Category: Stock Market

Today, PLS Group Ltd (ASX: PLS) announced a major A$600–650 million investment plan to upgrade infrastructure at its flagship Pilgangoora Operation, aiming to lower costs and boost productivity.

What did PLS Group report?

• Planned A$600–650 million capital investment at Pilgangoora Operation, spanning FY27 to FY29
• Wodgina Road East upgrade to enable higher-capacity haulage and reduce concentrate transport costs by ~35%
• Construction of a new 1,200-bed permanent village to support workforce wellbeing and operational efficiency
• Build of a purpose-built mine services facility for ultra-class mining equipment
• Most project spending expected in FY28, with completion targeted for FY29

What else do investors need to know?

The infrastructure program is designed to strengthen Pilgangoora’s position as a leading hard-rock lithium operation. Upgrades are predicted to lower ongoing costs, streamline operations, and provide additional infrastructure capacity for the planned P2000 production expansion.

PLS is working alongside the Western Australian government, which has already committed an initial A$11 million towards key public roadworks. Further co-funding from state and federal governments is being explored, especially for public infrastructure elements.

The mine village overhaul aims to relocate and consolidate accommodation for improved workforce attraction and retention. Clearing the old camp will also allow more flexible and efficient mine development, potentially reducing environmental impacts.

What did PLS Group management say?

PLS Managing Director and CEO, Dale Henderson, said:

Pilgangoora has grown significantly over the past decade and, as we look ahead, we are continuing to invest in the infrastructure needed to support the long-term potential of this world-class asset. These investments make sense to deliver for Pilgangoora today. They are expected to reduce operating costs, improve productivity and strengthen the existing operation, while also providing the infrastructure capacity required to support the increased scale of P2000… We have built a strong operating position at Pilgangoora and remain focused on continuing to improve it. These investments are another step in strengthening our competitive position and supporting long-term value creation through the cycle.

What’s next for PLS Group?

PLS plans to phase the infrastructure investment over three years, targeting completion by FY29. Upgrades to road, village, and maintenance facilities are set to unlock greater efficiencies and support the upcoming P2000 project, which will lift production capacity.

Management will continue collaborating with government partners and stakeholders to secure funding and ensure a smooth delivery. The company says it is committed to maintaining Pilgangoora as a world-leading operation in the lithium sector.

PLS Group share price snapshot

Over the past 12 months, PLS shares have risen 12%, outperforming the S&P/ASX 200 Index (ASX: XJO), which has declined 3% over the same period.

View Original Announcement

The post PLS Group to invest $650m in Pilgangoora upgrades to fuel growth appeared first on The Motley Fool Australia.

More reading

• 5 ASX 200 stocks analysts have upgraded this week
• Own ASX mining shares? Official forecasts show commodity prices peaking in FY27
• Down 30%: Why a top broker just upgraded PLS shares
• 5 things to watch on the ASX 200 on Wednesday
• These are the 10 most shorted ASX shares

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial summary of the company announcement. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

When it comes to retirement, there are several different metrics that you can use to work out how much you’ll spend, and therefore how much you need saved away in your superannuation.

But what if, rating than living off your superannuation balance, you could continue earning your working wage even after you retire?

According to the Australian Bureau of Statistics, $108,352 is the average full-time earning of Australians in 2026.

If you’re able to continue generating the same income level in your retirement years, then you’ll be able to live above and beyond a comfortable retirement lifestyle.

And it’s easier than you’d think.

If you invest your superannuation wisely you could generate a passive income in retirement on par with the average $108,000 Aussie wage.

But what would it actually take?

Let’s investigate.

How much do I need in my superannuation to earn an annual passive income of $108,000?

To calculate the amount of superannuation you need, you’ll need to divide your annual passive income by the dividend yield of your portfolio.

The only issue is that the answer varies depending on what that yield is.

The general rule of thumb is, as your yield goes up, the passive income you can earn off the same balance also increases.

This means that a portfolio with a dividend yield of say, 6%, only needs to be half the size of one with a 3% dividend yield in order to earn the same amount of passive income every year.

Break it down for me by yield

If your overall superannuation portfolio has a dividend yield of around 2%, you’ll need a balance of $5.4 million.

Obviously that’s a huge figure, and out of reach for many Australians. 

But remember, as your yield increases, the required balance goes down. 

If the yield of your portfolio is closer to 3%, your balance would need to be closer to $3.6 million.

For a 4% yielding portfolio, you’d need a balance closer to $2.7 million.

Raise it a little more to 5% and you’re looking at a balance of $2.16 million. That will still generate the same $108,000 passive income every year.

At a yield of 6%, your superannuation portfolio would need to be around $1.8 million in size.

It could then go down to around $1.54 million or $1.35 million for a 7% or 8% yielding portfolio, respectively.

I’m a little risk adverse, I’d be most comfortable with investing my superannuation into 4-6% yielding ASX shares. What are my options?

It’s a wise move.

It can be tempting to go for the highest yielding shares with the expectation that you could earn that same passive income off a much smaller balance. And it’s possible, but it’s a risky investment strategy.

Generally the higher yielding ASX dividend investments are associated with more risk. Investors might be faced with lower capital growth or a fluctuating income.

But a 4-6% yield is often considered to be the “sweet spot”.

It’s the middle ground between large, stable, low-growth ASX businesses, and high-growth volatile shares. 

Companies in this bracket could be some of the major banks, defensive infrastructure shares, or energy stocks. 

For example, Telstra Group Ltd (ASX: TLS), AGL Energy Ltd (ASX: AGL), National Australia Bank Ltd (ASX: NAB), ANZ Group Holdings Ltd (ASX: ANZ), Westpac Banking Corp (ASX: WBC), Transurban Group (ASX: TCL), and Origin Energy Ltd (ASX: ORG) and all yield around the 4-6% level, at the time of writing.

The post How much do I need in my superannuation to generate a $108,000 annual passive income? appeared first on The Motley Fool Australia.

More reading

• 5 things to watch on the ASX 200 on Friday
• Average superannuation balance at 45. How does yours compare?
• Here are the top 10 ASX 200 shares today
• 5 things to watch on the ASX 200 on Thursday
• Here are the top 10 ASX 200 shares today

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The ASX dividend share Centuria Industrial REIT (ASX: CIP) looks irresistibly attractive right now. The value is compelling and the distribution yield is appealing.

This business is Australia’s largest listed domestic pure-play industrial real estate investment trust (REIT). Its industrial assets are located across key metropolitan locations throughout Australia, with a quality and diverse tenant base.

Its properties are spread across different segments of the industrial market, with 41% of portfolio value invested in distribution centres, 24% in manufacturing and production, 14% in transport logistics, 13% in data centres and 7% in cold storage.

For a few reasons, I rate this ASX dividend share as one of the best buys right now. Let’s get into those ideas.

Solid passive distribution income

It’s a difficult time for the REIT sector with rising interest rates, it’d be understandable if certain businesses in the industry have to cut their distribution payouts.

However, Centuria Industrial REIT is one of the few names that could increase the payout in FY27, which shows the quality of the underlying business.

The ASX dividend share expects to grow its annual distribution per security by 3% to 17.3 cents in FY27, following a 3% rise of the distribution in FY26.

At the time of writing, the FY27 projected payout translates into a forward distribution yield of 6.2%, which looks better to me than what term deposits are offering at the moment.

Huge valuation discount

One of the easiest ways to look at the valuation of a REIT is by looking at net asset value (NAV), which is a reflection of the total net value of the property values, the loans, the cash and so on.

Higher interest rates are a (short-term) headwind for property prices, but Centuria Industrial REIT has demonstrated that investors can have a good level of confidence in the NAV figure.

In the first quarter of FY27, being the three months to September 2026, it sold 22 Hawkins Crescent in Bundamba (Queensland) for $34.25 million, which was in line with the balance sheet value (which was part of the NAV). This sale mitigates the potential for extended vacancy risk and reduces exposure to a large-box, urban-fringe asset.

It reported net tangible assets (NTA) per unit of $4.01, so it’s trading at an NTA discount of 31%, at the time of writing.

Future rental income growth

A lot of income growth could occur in the next few years for the business, which is one of the main factors that’s attractive about this ASX dividend share.

During the first quarter of FY27, it leased around 25,000sqm of industrial space across seven deals. The FY27 re-leasing spreads averaged 31%, meaning the rent is now 31% higher in the new leases compared to the old leases.

The REIT estimates that the portfolio is approximately 17% under-rented on average, suggesting a significant runway for future rental growth beyond FY27.

Additionally, it has signed Australia’s largest renewable energy deal among domestic commercial property landlords with leading local distributed energy infrastructure partner Energy Bay, which means it can commercialise its substantial roof space without any capital expenditure and generate a future income stream.

This partnership could also allow the ASX dividend share to offer renewable energy solutions to its tenants.

Centuria Industrial REIT has guided that its rental profit (FFO – funds from operations) could grow up to 5.5% in FY26, which is impressive in the current environment.

The post 3 reasons why this ASX dividend share is an unmissable buy today appeared first on The Motley Fool Australia.

More reading

• Centuria Industrial REIT earnings: Leasing momentum and guidance reaffirmed
• How much is needed in superannuation to target a $7,500 monthly passive income?
• Where to invest $10,000 in ASX dividend shares today
• How much is needed in superannuation to target a $100,000 annual passive income?
• How much do I need to retire on $85,000 a year at 50?

Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The Zip Co Ltd (ASX: ZIP) share price is in focus after the company announced plans for a 5-to-1 consolidation of its fully paid ordinary shares, aiming to better align its share count with its market position.

What did Zip Co report?

• A proposed share consolidation on a five (5) for one (1) basis, reducing the number of ordinary shares significantly.
• Pre-consolidation: 1,245,921,802 fully paid ordinary shares; post-consolidation: approximately 249,191,788.
• All existing performance rights, restricted rights, and employee options will also be adjusted on a 5-for-1 basis.
• The consolidation requires shareholder approval at the 2026 Annual General Meeting on 19 November 2026.
• The move is not expected to affect the underlying value of Zip or total value of each shareholder’s holdings.

What else do investors need to know?

The Board believes consolidating Zip shares will result in a more typical capital structure for a company of Zip’s size. Management expects this could improve the appeal of Zip’s shares to a broader range of investors, possibly making the company’s shares easier to compare with other ASX-listed peers.

Should the consolidation proceed, holders of performance rights, restricted rights, and employee options will see corresponding adjustments. No action is required by shareholders or holders of these securities at this stage, as the company will provide written confirmation of adjusted balances after implementation.

What’s next for Zip?

If approved, the share consolidation is scheduled to take effect in late November 2026, with trading of the post-consolidation shares commencing from 23 November on a deferred-settlement basis, and normal trading expected to resume on 2 December 2026. Shareholders are encouraged to review the Notice of Meeting and monitor further announcements for any timetable changes.

The Board has unanimously recommended shareholders vote in favour of the consolidation, stating it will not affect the underlying value or proportionate shareholdings in Zip.

Zip share price snapshot

Over the past year, Zip shares have declined 53%, trailing the S&P/ASX 200 Index (ASX: XJO), which has fallen 4% over the same period.

View Original Announcement

The post Zip to consolidate shares 5-for-1 in 2026: What shareholders need to know appeared first on The Motley Fool Australia.

More reading

• Here are the top 10 ASX 200 shares today
• Zip vs WiseTech: Which is the superior ASX growth stock today?
• 3 dirt cheap ASX shares I think are undervalued today
• Here are the top 10 ASX 200 shares today
• Down more than 50%, are Zip shares too cheap to ignore?

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial summary of the company announcement. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

ASX growth shares can be some of the best investments to own because of how much earnings could climb in the coming years.

There are a group of great businesses on the ASX that have delivered earnings growth and could continue to deliver success for many more years.

I’m not talking about businesses like Commonwealth Bank of Australia (ASX: CBA) or BHP Group Ltd (ASX: BHP) – they are already huge, largely mature companies.

I like ASX growth shares that have a long growth runway and preferably have multiple levers they can pull to expand the business.

The share prices of many of the ASX’s best companies have suffered in recent times because of both worries about potential AI disruption and higher interest rates. It’s times like this that give investors the ability to get access to great businesses at much better valuations, so I’d be very happy to increase my ownership further of the ones I own already.

If you think about what drives share prices, there are two main attributes.

First, there’s the earnings growth, which is what analysts spend so much time analysing and forecasting about a company. If profit increases by 10% each year, the underlying value of the business should also increase by 10%.

The other factor that can significantly impact a share price is what price-earnings (P/E) ratio investors are willing to pay. Internal business success can encourage investors to pay a higher earnings multiple, but what’s happening in the broader share market (whether positive or negative) is unpredictable.

Therefore, I think a good strategy is to invest in great ASX growth shares with an excellent long-term outlook and improving earnings. I think the profit growth is likely to justify good returns over the coming years.

With that in mind, I’m going to highlight my three best ASX growth shares and which I’d buy more of today.

Pro Medicus Ltd (ASX: PME)

Pro Medicus describes itself as a leading healthcare tech company, providing a full range of medical imaging software and services to hospitals, imaging centres, and healthcare groups. Some of its main offerings include radiology information system (RIS) and picture archiving and communication system (PACS).

It’s performing strongly and steadily gaining market share in the US as it wins large contracts.

During the 2026 financial year, it announced $407 million of new contracts, including a 10-year $170 million contract with UC Health Colorado and a seven-year $90 million contract with Beth Israel Lahey Health.

Following the FY26 result, the company announced yet another contract win – a seven-year $25 million contract with Valley Health.

These are multi-year contracts; therefore, the company has already locked in some good growth in FY27 and FY28 as the recent contract wins come online.

In FY26, Pro Medicus generated revenue of $261.7 million, up 22.9% year over year. For me, the more compelling factor is that the business reported an operating profit (EBIT) margin of 74.9% (which was up 90 basis points year over year).

With an EBIT margin that high, the company is turning around three quarters of revenue into operating profit, which is incredibly high for an ASX share. The fact that the EBIT margin keeps rising suggests new revenue is generating an even higher EBIT margin.

I think the company’s growth outlook is still positive, with plenty more market share to capture, its new cardiology offering for clients, and contract renewals performing so well.

In FY26, it renewed six out of six contracts worth $141 million on five-year terms. Those renewals came with higher increased minimums and an increased fee per transaction, which implies organic revenue growth.

After falling around 50% since July 2025, at the time of writing, I think this is a great time to look at Pro Medics shares and buy (more) of this ASX growth share.

Siteminder Ltd (ASX: SDR)

Siteminder is the second stock I’ll highlight. It provides software to hotels around the world to help with their revenue generation and operations. The company’s two main offerings are called Siteminder and Little Hotelier.

It’s a truly global player already, helping generate 140 million reservations worth over A$85 billion. At the end of FY26, there were 56,000 properties using its software, which was an increase of 5,600 year-over-year.

The world is becoming increasingly digital, which benefits Siteminder. Both hotels and travellers want digital tools and Siteminder can help with that.

Hotel demand for Siteminder’s software is driving its revenue, with 18.6% growth in FY26 to $266.1 million. It also reported that annual recurring revenue (ARR) grew 14.9% to $313.7 million, implying some growth in FY27 is already locked in.

The company’s profitability metrics continue to improve at a pleasing rate, giving me confidence it has a very positive future ahead. In FY26, adjusted operating profit (EBITDA) jumped 96.5% to $28.1 million, adjusted free cash flow rose 123% to $10.5 million and the adjusted gross profit margin improved 84 basis points (0.84%) to 67.2%.

I’m also excited about the growth outlook with its ‘smart platform’, which are add-ons that give hotels extra functionality and potentially significantly more revenue and efficiencies. The latest update was compelling.

In FY26, the ASX growth share reported that dynamic revenue plus now supports more than 50,000 rooms (more than double the FY26 first-half level), with those hotels benefiting from new AI-powered capabilities and predictive demand analytics. Channels plus grew to almost 10,000 hotels at the end of FY26, while the smart distribution program continued to see good progress too.

The smart platform can help push the average revenue per user (ARPU) higher in the coming years. In FY26 alone, ARPU rose 5.9% to $429.

According to the profit projection on Commsec, the Siteminder share price is valued at just 17x FY29’s estimated earnings, at the time of writing, following a decline of more than 60% over the past year.

TechnologyOne Ltd (ASX: TNE)

The third ASX growth share that I want to highlight is TechnologyOne, which provides enterprise resource planning (ERP) software to clients such as businesses, governments, local councils and universities.

Software is essential for easy access to systems and operational efficiency for organisations. TechnologyOne has more than 1,300 global clients that want to use its software.

The company retains around 99% of its clients each year, which is a great sign of customer satisfaction from its customer base.

Another positive with the company is its net revenue retention (NRR), which is the amount of additional revenue generated from the existing client base. In the FY26 half-year result, it reported NRR of 114%, which is impressive – the business doubles in size in five years if NRR is 115%. It has a target range of 115% to 120%.

NRR growth from current clients is being driven by software improvements, which I think will be a strong driver of profitability in the coming years.

The ASX growth share’s expansion in the UK market is also an exciting development because the UK also has businesses, local councils, governments and universities. In HY26, UK ARR grew 23% to $53 million. Some recent wins include Liverpool City Council, Salisbury City Council, the University of Suffolk and Royal Holloway, University of London.

The TechnologyOne share price is 21% lower than a year ago, at the time of writing, making it look a lot cheaper.

The post These are the best 3 ASX growth shares I own and I'd buy more of today appeared first on The Motley Fool Australia.

More reading

• 6 ASX shares hit by broker downgrades this week
• Buy, hold, sell: Siteminder, Bluescope Steel, Evolution shares
• 3 ASX shares I think could still be thriving in 2040
• Down 44%: Will you regret not buying Pro Medicus shares?
• Droneshield vs Pro Medicus: Which is the better ASX growth stock right now?

Motley Fool contributor Tristan Harrison has positions in Pro Medicus, SiteMinder, and Technology One. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended SiteMinder. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Pro Medicus. The Motley Fool Australia has positions in and has recommended SiteMinder. The Motley Fool Australia has recommended BHP Group and Pro Medicus. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Vanguard will pay ASX exchange-traded fund (ETF) investors their next dividends today.

Vanguard runs the biggest ETF on the market, the Vanguard Australian Shares Index ETF (ASX: VAS).

VAS ETF tracks the S&P/ASX 300 Index (ASX: XKO).

VAS ETF will pay 129.07 cents per unit this time around. This equates to a 1.2% dividend yield.

Dividends for Vanguard ASX ETF investors

Here is a summary of the final distributions that Vanguard will pay investors today.

ASX ETF	Distribution
Vanguard Australian Shares Index ETF (ASX: VAS)	129.07 cents per unit
Vanguard Australian Shares High Yield ETF (ASX: VHY)	120.13 cents per unit
Vanguard MSCI Index International Shares ETF (ASX: VGS)Â	28.72 cents per unit
Vanguard Australian Property Securities Index ETF (ASX: VAP)	34.87 cents per unit
Vanguard Australian Fixed Interest Index ETF (ASX: VAF)	31.29 cents per unit
Vanguard Australian Government Bond Index ETF (ASX: VGB)	27.52 cents per unit
Vanguard MSCI Australian Large Companies Index ETF (ASX: VLC)	130.82 cents per unit
Vanguard FTSE Emerging Markets Shares ETF (ASX: VGE)	3.32 cents per unit
Vanguard FTSE Asia ex Japan Shares Index ETF (ASX: VAE)	66.46 cents per unit
Vanguard FTSE Europe Shares ETF (ASX: VEQ)Â	12.29 cents per unit
Vanguard Australian Corporate Fixed Interest Index ETF (ASX: VACF)	41.47 cents per unit
Vanguard Global Aggregate Bond Index (Hedged) ETF (ASX: VBND)	26.27 cents per unit
Vanguard Diversified Conservative Index ETF (ASX: VDCO)	37.16 cents per unit
Vanguard Diversified Balanced Index ETF (ASX: VDBA)	36.68 cents per unit
Vanguard Diversified Growth Index ETF (ASX: VDGR)	40.07 cents per unit
Vanguard Diversified High Growth Index ETF (ASX: VDHG)	43.70 cents per unit
Vanguard Ethically Conscious International Shares Index ETF (ASX: VESG)	21.26 cents per unit
Vanguard Ethically Conscious Global Aggregate Bond Index (Hedged) ETF (ASX: VEFI)	19 cents per unit
Vanguard Global Infrastructure Index ETF (ASX: VBLD)	34.72 cents per unit
Vanguard MSCI International Small Companies Index ETF (ASX: VISM)Â	16.51 cents per unit
Vanguard Ethically Conscious Australian Shares ETF (ASX: VETH)	57.94 cents per unit
Vanguard Diversified All Growth Index ETF (ASX: VDAL)	30.81 cents per unit
Vanguard Diversified Income ETF (ASX: VDIF)	39.89 cents per unit
Vanguard S&P 500 US Shares Index ETF (ASX: V500)Â	9.99 cents per unit
Vanguard International Shares High Yield Index ETF (ASX: VIHY)	23.32 cents per unit
Vanguard Global Technology Index ETF (ASX: VTEK)	2.65 cents per unit
Vanguard Global Minimum Volatility Active ETF (ASX: VMIN)	33.84 cents per unit
Vanguard Global Value Equity Active ETF (ASX: VVLU)	31.67 cents per unit

The post Vanguard ETFs will pay dividends today. Here’s how much appeared first on The Motley Fool Australia.

More reading

• Why these Vanguard ETFs could be buys for beginners
• The 3 factors that have helped me build a six-figure ASX share portfolio at 35
• 3 excellent ASX ETFs for beginners in 2027
• Why I would invest $5,000 in these top Vanguard ETFs
• VGS vs V500: Which Vanguard ETF would I buy?

Motley Fool contributor Bronwyn Allen has positions in Vanguard Australian Shares High Yield ETF and Vanguard Msci Index International Shares ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Vanguard Australian Shares High Yield ETF and Vanguard Msci Index International Shares ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Are you invested in Betashares Diversified All Growth ETF (ASX: DHHF) or Betashares Australia 200 ETF (ASX: A200)?

You’ll receive your next dividend today.

Let’s find out how much.

Betashares ETF dividends

Here are the final distribution amounts confirmed by Betashares for today’s dividend payments.

The Betashares Australia 200 ETF (ASX: A200) will pay 167 cents per unit. 

Betashares Ethical Diversified Balanced ETF (ASX: DBBF) will pay 15.6 cents per unit.

The Betashares Ethical Diversified Growth ETF (ASX: DGGF) will pay 10.3 cents per unit.

Betashares Diversified All Growth ETF (ASX: DHHF) will pay 19.6 cents per unit.

The Betashares Diversified Balanced ETF (ASX: DVBA) will pay 14.6 cents per unit. 

Betashares Diversified Growth ETF (ASX: DVGR) will pay 14.3 cents per unit. 

The Betashares Diversified High Growth ETF (ASX: DVHG) will pay 12.3 cents per unit.

Betashares Ethical Diversified High Growth ETF (ASX: DZZF) will pay 4.6 cents per unit.

The Betashares Global Green Bond Currency Hedged ETF (ASX: GBND) will pay 23.1 cents per unit.

Betashares US Treasury Bond 20+ Year Currency Hedged ETF (ASX: GGOV) will pay 15 cents per unit.

The Betashares S&P Global High Dividend Aristocrats ETF (ASX: INCM) will pay 15.1 cents per unit.

Betashares FTSE Global Infrastructure Shares Currency Hedged ETF (ASX: TOLL) will pay 21.3 cents per unit.

The Betashares U.S. Treasury Bond 7-10 Year Currency Hedged ETF (ASX: US10) will pay 53.6 cents per unit.

Betashares Inflation-Protected U.S. Treasury Bond Currency Hedged ETF (ASX: UTIP) will pay 27.8 cents per unit.

Betashares Global Aggregate Bond Currency Hedged ETF (ASX: WBND) will pay 57.2 cents per unit.

View final distributions for Betashares ETFs that pay monthly dividends here.

DRP investors: Did you elect to receive new units instead of cash?

If you are participating in Betashares’ distribution reinvestment plan (DRP), you will receive your new units today.

You can find out the DRP prices here.

Own other ASX ETFs?

Vanguard is also paying dividends today.

Vanguard manages some of the most popular ASX ETFs on the market.

They include Vanguard Australian Shares Index ETF (ASX: VAS), which is the largest ETF on the market, Vanguard Australian Shares High Yield ETF (ASX: VHY), and Vanguard MSCI Index International Shares ETF (ASX: VGS).

VanEck is also paying dividends to ASX ETF investors today.

Find out how much here.

Global X will pay its next round of dividends on Monday.

The post Dividend payday for ASX ETF investors! Here is how much you'll get appeared first on The Motley Fool Australia.

More reading

• Own Betashares ASX ETFs? Here’s your next dividend
• 3 top Betashares ETFs for beginners to buy
• ASX ETF market just surpassed $7 billion in net inflows – Here’s where the money is going

Motley Fool contributor Bronwyn Allen has positions in Vanguard Australian Shares High Yield ETF and Vanguard Msci Index International Shares ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Vanguard Australian Shares High Yield ETF and Vanguard Msci Index International Shares ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Retailers have been out of favour due to cost of living pressures and recent interest rate rises, and Baby Bunting Group Ltd (ASX: BBN) has not escaped the downturn.

The baby goods retailer’s shares are down more than 60% on a 12-month basis and are trading just a few cents higher than their 52-week low of $1.

However, the analyst team at Morgans believes they’re ripe for a re-rating and have a buy rating on the shares and a bullish share price target, which I’ll get to shortly.

First let’s have a look at the trading update which the company issued just this week.

Solid start to the year

In a statement to the ASX, Baby Bunting said that over the first 14 weeks of the financial year, it had achieved comparable store sales growth of 2.2%, with 2% growth in Australia and 8.7% growth in New Zealand.

Under the company’s “store of the future” program, it has now refurbished 17 stores, which have delivered cumulative sales growth of 20%.

This financial year, the company plans to refurbish 10-12 stores, with six to be completed in the first half.

Baby Bunting said the risks involved in the program included the duration of store closures, targeted at 10-12 weeks per store, and the level of sales redirection.

The company also plans to open three new large-format stores during the year, with the first opening in December.

Net profit for the full year is expected to come in at $19-$21 million, with total sales revenue of $585-$600 million.

The company added:

In light of interest rate rises and cost-of-living pressures, we continue to closely monitor and react to trading conditions as we execute our plans for the key promotional periods during the balance of the year, including the important trading periods of November, Boxing Day and June Storktake. Outlook assumes no significant changes in economic and retail trading conditions, and no significant increases in sea and land freight expenses.

Retailer’s shares looking cheap

In a research note, Morgans said that Baby Bunting was Australia’s largest specialist provider of baby goods, and there was still room to grow.

The broker added:

It has an opportunity to build its share of this large market segment as it expands its store network, extends its private label range, enters New Zealand, and increases its online presence. We expect earnings growth into FY27, driven by Store of the Future.

Morgans has a price target of $1.62 on Baby Bunting shares, compared to $1.05 currently. If achieved, this would be a 54.3% increase.

Baby Bunting is currently valued at $150.5 million.

The post Trading near 12-month lows, this ASX retailer could be set for a 54% gain appeared first on The Motley Fool Australia.

More reading

• 3 ASX small-cap shares with 48% to 128% upside ahead: Morgans
• Lovisa vs Baby Bunting: Which ASX retailer is the better buy today?

Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Knowing how much superannuation you have in the first place is a great starting point for figuring out how much income you’ll be able to rely on in retirement.

And while comparisons with others might not always be useful, there are tools available to help you discern whether you’ll be able to afford a comfortable retirement when the time comes.

How much superannuation do people aged 45 actually have?

The most recent figures from the Association of Superannuation Funds (ASFA) show that the average superannuation balance for men aged 45-49 is $193,501, while for women it is $147,146.

What is perhaps more useful is ASFA’s Super Detective tool, which allows you to enter your age, and one of two income brackets, and it will give an estimate of how much you need in your superannuation to be on track for a comfortable retirement.

For people aged 45 earning $75,000 per year, this comes out to $209,500, while for those earning $100,000, it is $173,000.

Keep in mind that ASFA’s Retirement Standard assumes that you retire at 67 and own your home outright.

The Retirement Standard calculates that a comfortable retirement needs an annual income stream of $56,166 for singles and $78,998 for couples.

This so-called comfortable retirement includes the ability to afford top-level private health cover, to own and maintain a reasonable car, and to enjoy occasional travel and leisure activities.

What if your superannuation is falling short?

If your superannuation needs a top up, it’s worth looking into concessional contributions.

These are pre-tax contributions you can make into your superannuation up to a cap of $32,500.

Your employer’s contributions and any salary sacrifice amounts are included in this amount.

If you have unused cap amounts at the end of the financial year, you can check your myGov account to see how much you can contribute, with those contributions attracting a 15% tax rate, and therefore likely to be tax-effective.

If you have unused amounts from the previous five financial years, these amounts can also be used as concessional contributions. However, your superannuation balance must be less than $500,000 at 30 June of the previous financial year in order to be able to take advantage of this method.

It is also possible to make non-concessional contributions of up to $130,000, with these amounts not offering any tax benefits.

Under what is known as the “bring forward arrangement”, it is also possible to use 1-2 years of future non-concessional contributions, as long as you are aged under 75 and have less than $1.84 million in superannuation on 30 June of the previous financial year.

The post Average superannuation balance at 45. How does yours compare? appeared first on The Motley Fool Australia.

More reading

• Here are the top 10 ASX 200 shares today
• 5 things to watch on the ASX 200 on Thursday
• Here are the top 10 ASX 200 shares today
• 5 things to watch on the ASX 200 on Wednesday
• Here are the top 10 ASX 200 shares today

Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It was a volatile and ultimately negative session for the S&P/ASX 200 Index (ASX: XJO) and many ASX shares this Thursday.

After yesterday’s drop, it seemed investors were in the mood to keep selling this morning when the market opened sharply lower. However, the ASX 200 spent much of the day recovering, and only ended up closing with a loss of 0.094%. That leaves the index at 8,719.7 points.

This wild day on the Australian markets came after a gloomy mid-week session on the American markets this morning.

The Dow Jones Industrial Average Index (DJX: .DJI), in a strange coincidence, exactly matched today’s showing from the ASX, falling 0.094%.

However, the tech-heavy Nasdaq Composite Index (NASDAQ: .IXIC) was far more decisive, dropping a hefty 1.88%.

Let’s get back to the local markets now and take a look at how today’s trading conditions percolated down into the various ASX sectors.

Winners and losers

Despite the market’s slight loss, we saw many corners of the market do quite well.

First though, let’s get the red sectors out of the way.

Leading the losers this Thursday were mining stocks. The S&P/ASX 200 Materials Index (ASX: XMJ) was hit hard, tanking by a nasty 3.95%.

Tech shares had a day to forget too, with the S&P/ASX 200 Information Technology Index (ASX: XIJ) crashing 3.41%.

Gold stocks were no safe haven either. The All Ordinaries Gold Index (ASX: XGD) cratered by 2.88%.

Real estate investment trusts (REITs) were a little tamer, though, as you can see by the S&P/ASX 200 A-REIT Index (ASX: XPJ)’s 0.74% slump.

Our last losers this Thursday were energy shares. The S&P/ASX 200 Energy Index (ASX: XEJ) was set back by 0.04% today.

Let’s turn to the winners now. Leading said winners this session were consumer staples stocks, with the S&P/ASX 200 Consumer Staples Index (ASX: XSJ) rocketing up 3.47%.

Financial shares also had a strong day. The S&P/ASX 200 Financials Index (ASX: XFJ) soared 2.19%.

We can say the same for utilities stocks, evidenced by the S&P/ASX 200 Utilities Index (ASX: XUJ)’s 2.09% surge.

Communications shares also ran hot. The S&P/ASX 200 Communication Services Index (ASX: XTJ) jumped 1.54% today.

Healthcare shares didn’t miss out, with the S&P/ASX 200 Healthcare Index (ASX: XHJ) lifting 0.68%.

Nor did consumer discretionary stocks. The S&P/ASX 200 Consumer Discretionary Index (ASX: XDJ) bounced up 0.63% this Thursday.

Finally, industrial shares finished comfortably ahead, illustrated by the S&P/ASX 200 Industrials Index (ASX: XNJ)’s 0.28% improvement.

Top 10 ASX 200 shares countdown

Financial services stock Generation Development Group Ltd (ASX: GDG) was our winner this session. Generation shares exploded 17.16% higher today, closing out at $3.14 each.

There wasn’t any news from Generation that easily explains this. However, the company has been bouncing back with a vengeance after recently hitting a 52-week low.

Here’s how the other high flyers landed their planes:

ASX-listed company	Share price	Price change
Generation Development Group Ltd (ASX: GDG)	$3.14	17.16%
4DMedical Ltd (ASX: 4DX)	$4.08	7.37%
Bank of Queensland Ltd (ASX: BOQ)	$6.87	5.86%
Nine Entertainment Co Holdings Ltd (ASX: NEC)	$0.65	4.84%
Treasury Wine Estates Ltd (ASX: TWE)	$5.94	4.58%
Woolworths Group Ltd (ASX: WOW)	$41.28	4.27%
Bendigo and Adelaide Bank Ltd (ASX: BEN)	$10.62	3.81%
A2 Milk Company Ltd (ASX: A2M)	$6.82	3.65%
Orora Ltd (ASX: ORA)	$61.35	3.45%
Vivcinity Centres (ASX: VCX)	$2.81	3.31%

Our top 10 shares countdown is a recurring end-of-day summary that shows which companies made big moves on the day. Check in at Fool.com.au after the weekday market closes to see which stocks make the countdown.

The post Here are the top 10 ASX 200 shares today appeared first on The Motley Fool Australia.

More reading

• Everything you need to know about the BOQ dividend
• Would I buy Bank of Queensland shares after looking at its results?
• Bank of Queensland earnings: FY26 profit up 88% as dividends stay steady
• 5 things to watch on the ASX 200 on Thursday
• Here are the top 10 ASX 200 shares today

Motley Fool contributor Sebastian Bowen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Treasury Wine Estates. The Motley Fool Australia has positions in and has recommended Bendigo And Adelaide Bank and Treasury Wine Estates. The Motley Fool Australia has recommended Generation Development Group and Nine Entertainment. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.