Author: openjargon

Building long-term wealth with exchange-traded funds (ETFs) does not need to be difficult.

In fact, I think one of the biggest advantages of ETFs is that they can stop investors from making the process too hard.

Instead of trying to pick every winning company, investors can buy broad exposure to markets, regions, and asset classes that may grow over time.

If I were using Vanguard ETFs to build wealth over the long term, these are three I would consider buying.

Vanguard S&P 500 US Shares Index ETF (ASX: V500)

The first Vanguard ETF I would look at is the V500 ETF. This ETF gives investors exposure to the S&P 500 Index, which means it owns a broad basket of large US-listed companies.

What I like about this fund is that it gives Australian investors access to a market that has produced some of the world’s most dominant businesses.

The S&P 500 Index is often talked about as a technology-heavy index. But it is also a collection of companies that touch many parts of the global economy. These businesses sell advertising, medicines, chips, insurance, banking services, logistics tools, entertainment, hardware, software, food, and household products.

For long-term wealth-building, I think that kind of exposure is powerful.

V500 also keeps the process simple. Investors do not need to decide whether one US giant will beat another over the next decade. They can own the index and let the stronger businesses carry more weight as they grow.

Vanguard FTSE Asia Ex Japan Shares Index ETF (ASX: VAE)

The second Vanguard ETF I would consider is the VAE ETF. This fund gives investors exposure to Asian markets outside Japan, including major economies such as China, India, Taiwan, South Korea, Singapore, and others.

I think this is a useful way to add something different to a portfolio. Asia is not one simple story. It includes world-leading semiconductor companies, large banks, online platforms, consumer brands, manufacturers, insurers, and businesses tied to rising household incomes. It also includes countries with very different growth drivers, demographics, currencies, and political risks.

That mix can make the VAE ETF more volatile than a broad global developed-market ETF. But I think it can also make it interesting for long-term investors.

The region has large populations, expanding middle classes, deep manufacturing networks, and an important role in global technology supply chains. If more economic value continues to build across Asia over the coming decades, an ETF like the Vanguard FTSE Asia Ex Japan Shares Index ETF could help investors capture some of that growth without needing to choose individual companies or countries.

Vanguard Diversified High Growth Index ETF (ASX: VDHG)

The third Vanguard ETF I would consider is the VDHG ETF. This fund is different because it is designed as an all-in-one diversified portfolio. It holds a mix of Australian shares, international shares, and other asset classes, with a strong tilt toward growth assets.

I like the simplicity of that. For investors who want one fund that does a lot of the organising for them, the VDHG ETF can be appealing. It spreads money across markets and regions, which can reduce the temptation to constantly adjust the portfolio based on the latest headlines.

That behavioural benefit should not be underestimated. A lot of long-term wealth-building comes down to staying invested. A diversified fund can make that easier because investors are less reliant on one country, one sector, or one narrow theme.

The VDHG ETF will still move with markets. It can fall when global shares fall. But for investors who want a set-and-keep-building approach, I think it can play a useful role.

Foolish takeaway

The best ETF portfolio is not always the one with the most moving parts.

What I like about this group is that it gives investors several ways to build wealth without needing to pick every winning company. There is exposure to large US businesses, Asian markets, and a diversified all-in-one portfolio that can help keep the process simple.

Long-term wealth is rarely created by making one perfect decision. It is usually built by owning sensible assets, adding money regularly, and letting compounding work for longer than feels exciting.

The post 3 Vanguard ETFs to build long-term wealth appeared first on The Motley Fool Australia.

More reading

• Own Vanguard ASX ETFs? Here is your next dividend
• 3 reasons why the VDHG ETF could be a top buy and hold investment
• Why I’d put $2,500 into these top Vanguard ETFs
• Is this the best Vanguard ETF money can buy?
• 3 ASX ETFs I’d buy if I wanted easy global investing

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Running a self-managed super fund (SMSF) means thinking carefully about quality and diversification.

The best shares for a SMSF will often be businesses that can grow across many years, generate reliable cash flow, and justify a place in a long-term portfolio.

Here are three ASX shares that could be worth considering.

Breville Group Ltd (ASX: BRG)

Breville could be an ASX share for SMSF investors to consider.

It is a global kitchen appliance business with a strong position in categories such as coffee machines, cooking appliances, food preparation, and other premium household products.

What arguably makes the company attractive for an SMSF is that it has turned everyday kitchen equipment into a brand-led global growth story. A coffee machine is not just a one-off appliance purchase. It can become part of a daily routine, especially as more households invest in better at-home food and drink experiences.

Consumer spending can move in cycles, and premium appliances may face pressure when household budgets tighten. But Breville’s brand, product design, and international runway could make it a strong long-term compounder inside a patient SMSF portfolio.

Macquarie Group Ltd (ASX: MQG)

Another ASX share that could suit an SMSF is Macquarie. It operates across asset management, banking and financial services, commodities and global markets, and investment banking. That gives it exposure to a wide range of profit pools across global finance.

Its strength is adaptability. Macquarie has built a long record of finding opportunities across infrastructure, energy, commodities, markets, private capital, and specialist finance. That can make earnings more variable from year to year, but it also gives the business more ways to create value over a full cycle.

This can be attractive for SMSF investors who are thinking long term.

Wesfarmers Ltd (ASX: WES)

A third ASX share to consider is Wesfarmers. It the retail conglomerate behind a collection of strong businesses, including Bunnings, Kmart, Officeworks, Wesfarmers Chemicals, Energy and Fertilisers, Wesfarmers Industrial and Safety, and Wesfarmers Health.

This structure can be useful for an SMSF because the company is not relying on a single brand or market to generate all its returns. Bunnings gives exposure to home improvement, Kmart offers scale in value retail, Officeworks serves households and businesses, and its industrial divisions add a different earnings stream.

Wesfarmers’ real skill is capital allocation. Management has consistently reshaped its portfolio, invested in stronger businesses, exited assets when needed, and returned capital when appropriate. That discipline is important in a long-term superannuation setting, where compounding depends on decisions made over many years.

The post 3 top ASX shares to buy for an SMSF appeared first on The Motley Fool Australia.

More reading

• Where to invest your Westpac dividends
• 3 ASX blue chip shares to buy and hold for the next 20 years
• 3 quality ASX shares I’d buy (that aren’t CBA or Wesfarmers)
• If I invest $5,000 in Wesfarmers shares, what passive income will I get in 2027?
• How much is needed in superannuation to target an $11,000 monthly passive income?

Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group and Wesfarmers. The Motley Fool Australia has recommended Macquarie Group and Wesfarmers. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

ASX shares can be a useful way to build passive income, but the answer will depend on two big things.

The first is how much money is invested. The second is the dividend yield the portfolio can reasonably produce.

Time also plays a major role. Someone starting with a lump sum will have a very different income profile to someone still building their portfolio through regular investing. But using a few simple assumptions can still give investors a helpful guide.

A sensible dividend yield target

I think a 5% dividend yield is a useful starting point for this kind of exercise.

A 4% yield is relatively easy to achieve from a diversified ASX income portfolio. There are plenty of blue-chip shares, infrastructure stocks, real estate investment trusts, and dividend-focused exchange-traded funds (ETFs) like Vanguard Australian Shares High Yield ETF (ASX: VHY) that can help investors get close to that level.

A 6% yield is possible, but I think investors need to be more careful. Once the target yield gets too high, the portfolio may start leaning toward companies with weaker growth, higher debt, more cyclical earnings, or dividends that could be reduced.

That is why 5% feels like a reasonable middle ground to me. It is high enough to produce meaningful income, but not so high that investors need to chase every big yield they can find.

What the numbers could look like

At a 5% dividend yield, every $100,000 invested in ASX shares could generate around $5,000 a year in passive income.

This means a $250,000 portfolio could generate around $12,500 a year, while a $500,000 portfolio could generate around $25,000 a year.

And a $1 million ASX share portfolio could generate around $50,000 a year.

That is before considering franking credits, tax, dividend changes, or any capital growth. The actual result would depend on the portfolio, the companies selected, and how dividends change over time.

But the maths shows the basic relationship clearly. The larger the portfolio, the more income it can produce at the same yield.

How the income is paid

One thing investors need to remember is that ASX dividends are usually not paid monthly.

Many companies like Commonwealth Bank of Australia (ASX: CBA) and BHP Group Ltd (ASX: BHP) pay dividends every six months. Some pay quarterly distributions, particularly certain funds, infrastructure-style investments, or real estate investment trusts (REITs). Others may have more irregular patterns.

That means an investor who wants monthly passive income may need to plan carefully.

One approach would be to build a portfolio with different payment dates across the year. Another would be to let dividends land in an investment account and then pay out a set amount each month.

That second approach requires discipline, but it can make the income feel more consistent. Rather than spending each dividend as soon as it arrives, investors can smooth the payments across the year.

Quality still comes first

I would also be careful about building a portfolio purely around yield.

A strong passive income portfolio should be supported by businesses with cash flows that can last. That could include banks, telcos, infrastructure owners, supermarkets, healthcare companies, packaging businesses, or REITs.

The right mix will depend on the investor. But I think the goal should be income that has a reasonable chance of being sustained and hopefully growing over time.

Inflation can quietly eat away at passive income, so dividend growth still has a role to play.

Foolish takeaway

ASX shares can produce meaningful passive income, but the portfolio has to be large enough and the yield has to be sensible.

A 5% yield is a useful middle-ground assumption. It suggests $100,000 could produce around $5,000 a year, while $1 million could produce around $50,000 a year.

The real work is building the capital base, choosing quality ASX income shares, and managing the cash flow so dividends support the lifestyle an investor wants. Done patiently, ASX shares can become a genuine source of passive income.

The post How much passive income can I make from ASX shares? appeared first on The Motley Fool Australia.

More reading

• 3 ASX stocks that should be in every retirement portfolio 
• Own Vanguard ASX ETFs? Here is your next dividend
• 8 ASX 200 shares with reaffirmed buy recommendations this week
• Why this fundie is overweight CSL and underweight CBA shares
• 3 ASX blue chip shares to buy and hold for the next 20 years

Motley Fool contributor Grace Alvino has positions in Commonwealth Bank Of Australia. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group and Vanguard Australian Shares High Yield ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

An ASX ETF retirement portfolio can play a valuable role alongside superannuation.

While most Australians already have significant exposure to local shares through their super funds, I would build a portfolio that leans more heavily towards global markets while still maintaining a meaningful allocation to Australia.

The goal would be simple: diversify across regions, gain exposure to world-class businesses, and create a portfolio capable of compounding wealth over decades.

Here’s how I’d do it.

Vanguard MSCI Index International Shares ETF (ASX: VGS)

This Vanguard ETF would be the foundation of the portfolio. The fund provides exposure to more than 1,000 large and mid-sized companies across developed markets, including the United States, Europe, Japan, Canada, and the United Kingdom.

Its largest holdings include Microsoft Corp (NASDAQ: MSFT), Apple Inc (NASDAQ: AAPL), and NVIDIA Corp (NASDAQ: NVDA).

I would make VGS the largest position in the retirement portfolio with 35%, because it provides broad diversification and exposure to many of the world’s strongest companies and economies.

BetaShares Nasdaq 100 ETF (ASX: NDQ)

BetaShares Nasdaq 100 ETF would add a dedicated growth component to the retirement portfolio and the allocation would be 25%.

The ETF tracks the Nasdaq-100 Index and provides concentrated exposure to many of the world’s leading technology and innovation businesses.

Its biggest holdings include Microsoft, NVIDIA, Apple, and Alphabet Inc (NASDAQ: GOOG).

While there is some overlap with VGS, I believe the world’s leading technology companies remain among the most powerful long-term wealth creators. NDQ increases exposure to that theme and adds extra growth potential to the portfolio.

BetaShares Australia 200 ETF (ASX: A200)

BetaShares Australia 200 ETF would provide home-market exposure.

The ETF tracks Australia’s 200 largest listed companies, with major holdings including Commonwealth Bank of Australia (ASX: CBA) and BHP Group Ltd (ASX: BHP).

Most investors already have substantial Australian exposure through superannuation. That’s why I wouldn’t allocate more than 20% of the ETF retirement portfolio to local shares.

However, Australia remains home to many high-quality businesses and some attractive dividend opportunities, making a modest allocation sensible.

VanEck MSCI International Quality ETF (ASX: QUAL)

This VanEck ETF focuses on high-quality global businesses with strong balance sheets, high returns on equity, and consistent earnings growth.

Top holdings typically include companies such as Microsoft, Apple, NVIDIA, and other global leaders.

This ETF adds a quality tilt to the retirement portfolio, and I would invest 10% in the fund. While broad-market funds own thousands of companies, QUAL deliberately targets businesses with stronger financial characteristics, which can help improve portfolio resilience over the long term.

Vanguard FTSE Emerging Markets Shares ETF (ASX: VGE)

The Vanguard FTSE Emerging Markets Shares ETF provides exposure to emerging economies such as China, India, Taiwan, Brazil, and South Korea.

Its major holdings include Taiwan Semiconductor Manufacturing Co Ltd (FRA: TSFA) and other leading businesses benefiting from rising incomes and economic development.

Emerging markets can be more volatile than developed markets, but they also offer access to faster-growing economies and expanding consumer markets.

A modest allocation of 10% adds diversification and gives the retirement portfolio exposure to growth opportunities that many Australian investors may otherwise miss.

The post The retirement ETF portfolio I’d add to super appeared first on The Motley Fool Australia.

More reading

• 3 ASX stocks that should be in every retirement portfolio 
• Own GDX, MOAT, or ESPO? VanEck just announced ASX ETF dividends
• Own Vanguard ASX ETFs? Here is your next dividend
• 3 excellent ASX ETFs for easy buy and hold investing
• Where to invest $5,000 in ASX ETFs in July

Motley Fool contributor Marc Van Dinther has positions in BHP Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, Apple, BetaShares Nasdaq 100 ETF, Microsoft, Nvidia, and Taiwan Semiconductor Manufacturing. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool Australia has recommended Alphabet, Apple, BHP Group, Microsoft, Nvidia, and Vanguard Msci Index International Shares ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Superannuation plays a vital role in any retirement plan. However many investors will aim to generate passive income and capital growth using ASX shares and ETFs. 

A typical Australian superannuation fund invests your money in a diversified mix of assets. 

This likely includes Australian and international shares, bonds, property, infrastructure, and cash. This creates diversification rather than focusing solely on high-dividend stocks.

Subsequently, many retirees will target high dividend shares to provide passive income once they stop working. 

While passive income is a great way to supplement your super, the threat of inflation also means retirees can’t ignore capital growth. 

Here are three stocks that can provide a balanced retirement portfolio of income and growth. 

Vanguard Australian Shares High Yield ETF (ASX: VHY)

This ASX ETF has been a trusted passive income vehicle for Australian investors for years. 

It targets companies listed on the Australian Securities Exchange with higher forecast dividends than other ASX-listed companies. 

Security diversification is achieved by restricting the proportion invested in any one industry to 40% of the ETF’s total and to 10% in any one company. Australian Real Estate Investment Trusts (A-REITS) are excluded from the index.

It has historically provided a yield of around 5% and comes with a low management fee of 0.25% p.a. 

As a bonus, it has risen by 25% over the last 5 years, providing growth and consistent passive income. 

Telstra Group Ltd (ASX: TLS)

Turning attention to an individual stock, Australia’s largest telecommunications provider, Telstra, has been a trusted income source for dividend investors for many years. 

Its defensive profile provides protection against sudden market swings, and it is forecast to pay a total dividend of 21 cents in FY26, translating to a forward dividend yield of around 4.1%. 

Similarly, to VHY ETF, Telstra has also risen significantly in the last 5 years. 

Since 2021, it has risen over 40%. 

BetaShares Nasdaq 100 ETF (ASX: NDQ)

While Telstra and the VHY ETF provide passive income, this Betashares fund provides a hedge against inflation. 

It aims to track the performance of the Nasdaq 100 Index (before fees and expenses). The Nasdaq 100 comprises 100 of the largest non-financial companies listed on the Nasdaq market. 

These companies are at the forefront of the new economy, meaning their profile is tilted towards growth and innovation. 

It also provides some diversification away from an Australian-dominated portfolio, particularly towards sectors like technology that are underrepresented here in Australia. 

This means it could provide some protection against ASX downturns. 

Over the last 5 years, it has been a market winner, rising 100%.

The post 3 ASX stocks that should be in every retirement portfolio  appeared first on The Motley Fool Australia.

More reading

• Own Vanguard ASX ETFs? Here is your next dividend
• Here’s what brokers tip for Telstra shares over the next 12 months
• Want passive income? These 3 ASX dividend stocks could deliver
• How much is needed in superannuation to target an $11,000 monthly passive income?
• How I’d build $50,000 of ASX passive income

Motley Fool contributor Aaron Bell has positions in BetaShares Nasdaq 100 ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF and Telstra Group. The Motley Fool Australia has recommended Vanguard Australian Shares High Yield ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Australians reckon they need at least $1 million in savings to afford a comfortable retirement, if they’re on their own.

That’s according to the 2026 Rethinking Retirement report from Colonial First State.

The reality is far different.

How much do you need in savings for retirement?

According to Australia’s benchmark budgeting tool, the ASFA Retirement Standard, a single person who owns their own home needs $630,000 in superannuation savings by age 67, plus a part pension, to fund a comfortable retirement.

This means Aussies are overestimating how much they need by almost 40%.

If you’re coupled up, you need a bit more for a comfortable retirement: about $730,000 in superannuation savings.

How about a modest retirement?

Colonial’s 2025 report showed Aussies think they need just under $400,000 to have a modest retirement, if they’re single.

But ASFA says single homeowners need just $110,000 in superannuation savings, and couple homeowners need just $120,000.

That means we’re overestimating how much savings are required by at least 70%.

It’s worth noting that people who don’t own their homes need higher savings to fund a modest retirement.

ASFA puts the number at $340,000 in savings for singles renting in retirement, and $385,000 for couples.

These numbers assume retirees earn a 6% average gross investment return on their savings each year.

ASFA provides specific and detailed definitions as to what constitutes a comfortable and modest retirement.

What does retirement cost every year?

ASFA says a comfortable lifestyle costs $54,923 per year for singles and $78,566 per year for couples, if they own their homes.

A modest retirement costs $36,434 per year for singles and $52,473 per year for couples, if they own their homes.

For renters, a modest lifestyle costs $51,164 per year for singles and $69,002 per year for couples.

The Standard is updated for inflation every quarter to ensure it provides realistic cost estimates for retirement in today’s dollars.

It’s important to have good savings because the age pension does not cover life’s expenses in full.

Currently, the full age pension, including supplements, is $31,223 per year for singles and $47,070 for couples.

Australians born on or after 1 January 1957 become eligible for the pension at age 67, whether retired or not.

The pension is subject to an assets test and an income test.

If you own or earn too much, you may only qualify for a part-pension, or no pension at all.

Find out how much you can own and earn while still qualifying for the pension.

The mental load of worry

Retirement wealth specialist, Drew Meredith, a principal adviser at Wattle Partners, said Australians pay dearly, in terms of emotional and mental strain, and lifestyle, for overestimating how much they need in savings.

People delay retirement they would otherwise enjoy. Instead of enjoying a hard-earned exit from the workforce, people take on unnecessarily aggressive portfolios to chase returns they simply don’t need.

Others prematurely part with the family home or reluctantly slide back into part-time employment because a flawed projection insisted their savings weren’t big enough. None of those decisions are easily reversible.

Meredith said life after work is more affordable than people realise, adding:

Once the mortgage is gone, the children are independent, the commuting cost has stopped, the work wardrobe has stopped, and the income tax is largely off the table because of pension-phase concessions, the cost of running a household drops sharply.

Kelly Power, CEO of CFS Superannuation, said Aussies are carrying a high “mental load” worrying about their retirement savings.

She commented:

The findings suggest that for many, retirement feels like a challenge, not a milestone.

There are persistent gaps in how confident Australians feel about retirement and how prepared they are.

The report found more than 75% of Australians who received financial advice feel prepared for their retirement.

For those who have not sought advice, less than 50% feel prepared.

The post Worried about retirement savings? You need 40% less than you think: report appeared first on The Motley Fool Australia.

More reading

• 3 ASX stocks that should be in every retirement portfolio 
• This ASX gold stock could be a cheap buy with 60% upside
• 3 ASX dividend favourites are hitting 52-week highs today. Are investors getting defensive?
• Brokers name 3 ASX shares to buy right now
• Own GDX, MOAT, or ESPO? VanEck just announced ASX ETF dividends

Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Wanting some exposure to the gold sector after recent weakness? If you are, it could pay to listen to what Bell Potter is saying about the ASX gold stock in this article.

That’s because the broker believes its shares could rise materially from current levels.

Which ASX gold stock?

The gold stock that is rated highly by Bell Potter is Minerals 260 Ltd (ASX: MI6).

It is the Western Australia-based exploration and development company behind the Bullabulling Gold Project (BGP). It currently has a mineral resource estimate (MRE) of 4.5Moz. However, Bell Potter believes that recent drilling activities could support an increase in its resource estimate.

Commenting on this, the broker said:

The results are both infill and extension drilling and will be included in the August 2026 MRE update. They continue to confirm and upgrade the confidence within the current MRE and build the case for extensions beyond it. In the August MRE we primarily expect an upgrade from Inferred to Indicated categories, making more of the Resource available for conversion to Reserves, supporting the Definitive Feasibility Study (DFS) ahead of an FID in early CY27.

The additional opportunity emerging is the continuity and increasing geological understanding of high-grade zones within the footwall zones at the Phoenix and Bacchus deposits. We see potential for an improved development case that brings high grade ounces into the mine plan earlier than expected.

Bell Potter was also pleased to see the commencement of early construction and development activities at the project. It adds:

This shows a strong focus on project development and production readiness. These are key milestones that de-risk the development schedule by kicking them off as early as possible and locking in costs. We note that a key enabler is the strategic funding agreement with Franco Nevada, which sees MI6 with $250m cash (end March 2026).

Big potential returns

In light of this, Bell Potter has retained its speculative buy rating and $1.35 price target on the ASX gold stock.

Based on its current share price of 84 cents, this implies potential upside of 60% for investors over the next 12 months.

Commenting on its investment thesis, the broker said:

MI6 offers gold exposure via the 4.5Moz Bullabulling Resource, valuation uplift through discovery success, project advancement and de-risking as the BGP progresses towards production. It holds ~$250m cash, sufficient to fund to Final Investment Decision (FID) in early CY27, long-lead items and early site works. We retain our $1.35/sh Valuation and Speculative Buy recommendation.

The post This ASX gold stock could be a cheap buy with 60% upside appeared first on The Motley Fool Australia.

More reading

• Brokers name 3 ASX shares to buy right now
• 5 things to watch on the ASX 200 on Friday
• Why Judo Capital, Minerals 260, Santos, and Worley shares are dropping today
• 7 ASX gold stocks to buy now
• Why might Pro Medicus shares soon be under pressure?

Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It has been a positive session for a few of the ASX’s best-known dividend shares on Friday.

Woolworths Group Ltd (ASX: WOW), Coles Group Ltd (ASX: COL), and Washington H. Soul Pattinson and Company Ltd (ASX: SOL) are all pushing higher in afternoon trade.

They are often viewed as defensive or income-focused ASX shares because of their reliable earnings, dividends, and long track records.

At the time of writing, the Woolworths share price is up 0.24% to $40.03 after hitting a 52-week high of $40.10.

Coles shares are up 1.06% to $24.31 after trading as high as $24.35.

Meanwhile, Soul Patts shares are up 0.13% to $45.09 after reaching a yearly high of $45.60.

Here’s what is putting these 3 ASX 200 shares in focus today.

Woolworths shares just keep climbing

Woolworths shares are back near their best levels of the past year.

That’s a strong result for a business that was under pressure not that long ago from weaker margins, cost pressures, and a softer share price.

However, the market now appears more comfortable with the supermarket giant’s reset.

And while Woolworths still faces a competitive grocery market, investors appear to be taking a more positive view of its trading outlook.

Coles reaches fresh highs

Coles is also trading higher today and has pushed to a fresh 52-week high.

That comes after a solid run for the supermarket operator, which continues to appeal to investors looking for steadier earnings.

Coles also offers a 3% dividend yield, compared to Woolworths’ 2.24% yield.

That may help explain why some investors still prefer Coles, especially if they are looking for a more predictable income stream.

Soul Patts offers something different

Soul Patts is also edging higher today after reaching a fresh 52-week high.

Unlike Woolworths and Coles, this is not a supermarket business. It is an investment house with exposure across listed shares, private companies, property, credit, and other assets.

That gives investors a different type of defensive exposure.

The company is closely watched for its dividend record, which has made it a popular name with long-term income investors.

But with the stock now trading near the top of its 52-week range, investors are clearly paying up for that stability.

Are investors getting defensive?

Today’s moves suggest defensive and income-focused shares are still finding support.

Woolworths and Coles both benefit from everyday customer demand, while Soul Patts gives investors a diversified portfolio.

But that doesn’t mean these stocks are cheap.

All 3 are trading at 52-week highs, which means a lot of the good news is already reflected in their share prices.

The post 3 ASX dividend favourites are hitting 52-week highs today. Are investors getting defensive? appeared first on The Motley Fool Australia.

More reading

• Are Woolworths shares still a buy at a 52-week high?
• How to invest $8,000 for passive income in superannuation?
• This ASX 200 giant just hit a 52-week high. Is it getting too expensive?
• Want passive income? These 3 ASX dividend stocks could deliver
• How much is needed in superannuation to target an $11,000 monthly passive income?

Motley Fool contributor Aaron Teboneras has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia has positions in and has recommended Washington H. Soul Pattinson and Company Limited. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It has been a busy week for many of Australia’s top brokers. This has led to a number of broker notes hitting the wires.

Three broker buy ratings that you might want to know more about are summarised below. Here’s why brokers think these ASX shares are in the buy zone right now:

Goodman Group (ASX: GMG)

According to a note out of Citi, its analysts have retained their buy rating and $40.00 price target on this industrial property company’s shares. The broker highlights that over in the UK, Prologis (NYSE: PLD) has made a takeover offer for industrial property company Segro (LSE: SGRO). Citi believes this offer highlights the strategic value of Goodman’s portfolio of development sites and data centre pipeline. It also shows the scarcity of these types of assets as global data centre demand accelerates. And given its belief that Goodman is better positioned than many of its peers, with a significant development pipeline, the broker sees plenty of value in the company’s shares at current levels. The Goodman share price is trading at $31.98 on Friday afternoon.

Judo Capital Holdings Ltd (ASX: JDO)

A note out of Morgans reveals that its analysts have retained their buy rating on this small business lender’s shares with a heavily reduced price target of $1.47. The broker notes that Judo Capital has downgraded its earnings guidance for FY 2026. However, the biggest disappointment for Morgans was the company’s guidance for FY 2027, which fell well short of consensus estimates. Nevertheless, the broker thinks the vicious selloff has been an overreaction. It highlights that Judo Capital’s shares are trading at under 7x FY 2027 earnings despite its guidance pointing to 30% growth across both FY 2026 and FY 2027. Morgans suspects that the market has now priced in a significant risk premium or probability of failure. The Judo Capital share price is fetching 88 cents at the time of writing.

Minerals 260 Ltd (ASX: MI6)

Analysts at Bell Potter have retained their speculative buy rating and $1.35 price target on this gold explorer’s shares. According to the note, the broker was pleased with drilling results from the ongoing resource definition program at its 100% owned, 4.5Moz Bullabulling Gold Project. Bell Potter highlights that they continue to confirm and upgrade the confidence within the current mineral resource estimate and build the case for extensions beyond it. The broker also notes that the company holds ~$250 million in cash, which it believes is sufficient to fund it through to a final investment decision in early 2027. The Minerals 260 share price is trading at 83 cents on Friday.

The post Brokers name 3 ASX shares to buy right now appeared first on The Motley Fool Australia.

More reading

• Why 4DMedical, Centuria Capital, Judo Capital, and Worley shares are dropping today
• Why DroneShield, WiseTech and Judo shares are leading the ASX 200 lower this week
• Where to invest your Westpac dividends
• Could Goodman shares rise more than 20%?
• What on earth’s going on with Judo Capital shares?

Citigroup is an advertising partner of Motley Fool Money. Motley Fool contributor James Mickleboro has positions in Goodman Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Goodman Group and Prologis. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Segro Plc. The Motley Fool Australia has recommended Goodman Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

VanEck has just announced the next round of distributions (dividends) for its ASX exchange-traded funds (ETFs).

The ex-dividend date for the distributions listed below is next Wednesday, 1 July. The record date is 2 July.

The indicative payment date for most of these ETFs is 27 July.

There are some absolute whopper dividends available for investors who own or buy these ASX ETFs before their ex-dividend dates.

Let’s take a look.

How does a 14% to 16% dividend yield in a single payment sound?

The stand-out is VanEck Morningstar Wide Moat (AUD Hedged) ETF (ASX: MHOT), which will pay $20.54 per unit.

That’s not a typo.

Today, the MHOT ETF is $138.40 per unit, which means this next distribution, on its own, represents a 14.8% dividend yield.

Let’s just take a moment to let that soak in.

Also paying a massive dividend this time around is VanEck Gold Miners ETF (ASX: GDX).

GDX ETF will pay $17.99 per unit.

At the time of writing, ASX GDX is $111.09 per unit, which means the next dividend represents a 16.2% yield.

Why are these payments so big?

In the case of MHOT, this next dividend is the fruits of mainly US companies with major competitive advantages (moats), benefiting from a record-high market, turbocharged by the US dollar’s weakness against an ascendant Aussie dollar this year.

In the case of GDX, the dividend is the result of miners’ supercharged earnings from a skyrocketing gold price over the past two years.

Other dividends for VanEck ASX ETF investors

Here is a condensed list of estimated distributions that VanEck will pay ASX ETF investors on 27 July.

VanEck Morningstar Wide Moat ETF (ASX: MOAT) will pay $11.61 per unit.

The VanEck MSCI International Value ETF (ASX: VLUE) will pay $6.65 per unit.

VanEck MSCI Multifactor Emerging Markets Equity ETF (ASX: EMKT) will pay $4.64 per unit. 

The VanEck Morningstar International Wide Moat ETF (ASX: GOAT) will pay $2.68 per unit.

VanEck MSCI International Quality ETF (ASX: QUAL) will pay $2.16 per unit.

The VanEck Video Gaming and Esports ETF (ASX: ESPO) will pay $1.93 per unit.

VanEck Global Defence ETF (ASX: DFND) will pay $1.20 per unit. 

The VanEck FTSE China A50 ETF (ASX: CETF) will pay $1.19 per unit.

VanEck MSCI International Sustainable Equity ETF (ASX: ESGI) will pay $1.02 per unit.

But wait, there’s more!

VanEck Australian Property ETF (ASX: MVA) will pay 79 cents per unit.

The VanEck MSCI Australian Sustainable Equity ETF (ASX: GRNV) will pay 65 cents per unit.

The VanEck Australian Resources ETF (ASX: MVR) will pay 56 cents per unit.

VanEck Small Companies Masters ETF (ASX: MVS) will pay 27 cents per unit.

The VanEck Australian Banks ETF (ASX: MVB) will pay 15 cents per unit.

VanEck MSCI International Small Companies Quality ETF (ASX: QSML) will pay 13 cents per unit.

The VanEck 5-10 Year Australian Government Bond ETF (ASX: 5GOV) will pay 12 cents per unit.

VanEck Global Clean Energy ETF (ASX: CLNE) will pay 7 cents per unit.

The VanEck Global Healthcare Leaders ETF (ASX: HLTH) will pay 4 cents per unit.

The post Own GDX, MOAT, or ESPO? VanEck just announced ASX ETF dividends appeared first on The Motley Fool Australia.

More reading

• 3 excellent ASX ETFs for easy buy and hold investing
• Where to invest $5,000 in ASX ETFs in July
• How to build a winning ASX portfolio with just 3 investments
• Which ASX ETFs are good options for a $1,000 investment?
• 10 amazing ASX ETFs for the next decade

Motley Fool contributor Bronwyn Allen has positions in Vaneck Global Defence Etf. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended VanEck Morningstar International Wide Moat ETF and VanEck Morningstar Wide Moat ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.