• Investigators found Hegseth had a ‘unique’ system installed so he could use his personal cellphone from inside his secure Pentagon office

    US defense secretary Pete Hegseth wearing a blue suit with his head turned facing left.
    The Pentagon inspector general released findings from an investigation into the secretary's use of Signal earlier this year.

    • Pete Hegseth had a "unique" system installed to access his personal cell phone from inside his secure office, an investigation found.
    • It's unclear if the defense secretary's setup violated Pentagon policy.
    • The findings were part of the inspector general's report on Hegseth's use of Signal to share information on strikes.

    Defense Secretary Pete Hegseth had his assistant install a "unique" system in his secure office at the Pentagon that allowed him to access and control his personal cellphone from inside, a new watchdog report says.

    The findings are part of Pentagon Inspector General Steven Stebbins' investigation into Hegseth's use of the Signal app to share sensitive information about US airstrikes against Houthi rebels in Yemen earlier this year. The investigation concluded the secretary risked the safety of US military personnel.

    The report, released Thursday, included a section stating that Hegseth's junior military assistant, at the request of the secretary of defense, "requested and oversaw the installation of a unique capability through which the secretary could access and control his personal cell phone from inside his secure office."

    The tether system, for which photos of a prototype design were redacted in the report, was installed in late February 2025.

    The system mirrored and accessed the content of the personal phone and connected a keyboard, mouse, and monitor via cable to the phone, which was located outside the office.

    Within the Pentagon, especially for the officers of more senior officials, it's not uncommon to find lockers or boxes for staff and visitors to store phones and other devices.

    Department of Defense policy states that personal and government mobile devices, such as cellphones, are prohibited from secure spaces in the Pentagon, places like Hegseth's office. The inspector general's report concluded it could not be determined whether the unique system installed for the secretary met requirements because it was quietly removed by late April 2025.

    Hegseth confirmed in a July statement to the Pentagon inspector general's office that he requested the system.

    "It is true that upon taking this job, I asked my comms team whether it was possible to get access to my personal cell phone in my office," he said, explaining that aim was to "more easily receive non-official, communications during the workday."

    "The comms team," the secretary said, "prepared a compliant solution that would allow me this access while also maintaining proper security."

    The Secretary of Defense Communications Team said the installed workaround was consistent with DoD information security requirements, as it didn't physically violate the no-cellphones-in-a-secure-space rule, the investigation said.

    The Pentagon didn't immediately respond to Business Insider's request for comment on the findings.

    Stebbins' investigation into Hegseth's use of Signal for the Yemen strikes was launched after The Atlantic's editor-in-chief Jeffrey Goldberg was inadvertently added to group chats where Hegseth shared sensitive information, classified details from a SECRET/NOFORN email, about the timing of the attacks and assets that would be used to execute them.

    The inspector general concluded that Hegseth’s use of the messaging app put US forces at risk because, if the information had been intercepted by US adversaries, it could have endangered US military personnel.

    While the secretary said in an earlier statement to the office that "there were no details that would endanger our troops or the mission," the investigation concluded that "the secretary's actions created a risk to operational security that could have resulted in failed US mission objectives and potential harm to US pilots."

    Read the original article on Business Insider
  • Read Business Insider’s stories and watch our video after nearly 200 interviews with workers over 80

    Barbara Ford, D'Yan Forest, Rich Colorado, Jane Way, June Boyd, Luis Bautista, Pat Fagin Scott, Sandy McConnell, Thomas Ferguson, Lydia HInds

    "I'm working because I have to. I don't want to." "I'm basically working seven days a week." "I don't want to fall into sedentary mode." "I'm still full of energy. I'm still very much on my game."

    These are some of the stories we heard in interviews with nearly 200 Americans who continue to work past the age of 80. In 2025, Business Insider wrote more than 20 stories and produced a short documentary video — all examining why people over 80 continue to work well beyond the typical retirement age.

    Older workers are the fastest-growing sector of the US labor force. Our "80 over 80" project examines the how and why.

    Check it out below:



    Credits

    Reporter:
    Noah Sheidlower

    Features editors:
    Bartie Scott, Andy Kiersz, Hayley Peterson Herrin, Brad Davis

    As-told-to editors:
    Lauryn Haas, Jane Zhang, Tess Martinelli, Manseen Logan, Debbie Strong

    Copy editor:
    Tracy Connor

    Design & development:
    Eason Xinran Wang, Randy Yeip, Bryan Erickson

    Photo editors:
    Jorge Castillo, Isabel Fernandez-Pujol, Rebecca Zisser

    Photographers:
    Cassidy Araiza, Corrie Aune, Bridget Bennet, Jesse Brantman, Michael J. Fiedler, Brittany Green, Tim Gruber, Jason Henry, Brooke Herbert, Clark Hodgin, Shuran Huang, Nilo Jimenez, Melyssa St. Michael, Mark Petty, Valerie Plesch, Alyssa Schukar, Katie Shaw, Nate Smallwood, Laura Thompson, Katrina Ward, Matt Martian Williams, Cornell Watson, Annie Flanagan

    Audience:
    Corina Pintado, Victoria Gracie, Hannah Kennedy

    Video producer:
    Sarah Andersen

    Videographers:
    Timothy Wolfer, Juan-Antonio Puyol

    Video editor:
    Esteban Aburto

    Motion designer:
    Dorian Barranco

    Video copy editors:
    Mark Abadi, Caitlin Charles

    Supervising producer:
    Mark Adam Miller

    Head of video:
    Barbara Corbellini Duarte

    Quicksplainer video:
    Rachel Cohn, Jacky Zarra

    .credits-box {
    border: 1px solid #d3d3d3; /* light gray */
    padding: 20px;
    border-radius: 8px; /* rounded corners */
    max-width: 800px; /* optional: constrains width */
    margin: 0 auto; /* centers the box */
    background: #fff; /* clean white background */
    }
    .gi-credits {
    font-size: 1rem;
    }
    .credits-header {
    text-align: center;
    margin-bottom: 1rem;
    }

    Read the original article on Business Insider
  • Which of the most popular ASX ETFs has brought the best returns this year?

    An accountant gleefully makes corrections and calculations on his abacus with a pile of papers next to him.

    Data shows Aussie investors are pouring more and more cash into ASX ETFs. 

    There are currently three funds that are significantly larger in terms of market cap

    These funds are common choices for new and experienced investors looking for set and forget options. 

    While past performance doesn’t guarantee future returns, these funds have performed over the last 10-20 years. 

    As the year approaches its end, let’s see which one has performed the best in 2025. 

    Vanguard Australian Shares Index ETF (ASX: VAS)

    The Vanguard Australian Shares Index ETF is the largest ASX ETF by market cap. 

    Recent data (October 2025) shows it has a market cap of more than $22 billion. 

    Put simply, it offers exposure to the top 300 companies listed on the ASX.

    Its largest exposure is to blue-chip companies like Commonwealth Bank of Australia (ASX: CBA) and BHP Group (ASX: BHP), with 10.3% and 7.9% exposure respectively. 

    Historically, dating back to its initial inception in 2009, it has offered returns of roughly 9% per annum.

    However this year, it has risen approximately 6%. 

    Vanguard MSCI Index International Shares ETF (ASX: VGS)

    This fund is often paired alongside the VAS ETF. 

    That’s because the Vanguard MSCI Index International Shares ETF provides exposure to around 1,300 companies from developed countries, excluding Australia.

    It is Australia’s second largest ETF, with a market capitalisation of approximately $13.8 billion. 

    The ETF invests in companies from around 23 different countries including the U.S, Japan, U.K, Canada, France, and Switzerland.

    It offers exposure to the largest global companies including Nvidia (NASDAQ: NVDA), Apple (NASDAQ: AAPL) and Microsoft (NASDAQ: MSFT). 

    Since inception in 2014, it has provided annualised returns of approximately 13%. 

    In 2025, the fund has risen by 10.47%. 

    iShares S&P 500 ETF (ASX: IVV)

    The fund is different from the previous two. While the others focus on Australian and international stocks, the IVV ETF aims to provide investors with the performance of the S&P 500 Index, before fees and expenses. 

    The index is designed to measure the performance of large capitalisation US equities.

    It is the third largest ASX ETF, with a market capitalisation of just under $13 billion. 

    In the last 10 years, it has provided annualised returns of approximately 15%. 

    Its largest exposure by underlying holding is also to Nvidia Inc (NASDAQ: NVDA), Apple Inc (NASDAQ: AAPL) and Microsoft Corp (NASDAQ: MSFT). 

    In 2025, it has risen by 9.23%. 

    The post Which of the most popular ASX ETFs has brought the best returns this year? appeared first on The Motley Fool Australia.

    Should you invest $1,000 in iShares S&P 500 ETF right now?

    Before you buy iShares S&P 500 ETF shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and iShares S&P 500 ETF wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

    .custom-cta-button p {
    margin-bottom: 0 !important;
    }

    More reading

    Motley Fool contributor Aaron Bell has positions in BHP Group and Vanguard Msci Index International Shares ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Apple, Microsoft, Nvidia, and iShares S&P 500 ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool Australia has recommended Apple, BHP Group, Microsoft, Nvidia, Vanguard Msci Index International Shares ETF, and iShares S&P 500 ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Expert lists its top resources shares to target in December

    Image of young successful engineer, with blueprints, notepad and digital tablet, observing the project implementation on construction site and in mine.

    A new report from Wilsons Advisory and Canaccord Genuity says momentum is turning positive for ASX resources shares – particularly mining. 

    Greg Burke, Equity Strategist, said after a three-year downturn, momentum in the mining sector appears to be turning. 

    He said broad-based strength across major commodities now underpinning what could be the early stage of a significant resources upgrade cycle.

    Why have resources shares lagged?

    According to the report, a negative view on China’s growth has contributed to the multi-year downtrend in resources (with the notable exception of gold).

    This has been particularly focussed on the weakness in its property sector, which remains central to demand for iron ore. 

    While China’s economy may slow further, investor sentiment seems to be improving, supported by easier monetary policy and rising credit availability.

    We also see potential for large-scale stimulus in China in 2026, as greater clarity emerges around the US tariff situation, which would have positive implications for commodity pricing.

    What’s changing?

    Mr Burke said there are a few catalysts for a rebound for resources shares. 

    Overall, the macro environment is becoming more supportive for resources thanks to: 

    • Rate cuts in the US that should help stimulate global commodity demand
    • A weaker USD offers a tailwind for dollar-priced commodities
    • Trump’s ‘Big Beautiful Bill’ will also take effect early next year and is expected to stimulate US manufacturing
    • Further easing of trade frictions between the US and the rest of the world could help improve global growth.

    Overall, more supportive supply/demand fundamentals for most metals are now driving upgrades to consensus commodity price forecasts and, importantly, translating into stronger earnings expectations for the ASX Mining sector.

    What stocks should investors target?

    The Motley Fool’s Cameron England reported earlier this week on the ASX copper shares recommended by Wilsons Advisory and Canaccord Genuity. 

    They also listed other ASX resources shares to target. 

    Firstly, in the already booming gold sector, the preferred large cap exposures are Evolution Mining Ltd (ASX: EVN) and Northern Star Resources Ltd (ASX: NST). 

    Evolution Mining offers the cleanest gold leverage over the near-term in our view, as it has demonstrated best-in-class operational delivery and offers an attractive FCF yield over the next couple years, while NST offers the greatest medium-term upside in our view, driven by its strong production growth outlook, its relatively attractive valuation, and the rolling off of its hedging profile.

    Wilsons Advisory/Canaccord Genuity has price targets of $12.25 on Evolution Mining shares and $34.50 on Northern Star Resources shares. 

    The report also noted that iron ore demand faces structural headwinds and sees risks as skewed to the downside over the medium term. 

    With that in mind, the report said its preferred iron ore exposure is to BHP Group (ASX: BHP). 

    Our preferred iron ore exposure is BHP (BHP), the lowest-cost producer globally with a strong track record of operational delivery and disciplined management. Its commodity mix is relatively attractive compared to the other majors, with ~45% of FY26 EBITDA expected to come from copper (where we have a more favourable view), providing valuable diversification beyond iron ore.

    The post Expert lists its top resources shares to target in December appeared first on The Motley Fool Australia.

    Should you invest $1,000 in BHP Group right now?

    Before you buy BHP Group shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and BHP Group wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

    .custom-cta-button p {
    margin-bottom: 0 !important;
    }

    More reading

    Motley Fool contributor Aaron Bell has positions in BHP Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Bell Potter names the best ASX 200 shares to buy in December

    Three excited business people cheer around a laptop in the office

    If you are looking for investment ideas, then it could pay to listen to what Bell Potter is saying.

    That’s because the broker has just released its latest top Australian picks that feature in its core portfolio.

    It notes that its “Core Portfolio is a diversified, benchmark aware portfolio of 25-35 Australian equities, with a bias towards growth-orientated, quality companies.”

    Here are three ASX 200 shares that make the cut this month:

    Amcor (ASX: AMC)

    This packaging giant has been named in the core portfolio. Bell Potter is positive on the company’s outlook due to its transformative merger with Berry Global. It believes the transaction positions Amcor for growth and improves the quality of its earnings. It said:

    The investment thesis for Amcor is based on its transformative merger with Berry Global, which positions the company for a period of significant growth and quality improvement. The merger is expected to drive two years of double-digit EPS growth, fuelled by an estimated $650 million in synergies, with ~80% anticipated to be realised within the first 24 months. Beyond the near-term earnings growth, the merger also creates a more resilient and less cyclical business by increasing its exposure to the defensive home & personal care and pharmaceutical sectors.

    CAR Group Limited (ASX: CAR)

    CAR Group, the owner of Carsales.com.au, could be a top option for investors according to Bell Potter. It highlights its attractive valuation and positive earnings growth outlook. The latter is expected to be underpinned by its ongoing penetration into large and underpenetrated markets. The broker said:

    CAR screens favourably on a risk-adjusted return basis when considering the stability of earnings growth against comparable ASX-listed classifieds platforms. They recently re-iterated full year guidance at their AGM and yet the stock is down 15% from its August highs as valuations have compressed.

    We expect EPS CAGR of 12% between FY25-28e driven by ongoing penetration into large and underpenetrated markets with a defined pathway of platform enhancements to extract value from its audience/networks. CAR’s Dealer subscription model and wide pay-per-lead price thresholds can protect against volume/price volatility, which is reflected in CAR’s stable earnings growth (historical + forecast), and provides for a preferred risk-adjusted return profile versus peers.

    WiseTech Global Ltd (ASX: WTC)

    This logistics solutions technology features in the broker’s Core Portfolio. It likes WiseTech due to its predictable business model, recurring revenue, and ultra low churn rate. It commented:

    WiseTech is a leading global provider of software solutions to the logistics industry, with its market-leading CargoWise One platform used by many of the world’s largest logistics providers. The company’s quality is underpinned by a highly predictable business model, with around 95% of its revenue being recurring and a customer churn rate of less than 1%. This provides clear and consistent cash flow, enabling a distinct path to deleverage, with management confident in reducing ND/EBITDA from ~3x in FY26 to 1.7x in FY27.

    The post Bell Potter names the best ASX 200 shares to buy in December appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Amcor plc right now?

    Before you buy Amcor plc shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Amcor plc wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

    .custom-cta-button p {
    margin-bottom: 0 !important;
    }

    More reading

    Motley Fool contributor James Mickleboro has positions in WiseTech Global. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended WiseTech Global. The Motley Fool Australia has positions in and has recommended Amcor Plc and WiseTech Global. The Motley Fool Australia has recommended CAR Group Ltd. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Here’s why Nvidia still is a multimillionaire-maker

    Delighted adult man, working on a company slogan, on his laptop.

    This article was originally published on Fool.com. All figures quoted in US dollars unless otherwise stated.

    Key Points

    • Nvidia stock has soared 21,000% in 10 years.
    • This performance is thanks to Nvidia’s dominance in the artificial intelligence chip market.

    Nvidia (NASDAQ: NVDA) has helped investors take serious steps along the path to wealth — and with a gain of more than 21,000% over the past decade, it’s clearly made some early investors multimillionaires. This is because the company emerged as the world’s dominant designer of chips powering the high-growth industry of artificial intelligence (AI).

    From today’s higher levels, I wouldn’t expect Nvidia stock to deliver a repeat performance over the next few years, but the stock still has what it takes to climb significantly — and even help investors grow their portfolios into the millions of dollars over the long run. Here’s why this stock still is a multimillionaire-maker. 

    Nvidia’s daring move

    First, a quick look at how Nvidia became a millionaire-maker in recent years. The company made a daring move, tailoring its graphics processing units (GPUs) to suit the needs of the promising field of AI — and it did this early on, putting itself on track for leadership. Nvidia won this bet, and the company’s ongoing innovation has kept it in the top spot.

    All of this has translated into enormous growth, with double- and triple-digit revenue gains over the past few years. Profitability on sales also has been strong, as gross margin shows us — Nvidia generally has maintained a level greater than 70%.

    NVDA Gross Profit Margin (Quarterly) data by YCharts

    That said, investors have worried that Nvidia’s best days are in the past and growth will slow in the later stages of the AI boom.

    AI across industries

    Now let’s consider why Nvidia, even at this phase of the AI story, remains a stock that may significantly increase your wealth. And this is because Nvidia is positioned to serve every phase of AI and will be a key player as the use of AI expands across industries. Nvidia’s GPUs are the top product used for the training of AI models — but, importantly, these GPUs also are needed to power the models through their tasks.

    The AI giant already has designed specific tools to facilitate the use of AI in various industries like healthcare and automotive, with a particular focus on autonomous vehicles. And just recently, Nvidia announced an investment in telecom giant Nokia as part of an effort to transform telecom networks — AI will drive this new connectivity, and Nvidia will be at the heart of this.

    So, Nvidia is taking AI into a broad range of industries and revolutionizing the way things are done — this should result in strong revenue growth for many years to come. Nvidia’s growth won’t be tied uniquely to providing GPUs to data centers; instead, the use of AI across many areas should significantly contribute to the company’s growth.

    This could supercharge stock performance over the long term — and as part of a diversified portfolio of quality assets, Nvidia could continue to be a multimillionaire-maker for investors.

    This article was originally published on Fool.com. All figures quoted in US dollars unless otherwise stated.

    The post Here’s why Nvidia still is a multimillionaire-maker appeared first on The Motley Fool Australia.

    This article was originally published on Fool.com. All figures quoted in US dollars unless otherwise stated.

    Should you invest $1,000 in Nvidia right now?

    Before you buy Nvidia shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Nvidia wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

    .custom-cta-button p { margin-bottom: 0 !important; }

    This article was originally published on Fool.com. All figures quoted in US dollars unless otherwise stated.

    More reading

    Adria Cimino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Nvidia. The Motley Fool Australia has recommended Nvidia. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Meta eyes budget cuts for its metaverse group as CEO Mark Zuckerberg doubles down on AI

    Mark Zuckerberg standing in his metaverse living room during a presentation on Facebook's VR future and name change.
    Mark Zuckerberg standing in his metaverse living room during a presentation on Facebook's VR future and name change.

    • Meta plans to cut its budget by up to 30% in its Reality Labs metaverse division.
    • It's considering job cuts as part of that move, leaving employees uncertain.
    • The cuts may impact Horizon Worlds and follow a recent executive strategy meeting in Hawaii.

    Meta is planning budget cuts and considering job cuts as part of that across its metaverse unit, according to a person familiar with the matter.

    The company is considering budget cuts of up to 30% within its Reality Labs division, which could impact employees working on its virtual spaces platform, Horizon Worlds, according to the person Business Insider spoke to. The person requested anonymity because they're not authorized to speak to the press on these matters.

    Bloomberg earlier reported on the potential cuts.

    The news follows a meeting last month at Meta CEO Mark Zuckerberg's Hawaii compound, where he discussed strategy and next year's plans with executives, the person familiar with the matter told Business Insider.

    Internally, employees face uncertainty about whether the planned cost cuts will ultimately lead to layoffs. Directors are telling employees that most of the reductions will come from operating expenses, according to two other employees, who asked to remain anonymous because they're not authorized to speak to the press. In addition to salaries, these expenses include payments made by Meta to third-party studios to create games for Horizon.

    Meta declined to comment.

    The overhaul comes on the back of Reality Labs racking up losses of over $60 billion since 2020 and Meta ramping up its AI spending this year in an increasingly competitive — and expensive — AI race.

    Meta's stock rose as much as 4% Thursday morning, adding $69 billion to its market cap and bringing its total value to $1.68 trillion.

    Meta's metaverse metamorphosis

    It's not the first time that Meta has reorganized its metaverse unit. In October, it tapped Gabriel Aul, who led products for Meta Horizon, and Ryan Cairns, previously in charge of virtual reality hardware, to co-lead its metaverse efforts, according to an internal memo Meta CTO Andrew Bosworth wrote, which was obtained by Business Insider.

    Vishal Shah, who helped lead Meta's metaverse initiatives over the past four years, announced in a separate October memo that he is transitioning to Meta Superintelligence Labs. On Wednesday, Meta announced that it has hired Apple design leader Alan Dye to lead a new Reality Labs creative studio.

    The company also cut an undisclosed number of Reality Labs employees in April as part of a broader restructuring effort. The cuts affected Oculus Studios, the company's in-house gaming division for Quest headsets, as well as the team behind Supernatural, the VR fitness app that Meta acquired for over $400 million.

    Bosworth previously described this year as the "most critical" to proving whether the metaverse is either a visionary feat or a "legendary misadventure," he wrote in a November 2024 internal memo.

    "We need to drive sales, retention, and engagement across the board but especially in MR," he wrote at the time, referring to mixed reality. "And Horizon Worlds on mobile absolutely has to break out for our long-term plans to have a chance. If you don't feel the weight of history on you, then you aren't paying attention."

    The losses racked up by Reality Labs have drawn investor scrutiny. In Meta's first-quarter earnings call, Evercore analyst Mark Mahaney asked whether Reality Labs losses would ever come down, and if so, why and when. Zuckerberg pointed to the rising momentum behind Meta's Ray-Ban smart glasses, saying they've "really taken off" and just "tripled in sales" in the last year.

    Have a tip? Contact this reporter via email at jmann@businessinsider.com or Signal at jyotimann.11. Contact Pranav Dixit via email at pranavdixit@protonmail.com or Signal at 1-408-905-9124. Use a personal email address and a nonwork device; here's our guide to sharing information securely.

    Read the original article on Business Insider
  • Meta Chief AI Scientist Yann LeCun says the Big Tech giant won’t be investing in his new startup

    Yann LeCun, Meta's chief AI scientist, onstage at the World Economic Forum in Davos.
    Yann LeCun, Meta's chief AI scientist, said there are misconceptions about DeepSeek.

    • Meta Chief AI Scientist Yann LeCun is leaving to launch an AI startup.
    • LeCun said he plans to develop advanced machine intelligence beyond Meta's current research scope.
    • LeCun said Meta will partner with the startup but will not provide direct financial backing.

    Meta Chief AI Scientist Yann LeCun is leaving Big Tech for a new, riskier bet. And while his soon-to-be former company will be a partner, it won't be an investor.

    Last Month, LeCun announced on LinkedIn that he was leaving Meta after 12 years. He spent five of those years as the founding director of Fundamental AI Research, or FAIR, which was once Meta's primary AI research lab, and seven years as the company's chief AI scientist.

    Meta, however, this year reorganized its AI department around what it calls its Superintelligence Lab, headed by the Scale AI founder Alexandr Wang.

    "I am creating a startup company to continue the Advanced Machine Intelligence research program (AMI) I have been pursuing over the last several years with colleagues at FAIR, at NYU, and beyond," LeCun wrote on LinkedIn in November. "The goal of the startup is to bring about the next big revolution in AI: systems that understand the physical world, have persistent memory, can reason, and can plan complex action sequences."

    He isn't severing ties with Meta completely, however. During a talk at the AI-Pulse event in Paris on Thursday, LeCun said that Meta will be a partner of his new endeavor, though not an investor.

    "This new architecture is a project that Mark Zuckerberg really likes. He thinks maybe that's the future," LeCun said of his ambition to build world models, advanced machine learning systems that help humans make decisions and predictions from abstract representations of the world. That's different than the LLMs that underpin the most prominent AI chatbots, which rely only on language.

    These ambitions stretched beyond Meta's purview, he said.

    "He and I both realized that the potential spectrum of applications of this was kind of beyond what Meta was interested in," he said, referring to Zuckerberg.

    "The number of applications is so, so, so wide that it was better to do it as an independent entity."

    Meta's AI ambitions have shifted more toward superintelligence, a still-theoretical form of AI that can reason as well as, or better than, humans.

    The company established its Superintelligence Lab in June. Zuckerberg said he hopes it'll help the company build "personal superintelligence," a term he uses to describe AI systems that could eventually surpass human capabilities.

    Neither Meta nor LeCun responded to requests for comment from Business Insider.

    Read the original article on Business Insider
  • We’re high earners with student debt and kids. Here’s how we continue to build wealth.

    Couple posing for photo
    The author and her husband are HENRYs: high earners, not rich yet.

    • The author shares strategies for HENRYs to maximize earnings and build wealth.
    • Budgeting, automation, and regular investing help manage high incomes and rising costs.
    • Maintaining lifestyle, avoiding upgrades, and seeking passive income support long-term goals.

    From a sheer numbers standpoint, our family would qualify as high-earners. My husband earns a healthy salary and bonuses from his corporate job, while I bring in extra cash from my freelance business.

    We're considered HENRYs — high earners, not rich yet. We're also millennials, with student loans, high interest rates, kids, and the rising cost of living to contend with. Here's how we make our money work for us.

    We live on a budget

    One of the earliest pieces of financial advice I ever received was to live on a budget, regardless of your income. Initially, I scoffed at the idea. Isn't one of the best parts of earning a lot to not worry about money?

    Then we started earning more money, my husband at his corporate job, and me with my freelance business. And I realized that the advice was spot-on. The more money you earn, the more you spend, and the easier it is to lose track of things.

    Today, even though we're earning the most we've ever earned, we live on a budget — for everything from investing for retirement to saving for our boys' college to paying bills, and even for our biweekly spending allowance.

    We automate everything

    I automate everything related to my finances. Every payday, our bills are automatically debited, our retirement and college savings contributions are deducted, and our spending money is sent to a separate account.

    It's an easy way to stay on budget for someone who doesn't necessarily love checking a bank account every day; plus, it helps us stay on track with our medium and long-term financial goals even when life gets busy. And with two kids, it often is.

    We invest regularly

    We are still paying off the last of our student loans, but we make investing a priority each month. We contribute the full employer match to my husband's 401(k) and try to max out my SEP IRA each year, as well as both our kids' 529 college savings accounts.

    Investing regularly and early is the key to building real wealth, since your money has more time to compound and grow. And while I wish I had started investing in earnest in my 20s, I'm doing what I can in my 30s to make up for lost time.

    We don't upgrade if we don't need to

    It's so easy to want to upgrade your life, especially when you start earning more. But we try to avoid that common pitfall. For example, we've lived in the same house for seven years, mostly because we have a great interest rate (3.5%). However, we've also realized that at 2,400 square feet, it's the perfect size for our family of four. Would I like a mud room? A bigger living room? Sure, but it's not worth blowing all our equity and savings.

    We also have a family rule of sorts — if it works, we don't replace it with a newer, better model. Our phones are older models, and our dishwasher isn't the best, but they both work. So we make it work.

    We are looking for a secondary income stream

    The next step in our financial journey is building a passive income stream that we can also enjoy. For a year or so, we've been looking to purchase land in rural areas to build a vacation home for our family and eventually set it up as a rental property when we're not using it.

    We aren't sure whether we will finance a new property or try to pay cash for land and build slowly; a lot depends on the interest rates at the time. But it's definitely on our radar.

    Being a HENRY has its perks. I know that in today's economy, we're lucky to be growing our earnings and building wealth. And while it can be frustrating to still worry about money and live on a budget, even as our income grows, I know one day it will pay off. (Literally.)

    Read the original article on Business Insider
  • Meghan Markle’s best style moments of 2025

    Meghan Markle looks over her shoulder as she gets into a car.
    Meghan Markle has had some fun fashion moments in 2025.

    • Meghan Markle has worn several stylish looks in 2025.
    • Her California-cool style often includes monochromatic outfits with high-end accents.
    • Meghan's most daring look of the year was a low-cut blazer.

    Meghan Markle has had a busy year.

    From starring in her Netflix series and launching As Ever to attending her first-ever Paris Fashion Week show, the Duchess of Sussex has been expanding her post-royal footprint — and having fun with her fashion while doing it.

    Meghan has worn an array of stylish looks in 2025, including monochromatic sets and statement suits.

    Take a look at some of Meghan's best style moments of the year.

    Meghan elevated a casual look with a blazer at the 2025 Invictus Games in February.
    Prince Harry and Meghan Markle attend the Invictus Games in February 2025.
    Prince Harry and Meghan Markle attend the Invictus Games in February 2025.

    When Meghan supported Prince Harry at the Invictus Games, she wore a series of casual ensembles.

    One of her standout looks from the week paired a blue La Ligne sweater with flared jeans from Veronica Beard. She added a double-breasted Dôen blazer to the ensemble, giving the look a professional edge.

    Stuart Weitzman boots completed the ensemble.

    She wore several relaxed looks during the first season of her Netflix show, "With Love, Meghan," including a floral-printed dress.
    A side-by-side of Meghan Markle in a floral dress on "With Love, Meghan."
    Meghan Markle on season one of "With Love, Meghan."

    Meghan's series, "With Love, Meghan," premiered in March, showcasing the duchess cooking and crafting with famous guests. In season one, Meghan leaned into her California-cool style with breezy blouses and printed dresses.

    One of her best looks from season one was a linen dress from Ralph Lauren.

    The cream, collared dress featured a pattern of florals in muted pastels, with buttons lining the front. Meghan cinched the dress at the waist with a brown belt. Gold accessories and a ponytail added to the relaxed feel of the look.

    She showed off the professional side of her style at the Time100 Summit in April.
    Meghan Markle in April 2025.
    Meghan Markle in April 2025.

    Meghan spoke at the Tim100 Summit in April, following the launch of her lifestyle brand, As Ever. She wore a linen Ralph Lauren suit for the occasion.

    The taupe set included an oversize blazer and wide-legged trousers. Meghan paired the suit with a white blouse and a brown belt, and she wore her hair down.

    She completed the look with brown Manolo Blahnik pumps for a high-fashion edge. The outfit felt both beachy and professional, perfectly encapsulating her As Ever brand.

    One of her casual looks on season two of "With Love, Meghan" was her best of the bunch.
    Meghan Markle on "With Love, Meghan."
    Meghan Markle on season two of "With Love, Meghan."

    Meghan kept up her chic and simple style in season two of "With Love, Meghan," which premiered on Netflix in August.

    One of her best looks came in episode one. She wore a blue, striped button-down — which she wore with the collar popped and sleeves rolled up — and AYR jeans.

    She styled the look with a pearl necklace and a low ponytail, creating an outfit that was both approachable and expertly curated.

    The Duchess of Sussex made her debut at Paris Fashion Week in a chic white suit.
    Meghan Markle attends the Balenciaga show at Paris Fashion Week in October 2025.
    Meghan Markle attends the Balenciaga show at Paris Fashion Week in October 2025.

    Meghan attended Pierpaolo Piccioli's first Balenciaga presentation at Paris Fashion Week on October 4. The event marked the Duchess of Sussex's first-ever attendance at a runway show in Paris, and she came dressed in an all-white look from Balenciaga for the occasion.

    Meghan paired her silky, loose blouse with coordinating trousers. A white cape sat on her shoulders and swept dramatically behind her, adding an elegant touch. Black pumps and a black clutch contrasted with the rest of the white ensemble.

    The duchess wore her hair in a sleek bun, letting her ensemble be the focus of her look.

    The black dress she wore after the Balenciaga show was just as chic as her white ensemble.
    Meghan Markle leaves the Balenciaga show at Paris Fashion Week in October 2025.
    Meghan Markle leaves the Balenciaga show at Paris Fashion Week in October 2025.

    Meghan had a wardrobe change after the Balenciaga show, trading her white set for a black dress.

    The dress fell to her ankles, and, like her first look, it included a cape. It sat diagonally on her bodice, covering one of her arms before flowing out behind her.

    She wore the same pumps and kept her hair up, transforming the accessories from elegant to moody in her new look.

    Meghan wore her most daring look of 2025 to a gala in October.
    Meghan Markle and Prince Harry attend the Project Healthy Minds World Mental Health Day Gala in October 2025.
    Meghan Markle and Prince Harry attend the Project Healthy Minds World Mental Health Day Gala in October 2025.

    Harry and Meghan attended Project Healthy Minds' annual gala on October 9 in coordinating Giorgio Armani suits.

    Meghan gave her black suit a sexy edge by wearing no shirt under her blazer, which plunged to her midriff.

    She wore her hair in an updo, drawing the eye to the statement gold choker from Anine Bing around her neck, and she carried Armani's La Prima clutch.

    The Duchess of Sussex embodied stylish winter wear with an all-brown look on "With Love, Meghan: Holiday Celebration."
    Meghan Markle and Will Guidara laugh together as they make holiday crackers.

    Meghan's Netflix holiday special began streaming on December 3, and the Duchess of Sussex wore a series of wintry ensembles fit for California in the special.

    The standout look of the bunch was a monochromatic brown look she wore to make Christmas crackers with Will Guidara.

    For the outfit, Meghan paired a knit Gabriela Hearst sweater vest with wool trousers. She added gold jewelry to the outfit, including a watch and a bangle, for elevated touches, while her relaxed ponytail kept the look from feeling too formal. The ensemble was effortless and stylish.

    Read the original article on Business Insider