• Insider Today: New status symbols

    Photo collage of man with various products in the background.

    Welcome back to our Saturday edition, a roundup of our best lifestyle reads. Will you help us celebrate?! Business Insider's docuseries, "Quiet on Set," just won the Television Critics Association Award for Outstanding Achievement in News and Information.

    If you haven't read our piece on Dan Schneider's tenure at Nickelodeon and our investigation into the dark stain on beloved children's TV shows at the time, it's not too late. This reporting served as the basis of this now award-winning Investigation Discovery doc.

    On the agenda:

    But first: The skies are friendlier in the morning.


    If this was forwarded to you, sign up here. Download Insider's app here.


    This week's dispatch

    a plane flies toward a bright sun in an orange sky

    A trick to avoid flight delays

    It's simple: Only book early-morning flights. That's it. That's the trick.

    Nabbing a seat on a morning flight, especially during the summer, will virtually ensure your flight won't be delayed.

    At least that's what Denver meteorologist Chris Bianchi told Business Insider's senior science reporter Morgan McFall-Johnsen. He learned the hard way: In June, he was stuck overnight at New York's LaGuardia Airport after booking an evening flight.

    "I broke the one rule you should never ever break," Bianchi said in a TikTok video. "Never book a flight in the afternoon, or especially at night, during the summertime months in the United States."

    Morgan explains that the summer months in the US, and the heat and humidity they bring, are prone to create thunderstorms, wreaking havoc on flight patterns.

    Even if your plane isn't in the path of a thunderstorm, your flight schedule can still be affected.

    "Weather in other cities can really disrupt your travel plans," Bianchi added. It doesn't help that delays can also have a ripple effect, since late planes affect subsequent departures.

    As for Bianchi, he finally made it home after he boarded a 7 p.m. flight the next day.


    Photo collage of man with various products in the background.

    Men's new status symbols

    Logos, lounge chairs, cold-plunge tubs. The one thing they have in common is the new social clout they're all imbued with, particularly among men in the workforce.

    And, as always, the watch remains a timeless status symbol. But the two hottest styles right now — trendy socks and sneakers — are at the opposite end of the spectrum.

    These are the goods.

    Also read:


    Lavertezzo in Valle Verzasca, Canton of Ticino, Switzerland
    Ticino, Switzerland is known as the country's "Little Italy."

    Ten better getaways

    It's the busiest time in the travel season, and international travel is especially hot. That means the crowds in the world's most popular destinations are likely to be even worse this year.

    To avoid the masses, a luxury travel agent shared 10 under-the-radar alternatives to hot tourist spots. Her list, spanning five continents, has something for the urban explorer, the nature enthusiast, and the beach bum alike.

    See the recs.


    Illustration of a woman looking at her older self in reflection.

    No FIRE, no problem

    The financially independent, retire early (FIRE) movement has been gaining steam in recent years, with young hustlers dreaming of amassing enough wealth to retire before they go gray.

    As it turns out, not retiring early might be better for your long-term health. That may sound a bit like a capitalist myth, but there's science to back it. A lot of it has to do with your sense of purpose and social needs.

    Work's effect on longevity.


    A bird looking at a strange birdhouse

    Wild homes are hot right now

    Growing bored with the surplus of white and gray houses, some homebuyers are turning to more outlandish places to live.

    The hot housing market and the rise of social media accounts like Zillow Gone Wild have made it easier than ever to find a wacky home — so people are swapping cookie-cutter accommodations for something more personalized.

    Inside the wacky new real estate trend.

    Also read:


    What to stream this weekend.

    What we're watching this weekend

    • "Sunny": The first episodes of the sci-fi thriller series starring Rashida Jones are streaming on Apple TV+.
    • "Arcadian": Nicholas Cage's new horror movie, in which he navigates a post-apocalyptic world with his two sons, is streaming on Shudder.
    • "Quad Gods": The documentary, which centers on a quadriplegic esports team, is available on Max.

    See the full list.


    A red shopping bag surrounded by $100 bills.

    Deals we love


    More of this week's top reads:


    The Insider Today team: Joi-Marie McKenzie, editor in chief of life, in New York. Jordan Parker Erb, editor, in New York. Dan DeFrancesco, deputy editor and anchor, in New York City. Lisa Ryan, executive editor, in New York. Amanda Yen, fellow, in New York.

    Read the original article on Business Insider
  • 5 powerful ways tending to the gut boosts your health — from smoother digestion to better moods

    Photo illustration of a woman and gut health bacteria.
    • Gut health is a buzzy topic and products claiming to support it are everywhere. 
    • Scientists are working to uncover all the ways the gut microbiome is linked to overall health. 
    • Research has linked a healthy gut to better mental health, digestion, and hormonal balance. 

    Gut health is in vogue right now, and plenty of research suggests it's a trend worth buying into.

    Many prestigious universities, including Oxford, Stanford, UCLA, and King's College London, have labs dedicated to studying the gut microbiome, the trillions of microbes that live in our digestive lining.

    From balancing hormones to reducing our risk of developing certain diseases, research suggests these microscopic creatures are crucial to many bodily processes. Some experts even call the gut the second brain.

    "Gut health influences overall health, so it's vital to ensure your gut microbiome is healthy," professor Tim Spector, nutrition scientist and co-founder of the science and nutrition company ZOE, told Business Insider.

    People with an unhealthy gut microbiome might experience symptoms such as diarrhea, constipation, bloating, and excess wind, he said.

    A gut lacking in a diverse range of microbes can also affect the immune system, and increase the risk of inflammatory diseases, weight gain or obesity, depression, anxiety, nutrient deficiencies, skin conditions, and allergies, Dr. Arpana Church, a psychologist and co-director of the Goodman-Luskin Microbiome Center at UCLA, told BI.

    Because of this wide-reaching impact, commercial companies are racing to roll out products claiming to boost our gut health, from yogurt to "gut-friendly" soda. The gut health supplements market, meanwhile, is valued at $12 billion.

    Experts have told BI, however, that the best way to nurture our gut health is to eat a diverse range of fiber-packed healthy foods.

    Below, top gut health researchers break down the ways that our gut affects our health.

    Digestion

    Unsurprisingly, a healthy gut helps our bodies to smoothly digest food and absorb nutrients, Church said.

    As well as being able to digest food, a healthy gut has regular bowel movements and doesn't cause issues day to day, Gabrielle Morse, a gut health specialist and registered dietitian at The Gut Health Clinic, previously told BI.

    Experts believe a diverse gut microbiome helps with this. "They look after us when they're in a favorable swing," Morse said.

    Research suggests that eating a wide range of plant foods, such as fruits, vegetables, whole grains, legumes, nuts, and seeds, supports a diverse gut microbiome. These foods all contain fiber, which feeds the "good" bacteria in the gut.

    The immune system

    Around 80% of the body's immune cells are found just outside the gut lining, Spector said. So your gut bacteria and the chemicals they produce regularly interact with the immune system.

    This interaction helps "train" the immune system to know when to respond to a threat and when everything is OK, he said.

    People with a healthy microbiome have a thicker protective layer that stops waste products and microbes from crossing over the gut lining into the immune tissues, which reduces the likelihood of inflammation, one of the body's natural defenses against infection, Spector said.

    Acute inflammation — the redness, warmth, swelling, and pain we feel around an injury — is healthy. But when inflammation lingers on for too long it becomes chronic, which can lead to white blood cells attacking healthy tissues, according to Harvard Medical School.

    Chronic inflammation has been linked to various diseases, such as heart disease, diabetes, cancer, arthritis, Crohn's disease, and ulcerative colitis.

    Mental health

    There's strong evidence that a good diet is linked to better mental health, brain health, and mood, likely because it promotes a healthy gut microbiome, Spector said.

    The gut and the brain are in constant communication with each other via multiple pathways, such as the vagus nerve, Church said. This bidirectional connection is known as the gut-brain axis.

    "Think about that high-pressure situation when you have to go for a job interview or go on a date. We often experience being both lightheaded and having weird sensations in our stomach," she said.

    Church likes to describe the gut and the brain as "BFFs" because "they go hand in hand."

    Any change to the gut microbiome will disrupt communication with the brain, leading to changes in mood, cognition, and emotional regulation, she said.

    The easiest way to support the gut-brain connection is by eating a diet rich in fiber, omega-3 fatty acids, and antioxidants, and cutting back on processed foods, added sugars, artificial sweeteners, and alcohol, she said.

    Numerous studies suggest that people with depression and anxiety often have different gut microbes to those who don't. For instance, a depressed person might have lower levels of certain beneficial bacteria and higher levels of potentially harmful bacteria.

    Hormonal health

    Hormones are substances produced by glands that act as messengers, letting the body know when it's time to do certain jobs.

    Gut bacteria play a crucial role in maintaining a healthy hormonal balance in the body, Dr. Max Nieuwdorp, an endocrinologist who researches the role of the gut microbiome in hormonal processes, previously told BI.

    They are involved in the release and production of dozens of different hormones and can influence the brain via the central nervous system, according to his book, "The Power of Hormones."

    For instance, producing serotonin and dopamine, which are essential for regulating mood and anxiety, Church said.

    The benefits of gut health likely stretch even further

    There's lots of emerging research that suggests the reach of the gut microbiome extends even further, too.

    Gut health might influence the lungs, kidney, mouth, gums, and skin, as well as bone density and sleep quality, Church said.

    Scientists are also investigating the direct links between gut health and a range of diseases, Spector said, including colorectal cancer, cardiovascular disease, and metabolic diseases.

    Read the original article on Business Insider
  • What billionaires and CEOs are wearing at this year’s Sun Valley conference: Red, white, and corporate vests

    Lauren Sanchez and Jeff Bezos walk holding hands
    Lauren Sanchez and Jeff Bezos were among dozens of CEOs, celebrities, and billionaires using Sun Valley as their own runway.

    • Execs and celebs headed to the Sun Valley Conference this week, giving us a look into their style.
    • The conference, known as 'summer camp for billionaires,' typically has a casual dress code.
    • As well as the requisite vests, attendees wore red accents, gold accessories, and colored glasses.

    Every July, executives in tech, media, and finance flock to the small resort town of Sun Valley, Idaho, for the Allen & Co. Sun Valley Forum — aka "summer camp for billionaires."

    Attendees usually adhere to a simple dress code of t-shirts, vests, and athleisure for conference sessions in between the rounds of golf, schmoozing, and dealmaking.

    This year, though, the sartorial choices were bolder than usual.

    Among the usual muted grays and blues, several attendees were sporting splashes of red. While wearable health tracking devices like Apple Watches and Oura rings are standard fare for the tech class, this year, some opted for flashier accessories: gold chain bracelets, big earrings, and bright glasses.

    Here's what the who's who of the business world wore at the Sun Valley conference this week.

    The first rule of billionaire style — nothing beats a simple t-shirt
    OpenAI CEO, Sam Altman, in a gray t-shirt.
    OpenAI CEO Sam Altman wearing a gray t-shirt and black sunglasses.

    While t-shirts in tech are nothing new, they have gotten an upgrade.

    T-shirts, like the one worn by OpenAI CEO Sam Altman, are now heavier and more fitted, rather than the $20 Hanes worn by coders in their college days.

    "Now it's thick enough, durable, and quality enough that it's the outer layer," Victoria Hitchcock, a San Francisco Bay Area fashion and lifestyle brander, told Business Insider.

    Red was everywhere this year, from head-to-toe crimson outfits…
    Stacey Bendet Eisner, chief executive officer of Alice + Olivia
    Stacey Bendet Eisner, the CEO of fashion brand Alice + Olivia, decked out in red.

    Stacey Bendet Eisner, the CEO of the Alice + Olivia fashion brand, routinely has some of the most eye-catching outfits at Sun Valley.

    "Do you think that Mark Zuckerberg gets his makeup done on his way to Sun Valley at 4:30 in the morning, too?" she pondered in a video posted to Instagram.

    …to darker pops of the color…
    Van Jones at Allen & Co.
    Political analyst Van Jones donning a maroon sweater.

    Political analyst Van Jones arrived in a red sweater — a splash of brightness among the more muted tones typical for the event. The inspiration comes straight from the runway, Hitchcock said, pointing to recent collections from Marni and Valentino.

    …to red conference merch
    Max Levchin, fonder and chief executive officer of fintech company, Affirm.
    Max Levchin, founder and chief executive of fintech company Affirm, wearing the conference's branded red zip-up.

    When it comes to the Sun Valley Conference, there's no shame in sporting branded merch. Many attendees could be seen in red Allen & Co. zip-ups or carrying them in case it got chilly.

    "You can't go wrong," Hitchcock said about choosing the branded gear. "These are the same people who were wearing the logos of their own companies forever and ever."

    Guests weren't afraid of flashy accessories, with some donning gold chain bracelets
    Diane Von Furstenberg and Barry Diller
    Designer Diane Von Furstenberg and her husband, media exec Barry Diller, personalized their looks with striking accessories.

    Fashion designer Diane Von Furstenberg was among a handful of attendees wearing gold chain jewelry — a trend that Meta CEO Mark Zuckerberg has also recently adopted.

    "You see it everywhere — that layered, chunky gold," Hitchcock said.

    Other opted for colored glasses
    Brian Grazer
    Brian Grazer, cofounder of Imagine Entertainment, sporting bright lenses.

    Brian Grazer, cofouner of Imagine Entertainment, and media exec Barry Diller were seen sporting yellow lenses, while CBS news anchor Gayle King made a splash with her bright green frames.

    Meanwhile, wearable health-tracking devices weren't as popular as in past years
    Shari Redstone
    Shari Redstone, chairwoman of Paramount Global, was one of the few people spotted sporting an Apple Watch.

    While Shari Redstone, Bob Iger, and Tim Cook, of course, were spotted wearing Apple Watches, and a few Whoops were to be seen, many attendees wore old-fashioned wristpieces and ditched the computerized ones or tracking devices.

    "They are super functional, and everyone I interact with owns them," Hitchcock said of Apple Watches. "But it doesn't keep them from purchasing some of those kind of pieces that are precious and have emotional attachment."

    Oprah Winfrey ditched color, opting for an all-white outfit
    oprah winfrey
    Oprah Winfrey was in all-white at the conference.

    Fashion rules don't discriminate. Regular people and media moguls alike only have three months to wear white. So, Sun Valley is a prime time for attendees to don their best classic colorless looks — like this Phoebe Philo one on Oprah.

    In mixed knits, Lauren Sanchez eschewed typical tech style
    Lauren Sanchez and Jeff Bezos at Allen & Co. conference in Sun Valley.
    Lauren Sanchez chose a miniskirt, while Jeff Bezos sported more traditional gear.

    Jeff Bezos' fiancée Lauren Sanchez wore an quilted miniskirt for the conference, though she did pair it with sneakers for a more informal look.

    And Bezos himself kept it classic Sun Valley in a t-shirt and vest. Turns out, despite some snazzier recent looks from Bezos, you can take the tech bro out of the basement — but you can't take the basement out of the tech bro.

    Read the original article on Business Insider
  • See the $10M New Orleans mansion with a grisly past that lured a potential new buyer in less than a day

    The LaLaurie mansion in New Orleans' French Quarter.
    The LaLaurie mansion stands in place of an original structure that burned down in 1834.

    • Some people said they wouldn't set foot in, let alone buy, this mansion in New Orleans for sale.
    • The 10,284-square-foot LaLaurie Mansion, listed for $10.25 million, sits on land with a dark past.
    • It replaced a house that burned down in 1834, where an owner reportedly tortured enslaved people.

    Some people are drawn to old homes for their charm, quality construction, and rich histories.

    History, however, is why some say they wouldn't dream of living in one particular house in the heart of New Orleans' French Quarter.

    The 10,284-square-foot, eight-bedroom property is currently owned by Michael Whalen, an energy trader based in Houston, who listed it for sale on July 4 for $10.25 million, The Wall Street Journal reported last week.

    Later that day, the Zillow listing said the property, wnown as the LaLaurie Mansion, was already "pending sale," which broker Patrick Knudsen confirmed to Business Insider. Its current status on Zillow is "active under contract."

    A wine cellar in the LaLaurie Mansion in New Orleans.
    The wine cellar has enough space to fit 2,000 bottles.

    At first glance, it's not hard to see why someone with cash to spare would be drawn to the mansion.

    Its traditional antebellum exterior is lined with a wraparound Juliette balcony. But inside, the home is decidedly modern, featuring two sets of double parlors, a garage with space for two vehicles, a billiard room, and a wine cellar with enough space for 2,000 bottles. Per the listing, the main house also connects to "servant wings" with two independent apartments.

    Before Whalen got his hands on the mansion, actor Nicolas Cage briefly owned it. After failing to pay $151,729 in property taxes, Cage lost it at an auction, local outlet NOLA.com reported. Regions Bank scooped up the mansion for $2.3 million at auction before selling it to Whalen a year later.

    Cage is known for many Hollywood flicks, including Disney's 2004 "National Treasure." However, his former home sits on land with a past that's anything but a national treasure.

    The property has a dark history of torture and slavery

    As the Journal reported, the home was built to replace the original LaLaurie Mansion, which burned down in 1834. The first house was named after socialite Delphine LaLaurie, who lived there with her third husband.

    While the 1834 fire broke out, those who arrived at the scene made a grim discovery: Inside the mansion, the LaLauries had been torturing and starving enslaved people they kept locked up in chains.

    A living area space within the LaLaurie Mansion.
    The home comes with two parlors and a private roof deck.

    The findings were so horrific that news even made its way across the pond, where British newspaper The Morning Post covered the incident. Upon entering, it reported, witnesses were reportedly met with the "most appalling spectacle," with the people trapped inside tied up by the neck and "horribly mutilated."

    While the house survived the flames, it was consequently ransacked and destroyed by outraged locals, costing the LaLauries an estimated $40,000, the equivalent of around $1.4 million today, according to an inflation calculator from Official Data, a site that gathers and analyzes government data.

    an exterior shot of the LaLaurie Mansion in New Orleans.
    The original LaLaurie Mansion was ransacked and destroyed when people found out the owner was torturing people inside.

    According to New Orleans Historical, an online project run by the University of New Orleans, the house was rebuilt in 1834 and briefly used as a high school and apartments before becoming a single-family residence once more.

    Whalen, the current owner, kept the home private, but its dark history has made it a fixture of many of New Orleans' spooky ghost tours.

    While Whalen told the Journal that the grim and ghostly lore surrounding the house didn't "scare" him, it certainly has put off a number of people who learned about the house via the Zillow Gone Wild Instagram account.

    "This place needs an exorcism," one user wrote, while another quipped that they couldn't be paid $10 million to live there.

    "If I were a billionaire," another commented, "I would buy it and demolish it."

    Read the original article on Business Insider
  • A couple in their 20s converted 11 camper vans before building their dream one. Take a look inside the $127,000 Ram ProMaster.

    Side-by-side images of Scarlett and Seth Eskelund and their $127,000 van.
    Side-by-side images of Scarlett and Seth Eskelund and their $127,000 van.

    • Scarlett and Seth Eskelund spent five years building and converting vans.
    • In 2023, they quit their van conversion business to build one final dream van to travel in. 
    • The van cost $127,000, and after a year of traveling, they said there wasn't anything they'd change.

    Scarlett and Seth Eskelund started their van conversion knowing exactly what they wanted.

    There was no debate over adding a pop of color; the couple planned to stick to neutrals. When deciding if it was worth spending the money and time building a shower, the answer was an easy yes. Straight lines and Scandinavian influence were styles the pair had eyed for years, so naturally, they agreed to incorporate those elements in their van.

    These quick answers — and the conversion for the van altogether — took a mere six months. But Scarlett, 26, and Seth, 27, told Business Insider that their van was really five years in the making.

    Before the build, the couple had spent years converting and selling vans. After a bout of burnout, the pair decided to quit their conversion business and prioritize building a van to travel in.

    It's been a year since they completed the build, and they said it's exactly as they dreamed.

    "I wouldn't change — down to centimeters — hardly anything," Seth said.

    "It works really, really well for us," Scarlett added.

    The exterior of the couple's Ram ProMaster.
    Scarlett Eskelund stands on the roof of her Ram ProMaster.

    After five years of converting and selling vans, the couple was ready to build their dream one

    In 2018, Seth and Scarlett felt stuck.

    "We were just in an unhappy place in life," Scarlett said. Scarlett had recently graduated from college and entered a field she wasn't passionate about. Meanwhile, Seth was doing freelance videography.

    To shake things up, they decided to purchase and convert a van.

    The van would allow the pair to avoid rent, freelance, and travel to jobs across the country.

    Scarlett said that while a van suited their needs at the time, the goal of exploring was never their driving force for van life.

    They spent about a year on their first conversion, and during that time, they fell in love with the process.

    Then COVID-19 hit, and Scarlett and Seth saw an opportunity to capitalize on the wave of interest in van life. RV park conglomerates witnessed stocks surge and camper conversion businesses advertised lengthy waitlists, The New York Times reported in 2020.

    In response, the pair started their own business converting vans.

    It was a success. For the next three years, the pair converted and sold vans for an average price of $85,000. Since 2018, Seth and Scarlett converted 11 vans, including three they lived in; their builds typically took three to six months.

    "Eventually, the need to get into a van fell off around 2023 or so," Seth said. "And everything kept getting more and more expensive."

    Faced with higher vehicle and material costs, Seth and Scarlett decided to shut down their business.

    "We suffered extreme burnout toward the end there, and ultimately, we decided our mental health was worth more than that," Scarlett said.

    They both agreed they had enough energy for one more project: a dream van in which they'd live and travel indefinitely.

    The interior of the couple's $127,000 van conversion.
    A view of Scarlett Eskelund paddleboarding.

    They spent 2,000 hours over six months building out the van

    Scarlett said they started this project knowing it would be their last conversion. With that in mind, their goal was to prioritize a space that catered to their needs and comforts.

    The pair started by outlining what their dream van would house. A shower was a must for both of them, as was creating a stealthy van that didn't scream luxury from the exterior.

    With a list of amenities, they mapped out the design and got to work.

    They purchased a new 2023 Ram ProMaster in January 2023 with an MSRP of $60,000.

    Their previous vans had been Mercedes Sprinters, but for their final vehicle, they picked the ProMaster for its width. Seth is 6'2'', and the ProMaster is wide enough to stretch out in their bed fully.

    Their van had a black exterior and tinted windows, which would help it be more discreet when parked in large cities. They also made sure that the van's exterior features were unnoticeable.

    "We kept all of the stuff on our roof really minimal," Seth said. For example, the highest item on top of the vehicle is a fan, which sits just three inches above the roof. Their solar panels are thin, and the couple used boat hatches instead of skylights, which sit flush with the roof. Plus, they flat-mounted a Starlink internet system as well.

    The pair's exterior must-haves also included plenty of water storage. Their van can hold 48 gallons of fresh water and 30 gallons of gray water in a tank system underneath the van. This allows them to be off the grid for two weeks.

    As for the interior, the pair prioritized kitchen space, storage, and a litter box for their two cats.

    The shower is noticeable when you first step inside the van. It's about two feet by four feet and made of lightweight, waterproof materials.

    Side-by-side images of the couple's two cats and the hidden litter box.
    The couple's two cats use a hidden litter box.

    Next to the shower is a hidden litter box for the couple's two cats, Lula and Sasha. The litter box also functions as a bench.

    Near the bench is the kitchen area.

    "I cook at least two or three times a day, so that was important," Seth said.

    Their kitchen has an oven and a propane stove, as well as a fridge, sink, pantry area, and hidden laundry basket.

    At the back of the van is their bed, which they convert to a table and seating area during the day.

    Side-by-side images of the couple's interior of their $127,000 van build.
    Side-by-side images of the interior of the couple's $127,000 van build.

    The couple agreed that while they wanted to add smart amenities, the design and feel of the space were equally important.

    "We've always been under the opinion that when you live in this small of a space full-time, clutter is your worst enemy," Scarlett said. "So we wanted to feel very clean all the time and very calming — almost like a sanctuary."

    They drew influences from Nordic design, which can be seen in the space's simplicity and clean lines. The van has two main elements: gray Roman clay and natural wood.

    Some of the van's more expensive features include an electrical system that cost $20,000 and the shower, which they estimate they spent close to $10,000 on.

    Overall, they value the van at $127,000. Thanks to relationships they had built from previous conversions, Scalett and Seth received some discounts and deals throughout the project.

    But labor isn't factored into that price tag. Seth said they spent more than 2,000 hours working on the van over six months.

    "The most expensive thing you're going to run into is labor," Scarlett said.

    While the conversion took six months, Scarlett and Seth said five years of experience was required to make the build possible.

    "You could not build this with only six months of knowledge," Scarlett said. For example, Seth has years of electrical experience and certifications that allowed him to build their van's system.

    They finished the build in June 2023 and were thrilled with the result.

    "This van had to be the thing that could get us as much time as we need — and want — doing this," Scarlett said. "We can confidently say we did that. This van has everything we need to do it forever."

    Scarlett and one of her two cats.
    Scarlett Eskelund and one of the couple's two cats.

    The couple has spent the past year traveling around the continent

    "We gave up basically everything — we gave up our business, we were shutting it down, leaving a warehouse we had been in for three years," Scarlett said.

    Seth said that leaving that behind was both stressful and invigorating.

    Their first stop was Colorado, a state they hadn't visited yet. There, they spent nights near water, where a mother and baby moose would frequent — a highlight they still talk about a year later.

    In the past year, they've explored a handful of states and parts of Mexico and Canada.

    So far, they haven't changed a single element or feature in the van and don't plan on it.

    And while they accomplished their dream van, Scarlett said, "You couldn't pay us to do it again."

    Instead, their future goals include owning properties across the country and building tiny homes.

    But for now, their focus is to continue their van adventures.

    Read the original article on Business Insider
  • Kettlebells can help you gain muscle and cardio fitness at the same time. Here’s what to know, according to a world-record athlete.

    Canadian athlete Jennifer Hintenberger performing heavy kettlebell exercise at competition.
    Kettlebell exercise can help you build strength and muscle, while also improving your cardio and developing core stability at the same time.

    • Kettlebell exercises offer efficient full-body workouts, building strength, endurance, and speed.
    • The unique design of kettlebells enhances both cardiovascular fitness and muscle strength.
    • Kettlebell training can make workouts enjoyable and offer longevity benefits like better stability. 

    If you're not using kettlebells in your workouts, you might miss out on major gains.

    Kettlebell exercises like swings, cleans, and presses can make for an efficient workout routine, according to personal trainer Jennifer Hintenberger, an elite vegan athlete with multiple world records in kettlebell sport.

    The dynamic movement of kettlebells allows you to train multiple aspects of fitness without spending a long time in the gym.

    "It's heavy weight, so we're building strength, but we're also building endurance and speed," Hintenberger told Business Insider.

    She said the benefits of kettlebell training can help you get stronger and healthier, and have fun working out too.

    Kettlebells can help you train strength and cardio at the same time

    Instead of having to choose what to focus on in a workout, kettlebells can help you develop multiple athletic skills at once.

    "You're getting cardiovascular work, you're building stamina and strength simultaneously," Hintenberger said.

    Kettlebells are unique because of how the weight is distributed below the handle, making them ideal for explosive movements, trainers previously told Business Insider.

    The big advantage of using a kettlebell compared to other weights like a barbell or dumbbells is that controlling the momentum raises your heart rate while challenging your muscles.

    Kettlebell training can boost stability, a key factor in living longer

    Hintenberger, 43, has been training with kettlebells for more than a decade. She also taught her mother, who started working out at age 58 and had set her own age group records with kettlebells by age 63.

    Unlike powerlifting or Olympic lifting, kettlebell sport doesn't involve lifting the heaviest weight possible. It's scored based on how many repetitions of a certain exercise you can complete at a set weight during a specific time period.

    "There's less risk because it's not a one-rep max," Hintenberger said.

    Working with kettlebells can help you improve fitness metrics linked to longevity.

    Research has linked strength training to a longer life since it helps maintain muscle mass, prevent chronic disease, and prevent frailty that can lead to injury, according to research.

    Cardio exercise is also great for keeping your heart healthy, another key to longevity.

    Finally, kettlebell exercise also helps to build a strong core. That's key for better balance and stability, two essential components of a longevity workout.

    To learn kettlebell exercise, start by mastering the kettlebell swing

    The caveat of kettlebell training is that proper technique is necessary to see results and avoid injury, so it's important to find a good trainer to help you start working out with kettlebells.

    Beginners should start with the kettlebell swing, a full-body exercise that teaches the basics of how to use the weight, Hintenberger said.

    "The kettlebell swing is a great foundation for other movements. You want to be learning from somebody qualified," she said.

    Adding kettlebells to a workout can help keep you motivated

    Beyond all the physical benefits of kettlebell training, it can offer the huge psychological advantage of keeping you engaged.

    "They're more fun because you can use them in different ways. There's a lot of versatility that's very exciting," Hintenberger said. "My clients enjoy the workouts because they never know what's coming."

    It's not necessary to overcomplicate your workouts to see results, but the best workout is one you like enough to do consistently.

    "You don't need 100 movements to be fit, but people do really enjoy different types of exercise," she said.

    Read the original article on Business Insider
  • I let my kids play in the mud, and I don’t mind when they wrestle. I’ve made my peace with dirt and we have a household safe word.

    Composite image of Bethaney Phillips' sons wrestling inside wearing a cape on the left, and wrestling while dirty and muddy outside.
    Bethaney Phillips allows her sons to wrestle and get dirty.

    • My sons have a lot of energy, and they like to play in the mud. 
    • They also get rowdy and often wrestle with each other and their friends.
    • However, I don't mind, as long as everyone is having fun. We also have a household safe word. 

    As obvious as it may sound, my biggest parenting hack is that I choose my battles. For the most part, my husband and I focus on the things that matter and avoid the ones that don't. So when my kids want to play outside and get dirty, we let them — we even encourage it. Their imaginations have let them build cities, slop in mud troughs like pigs, and fill the kiddie pool with dirt — and it's all fair game.

    I just hose them off before they come in for showers. They think it's funny, which only adds to the fun.

    Sure, it makes for extra laundry and a few more baths. But I have a solution there, too: I don't let it bother me. Laundry is constant; there's no such thing as being "caught up." And it's pointless to try to keep the house spotless — it would just be an endless cycle of chores. Instead, I choose to relax and spend time with my kids. It's a reality in which I have made peace.

    And here's the thing: my kids are happy. They're good at coming up with things to do on their own, they love playing outside, and they don't beg for screen time. (I mean, they do occasionally, let's be honest, but it's rare.) They're making memories, and unless they're doing something dangerous or being disrespectful, I want them to run with it.

    My kids love to play outside and get dirty, and I encourage it

    Summer comes with weekend camping trips where they dig in the sand and swim to their hearts' content. Once, we had to remind our 7-year-old to put his life jacket on to fish, and my 5-year-old had to be coaxed into taking his daily naps — there is no tired like sun tired.

    My biggest complaint was one I kept to myself: endless amounts of sand in the camper. But even that can be taken care of with a quick sweep-up. Meanwhile, they're making core memories and having a blast.

    We also don't mind when they wrestle, though we do have a few rules

    We have a similar outlook on wrestling. They like to play rough — and it will happen whether I like it or not. So, instead of waiting for this specific type of energy to come out another way, we channel it. They are allowed to wrestle so long as everyone involved is still having a good time.

    It's mostly our two children, but they have been known to create gauntlets with friends, too. Last winter, they lined up the Nugget Couch and pitted like sizes against one another. They did the same at the lake on the water trampoline and dubbed it "Battle Island." It was like watching a real-life episode of American Gladiator, and this 90s-raised mama couldn't have been more proud.

    Wrestling also comes with stipulations, like no dirty moves. Hair pulling, kicking, hitting, and similar moves are banned and punishable by the nearest parent. If you're going to play rough, you have to be tough, is one of my most common sayings, too. I only want them to participate if they can handle it.

    Wrestling also happens at appropriate times: never in public, as it's too loud and obnoxious and could stress others out. Also, they have to learn to live in society, and cannon-balling onto your brother just isn't appropriate grocery store etiquette.

    Finally, we have a household safe word. If anyone yells, "Garfunkel!" the opposing wrestler is to stop immediately. We needed a silly yet memorable word for the kids, and it just stuck!

    There's a fine line between being rowdy and disrespectful, and we hover it often. But our young kids with ideas and imagination, and we want to celebrate their fun-natured energy as often as possible.

    Read the original article on Business Insider
  • South Korea plans to roll out ‘Star Wars’ laser weapon to melt North Korean drones for just $1.50 a hit

    Red laser fires into the air.
    Screenshot showing South Korea's StarWars laser in action.

    • South Korea plans to deploy a low-cost laser weapon to shoot down North Korean drones.
    • The weapon, called Block-I, will cost around just $1.45 a shot.
    • Interest in laser weapons has increased in recent years due to their cheap operating cost and accuracy.

    South Korea is set to deploy a low-cost laser weapon that can melt North Korean drones, the country's arms agency said earlier this week.

    The weapon, known as Block-I, will cost around 2,000 South Korean won ($1.45) a shot and "is capable of precise strikes against small unmanned aerial vehicles," according to South Korea's Defense Acquisition Program Administration (DAPA).

    The "Star Wars project" is set to be ready for "full-scale operation" this year, per the DAPA, which added that the laser system would help strengthen South Korea's ability "to respond to North Korea's drone provocations."

    Lee Sang-yoon, a DAPA official, told AFP that the laser worked by transferring heat to oncoming drones.

    "When a laser weapon transfers heat to a drone, its surface melts. As the surface melts, the internal components catch fire, causing the drone to eventually fall," Lee said.

    It follows calls from South Korean President Yoon Suk Yeol in 2022 for stronger air defenses after the South Korean military failed to bring down a number of North Korean drones that had ventured across the border for the first time in five years.

    [youtube https://www.youtube.com/watch?v=8mprSaCIAbc?feature=oembed&w=560&h=315]

    Laser weapons have been garnering increasing international interest in recent years.

    According to the think tank RAND, Israel, China, Russia, France, India, Turkey, Iran, South Korea, and Japan are just some of the countries investing in national programs.

    Earlier this year, the UK announced that it had tested a new high-power laser that could be used against Russian drones in Ukraine.

    According to the UK's Ministry of Defence (MoD), the DragonFire weapon typically costs less than $13 a shot.

    The US has also previously hinted that laser systems may be available to protect bases in the Middle East from drone and missile attacks, although it's unclear whether they have been used.

    "Competing nations are pouring so much investment into DEWs because, if the technology can be matured, such systems hold the potential to tip both the military and economic calculus of modern warfare in their users' favour," RAND said in a report.

    Read the original article on Business Insider
  • Gen Z might have missed out on their chance to get rich through homeownership

    Graphic of shattered glass on a black background with images of a home, money, for sale sign, and a woman
    Homeownership is helping some millennials get rich — but Gen Zers might have a hard time following in their footsteps.

    • Rising home values in recent years have helped many millennials boost their wealth. 
    • But an investing expert says Gen Z might not be so lucky. 
    • High home prices, mortgage rates, and the costs of homeownership could make it a subpar investment. 

    Homeownership is helping some millennials get rich — but Gen Zers might have a hard time following in their footsteps.

    About 55% of millennials owned a home as of 2023, per a Redfin analysis of Current Population Survey data. Many of them became homeowners before home prices and mortgage rates spiked in 2021 and 2022.

    As buying a home reached record unaffordability levels in recent years, these millennials kept getting richer on paper due to their rising home values. According to Federal Reserve data, millennials held $3.5 trillion in real estate wealth as of the fourth quarter of 2019. In the first quarter of 2024, this more than doubled to $8.6 trillion.

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    Some Gen Zers managed to get in on the fun — about a quarter of Gen Zers between the ages of 19 and 26 owned a home as of 2023, per Redfin. But the majority who didn't purchase a home could have a much harder time growing their wealth through home ownership in the years to come, Dr. Roger Silk, a former treasury officer at the World Bank and author of "The Investor's Dilemma Decoded," told Business Insider via email.

    He pointed to a few key reasons.

    First, while mortgage rates could tick lower in the years ahead, experts don't expect the roughly 3% rates of a few years ago to return anytime soon. Additionally, a lack of housing supply is expected to continue propping up home prices.

    This means that, for the foreseeable future, home affordability levels could remain far from where they were a few years ago. And these elevated costs could make it more difficult for Gen Z homeowners to get a return on their investment.

    "Higher interest rates and higher home prices make it harder for a new buyer to earn a high return on owning a home," Silk said.

    What's more, Silk said there's a larger reason Gen Zers shouldn't count on homeownership to boost their wealth. That's because historically, it hasn't had a great track record as an investment.

    Citing US home price and inflation data between 1890 and 2023, Silk said single-family home prices have historically exceeded inflation by an average of only about 0.5% each year. For Gen Zers, buying a home at an elevated price could make it less likely that their home values appreciate more than inflation.

    Additionally, the significant costs of owning a home can make homeownership even less attractive.

    "It's not guaranteed to provide any investment return," Silk said of homeownership. "Even if the price rises, the person still has to pay a mortgage, property taxes, insurance, maintenance, etc. If you factor all those things in, many people don't make money even if their home rises in price."

    These costs are already putting pressure on current homeowners, and by the time more Gen Zers buy homes, they could be even more burdensome. For example, home insurance costs have risen roughly 20% over the past two years — and could rise an additional 6% this year, according to the insurance comparison shopping site Insurify.

    Buying a home doesn't guarantee increasing your wealth

    Some people think renting is throwing away money, and in one sense, they're correct. Their monthly payment is gone forever, and it has zero chance of providing an investment return.

    In comparison, many people view their downpayment and mortgage payments as investments — money they could earn a return on when they sell their home someday.

    But according to Silk, a sizable return is far from guaranteed. And even if a person sells their home for more than they bought it for, that doesn't mean it was necessarily successful from an investment perspective.

    "The question from an investment point of view is whether or not the price increases are large enough to cover both inflation and the cost of owning the home," he said. "If your cost of ownership is 8% a year — e.g. interest plus taxes plus maintenance — the home price would have to rise by 8% a year just to break even."

    Additionally, Silk said people sometimes forget about the ways homeownership can go wrong. In 2023, there were roughly 357,000 US homes with foreclosure filings, according to the real estate data firm Attom.

    While homeownership may have a so-so track record as an investment, Silk said this doesn't mean everyone should rent forever.

    "It's not clear," Silk said of whether buying or renting is better from a financial perspective. "It depends on the local real estate markets and the needs and expectations of the person."

    Silk said a low mortgage rate, living in the same home for many years, and residing in an area where future housing demand is expected to be strong can give current and future homeowners the best chance of achieving a strong investment return on their home. Of course, checking these three boxes is easier said than done, since people can't predict the future.

    Being geographically flexible could also be helpful. In the coming years, some experts think home prices will stagnate or decline in certain areas of the US as new homes are built and retirees sell their homes.

    If home prices and rents continue to rise in line with historical levels — something Silk said is far from a guarantee — the "overall cost of owning" a home over the next 30 years could be lower than renting one for the average person, per his calculations.

    This means that from a financial perspective, buying could be better than renting for many Americans. But it's not guaranteed to be a home run as an investment — or a ticket to wealth.

    Have you gone to great lengths to find a home in your budget? Are you willing to share your story? If so, reach out to this reporter at jzinkula@businessinsider.com.

    Read the original article on Business Insider
  • Billionaire BlackRock CEO Larry Fink runs the world’s largest asset manager. Here’s how he became one of the most powerful people in finance.

    Larry Fink
    BlackRock CEO Larry Fink is widely regarded as one of the most powerful people in finance.

    • Larry Fink cofounded BlackRock with seven partners in 1988.
    • Today, it's the world's largest money manager, and Fink is one of the most powerful people on Wall Street.
    • Here's a look at Fink's career rise to become one of the most influential players in finance.

    After more than 35 years at the helm of BlackRock, Larry Fink is preparing to vacate his CEO position in the not-too-distant future.

    Fink, now 71, has said he "would prefer to not be at BlackRock in his late 70s," meaning he's likely in his final era at the asset management firm.

    Started by Fink and seven other partners in 1988, BlackRock is the world's largest asset manager and has earned Fink a spot among the most powerful players in finance.

    Here's a look at Fink's career rise and creation of the money-managing giant BlackRock.

    Laurence Douglas Fink was born November 2, 1952. He grew up in Van Nuys, California, located in the San Fernando Valley region of Los Angeles.
    Late afternoon view of Van Nuys in the San Fernando Valley area of Los Angeles California.
    Fink grew up in Van Nuys, California, pictured here, located in Los Angeles' San Fernando Valley.

    Fink's father owned a shoe store, and his mother was a professor at California State University at Northridge.

    He earned his bachelor's degree in political science from the University of California at Los Angeles, graduating in 1974.
    UCLA
    Fink went to UCLA for his bachelor's and MBA degrees.

    He also got his MBA with a concentration in real estate from UCLA in 1976.

    After graduating, Fink worked at First Boston, the investment bank later bought by Credit Suisse.
    A sign for the New York headquarters of Credit Suisse First Boston on Madison Ave. on October 4, 2007.
    Credit Suisse bought a controlling stake in First Boston in 1988.

    He rose to become First Boston's youngest managing director at 28 years old and a member of its management committee at 31.

    Vanity Fair reported in 2010 that Fink "added, by some estimates, about $1 billion to First Boston's bottom line."

    In 1986, he took a hit when his department lost roughly $100 million from incorrectly predicting interest rates would rise when they in fact fell.
    Larry Fink
    A bad bet on interest rates cost Fink's department at First Boston $100 million in 1986.

    Years later, in his 2016 commencement address to graduates of UCLA, Fink reflected on the loss.

    "We lost the company a lot of money. And all of a sudden, we went from 'partners' to outcasts," he said. "I was upset with how we were sidelined. But I was even more upset with myself, because I had become complacent…too sure of what I thought I knew. I believed I had figured out the market, but I was wrong — because while I wasn't watching, the world had changed."

    He talked more about risk management and that time in his career in an interview with Crain's.

    "We probably should have been fired for the amount of risk we were taking during those times," he once told Crain's. "They should have been raising questions: 'How are you making so much money? Are you taking too much risk?' And they didn't ask. They asked it when you had the losses."

    Fink later left First Boston for Blackstone Financial Management.
    Blackstone's Steven Schwarzman speaks onsage
    Steven Schwarzman cofounded Blackstone in 1985, a few years before Fink and several partners started BlackRock.

    The similarity of Blackstone and BlackRock's names was intentional, despite outside advice to distinguish them to avoid confusion, Blackstone Group CEO Stephen Schwarzman told CNBC in 2017.

    "Larry and I were sitting down and he said, 'What do you think sort of about having a family name with "black" in it?'"

    It was under Blackstone's umbrella that BlackRock later got its start. Fink started BlackRock with seven partners in 1988.
    BlackRock
    Eight partners, including Fink, founded BlackRock in 1988.

    His big loss at First Boston inspired a subsequent focus on risk management at BlackRock.

    "The greatest lesson for me was: know your risk," he told Crain's of his First Boston loss. "That was a major genesis for the formation of BlackRock. When we started the firm, we focused on risk management."

    BlackRock went public in 1999, with shares priced at $14 in its IPO on the New York Stock Exchange. The company also began selling its proprietary investment management system, Aladdin, that year.

    The firm has made several big acquisitions under Fink's leadership.
    BlackRock CEO Larry Fink gesturing while wearing glasses and a suit jacket.
    Fink has pushed through several major acquisitions while at the helm of BlackRock.

    Among them are BlackRock's acquisitions of Merrill Lynch Investment Managers in 2006 and Barclays Global Investors, with its iShares exchange-traded funds, or ETFs, in 2009. BlackRock today is the world's largest ETF issuer.

    More recently, BlackRock announced plans this year to acquire private equity firm and infrastructure investor Global Infrastructure Partners for roughly $12.5 billion in cash and stock in its biggest deal since 2009.

    The deal will create the second-biggest global infrastructure manager with more than $150 billion in assets, according to an internal memo Fink and BlackRock president Robert Kapito sent to employees that was seen by Business Insider.

    "We believe this will be one of the fastest growing areas of our industry over the next 10 years," the memo read.

    The Fed has enlisted BlackRock's help in key crises.
    trader upset 2008 financial crisis
    The Fed tapped BlackRock for assistance in the 2008 financial crisis and the early days of the pandemic.

    Throughout his career, Fink has been a proponent of environmental, social, and corporate governance principles in business.
    Larry Fink
    Fink is one of the most popular faces of ESG investing though he has come to dislike the term itself.

    He has been vocal about the climate crisis, for example, writing in 2020 that "climate risk is investment risk," adding that "every government, company, and shareholder must confront climate change."

    Fink, however, no longer uses the term "ESG," saying it's become "weaponized" in politics and "misused by the far left and the far right."

    Fink has been hit with criticism from both sides of the political spectrum in recent years.

    Former presidential candidate Vivek Ramaswamy called Fink "king of the woke industrial complex, the ESG movement, the CEO of BlackRock, the most powerful company in the world," at the fourth Republican presidential debate in December.

    In a response on LinkedIn, Fink noted BlackRock was accused of "pursuing an ideological agenda."

    "The only agenda we have is delivering for our clients," he said. "Now I know why they call this the political silly season."

    Fink also has critics on the political left. Climate activists, for example, have protested outside Fink's home and BlackRock's New York headquarters in recent years, calling for a divestment from fossil fuels.

    Fink's annual letters have helped build his and BlackRock's influence and signal where he's focusing efforts.
    BlackRock CEO Larry Fink gestures while sitting in front of a blue screen.
    Fink has since stopped writing his annual letter to CEOs but continues to write an annual letter to investors.

    In addition to his annual letter to investors, he also wrote an annual letter to CEOs for several years but has since stopped publishing the latter. Key figures in business and politics closely follow his yearly remarks.

    Fink focused on retirement in his most recent letter to investors.

    Today, BlackRock is the world's largest asset manager.
    Larry Fink, Chairman and CEO of BlackRock, gesturing and speaking during an interview with CNBC on the floor of the New York Stock Exchange (NYSE) in New York City, U.S., April 14, 2023.
    BlackRock's assets under management grew by 15% year-over-year to a record $10.5 trillion, the company reported in first quarter earnings.

    Fink's success at BlackRock has made him a billionaire.
    BlackRock CEO Larry Fink gestures with his hand as he sits in front of a blue background.
    Forbes has also named Fink one of the world's most powerful people.

    Today, his net worth is estimated at $1.2 billion, according to Forbes.

    Looking ahead, Fink said in 2023 that he wasn't planning to depart BlackRock "anytime soon."
    Larry Fink
    Fink is preparing five possible candidates to be his successor.

    Though he hasn't shared further specifics on when he aims to retire, he told The Wall Street Journal in May 2023 that he "would prefer to not be at BlackRock in his late 70s."

    He added that he and Kapito have been training five possible contenders to succeed him as BlackRock's CEO. One of the five possible candidates, Salim Ramji, has since left the firm to become CEO of Vanguard.

    Read the original article on Business Insider