HP announced that it will be reducing its corporate head count due to AI-driven initiatives.
illustration by Cheng Xin/Getty Images
HP announced that it will be reducing its corporate head count due to AI-driven initiatives.
The PC and printer company will cut between 4,000 and 6,000 jobs by the end of fiscal 2028.
The company estimates it will save approximately $1 billion.
HP on Tuesday announced it will cut between 4,000 and 6,000 jobs by the end of 2028 as it goes all-in on AI.
The PC and printer company announced the cuts in its earnings report,estimating it will save approximately $1 billion by 2028 as it implements the changes.
HP's stock was down more than 5% in after-hours trading at the time of publication.
This is a developing story. Please check back for updates.
Life360 has become one of Australia’s quiet global tech champions. Its family safety app continues to expand rapidly, with more than 91 million monthly active users and 2.7 million paying circles. Subscription revenue remains strong, annualised monthly revenue has surged, and the company is generating positive operating cash flow while holding more than US$450 million in cash. With a massive global addressable market, a growing product suite and enviable network effects, Life360 is the kind of scalable platform that can keep compounding as it matures.
Morgan Stanley is a fan. It has an overweight rating and $58.50 price target on its shares.
Another ASX growth share that could be a top buy and hold option is Pro Medicus. This health imaging technology company is arguably one of the highest-quality businesses on the ASX. Its Visage imaging platform is now used by some of the most important hospital networks in the United States, delivering huge efficiency benefits to radiologists. Every major contract win adds high-margin recurring revenue, and the company’s capital-light model means profits convert neatly into cash. And with a significant total addressable market and expansion opportunities into other ologies, the future looks bright for this one.
Bell Potter is bullish and has a buy rating and $320.00 price target on the company’s shares.
A third ASX growth share that could be a great long term pick for investors is Temple & Webster. Over the past decade, it has become the dominant online furniture retailer in Australia, but its opportunity is far from exhausted. Online penetration in the Australian homewares category remains low compared to markets like the UK and the US, giving the company significant headroom for growth. Its private-label expansion and logistics improvements continue to strengthen margins and boost customer retention. As more shoppers shift online, Temple & Webster looks well placed to capture market share for many years and grow its earnings at an above-average rate.
The team at Macquarie is positive on the company. It recently put an overweight rating and $31.30 price target on its shares.
Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Life360 wasn’t one of them.
The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
And right now, Scott thinks there are 5 stocks that may be better buys…
Motley Fool contributor James Mickleboro has positions in Life360, Pro Medicus, and Temple & Webster Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Life360, Macquarie Group, and Temple & Webster Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Pro Medicus. The Motley Fool Australia has positions in and has recommended Life360 and Macquarie Group. The Motley Fool Australia has recommended Pro Medicus and Temple & Webster Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
The Betashares Nasdaq 100 ETF (ASX: NDQ) has become one of the most popular international ETFs on the ASX.
This is for good reason.
This fund gives Australian investors incredibly easy access to the world’s most innovative companies, many of which have reshaped entire industries and delivered outstanding long-term returns.
If you’re looking for a simple, growth-focused investment to hold for many years, here are five reasons why this ASX ETF could deserve a spot in your portfolio.
Reason 1: Exposure to the world’s technology leaders
The Betashares Nasdaq 100 ETF tracks the Nasdaq-100 Index, which includes many of the most influential companies on the planet. This means instant exposure to giants such as Apple (NASDAQ: AAPL), Microsoft (NASDAQ: MSFT) and Nvidia (NASDAQ: NVDA). These are the businesses driving advances in artificial intelligence, cloud computing, semiconductors and digital services.
These companies have enormous competitive advantages, global customer bases, and innovation pipelines that could continue powering growth for years to come.
Reason 2: A simple way to invest in the AI boom
Artificial intelligence is becoming one of the defining themes of the decade, and this ASX ETF gives you broad, diversified exposure to the companies leading the wave.
Nvidia’s GPUs power most major AI models. Microsoft is integrating AI across its entire product ecosystem. And Alphabet (NASDAQ: GOOG), Meta Platforms (NASDAQ: META), and Amazon (NASDAQ: AMZN), are embedding AI into everything from advertising to cloud services.
Instead of trying to pick which AI stocks will win, this fund lets you own many of the global leaders in one trade.
Reason 3: Strong long-term performance
The Nasdaq-100 index has been one of the best-performing major indices over the past 10 years, driven by strong earnings growth and the increasing dominance of technology-driven companies.
This has seen the Betashares Nasdaq 100 ETF deliver an incredible average return of 20% per annum since 2015.
And while past performance is not guaranteed to continue, the index has historically outpaced broader US and global markets due to its focus on innovation-heavy sectors.
Reason 4: Diversification
Although the Betashares Nasdaq 100 ETF is often viewed as a tech ETF, it provides exposure across several fast-growing sectors. The fund includes companies in biotechnology, digital entertainment, cybersecurity, e-commerce, communication services, and cloud computing. This diversification helps spread risk while still capturing some of the most powerful structural growth trends in the global economy.
Reason 5: A set-and-forget investment
The Betashares Nasdaq 100 ETF is arguably ideal for investors who want global growth without constantly monitoring the market.
The index automatically updates to reflect the top 100 non-financial stocks listed on the Nasdaq, meaning the fund naturally adjusts as winners rise and weaker businesses fall away. This ensures the portfolio stays focused on the strongest companies in the index at all times.
Foolish takeaway
Whether you’re chasing long-term growth, looking to ride the AI and technology megatrends, or simply want exposure to the world’s most innovative companies, the Betashares Nasdaq 100 ETF offers a very efficient and compelling way to invest globally.
Should you invest $1,000 in BetaShares NASDAQ 100 ETF right now?
Before you buy BetaShares NASDAQ 100 ETF shares, consider this:
Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and BetaShares NASDAQ 100 ETF wasn’t one of them.
The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
And right now, Scott thinks there are 5 stocks that may be better buys…
Motley Fool contributor James Mickleboro has positions in BetaShares Nasdaq 100 ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, Amazon, Apple, BetaShares Nasdaq 100 ETF, Meta Platforms, Microsoft, and Nvidia. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool Australia has recommended Alphabet, Amazon, Apple, Meta Platforms, Microsoft, and Nvidia. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
We are moving further Underweight in CBA, establishing it as our largest active underweight position in the Core portfolio.
The bank’s valuation premium has expanded to an extreme and, in our view, unsustainable level, trading at a P/E multiple that is ~40% above the peer average.
On ANZ shares, the broker says:
We are moving to an overweight position in ANZ, which we see as the clear relative value proposition and our preferred holding in the sector. ANZ delivered the cleanest and highest-quality result of the recent reporting season, providing a tangible “self-help” story that NAB and CBA lack, while Westpac’s is relatively priced in.
Wilsons Advisory rates ANZ as the best value among the ASX bank shares “on all key valuation metrics”.
Morgans has a trim rating on ANZ shares with a price target of $33.09. The broker has a sell rating on NAB and CBA shares.
Wilsons notes that Westpac shares offer an attractive dividend yield and the bank has “the strongest balance sheet” of the big four.
Buy this ASX bank share instead
On The Bull this week, Tony Paterno from Ord Minnett revealed a buy rating on small-cap ASX bank share, MyState Ltd (ASX: MYS).
Paterno explained:
MYS is a national diversified financial services group. Brands include MyState Bank, Auswide Bank, Selfco and TPT Wealth.
We view MyState as an attractive income stock with dividends to reflect stronger earnings growth during the next three years as Auswide merger synergies are delivered.
In an expensive banking sector with only modest forecast earnings and dividend growth to fiscal year 2028, we believe MYS is a standout.
Should you invest $1,000 in MyState Limited right now?
Before you buy MyState Limited shares, consider this:
Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and MyState Limited wasn’t one of them.
The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
And right now, Scott thinks there are 5 stocks that may be better buys…
Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group. The Motley Fool Australia has positions in and has recommended Macquarie Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
"This is Hawkins. It's not Westeros," Matt said in 2022 after the show's star, Millie Bobby Brown, called the Duffer brothers "sensitive Sallies" for not killing off more characters.
While some of the show's main characters have been on the brink of death at times — Will (Noah Schnapp), Hopper (David Harbour), Steve (Joe Keery), Max (Sadie Sink) — they're usually rescued by a combination of Eleven's powers and plot armor.
So far, only minor characters have died in the show's first four seasons, including including Bob (Sean Astin) in season two, Billy (Dacre Montgomery) in season three, and Eddie (Joseph Quinn) in season four.
Yet the final season of the hit Netflix show is promising to go out with a bang: the Duffer brothers teased that it features "the most violent death of any season."
"The goal was always to scale up each series with the age of the characters and our audience," Ross Duffer told The Times. "Hopefully, parents don't get too mad at us."
Is death coming for someone in the main cast of the show's final season? Below, we rank 15 main characters in ascending order of likelihood that they'll die in "Stranger Things" season five.
15. Erica Sinclair
Priah Ferguson as Erica Sinclair in "Stranger Things" season five.
Andrew Cooper/Netflix
Killing off Erica (Priah Ferguson) wouldn't just be nonsensical — she's one of the youngest characters, often used for comedic relief, and rarely placed in immediate peril — it would be incredibly messed up. Fans wouldn't stand for it, and neither, I hope, would the Duffer brothers. She will live another day.
Risk level: Very Low
14. Holly Wheeler
Nell Fisher as Holly Wheeler in "Stranger Things" season five.
Courtesy of Netflix
On one hand, Holly's promotion to core cast member could spell trouble. She's technically been around since season one, but she was aged up and recast with Nell Fisher for season five, meaning she'll actually have a role to play this time around. And historically, in "Stranger Things," newcomers are in the most danger.
On the other hand, introducing Nancy and Mike's baby sister into the narrative just to kill her seems callous. It's more likely that she'll follow an arc similar to Will's in season one — thrown into the thick of the action, maybe even victimized by the evils in the Upside Down, but ultimately saved by her family.
Risk level: Very Low
13. Dustin Henderson
Gaten Matarazzo as Dustin Henderson in "Stranger Things" season four.
Courtesy of Netflix
The showrunners are not going to kill the sweetest boy in Hawkins, especially not after Dustin (Gaten Matarazzo) watched his idol, Eddie, slowly bleed out after getting stabbed to death. Let's be serious!
Risk level: Very Low
12. Max Mayfield
Sadie Sink as Max Mayfield and Caleb McLaughlin as Lucas Sinclair in "Stranger Things" season five.
Courtesy of Netflix
Max (Sadie Sink) already died in season four. In the finale, she fell to Vecna's curse, her bones broke, and her heart stopped. She was miraculously resurrected — likely thanks to Eleven's telekinesis, though it was left ambiguous — and she ended the season in a coma.
Max has been conspicuously absent from the fifth season's promotional materials (she didn't even get a character poster), and so far, she has only been shown as limp and unconscious in trailers.
All that may sound dire, but if the Duffer brothers wanted to kill Max, she'd already be dead. Her heroic arc in season four would've been that much more poignant if her life ended in Lucas' arms.
Sadie Sink is confirmed to reprise her role, and there's no way she got paid reportedly upward of $7 million for the season just to lie unconscious in a hospital bed. Most likely, Max's fate has been kept mysterious because when she wakes up, it'll play as a big emotional moment — not because Max is going to die all over again.
Risk level: Low
11. Jim Hopper
Joyce Byers (Winona Ryder) and Hopper (David Harbour) in "Stranger Things."
Courtesy of Netflix
Like Max, Hopper (David Harbour) already kind of died in the show, vanishing in the season three finale — only to have his survival be revealed in a mid-credits scene.
Of course, while the audience knew that Hopper was alive, the other characters didn't. Their grief was thoroughly explored in season four, especially Eleven's. The duo's emotional reunion in the season four finale is a series highlight.
Hopper's fake-out death would dull the sting of watching him die again, so the Duffer brothers would be wise to avoid it.
Risk level: Low
10. Joyce Byers
Winona Ryder as Joyce Byers in "Stranger Things" season five.
Courtesy of Netflix
As far as adults go, Joyce (Winona Ryder) is at slightly more risk than Hopper, but I doubt the show would leave Will, Jonathan, or Eleven motherless.
Risk level: Low
9. Mike Wheeler
Finn Wolfhard as Mike Wheeler in "Stranger Things" season five.
Courtesy of Netflix
Mike (Finn Wolfhard) is the only character who's never been to the Upside Down. His death never truly seems like an option. Maybe that'll change in season five, but I doubt it.
Risk level: Low
8. Eleven
David Harbour as Jim Hopper and Millie Bobby Brown as Eleven in "Stranger Things" season five.
Courtesy of Netflix
Eleven (Millie Bobby Brown) is always at risk in some way; she's spent her entire life being tortured or hunted. Once Vecna is finally defeated, she deserves to live a normal life with her friends and family — at least, one that's as normal as someone with telekinetic powers can hope to have.
This could be wishful thinking, but I don't see Eleven's arc ending in death, even if it's a sacrifice. It would be too cruel. Plus, she already sacrificed herself to save her friends and kill the Demogorgon in season one, assuming the burst of energy would kill her too, so reusing that narrative technique would be a frustratingly predictable move.
Risk level: Medium-Low
7. Jonathan Byers
Natalia Dyer as Nancy Wheeler and Charlie Heaton as Jonathan Byers in "Stranger Things" season four.
Courtesy of Netflix
Jonathan (Charlie Heaton) is the true neutral of "Stranger Things" risk assessments. He's neither likely nor unlikely to die at any given moment. Especially in season four, he was mostly there to move the plot along and lacked any big scenes that threatened his life. (Meanwhile, his girlfriend, Nancy, was in the Upside Down blasting Vecna with a sawed-off shotgun.)
That being said, Jonathan is essential to both Nancy and Will's character arcs. If either of them is placed in jeopardy in season five, expect Jonathan to be in jeopardy as well.
Risk level: Medium
6. Nancy Wheeler
Natalia Dyer as Nancy Wheeler in "Stranger Things" season four.
Tina Rowden/Netflix
Nancy (Natalia Dyer) is one of the few characters who's cool under pressure and handy with a gun. She's certainly been able to hold her own in combat thus far, but as the supernatural threats from Vecna grow ever more menacing, bullets may not be enough.
Nancy is also at a disadvantage for having two younger siblings. She has a natural protective instinct and can be bold to the point of recklessness — qualities that could make her extra vulnerable this season.
Risk level: Medium
5. Robin Buckley
Maya Hawke as Robin Buckley in "Stranger Things" season four.
Courtesy of Netflix
Robin (Maya Hawke) is the newest character among all the teenagers, so if we're judging by the established "Stranger Things" pattern, she's in a significant amount of danger.
The last two teenagers who were added to the core cast, Billy and Eddie, both died expeditiously — not to mention the other teenagers who died in the same seasons they were introduced, including Barb, Heather, Chrissy, and Fred. Robin could be next.
Risk level: Medium-High
4. Lucas Sinclair
Caleb McLaughlin as Lucas Sinclair and Sadie Sink as Max Mayfield in "Stranger Things" season five.
Courtesy of Netflix
There was a popular theory during season four that Lucas (Caleb McLaughlin) would sacrifice himself to save Max from Vecna, fueled by the lyrics of Max's favorite song, "Running Up That Hill" by Kate Bush. ("And if I only could / I'd make a deal with God / And I'd get him to swap our places.")
That hasn't happened yet, but it doesn't mean it can't still happen. More recently, panicked theories about Lucas were reignited when Caleb McLaughlin hinted that he might not appear in the series finale.
During an interview with Refresher, Finn Wolfhard said the finale was the most difficult episode to film. McLaughlin replied, "My finale was different, so I don't know."
It's certainly possible that McLaughlin was joking, but it's also possible that Lucas is headed for an ill-fated solo mission.
Risk level: High
3. Will Byers
Will and Vecna in season five of "Stranger Things."
Courtesy of Netflix
Judging by the season five trailers, Will (Noah Schnapp) is in the most immediate danger — although that's not exactly new. Ever since he was kidnapped by the Demogorgon in season one, Will has had a direct connection to the Upside Down, and its evil has possessed his body more than once. Now, it looks like Vecna intends to use Will as a pawn in his final attempt to destroy Hawkins.
Unfortunately, because this connection flows both ways, Will is a liability. As long as he's still alive, Vecna will always have a connection to the Rightside Up.
In an interview with Time, the Duffer brothers said they conceptualized "Stranger Things" as "a show about Will." The very first episode is titled "The Vanishing of Will Byers."
Out of all the boys in the original quartet, it would make the most sense for Will's arc to end with some kind of climactic sacrifice. If he managed to save his family and friends, just as they saved him in season one, it would bring the series full circle.
Risk level: High
2. Steve Harrington
Gaten Matarazzo as Dustin Henderson and Joe Keery as Steve Harrington in "Stranger Things" season five.
Courtesy of Netflix
Steve (Joe Keery) was originally conceived as a side character who was supposed to die all the way back in season one.
Instead, the Duffer brothers fell in love with Keery's performance, and Steve was rewritten with a redemption arc.
"When he comes back and fights the Demogorgon, that was supposed to be Jonathan's dad," Matt said at Geeked Week 2022, per Rotten Tomatoes. "The cast is impacting where you take the narrative, the other writers and directors… It's this living thing."
Steve has been surviving by the skin of his teeth ever since, even as he's been attacked by Demodogs, stabbed by Demobats, and tortured by Soviet soldiers. He's become a fan favorite by throwing himself into the fray, doing everything in his power to shield Nancy, Robin, and the kids from harm. His friendship with Dustin makes him particularly lovable.
Alas, Steve's fan-favorite status may just be his downfall. His death would be devastating, which means it would make for great TV — especially as the show comes to an end, when the Duffer brothers won't have to worry about fans swearing off future Steve-less seasons.
Risk Level: Start preparing your eulogy
1. Vecna
Jamie Campbell Bower as Vecna in season four of "Stranger Things."
Courtesy of Netflix
"Stranger Things" is a popular Netflix show inspired by '80s classics like "E.T.," "Ghostbusters," and "Star Wars." It's simply not going to end without good triumphing over evil.
On Tuesday, the S&P/ASX 200 Index (ASX: XJO) fought hard and recorded a small gain. The benchmark index rose 0.15% to 8,537 points.
Will the market be able to build on this on Wednesday? Here are five things to watch:
ASX 200 expected to rise again
The Australian share market looks set to rise again on Wednesday following a positive night of trade on Wall Street. According to the latest SPI futures, the ASX 200 is expected to open the day 81 points or 0.95% higher this morning. In late trade in the United States, the Dow Jones is up 1.25%, the S&P 500 is up 0.6%, and the Nasdaq is 0.2% higher.
Oil prices tumble
ASX 200 energy shares Beach Energy Ltd (ASX: BPT) and Santos Ltd (ASX: STO) could have a poor session after oil prices tumbled overnight. According to Bloomberg, the WTI crude oil price is down 1.55% to US$57.93 a barrel and the Brent crude oil price is down 1.5% to US$62.44 a barrel. This was driven by reports that Ukraine is ready to accept a Russian peace deal.
Annual general meetings
A number of ASX 200 shares will be on watch today when they hold their annual general meetings. Among the companies holding events are retail giant Harvey Norman Holdings Ltd (ASX: HVN), lithium miner Liontown Resources Ltd (ASX: LTR), and rare earths producer Lynas Rare Earths Ltd (ASX: LYC). It is possible that they will release trading updates before the market opens.
Gold price rises
It could be a good session for ASX 200 gold shares Newmont Corporation (ASX: NEM) and Northern Star Resources Ltd (ASX: NST) on Wednesday after the gold price stormed higher overnight. According to CNBC, the gold futures price is up 1% to US$4,134.7 an ounce. US interest rate cut optimism has given the gold price a lift.
Buy IPD shares
The team at Bell Potter thinks investors should be buying IPD Group Ltd (ASX: IPG) shares. This morning, the broker has retained its buy rating and $5.00 price target on this electrical solutions company’s shares. It said: “IPG is well positioned to capitalise on the Commercial construction market recovery currently underway as well as continued strong momentum in Data Centre and Infrastructure construction activity. IPG represents a relatively undervalued Industrials business compared with the ASX300 Industrials index with strong re-rate potential, in our view.”
Should you invest $1,000 in Beach Energy Limited right now?
Before you buy Beach Energy Limited shares, consider this:
Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Beach Energy Limited wasn’t one of them.
The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
And right now, Scott thinks there are 5 stocks that may be better buys…
Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Ipd Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Lynas Rare Earths Ltd. The Motley Fool Australia has positions in and has recommended Harvey Norman and Ipd Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
If you’ve ever felt that investing is something only high earners or seasoned market veterans can do, you would be wrong.
You don’t need a lump sum to build serious long-term wealth. You just need consistency. In fact, one of the simplest and most powerful strategies available to everyday Australians is investing a small amount every week.
So, what could $100 a week, barely the cost of a couple of dinners out, turn into over 20 years on the Australian share market? Let’s find out.
Investing small amounts
When you invest regularly, you take advantage of something called dollar-cost averaging. Instead of trying to pick the perfect buying moment (which even the pros struggle with), you gradually build your holdings over time, buying more when prices fall and less when prices rise.
Combine this with the fact that the share market has historically returned around 10% per annum on average, and suddenly even modest weekly contributions can snowball into something life-changing.
Where to invest
You want to think about businesses that have strong growth drivers and sustainable competitive advantages.
Take ARB Corporation Ltd (ASX: ARB), which is a global leader in 4WD accessories that has steadily expanded internationally. Or Breville Group Ltd (ASX: BRG), which is an appliance manufacturer that has been growing for decades. Investment bank Macquarie Group Ltd (ASX: MQG) could also be worth a look given its long track record of strong shareholder returns.
These aren’t speculative micro-caps, they are established, profitable companies with clear runways for growth. And drip-feeding small weekly investments into quality businesses like these can quietly transform your financial future over time.
What $100 a week could become
Now for the big question. If you invested $100 every week and earned 10% per year on average, what would $100 a week turn into?
After 20 years, your weekly contributions into your portfolio could grow to around $315,000.
And remember, this doesn’t require picking the perfect stocks, timing the market, or taking huge risks. It simply requires staying consistent, focusing on quality, and giving your investments time to work.
You could even opt for a broad-based index fund like the Vanguard Australian Shares Index ETF (ASX: VAS) for Australia or the iShares S&P 500 ETF (ASX: IVV) for the United States.
Foolish takeaway
$100 a week may not feel like much today. But when you combine patience, discipline and the long-term strength of the ASX, it becomes a powerful wealth-building engine.
The best part? You can start anytime. And the sooner you begin, the more time compounding has to quietly turn small weekly savings into something extraordinary.
Should you invest $1,000 in ARB Corporation right now?
Before you buy ARB Corporation shares, consider this:
Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and ARB Corporation wasn’t one of them.
The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
And right now, Scott thinks there are 5 stocks that may be better buys…
Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended ARB Corporation, Macquarie Group, and iShares S&P 500 ETF. The Motley Fool Australia has positions in and has recommended Macquarie Group. The Motley Fool Australia has recommended ARB Corporation and iShares S&P 500 ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
Shares in the S&P/ASX 200 Index (ASX: XJO) biotech stockCSL Ltd (ASX: CSL) closed yesterday trading for $182.14.
CSL shares remain down a sharp 35.32% in 2025. Taking a tiny bit of the sting out of those losses, the ASX 200 stock also trades on an unfranked 2.5% trailing dividend yield.
As you’re likely aware, most of the share price losses followed the decidedly underwhelming release of the company’s full-year FY 2025 results on 19 August.
Among the factors that saw investors overheating their sell buttons on the day, the company revealed plans to spin off CSL’s Seqirus segment â one of the world’s largest influenza vaccine businesses â into a separate ASX-listed company.
That plan has since been put on hold until conditions in the slumping United States influenza vaccine market improve. But it remains on the table.
Which brings us back to our headline question.
Are CSL shares a good buy amid the cost-cutting program?
MPC Markets’ Mark Gardner recently ran his slide rule over the ASX 200 biotech stock (courtesy of The Bull).
“Uncertainty continues to surround this biopharmaceutical giant after the share price plunged following its 2025 results,” said Gardner, who has a hold recommendation on CSL shares.
“It recently cut revenue and profit growth forecasts for fiscal year 2026. Its Seqirus influenza vaccines division is under pressure from a decline in vaccination rates in the US,” he added.
Indeed, on 28 October, CSL shares plunged 15.9% when management reduced FY 2026 guidance.
On 19 August, CSL had forecast that it would achieve full-year revenue growth (in constant currency) in the range of 4% to 5%. And guidance for net profit after tax before amortisation (NPATA) and excluding non-recurring restructuring costs was forecast to increase between 7% to 10%.
Then on 29 October, investors punished the stock when management reduced full-year revenue growth guidance to the range of 2% to 3% as well as cutting NPATA growth guidance to 4% to 7%.
But in issuing his hold recommendation, Gardner sees light at the end of the tunnel.
He concluded:
Plans to reduce fixed costs and enhance efficiencies were initially earmarked to save more than $500 million by fiscal year 2028. The company is undertaking a buy-back program of up to $750 million in fiscal year 2026.
CSL shares have fallen from $271.32 on August 18 to trade at $178.82 on November 19.
At these levels, we suggest holding CSL and monitor performance of a company that has a solid track record of performance over the longer term.
Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and CSL wasn’t one of them.
The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*
And right now, Scott thinks there are 5 stocks that may be better buys…
Motley Fool contributor Bernd Struben has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL. The Motley Fool Australia has recommended CSL. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
Joy (left) and Dan (right) Flynn say gratitude is one of the keys to their successful marriage.
Mark Adam Miller / Business Insider
Joy and Dan Flynn credit their 54-year marriage to simplicity and daily gratitude.
The couple chose not to have children or pets, focusing on shared activities and support.
They stay active with sports, community work, and mentoring, emphasizing gratitude and joy.
Joy and Dan Flynn celebrated their 54-year anniversary on November 20. Having spent more than half a century together, the couple says their marriage works because they have kept life simple.
The three keys to their success? No kids, no pets, and leading a life full of gratitude for one another.
"Every day we're grateful for what we have," Dan told Business Insider's Sarah Andersen, who followed the athletic couple in August as they trained together for their next round of competitions, including the upcoming World Championships in South Korea:
Joy acknowledges the great fulfillment that children can bring. "But kids, they cause tension sometimes and cause fights between couples," said Joy, who was 78 at the time of filming.
As for pets, Joy jokes about having pet spiders, the tiny kind that scurry across the floor in her basement. However, that's the extent of their furry friends.
The pair met in the Hamptons in 1968. It was Dan's first time visiting New York. Joy was involved with another man, but he was leaving for Mexico to pursue a career as a doctor.
Dan thought Joy was beautiful from the moment he first laid eyes on her. Joy took notice after learning that Dan's birthday was the same day as hers.
"I figured anybody who has my birthday can't be all bad. And so it was true. He is not all bad," she said.
"We never ever take it for granted," Joy said. "We thank each other for everything. So if I'm doing the dishes, Dan thanks me. If he's doing the dishes, I thank him."
Filling each day with joy
Joy said their choice to live without children or pets has helped them focus on living a life they enjoy each day.
Dan and Joy in Finland.
Courtesy of Joy and Dan
Dan still works. He's a commercial real estate broker. When he's not at work, the couple fills their time with training, traveling, entertaining, hosting dinner parties, and volunteering in the community.
Most mornings, they wake up early to exercise together. Later, they'll practice for track meets, doing CrossFit, sprint work, and jumps.
Joy said she wouldn't be in track and field if it weren't for Dan and their CrossFit trainer. She'd watched Dan do track and field for a couple of years when, one day, he said she should try it. Turns out, she's extremely good at it.
Joy jumping in mid-air.
Courtesy of Joy and Dan
While she hasn't counted them all, Joy estimates that she has amassed about 120 medals over the last eight years, having won multiple gold medals in the long jump, high jump, triple jump, 100-meter dash, and the 4 x 100m relay.
Dan said he's earned about 60 medals in the same time period and won gold in the long jump and triple jump.
Joy also enjoys volunteering at her church, working at the Garden Club of America and the Westhampton Garden Club in Long Island, and reading to inmates at the local county correctional facility.
She helped get April recognized as Native Plant Month in New York, and helped place restrictions on neonicitinoids (pesticides) in the state.
Dan serves on the Suffolk County Planning Commission and joins Joy on trips to Washington, D.C. to help with campaigns for local candidates whom they support.
Despite not having kids, Joy and Dan, for the past 17 years, have been mentoring and helping raise three children through a Catholic charity program that supports Latino families on Long Island. They've helped provide everything from tutoring and swimming lessons to attending school meetings.
Their ultimate goal is simply to stay busy and engaged.
"The more you are exposed to the world, the better your odds are, the better things are going to be for you," Dan said.
Joy added, "When you have too much time on your hands, that's when you start focusing on your aches and pains. Just get out and do things."
Celebrity chefs Martha Stewart and Ina Garten both have recipes for baked mac and cheese.
Stewart's recipe uses four kinds of cheese and yellow onion, while Garten's calls for tomato.
Thanksgiving is around the corner, and a gooey dish of baked mac and cheese could be just the thing to impress your guests.
Both Martha Stewart and Ina Garten have recipes for baked mac and cheese, so I decided to see which is worthy of gracing your Thanksgiving table. While the recipes were similar, one was a little cheaper and packed a lot more flavor.
Beyond the chefs' baked mac and cheese recipes, they have other recipes perfect for Thanksgiving, including Garten's overnight mac and cheese, cornbread, and stuffing.
Here's how to make Garten and Stewart's recipes for baked mac and cheese, and which one is better.
Up first was Martha Stewart's creamy mac and cheese.
The ingredients for Martha Stewart's creamy macaroni and cheese.
Erin McDowell/Business Insider
Although Martha Stewart's and Ina Garten's recipes are similar, the biggest difference between them is that Stewart calls for four different kinds of cheese and adds sautéed onion to the dish.
I started by melting a few tablespoons of unsalted butter in a pot on the stove.
Erin McDowell/Business Insider
I chose a midsize pot to make the cheese sauce in.
While the butter was melting, I chopped some yellow onion.
A quarter cup of chopped yellow onion.
Erin McDowell/Business Insider
The recipe calls for ¼ cup of diced yellow onion.
After the butter had melted, I added the yellow onion to the pot and gave it a stir. The smell of butter and onions quickly filled my kitchen.
Onions and butter in a yellow pot on a stove.
Erin McDowell/Business Insider
The recipe says to sauté the onions until they become translucent, which should take about five minutes.
While the onions were cooking, I set about the somewhat grueling task of grating all the cheeses.
Shredded cheeses.
Erin McDowell/Business Insider
It took considerable effort to hand-grate the cheeses. It was also difficult to measure out each cheese exactly, so I ended up guestimating somewhat.
However, in the end, I had the right amount of each cheese to make the sauce, plus some cheese left over to sprinkle on top of the mac and cheese before baking it in the oven.
Next, I cooked the macaroni noodles.
Cooked macaroni noodles.
Erin McDowell/Business Insider
It took about five minutes to cook the noodles, as they're supposed to be a little undercooked before going in the oven.
After the onions had become translucent, I added the flour.
Onions and butter mixed with flour on the stove.
Erin McDowell/Business Insider
It quickly thickened the onions and butter mixture. Per the recipe's instructions, I stirred the onions, flour, and butter together and left it for a few seconds until the mixture began to bubble in the pot.
I then added 3 cups of whole milk. The mixture was now starting to resemble a cheese sauce.
Erin McDowell/Business Insider
After a few minutes, the mixture had begun to thicken.
To finish the sauce, I added the four types of cheese — fontina, Gruyère, cheddar, and Parmigiano-Reggiano — and seasonings.
Erin McDowell/Business Insider
After stirring the cheese sauce until all the ingredients were completely melted and combined, it was time to add it to the macaroni.
By the time I poured the noodles into the larger pot and added the cheese sauce, I had been prepping and cooking for about an hour.
Erin McDowell/Business Insider
However, the steps were easy to follow, and I was able to sit down once the mac and cheese was ready to be put in the oven.
You can make the mac and cheese in individual pans or in a larger 1 1/2-quart baking dish.
Erin McDowell/Business Insider
After scooping my mac and cheese out of the pot and into the dish, I realized I had a lot left over. I could have easily filled another dish.
I then topped my mixture with breadcrumbs.
Erin McDowell/Business Insider
You can use homemade breadcrumbs per the instructions from the slow-cooker version, or you can use store-bought in a pinch.
I didn't have a food processor available to make homemade breadcrumbs, but I found that the store-bought kind didn't negatively affect my end result. I was happy to cut out a step and save myself some dishes.
After 30 minutes in the oven, my mac and cheese was done, and it was delicious.
Erin McDowell/Business Insider
The top layer of mac and cheese had a delicious, lightly browned crust, while the mac and cheese underneath remained perfectly creamy. It was enough to feed about four people, though I could have fed more if I had more dishes to bake the rest of the leftover macaroni.
This mac and cheese was really flavorful, with a slightly smoky taste.
Ina Garten's recipe for baked mac and cheese calls for fewer ingredients.
The ingredients for Ina Garten's macaroni and cheese.
Erin McDowell/Business Insider
The recipe only uses two types of cheese — extra-sharp cheddar and Gruyere — making this recipe a little less time-consuming and expensive to make. Perhaps to make up for less cheese, the recipe uses more butter and milk than Martha Stewart's version.
The recipe calls for a whopping 8 tablespoons of unsalted butter.
The butter melted in a pot on the stove.
Erin McDowell/Business Insider
Two tablespoons are reserved for the end, so you start by melting 6 tablespoons in a pot on the stove. It's important to melt it at a low heat — you don't want the butter to burn or boil.
While the butter was melting, I started boiling the pasta.
The macaroni boiling.
Erin McDowell/Business Insider
The recipe calls for a pound of macaroni or cavatappi pasta. The chef also recommends adding oil to the pot of boiling water, which prevents the pasta from sticking.
While this recipe does call for fewer ingredients, it does require an extra pot.
The flour and butter mixture.
Erin McDowell/Business Insider
After the butter had melted, I added ½ cup of all-purpose flour. The key is to whisk the mixture until it is smooth and has no clumps.
Meanwhile, in a separate pot, I began heating a quart of milk.
I then added the hot milk to the flour and butter mixture.
Cheese sauce on the stove.
Erin McDowell/Business Insider
The next step was to whisk the ingredients until they were fully combined.
While the mixture was off the heat, I started grating my extra-sharp white cheddar cheese. The recipe calls for 8 ounces, which turned out to be the entire package. It took a while to grate, so I was thankful that I had bought pre-grated Gruyére cheese.
After adding the two kinds of cheese, my sauce began to thicken.
The cheese sauce thickened after adding the cheese.
Erin McDowell/Business Insider
I seasoned the pot of cheese sauce with nutmeg, salt, and pepper. Ina Garten's recipe uses similar seasonings to Stewart's, except for the addition of cayenne pepper, which Stewart does not use.
Garten recommends boiling the noodles fully before putting them in the oven, rather than leaving them slightly al dente.
The macaroni and cheese in a pot.
Erin McDowell/Business Insider
This was another slight difference between the two recipes.
After my noodles were cooked, I poured the cheese sauce over them and mixed everything with a wooden spoon.
The cheese sauce in the Garten recipe was slightly thicker and had a distinct cheese pull.
The macaroni and cheese in a pot.
Erin McDowell/Business Insider
I scooped the mixture into a baking dish and waited for the oven to finish pre-heating to 375 degrees Fahrenheit.
Garten recommends topping the mac and cheese with breadcrumbs and tomato slices before putting it in the oven.
The finished Ina Garten macaroni and cheese.
Erin McDowell/Business Insider
I made one side of my dish with tomatoes and one without, so I could see which one I preferred.
The recipe calls for homemade breadcrumbs, but I opted to use the same store-bought ones I used in the Martha Stewart version for the sake of a fair comparison.
After about half an hour, the mac and cheese was bubbling and browned on the top. The dish smelled heavenly.
The finished Ina Garten macaroni and cheese.
Erin McDowell/Business Insider
The tomatoes were slightly roasted.
I thought the tomatoes took this mac and cheese dish to the next level, but the Martha Stewart recipe was much cheesier.
The finished Ina Garten macaroni and cheese.
Erin McDowell/Business Insider
The Ina Garten version tasted like an adult-friendly version of a childhood favorite, while the Martha Stewart version was more classic.
The tomatoes added tart flavor to the dish and a unique texture, but I was torn over which I preferred.
Both recipes have their high points, but I couldn't ignore the fact that Ina Garten's recipe was cheaper, as I only needed two kinds of cheese. It was also dramatically easier to make. With the Stewart version, I had to prep onions and grate four kinds of cheese, for not that much more flavor in the end.
If I were to choose which one to make again, I would opt for the Ina Garten mac and cheese recipe. I enjoyed the addition of the tomatoes and thought they'd pair well with other Thanksgiving foods.
However, if tomatoes and stuffing don't sound good together, you can always leave them out — the dish is still great without them.
