March 2009, after Google acquired the communications startup GrandCentral. Today, some 15 years later, Google Voice is part of Google Workspace, alongside other core services like Gmail, Google Calendar, Google Drive, and Google Meet.

    This internet telephone service remains free for almost all calls placed within the United States and Canada, with varying international rates. 

    While you do have to have at least one existing phone line in order to use Google Voice — and a Google account, of course — there are still many good reasons to use the service. 

    And that's especially true if you have more than one phone number, such as a cell number, a work number, and a home landline. Google Voice can streamline your calls and texts, helping ensure you never miss an important communication.

    Google Voice has a fascinating history — it was at the heart of a major spat between former Google CEO Eric Schmidt and the late Apple founder Steve Jobs.

    Google sought to bring Google Voice to the iPhone as an app, but Apple rejected the move amid Google's growing forays into the telecommunications market. The tensions culminated with Schmidt's resignation from Apple's board of directors in 2009. Apple ultimately relented, adding Google Voice to the App Store in 2010.

    But controversy around Google Voice continues today: in 2024, a federal jury ordered Google to pay $12 million in damages for infringing on internet voice-calling patents with Google Voice. It's one of several major federal lawsuits Google has faced throughout 2023 and 2024.

    Why would someone use a Google Voice number?

    Google Voice allows you to combine all your phone services and forward calls to several devices at a time. So, if you have a landline at home, a business phone, and your personal smartphone, rather than bouncing people between three different numbers and devices, you can give out one simple Google Voice number. When someone calls, you'll be notified at all three numbers simultaneously.

    You can also use Google Voice on a computer to place and receive calls. But before you can use any of Google Voice's features, you'll need to have a Google account first. As noted, you'll also need to have an existing US-based mobile or landline phone number, so in that sense, Google Voice is not a free phone service but rather an add-on to your extant services.

    For users who simply have too many phones and numbers to manage, Google Voice is a great resource for merging multiple communication channels. It's also good for regular travelers who are forced to bounce between carriers because you can use your Google Voice number internationally. However, it does not work in all countries, and rates vary by location.

    If you find yourself changing phone numbers and paying a fortune for international calls, or for those users who are looking to record incoming calls for free, it's also a great option.

    What are the disadvantages of Google Voice?

    Google Voice works well throughout much of Europe and Latin America, but it's not usable in many other parts of the world, not without upgrading to a Google Voice plan offering access to a Google SIP (Session Initiated Protocol) that enables VoIP (Voice Over Internet Protocol).

    And if you are setting up Google Voice for a small business, it's not free even for domestic calls and calls placed to Canada, though the monthly plans are hardly prohibitively expensive.

    People will not know that you are using Google Voice when you call or text them unless they are already aware of your Google Voice number; it will be displayed as a number separate from any phone lines you attach to the account, as Google Voice issues you a new number. This can be a benefit if you want to preserve some anonymity, but it's a drawback if people screen your calls for not recognizing you.

    Also, Google Voice cannot be used with a classic landline — not completely, anyway. While it can be set up to forward calls to your landline, you can't call out from a landline phone via your Google Voice number.

    All that noted, there are more pros to cons to using Google Voice for many people. So, here's a step-by-step guide to getting you started using Google Voice. 

    How to set up Google Voice on a computer

    1. Go the Google Voice website.

    2. Sign into your Google account if you aren't already.

    3. Enter your area code or city in the Google Voice text box. 

    4. In the drop-down that appears, select a phone number. 

    A screenshot of Google Voice shows the set-up page prompting the user to select an available phone number with the area code 917.
    Type in your area code and select one of the available phone numbers.

    5. You'll then be prompted to verify your existing phone number. Click Verify on the page that loads. 

    6. Type in the number you want Google to forward your calls to, which should be your primary cell phone. 

    7. Click Send code.

    A screenshot of the Google Voice phone number verification page shows the sample phone number (555) 555-5555, and a red box and arrow emphasizing the "Send code" button.
    Type in your personal mobile or landline phone number to verify it.

    8. Once you receive the code via text or phone call, enter it into the box. 

    9. Click Verify

    10.  To confirm that this is the number you want your calls forwarded to, click Claim.

    11. It will prompt you to click "Finish" twice before you're done. 

    How to link more than one number to your Google Voice account on your computer

    1. While logged in, go to the Google Voice Settings menu. 

    2. Click New linked number at the bottom. 

    A screenshot of the Google Voice settings menu shows a red box and arrow emphasizing the "+ New linked number" button to add a phone number.
    Google Voice lets you link up to six phone numbers.

    3. Enter the number you wish to link and click Send code

    4. Finish verifying your new number the same way as your first. 

    5. To see all your linked numbers, return to Google Voice's Settings menu and scroll to the bottom of the page. You can find all your linked numbers under the phone icon. 

    How to set up Google Voice on a mobile device

    1. Download the Google Voice app on your iPhone or Android phone. 

    2. Once the app is open, select which Google account you'd like to attach a Voice number to and tap Continue.

    A screenshot of the Google Voice mobile app shows a list of three blurred Google accounts to choose from, with the "Continue as..." button emphasized with a red box and arrow.
    Select one of the Google accounts, or hit "Add another account" if you're not seeing the correct option.

    3. On the next page, tap Search in the lower-right corner to select a Google Voice number. 

    4. Enter your ZIP code, city, or area code to load a list of regionally relevant numbers for you to choose from.

    5. Tap the blue Select button next to the number you want. 

    A screenshot of the Google Voice mobile app shows the area code 646, followed by a list of 646 phone numbers with the option to "Select."
    You can search for a Google Voice number by city, ZIP code, or area code.

    6. Google Voice will confirm the number you selected. Tap Next on the next two screens to begin the verification process. 

    7. Enter the phone number you want to connect to your Google Voice number. 

    8. On the next screen, enter the code texted to your phone before selecting Verify.

    9. Tap Claim to confirm you want to link the Google Voice number to your phone before choosing Finish.

    How to use Google Voice 

    You can treat Google Voice just like your normal phone app but with even more flexibility. 

    To make a call through Google Voice, simply go to Calls, hit the dialpad icon, and type in the number. In the Settings menu, you can set up and listen to voicemail, block numbers, and customize other preferences. 

    Two side-by-side images show the Google Voice "Calls" menu with the dialpad icon emphasized with a red box and arrow, and the second image shows a dialpad to type in a phone number.
    To place a call via Google Voice, go to the "Calls" screen, select the dialpad icon, and type in the phone number.

    You can also send and receive text messages through Google Voice using WiFi or cellular data, but there are certain restrictions. Texts are free if you're sending messages to anyone in the US or Canada, but when you're outside the US and not using WiFi, you might get hit with extra roaming fees.

    And on your computer, simply go to the Google Voice page while you are signed into your Google account and use the keypad at the bottom right corner of the screen or use the number keys on your computer to type in the number you want to call, then hit the phone icon near the top right corner of the screen. Google Voice will place a call, and you can use your computer's speaker and microphone to listen and talk.

    Read the original article on Business Insider
  • Tesla investor accuses Elon Musk of insider trading that banked him $7.5 billion

    Elon Musk
    • Tesla investor Michael Perry sued Elon Musk for insider trading.
    • He accused Musk of selling $7.5B worth of Tesla stock, knowing the company would miss Q4 targets.
    • The stocks would be worth 55% less if Musk sold them after the Q4 results were released, he alleged.

    A Tesla investor accused Elon Musk of using insider information on his company to sell $7.5 billion worth of Tesla stock in 2022, according to a lawsuit filed Thursday in Delaware Chancery Court.

    The investor, Michael Perry, alleged in his suit that Musk knew Tesla would miss fourth-quarter expectations that year on vehicle deliveries and sold $7,530,113,926 worth of Tesla stock in November and December 2022 before the financial report was made public in January 2023.

    The suit alleged that Musk's trades "would have netted him less than 55% of the amounts realized" had they been made after the quarter results were released to shareholders.

    "Musk's insider profits for his November and December sales were approximately $3 billion based on the January 3, 2023 closing price of $108.10 per share," the lawsuit alleged.

    Attorneys for Perry and Musk did not immediately respond to a request for comment.

    Perry alleged in the lawsuit that Musk must have had access to information on his company that was not yet available to the public, which led to his stock sales.

    The lawsuit cited statements Musk made later on in a 2023 earnings call, during which the Tesla CEO said the company has a "daily real-time update of how many cars were ordered yesterday, how many cars were produced yesterday" and that the data "does not have latency" or delays.

    In addition, the lawsuit alleged that "a change in Tesla's production and delivery logistics" at the time should have made it more likely that Musk had access to material non-public information on Tesla's fourth-quarter production and delivery numbers.

    Perry also accused Musk of misleading shareholders about what to expect in the fourth quarter of that year in an October 2022 earnings call.

    "So, Q4 is looking extremely good," Musk said in the call, according to a transcript published by The Motley Fool.

    "I can't emphasize enough," Musk also said, "We have excellent demand for Q4, and we expect to sell every car that we make for as far in the future as we can see."

    Musk's Larry Ellison moment?

    Shareholders can launch a derivative lawsuit against a company's directors if they believe a breach of duty has occurred.

    A notable case came in 2001 when Larry Ellison, then the CEO of Oracle, was accused of selling nearly $900 million worth of shares before his company revealed it would not meet earnings expectations, The New York Times reported.

    Ellison settled and agreed to pay $100 million to charity, according to the report.

    James Park, a securities regulation expert at the University of California, Los Angeles, told Business Insider that these lawsuits are not uncommon but often dismissed at an early stage.

    "But in some cases, like Ellison's, courts refuse to dismiss the case and then there is an incentive to settle rather than risk trial," he said.

    Musk has been accused of insider trading before.

    Last year, a group of investors filed a class-action lawsuit against the billionaire, accusing him of manipulating the price of Dogecoin, the Shiba Inu emblazoned cryptocurrency.

    The lawsuit, which was filed in June 2023, is still ongoing.

    Musk is also fighting to retain a $55 billion pay package after the chancellor of the Delaware Chancery Court, Kathaleen McCormick, struck down the agreement in January. McCormick, described by a colleague as "unflinching" and having a record of siding with sellers in company acquisitions, will also review Perry's lawsuit.

    McCormick's ruling has caused Musk to sour on Delaware and has been pitching a move for Tesla to be incorporated in Texas.

    Since the pay package was sunk, investment funds, shareholders, and a proxy advisory firm also have urged Tesla investors to vote against reinstating Musk's deal.

    Investors will meet on June 13 to vote on the package and a proposal to move Tesla's incorporation state from Delaware to Texas.

    Read the original article on Business Insider
  • Here’s the average wealth of Aussies who manage their own superannuation

    A group of older people wearing super hero capes hold their fists in the air, about to take off.

    About 1.15 million Aussies are managing their own superannuation via a self-managed superannuation fund (SMSF), according to new figures from the Australian Taxation Office.

    Nine in 10 SMSFs have just one or two members. Overall, there are 616,400 SMSFs in Australia today.

    In the first quarter of 2024, 7,371 new SMSFs were established and 272 were wound up. This left a net increase of 7,099 SMSFs over the quarter, the third-fastest rate of increase over the past five years.

    Aussies looking after their own superannuation through an SMSF collectively manage $933 billion in assets. If we strip out the amount they’ve borrowed, we get a net $896 billion under management.

    Aussies can borrow through their SMSFs to buy assets such as residential real estate.

    Average wealth of self-managed superannuation owners

    According to the latest full-year financial data published by the ATO (FY22), the average wealth per member is $780,254, and the median is $467,187.

    These figures combine contributions over the years and the increase in the value of their assets.

    If we look at income data among SMSF members, 22.5% have an annual income between zero and $20,000, 15.3% earn between $20,000 and $40,000, and 13.4% earn between $100,000 and $150,000.

    The first two income bands likely reflect retired Australians who are no longer earning high taxable incomes, such as those mainly drawing money tax-free from their superannuation to cover living costs.

    Demographic data shows the largest cohort of SMSF members are 75 to 84 years old (15.1% of members) followed by those aged 60 to 64 years (12.7%) and 65 to 69 years (12.1%).

    The preservation age for superannuation is between 55 and 60 years, depending on when you were born. The age pension is taxable and the age of eligibility is 67 years.

    The third income band likely reflects current workers on high incomes.

    Which assets do SMSF investors like most?

    The bulk of that $933 billion personally managed by Aussies with SMSFs is invested in ASX shares.

    In total, $271 billion is in ASX shares and $16 billion is in international shares.

    Cash and term deposits, at $145 billion, are another big category.

    There is also $122.5 billion in unlisted trusts and $55.5 billion in other managed investments.

    In the property space, SMSF members have $92 billion in Australian commercial property and $50 billion in local residential property.

    Debt securities such as bonds comprise $9.5 billion of assets under management by Aussies with SMSFs.

    Cryptocurrency was introduced as an investment option for SMSFs in 2019, with $1 billion now invested.

    According to Super Guide, the most popular ASX stocks among SMSFs are as follows:

    • BHP Group Ltd (ASX: BHP) shares (48% of SMSFs holding ASX shares are invested in BHP)
    • Woodside Energy Group Ltd (ASX: WDS) shares (45.6%)
    • Westpac Banking Corp (ASX: WBC) shares (40.9%)
    • Commonwealth Bank of Australia (ASX: CBA) shares (39.1%)
    • National Australia Bank Ltd (ASX: NAB) shares (38.9%)

    The post Here’s the average wealth of Aussies who manage their own superannuation appeared first on The Motley Fool Australia.

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    Motley Fool contributor Bronwyn Allen has positions in BHP Group, Commonwealth Bank Of Australia, and Woodside Energy Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • 4 top ASX dividend shares to buy next week

    Man holding a calculator with Australian dollar notes, symbolising dividends.

    There are a lot of options for income investors to choose from on the Australian share market.

    But which ASX dividend shares could be buys when the market reopens?

    Let’s take a look at four that analysts rate as buys. Here’s what you need to know about them:

    Challenger Ltd (ASX: CGF)

    Goldman Sachs thinks that this annuities company could be an ASX dividend share to buy.

    It likes Challenger because “it has exposure to the growing superannuation market across Life and Funds Management.” In addition, it highlights that “higher yields should drive a favorable sales environment for retail annuities as well as an improvement in margins.”

    The broker currently has a buy rating and $7.50 price target on its shares.

    As for dividends, it is forecasting fully franked dividends of 26 cents per share in FY 2024, 27 cents per share in FY 2025, and then 28 cents per share in FY 2026. Based on the current Challenger share price of $6.48, this will mean dividend yields of 4%, 4.15%, and 4.3%, respectively.

    Dexus Convenience Retail REIT (ASX: DXC)

    Another ASX dividend share that has been given the thumbs up is Dexus Convenience Retail REIT. It owns a portfolio of service station and convenience retail assets across Australia.

    The team at Morgans is positive on the company and has an add rating and $3.23 price target on its shares.

    In respect to income, the broker is forecasting dividends per share of 21 cents in both FY 2024 and FY 2025. Based on its current share price of $2.67, this implies yields of 7.85%.

    Endeavour Group Ltd (ASX: EDV)

    Goldman Sachs also thinks that Dan Murphy’s and BWS owner Endeavour Group could be a great ASX dividend share to buy.

    It likes the company due to its market leadership position and the defensive nature of the alcohol retail market.

    The broker expects this to support fully franked dividends of approximately 22 cents per share in both FY 2024 and FY 2025. Based on the current Endeavour share price of $4.96, this will mean dividend yields of 4.4% for both years.

    The broker has a buy rating and $6.20 price target on its shares.

    Super Retail Group Ltd (ASX: SUL)

    A final ASX dividend share that could be a buy according to Goldman Sachs’ analysts is Super Retail. It is the owner of popular retail brands BCF, Macpac, Rebel, and Super Cheap Auto.

    Goldman Sachs has a buy rating and $17.80 price target on its shares.

    As for dividends, the broker is forecasting fully franked dividends per share of 67 cents in FY 2024 and then 73 cents in FY 2025. Based on the latest Super Retail share price of $13.09, this will mean yields of 5.1% and 5.6%, respectively.

    The post 4 top ASX dividend shares to buy next week appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Challenger Limited right now?

    Before you buy Challenger Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Challenger Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

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    Motley Fool contributor James Mickleboro has positions in Endeavour Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Goldman Sachs Group and Super Retail Group. The Motley Fool Australia has positions in and has recommended Super Retail Group. The Motley Fool Australia has recommended Challenger. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Top ASX green energy stocks in June 2024

    a man dressed in a green superhero lycra outfit stands in a crouched pose with arms outstretched as if ready to spring into action with a blue sky and oil barrels lying in the background.

    Green energy isn’t just good for the environment – it could also be big business.

    As part of this year’s Federal Budget, Australian Treasurer Jim Chalmers announced that the government is planning to invest a whopping $22.7 billion in decarbonisation through its ‘Future Made in Australia’ package.

    Given Australia’s abundant sunlight and windswept coastlines, the government believes we could quickly grow into a ‘renewable energy superpower’. Now, it wants to light a fuse under our fledgling green energy sector.

    But Australia isn’t alone – governments all over the world are investing in renewables. According to the World Economic Forum, America has invested an eye-popping US$559 billion in clean energy since 2020, and Germany’s not too far behind at US$339 billion.

    This could make green energy a real growth sector to invest in over the next decade.

    Although – a little surprisingly – when it comes to genuine green energy ASX stocks, there aren’t too many Australian companies available to choose from.

    Sure, Origin Energy Ltd (ASX: ORG) can talk up its solar and wind energy credentials, but it still owns Eraring, Australia’s largest coal-fired power plant. And AGL Energy Limited (ASX: AGL) may offer some renewables, but it’s also Australia’s biggest carbon emitter.

    This might leave investors seeking green energy exposure feeling a little downtrodden. But don’t despair – the Kiwis have got us covered. There are not one, not two, but three New Zealand-based 100% green energy companies currently trading on the ASX.

    Mercury NZ Ltd (ASX: MCY)

    First up is Mercury NZ. It is a diversified utilities company that supplies electricity, as well as broadband and mobile services to its customers. All its electricity comes from renewable sources, including hydro, geothermal, and wind.

    In its 1H24 results, covering the six months ended 31 December 2023, total revenues jumped by 23% versus 1H23 to NZ$1.6 billion. However, higher operating expenses, mainly driven by depreciation on its new wind farms at Turitea and Kaiwera Downs and higher borrowing costs, drove net profit after tax (NPAT) 27% lower (to NZ$174 million).

    Despite the drop in net income, management remains bullish about the company’s growth prospects and is investing heavily in new energy assets. In September 2023, the company committed NZ$220 million to expand its geothermal station at Ngā Tamariki and is also planning to significantly increase capacity at its Kaiwera Downs wind farm.

    Meridian Energy Ltd (ASX: MEZ)

    Meridian Energy is New Zealand’s largest energy producer, and it generates all of its energy from renewable sources.

    The company owns and operates six power stations in the Waitaki Hydro Scheme, with a further two owned and operated by Genesis Energy Ltd (ASX: GNE) – yet another New Zealand energy company ASX investors can buy shares in (although it also owns the Huntley Power Station, NZ’s largest coal-fired power plant). Together, the eight power stations in the Hydro Scheme supply 16% of New Zealand’s electricity.

    Meridian also owns and operates the underground Manapouri Power Station, the largest hydropower station in New Zealand. In addition to its hydro assets, Meridian also has a significant number of wind farms – plus, it offers solar energy plans where it buys back excess energy from households and businesses with solar panels installed.

    Infratil Ltd (ASX: IFT)

    Completing our New Zealand-based trifecta is Infratil. It’s an interesting addition to this list as it’s actually an investment company that owns a number of green energy assets, along with investments in healthcare, digital infrastructure (like data centres and telecommunications networks), and even Wellington International Airport.

    Infratil takes a long-term approach to its investment choices, which makes it a good stock to look at for growth investors. It taps into many emerging growth investing themes, from artificial intelligence to an ageing population to (of course) green energy and decarbonisation.

    Infratil has a globally diversified portfolio of renewable energy investments, including a 51% stake in hydroelectricity generator Manawa Energy Ltd (NZE: MNW), a 95% stake in Singapore-based wind and solar energy company Gurīn Energy, and a 40% stake in Swiss-based company Galileo, which has operations all across Europe.

    The post Top ASX green energy stocks in June 2024 appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Infratil Limited right now?

    Before you buy Infratil Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Infratil Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

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    Motley Fool contributor Rhys Brock has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • These ASX shares can rise 25% to 100%+

    A man looks surprised as a woman whispers in his ear.

    Are you looking for big returns for your investment portfolio?

    If you are, then take a look at the three ASX shares listed below that have been tipped to rise materially by analysts.

    Here’s what you need to know about them:

    AVITA Medical Inc (ASX: AVH)

    Morgans sees huge upside for this ASX share over the next 12 months. In fact, the broker believes the regenerative medicine company could more than double in value from current levels.

    It was very pleased with news that the US FDA has approved its Recell Go product. It is an autologous cell harvesting device, harnessing the regenerative properties of a patient’s own skin to treat burn wounds and full-thickness skin defects. It commented:

    AVH has received FDA approval for its automated product, RECELL Go, for use in burns and full thickness skin defects. This approval marks a significant milestone for the company, with management expecting this device to increase adoption of the technology amongst clinicians. We have made no changes to our forecasts and recommendation.

    Morgans has an add rating and $6.40 price target on its shares. This implies potential upside of 115% for investors.

    Champion Iron Ltd (ASX: CIA)

    Analysts at Goldman Sachs think that this miner would be a great option for investors that are looking for exposure to iron ore. The broker feels its shares are undervalued at the current level and could offer major upside potential and good dividend yields. It said:

    Supportive Valuation: the stock is trading at 0.8x NAV (A$8.8/sh) and ~4.4x EBITDA (NTM). Our NAV is based on a long run Fe price of ~US$105/t (real) for 65% Fe and ~US$75/t premium for DRPF above 62% Fe Index. For every ~US$10/t increase in our long run price, our CIA NAV would increase by ~A$1.5/sh.

    Goldman has a buy rating and $8.80 price target on its shares. This implies potential upside of 25% for investors. In addition, it is forecasting dividend yields of 4% in FY 2025 and 6% in FY 2026.

    Eagers Automotive Ltd (ASX: APE)

    Another ASX share that could offer big returns is Eagers Automative. It operates one of Australia’s largest auto dealership networks.

    Bell Potter thinks that the company’s shares have been oversold following a disappointing trading update last month. It said:

    We believe this is a relatively isolated event that doesn’t materially change the outlook so our investment thesis remains intact. We believe the stock looks value on a 2025 PE ratio of c.10x and a forecast yield of c.6% in 2024 and c.7% in 2025.

    Its analysts have a buy rating and $13.35 price target on its shares. This implies potential upside of 32% for investors. In addition, dividend yields of 6%+ are forecast through to FY 2026.

    The post These ASX shares can rise 25% to 100%+ appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Eagers Automotive Ltd right now?

    Before you buy Eagers Automotive Ltd shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Eagers Automotive Ltd wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    See The 5 Stocks
    *Returns as of 5 May 2024

    More reading

    Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Avita Medical and Goldman Sachs Group. The Motley Fool Australia has recommended Avita Medical and Eagers Automotive Ltd. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.