Category: Stock Market

BHP Group Ltd (ASX: BHP) is a popular option for investors looking for copper exposure.

But given its very strong run over the past 12 months, investors might find better value elsewhere on the market.

The team at Bell Potter certainly thinks that is the case and is recommending one ASX copper stock to clients.

Which ASX copper stock?

The stock that has caught the eye of Bell Potter is AIC Mines Ltd (ASX: A1M).

It is a Western Australia-based copper production and exploration company focused on the 100%-owned Eloise Copper Project (ECP).

Bell Potter highlights that the ASX copper stock has announced the acquisition of the Mt Cuthbert copper project, located ~150km northwest of its Eloise operation. It said:

Mt Cuthbert is a past-producing copper mine, with infrastructure including copper oxide heap leach pads and an 8,000tpa solvent extraction and electrowinning (SX-EW) processing facility (on care and maintenance). The project also has a 64-room camp, site offices, workshops and diesel fired power generation. 

Past production includes ~17.3kt Cu cathode from oxide operations and ~5.7kt Cu in concentrate at a recovery of 92% via toll-treatment of sulphide ore at the Ernest Henry mine (2020). The project has Mineral Resources of 18.7Mt @ 1.3% Cu for 246kt Cu located entirely on granted Mining Leases within a highly prospective 2,400km2 tenement package. ~74% of the current Resource is sulphide ore, for ~180kt contained copper.

Should you invest?

According to the note, the broker has retained its buy rating on the ASX copper stock with an improved price target of $1.15 (from $1.05).

Based on its current share price of 90 cents, this implies potential upside of approximately 28% for investors over the next 12 months.

Bell Potter believes this leaves the company well-positioned to become a multi-mine copper producer. Commenting on its recommendation, the broker said:

This sets a clear strategic direction for growth for A1M to develop a second production asset and become a multi-mine copper producer. The implied acquisition valuation of the Resource compares favourably with A1M’s pre-deal valuation and the infrastructure and production history de-risks the asset. 

While A1M’s development strategy relies on exploration success, we view the existing Resources as highly prospective for growth and A1M’s planned 60,000m drill program as aggressive. EPS changes in this report are: FY27: -26%, FY28: -30%, FY29: -23%, reflecting increased exploration expenditure and the dilution of equity issuance for the deal. We retain our Price performance Buy recommendation on a 10% higher NPV-based target price of $1.15/sh.

The post Forget BHP and buy this ASX copper stock appeared first on The Motley Fool Australia.

More reading

• How much superannuation do I need to earn $2,000 per week in passive income?
• 6 ASX 200 shares scoring renewed buy calls this week
• Which ASX shares just got downgraded by brokers?
• Buy, hold, sell: BHP, CSL, and Westpac shares
• BHP shares fall as mining operations grind to a halt

Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Super Retail Group vs Wesfarmers shares: Which dividend stock is better right now?

Everyday investors weighing up Super Retail Group Ltd (ASX: SUL) and Wesfarmers Ltd (ASX: WES) shares could find themselves facing a classic income-versus-stability puzzle. Both companies are big names on the ASX, offer strong brands, and pay fully franked dividends. But there are major differences in size, recent performance, and dividend yield. So, which of these consumer stocks deserves a spot in a dividend-hunter’s portfolio right now?

The case for Super Retail Group

Super Retail Group operates some of Australia and New Zealand’s most recognisable retail brands, including Supercheap Auto, Rebel, BCF, and Macpac. It’s a go-to retailer for auto parts, sporting goods, and camping and outdoor gear. According to its most recent public description, the group oversees more than 700 stores, plus online stores, and sources products internationally. Supercheap Auto alone brings in the largest slice of sales revenue.

Three stand-out fundamentals grab my attention. First, Super Retail Group’s fully franked dividend yield comes in at a hefty 5.28%, based on current data. Second, its P/E ratio is 13.59, suggesting a much lower valuation than Wesfarmers, at least on current earnings. Third, despite a steady dividend record, its shares have been under pressure, sporting a year-to-date return of -19.2% as of the latest figures.

On the dividend front, Super Retail Group has shown a long history of consistent, fully franked dividends, with regular interim and final payouts, plus some special dividends in recent years. The latest annual dividend was 65 cents per share, again fully franked.

The case for Wesfarmers

Wesfarmers is one of Australia’s largest conglomerates, with operations spread across retail (Bunnings, Kmart, Officeworks, Priceline), chemicals, energy, and fertilisers, among other sectors. It’s a diversified powerhouse that brings the kind of stability you’d expect from a business with more than a century of history and a mix of non-retail exposure.

If I zero in on fundamentals, Wesfarmers’ market cap is huge at $83.73 billion, reflecting its scale and diversification. Its fully franked dividend yield is 3.03%—lower than Super Retail Group, but still respectable for a blue chip name. The P/E ratio is 28.93, which is more than twice that of Super Retail Group, making it look much pricier if we compare purely on that basis. Its year-to-date return is -6.8%, meaning it’s held up better than Super Retail Group across recent volatility, though it’s still down for the year.

Dividend history is another positive. Wesfarmers has also maintained a steady rhythm of fully franked dividends, including interim and final payments, with some occasional specials.

Valuation comparison

Here’s how some key metrics stack up:

Metric	Super Retail Group	Wesfarmers
P/E Ratio	13.59	28.93
Dividend Yield	5.28%	3.03%
Dividend per Share	$0.65	$2.22
EPS	0.906	2.534
Franking	100%	100%
Market Cap	$2.81B	$83.73B

Wesfarmers’ P/E is notably higher than Super Retail Group’s P/E, meaning you’re paying a larger multiple for each dollar of earnings. As for dividends, Super Retail Group is hands-down ahead on headline yield, and both companies offer fully franked payouts.

Recent share price performance

Let’s look at how the shares have performed in the short term. Comparing the period until 23 September:

• Super Retail Group closed at $12.43, having shown some volatility and a year-to-date decline of -19.2%.
• Wesfarmers closed at $73.79, with less severe declines and a year-to-date return of -6.8%.

This suggests that while neither company has been immune from market volatility, Wesfarmers shares have been much more resilient in 2026 so far.

Which is the better buy?

If I had to pick a consumer stock for dividends right now, I’d lean toward Super Retail Group. Its forward dividend yield of 5.28%, fully franked, is a clear standout versus Wesfarmers’ 3.03%. The company has a consistent payout history—and while the recent price decline might feel uncomfortable, it’s exactly this weakness that’s pushed up the yield and left the stock trading on a much lower earnings multiple.

Of course, Wesfarmers offers scale, diversification, and stability that you just don’t get with a smaller, focused retailer like Super Retail Group. Its size might make it the steadier option for risk-averse investors and its business mix is broader, but if I’m focused on dividend income and value, Super Retail Group currently looks more appealing based on the fundamentals visible here.

That said, neither company has escaped this year’s broader market negativity, and anyone considering either name should be mindful of why sentiment has cooled. Still, right now, Super Retail Group’s high, fully franked dividend yield and modest P/E ratio tip the scales for me, as long as you’re comfortable with some short-term volatility.

The post Super Retail Group vs Wesfarmers: Dividend showdown for Aussie investors appeared first on The Motley Fool Australia.

More reading

• Could Wesfarmers shares reach $100 in 2027
• Here are the most popular ASX share superannuation investments in SMSFs
• Where to invest as interest rates charge higher
• Buy, sell, hold: AMP, Wesfarmers, Woodside shares
• How much is needed in superannuation to target a $95,000 annual passive income?

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Super Retail Group and Wesfarmers. The Motley Fool Australia has positions in and has recommended Super Retail Group. The Motley Fool Australia has recommended Wesfarmers. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial draft. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

If you are hunting for the winning combination of major upside and a generous dividend yield, then read on!

That’s because Bell Potter has just identified one ASX 200 share that offers both.

Which ASX 200 share?

The share that Bell Potter is recommending to clients is Premier Investments Ltd (ASX: PMV).

It is the owner of the Smiggle and Peter Alexander brands, as well as a sizeable stake in Breville Group Ltd (ASX: BRG).

Bell Potter notes that the company released its FY 2026 results this week, which were in line with expectations. 

The broker was also pleased to see Premier Investments have an encouraging start to FY 2027. It said:

Premier Investment’s FY26 result was in line with expectations, with Premier Retail EBIT (Pre-AASB 16 ex-Peter Alexander UK and other non-recurring items) of ~$176m pre-reported in Aug. The incremental update in the result was the early FY27 trading with global sales and gross profit $ (on a constant currency basis) for the first 7 weeks +1% on pcp. The Smiggle brand (~30% of Premier Retail) has commenced the key strategy reset in Aug with stores undergoing changes in the product range to reclaim the 6-12 year old customer demographic. 

For the key PA brand (~70% of Premier Retail), store upsizing opportunities were reiterated in addition to the return of the new store growth in FY27. The company reported a strong cash position of $391m, in addition to a lean inventory position of ~$97m ahead of the 2Q peak season’s trading.

Should you invest?

According to the note, Bell Potter has retained its buy rating on the ASX 200 share with a trimmed price target of $15.50 (from $16.50).

Based on its current share price of $11.95, this implies potential upside of 30% for investors over the next 12 months.

In addition, the broker is forecasting fully franked dividend yields of 7.1% in both FY 2027 and FY 2028. This boosts the total potential annual return to approximately 37%.

Commenting on the ASX 200 share, Bell Potter said:

Our target price is based on a sum-of-the-part valuation of the Premier Investments business with a 10x (prev. 11x) multiple for PA, 3x (prev. 4x) for Smiggle and a current market valuation for Breville Group (BRG). Our TP decreases ~6% to $15.50 (prev. $16.50) largely driven by the change in the market value of PMV’s holding in BRG. 

While we expect a period of slow growth for PMV near to medium term, we view PMV’s forward multiple as attractive considering the Premier Retail division together with PMV’s equity investments, land bank and cash position while retaining a strong balance sheet supportive of M&A. Our SOTP sees an attractive ~$1.6b EV for the key PA brand vs PMV’s $1.9b market capitalization.

The post This ASX 200 share offers 30% upside and a 7% yield appeared first on The Motley Fool Australia.

More reading

• 5 things to watch on the ASX 200 on Friday
• Here are the top 10 ASX 200 shares today
• Why are Premier Investments shares trading higher today?
• Premier Investments earnings: Net profit slips, dividend steady in FY26

Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Premier Investments. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Shares in Deep Yellow Ltd (ASX: DYL) have fallen by more than a third over the past year, but the analysts at Morgans think it’s time to take another look at the company.

The broker has a speculative buy rating on Deep Yellow shares and a bullish price target, which I’ll get to shortly.

First let’s look at why they believe Deep Yellow could be in line for a rerating.

Deep Yellow’s major project heading in the right direction

Deep Yellow’s flagship project is the Tumas uranium project in Namibia, where the company is targeting a final investment decision in the fourth quarter of 2026.

The company in August announced it had secured a long-term water supply for the mine, as well as an agreement for Namibian private company Oponona to take a 5% stake in the project, in line with the Namibian Ministry of Mines and Energy’s requirements for supporting local ownership.

Regarding the recent updates, Deep Yellow Managing Director Greg Field said:

These milestones build on completed bulk earthworks, major civil and concrete works now underway, and continued progress across engineering, procurement, optimisation and financing. Tumas is becoming progressively more de-risked and construction-ready. We have real momentum and will continue systematically closing out the remaining workstreams as we build the strongest possible platform for a disciplined investment decision.

Deep Yellow shares looking cheap

In a research note to clients, Morgans said that since a previous decision to defer the project’s sanctioning, “uranium market conditions have improved materially, detailed engineering has advanced, key infrastructure agreements have been executed and project financing work has continued”.

Morgans added:

We believe Tumas is emerging as one of the more advanced undeveloped uranium projects globally, although funding, execution and contracting risks remain. With several important milestones now largely complete, we think investors should reacquaint themselves with the asset before the next phase of the story begins.

Morgans also said the decision to delay the project had “aged well”, with long-term uranium prices strengthening and contracting conditions more supportive of producers.

They added that Namibia was a tier-1 jurisdiction, the deposit was a well-understood style, and it had a long-life production profile which compared favourably with many undeveloped peers.

The broker also noted:

DYL offers leveraged exposure to a strengthening uranium market through its flagship Tumas Project. We believe the market is underappreciating the value of a development-ready uranium asset with significant leverage to improving industry fundamentals.

Morgans has a target price of $1.95 on Deep Yellow shares compared to the current price of $1.30.

Deep Yellow is valued at $1.32 billion.

The post This ASX uranium stock could rise 40%: Broker appeared first on The Motley Fool Australia.

More reading

• 4 ASX shares tipped by brokers to return 63% to 125%
• Deep Yellow delivers key Tumas milestones and secures project progress in Namibia

Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

One of my favourite types of investments to look at are ASX dividend shares that can provide excellent passive income.

There are many names on the ASX that are providing dividends, but they’re nowhere near as well-known as some stocks like Commonwealth Bank of Australia (ASX: CBA).

In my view, I’d choose the below ASX passive income shares over CBA shares every time.

Australian United Investment Company Ltd (ASX: AUI)

CBA is a high-quality bank, but it’s a singular business. Owning shares in a listed investment company (LIC) means getting exposure to a compelling portfolio. Each LIC has a portfolio built around its investment strategy.

AUI is one of the most underrated LICs around, in my view. Most of its portfolio focuses on ASX blue-chip shares, though a portion of its assets is also invested in Vanguard funds that provide exposure to international shares, adding useful diversification and alternative returns.

Currently, its biggest holdings are CBA, BHP Group Ltd (ASX: BHP), Rio Tinto Ltd (ASX: RIO), ANZ Group Holdings Ltd (ASX: ANZ), CSL Ltd (ASX: CSL), Wesfarmers Ltd (ASX: WES), Westpac Banking Corp (ASX: WBC), Transurban Group (ASX: TCL) and Washington H. Soul Pattinson and Co. Ltd (ASX: SOL).

For the last 30 years, the LIC has either grown or maintained its regular dividend, which is an excellent record of payout consistency by the ASX passive income share.

Excluding special dividends, its current grossed-up dividend yield is 4.4%, including franking credits, at the time of writing.

It has paid a special dividend each year for the past three years of 8 cents per share. If that’s included, then the grossed-up dividend yield rises to 5.4%, including franking credits.

Future Generation Global Ltd (ASX: FGG)

The other ASX passive income share I want to highlight is another LIC, except this one has a much larger focus on global shares, while AUI is focused on ASX shares.

Future Generation Global doesn’t charge management fees or performance fees. Instead, it invests in the portfolios of various global-focused fund managers, who all work for free to enable the LIC to donate 1% of its net assets each to youth mental health charities. How good is that?

Some of the fund managers involved include Antipodes, Plato, WCM, Muncro, Vinva, Cooper Investors, Paradice, Morphic, Fairlight and Langdon.

For such a diverse array of managers and investment strategies, I think the portfolio has performed adequately, with an average return of 13% per year over the last three years.

The ASX passive income share has increased its annual payout every year for the past seven years in a row, which is an impressive streak. It expects to grow its annual payout to 8.4 cents per share in FY26, translating into a forward grossed-up dividend yield of 7.3%, including franking credits.

I like the combination of supporting younger people, international share diversification and good dividends.

$500 per month of passive income

Achieving an average income of $500 per month targets $6,000 annually.

Between the two stocks above, their average dividend yield is 6.35%. If we were to invest evenly between them, it’d take an investment of $94,500 to generate that income. I’d be very happy to make that investment.  

The post 2 ASX passive income share ideas I’d use to generate $500 a month in 2027 appeared first on The Motley Fool Australia.

More reading

• How much is needed in superannuation to target a $95,000 annual passive income?
• How much do I need to retire on $75,000 a year at 45?
• The ASX share I just bought for my child
• 2 ASX blue-chip shares offering big dividend yields
• How much do I need to retire on $80,000 a year at 50?

Motley Fool contributor Tristan Harrison has positions in Future Generation Global and Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL, Transurban Group, Washington H. Soul Pattinson and Company Limited, and Wesfarmers. The Motley Fool Australia has positions in and has recommended Transurban Group and Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia has recommended BHP Group, CSL, and Wesfarmers. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

On Thursday, the S&P/ASX 200 Index (ASX: XJO) had a disappointing day and sank into the red. The benchmark index fell 0.7% to 8,702 points.

Will the market be able to bounce back from this on Friday and end the week on a high? Here are five things to watch:

ASX 200 expected to fall

The Australian share market looks set for another poor session on Friday following a mixed night of trade in the United States. According to the latest SPI futures, the ASX 200 is expected to open 28 points or 0.3% lower this morning. On Wall Street, the Dow Jones was down 0.3%, the S&P 500 edged lower, and the Nasdaq rose slightly.

Oil prices rise

ASX 200 energy shares Santos Ltd (ASX: STO) and Woodside Energy Group Ltd (ASX: WDS) could have a good finish to the week after oil prices rose overnight. According to Bloomberg, the WTI crude oil price is up 2.9% to US$94.80 a barrel and the Brent crude oil price is up 3.85% to US$107.06 a barrel. This was despite reports of talks for a phased reopening of the Strait of Hormuz.

Buy Premier Investments shares

The Premier Investments Ltd (ASX: PMV) share price could be cheap according to Bell Potter. In response to its results release, the broker has retained its buy rating with a trimmed price target of $15.50. It said: “While we expect a period of slow growth for PMV near to medium term, we view PMV’s forward multiple as attractive considering the Premier Retail division together with PMV’s equity investments, land bank and cash position while retaining a strong balance sheet supportive of M&A. Our SOTP sees an attractive ~$1.6b EV for the key PA brand vs PMV’s $1.9b market capitalization.”

Gold price edges lower

ASX 200 gold shares Evolution Mining Ltd (ASX: EVN) and Newmont Corporation (ASX: NEM) could have a soft finish to the week after the gold price edged lower overnight. According to CNBC, the gold futures price is down 0.15% to US$4,310.1 an ounce. A rise in bond yields to fresh highs put pressure on the gold price.

GenusPlus shares given buy rating

The team at Bell Potter is also recommending GenusPlus Group Ltd (ASX: GNP) shares as a buy. This morning, the broker has retained its buy rating and $12.80 price target on the infrastructure services provider’s shares. It said: “GNP is working through a record tender pipeline valued at $3.6b (as at FY26; up 50% YoY) across the transmission, BESS, rail and wind farm construction markets. GNP’s FY27 PE of 19.1x is undemanding; we see potential for a re-rate towards 22-24x in the near-term, a justified premium to the peer group average. Catalysts to drive this multiple re-rate include: 1) a guidance upgrade (we view the FY27 guidance as conservative); 2) strong conversion of the tender pipeline; and 3) further M&A.”

The post 5 things to watch on the ASX 200 on Friday appeared first on The Motley Fool Australia.

More reading

• How to top up your superannuation if you’re 40 and falling behind
• How much superannuation do I need to earn $2,000 per week in passive income?
• Here are the top 10 ASX 200 shares today
• 6 ASX 200 shares scoring renewed buy calls this week
• ASX 200 slides as investors head for the exits. Is there more pain to come?

Motley Fool contributor James Mickleboro has positions in Woodside Energy Group Ltd. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended GenusPlus Group. The Motley Fool Australia has recommended GenusPlus Group and Premier Investments. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

ASX companies continue to pay out billions of dollars in dividends following the August earnings season.

To receive a dividend, you must own the ASX share before its ex-dividend date.

We’re helping you keep track of ex-dividend dates with an article every Friday.

Here’s a sample of the ASX shares going ex-dividend next week.

ASX shares set to trade ex-dividend next week

Rural Funds Group (ASX: RFF)

This ASX agricultural real estate investment trust (REIT) will pay an unfranked dividend of 2.9 cents per share on 30 October.

The ex-dividend date is Tuesday, 29 September.

Centuria Industrial REIT (ASX: CIP)

This ASX REIT will pay an unfranked dividend of 4.3 cents per share on 28 October.

The ex-div date is 29 September.

Centuria Office REIT (ASX: COF)

This ASX REIT will pay an unfranked dividend of 2.2 cents per share on 28 October.

The ex-dividend date is 29 September.

Tasmea Ltd (ASX: TEA)

This ASX industrials share will pay a fully-franked dividend of 8.5 cents per share on 30 October.

The ex-div date is 29 September.

Charter Hall Social Infrastructure Ltd (ASX: CQE)

This ASX REIT will pay an unfranked dividend of 4.5 cents per share on 21 October.

The ex-dividend date is 29 September.

Charter Hall Long WALE REIT (ASX: CLW)

This ASX REIT share will pay an unfranked dividend of 6.4 cents per share on 13 November.

The ex-div date is 29 September.

Charter Hall Retail REIT (ASX: CQR)

This ASX REIT share will pay an unfranked dividend of 6.6 cents per share on 27 November.

The ex-dividend date is 29 September.

Arena REIT (ASX: ARF)

This ASX REIT will pay an unfranked dividend of 4.5 cents per share on 12 November.

The ex-div date is 29 September.

Waypoint REIT (ASX: WPR)

This ASX REIT will pay an unfranked dividend of 4.3 cents per share on 30 November.

The ex-dividend date is 29 September.

Nick Scali Ltd (ASX: NCK)

This ASX consumer discretionary share will pay a 100% franked dividend of 39 cents per share on 22 October.

The ex-div date is Wednesday, 30 September.

Sims Ltd (ASX: SGM)

This ASX materials share will pay a fully-franked dividend of 20 cents per share on 15 October.

The ex-dividend date is 30 September.

Cedar Woods Properties Ltd (ASX: CWP)

This ASX property share will pay a 100% franked dividend of 25 cents per share on 30 October.

The ex-div date is 30 September.

Vulcan Steel Ltd (ASX: VUL)

This ASX materials share will pay an 85% franked dividend of 3.8 cents per share on 15 October.

The ex-dividend date is Thursday, 1 October.

Imperial Pacific Ltd (ASX: IPC)

This ASX financial share will pay a 100% franked dividend of 8 cents per share on 16 October.

The ex-div date is 1 October.

NRW Holdings Ltd (ASX: NWH)

This ASX industrials share will pay a fully-franked dividend of 14.5 cents per share on 16 October.

The ex-dividend date is 2 October.

The post 15 ASX shares going ex-dividend next week appeared first on The Motley Fool Australia.

More reading

• How much superannuation do I need to earn $1,000 per week in passive income?
• How much is needed in superannuation to target a $95,000 annual passive income?
• How to build a $50,000 passive income from ASX shares
• How much passive income can I earn off an $800,000 superannuation balance?
• Why these ASX dividend shares could be buys for passive income

Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Charter Hall Retail REIT and Rural Funds Group. The Motley Fool Australia has recommended Cedar Woods Properties and Nick Scali. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

While the amount of superannuation you need for retirement depends on a number of factors, it’s safe to assume most of us are aiming for a comfortable retirement.

How much is needed?

That might mean different things to each of us, but a good starting point is the Retirement Standard published by the Association of Superannuation Funds of Australia (ASFA).

The Standard, which is updated each year, currently pegs the amount retirees need for a comfortable retirement at $56,166 for a single person and $78,998 for a couple.

Their definition of a comfortable retirement includes being able to afford top-level health cover, own and maintain a reasonable car, afford regular leisure activities and occasional travel, and maintain their home.

The Standard also assumes a retiree owns their own home and will draw a part pension from the age of 67.

Those figures are useful for people on the cusp of retirement, but what about earlier? How can you tell whether your superannuation savings are on the right track?

Well, ASFA also has a tool called the Super Detective, where you can input your age, and it will tell you what you should have in your super to be heading in the right direction.

For someone earning $75,000 per year, their superannuation balance should be close to $146,000, ASFA says.

For someone earning $100,000, it should be $103,000.

How much do people actually have in their superannuation?

Other figures published by ASFA show that men aged 40-44 had on average $140,680 in their superannuation, while women had $109,209.

If you’re looking to top up your superannuation, a potentially tax effective way to do so is via salary sacrifice, or concessional contributions.

Salary sacrifice contributions come out of your pre-tax earnings and are paid into your superannuation by your employer, where they are taxed at 15%.

A concessional contribution is essentially the same, but paid as a lump sum.

If a concessional contribution is made, a notice of intent to claim must be lodged with your superannuation fund, which will then take the 15% tax out.

Contributions including employer contributions, salary sacrifice and concessional contributions up to a maximum of $32,500 can be made in each year.

Added to this, and unused concessional contribution cap amounts for the past five years can also be used.

Non-concessional contributions up to a cap of $130,000 per year can also be made, and under the “bring-forward” rule, this can be extended out to $390,000.

The impact of extra contributions can be large. If a person contributes an extra $10,000 per year from the age of 40 to 60, the extra amount in superannuation at that time would be $230,089.

The post How to top up your superannuation if you’re 40 and falling behind appeared first on The Motley Fool Australia.

More reading

• Here are the top 10 ASX 200 shares today
• 6 ASX 200 shares scoring renewed buy calls this week
• ASX 200 slides as investors head for the exits. Is there more pain to come?
• 5 things to watch on the ASX 200 on Thursday
• Here are the top 10 ASX 200 shares today

Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Shares in Tuas Ltd (ASX: TUA) have taken a beating over the past year, sliding more than 75% in value.

But the analysts at Morgan Stanley see a buying opportunity at these levels, and have an overweight recommendation on the Singapore-based telco’s shares with a bullish share price target, which I’ll get to shortly.

Tuas just this week announced its full-year results. Let’s see how they fared.

Solid rise in revenue and profit

Tuas reported revenue of S$187.6 million for the year, up 24%, with underlying EBITDA coming in at S$83.8 million, up 22%.

Executive Chair David Teoh said in the report that the company’s Simba division “achieved strong subscriber growth and solid financial performance”.

He went on to say:

Despite intensifying competition in Singapore’s telecommunications sector, the company successfully expanded both mobile and fixed broadband services. Active mobile services increased from 1,254,000 at the end of FY2025 to 1,458,000 as at 31 July 2026. Our fibre broadband business closed the year with 62,000 subscribers. Revenue grew by 24% year-on-year, while EBITDA on an underlying basis rose by 22% to S$83.8 million. Cashflow generation remained strong.

Mr Teoh said the company was developing new products for the Singapore market, which it intended to launch this financial year.

ASX telco shares looking cheap

Morgan Stanley said Tuas had been a game-changer for the Singaporean telco market.

They said:

TUA has significantly altered the Singapore mobile market via industry wide ARPU (average revenue per user) reductions and differentiated deals for consumers. It sees telcos’ SMB and Enterprise customers as offering a similar opportunity. Simba is offering 10GBps packages at S$139/mth, a discount to existing 1GBps packages.

Morgan Stanley said Tuas’ renewal rates remain very strong.

They said the company also faced increasing competition.

They added:

The other major change is increased competition at the budget end from other telcos. We see this strategy as painful in terms of cannibalising its own back books at much lower ARPUs. As the low-cost operator, we see TUA as well positioned to profitably sustain low ARPUs with increasing inclusions.

Tuas said regarding the outlook, it would “continue to grow EBITDA by the introduction of additional innovative products that will benefit consumers and businesses”.

The company added:

The Company expects that Simba will incur incremental capital and operating expenditure during FY27 in the range of S$15-S$30m to meet cyber security requirements imposed by Singapore regulators on all critical infrastructure owners.

Morgan Stanley has a price target of $4.35 for Tuas shares, compared with $1.79 at the time of writing.

The company is valued at $978.9 million.

The post Which ASX telco could jump 140% according to Morgan Stanley? appeared first on The Motley Fool Australia.

More reading

• Tuas FY26 results: revenue climbs, subscriber base expands
• Here are the top 10 ASX 200 shares today
• Here are the top 10 ASX 200 shares today

Motley Fool contributor Cameron England has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Tyro Payments Ltd vs Zip shares

If you’re eyeing the payments sector, Tyro Payments Ltd (ASX: TYR) and Zip Co Ltd (ASX: ZIP) are two major players you might have on your radar. Both are Aussie fintech companies making waves in digital transactions, but they take distinctly different approaches and have some big differences in their fundamentals. So, which payments stock is the better buy right now?

The case for Tyro Payments

Tyro Payments is a homegrown fintech that specialises in providing EFTPOS, business lending, and banking solutions, focusing largely on small to medium-sized businesses. According to its company profile, Tyro supports more than 76,000 Australian businesses, mainly serving the hospitality, retail, and healthcare sectors, and is gradually expanding into trades, accommodation, and services.

Looking at Tyro’s latest figures, a few things jump out:

• It has a market cap of $364.73 million, making it much smaller than some sector peers.
• Its P/E ratio sits at 17.39, which is lower than Zip’s.
• Tyro’s earnings per share are $0.039.
• There’s no dividend on offer at the moment, and franking data isn’t available for this article.
• Its Year To Date (YTD) return is -31.8%, signalling it’s had a rough year so far on the market.

While Tyro doesn’t pay a dividend and isn’t enjoying much momentum at the moment, its core business of merchant payment processing is critical to many Aussie SMEs and arguably less volatile than consumer-focused lending.

The case for Zip

Zip is best known for its Buy Now, Pay Later (BNPL) services, like Zip Pay and Zip Money. As of its latest public description, Zip is active across 12 countries, including Australia, New Zealand, and the United States. The company aims to disrupt traditional credit card models by offering flexible, interest-free payment solutions to consumers and merchants.

Key points from Zip’s fundamentals:

• Market cap stands at a robust $2.79 billion.
• Its P/E ratio is 24.50, higher than Tyro’s.
• Earnings per share are $0.091, noticeably higher than Tyro’s.
• Zip doesn’t pay a dividend either, so income investors will need to look elsewhere.
• The YTD return is -32.5%, so it has seen similar market pain as Tyro this year.

Zip’s BNPL model has found global traction but also faces macro headwinds and regulatory scrutiny. Its focus is on consumers and merchants who want alternatives to credit cards, making it a different beast to Tyro’s merchant-centric, bank-like model.

Valuation comparison

Tyro and Zip both trade on fundamentals that suggest they’re growth-oriented fintechs, but there are meaningful differences in valuation and scale.

Metric	Tyro Payments	Zip
Market Cap	$364.73 million	$2.79 billion
P/E Ratio	17.39	24.50
Earnings per Share	$0.039	$0.091
Dividend Yield	0.00%	0.00%
Year To Date Return	-31.8%	-32.5%

Note: Both companies list positive EPS figures, but their respective P/E ratios may be calculated using different measures of earnings (such as underlying or adjusted profit), which can explain why their P/E ratios and EPS numbers might not perfectly align on pure maths.

Neither company pays a dividend, so this is a straight-up growth story—no franking credits or yield to sway the decision. Zip’s higher P/E ratio and much larger market cap point to higher market expectations, but also, perhaps, higher perceived risk or growth.

Recent share price performance

Share price performance has been on the struggling side for both companies this year, so it’s not a story of momentum.

Comparing 25 August – 22 September 2026:

• Tyro’s share price fell from $0.83 on 25 August 2026 to $0.69 on 22 September 2026, representing a drop of 16.9% over this period.
• Zip’s share price fell from $2.66 on 25 August 2026 to $2.24 on 22 September 2026, a decrease of 15.8% across the same dates.
• Both have had a negative YTD return for 2026: Tyro at -31.8% and Zip at -32.5%.

Which is the better buy?

With both Tyro Payments Ltd and Zip languishing with negative returns in 2026 and neither paying a dividend, the decision comes down to business quality, growth potential, and valuation.

Personally, I’d lean toward Tyro Payments. Here’s why: Tyro’s lower P/E ratio suggests less frothy expectations from the market compared to Zip, so there may be less downside if sentiment stays cautious. Its business is deeply embedded with Australian merchants—a sticky and recurring revenue model. While Zip’s international scope and higher EPS are attractive, the Buy Now, Pay Later sector faces increased competition and regulatory clouds, and Zip’s higher valuation multiples reflect this more speculative trajectory.

Tyro is much smaller and arguably at an inflection point. If it can regain momentum, I think there’s more recovery potential for share price upside. That said, both companies are high-risk, high-reward options in a sector subject to shifts in sentiment and disruptive innovation. Ultimately, my pick would be Tyro Payments for investors who prefer a merchant-driven, lower-expectation play in payments.

The post Tyro Payments vs Zip: Which ASX Payments Stock Wins? appeared first on The Motley Fool Australia.

More reading

• 6 ASX 200 shares scoring renewed buy calls this week
• Is the Zip share price a bargain at $2.09?
• Down over 50%: 2 ASX shares to buy for global growth
• 4 ASX shares tipped by brokers to return 63% to 125%
• 7 ASX 200 shares with reaffirmed buy ratings this week

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Tyro Payments. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial draft. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.