• My mother-in-law moved in with us and helps with childcare and household chores. It’s the best decision we’ve ever made.

    grandma playing "clue"
    The author's mother-in-law moved in full-time with her family.

    • My family moved to a new city for my job, where we had no extended family.
    • When my mother-in-law came to visit, my husband and I had time for each other and the house.
    • She decided to move in with us, and we are all so much happier together.

    Yesterday, I ate three healthy meals, came to work fully prepared, went to the gym, read a chapter aloud to my daughters before bed, and fell asleep before 10 p.m., knowing the pets were fed, the plants were watered, the laundry was put away, and the dishwasher was loaded.

    Am I the most amazing mom on planet Earth? Far from it. But I may be the luckiest — because my mother-in-law lives with me.

    My family moved for a job

    Seven years ago, my husband, our two then-toddlers, and I packed up and moved over 1,000 miles away for a job I couldn't turn down. Leaving our hometown meant saying goodbye to every grandparent our kids had, our cousins, and our childhood friends. In our new city, we had no family to speak of and only a few acquaintances from my college years. Babysitters were hard to come by (and afford), and grocery shopping became a tag-team sport.

    For months, my husband and I were roommates at best, two adult ships just passing by one another at worst. I worked long hours while he carried most of the parenting load. The house was never fully clean. Some days I wore a bathing suit bottom instead of underwear because the laundry wasn't done. Date nights didn't exist.

    But for one month each year, when my mother-in-law came to visit, we remembered who we were. She watched the girls while we went to dinner, and we relearned how to talk to each other as human beings in love. I'd come home to mopped floors, folded laundry, and kids buzzing from their latest board-game marathon or "British Bake Off" — style kitchen showdown with Grandma.

    My mother-in-law's visits were so necessary

    As the girls got older, her visits became our beacon of hope. She helped with homework, basketball practices, and science projects. She reminded me I was more than a worker or mother — I was a whole person. We watched "Survivor" together, she cheered on my dream of writing a bestselling romance novel, and when no one else knew I needed to hear it, she told me I was a good mom.

    At the end of each visit, when her suitcase rolled toward the front door, we all cried. My husband got quiet, the girls begged her to stay longer, and I dreaded going back to survival mode.

    After her most recent departure, things hit a breaking point. I started a new job with a big scope of work and a lot to prove. My husband was traveling more. The girls had calendars busier than we could manage. Money was tight. "In this economy?" felt like the answer to everything.

    She ended up moving in with us

    One day, I pitched the idea to my husband: "What if your mom moved in?" We both loved the idea, but we had our doubts. His mom had lived her whole life in a tiny coastal California town with one stop sign. Why would she uproot to a desert city with yield left turns at every intersection?

    But when I told her I was feeling depressed, that I'd had to tell the girls they couldn't audition for a play because we couldn't juggle practices, that I was worried about my marriage, she said: "If you want me there, I'll move in."

    Grandma walking with grandchildren
    The author is grateful for her mother-in-law's help.

    Luckily, we had a spare bedroom. Nothing glamorous — just a small room in a tract home. That summer, she packed her belongings, forwarded her mail, and showed up at our door, here to stay.

    Four months later, it's the best decision we've ever made. My kids now have a full cheering section at their games. The house is spotless (she actually loves to clean). When we work late, dinner is waiting for us. She even bakes and freezes protein muffins so I don't skip breakfast.

    My mother-in-law is starting to lay down roots. She is considering taking a local art class, volunteering at the animal shelter, or looking for a part-time job. She is teaching the girls how to crochet. They know their family history through her stories. On Thursdays, we stream "Survivor" and on other nights, we watch "Gilmore Girls" together — grandma and the kids for the first time, me for the fifth. My husband, who sat through the series once when I was pregnant, happily skips. But even his mood is lighter. He can run errands without checking if I'll be home. And as much as I love his mom, I know he is so happy to have her close by again.

    Of course, cohabitating means we sometimes step on each other's toes. But after years of monthlong visits and now four months of living together, I can say this with certainty: I love our multigenerational home. And I love that she loves us enough to make it possible.

    Read the original article on Business Insider
  • Airbus issues a recall that will impact hundreds of US planes, including those from American Airlines and Delta

    Airbus issued a recall on Friday.
    Airbus issued a recall on Friday.

    • Airbus said it has recalled some of its A320 jets due to data corruption risks from solar flares.
    • The recall could impact hundreds of planes in the US.
    • American Airlines and Delta said they are updating aircraft software to prevent flight delays.

    Airbus issued a major recall on Friday that will affect hundreds of planes in the US, including some operated by American Airlines and Delta.

    The company said it discovered a potential data corruption issue on many of its A320 jets.

    In the statement, Airbus said that "intense solar radiation may corrupt data critical to the functioning of flight controls," and that "a significant number of A320 Family aircraft" need immediate updates as a result. The company said it "will lead to operational disruptions to passengers and customers."

    A spokesperson for Airbus told Business Insider via email that the issue is tied to a "specific software version carried by A320 Family aircraft, some of which are operating in the US."

    American Airlines said in a statement that roughly 340 of its planes could be affected. It added that "we believe the total possible affected aircraft will be lower," and the update should take about two hours per aircraft.

    Delta said the issue should only apply to a "small portion" of its A321neo aircraft, fewer than 50 planes. Delta told Business Insider the work would be done "by Saturday morning through already planned aircraft maintenance touchpoints."

    A spokesperson from United Airlines said the company has not been affected by the recall.

    The Sunday after Thanksgiving is usually one of the busiest air travel days of the year.

    Read the original article on Business Insider
  • 3 of the best ASX ETFs to build significant wealth

    A laughing woman wearing a bright yellow suit, black glasses, and a black hat spins dollar bills out of her hands, reflecting dividend earnings.

    Most people think building wealth requires luck, endless research, or perfectly timing the market.

    In reality, long-term wealth is usually created through a simple formula. That is owning great assets, staying invested, and letting compounding quietly work for you.

    That is where exchange-traded funds (ETFs) shine.

    With a single investment, you can own large numbers of high-quality shares and ride the growth of powerful global trends.

    For investors looking to build serious wealth over the next decade and beyond, a handful of ASX ETFs stand out as exceptional foundations.

    Here are three that could help turn steady investing into meaningful long-term results.

    Betashares Asia Technology Tigers ETF (ASX: ASIA)

    If you believe the next generation of global growth will come from Asia, then the Betashares Asia Technology Tigers ETF could be for you.

    It provides exposure to the region’s biggest and most influential tech companies, spanning China, Taiwan, and South Korea.

    Its portfolio features giants such as Tencent Holdings (SEHK: 700) in gaming and social media, Taiwan Semiconductor Manufacturing Company (NYSE: TSM) in chip manufacturing, and Alibaba Group (NYSE: BABA) in e-commerce and cloud computing. These businesses sit at the centre of digital transformation across Asia, which is a trend poised for decades of growth.

    Betashares Global Cash Flow Kings ETF (ASX: CFLO)

    The Betashares Global Cash Flow Kings ETF focuses on profitable global shares with strong free cash flow, which is one of the most reliable indicators of long-term shareholder returns. Instead of chasing hype, this ASX ETF targets businesses that generate real, recurring cash and deploy it intelligently.

    Holdings include Visa (NYSE: V), Alphabet (NASDAQ: GOOGL) and Palantir Technologies (NASDAQ: PLTR). These companies produce vast amounts of cash that can be reinvested, returned to shareholders or used to fund future innovation.

    For investors who want growth without excessive speculation, this fund offers a disciplined and quality-focused global portfolio. It was recently named as one to consider buying by Betashares.

    Betashares Global Cybersecurity ETF (ASX: HACK)

    Finally, the Betashares Global Cybersecurity ETF provides investors with exposure to shares that are safeguarding the world’s data and digital infrastructure. This is an area that is expected to grow rapidly as cyber threats become more frequent and sophisticated.

    Major holdings include CrowdStrike Holdings (NASDAQ: CRWD), Palo Alto Networks (NASDAQ: PANW) and Cisco Systems (NASDAQ: CSCO). These are global leaders in cloud security, threat detection, and network infrastructure, which are areas with massive demand and long-term spending growth ahead.

    The post 3 of the best ASX ETFs to build significant wealth appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Betashares Capital Ltd – Asia Technology Tigers Etf right now?

    Before you buy Betashares Capital Ltd – Asia Technology Tigers Etf shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Betashares Capital Ltd – Asia Technology Tigers Etf wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

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    Motley Fool contributor James Mickleboro has positions in Betashares Capital – Asia Technology Tigers Etf. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, BetaShares Global Cybersecurity ETF, Cisco Systems, CrowdStrike, Palantir Technologies, Taiwan Semiconductor Manufacturing, Tencent, and Visa. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Alibaba Group and Palo Alto Networks. The Motley Fool Australia has recommended Alphabet, CrowdStrike, and Visa. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • I’d listen to Warren Buffett’s advice to buy undervalued ASX shares today

    Legendary share market investing expert and owner of Berkshire Hathaway, Warren Buffett.

    If there’s one investing principle Warren Buffett has repeated more than any other, it is to buy wonderful companies at fair or undervalued prices.

    Not speculative names. Not the hottest trend. Just proven businesses that are temporarily trading below what they are truly worth.

    It is a simple philosophy, but it is also one of the main reasons the Oracle of Omaha has outperformed the broader market for more than half a century, and it remains just as relevant today.

    Even after the recent rebound in global markets, pockets of undervaluation still exist. And for long-term investors, these opportunities may be far more attractive than trying to chase whatever is surging right now.

    Warren Buffett doesn’t hunt for cheap shares

    Buffett has always made it clear that undervalued shares aren’t the same as good value shares. A stock can look cheap on paper but still be a bad investment if the underlying business is deteriorating.

    What Buffett actually looks for is value relative to quality, strong competitive advantages, durable earnings, talent management, and long-term tailwinds.

    If a company ticks those boxes and the market is mispricing it due to short-term pessimism, that is when Buffett becomes interested.

    This mindset has delivered decade after decade of outperformance, not through luck, but because buying undervalued high-quality businesses creates a natural margin of safety and amplifies long-term returns.

    Powerful in uncertain markets

    A common mistake that investors make is waiting for the perfect moment to buy ASX shares. Buffett doesn’t try to predict market tops or bottoms; he simply focuses on value.

    And when markets wobble, sentiment weakens, or headlines turn negative, that’s when mispricings often occur.

    Today’s environment is a perfect example. There are plenty of high-quality ASX shares that trade well below their long-term averages. Think of companies such as CSL Ltd (ASX: CSL), which remains deeply discounted despite strong fundamentals, or Xero Ltd (ASX: XRO), which has been sold off far more than its long-term growth outlook deserves.

    These situations don’t guarantee gains. No investment does. But what they offer is a level of valuation support that speculative, overhyped sectors simply cannot match.

    Buffett’s point is simple: if you buy a high-quality business at a sensible price, you are already ahead, no matter what the market does next.

    Foolish takeaway

    Warren Buffett’s advice hasn’t changed in 60 years because it keeps working. Buy great businesses when they are good value, hold them for as long as you can, and let compounding do the rest.

    Even with markets rebounding recently, there are plenty of high-quality ASX shares that still trade below what they’re worth. For long-term investors, this may be the ideal moment to follow Buffett’s lead.

    The post I’d listen to Warren Buffett’s advice to buy undervalued ASX shares today appeared first on The Motley Fool Australia.

    Should you invest $1,000 in CSL right now?

    Before you buy CSL shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and CSL wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

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    Motley Fool contributor James Mickleboro has positions in CSL and Xero. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL and Xero. The Motley Fool Australia has positions in and has recommended Xero. The Motley Fool Australia has recommended CSL. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • These are the top ASX blue-chip shares I’d buy today

    A group of people in suits watch as a man puts his hand up to take the opportunity.

    ASX blue-chip shares are typically some of Australia’s biggest companies. Some of them do not have a lot of growth potential because they’re mature businesses with few avenues to accelerate earnings noticeably.

    I think one of the main appeals of good blue chips is that they’re large and can deliver earnings growth.

    The three businesses I want to tell you about are three of the strongest Australian companies that can grow at a pleasing pace.

    Telstra Group Ltd (ASX: TLS)

    Telstra is Australia’s leading telecommunications business, with the most subscribers and the widest network coverage.

    Australia is becoming an increasingly digital country, and this is helping grow the importance of a 5G mobile connection. Telstra’s total subscriber numbers continue rising, and the average revenue per user (ARPU) is growing thanks to price increases.

    I expect the company’s mobile revenue and operating profit (EBITDA) to increase in the coming years, which is the key division.

    A bonus earnings boost could be the adoption of wireless broadband by households and small businesses – that’s where a broadband connection is powered by 5G rather than the NBN cables. These connections could be significantly more profitable for Telstra than a connection through the NBN.

    Pleasingly, the ASX blue-chip share has grown its annual payout in recent years and currently has a grossed-up dividend yield of 5.5%, including franking credits.

    Wesfarmers Ltd (ASX: WES)

    Wesfarmers is one of Australia’s largest retailers with a number of businesses, including Bunnings, Kmart, Officeworks, Target, and Priceline. WesCEF (chemicals, energy and fertilisers), healthcare businesses, and an industrial and safety division make up most of the rest of the business.

    The company’s focus on providing customers with great value has led to Kmart and Bunnings achieving a strong market position in their respective retail sectors. Their scale means they’re able to achieve strong profit margins.

    I like the efforts of the company to diversify its earnings, such as creating a healthcare division which now includes Priceline, Clear Skincare, SILK Group (laser clinics), Soul Pattinson Chemist, InstantScripts, and SiSU Health. The company is also working on a lithium mining project.

    With ongoing business diversification and Kmart looking to sell more Anko products to international markets (such as North America and the Philippines), I think there is still a lot more growth ahead for this ASX blue-chip share.

    Macquarie Group Ltd (ASX: MQG)

    Macquarie is one of the largest ASX financial shares, and I think it has the ability to significantly scale in the coming years. It has more earnings diversification than the big four banks, with multiple divisions (beyond just banking) that generate a majority of Macquarie’s income internationally.

    It has an asset management division, a local banking segment, investment banking, and a commodities and global markets (CGM) division. It has multiple areas that it can allocate money to generate growth.

    Macquarie is rapidly growing its market share in Australia’s banking industry. In the FY26 first-half result, its home loan portfolio reached $160.3 billion, up 13% compared to 31 March 2025. That’s an incredible rise in six months – it has now reached a market share of 6.5%. Banking deposits rose by 12% to $192.5 billion.

    Its banking strategies are clearly working because it has a net promoter score (NPS) – customer satisfaction – that’s “significantly above major bank peers”.

    I think the ASX blue-chip share has a promising future.

    The post These are the top ASX blue-chip shares I’d buy today appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Wesfarmers Limited right now?

    Before you buy Wesfarmers Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Wesfarmers Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

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    Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group and Wesfarmers. The Motley Fool Australia has positions in and has recommended Macquarie Group and Telstra Group. The Motley Fool Australia has recommended Wesfarmers. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Here’s what Westpac says the RBA will do with interest rates in December

    A man in a suit looks serious while discussing business dealings with a couple as they sit around a computer at a desk in a bank home lending scenario.

    Last week certainly was a big one for interest rates in Australia.

    The release of inflation data from the Australian Bureau of Statistics rocked the market and appeared to bring the curtain down on the Reserve Bank of Australia’s (RBA) rate cut cycle.

    But is that actually the case? Let’s see what the economics team at Westpac Banking Corp (ASX: WBC) is saying about the outlook for interest rates.

    Where are interest rates going?

    The good news for borrowers is that Westpac doesn’t believe that interest rate cuts are over.

    Its economists Illiana Jain and Ryan Wells highlight that electricity prices were to blame for the spike and don’t expect this pace of inflation to be sustained in 2026.

    As a result, they have retained their view on the outlook for inflation and interest rates in Australia. They said:

    It was a historic week in Australia, marked by the ABS publishing the October CPI – the first complete set of monthly inflation data. In the event, it surprised markets materially to the upside on both a headline (3.8%yr) and trimmed mean (3.3%yr) basis, although headline came in marginally lower than our forecast of 3.9%. Base effects around electricity prices, due to government subsidies, was the chief culprit behind the lift in headline inflation.

    On the firmer trimmed mean result: around a third of the basket is running above 5%yr, but most of these components are administered prices, known supply shocks or volatile items, downplaying the impact of demand-side strength. Given this, we do not suspect such a pace of inflation to be sustained in 2026, so we retain our view on the outlook for inflation and interest rates.

    Westpac’s forecasts

    Westpac isn’t expecting the RBA to cut rates at next month’s monetary policy meeting, but it doesn’t think homeowners will have to wait too long for further relief.

    According to its weekly economic note, Australia’s oldest bank continues to forecast the cash rate to be taken down from 3.6% to 3.35% by June of next year. After which, it expects a further cut to 3.1% by September 2026.

    The even better news for borrowers is that Westpac doesn’t see potential for an interest rate hike any time soon. In fact, the bank’s economics team believes that the cash rate will then remain at 3.1% until at least December 2027.

    The post Here’s what Westpac says the RBA will do with interest rates in December appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Westpac Banking Corporation right now?

    Before you buy Westpac Banking Corporation shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Westpac Banking Corporation wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

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    Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • 5 ASX 200 large-cap shares re-rated by Morgans

    A man and a woman sit in front of a laptop looking fascinated and captivated.

    S&P/ASX 200 Index (ASX: XJO) shares closed lower on Friday, down 0.4% to 8,614.1 points.

    As November draws to a close, we look back on some of the financial reports released this month and subsequent re-ratings from Morgans.

    Here, we focus on five ASX 200 large-cap shares, which are companies that have a market capitalisation above $10 billion.

    Let’s take a look.

    Commonwealth Bank of Australia (ASX: CBA

    CBA is the market’s largest ASX 200 financial share with a market capitalisation of $254 billion.

    The CBA share price closed at $152.51, down 1.12%, on Friday.

    Morgans has a sell rating on CBA shares with a price target of $96.07 following the bank’s 1Q FY26 update.

    The broker said:

    While the market wasn’t expecting much earnings growth (c.2% for 1H26, and we were more bullish than consensus), growth was weaker than these expectations.

    We remain SELL rated on CBA, recommending clients aggressively reduce overweight positions given the risk of poor future investment returns arising from the even-now overvalued share price and low-to-mid single digit EPS/DPS growth outlook.

    Pro Medicus Ltd (ASX: PME)

    Pro Medicus is the third-largest ASX 200 healthcare share with a market capitalisation of $28 billion.

    The Pro Medicus share price closed at $266.54, down 0.6% yesterday.

    Morgans upgraded Pro Medicus to an accumulate rating with an unchanged share price target of $290 this month.

    PME’s share price has continued to decline since our last update, despite stable fundamentals and a consistent outlook.

    This decrease appears to be due to a broader market shift away from high-growth stocks, as there have been no major new contracts or company-specific changes for PME since our previous report.

    Upgrade to an ACCUMULATE recommendation, with the view that current prices represent a reasonable opportunity for partial positions, noting ongoing volatility in the name could still yet present further downside.

    REA Group Ltd (ASX: REA)

    The property portal owner is the second-largest ASX 200 communications share with a market capitalisation of $26 billion.

    The REA share price closed at $195.91, down 1.33% on Friday.

    Morgans upgraded its rating on REA shares to accumulate but cut its price target from $254 to $247 per share.

    After REA’s 1Q FY26 trading update, Morgans commented:

    REA’s 1Q26 trading update benefited from a strong yield outcome (+13%), which helped to offset a softer new listings environment in the period (volumes down -8% vs the pcp).

    Group revenue was A$429m (+4% on pcp), with EBITDA (ex assoc.) up 5% on pcp to A$254m.

    Given REA is trading on ~42x FY26F PE (MorgansE), broadly in line with its 10-year historical average, and now with >10% TSR upside to our valuation we upgrade REA to ACCUMULATE.

    Goodman Group (ASX: GMG)

    Goodman Group is the leader within the property and real estate investment trust (REIT) sector with a market cap of $60 billion.

    The Goodman Group share price closed at $29.68, down 0.17% on Friday.

    Morgans is positive on the real estate investment manager with an accumulate rating and share price target of $36.30.

    GMG continues to reiterate the immense data centre opportunity ahead – 5GW of potential capacity across key global gateway cities.

    However, the longer time to develop these assets is seeing capital intensity increase as data centres form a larger proportion of work-in-progress (WIP).

    … we attribute much of the recent share price decline to the shifting narrative around the outlook for hyperscale capex.

    To this end, we see the recent share price retracement more as an opportunity retaining our ACCUMULATE rating and $36.30/sh price target.

    Resmed CDI (ASX: RMD)

    Resmed is another giant of the ASX 200 healthcare sector with a market capitalisation of $36 billion.

    The Resmed share price closed at $39.31, up 0.36% yesterday.

    Morgans has an accumulate rating and $47.04 share price target on Resmed following the medical device developer’s 1Q FY26 update.

    1Q results were solid and broadly in line, with high-single digit revenue growth, ongoing margin expansion, and strong cash flow.

    We continue to view fundamentals as sound and the company in a strong position to support future earnings growth, with the upper end of FY26 GPM guidance (61-63%) likely achievable given a strong cadence of new high-margin product releases, an expanding US supply chain, along with continued investment in AI and digital health to drive awareness and increase patient diagnosis.

    The post 5 ASX 200 large-cap shares re-rated by Morgans appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Commonwealth Bank of Australia right now?

    Before you buy Commonwealth Bank of Australia shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Commonwealth Bank of Australia wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 18 November 2025

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    Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Goodman Group and ResMed. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Pro Medicus. The Motley Fool Australia has positions in and has recommended ResMed. The Motley Fool Australia has recommended Goodman Group and Pro Medicus. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Palmer Luckey just revealed his modern reimagining of the Nintendo 64

    ModRetro M64
    Palmer Luckey teased the coming ModRetro M64 earlier this week.

    • Palmer Luckey unveiled his new take on the Nintendo 64, which he said will include new and never-before-seen video game titles.
    • The ModRetro M64 faced tariffs and manufacturing concerns, Luckey wrote on X, but the price will remain $199.
    • Luckey is an avid video game collector and previously released a ModRetro handheld device that can play Game Boy games.

    Palmer Luckey is a gamer at heart — and he just dropped something new.

    The Oculus cofounder first made his mark on gaming by changing the VR landscape. Then he began releasing new gaming designs and modern versions of retro consoles.

    Luckey is back with another design that was just unveiled: his take on the Nintendo 64.

    The ModRetro M64 was fully revealed on Black Friday after Luckey teased the release in an X post with a video. Consumers can join a waitlist for the console on the ModRetro website.

    "Much has changed since we launched early bird pricing at $199 earlier this year, things like inflation, component shortages, tariffs, and more," he wrote on X.

    These changes haven't increased the price, Luckey shared in a piece of "great news."

    "ModRetro can keep the price at $199 not just for early signups, but for Black Friday and beyond," he wrote. "Get ready to see what a couple Benjamins can still buy you."

    The ModRetro M64 will feature some of the Nintendo 64's classic graphics, 4K graphics powered by AMD, and additional gaming titles coming soon, according to the teaser video.

    It will be available in purple, green, and white.

    The ModRetro M64  controller
    The ModRetro M64 is powered by AMD.

    Luckey's "ModRetro" device collection also includes the Chromatic, a portable console that runs Game Boy cartridges. The device quickly sold out after its release in 2024.

    Luckey frames his ModRetro devices as being compatible with Game Boy or Nintendo 64 games, but not exact replicas. Although it resembles the original console in appearance, the Chromatic doesn't feature Nintendo or "Game Boy" branding on the device itself.

    Responding to a Fast Company story from 2024 that included an analyst questioning the legality of the Game Boy cartridge-playing device, Luckey wrote on X at the time that the "entire point of our patent system is to trade eventual free use for time-limited exclusivity," and that "1989 was a long time ago."

    The Anduril cofounder is an avid video game collector. When the world's largest video game collection went on auction in 2014, Luckey put in an early bid, before bowing out.

    In an interview with Bloomberg's Emily Chang one year ago, Luckey described a secret location for his video game collection.

    "I put that in one of my missile bases, 200 feet underground," he said.

    A screenshot of Palmer Luckey's X announcement
    The ModRetro M64 will have "new, re-released, and never-released" games.

    On Joe Rogan's podcast in October, Luckey showcased his personal ModRetro Chromatic, which he described as "even nicer than the ones we normally sell." He said the device was an Anduril special edition, made from the same alloys the company uses in its attack drones.

    On the X teaser, one commenter asked why they would buy Luckey's M64 product and not a rival game console from Analogue. Luckey responded by citing lower latency, open-source hardware, better compatibility with modern TVs, and the device's relative affordability.

    "It's better by every objective measure," he wrote. "That's without even getting into how much better our controller is, or our library of new, re-released, and never-released N64 titles we are about to launch."

    Read the original article on Business Insider
  • Five newly discovered life stages of your brain include a prolonged adolescence from age 9 to 32

    human brain
    Scientists at the University of Cambridge have identified five distinct eras of brain aging from childhood to old age.

    • Scientists have pinpointed five different "eras" of brain aging, from childhood to old age.
    • The eras include a prolonged "adolescent" brain phase that lasts from about age 9 to 32.
    • "This is a very cool study," another brain scientist said.

    Your brain goes through five distinct life stages as you age, with a massive teenager phase from nine to 32.

    Scientists at the University of Cambridge's cognition and brain sciences unit have used images of roughly 3,800 "neurotypical" brains, ranging in age from birth to 90, to pinpoint these turning points where our brains change shape to serve different functions as we grow, age, and eventually decline.

    Roughly speaking, ages nine, 32, 66, and 83 mark pivotal shifts in how our brains operate.

    "This study is the first to identify major phases of brain wiring across a human lifespan," Dr. Alexa Mousley, who led the research, said in a release. The study used MRI tractography to map how nerve fibers shift, grow, and die throughout our lifetimes.

    Mousley said the findings may "help us understand why some brains develop differently," and lead to a deeper understanding of neurodegenerative conditions like dementia.

    Scientists have mapped out a precise timeline for when your brain transitions from child to adult, and from healthy into decline

    brain ages
    In the brain, scientists have discovered that adolescence lasts from age 9 to 32, roughly speaking.

    Childhood: 0-9

    representative MRI tractography images of each era of the human brain. childhood
    MRI imaging shows neural pathways in the brain during the childhood era.

    From birth to age nine, the brain is in growth mode. Billions of connections are generated.

    There is a ton of what neuroscientists call synaptic "pruning" and consolidation happening, as important brain connections are strengthened, while weaker synapses die off.

    The different colors here show different directions that the neurons are firing: up-down, side-to-side, and front-to-back, revealing which parts of the brain are making connections.

    Adolescence: 9-32

    representative MRI tractography images of each era of the human brain. adolescent
    MRI imaging shows neural pathways in the brain during adolescence, which lasts from about nine to 32 in the brain.

    Adolescence is a multi-decade process in the brain, lasting from about age nine to 32. During this time, there's more refinement of brain communication, both inside and between different brain regions. Our brain becomes more efficient and integrated.

    "We're definitely not saying that people in their late 20s are going to be acting like teenagers, or even that their brain looks like that of a teenager," Mousley told The Guardian. It's just that adolescent-like changes to our brain structure, with more and more neural efficiency over time, continue until our early thirties.

    Adulthood: 32-66

    representative MRI tractography images of each era of the human brain. adult
    MRI imaging shows neural pathways in the brain during adulthood.

    By 32, our brain is an adult. The early thirties serve as a major turning point for the brain, structurally speaking. Our intelligence and personality stabilize, efficiency is near-peak, and the brain settles into a less dynamic and more compartmentalized, business-like era that will last for more than 30 years.

    "Understanding that the brain's structural journey is not a question of steady progression, but rather one of a few major turning points, will help us identify when and how its wiring is vulnerable to disruption," senior study author Duncan Astle, a professor of neuroinformatics at Cambridge, said in a release.

    Early aging: 66-83

    representative MRI tractography images of each era of the human brain. early aging
    MRI imaging shows neural pathways in the brain after age 66.

    At around age 66, things start to noticeably degenerate, in what the scientists call "early aging."

    While the brain subtly shrinks, there is a "gradual reorganization" of the brain networks, Mousley said. There is less connectivity between different brain regions, and more disease risk, as blood flow decreases.

    Late aging: 83+

    representative MRI tractography images of each era of the human brain. late aging
    MRI imaging shows neural pathways in the brain after 83.

    Finally, by 83 years old, brain connectivity is in sharper decline. The white matter that was overabundant in childhood, so critical for making diverse connections between different areas of the brain, is fading, and there's a deeper reliance on a few specific brain regions.

    Professor Tara Spires-Jones, who directs the centre for discovery brain sciences at the University of Edinburgh, and who was not involved in this research, told the BBC "this is a very cool study" that fits well with what neuroscientists already understand about the aging brain. Still, "not everyone will experience these network changes at exactly the same ages," she said.

    Read the original article on Business Insider
  • Here’s the average Australian superannuation balance at 50

    Couple holding a piggy bank, symbolising superannuation.

    Turning 50 is often the moment many Australians begin thinking more seriously about retirement.

    While there is still plenty of time to grow your nest egg, this is usually the stage when people start comparing their super balance to others their age and wondering whether they’re on track.

    Because super isn’t something most people openly discuss, it can be difficult to know whether you are ahead, behind, or somewhere in the middle.

    Thankfully, Rest Super provides data that helps us estimate what the average 50-year-old Australian has saved.

    Here’s what the numbers show, and what they might mean for your retirement outlook.

    What is the average superannuation balance at 50?

    Rest Super publishes balances in five-year age brackets, which means we need to use the surrounding figures to estimate the average for Australians aged 50.

    For women, the average balance is $136,667 at ages 45–49 and $176,824 at ages 50–54.
    For men, the average is $180,958 at ages 45–49 and $237,084 at ages 50–54.

    Using these figures as a guide, the estimated average super balance at age 50 is approximately:

    • Women: $157,000
    • Men: $209,000

    Is this enough for a comfortable retirement?

    The Association of Superannuation Funds of Australia (ASFA) estimates that a single retiree needs about $595,000 for a comfortable retirement, and couples need around $690,000 combined.

    ASFA defines a comfortable retirement as follows:

    The comfortable retirement standard allows retirees to maintain a good standard of living in their post work years. It accounts for daily essentials, such as groceries, transport and home repairs, as well as private health insurance, a range of exercise and leisure activities and the occasional restaurant meal. Importantly it enables retirees to remain connected to family and friends virtually – through technology, and in person with an annual domestic trip and an international trip once every seven years.

    Based on the Rest Super calculator, a 50-year-old woman with $157,000 today and a $70,000 annual salary could retire with around $369,000. Whereas a man with $209,000 could finish with about $443,000.

    Combined, that is around $812,000, meaning the average couple is on track to exceed ASFA’s comfortable benchmark. For singles, though, there is still a gap.

    But singles could still enjoy a modest retirement, with ASFA estimating that both singles and couples need $100,000, assuming they own their own home. If they are renting, a single person needs $340,000 and a couple needs $385,000 for a comfortable retirement. It is defined as:

    The modest retirement standard budgets for a retirement lifestyle that is slightly above the Age Pension and allows retirees to afford basic health insurance and infrequent exercise, leisure and social activities with family and friends.

    What if your balance is lower than the average?

    If your super balance is behind where you would like it to be at 50, all is not lost. You still have 15–17 years until retirement, which is plenty of time to make meaningful progress.

    Some strategies Australians often consider include salary-sacrificing, personal concessional contributions, reviewing fund performance, and ensuring fees aren’t eroding returns. Even small improvements can compound surprisingly quickly over the next decade and a half.

    Foolish takeaway

    Knowing the average superannuation balance at 50 can be helpful. But your own retirement ultimately depends on your goals, lifestyle expectations and the actions you take from here.

    Whether you’re ahead of the average or still building toward it, the important thing is having a clear plan, and making each remaining working year count.

    The post Here’s the average Australian superannuation balance at 50 appeared first on The Motley Fool Australia.

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    Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.