• The perfect retirement stock with a 4.4% payout each month

    Two elderly people smiling with their fists pumping and with a cape on.

    How does one define the perfect retirement stock? Well, it would have to offer a substantial upfront dividend yield, preferably with full franking credits attached, to help fund said retirement, for one. It would also preferably have a decent track record of funding reliable dividends, to lend one confidence that the stock can conceivably continue to underpin a retirement for years, or even decades.

    A diversified earnings base would also help, as would payouts on a more frequent interval than the six-month gap that is common on the ASX.

    Plato Income Maximiser Ltd (ASX: PL8) arguably ticks all of these boxes. Let’s go through them.

    Plato Income Maximiser is a listed investment company (LIC) that specialises in catering to the financial needs of retirees. Like most LICs, Plato runs its own underlying investment portfolio that it manages on behalf of its investors. In Plato’s case, this portfolio consists of a wide variety of other ASX dividend-paying shares.

    These shares are all selected on their ability to fund large but sustainable dividends. Some of these holdings currently include BHP Group Ltd (ASX: BHP), National Australia Bank Ltd (ASX: NAB), Woodside Energy Group Ltd (ASX: WDS) and Telstra Group Ltd (ASX: TLS). So that’s diversity ticked off.

    How does this ASX retirement stock measure up?

    Plato uses the dividends it receives from this underlying portfolio to pay out its own dividends. This dividend comes every single month, meaning investors enjoy 12 paycheques a year from this retirement stock. Those dividends usually come with full franking credits attached too. Tick, tick.

    Over the past 12 months, Plato has funded 12 dividends, each worth 0.55 cents per share. The annual total of 6.6 cents per share in fully franked dividends gives this retirement stock a trailing dividend yield of 4.44%. That’s at yesterday’s closing share price of $1.48. Another box ticked.  Bear in mind that this yield comes after Plato’s 18.8% rise over the past 12 months, which has reduced the trailing dividend yield on his company substantially.

    But what about Plato’s track record?

    Well, since launching in 2017, Plato has only cut its dividend once. That was over 2020, when the pandemic crushed the dividends many ASX shares were able to pay out. Plato did cut its monthly dividend from the then-0.5 cents per share per month down to 0.4 cents per share. But that lasted about a year, and investors have seen their payouts rise back and then exceed 2020’s levels since.

    In terms of overall returns, Plato investors have enjoyed an average total return (share price growth plus dividends) of 10.2% per annum since inception. That just beats out the broader market, which has averaged 10% per annum over the same period.

    Our final box gets a tick, and as such, I would be happy to recommend Plato Income Maximiser to any income investor looking for the perfect retirement stock today.

    The post The perfect retirement stock with a 4.4% payout each month appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Plato Income Maximiser Limited right now?

    Before you buy Plato Income Maximiser Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Plato Income Maximiser Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor Sebastian Bowen has positions in National Australia Bank and Plato Income Maximiser. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Telstra Group. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Which AI themes should investors be targeting in 2026?

    A man checks his phone next to an electric vehicle charging station with his electric vehicle parked in the charging bay.

    Many investors look to capture emerging markets and trends. Right now, one such sector is artificial intelligence (AI). 

    Rapid innovation in the sector is disrupting the ways we live and work and piquing investor interest in artificial intelligence.

    However, it can be difficult to sift through the noise, headlines and misinformation. This is especially relevant when an industry is rapidly developing and changing. 

    A new report from Global X has shed light on how to stay ahead of the curve. 

    The rapidly evolving world of AI 

    In the latest report from Global X, the ETF provider reinforced the difficulty of pinpointing where within a theme or industry to allocate resources. 

    Global X said this could be upstream or downstream, in small-cap disruptors or established players, or emerging markets.

    The challenge lies in cutting through the noise to distinguish transformative developments from those that may be overhyped.

    The DISRUPT framework

    Global X has developed an investment strategy to help pinpoint opportunities in the AI sector. 

    According to Global X, the DISRUPT Framework evaluates seven key criteria: disruption, innovation, scalability, resilience, uptake, potential, and transformation. 

    Together, these elements combine to create a detailed picture of a specific innovation. It also offers insights into lifecycle stage, market dynamics, and optimal investment opportunities.

    The opportunity – AI and Automobiles 

    The DISRUPT framework shows that AI in Auto is highly advanced in disruption and innovation. This is supported by strong adoption, improving scalability, and meaningful long-term economic potential. 

    The technology is already embedded across global OEMs and EV makers, while partnerships between chip suppliers, cloud providers, and autonomy developers continue to deepen. 

    AI now influences how cars are designed, manufactured, operated, and updated, with applications spanning smart cockpits, fleet optimisation, predictive maintenance, and assisted driving.

    According to Global X, this creates a broad and investable opportunity set across the automotive value chain. 

    The ETF provider said the strongest opportunities lie in the midstream where AI capability is already central to model design and production. 

    Semiconductors, sensors, vehicle compute, simulation engines, and software stacks are scaling across the US and China in particular, with Korea and Japan strengthening through component and manufacturing leadership. 

    These layers benefit from rising global AI penetration and tend to outperform downstream OEM exposure, which remains more sensitive to regulation, competition, and pricing.

    How to gain exposure?

    For investors wanting to gain exposure to these themes, there are targeted ASX ETFs that aim to track relevant companies. 

    For broad exposure to AI companies, investors might consider the Global X Ai Infrastructure ETF (ASX: AINF).

    It provides targeted exposure to this growing opportunity through a concentrated and equally weighted portfolio of companies across energy, materials and data infrastructure.

    Another AI focussed ETF is the Global X Artificial Intelligence ETF (ASX: GXAI). 

    It targets companies that potentially stand to benefit from the further development and utilisation of artificial intelligence (AI) technology in their products and services, as well as in companies that provide hardware facilitating the use of AI for the analysis of big data.

    For exposure to the electric vehicle sector, investors may consider the BetaShares Electric Vehicles and Future Mobility ETF (ASX: DRIV). 

    It provides exposure to a portfolio of global companies at the forefront of innovation in automotive technology.

    The post Which AI themes should investors be targeting in 2026? appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Global X Ai Infrastructure ETF right now?

    Before you buy Global X Ai Infrastructure ETF shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Global X Ai Infrastructure ETF wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor Aaron Bell has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • 1 ASX blue-chip share and one small-cap share to buy in 2026: experts

    A trendy woman wearing sunglasses splashes cash notes from her hands.

    Experts from the fund manager Wilson Asset Management (WAM) have outlined some stocks that could be opportunities. I’m going to highlight one ASX blue-chip share and one ASX small-cap share.

    One business is from the WAM Leaders Ltd (ASX: WLE) portfolio, which is a listed investment company (LIC) that focuses on the larger companies on the ASX. The other company is from the WAM Microcap Ltd (ASX: WMI) portfolio.

    Let’s get into those ideas. While they may not be some of the most well-known businesses on the ASX, they may be just as capable of delivering good returns for investors, if not more because the market isn’t paying them a lot of attention.  

    Whitehaven Coal Ltd (ASX: WHC)

    WAM described Whitehaven Coal as a leading Australian coal producer with “high-quality assets and a robust balance sheet“.

    The investment team in charge of WAM Leaders revealed that the LIC recently increased its holding of Whitehaven Coal shares as coal prices began to “firm” after bottoming earlier in the year.

    The ASX blue-chip share continues to deliver sound operational results despite a challenging backdrop and is executing cost-reducing initiatives with increased volumes at Blackwater and Daunia mines expected to “drive unit cost reductions from FY27”.

    The fund manager also noted that Whitehaven Coal maintains strong capital management flexibility, supporting shareholder returns through share buybacks and dividends.

    Artrya Ltd (ASX: AYA)

    WAM said that Artrya is a medical technology company focused on the detection and management of coronary artery disease and utilises artificial intelligence (A) to deliver accurate and non-invasive diagnoses in emergency and primary care settings.

    The fund manager noted that the Artrya share price increased in December after Artrya announced it had secured its second US commercial customer, signing a three-year agreement with Northeast Georgia Health System (NGHS), one of its US foundation partners.

    The agreement has a minimum value of US$0.3 million for the Salix Coronary Anatomy platform, with additional upside from per-scan fees for add-on modules.

    It also supports Artrya’s US growth strategy by moving a foundation partner into a paying customer and creating a reference site for further hospital contract wins.

    Importantly, the Salix platform is expected to be rolled out across NGHS’ five hospitals and broader network, signalling scope for wider adoption beyond an initial implementation.

    WAM said Artrya also pointed to its Atlanta-based customer success team as a key enabler of smooth deployment and scalable customer onboarding as it grows in the US. The approval of Artrya’s Heartflow Analysis module and additional customer contract wins are key near-term catalysts.

    Both of these ASX shares could be pleasing opportunities at the current share prices.

    The post 1 ASX blue-chip share and one small-cap share to buy in 2026: experts appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Whitehaven Coal Limited right now?

    Before you buy Whitehaven Coal Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Whitehaven Coal Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor Tristan Harrison has positions in Wam Microcap. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Consider these 2 ASX mining stocks for high dividend yields

    Flying Australian dollars, symbolising dividends.

    These 2 ASX mining stocks have had a rough time. Yancoal Australia Ltd (ASX: YAL) and New Hope Corporation Ltd (ASX: NHC) saw their share prices tumble over the past 12 months, falling 13% and 16% respectively.

    However, these bruised ASX coal stocks get exceptional marks for their dividend yields.

    Most income investors automatically reach for the usual suspects: banks, telcos, maybe a bit of infrastructure. But right now, those 2 ASX mining stocks are flexing a dividend yield that leaves the rest in the dust.

    Let’s have a closer look.

    Yancoal Australia Ltd (ASX: YAL

    We’ll start with the bigger of the two ASX mining stocks, $6.8 billion Yancoal Australia. The company, majority-owned by the Chinese Yankuan Energy Group, is one of Australia’s largest coal producers. It has mines across NSW, Queensland and WA.   

    At today’s prices, Yancoal currently sits at the top of the ASX 200 dividend yield table. With shares hovering around $5.20 at the time of writing, Yancoal has been showering shareholders with cash.

    The result? A trailing dividend yield in double-digit territory. The ASX mining stock is paying an exceptional 11.1% dividend, fully franked – comfortably ahead of the big banks, telcos, and even energy heavyweights.

    Yancoal’s dividend policy is designed to be generous, but not reckless. Under its framework, the company aims to return the higher of 50% of net profit or 50% of free cash flow to shareholders. However, this isn’t set in stone. The board retains full discretion and can dial things back if circumstances demand it.

    The high dividend yield will appeal to income investors, but it comes with volatility. Dividends are closely tied to coal prices and are unlikely to stay this high.

    Analysts are generally upbeat on the ASX mining stock. The average 12-months price target is set at $5.95, which implies a potential 14% upside compared to the current share price. This could bring total returns for the year to 25%.  

    New Hope Corporation Ltd (ASX: NHC)

    ASX mining stock New Hope Corporation has been dragged lower by a sharp slump in global coal prices. Still, New Hope is waving a juicy carrot in front of income investors.

    At the current share price of $4.07, it’s serving up an eye-catching dividend yield of roughly 8.5% fully franked.

    Tempting stuff — but is it a bargain, or just hazard pay for riding the coal cycle?

    On the operations front, New Hope isn’t standing still. The ASX mining stock is a seasoned Australian coal producer, anchored by Bengalla in NSW and New Acland in Queensland.

    Management also continues to talk up low-cost operations, diversification and disciplined execution, even as pricing cools.

    Dividends are doing the heavy lifting though. A dividend reinvestment plan is now live, and management says dividends remain the main return lever. Shareholders pocketed 34 cents fully franked over the year, helping soften the blow from recent capital losses.

    As for brokers? Mixed vibes. Some see upside above $4.50 if coal prices rebound. Most, however, sit on the fence. Macquarie’s gone full cold shower, downgrading the stock and warning prices could still fall further.

    The post Consider these 2 ASX mining stocks for high dividend yields appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Yancoal Australia Ltd right now?

    Before you buy Yancoal Australia Ltd shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Yancoal Australia Ltd wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor Marc Van Dinther has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • 2 incredible ASX shares to buy in January

    Rising arrow on a blue graph symbolising a rising share price.

    Over the long-term, I think it’s the best businesses that will deliver the most pleasing compounding returns. With that in mind, there are a few ASX shares that I think could deliver market-beating returns.

    These are investments that have already delivered very impressive business growth. Further successful expansion could help deliver compelling shareholder returns.

    Both of my ideas below are tapping into international markets, giving them very appealing total addressable markets.

    Tuas Ltd (ASX: TUA)

    This business is the largest ‘growth’ position in my portfolio because of how compelling I think its outlook is. It’s a Singaporean telecommunications business that is winning customers by offering good value products.

    In the first quarter of FY26, the business revealed that its mobile subscribers had grown 20% year-over-year to 1.34 million, suggesting further market share gains in the Singapore market.

    Pleasingly, the company is also seeing growing traction with its broadband offering – in that FY26 first quarter, the number of active broadband services grew by 27,300 year over year to 36,200.

    This strong growth number helped quarterly revenue surge 24.5% to $44.2 million, while operating profit (EBITDA) rose 23.6% to $19.9 million.

    Net profit growth has been significant in recent times. In the whole of FY25, it generated $6.9 million of net profit. Meanwhile, in the first quarter of FY26 alone, its net profit reached $9.1 million.

    I’m expecting the ASX share’s net profit to grow significantly from here, thanks to further subscriber growth, the acquisition of M1 and the potential for expansion in nearby countries.

    Global X S&P World EX Australia Garp ETF (ASX: GARP)

    The GARP exchange-traded fund (ETF) looks to me like one of the most effective ways to invest in global shares because it aims to invest in growth at a reasonable price (GARP).

    There are a number of globally-diverse ASX ETFs that Aussies can buy. But, I prefer to invest in ones that are more selective, where they only invest in the best businesses.

    The GARP ETF could be the most effective because of how many screens it puts large global stocks through. There are three main filters it looks at.

    For growth, it looks at a company’s 3-year sales per share growth and earnings per share (EPS) growth.

    For value, the fund looks at the earnings to price ratio – this is another way of calculating the price/earnings (P/E) ratio.

    On quality, the GARP ETF wants to see companies have healthy financial leverage (meaning debt levels) and a good return on equity (ROE). Global X explained:

    Companies in the investable universe are first ranked based on growth metrics, with the top 500 stocks eligible for inclusion. From there, the top 250 stocks are selected based on their quality and value scores to determine the final index constituents. I’m calling this an ASX share because it invests in shares and we can buy it on the ASX.

    It’s invested in 250 companies spread across multiple countries and sectors, giving it pleasing diversification.

    These are among my favourite ASX shares to buy right now.

    The post 2 incredible ASX shares to buy in January appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Tuas Limited right now?

    Before you buy Tuas Limited shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Tuas Limited wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor Tristan Harrison has positions in Tuas. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Here are the top 10 ASX 200 shares today

    A group of happy young people watching sport on a laptop celebrate, indicating a win for sports betting bluebet

    The S&P/ASX 200 Index (ASX: XJO) enjoyed a strong start to the trading week this Monday. After spending the entire session in green territory, the ASX 200 stuck the landing and finished with a 0.48% gain. That leaves the index at 8,759.4 points.

    This happy introduction to the week’s trading for Australian investors comes after a similarly bullish conclusion to the American trading week on Saturday morning (our time).

    The Dow Jones Industrial Average Index (DJX: .DJI) finished its week on a high, rising by a robust 0.48%.

    The tech-heavy Nasdaq Composite Index (NASDAQ: .IXIC) was even more enthusiastic, gaining a confident 0.81%.

    But let’s return to this week and the local markets now to check how today’s positive market mood has filtered down into the different ASX sectors.

    Winners and losers

    Today’s optimism lifted almost all ASX boats, with only two sectors missing out on a rise.

    The first, and worst of those losers, was utilities stocks. The S&P/ASX 200 Utilities Index (ASX: XUJ) was punished this Monday, diving by a hefty 1.81%.

    The other unlucky corner of the markets was mining shares, with the S&P/ASX 200 Materials Index (ASX: XMJ) slipping by a tantalising 0.04%.

    Turning to the green sectors now, gold stocks took out today’s top spot. The All Ordinaries Gold Index (ASX: XGD) managed to rocket 2.7% higher this session.

    Consumer discretionary shares were in demand too, evidenced by the S&P/ASX 200 Consumer Discretionary Index (ASX: XDJ)’s 2.12% surge.

    Its consumer staples counterpart was also hot property. The S&P/ASX 200 Consumer Staples Index (ASX: XSJ) managed to soar 1.12% higher.

    Energy shares didn’t miss out, with the S&P/ASX 200 Energy Index (ASX: XEJ) galloping 0.86% higher this Monday.

    Nor did industrial stocks. The S&P/ASX 200 Industrials Index (ASX: XNJ) added 0.82% to its total.

    We could say the same for healthcare shares too, as you can see by the S&P/ASX 200 Healthcare Index (ASX: XHJ)’s 0.64% lift.

    Tech shares found plenty of buyers as well. The  S&P/ASX 200 Information Technology Index (ASX: XIJ) saw a 0.49% improvement today.

    Financial stocks came next, with the S&P/ASX 200 Financials Index (ASX: XFJ) bouncing 0.44% higher.

    Communications shares managed to pull off a decisive rise. The S&P/ASX 200 Communication Services Index (ASX: XTJ) jumped up 0.4%.

    Finally, real estate investment trusts (REITs) only just made the winner’s cut, illustrated by the S&P/ASX 200 A-REIT Index (ASX: XPJ)’s 0.02% edge higher.

    Top 10 ASX 200 shares countdown

    Our winner this Monday was gaming stock Light & Wonder Inc (ASX: LNW), which managed to surge 17.97% higher to $182.50 per share.

    This big gain followed an announcement that the company had settled a rather large legal dispute.

    I’d also like to draw readers to our second and third-best-performing stocks. Both managed to rise exactly 6.52% to exactly $4.41 a share. A glitch in the matrix, perhaps.

    Here’s the rest of today’s best:

    ASX-listed company Share price Price change
    Light & Wonder Inc (ASX: LNW) $182.50 17.97%
    Catapult Sports Ltd (ASX: CAT) $4.41 6.52%
    HMC Capital Ltd (ASX: HMC) $4.41 6.52%
    Ramelius Resources Ltd (ASX: RMS) $4.39 6.30%
    Newmont Corporation (ASX: NEM) $166.59 5.84%
    Whitehaven Coal Ltd (ASX: WHC) $8.23 5.11%
    Reliance Worldwide Corporation Ltd (ASX: RWC) $4.19 5.01%
    Liontown Ltd (ASX: LTR) $2.15 4.88%
    Lynas Rare Earths Ltd (ASX: LYC) $14.78 4.82%
    James Hardie Industries plc (ASX: JHX) $33.98 4.81%

    Our top 10 shares countdown is a recurring end-of-day summary that shows which companies made big moves on the day. Check in at Fool.com.au after the weekday market closes to see which stocks make the countdown.

    The post Here are the top 10 ASX 200 shares today appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Light & Wonder Inc right now?

    Before you buy Light & Wonder Inc shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Light & Wonder Inc wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor Sebastian Bowen has positions in Newmont. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Catapult Sports, HMC Capital, and Light & Wonder Inc. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Lynas Rare Earths Ltd. The Motley Fool Australia has positions in and has recommended Catapult Sports. The Motley Fool Australia has recommended HMC Capital and Light & Wonder Inc. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • New to Investing? Here are 3 ASX ETFs to get you started

    Smiling young parents with their daughter dream of success.

    When you are new to investing, the hardest part is often knowing where to begin.

    With thousands of shares and exchange traded funds (ETFs) available on the ASX, it is easy to feel overwhelmed before you even make your first investment.

    One of the simplest ways to get started is by using ETFs to gain instant diversification and exposure to different parts of the market without needing to pick individual shares.

    But which ones?

    Here are three ASX ETFs that could provide a sensible foundation for beginner investors.

    Vanguard Australian Shares ETF (ASX: VAS)

    The Vanguard Australian Shares ETF is one of the most popular ETFs on the ASX, and for good reason.

    It provides broad exposure to the Australian share market by tracking the largest listed companies across multiple sectors. This means investors gain access to many of Australia’s most established businesses through a single investment.

    For beginners, the Vanguard Australian Shares ETF offers two key benefits. First, it delivers diversification within the local market. Second, it provides regular dividend income, which can be reinvested to help compound returns over time. As a core holding, it can form the backbone of a long-term portfolio.

    Betashares S&P/ASX Australian Technology ETF (ASX: ATEC)

    The Betashares S&P/ASX Australian Technology ETF adds a growth-focused element to a beginner portfolio.

    This ASX ETF provides exposure to Australia’s technology sector, which includes companies operating in software, payments, online platforms, and digital services. While the sector can be more volatile than the broader market, it also offers higher long-term growth potential as technology adoption continues.

    The Betashares S&P/ASX Australian Technology ETF allows new investors to gain easy access to this growth theme without relying on the success of a single tech stock. Instead, it spreads risk across a basket of Australian technology shares, making it a more balanced way to participate in the sector’s upside.

    Vanguard MSCI International Shares ETF (ASX: VGS)

    While Australian shares are a strong starting point, they represent only a small portion of the global market.

    The Vanguard MSCI International Shares ETF helps solve this by providing exposure to 1,200+ companies across developed markets such as the United States, Europe, and parts of Asia. This includes many of the world’s largest and most influential businesses across technology, healthcare, and consumer industries.

    For beginner portfolios, the Vanguard MSCI International Shares ETF adds geographic diversification and reduces reliance on the Australian economy. Over time, this global exposure can help smooth returns and capture growth opportunities that are not readily available on the ASX.

    The post New to Investing? Here are 3 ASX ETFs to get you started appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Betashares S&P Asx Australian Technology ETF right now?

    Before you buy Betashares S&P Asx Australian Technology ETF shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Betashares S&P Asx Australian Technology ETF wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Vanguard Msci Index International Shares ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • 3 amazing ASX 200 growth shares to buy and hold for 20 years

    A man and woman sit next to each other looking at each other and feeling excited and surprised after reading good news about their shares on a laptop.

    Investing with a 20-year timeframe changes the way you think about ASX shares.

    Short-term volatility becomes background noise. What matters instead is whether a business can stay relevant, keep reinvesting, and grow alongside changes in technology, consumer behaviour, and the global economy. The best long-term performers are rarely perfect every year, but they tend to compound steadily as their markets expand.

    With that perspective, here are three ASX 200 growth shares that could be well suited to a buy-and-hold approach over the next two decades.

    Life360 Ltd (ASX: 360)

    Life360 operates a platform that has quietly become part of everyday life for millions of families around the world.

    Its app combines location sharing, safety features, and emergency tools in a subscription-based model that benefits from strong network effects. Once families adopt the service, it often becomes embedded in daily routines, leading to high retention and recurring revenue.

    What makes Life360 particularly interesting over a 20-year horizon is the size of its opportunity. While it may already have over 90 million monthly active users, this is still only a small portion of the global population. This gives it a long growth runway over the next two decades. It also has a major opportunity to deepen engagement with current users and lift its revenue per user metric significantly.

    If Life360 continues to execute, it could evolve from a single-purpose app into a broader consumer safety platform over time.

    Lovisa Holdings Ltd (ASX: LOV)

    Another ASX 200 growth share that could be a top buy and hold option is Lovisa.

    It shows how a retail business can still deliver long-term growth when the model is right. The company operates a fast-fashion jewellery concept with global appeal, supported by rapid product turnover, disciplined store economics, and a capital-light expansion strategy. Unlike many Australian retailers, Lovisa has successfully scaled across regions including Europe, the United States, and Asia.

    Over a 20-year period, the key driver is not any single season’s sales, but the ability to keep opening profitable stores and adapting to local markets. Lovisa has shown it can do this repeatedly, while maintaining strong margins and returns on capital.

    As long as management remains disciplined and demand for affordable fashion accessories persists, Lovisa has the potential to keep growing its footprint for many years.

    WiseTech Global Ltd (ASX: WTC)

    WiseTech Global operates at the core of global trade and supply chains.

    Its CargoWise platform is used by major freight forwarders and logistics providers to manage complex international shipments. As global trade becomes more regulated and interconnected, the value of integrated software solutions continues to rise.

    What makes WiseTech compelling over a multi-decade timeframe is its scalability. Software allows the company to grow revenue faster than costs as customers expand usage and adopt additional modules. High switching costs also help protect WiseTech’s position once customers are embedded in the platform.

    While its share price has experienced significant volatility in recent times, I believe the long-term trajectory for this ASX 200 growth share is upwards.

    The post 3 amazing ASX 200 growth shares to buy and hold for 20 years appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Life360 right now?

    Before you buy Life360 shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Life360 wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor James Mickleboro has positions in Life360, Lovisa, and WiseTech Global. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Life360, Lovisa, and WiseTech Global. The Motley Fool Australia has positions in and has recommended Life360 and WiseTech Global. The Motley Fool Australia has recommended Lovisa. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Why this 3.3% dividend yield might be a rare passive income opportunity

    Businessman lying on the grass and looking at the sky.

    Passive income investors typically have to make a choice when it comes to picking their next ASX dividend share. They can go for the mature, blue-chip stocks that offer a high-yield dividend today, at the expense of strong dividend growth potential. Otherwise, they can opt for the stocks that offer low upfront yields, but have a strong history of growing their dividend payments at fast rates.

    In practical terms, this might look like deciding between ANZ Group Ltd (ASX: ANZ)’s 4.65% dividend yield and the 0.33% that WiseTech Global Ltd (ASX: WTC) currently offers investors (at the time of writing).

    Most ASX dividend shares fall into one of these two buckets. But there are rare exceptions to this would-be rule. And those exceptions often present the best passive income opportunities.

    I think MFF Capital Investments Ltd (ASX: MFF) is one of those opportunities. MFF is a listed investment company (LIC). Like most LICs, MFF owns an underlying portfolio of assets that it manages on behalf of its shareholders. This portfolio consists mostly of high-quality US stocks that have been held for years and allowed to compound. Some of its top holdings include Google-owner Alphabet, Mastercard, Home Depot, and American Express.

    Dividend growth or high passive income? This ASX share might offer both

    This Warren Buffett-like approach to investing has paid off well for MFF. We can see this impressive performance codified in MFF’s dividend growth history. This passive income payer doled out 2 cents per share back in 2017. But by 2025, this had risen to 17 cents per share. As we discussed earlier today, dividends inherently weaken a company. Only the best stocks can afford to increase their payouts by a compounded average growth rate of 30% per annum, as MFF has over the past eight years.

    That growth rate would handily qualify MFF as a low-yield, high-growth dividend stock. Yet, MFF’s shares trade on a healthy trailing dividend yield of 3.3% today. That comes with full franking credits attached, too.

    No, there’s no guarantee that MFF will continue to grow its payouts as aggressively as it has in recent years going forward. However, I think past performance indicates that MFF’s investing strategy is a sound one, and future dividend increases are likely. The company has already told investors to expect a 25% hike to 10 cents a share for its first dividend of 2026.

    As such, I believe the current MFF share price presents a rare opportunity to secure a passive income share with a substantial starting dividend yield that could potentially grow its dividends at a rapid pace going forward.

    The post Why this 3.3% dividend yield might be a rare passive income opportunity appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Mff Capital Investments right now?

    Before you buy Mff Capital Investments shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Mff Capital Investments wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    American Express is an advertising partner of Motley Fool Money. Motley Fool contributor Sebastian Bowen has positions in Alphabet, American Express, Mastercard, and Mff Capital Investments. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, Home Depot, Mastercard, and WiseTech Global. The Motley Fool Australia has positions in and has recommended WiseTech Global. The Motley Fool Australia has recommended Alphabet, Mastercard, and Mff Capital Investments. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

  • Investors are buying this ASX coal stock again today. Here’s why

    Hand holding out coal in front of a coal mine.

    Shares in Coronado Global Resources Inc (ASX: CRN) are staging a sharp rebound on Monday, climbing 6.76% to 39.5 cents.

    The move offers some relief after a brutal year for investors. Despite today’s bounce, Coronado shares remain nearly 50% lower than this time last year.

    So, what has sparked renewed buying interest today?

    Let’s unpack.

    Coal prices are turning higher

    The main tailwind for Coronado right now is the recovery in metallurgical coal prices.

    Coking coal prices have climbed back to around US$230 per tonne, up strongly over the past month. Prices are now more than 16% higher than this time last year, according to Trading Economics.

    Recent strength in coking coal prices has been driven by tighter supply conditions. Steel-making demand is also improving, with blast furnaces lifting utilisation rates and buyers rebuilding inventories after last year’s slowdown. Production constraints and ongoing logistics bottlenecks in key export regions have also helped support prices.

    This is significant for Coronado, a pure-play metallurgical coal producer. Higher coal prices typically flow quickly into earnings expectations, especially for miners with significant operating leverage.

    A beaten-down stock finds buyers

    Coronado shares have been under pressure for most of the past year as coal prices softened and investors rotated away from cyclical resource stocks.

    The stock hit lows near the mid-20 cent level late last year before starting to stabilise.

    From a technical point of view, today’s move is interesting. The RSI is sitting around 63, suggesting momentum has improved, but the stock is not yet in overbought territory.

    Support appears to be forming around 35 cents, while 40 cents is shaping up as an important near-term resistance level. A clean break above that zone could attract further short-term buyers.

    What should investors watch next?

    The big question is whether this rally can last.

    For the move to be sustained, coal prices will likely need to hold their recent gains or continue pushing higher. Any renewed weakness in coking coal could quickly pressure Coronado shares again.

    Investors should also be watching for updates around costs, balance sheet strength, and capital management.

    Foolish bottom line

    Today’s jump in Coronado Global Resources shares reflects improving coal prices and a rebound from deeply oversold levels.

    While momentum has picked up, Coronado remains highly exposed to swings in coal prices, which will shape returns over time.

    As always with coal stocks, volatility comes with the territory, and sharp moves in either direction should be expected.

    The post Investors are buying this ASX coal stock again today. Here’s why appeared first on The Motley Fool Australia.

    Should you invest $1,000 in Coronado Global Resources Inc. right now?

    Before you buy Coronado Global Resources Inc. shares, consider this:

    Motley Fool investing expert Scott Phillips just revealed what he believes are the 5 best stocks for investors to buy right now… and Coronado Global Resources Inc. wasn’t one of them.

    The online investing service he’s run for over a decade, Motley Fool Share Advisor, has provided thousands of paying members with stock picks that have doubled, tripled or even more.*

    And right now, Scott thinks there are 5 stocks that may be better buys…

    * Returns as of 1 Jan 2026

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    Motley Fool contributor Aaron Teboneras has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.