Stock Pick

Author: openjargon

  • 2 top ASX dividend shares for retirees

    A mature aged couple dance together in their kitchen while they are preparing food in a joyful scene.

    If you’re retired, or at least approaching retirement, chances are you have different goals from other ASX investors. While those who are working can enjoy a primary stream of income from their jobs, retirees often have to depend on passive, secondary income, either from ASX dividend shares or other sources, to pay their bills.

    That makes maximising dividend income a priority for these investors, even above maximising overall returns.

    With this in mind, let’s discuss three top ASX dividend shares that retirees might like to consider buying for income today.

    Two top ASX dividend shares for a comfortable retirement

    Vanguard Australian Shares High Yield ETF (ASX: VHY)

    First up, we have this exchange-traded fund (ETF) from Vanguard. As you might know, ETFs usually hold an underlying portfolio of other shares that one buys a stake in when purchasing that ETF’s units. In this case, VHY holds about 75 ASX dividend shares that have all been selected based on both their history of paying out sizeable dividends, as well as their perceived capacity to continue to do so.

    In this ETF’s portfolio, you’ll typically find the usual suspects, ranging from the major banks to BHP Group Ltd (ASX: BHP), Telstra Group Ltd (ASX: TLS), Woodside Energy Group Ltd (ASX: WDS), and Transurban Group (ASX: TCL).

    The Vanguard Australian Shares High Yield ETF pays out a quarterly dividend distribution. At recent pricing, VHY units were trading at a trailing yield of 8.54% (although investors shouldn’t expect that to continue indefinitely).

    Coles Group Ltd (ASX: COL)

    Next up, we have what is no doubt a familiar face in Coles Group. Coles runs the second-largest network of supermarkets in the country, as well as the Liquorland bottle-shop chains. I like this ASX dividend share for income as it is able to pay out its fully franked dividends out of a highly defensive earnings base. As its stores sell items that we tend to need rather than want, it should see customers continuing to come through its doors as long as it remains competitive with its pricing.

    Coles has also spent the seven years since its ASX listing building up a strong dividend track record. It has delivered an annual dividend increase to its shareholders since 2019, including in 2025.

    This ASX dividend share has increased markedly in value over the past two years or so, which has whittled its dividend yield somewhat. Even so, the company still has a fully franked yield of just over 3% on the table.

    The post 2 top ASX dividend shares for retirees appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Coles Group Limited right now?

    Before you buy Coles Group Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Coles Group Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    See the 5 Stocks

    * Returns as of 18 November 2025

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    Motley Fool contributor Sebastian Bowen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Transurban Group. The Motley Fool Australia has positions in and has recommended Telstra Group and Transurban Group. The Motley Fool Australia has recommended BHP Group and Vanguard Australian Shares High Yield ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • I’m a CEO who believes in menstrual leave for employees, polite bullying, and barre workouts. Here’s a day in my life.

    Tori Dunlap
    Tori Dunlap, the founder of Her First $100K, shares a day in her life.

    Sy Bean for BI

    This as-told-to essay is based on a conversation with Tori Dunlap, the 31-year-old founder and CEO of Her First $100K, a financial education company geared toward Gen Z and millennial women. She's also an author and podcast host based in Seattle.

    Dunlap saved and invested $100,000 by the time she was 25 years old, which became the origin story of her company. She credited her ability to save such a large sum at a young age to a combination of privilege and hard work, and graduating debt-free thanks to her college fund from her parents and the three jobs she worked while in school.

    In June 2025, she spoke with Business Insider about why she chose to rent, rather than buy, her home, despite being a millionaire. At the time, renting fit her season of life due to its flexibility, convenience, and lower costs, but she said she didn't think she'd do it forever. She has since purchased her own home.

    Dunlap also previously shared about how she and her partner navigate finances in their relationship, given their difference in income. Dunlap's partner earned $60,000 in 2024, working multiple jobs within the athletics and education space, as well as side gigs such as dog-sitting and private training.

    The following has been edited for length and clarity.

    I founded Her First $100K when I was 25 to fight financial inequality by giving women actionable resources to better their money.

    I didn't build a business to work so hard that I burn myself out. That's why I left a 9-to-5 job. I built a company culture where we do really important work, but we say all the time, "We're not curing cancer."

    Here's what a workday in my life is like.

    Tori Dunlap walks to the beach
    Dunlap starts her mornings with a walk to the water.

    Sy Bean for BI

    My day usually begins around 7:30 a.m.

    I'm not up at 5 a.m. drinking my lemon water because I like my sleep. I'm not a coffee drinker, so if I don't get at least eight hours of sleep, I'm a little grumpy.

    If I have to be up early for a flight, a podcast, or a press interview, that's going to impact my wakeup time, but if I have control of my schedule that day, I'm usually up about 7:30 a.m.

    As soon as I get out of bed, I check my phone. I know I shouldn't be doing so, and I don't love that I do, but I do. I check emails and Slack, our social content's performance, and my texts from friends.

    Cori Dunlap prepares her breakfast
    Dunlap has the same breakfast every morning — a protein smoothie.

    Sy Bean for BI

    Then I do what my friend Liz Moody talks about as a "circ walk" — a circadian walk. The idea is that if you can get sunlight in your eyes as soon as possible after waking up, your digestion improves, you feel more awake throughout the day, and your metabolism's better. Honestly, it just makes me feel really good.

    I bought a home close to the water, so I walk to the beach. Sometimes, the walk is only 10 minutes. Other times, it's a half hour.

    For breakfast, I usually split a berry chocolate protein smoothie with my partner. I've been drinking a version of that since 2016. He usually makes that while I'm doing chores around the house or preparing for calls.

    I usually start work around 9 a.m.

    I always find mornings to be most productive for me. I might have meetings with my team, be getting on a flight to speak somewhere, or just be answering emails.

    Thursdays typically are our recording days. I record my own podcast, and then I may go on someone else's show.

    Tori Dunlap at her computer
    Dunlap's company Her First $100K is fully remote, so she works from home.

    Sy Bean for BI

    My company is fully remote. Those of us who live in Seattle try to see each other and work together once or twice a month. It's nice to gather in person, but since we have people all over, we also offer virtual coworking on Zoom. That's one way we keep up our company culture, even though we're remote.

    Lunch is a nice break for me

    I usually cook lunch myself, or I have leftovers from the night before. Sometimes my COO comes over to cowork with me, and we might order lunch.

    I really try not to eat while working. It's a nice break, and I try to take at least half an hour.

    I'll usually watch a TV show, such as on Food Network or the Try Guys. I dream of being a guest judge on the Food Network, so I'm studying up. I've worked with the Try Guys before; I politely bullied them until they let me in, which is how I've gotten every opportunity in my business — just politely asking until they say yes.

    Tori Dunlap in her garden
    Dunlap enjoys spending time in her garden.

    Sy Bean for BI

    I do things around the house during breaks

    In the afternoons, I sometimes have more meetings and interviews. I also try to sneak in my actual work in between those — creating content, being the public face of the company, working on my next book proposal, and CEO work of big vision planning, thinking about our strategy, and testing certain things.

    If I have breaks between tasks, I usually try to get something done around the house. I'll throw in a load of laundry or tidy up. I have a house cleaning service come twice a month, and honestly, I'll probably move to once a week because it's really nice and frees up my time.

    Taking time during the workday is something that we've built into our work and fully approve of and support through our company policies. We're a team of all women — six full-time employees and nine contractors. People have lives outside work.

    Our full-time employees already have unlimited PTO, but if someone needs to take the afternoon or a half hour off, they can do so without needing approval.

    Tori Dunlap on her podcast station
    Dunlap creates content for Her First $100K's social media channels.

    Sy Bean for BI

    We also have menstruation leave at Her First $100K. As a menstruating founder, I lose at least five days a month to feeling gross, plus another few days during the luteal phase, during which I feel like an insane person. Men don't have to deal with these things.

    We also have quarterly weeks off for our employees during which they're paid, but the entire company pauses.

    My workday typically ends around 5 p.m.

    If it's a standard day, I'm off at 5 p.m. and I won't touch my laptop again. If I get an idea or a spark, I'll sometimes open my laptop after dinner or at 10 p.m., because I genuinely enjoy working on my business, but I don't expect this of any of my other team members.

    After work, I'll typically either cook dinner, meet friends, or go out for date night. If I'm having dinner at home with my partner, our go-to option is splitting a salad kit and adding chicken because it's healthy and quick.

    Usually, after dinner — and I'll sometimes do it in the morning, too — I do barre. It's my workout of choice, and I try to do it three times a week.

    I used to think that working out was about getting as skinny as possible. One of the things I love about barre is that you show up, make modifications, do the exercises that are right for you, and get as strong as you can. It really positively affected my relationship with fitness and with my body, and I think it has 100% affected the way I show up as a business owner.

    I read and journal before bed

    My partner and I might watch an episode or two of our show — right now, we're watching Money Heist — or do some reading. I'm a big reader, and so is he. When I don't read, I don't feel as good. Currently, I'm reading "Wild Dark Shore," a novel. I track every book that I read.

    Tori Dunlap reads at the window
    Dunlap reads as a form of escape.

    Sy Bean for BI

    I read a variety of genres, including fairy smut fantasy, murder mystery thrillers, and general literary fiction. I read very little nonfiction because my entire life is a nonfiction book, and books are my escape.

    I try to journal every single night, and I've done so almost every night for the last five or six years. The journal has been a huge part of helping me become the best person I can be and process my thoughts.

    I try to be in bed with the lights out at 10:30 p.m., but usually that ends up being 11.

    Read the original article on Business Insider

  • Is this the best ASX ETF to diversify your portfolio with?

    Portrait of a boy with the map of the world painted on his face.

    Here at the Motley Fool, we often encourage investors to diversify their portfolios. Not just using ASX shares, or exchange-traded funds (ETFs), mind you, but buying stocks from other markets as well. The ASX is a wonderful place to invest. But it represents just a tiny fraction of the world’s best businesses.

    I have long recommended that Australian investors diversify into US stocks. The US, with its world-class companies like Microsoft, Alphabet, and Mastercard, is fertile ground for finding some of the best companies in the world.

    However, chances are most Australians are already quite heavily invested in the American markets thanks to their superannuation funds. Many Australians might also feel a little queasy about investing Stateside right now for various reasons. One might be the high correlation that the ASX and the US stock markets have historically shown.

    So, if you are looking for true stock market diversification, you might wish to consider using an ASX ETF that many investors haven’t considered, or may not have even heard of.

    The Vanguard FTSE Emerging Markets Shares ETF (ASX: VGE) is a massive investment in scope and scale. It holds more than 4,000 underlying stocks, drawn from about two dozen countries’ stock markets. The economies of these countries, as you might guess from the fund’s name, are classified as emerging. They range from China, India, and Taiwan to Kuwait, Malaysia, and South Africa.

    Those are markets that most investors have very little exposure to, if at all. Some of this ETF’s largest holdings are stocks you may have heard of, such as Taiwan Semiconductor Manufacturing Co. or Alibaba. Others, like Saudi National Bank and Petroleo Brasileiro, are more obscure.

    An ASX ETF to instantly diversify a stock portfolio

    Using an ETF like VGE enables investors to diversify away from both the ASX and the United States as much as one practically can in Australia. For investors who have already done so in recent years, the results have been quite lucrative. As of 31 October, the Vanguard FTSE Emerging Markets Shares ETF has returned 18.57% year to date and 20.96% over the preceding 12 months. Over the past three years, the returns have averaged 17.43% per annum.

    Going back further, though, those returns are more tempered. VGE units have averaged 7.71% per annum over the ten years to 31 October, and 7.6% per annum since this ASX ETF’s inception 12 years ago this month. These figures all take into account VGE’s management fee of 0.48% per annum.

    ASX investors also have to keep in mind that this ETF is not currency hedged. That means that international currency movements (which can be volatile in emerging markets) have the potential to both positively and negatively influence returns when brought back to Australian dollars.

    Even so, this ASX ETF from Vanguard is arguably a great option if you want to meaningfully diversify your ASX investments.

    The post Is this the best ASX ETF to diversify your portfolio with? appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Vanguard FTSE Emerging Markets Shares ETF right now?

    Before you buy Vanguard FTSE Emerging Markets Shares ETF shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Vanguard FTSE Emerging Markets Shares ETF wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    See the 5 Stocks

    * Returns as of 18 November 2025

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    Motley Fool contributor Sebastian Bowen has positions in Alphabet, Mastercard, and Microsoft. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, Mastercard, Microsoft, and Taiwan Semiconductor Manufacturing. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Alibaba Group and has recommended the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool Australia has recommended Alphabet, Mastercard, and Microsoft. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • 1 Australian stock you’ll probably kick yourself for not owning a decade from now

    A happy young couple lie on a wooden deck using a skateboard for a pillow.

    Every now and then, the market serves up a great business at a very attractive price.

    Right now, I believe ResMed Inc. (ASX: RMD) is one of those opportunities.

    A global health giant hiding in plain sight

    ResMed has quietly grown into one of Australia’s most successful global healthcare companies. It dominates the market for sleep apnoea devices and masks, and its software platforms support millions of patients and providers worldwide.

    And yet, despite that leadership, its shares have only risen by 9% since this time four years ago due largely to concerns about weight-loss drugs. But when you zoom out, the long-term outlook becomes impossible to ignore.

    Sleep apnoea is one of the most underdiagnosed medical conditions on the planet, with more than one billion people estimated to suffer from it globally. The vast majority are undiagnosed and untreated. That gives ResMed a total addressable market so large that even modest gains in diagnosis and treatment can fuel years, if not decades, of growth.

    Long term opportunity

    The market became preoccupied with fears that weight-loss medications could meaningfully reduce sleep apnoea cases. But real-world data has shown that isn’t happening. Independent analysts and sleep specialists continue to report that while weight loss helps, it rarely eliminates the condition entirely. In many cases, patients still require ongoing treatment.

    At the same time, ResMed has been consistently improving margins through cost efficiencies, manufacturing improvements, and strong demand for its latest devices.

    Big potential returns

    Despite its world-class fundamentals, ResMed is trading at a sharp discount to what many analysts believe is fair value.

    For example, analysts at Citi have a buy rating and $51.00 price target on this Australian stock.

    Based on its current share price of $39.31, this implies potential upside of approximately 30% for investors over the next 12 months.

    The team at Macquarie isn’t far behind with its outperform rating and $49.20 price target, which offers a potential return of 25%.

    Investors don’t often get a chance to buy a healthcare leader of this calibre at a discount, and they rarely get two chances.

    Foolish takeaway

    Fast-forward 10 years, and this Australian stock is likely to be even bigger, more technologically advanced, and more profitable than it is today.

    The sleep apnoea market is vast, underpenetrated, and growing. ResMed’s competitive position is formidable. And the current share price simply doesn’t reflect that long-term potential.

    The post 1 Australian stock you’ll probably kick yourself for not owning a decade from now appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Macquarie Group Limited right now?

    Before you buy Macquarie Group Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Macquarie Group Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    See the 5 Stocks

    * Returns as of 18 November 2025

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    Citigroup is an advertising partner of Motley Fool Money. Motley Fool contributor James Mickleboro has positions in ResMed. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group and ResMed. The Motley Fool Australia has positions in and has recommended Macquarie Group and ResMed. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • My mother-in-law moved in with us and helps with childcare and household chores. It’s the best decision we’ve ever made.

    grandma playing "clue"
    The author's mother-in-law moved in full-time with her family.

    Courtesy of the author

    • My family moved to a new city for my job, where we had no extended family.
    • When my mother-in-law came to visit, my husband and I had time for each other and the house.
    • She decided to move in with us, and we are all so much happier together.

    Yesterday, I ate three healthy meals, came to work fully prepared, went to the gym, read a chapter aloud to my daughters before bed, and fell asleep before 10 p.m., knowing the pets were fed, the plants were watered, the laundry was put away, and the dishwasher was loaded.

    Am I the most amazing mom on planet Earth? Far from it. But I may be the luckiest — because my mother-in-law lives with me.

    My family moved for a job

    Seven years ago, my husband, our two then-toddlers, and I packed up and moved over 1,000 miles away for a job I couldn't turn down. Leaving our hometown meant saying goodbye to every grandparent our kids had, our cousins, and our childhood friends. In our new city, we had no family to speak of and only a few acquaintances from my college years. Babysitters were hard to come by (and afford), and grocery shopping became a tag-team sport.

    For months, my husband and I were roommates at best, two adult ships just passing by one another at worst. I worked long hours while he carried most of the parenting load. The house was never fully clean. Some days I wore a bathing suit bottom instead of underwear because the laundry wasn't done. Date nights didn't exist.

    But for one month each year, when my mother-in-law came to visit, we remembered who we were. She watched the girls while we went to dinner, and we relearned how to talk to each other as human beings in love. I'd come home to mopped floors, folded laundry, and kids buzzing from their latest board-game marathon or "British Bake Off" — style kitchen showdown with Grandma.

    My mother-in-law's visits were so necessary

    As the girls got older, her visits became our beacon of hope. She helped with homework, basketball practices, and science projects. She reminded me I was more than a worker or mother — I was a whole person. We watched "Survivor" together, she cheered on my dream of writing a bestselling romance novel, and when no one else knew I needed to hear it, she told me I was a good mom.

    At the end of each visit, when her suitcase rolled toward the front door, we all cried. My husband got quiet, the girls begged her to stay longer, and I dreaded going back to survival mode.

    After her most recent departure, things hit a breaking point. I started a new job with a big scope of work and a lot to prove. My husband was traveling more. The girls had calendars busier than we could manage. Money was tight. "In this economy?" felt like the answer to everything.

    She ended up moving in with us

    One day, I pitched the idea to my husband: "What if your mom moved in?" We both loved the idea, but we had our doubts. His mom had lived her whole life in a tiny coastal California town with one stop sign. Why would she uproot to a desert city with yield left turns at every intersection?

    But when I told her I was feeling depressed, that I'd had to tell the girls they couldn't audition for a play because we couldn't juggle practices, that I was worried about my marriage, she said: "If you want me there, I'll move in."

    Grandma walking with grandchildren
    The author is grateful for her mother-in-law's help.

    Courtesy of the author

    Luckily, we had a spare bedroom. Nothing glamorous — just a small room in a tract home. That summer, she packed her belongings, forwarded her mail, and showed up at our door, here to stay.

    Four months later, it's the best decision we've ever made. My kids now have a full cheering section at their games. The house is spotless (she actually loves to clean). When we work late, dinner is waiting for us. She even bakes and freezes protein muffins so I don't skip breakfast.

    My mother-in-law is starting to lay down roots. She is considering taking a local art class, volunteering at the animal shelter, or looking for a part-time job. She is teaching the girls how to crochet. They know their family history through her stories. On Thursdays, we stream "Survivor" and on other nights, we watch "Gilmore Girls" together — grandma and the kids for the first time, me for the fifth. My husband, who sat through the series once when I was pregnant, happily skips. But even his mood is lighter. He can run errands without checking if I'll be home. And as much as I love his mom, I know he is so happy to have her close by again.

    Of course, cohabitating means we sometimes step on each other's toes. But after years of monthlong visits and now four months of living together, I can say this with certainty: I love our multigenerational home. And I love that she loves us enough to make it possible.

    Read the original article on Business Insider

  • Airbus issues a recall that will impact hundreds of US planes, including those from American Airlines and Delta

    Airbus issued a recall on Friday.
    Airbus issued a recall on Friday.

    STEPHANE MAHE/REUTERS

    • Airbus said it has recalled some of its A320 jets due to data corruption risks from solar flares.
    • The recall could impact hundreds of planes in the US.
    • American Airlines and Delta said they are updating aircraft software to prevent flight delays.

    Airbus issued a major recall on Friday that will affect hundreds of planes in the US, including some operated by American Airlines and Delta.

    The company said it discovered a potential data corruption issue on many of its A320 jets.

    In the statement, Airbus said that "intense solar radiation may corrupt data critical to the functioning of flight controls," and that "a significant number of A320 Family aircraft" need immediate updates as a result. The company said it "will lead to operational disruptions to passengers and customers."

    A spokesperson for Airbus told Business Insider via email that the issue is tied to a "specific software version carried by A320 Family aircraft, some of which are operating in the US."

    American Airlines said in a statement that roughly 340 of its planes could be affected. It added that "we believe the total possible affected aircraft will be lower," and the update should take about two hours per aircraft.

    Delta said the issue should only apply to a "small portion" of its A321neo aircraft, fewer than 50 planes. Delta told Business Insider the work would be done "by Saturday morning through already planned aircraft maintenance touchpoints."

    A spokesperson from United Airlines said the company has not been affected by the recall.

    The Sunday after Thanksgiving is usually one of the busiest air travel days of the year.

    Read the original article on Business Insider

  • 3 of the best ASX ETFs to build significant wealth

    A laughing woman wearing a bright yellow suit, black glasses, and a black hat spins dollar bills out of her hands, reflecting dividend earnings.

    Most people think building wealth requires luck, endless research, or perfectly timing the market.

    In reality, long-term wealth is usually created through a simple formula. That is owning great assets, staying invested, and letting compounding quietly work for you.

    That is where exchange-traded funds (ETFs) shine.

    With a single investment, you can own large numbers of high-quality shares and ride the growth of powerful global trends.

    For investors looking to build serious wealth over the next decade and beyond, a handful of ASX ETFs stand out as exceptional foundations.

    Here are three that could help turn steady investing into meaningful long-term results.

    Betashares Asia Technology Tigers ETF (ASX: ASIA)

    If you believe the next generation of global growth will come from Asia, then the Betashares Asia Technology Tigers ETF could be for you.

    It provides exposure to the region’s biggest and most influential tech companies, spanning China, Taiwan, and South Korea.

    Its portfolio features giants such as Tencent Holdings (SEHK: 700) in gaming and social media, Taiwan Semiconductor Manufacturing Company (NYSE: TSM) in chip manufacturing, and Alibaba Group (NYSE: BABA) in e-commerce and cloud computing. These businesses sit at the centre of digital transformation across Asia, which is a trend poised for decades of growth.

    Betashares Global Cash Flow Kings ETF (ASX: CFLO)

    The Betashares Global Cash Flow Kings ETF focuses on profitable global shares with strong free cash flow, which is one of the most reliable indicators of long-term shareholder returns. Instead of chasing hype, this ASX ETF targets businesses that generate real, recurring cash and deploy it intelligently.

    Holdings include Visa (NYSE: V), Alphabet (NASDAQ: GOOGL) and Palantir Technologies (NASDAQ: PLTR). These companies produce vast amounts of cash that can be reinvested, returned to shareholders or used to fund future innovation.

    For investors who want growth without excessive speculation, this fund offers a disciplined and quality-focused global portfolio. It was recently named as one to consider buying by Betashares.

    Betashares Global Cybersecurity ETF (ASX: HACK)

    Finally, the Betashares Global Cybersecurity ETF provides investors with exposure to shares that are safeguarding the world’s data and digital infrastructure. This is an area that is expected to grow rapidly as cyber threats become more frequent and sophisticated.

    Major holdings include CrowdStrike Holdings (NASDAQ: CRWD), Palo Alto Networks (NASDAQ: PANW) and Cisco Systems (NASDAQ: CSCO). These are global leaders in cloud security, threat detection, and network infrastructure, which are areas with massive demand and long-term spending growth ahead.

    The post 3 of the best ASX ETFs to build significant wealth appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Betashares Capital Ltd – Asia Technology Tigers Etf right now?

    Before you buy Betashares Capital Ltd – Asia Technology Tigers Etf shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Betashares Capital Ltd – Asia Technology Tigers Etf wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    See the 5 Stocks

    * Returns as of 18 November 2025

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    Motley Fool contributor James Mickleboro has positions in Betashares Capital – Asia Technology Tigers Etf. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, BetaShares Global Cybersecurity ETF, Cisco Systems, CrowdStrike, Palantir Technologies, Taiwan Semiconductor Manufacturing, Tencent, and Visa. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Alibaba Group and Palo Alto Networks. The Motley Fool Australia has recommended Alphabet, CrowdStrike, and Visa. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • I’d listen to Warren Buffett’s advice to buy undervalued ASX shares today

    Legendary share market investing expert and owner of Berkshire Hathaway, Warren Buffett.

    If there’s one investing principle Warren Buffett has repeated more than any other, it is to buy wonderful companies at fair or undervalued prices.

    Not speculative names. Not the hottest trend. Just proven businesses that are temporarily trading below what they are truly worth.

    It is a simple philosophy, but it is also one of the main reasons the Oracle of Omaha has outperformed the broader market for more than half a century, and it remains just as relevant today.

    Even after the recent rebound in global markets, pockets of undervaluation still exist. And for long-term investors, these opportunities may be far more attractive than trying to chase whatever is surging right now.

    Warren Buffett doesn’t hunt for cheap shares

    Buffett has always made it clear that undervalued shares aren’t the same as good value shares. A stock can look cheap on paper but still be a bad investment if the underlying business is deteriorating.

    What Buffett actually looks for is value relative to quality, strong competitive advantages, durable earnings, talent management, and long-term tailwinds.

    If a company ticks those boxes and the market is mispricing it due to short-term pessimism, that is when Buffett becomes interested.

    This mindset has delivered decade after decade of outperformance, not through luck, but because buying undervalued high-quality businesses creates a natural margin of safety and amplifies long-term returns.

    Powerful in uncertain markets

    A common mistake that investors make is waiting for the perfect moment to buy ASX shares. Buffett doesn’t try to predict market tops or bottoms; he simply focuses on value.

    And when markets wobble, sentiment weakens, or headlines turn negative, that’s when mispricings often occur.

    Today’s environment is a perfect example. There are plenty of high-quality ASX shares that trade well below their long-term averages. Think of companies such as CSL Ltd (ASX: CSL), which remains deeply discounted despite strong fundamentals, or Xero Ltd (ASX: XRO), which has been sold off far more than its long-term growth outlook deserves.

    These situations don’t guarantee gains. No investment does. But what they offer is a level of valuation support that speculative, overhyped sectors simply cannot match.

    Buffett’s point is simple: if you buy a high-quality business at a sensible price, you are already ahead, no matter what the market does next.

    Foolish takeaway

    Warren Buffett’s advice hasn’t changed in 60 years because it keeps working. Buy great businesses when they are good value, hold them for as long as you can, and let compounding do the rest.

    Even with markets rebounding recently, there are plenty of high-quality ASX shares that still trade below what they’re worth. For long-term investors, this may be the ideal moment to follow Buffett’s lead.

    The post I’d listen to Warren Buffett’s advice to buy undervalued ASX shares today appeared first on The Motley Fool Australia.

    Should you invest $1,000 in CSL right now?

    Before you buy CSL shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and CSL wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    See the 5 Stocks

    * Returns as of 18 November 2025

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    Motley Fool contributor James Mickleboro has positions in CSL and Xero. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL and Xero. The Motley Fool Australia has positions in and has recommended Xero. The Motley Fool Australia has recommended CSL. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • These are the top ASX blue-chip shares I’d buy today

    A group of people in suits watch as a man puts his hand up to take the opportunity.

    ASX blue-chip shares are typically some of Australia’s biggest companies. Some of them do not have a lot of growth potential because they’re mature businesses with few avenues to accelerate earnings noticeably.

    I think one of the main appeals of good blue chips is that they’re large and can deliver earnings growth.

    The three businesses I want to tell you about are three of the strongest Australian companies that can grow at a pleasing pace.

    Telstra Group Ltd (ASX: TLS)

    Telstra is Australia’s leading telecommunications business, with the most subscribers and the widest network coverage.

    Australia is becoming an increasingly digital country, and this is helping grow the importance of a 5G mobile connection. Telstra’s total subscriber numbers continue rising, and the average revenue per user (ARPU) is growing thanks to price increases.

    I expect the company’s mobile revenue and operating profit (EBITDA) to increase in the coming years, which is the key division.

    A bonus earnings boost could be the adoption of wireless broadband by households and small businesses – that’s where a broadband connection is powered by 5G rather than the NBN cables. These connections could be significantly more profitable for Telstra than a connection through the NBN.

    Pleasingly, the ASX blue-chip share has grown its annual payout in recent years and currently has a grossed-up dividend yield of 5.5%, including franking credits.

    Wesfarmers Ltd (ASX: WES)

    Wesfarmers is one of Australia’s largest retailers with a number of businesses, including Bunnings, Kmart, Officeworks, Target, and Priceline. WesCEF (chemicals, energy and fertilisers), healthcare businesses, and an industrial and safety division make up most of the rest of the business.

    The company’s focus on providing customers with great value has led to Kmart and Bunnings achieving a strong market position in their respective retail sectors. Their scale means they’re able to achieve strong profit margins.

    I like the efforts of the company to diversify its earnings, such as creating a healthcare division which now includes Priceline, Clear Skincare, SILK Group (laser clinics), Soul Pattinson Chemist, InstantScripts, and SiSU Health. The company is also working on a lithium mining project.

    With ongoing business diversification and Kmart looking to sell more Anko products to international markets (such as North America and the Philippines), I think there is still a lot more growth ahead for this ASX blue-chip share.

    Macquarie Group Ltd (ASX: MQG)

    Macquarie is one of the largest ASX financial shares, and I think it has the ability to significantly scale in the coming years. It has more earnings diversification than the big four banks, with multiple divisions (beyond just banking) that generate a majority of Macquarie’s income internationally.

    It has an asset management division, a local banking segment, investment banking, and a commodities and global markets (CGM) division. It has multiple areas that it can allocate money to generate growth.

    Macquarie is rapidly growing its market share in Australia’s banking industry. In the FY26 first-half result, its home loan portfolio reached $160.3 billion, up 13% compared to 31 March 2025. That’s an incredible rise in six months – it has now reached a market share of 6.5%. Banking deposits rose by 12% to $192.5 billion.

    Its banking strategies are clearly working because it has a net promoter score (NPS) – customer satisfaction – that’s “significantly above major bank peers”.

    I think the ASX blue-chip share has a promising future.

    The post These are the top ASX blue-chip shares I’d buy today appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Wesfarmers Limited right now?

    Before you buy Wesfarmers Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Wesfarmers Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    See the 5 Stocks

    * Returns as of 18 November 2025

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    Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group and Wesfarmers. The Motley Fool Australia has positions in and has recommended Macquarie Group and Telstra Group. The Motley Fool Australia has recommended Wesfarmers. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Here’s what Westpac says the RBA will do with interest rates in December

    A man in a suit looks serious while discussing business dealings with a couple as they sit around a computer at a desk in a bank home lending scenario.

    Last week certainly was a big one for interest rates in Australia.

    The release of inflation data from the Australian Bureau of Statistics rocked the market and appeared to bring the curtain down on the Reserve Bank of Australia’s (RBA) rate cut cycle.

    But is that actually the case? Let’s see what the economics team at Westpac Banking Corp (ASX: WBC) is saying about the outlook for interest rates.

    Where are interest rates going?

    The good news for borrowers is that Westpac doesn’t believe that interest rate cuts are over.

    Its economists Illiana Jain and Ryan Wells highlight that electricity prices were to blame for the spike and don’t expect this pace of inflation to be sustained in 2026.

    As a result, they have retained their view on the outlook for inflation and interest rates in Australia. They said:

    It was a historic week in Australia, marked by the ABS publishing the October CPI – the first complete set of monthly inflation data. In the event, it surprised markets materially to the upside on both a headline (3.8%yr) and trimmed mean (3.3%yr) basis, although headline came in marginally lower than our forecast of 3.9%. Base effects around electricity prices, due to government subsidies, was the chief culprit behind the lift in headline inflation.

    On the firmer trimmed mean result: around a third of the basket is running above 5%yr, but most of these components are administered prices, known supply shocks or volatile items, downplaying the impact of demand-side strength. Given this, we do not suspect such a pace of inflation to be sustained in 2026, so we retain our view on the outlook for inflation and interest rates.

    Westpac’s forecasts

    Westpac isn’t expecting the RBA to cut rates at next month’s monetary policy meeting, but it doesn’t think homeowners will have to wait too long for further relief.

    According to its weekly economic note, Australia’s oldest bank continues to forecast the cash rate to be taken down from 3.6% to 3.35% by June of next year. After which, it expects a further cut to 3.1% by September 2026.

    The even better news for borrowers is that Westpac doesn’t see potential for an interest rate hike any time soon. In fact, the bank’s economics team believes that the cash rate will then remain at 3.1% until at least December 2027.

    The post Here’s what Westpac says the RBA will do with interest rates in December appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Westpac Banking Corporation right now?

    Before you buy Westpac Banking Corporation shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Westpac Banking Corporation wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    See the 5 Stocks

    * Returns as of 18 November 2025

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    Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.