The BetaShares Global Sustainability Leaders ETF (ASX: ETHI) is a leading exchange-traded fund (ETF) pick in my opinion. I’m going to tell you why I think it’s a top ASX ETF to own in 2024 and beyond.
First, I’ll point out that the ETHI ETF is one of the larger ETFs on the ASX, with net assets of around $3 billion.
Ethical leaders
This investment provides an ethically screened portfolio of large global stocks that have been identified as ‘climate leaders’ and have also passed screens to exclude companies engaged in activities “deemed inconsistent with responsible investment considerations”.
It excludes industries like fossil fuels, gambling, tobacco, armaments, animal cruelty and payday lending. There must also be no human rights concerns, and companies must have gender diversity on the board.
The ETHI ETF gives examples of businesses it has excluded. It’s not invested in McDonald’s because a majority of its revenue comes from junk food, Goldman Sachs has significant lending to fossil fuel projects, General Electric is a major military and armaments manufacturer, and Tesla is “implicated in workplace relations related controversies.”
The annual management cost is just 0.59%, which I think is good value for how much ESG screening work has been done.
Strong businesses
These are not just, small ethical businesses. The ETHI ETF starts with the entire global share market and what remains after the screening are 200 of the biggest (and ethical) companies from across the world.
When we look at the ASX ETF’s holdings, they are some of the world’s leading businesses at what they do, including Nvidia, Visa, Apple, Mastercard, Toyota, Home Depot, ASML, Salesforce, Unitedhealth, Novo Nordisk, SAP and Adobe.
Pleasingly, just over a third of the portfolio is invested in IT businesses, which is usually a good sector for delivering growth.
Great returns for this ASX ETF
It may not be a surprise to learn that this collective group of businesses have done very well in terms of shareholder returns.
According to BetaShares, the ETHI ETF has delivered an average return per annum of 18.7% since its inception in January 2017 to 28 March 2024. Past performance is not a reliable indicator of future performance when it comes to returns of that size, considering the huge gains its Nvidia holding has seen.
In the past three years, the average return per annum was 15%, which seems a bit more realistic, but still very, very good.
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Scott just revealed what he believes could be the ‘five best ASX stocks’ for investors to buy right now. We believe these stocks are trading at attractive prices and Scott thinks they could be great buys right now…
Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended ASML, Adobe, Apple, Goldman Sachs Group, Home Depot, Mastercard, Nvidia, Salesforce, Tesla, and Visa. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Novo Nordisk and UnitedHealth Group and has recommended the following options: long January 2025 $370 calls on Mastercard and short January 2025 $380 calls on Mastercard. The Motley Fool Australia has recommended ASML, Adobe, Apple, Mastercard, Nvidia, and Salesforce. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
On Monday, the S&P/ASX 200 Index (ASX: XJO) had a strong start to the week and charged higher. The benchmark index rose 0.7% to 7,682.4 points.
Will the market be able to build on this on Tuesday? Here are five things to watch:
ASX 200 expected to rise again
The Australian share market is expected to rise again on Tuesday following a strong start to the week on Wall Street. According to the latest SPI futures, the ASX 200 is poised to open the day 41 points or 0.5% higher. In the United States, the Dow Jones was up 0.45%, the S&P 500 was up 1%, and the NASDAQ rose 1.2%.
ANZ half year results
All eyes will be on the ANZ Group Holdings Ltd (ASX: ANZ) share price on Tuesday when the banking giant becomes the latest big four member to release its results. A note out of Goldman Sachs reveals that its analysts are expecting the bank to report cash earnings (before one-offs) of $3,683 million for the first half. This represents a 4% decline on the prior corresponding period. This is ahead of the consensus estimate of $3,531 million. Goldman also expects an 81 cents per share dividend and a $1.5 billion share buyback.
Oil prices rise
ASX 200 energy shares Santos Ltd (ASX: STO) and Karoon Energy Ltd (ASX: KAR) could have a good session on Tuesday after oil prices rose overnight. According to Bloomberg, the WTI crude oil price is up 0.65% to US$78.60 a barrel and the Brent crude oil price is up 0.55% to US$83.41 a barrel. Oil prices pushed higher despite confusion over whether a Gaza ceasefire had been accepted.
NAB shares are going ex-dividend
National Australia Bank Ltd (ASX: NAB) shares are going ex-dividend this morning and are likely to trade lower. Last week, the banking giant released its half-year results and declared a fully franked interim dividend of 84 cents per share. Eligible shareholders won’t have to wait too long until pay day. NAB is currently scheduled to make its payment on 3 July.
Gold price charges higher
ASX 200 gold shares such as Evolution Mining Ltd (ASX: EVN) and Regis Resources Limited (ASX: RRL) could have a positive session on Tuesday after the gold price charged higher overnight. According to CNBC, the spot gold price is up 1.1% to US$2,333.8 an ounce. A softer US dollar and rate cut hopes boosted the precious metal.
Wondering where you should invest $1,000 right now?
When investing expert Scott Phillips has a stock tip, it can pay to listen. After all, the flagship Motley Fool Share Advisor newsletter he has run for over ten years has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
Scott just revealed what he believes could be the ‘five best ASX stocks’ for investors to buy right now. We believe these stocks are trading at attractive prices and Scott thinks they could be great buys right now…
Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Goldman Sachs Group. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
BHP Group Ltd (ASX: BHP) shares have been closely linked to the performance of the iron ore price over the last few years. But copper could have a growing influence on the ASX mining share as time goes on.
BHP is already one of the largest copper miners in the world, but it wants to increase its exposure further. Of BHP’s US$27.2 billion revenue in the first-half period, copper was responsible for US$8.66 billion of that revenue.
Anglo-American acquisition attempt
The mining giant recently confirmed it had made a bid for the large UK-listed miner Anglo-American. It offered 0.7097 BHP shares for each Anglo-American share.
There were a few different reasons for that bid.
BHP said it would increase its exposure to future-facing commodities, including copper assets. These assets would add growth and diversification to its existing portfolio.
Other benefits include additional iron ore and metallurgical coal projects, as well as the ability to deliver meaningful synergies.
Some large institutional investors have given their blessing to BHP’s pursuit of Anglo-American and copper plays in general. According to reporting by the Australian Financial Review, HESTA chief executive Debby Blakey said:
Australian mining companies stand to benefit from boosting their exposure to transition minerals.
These commercial opportunities must also have the appropriate scale and efficiencies to meet the expected surge in demand for future-facing commodities.
Critical minerals are key to supporting the energy transition, given the need for a rapid shift to clean energy technology.
On The Bull, Tom Bleakley from BW Equities (who rates BHP shares as a hold) said BHP was the “conservative path for exposure to the copper price”, though he pointed out iron ore was still currently the “dominant driver” of BHP’s revenue and earnings.
Two tailwinds for the copper price
The fund manager, L1 Capital, thinks both supply and demand could help copper’s medium-term fundamentals.
L1 said there was robust demand growth due to “electrification tailwinds, incremental data centre and AI-related demand, as well as the potential for improving global manufacturing activity on easy monetary policy.”
There is also “constrained supply resulting from the insufficient number of new major mines planned over the next decade and the significant decline of the existing production base.”
L1 expects copper market deficits to “continue to widen over time, with copper prices moving closer to scarcity pricing over the next few years”. The fund manager suggests physical deficits are “virtually unavoidable”.
BHP share price snapshot
Since the start of 2024, the BHP share price has dropped by 15%, as we can see in the chart above.
Wondering where you should invest $1,000 right now?
When investing expert Scott Phillips has a stock tip, it can pay to listen. After all, the flagship Motley Fool Share Advisor newsletter he has run for over ten years has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
Scott just revealed what he believes could be the ‘five best ASX stocks’ for investors to buy right now. We believe these stocks are trading at attractive prices and Scott thinks they could be great buys right now…
Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
TikTok CEO Shou Chew and his wife Vivian Kao attended the 2022 Met Gala. This year's gala will be his first public appearance since the TikTok ban bill.
Dimitrios Kambouris / Getty
TikTok is sponsoring the Met Gala this year, and CEO Shou Chew is expected to be there.
The "ban or divest" law was just passed 2 weeks ago, and TikTok plans to fight it in court.
It will be interesting to see if Chew says anything about the bill.
Celebrities like Zendaya, Jennifer Lopez, Rihanna, and Doja Cat will attend the Met Gala on Monday night, and as a human who likes beautiful things, I am excited to see what glamorous outfits they'll be wearing
But I am more interested to see TikTok CEO Shou Chew — who hasn't done a public appearance or interview since the "TikTok ban" law was passed about two weeks ago.
TikTok has said that it will challenge this law in the courts, and it's likely that this could tie things up for some time. (So don't expect it to disappear from your phone anytime soon.)
It just so happens that TikTok is a main sponsor for this year's Met Gala, so that's why Chew is expected to be there. This won't be his first time at the gala — he attended in 2022. Other tech leaders have attended, too, like Jeff Bezos (who is expected to be there this year with his fiancée, Lauren Sanchez), Adam Mosseri, and Elon Musk.
The Met Gala is a beloved, fun event with a highbrow sheen. It can be a way for celebrities to forge a defining image. It's a perfect venue for the leader of a company being accused of being a national security risk to appear charming and dapper in a tux.
It will be interesting to see if the images of Chew from Monday's gala will affect the public's current understanding of him and TikTok.
The Met Gala isn't exactly a place where an embattled tech leader expects to get grilled, and it's unclear if Chew will be doing any red-carpet interviews that will go too far beyond who he's wearing. (According to The New York Times, he is expected to wear Ralph Lauren.)
Musk is consolidating power at Tesla as a vote over his $47 billion pay package looms.
One of Tesla's top executives has been reassigned to China in another sign that Elon Musk is tightening his grip on the electric carmaker.
Tom Zhu, who was previously in charge of Tesla's US plants and sales — effectively making him second in command to Elon Musk — has now been named VP of China, Electrek reports.
Prior to the move, Zhu had assumed more responsibilities at Tesla as Musk was increasingly occupied by X, according to Electrek.
Reuters reported last year that Zhu — who had formerly led the Gigafactory Shanghai manufacturing plant — had been promoted.
Now, Musk has resumed control of Tesla's North American sales operations, Electrek reports.
Tesla did not immediately respond to a request for comment from Business Insider.
A Delaware court overturned Musk's 2018 CEO performance award in January after a shareholder filed a lawsuit arguing it was excessive. Tesla's board is urging shareholders to reapprove the package in another vote.
Ahead of that vote, The Wall Street Journal reported last week that Musk has been making changes at the company — including a focus on AI technology and robotaxis — that would make him more indispensable to its future. Despite Tesla's rough earnings figures last quarter, the stock still shot up after Musk promised cheaper EVs and hinted at his robotaxi ambitions.
Ideally, good income ideas should be ones that pay an appealing yield and can deliver growth of the dividend/share price over time to account for inflation and deliver pleasing total returns.
The positive difference a good dividend yield can make may be a huge addition to how much cash flow a retiree receives.
For example, if someone has a $750,000 portfolio that yields 4%, that would generate $30,000 of annual income. If the portfolio had a 6% dividend yield, that would result in $45,000 of annual income.
What ASX dividend shares are cheap?
I wouldn’t suggest buying a share just because it has fallen. A share price that falls can be expensive. I’d want to identify businesses that are facing a shorter-term sell-off and could recover, or are trading at a cheap level to their underlying assets/cash flow generation.
In my mind, sometimes we can find whole sectors that are disliked and undervalued. During 2022, I wrote many times about global/ASX tech shares being undervalued.
A lot of the market has rallied strongly over the past few months, making opportunities harder to find.
But, there are still a few cheap ASX dividend shares that look good value to me.
For starters, there are some ASX retail shares that are seeing some challenging conditions now, but earnings could accelerate in FY25 and FY26. According to Commsec, shoe retailer Accent Group Ltd (ASX: AX1) could pay a grossed-up dividend yield of over 10% and youth apparel business Universal Store Holdings Ltd (ASX: UNI) might pay a grossed-up dividend yield of over 8% in FY26.
I’m looking at farmland REIT Rural Funds Group (ASX: RFF) with a current yield of 5.78% and diversified property owner Charter Hall Long WALE REIT (ASX: CLW) with a yield of 7.89% as opportunities in the property sector. Both of them are seeing solid contracted rental income growth.
Brickworks Limited (ASX: BKW) is another ASX dividend share with a significant asset base, including a large property portfolio, though the grossed-up dividend yield is only 3.5%.
Telstra Group Ltd (ASX: TLS) has returned to giving investors dividend increases after a difficult period due to the NBN transition. The company is benefiting from increasing subscriber numbers. It’s trading at close to a 52-week low and currently has an annualised grossed-up dividend yield of 7.2%.
Diversification is important, so I think a portfolio of the above ASX dividend shares could be a solid starting point.
Wondering where you should invest $1,000 right now?
When investing expert Scott Phillips has a stock tip, it can pay to listen. After all, the flagship Motley Fool Share Advisor newsletter he has run for over ten years has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
Scott just revealed what he believes could be the ‘five best ASX stocks’ for investors to buy right now. We believe these stocks are trading at attractive prices and Scott thinks they could be great buys right now…
Motley Fool contributor Tristan Harrison has positions in Accent Group, Brickworks, and Rural Funds Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Brickworks. The Motley Fool Australia has positions in and has recommended Brickworks, Rural Funds Group, and Telstra Group. The Motley Fool Australia has recommended Accent Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
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College is expensive, but there are fortunately a number of streaming services that offer substantial student discounts that can help give your wallet a break. Students on a budget can take advantage of several deals from popular streaming services, including film, TV, and music offerings. If you plan out your spending and snag the right discounts, you can now enjoy several streaming services without breaking the bank.
To help you decide what to sign up for, we rounded up the best streaming service deals that are currently available for college students in the US. We've also compiled a list of popular streaming services that don't offer any sort of student discount so that you don't waste your time trying to find one.
Verification procedures vary from service to service, with most now using third-party verification platforms like SheerID to look into your student status. Be sure to check each platform's website for full details.
Amazon Prime
Amazon Prime Video is introducing ads to its content beginning in 2024, requiring users to pay an extra $2.99 per month to go ad-free.
Photo by Jonathan Raa/NurPhoto via Getty Images
Amazon offers a discounted plan for college students called Amazon Prime Student. The program includes a six-month free trial for new members and each month after the trial costs $7.49. An individual membership to Amazon Prime costs $14.99 a month, so by claiming the student membership, you get 50% off the standard price.
The student plan includes access to Prime Video where you can watch shows like "Fleabag," "Invincible," and "The Boys." Prime Video is also the home to several original films, like "Being the Ricardos" and "Air."
In addition to Prime Video, student members receive fast and free shipping on millions of eligible items, discounts on services like three months of Calm for free, and more exclusive deals that are further explained in our breakdown of Amazon Prime Student.
Hulu
Hulu has said that it will begin cracking down on password sharing on March 16
SOPA Images/Getty Images
Hulu offers their basic ad-supported plan to college students for $1.99/month until they graduate as a part of their Hulu Student Deal plan. The Hulu Basic Plan normally costs $7.99 a month, so the student discount saves you about 75%.
Hulu Basic offers access to Hulu's full catalog of movies and original series. Hulu also features a big selection of network shows, including popular series like "Grey's Anatomy," "The Bachelor," and "Bob's Burgers." You'll also be able to stream Emmy Award-winning Hulu originals, like "The Handmaid's Tale," "The Great," and "The Dropout."
Paramount+
Jakub Porzycki/Getty Images
Similar to Hulu, Paramount+ offers their ad-supported plan to college students at a discounted rate. You can claim a 25% discount on the Essential Plan, which brings the price down to around $4.50 a month. Unlike most streaming service deals, current college students can lock in this discount for four years, even if they graduate.
With Paramount_, you can watch CBS shows like "NCIS," "Criminal Minds," and "Ghosts," along with movies like "Mean Girls," "Top Gun: Maverick," and "Mission: Impossible – Dead Reckoning." This is also the streaming service where you'll find all of the "Yellowstone" prequels. The service features content from Paramount, CBS, Nickelodeon, Comedy Central, MTV, BET, and The Smithsonian Channel.
The platform also includes original series like "The Good Fight" and "Star Trek: Discovery." Take a look at our full guide to original shows and movies on Paramount+ for more information about current and upcoming titles.
Peacock
Peacock
Peacock now has a student deal that reducess the monthly cost by about two-thirds of what it normally would be. The Peacock Student Discount goes for $1.99 per month, as opposed to the standard monthly rate of $5.99. Students who continue to meet verification standards can renew their discount every year.
A Peacock account comes with access to several beloved sitcoms, including "The Office," "Parks and Recreation," and "30 Rock." The streaming service also has a variety of original TV shows, like "Poker Face" and "Apples Never Fall," as well as several top-rated films, including all eight "Harry Potter" movies. Peacock is also where you'll find this year's Academy Award for Best Picture winner, "Oppenheimer."
Apple
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Apple's student streaming plan combines subscriptions to Apple Music and Apple TV+ for just $5.99 per month. With Apple Music at a regular monthly rate of $10.99 and Apple TV+ at a rate of $9.99, this student deal is more than 70% off in total.
College students are eligible for this discount for up to four years as long as they remain enrolled in school.
With Apple TV+ you can stream original series like "Ted Lasso," "For All Mankind," and "The Morning Show." Apple Music allows you to stream over 75 million songs from your favorite artists without any interruptions from ads. You can also download music to supported devices for offline listening.
Spotify
Jonathan Raa/NurPhoto via Getty Images
Spotify is another company offering an exclusive deal for college students that combines music with streaming services. You can get Spotify Premium Student for $5.99 a month after a one-month free trial. The discount also comes with Hulu's ad-supported plan thrown in, so it's a great deal.
The student plan is $5 cheaper than the individual Spotify Premium plan which costs $10.99 a month. To retain access to Spotify Premium at this discounted rate, students must verify they are still enrolled in college every 12 months. The Spotify Premium Student bundle is valid for a maximum of four years and you're only eligible for it if you haven't tried Premium before.
YouTube Premium
YouTube wants to create AI-generated music.
Getty Images
YouTube Premium offers $6 off their individual plan to students, along with a one-month free trial for new customers.
This streaming service doesn't offer many original movies or shows, but for a discounted rate of $7.99 a month you can watch YouTube without ads, keep videos running in the background, and use the YouTube Music Premium app. The regular individual YouTube Premium rate is $13.99, so this isn't a bad deal.
Annual verifications are required to keep the student discount.
Streaming services without student deals
Though student discounts have become common, there are a few streaming services that don't currently offer any student deals. The following services don't have any active student discount offers:
It's worth noting that Discovery+ only got rid of their student discount in June of 2023, but subscribed students were allowed to keep the discount for the remainder of their verified year. So, if you've recently started getting charged $4.99 per month, it's because your year was up.
Amazon offers a discounted plan for college students called Amazon Prime Student. The program includes a six-month free trial for new members and each month after the trial costs $6.49. An individual membership to Amazon Prime costs $13 a month, so by claiming the student membership, you get 50% off the standard price.
The student plan includes access to Prime Video where you can watch exclusive movies like "The Tomorrow War" and critically acclaimed series like "Fleabag."
In addition to Prime Video, student members receive fast and free shipping on millions of eligible items, deep discounts on services like Amazon Music Unlimited ($1/month instead of $8/month), and more exclusive deals that are further explained in our breakdown of Amazon Prime Student.
Prime Student members can also pay a discounted $1/month rate (for up to 12 months) to add select Prime Video channels, like Showtime, Epix, and Shudder.
The discounted Amazon Prime rate for students is valid until graduation, for a maximum length of four years.
Hulu Basic offers access to Hulu's full catalog of movies and original series. Hulu also features a big selection of network shows, including popular series like "Atlanta," "The Bachelor," and "Bob's Burgers."
Similar to Hulu, Paramount Plus offers their ad-supported plan to college students at a discounted rate. You can claim a 25% discount on the Essential Plan, which brings the price down to around $3.74 a month. Unlike most streaming service deals, current college students can lock in this discount for four years, even if they graduate.
With Paramount Plus, you can watch shows like "RuPaul's Drag Race," and "Love Island," along with movies like "The Ring," "Minority Report," and the "Indiana Jones" series. The service features content from Paramount, CBS, Nickelodeon, Comedy Central, MTV, BET, and The Smithsonian Channel.
For students enrolled in college, Discovery Plus offers $2 off their ad-supported plan, bringing the price down to just $3 a month.
While the service doesn't have many scripted offerings, viewers who enjoy cooking shows and reality TV will find numerous options, including "Anthony Bourdain's No Reservations," "Man v. Food," "Diners, Drive-Ins and Dives," "Sister Wives," and "90 Day Fiancé."
Though Apple TV Plus doesn't offer a specific student plan, Apple Music does and, for a limited time, this discounted plan includes Apple TV Plus for free.
The Apple Music Student Plan costs $5 a month. That's $5 off the regular Apple Music price and the same cost of Apple TV Plus on its own. College students are eligible for this discount for up to four years as long as they remain enrolled in school.
With Apple TV Plus you can stream original series like "Ted Lasso," "Dickinson," and "The Morning Show." Apple Music allows you to stream over 75 million songs from your favorite artists without any interruptions from ads. You can also download music to supported devices for offline listening.
Spotify Premium with Hulu and Showtime
Spotify
Spotify is another company offering an exclusive deal for college students that combines music with streaming services. You can get Spotify Premium Student for $5 a month after a one-month free trial and, in addition to music, subscribers receive Showtime and ad-supported Hulu for free.
The student plan is $5 cheaper than the individual Spotify Premium plan which costs $10 a month. To retain access to Spotify Premium, ad-supported Hulu, and Showtime at this discounted rate, students must verify they are still enrolled in college every 12 months. The Spotify Premium Student bundle is valid for a maximum of four years.
YouTube Premium
YouTube
YouTube Premium offers $5 off their individual plan to students, along with a one-month free trial for new customers.
This streaming service doesn't offer many original movies or shows, but for a discounted rate of $7 a month you can watch YouTube without ads, keep videos running in the background, and use the YouTube Music Premium app.
Annual verifications are required to keep the student discount.
Streaming services without student deals
damircudic/Getty Images
Though student discounts have become common, there are a few streaming services that don't currently offer any student deals. The following services don't have any active student discount offers:
In addition, even though there are multiple offers you can claim for live TV services like Sling TV, none of the deals we found are exclusive to college students.
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With eight current iPhone models to choose from, we break down the best iPhone for your needs and budget after months of long-term testing.
Les Shu/Business Insider
It's strange to think Apple started with a single iPhone model back in 2007 when the company has eight to pick from in 2024. For some, having so many iPhones available complicates choosing the best iPhone. On the other hand, it also means you can find the one that's right for you.
Whether your decision-making is based on performance, features, display size, or price, our buying guide can help you home-in on the best iPhone. Collectively, our tech reviewers have tested and reviewed iPhones since the first device, so our picks can assure you. Many of our tech reviewers also use iPhones daily as personal devices, and we can confidently comment on their long-term use and identify shortcomings.
After extensive usage and testing, we determined that the iPhone 15 is the best iPhone for most people. It has the fewest compromises for the best value. For those on a budget, we recommend the iPhone 13 for its overall similarities to the iPhone 15 for a lower price.
The iPhone 15 is the best option for most people. Besides being one of the latest models you can buy, it's a big update over the iPhone 14 in features and performance. It uses the A16 Bionic chipset and Dynamic Island feature, which were introduced in the iPhone 14 Pro.
Performance has gone up, which couldn't be said for the iPhone 14 since that model repurposed the same A15 Bionic chipset used in the iPhone 13. In our benchmark tests, the iPhone 15 showed a notable uptick from its predecessor, while the iPhone 14 and 13 yielded similar results. In day-to-day use, you won't notice a huge performance difference right now, but that gap will widen as apps and iOS updates become more advanced over the years. With that said, the A16 is technically an older processor.
Apple updated the iPhone 15 with features trickled down from the iPhone 14 Pro, like the A16 processor and Dynamic Island. The back glass uses a novel process to create a softer color.
Les Shu/Business Insider
Battery life is roughly on par with the iPhone 14 and the iPhone 15 Pro. Depending on your usage, your mileage will vary, but it's likely you will need to charge the iPhone 15 each night. Only the iPhone 15 Plus and iPhone 15 Pro Max lasted longer due to their larger batteries.
One criticism of the iPhone 14 is that because it wasn't a big leap over the iPhone 13, both phones felt similar. While the iPhone 15 retains the same design, the user experience is now akin to the newer Pro models, thanks to the inclusion of Dynamic Island. Located at the top, where the front camera and Face ID sensor are, Dynamic Island is a novel way to interact with notifications, alerts, and app shortcuts. It's a clever way to display information without covering the entire screen.
Since Apple is moving away from the Lightning connector, the iPhone 15 uses USB-C for charging and data transfer; there's also MagSafe and wireless charging. The move standardizes the cables you'd need for electronics, but Lightning-based iPhone owners would need to buy new cables, chargers, and adapters.
However, unlike the USB-C ports in the iPhone 15 Pro models that support faster USB 3 transfer speeds, the iPhone 15's connector only handles USB 2, comparable to Lightning. Technologically, in this implementation, the iPhone 15's move to USB-C offers no advantage over Lightning. And unless you already own USB-C accessories, it will be more of an inconvenience for those who have been living in a Lightning-only world.
The iPhone 15's main camera also gets upgraded from 12 megapixels to 48 megapixels, similar to the iPhone 15 Pro. Optical zoom reaches farther, at 2x. Users can save photos in 24-megapixel high resolution, which allows for greater quality, particularly in low light. In Portrait mode, you have greater control over subject focus and depth of field, and Apple claims the detailing and coloring are stronger. The iPhone 15 even captures depth information in standard mode, so you can enable Portrait features afterward, like blurring.
In our opinion, the iPhone camera system has been stellar for several generations, and most users will find it difficult to see the differences when viewing on a small screen. Still, you're getting the second-best iPhone camera system (after the iPhone 15 Pro) available, which will more than satisfy most casual photographers and videographers for some time.
One new feature that didn't get trickled down from the Pro series is the always-on display. However, the screen's resolution and maximum peak brightness did get a boost.
The iPhone 15 marks Apple's most transformative change to its standard model since the iPhone 12. While it isn't revolutionary — we don't think iPhone 14 users need to trade in unless they want a slightly faster processor, Dynamic Island, USB-C, and enhanced camera — there are enough new things to make it a worthwhile upgrade.
The iPhone 13 stretches the definition of a "budget" option with its $599 starting price, especially when the iPhone SE (2022) is less expensive at $429. However, the iPhone 13 comes more highly recommended over the iPhone SE because the former offers a better value and experience in the long run.
The iPhone 13 could also be considered a cheaper version of the latest model, the iPhone 15, while the iPhone SE is the last of a dying breed of older iPhones and targets a niche preference for small phones.
The iPhone 13 is more expensive than the third-generation iPhone SE, but it offers a better experience and overall value.
Antonio Villas-Boas/Business Insider
In many ways, the iPhone 13 is similar to the iPhone 15. It has a 6.1-inch OLED display and many of Apple's modern features that aren't available on the iPhone SE, like Face ID, MagSafe wireless charging, mmWave 5G support (the super-fast 5G network), an ultrawide camera, Night Mode for low-light photography, and a better selfie camera.
While they're not the upgraded cameras on the iPhone 15, the iPhone 13 still takes beautiful photos that are hard to complain about.
The iPhone 13's performance isn't far behind the iPhone 15's, seeing as the former runs on Apple's A15 processor and the latter runs on the A16 processor. The iPhone 13 should still have plenty of life ahead of it despite being a couple of years older than the iPhone 15.
The iPhone SE (2022) also runs on the same A15 processor. Despite its low price, we hesitate to recommend the iPhone SE due to its small screen, antiquated design, short battery life, and lack of modern Apple features. The SE has limited appeal (our pick for the best small iPhone), but you should consider your needs besides price.
The iPhone 14 is a very good phone on its own, but the value isn't there for its $699 starting price. It runs on the same processor as the iPhone 13 and essentially offers an identical experience overall. The only reason you'd buy the iPhone 14 over the iPhone 13 is for Apple's Crash Detection and satellite-based Emergency SOS safety features.
However, based on Apple's product refresh cycle, the iPhone 14 will supersede the iPhone 13 as the budget option this fall, so you could hold off until around September to snag the more recent model at a lower price.
Best premium
The iPhone 15 Pro and iPhone 15 Pro Max are the only current options in the Pro series, so for advanced users, the decision boils down to size preference and camera features (more on that later). Both share the same high-end components, so everyday performance is mostly on par with the exception of battery life. The Pro Max can accommodate a larger battery, which results in an almost 10% advantage over the standard Pro model.
The phones carry over features introduced in the iPhone 14 Pro, like Dynamic Island, always-on display, Crash Detection, and satellite-based Emergency SOS. But the iPhone 15 Pro has several new features that may make iPhone 14 Pro users — particularly those with demanding workflows, like videographers — ponder upgrading.
The iPhone 15 Pro offers the latest and best performance and features from Apple. It also introduces USB-C that supports fast data transfer and the Action Button for quick access to select functions.
Les Shu/Business Insider
The iPhone 15 Pro launches the new A17 Pro chipset with a six-core GPU that delivers better graphics performance over the Bionic's four- and five-core GPUs, according to Apple. This means games, animations, and other effects should look even smoother. Most users will have difficulty noticing the difference — benchmark tests reveal a slight improvement over the A16 Bionic's numbers — but we're likely to see it down the road when more apps take advantage of the chipset.
Like the regular iPhone 15, Apple standardized the connector from Lightning to USB-C. What's unique to the Pro models is that the USB-C port supports faster data transfers (USB 3). For advanced users, this is a game changer: it allows for faster file transfers between the iPhone 15 Pro and a Mac or hard drive, as well as connecting to peripherals like 4K displays.
Unfortunately, Apple doesn't include a cable that supports fast transfers or a charger — just a basic USB-C variant for charging — so upgraders may need to add one. Existing iPhone Pro users will likely already have USB-C accessories they can repurpose, particularly those who own newer iPads, Macs, and PCs.
Another new feature is the Action Button on the phone's left side, above the volume buttons. It's used for switching between ring and silent modes, but it can be customized to quickly access commonly used functions like the flashlight, camera, shortcuts, and more. It's handy, but our gripe is that it can only be used for one function at a time, and you'd need to dive into the settings menu to remap the button.
Apple upgraded the iPhone 15 Pro's body material from stainless steel to titanium. When bonded with aluminum using a novel manufacturing process, Apple says the titanium frame is super-strong and allows for thinner borders and contoured edges. It also gives it a unique metallic finish. While looks are subjective, the iPhone 15 Pro is beautiful, but we aren't sold that it looks any more attractive than the iPhone 14 Pro, as both use a matte glass back.
The titanium body is also lighter than stainless steel. The iPhone 15 Pro is 0.67 ounces lighter than the iPhone 14 Pro, and Apple says it's more comfortable to hold. For us, it was difficult to spot the contrasts.
The camera system, perhaps the phone's most sophisticated feature, got upgraded. The main camera is still 48 megapixels, but there's now a 24-megapixel mode that creates high-resolution photos with improved lighting and details. Like the iPhone 15, the Pro lineup gets improved Portrait mode, but there's a third, telephoto lens that's not available in the standard model. On the iPhone 15 Pro Max, that telephoto lens now has a longer 5x zoom versus 3x in the iPhone 15 Pro. There are lots of features designed for advanced photographers and videographers, but they could be overkill for the casual user.
Both the iPhone 15 Pro and Pro Max come in 256GB, 512GB, and 1TB storage options, but the iPhone 15 Pro also has a 128GB entry-level model for those who want a sub-$1K Pro model.
The iPhone 15 Pro is not only the fastest iPhone you can buy right now, but it's loaded with features that appeal to advanced users or those who simply want the best and newest. The Pro Max version increases the screen size and battery life. With that said, the iPhone Pro is not for every user. Most people will find the Pro an overkill and be satisfied with the standard iPhone 15 models, not to mention the cost savings.
The iPhone 15 Plus is identical to the iPhone 15 (our overall recommendation) in terms of performance and features. The two big exceptions are the size (6.7-inch display) and larger battery, which Apple claims is enough for 26 hours of video playback versus 20 hours in the smaller iPhone 15.
If you want longer battery life, don't mind (or prefer) a bigger screen, and need to stay on budget (Apple's other 6.7-inch option is the pricier iPhone 15 Pro Max), the iPhone 15 Plus is a winner.
The iPhone 15 Plus is the same as the iPhone 15 except it has a larger display and bigger battery.
Les Shu/Business Insider
Our tests yielded approximately 66% of battery life remaining after we put it through playing a 4K YouTube video for two hours, streaming music to a Bluetooth speaker for an hour, and running several benchmark tests that taxed the chipset's processors. That's 14% more than the iPhone 15. Your mileage will vary, but in terms of real-world performance, you could get more than a day's worth of use before recharging.
While the large screen is great for viewing, the device's overall size may not be for everyone.
Now that Apple has gotten rid of its Mini series of iPhones, your best (and only) bet for a small iPhone in Apple's current lineup is the third-generation iPhone SE, released in 2022.
With its 4.7-inch display, the iPhone SE is the smallest iPhone you can buy. While it lacks the modern features of other iPhones, it appeals to buyers who want a smaller device and older but familiar tech, like Touch ID. Just be aware that the phone has an outdated user experience.
The iPhone SE (2022) is the smallest and least expensive iPhone you can buy.
Antonio Villas-Boas/Business Insider
Powering the iPhone SE is Apple's A15 Bionic processor — the same one that's used in the iPhone 13 and iPhone 14 — which is still powerful and fast enough to run any app or game in the App Store. It also supports some of the most popular features on the iPhone, like iMessage and FaceTime, and is compatible with Apple's ecosystem of devices, like the Apple Watch and AirPods.
Our main gripes with the iPhone SE are its short battery life compared to larger iPhones, and it's a little spartan in terms of features and design. It has a single camera lens, no MagSafe (although it supports wireless charging), and a dated design with huge borders below and above the display to accommodate the front camera, earpiece speaker, and home button for Touch ID. And the entry model only offers 64GB of storage, which goes fast if you shoot many photos and videos.
If you want a more substantial and up-to-date iPhone experience with two cameras and modern features like Face ID and MagSafe, check with your carrier to see if the iPhone 13 Mini is still available, or buy one refurbished through Apple.
Avoid these iPhones
We don't recommend buying the iPhone 11 or any older model. You might find them refurbished for less than the iPhone 13, but you won't be getting your money's worth, whatever the price, as they won't last very long in terms of performance or iOS updates for new features and security patches.
If you're looking to spend under the iPhone 13's $599 starting price for a modern-looking iPhone, a refurbished iPhone 12 for around $300 or less can still be worthwhile, but expect a shorter lifespan in iOS upgrades and support from Apple.
Which is the best iPhone?
The best iPhone for most people is the iPhone 15. Starting at $799, it offers the latest smartphone technologies from Apple, plus access to a robust selection of apps and accessories. Those who crave longer battery life or a larger screen (or both) should look at the iPhone 15 Plus. The iPhone 15 Pro models are the very best iPhones you can buy, but their premium features and build quality cost significantly more.
48MP main, 12MP ultrawide, 12MP 2x zoom (main camera crop)
12MP main
Storage
128GB, 256GB, 512GB
128GB, 256GB, 512GB
128GB, 256GB, 512GB, 1TB
256GB, 512GB, 1TB
128GB, 256GB, 512GB
64GB, 128GB, 256GB
How we test iPhones
We put each iPhone we review through standard, intensive testing.
Antonio Villas-Boas/Business Insider
To test iPhones, we use them as if they were our main daily drivers for at least a week, if not longer. That way, we can get an overall sense of their performance, camera quality, battery life, and new features and compare them to our experience with other models within the same generation and previous iPhone generations.
We expect the latest iPhones to run quickly, smoothly, and flawlessly. To test performance, we run popular and widely used apps and look for any sign of stuttering or slower-than-expected loading times. We also run the Geekbench 6 benchmark to give us an idea of performance improvements over the previous generation.
To test camera quality, we take photos of the same scenes and subjects with each lens. We then compare them to the same photos taken with different phones. To be more accurate, we've started taking photos of our typical scenes at the same time and place with all the latest, generationally current phones available in the US.
We also take several, often hundreds, personal photos with iPhones, like those of friends and family, which we aren't comfortable posting in our review for the sake of privacy. However, these photos weigh heavily in our assessments, as they reveal positives and negatives that testing scenes don't, like the ability to capture a clear image of moving subjects and the everyday experience of using the cameras.
For battery life, we put each iPhone through a stress test that simulates a blend of typical casual and intensive daily usage that includes two hours of video streaming at a set brightness, one hour of music streaming while connected to Bluetooth speakers, five runs of the Geekbench 6 CPU benchmark test, and two runs of the 3D Mark Wild Life Stress Test. We then note the remaining battery percentage.
FAQs
Which iPhone has the best camera?
Currently, the best iPhone camera systems are in the iPhone 15 Pro and iPhone 15 Pro Max, followed by the iPhone 15 and iPhone 15 Plus.
In addition to the latest camera hardware and software technologies, the Pro models use three lenses: main, ultrawide, and telephoto. The iPhone 15 and iPhone 15 Plus make do with main and ultrawide lenses, but the main lens doubles for telephoto. While the Pro models have advanced features for shooting photos and videos, the standard iPhone 15 camera system can capture great image quality that should satisfy most users, especially for social media.
That said, even older iPhone models like the iPhone 13 have great cameras. The "worst" camera may be the iPhone SE, which has a single-lens system, but even that model captures great-looking photos under good lighting conditions.
When is the best time to buy a new iPhone?
There is no objective "best time" to buy an iPhone. However, it can be argued that it's better to buy a new iPhone sooner rather than later after a new iPhone launch, which typically happens in September.
If September is nearing when you're considering a new iPhone, you're better off waiting until September to see what the new model has in store. Also, older iPhone models that Apple keeps selling after a new release tend to get an additional $100 price cut.
If you need a new iPhone because your current one isn't working or broken, the best time to buy a new iPhone is now.
Where is the best place to buy an iPhone?
Carriers tend to have the highest trade-in values for your old phone. We've seen trade-in deals where you can get the latest iPhone model for free by trading in an older iPhone. We've also seen carriers trade significantly older iPhones for the same value as a one-year-old iPhone around when a new iPhone is released.
Do iPhones need cases?
We generally recommend that iPhone owners use cases. There's no doubt a naked iPhone looks and feels the best, but all it takes is one drop from a decent height onto a hard floor to crack the back or front glass.
Some people accept the risk, and some buy AppleCare Plus for this very reason, which offers unlimited repairs for accidental damage with a $29 fee per incident for back or front glass damage on top of the cost of AppleCare Plus.
However, a case is the best and most cost-effective way to ensure your iPhone's hardware stays in working order. If you're leaning toward our top pick, the iPhone 15, see our guide to the best iPhone 15 cases to protect the phone and extend its longevity.
Chains from McDonald's to Starbucks are still feeling the pressure of consumers seeking alternatives.
It marks the second full quarter of major American brands feeling the boycotts since Israel's invasion of Gaza.
For the second quarter in a row, America's biggest fast-food brands continued to see their sales hit by consumer boycotts in the Middle East.
McDonald's said last week that it took a sales hit from "the ongoing war in the Middle East" at restaurants in that part of the world. The effect was big enough to outweigh sales increases in Japan, Europe, and Latin America, CEO Ian Borden said on the company's first-quarter earnings call.
Same-store sales in the segment, which consists of restaurants licensed to third-parties instead of company-owned locations, fell 0.2%.
While sales in the Middle East represent a small percentage of overall revenue for most large brands, the hit has been persistent over the past several months.
"We're not expecting to see any meaningful improvement in the impacts on that until the war is over," McDonald's CEO Chris Kempczinski said on last week's earnings call.
At Starbucks, the problems in the Middle East took a toll on second-quarter international sales, CFO Rachel Ruggeri said. Comparable store sales abroad fell 6% during the coffee chain's second quarter, due in part to lower sales in the Middle East as well as in other areas of the world, such as China.
Comparable sales in North America, which fell 3%, may have also suffered because of consumers' opinions about the company and its role in the Middle East, analysts at Bank of America wrote on Monday.
The analysts wrote that "a social media narrative around [Starbucks'] position on the Middle East may be the primary driver" of slower sales in the US. Many of the boycott efforts have relied on social media and technology to spread, such as an app that lets coffee drinkers find other cafes near Starbucks locations.
Starbucks has previously said that the company "has never contributed to any government or military operation in any way."
The boycotts also affected the latest same-store sales at Pizza Hut and KFC, both operated by Yum! Brands, the company said in an earnings call last week. Same-store sales at KFC, for instance, fell 2% during the company's first quarter.
But the company also said that the effects of boycotts on its brand are starting to dissipate, CEO David Gibbs said during the call. "Time is usually the answer to most of those problems," Gibbs said.
David Ulevitch told BI his comments about "BS jobs" and fake work at companies like Google ranked among his least controversial statements.
OpenDNS
A general partner at Andreessen Horowitz is the latest to join the debate around "fake work" in Big Tech.
David Ulevitch said "half the white-collar staff at Google probably does no real work."
Other VCs have made similar remarks, and tech firms like Google and Meta had mass layoffs in recent years.
An investor at famed Silicon Valley firm Andreessen Horowitz is the latest VC to get involved in the debate around "fake work" in the tech industry.
In an interview published Monday with Emily Sundberg for her Substack newsletter "Feed Me," Andreessen Horowitz general partner David Ulevitch called Google "an amazing example" of a corporation employing people in "BS jobs."
"As we (society / our economy) prioritize conglomerates and megacorps, irrelevant jobs proliferate," he said. "Anyone who works in a 10,000+ person or larger white-collar job company knows that a bunch of the people can probably be let go tomorrow and the company wouldn't really feel the difference, maybe it'd even improve with less people inserting themselves into things."
Ulevitch was previously the CEO of web security startup OpenDNS, which he sold to Cisco for $635 million in 2015.
"The growing professional managerial class in America, and more importantly, the societal perception that those jobs are 'really important,' is a weakness, not a strength," he added. "I should note, I have been a part of this class in my career, and it's great — people really treated me like I was very impressive and important when I was an SVP at Cisco, and so naturally I thought I was, too. This dynamic is endemic across corporations and is lame."
Ulevitch said one effect is "the decline of small businesses that power America's industrial and manufacturing base," as people in these industries age out of the workforce, the work gets outsourced abroad, and these jobs are seen as less desirable than white-collar gigs. He also pointed to another consequence:
"Another issue with all the 'BS' jobs in large corporations is that it takes profits away from shareholders who are most often the pensioners and retirement accounts of the rest of America," he said. "So those people aren't just being useless (and being coddled to think useless jobs actually matter – they don't), but they are also taking money away from the rest of the workforce's retirement programs."
Ulevitch went on to point the finger at Google specifically, calling it "an amazing example."
"I don't think it's crazy to believe that half the white-collar staff at Google probably does no real work," he said. "The company has spent billions and billions of dollars per year on projects that go nowhere for over a decade, and all that money could have been returned to shareholders who have retirement accounts."
Google did not immediately respond to a request for comment. Reached by email, Ulevitch told BI, "My only comment is that I think it ranks as one of the least controversial things I've ever said."
Other VCs have also entered the debate around "fake work" and overstaffing within Big Tech in recent years.
Marc Andreessen has criticized a managerial "laptop class" and tweeted in 2022, "The good big companies are overstaffed by 2x. The bad big companies are overstaffed by 4x or more."
Tech investor and PayPal Mafia member Keith Rabois last year attributed mass layoffs and Meta and Google to this.
"All these people were extraneous, this has been true for a long time, the vanity metric of hiring employees was this false god in some ways," he said.
"There's nothing for these people to do…it's all fake work," he continued. "Now that's being exposed, what do these people actually do, they go to meetings."
Thomas Siebel, the billionaire CEO of C3.ai, said last year that Google and Meta overhired staff and didn't have enough work for them to do.
"They really were doing nothing working from home," he said. "If you want to work from home, like four days of work in your pajamas, go to work for Facebook."
While some tech workers say they've had to "basically fight to find work," others say bad management is to blame, with bosses overhiring and assigning workers busy work to make themselves look more important and secure promotions.
Tech firms like Meta and Google laid off thousands of workers in recent years, often citing an interest in becoming more efficient.