• Guilty on all counts: Jury convicts Netflix director Carl Rinsch in $11 million fraud case

    A side-by-side photo of Netflix and director Carl Rinsch
    Netflix director Carl Rinsch, right, outside court

    • A Manhattan federal jury found Carl Rinsch guilty on seven counts, including fraud.
    • Rinsh went to trial over $11 million Netflix gave him for a futuristic sci-fi show.
    • Rinsch, who took the stand in his own defense, looked straight ahead as the verdict was read.

    A Manhattan federal jury on Thursday found Carl Rinsch guilty on charges that he scammed Netflix out of $11 million in a lavish spending spree.

    After less than five hours of deliberation, the jury said it found Rinsh guilty on all seven counts, including fraud, money laundering, and illegal money transmission. He faces up to 90 years in prison, but is expected to be sentenced to far less.

    Rinsch, wearing a purple-plaid tie and matching pocket square, looked straight at the judge as the jury foreman read the verdict.

    The case centered on the millions of dollars Netflix paid Rinsch to film "White Horse," a sci-fi epic about a world where clone-like beings, after a schism with humankind, create their own society walled off from the rest of the world. Rinsch testified in his own defense earlier this week.

    Rinsch — a Ridley Scott protege who previously directed the Keanu Reeves-starring "47 Ronin" — shot footage for "White Horse" on two continents. But by the fall of 2019, he exceeded the $44 million Netflix budgeted for the project and asked for more money.

    Through the end of 2019 and early 2020, Rinsch negotiated with Netflix to figure out how to move "White Horse" forward and realize his ambitions. He envisioned a franchise like "Star Wars" and "Game of Thrones," complete with an elaborate fantasy world, that could become part of Netflix's catalogue.

    In March of 2020, the streaming service agreed to give Rinsch's production company another $11 million.

    Then, everything went wrong.

    On the witness stand in Manhattan federal court, he said he believed the bulk of the $11 million was meant to reimburse him for keeping the production of "White Horse" afloat the previous fall, when it had gone over-budget. According to him, Netflix expected him to conduct only "soft pre-production" on a potential second season.

    Netflix balked. Former executives testified in the trial that the $11 million was meant to go toward finishing a first season that Rinsch never delivered. According to prosecutors, the entire negotiation for the $11 million was a sham, and Rinsch meant to defraud the company all along.

    At closing arguments on Wednesday, Assistant US Attorney David Markewitz presented the jury with a Buzzfeed-style list of "10 Ways You Know Carl Rinsch is Guilty." In a slideshow, he walked them through what he said were Rinsch's contradictory claims — on the witness stand, in emails and text messages, and in prior statements in a civil legal dispute with Netflix — that he said demonstrated Rinsch wasn't telling the truth.

    He argued it was absurd to think Rinsch's lavish purchases — like a $439,000 handmade Hastens mattress — could not have possibly been meant for the production of "White Horse." And Rinch's 2021 purchases of Rolls-Royces were insured in his own name, rather than insured by Netflix.

    "In a TV show, a mattress is going to be covered by sheets and a blanket," Markewitz told the jury. "No one watching 'White Horse' from home is going to have any idea what is under those linens."

    Daniel McGuinness, an attorney representing Rinsch, told the jury that Rinsch never had the "intent" required to find him guilty.

    He showed them emails and texts leading up to the March 2020 agreement that he said demonstrated Rinsch's negotiating posture had always been that Netflix owed him about $11 million for reimbursement. Rinsch never said he would spend all the money on additional production for "White Horse," McGuinness said.

    In reality, according to McGuinness, the situation was a "contract dispute" based on misunderstandings between Rinsch and Netflix.

    "They were talking past each other, and the government has turned it into a nefarious fraud conspiracy," McGuinness said.

    This is a breaking story. Please check back for updates.

    Read the original article on Business Insider
  • As a sommelier, there are 5 wines I always have on hand for guests

    many bottles of wine lined up on a table
    There are five categories of wines I like to keep in my home for when I host and have friends over.

    • I'm a certified sommelier, and I always keep a selection of wines on hand to serve my guests.
    • You don't need a special reason to enjoy good Champagne or a nice Italian red wine.
    • From grocery-store brands to small family-owned bottles, anything goes at my house.

    As a certified sommelier, when I entertain, I want to serve the perfect wines to match any meal, occasion, and person.

    Whether I'm ordering takeout, making one of my trusty weeknight dishes, or preparing a fancy meal for guests, they expect something delicious in their glasses.

    Here are a few of my go-to wines that never fail to please when I'm hosting.

    Bubbly is not just for big celebrations or New Year’s Eve.
    bottle of bubbly wine in front of other wine bottles

    With many styles to choose from, there's a sparkling wine for every occasion.

    I've found that opening a bottle of bubbly for guests makes them feel special, which is what hosting is all about.

    With its high acidity, sparkling wine is also perfectly food-friendly — meaning, it pairs quite well with so many bites.

    Some of my favorite brands include Gloria Ferrer, a domestic sparkler from California; Alta Langa Bera Brut, an excellent Italian sparkling wine; and Champagne Telmont, when only true French Champagne will do.

    My guests rarely turn down a refreshing white wine.
    bottle of white wine in front of other bottles of wine

    With its palate-cleansing nature, a refreshing white wine pretty much always hits the spot.

    If you're eating something spicy (such as Indian, Mexican, or Thai cuisine), it will also help cool your palate between each bite.

    Grapes like sauvignon blanc, vermentino, and Chenin blanc are some of my favorites, and you can't go wrong with Teneral Cellars vermentino, William Hill sauvignon blanc, or Hye Meadow Winery Chenin blanc.

    Italian reds are a perfect food-friendly choice.
    bottle of italian red wine in front of other bottles of wine

    Nothing is cozier than a glass of Italian red wine.

    The variety has come a long way from the ubiquitous Chianti served at neighborhood restaurants.

    Top-quality Italian reds come from every region of the country now, and it's no surprise that Italian food is the perfect pairing.

    A structured Brunello di Montalcino from Castello Banfi pairs well with grilled meats and hearty stews. Super Tuscan wines never let me down, especially if I'm serving them with a spectacular Italian feast.

    I also enjoy the wines from Tenuta Argentiera in Bolgheri, and Madrevite wines from Umbria, which are made with indigenous Italian grapes.

    Ending the night with something sweet is a nice treat.
    bottle of sweet wine in front of other bottles of wine

    I like ending the night with a dessert wine when I entertain.

    Port reigns supreme and can please a wide range of palates.

    Fonseca Bin 27 Reserve Ruby port is a classic red — perfect on its own or with any chocolate-based dessert. Taylor Fladgate's 10-Year-Old tawny port is sweet with a nice balance of nuttiness for those looking for more complexity.

    Vin de Paille is also a great dessert wine for those who appreciate a good white. It's made from raisins, which gives it a sweeter, more concentrated flavor.

    Alta Colina Winery and Tablas Creek Vineyard in California make two of my favorite bottles.

    I like to have a nonalcoholic wine on hand.
    bottle of nonalcoholic wine in front of bottles of real wine

    Nonalcoholic wines are one of the fastest-growing varieties in the industry.

    If my guests are abstaining — for any reason — I want to have something available for them to enjoy as well.

    Fre makes great non-alcoholic white wines like pinot grigio. Noughty has a delicious nonalcoholic sparkling wine that I think tastes as good as the real thing, and Kally sells bottles made from classic wine grapes, like chardonnay and cabernet sauvignon.

    This story was originally published on November 19, 2024, and most recently updated on December 11, 2025.

    Read the original article on Business Insider
  • Here are 4 ways Rivian just stepped deeper into Tesla’s turf

    Rivian
    Rivian said future R2 models will be shipped with lidar to support fully-autonomous driving capabilities.

    • Rivian on Thursday unveiled a road map to make its cars fully autonomous and AI-powered.
    • The plans include a silicon chip made in-house and an AI voice assistant.
    • Rivian is also unveiling a subscription model for its driver-assistance system akin to Tesla FSD.

    Rivian is all-in on autonomous driving, stepping deeper into a territory Tesla has long positioned itself to dominate.

    On Thursday, at Rivian's R&D office in Palo Alto, the EV maker unveiled a road map to develop autonomous-driving capabilities for its future lineup of vehicles, including new hardware for the highly anticipated R2 — Rivian's cheapest car to date.

    That road map includes a new silicon chip, designed in-house, that will power Rivian's next-generation hardware and support self-driving functions. The new hardware is expected to ship with R2 by the end of 2026, Rivian said.

    Rivian CEO RJ Scaringe has been hinting at autonomous ambitions in recent years. However, since the company's first shipment of vehicles in 2021, Rivian's advanced driver assistance system (ADAS) software — Driver+ and the Rivian Autonomy Platform — has been more akin to Tesla Autopilot than Full Self-Driving Supervised. Tesla's Autopilot provides lane-centering and adaptive cruise control, while FSD can recognize traffic lights, conduct turns, and drive to a destination under constant driver supervision.

    Thursday's announcement deepens Rivian's rivalry with Tesla as both companies have expressed goals of fully autonomous driving and licensing their software platforms to other automakers.

    Rivian's partnership with Volkswagen, announced last year, was a clear first shot at those licensing ambitions. Tesla CEO Elon Musk recently balked on X that no automaker wanted to license FSD.

    Here are four ways Rivian is taking a page out of Tesla's playbook.

    In-house chips

    Rivian chip
    Rivian's new Autonomy Compute Module 3, the hardware that will power the car's autonomous driving, will feature the company's first in-house silicon chip.

    Rivian has been using a combination of Nvidia and Qualcomm Snapdragon chips to power various vehicle functions, including driver-assistance and infotainment systems.

    Now, the company is turning to in-house silicon to power its next-generation autonomous driving hardware.

    "At the core of Rivian's technology roadmap is the transition to in-house silicon, designed specifically for the vision-centric physical AI," the company said.

    A Rivian spokesperson told Business Insider that the chips will be manufactured by TSMC.

    Tesla began a production shift toward in-house chips in 2019 and has since released two iterations, AI3 and AI4. Musk has said that Tesla's next-generation chip, AI5, will be 40 times better than its predecessor.

    Rivian's "Gen 3 Autonomy" hardware is under validation and is expected to be shipped with R2 by the end of 2026, the company said.

    Going fully autonomous

    Rivian
    Rivian plans to release updates to its advanced driver assistance system.

    With the new chips, Rivian's explicit goal is to achieve full autonomy — that's Level 4, or the kind of self-driving technology seen in Alphabet's Waymo, in which driver supervision is not required.

    Musk has already made full autonomy Tesla's north star, pledging to turn every personally-owned Tesla into a robotaxi that can generate revenue.

    The Tesla CEO's goals have been met with considerable skepticism, particularly due to the company's decision to abandon lidar, a sensor that many industry leaders consider essential for safety and redundancy in self-driving cars.

    Rivian, for its part, plans to incorporate lidar into the R2 vehicle. The sensor appears to be installed within the car, just above the middle of the windshield.

    A Rivian spokesperson told Business Insider that the company collaborated with a third party on the "exterior design" of Rivian's "lidar implementation."

    The company did not share a timeline for launching fully autonomous driving.

    In the near term, Rivian will update its ADAS with hands-free assisted driving capability. The feature won't be functional on every road, according to a press release.

    Rivian said it will be available on "over 3.5 million miles of roads across the USA and Canada" and can operate "off-highway on roads with clearly painted lines."

    FSD-like subscription model

    Rivian is following Tesla's FSD subscription model for what it's calling "Autonomy+."

    The software will launch "early 2026" and be priced at $49.99 a month or $2,500 for a one-time purchase.

    Tesla's FSD is $99 a month or $8,000 up front.

    Rivian said the software will be continuously updated. The "trajectory" for the feature will be "point-to-point" navigation — where users type in a destination, and the car drives itself just like FSD — as well as eyes-off driving capabilities and "personal L4" capabilities, according to the automaker.

    The Rivian spokesperson told Business Insider that "hundreds of millions of miles contribute to the development of Autonomy+."

    "This data is comprised of samples from around the US and Canada year-round, capturing diversity in both geography and seasonality," the spokesperson said.

    AI voice assistant

    Rivian Assistant
    Rivian's AI interface will allows drivers to control some of the vehicle features through voice.

    Musk announced in July an integration of xAI's Grok in Tesla vehicles, providing a chatbot that drivers can talk to and, more recently, ask for directions.

    Rivian will be following a similar playbook with "Rivian Assistant," an AI voice interface that will be "model-agnostic," according to the automaker.

    "Our framework allows us to orchestrate different models and choose the best one for the task," a Rivian spokesperson said.

    The company said in a press release that the AI assistant can connect to third-party apps and will start with the integration of Google Calendar.

    The AI assistant can also assist with vehicle diagnostics and control certain vehicle functions, such as activating the car's seat heaters.

    The feature will be shipped early 2026 on Gen 1 and Gen 2 R1 vehicles.

    Read the original article on Business Insider
  • Blackstone, Apollo, and Blue Owl are all in on data center bets — but there’s one thing making them wary

    Doug Ostrover, Marc Rowan and Jon Gray
    Blue Owl co-CEO Doug Ostrover, Apollo CEO Marc Rowan and Blackstone President Jon Gray

    • Private markets are all in on digital infrastructure, and they don't see any short-term concerns.
    • At the Goldman Sachs Financial Services Conference, they explained why they're bullish on the sector.
    • But they also explained that lease renewals are an area of concern facing an uncertain future

    Concerns of an AI bubble may be mounting, but at the Goldman Sachs Financial Services Conference on Wednesday, the biggest private investors were bullish on their own investments.

    Blackstone President Jon Gray said it was the firm's biggest moneymaker. Ares CEO Michael Arougheti said that the firm's international data center investments are accelerating ahead of expectations and boosting revenue expectations. Blue Owl co-CEO Doug Ostrover said the firm is "incredibly bullish" on its own data center investments.

    All signs point to a continued investment boon.

    "If you subscribe to our worldview that bringing superintelligence at scale at very low cost is going to be transformative, you try to figure out — how can I invest in that and take the least amount of risk?" Gray said.

    Apollo CEO Marc Rowan said that no matter where he is in the world, the world's biggest users of "compute" (data center capacity) tell him they need more of it.

    "When are they going to get more compute?" Rowan said. "No time soon, because there are natural limits and there are energy limits and there are regulatory limits and zoning and everything else."

    Ostrover said he has "never seen a market" with this level of supply-demand imbalance, and he sees "demand accelerating," but he doesn't "see the supply increasing."

    However, behind the excitement, the industry's biggest investors are mulling over the risk they can't capture right now — whether leases for these data centers will be renewed 15 to 20 years from now.

    Rowan, looking at the present situation with his "credit hat" on, said, "The risk I'm prepared to take is lease-up risk," Rowan said. "The risk I'm not prepared to take is renewal risk."

    Rowan said he has a chart on the wall of his office that compares different big consulting firms' projections of energy usage in 2030, and the "spread is like a child throwing darts."

    "The experts in this have no idea on energy use, much less chip use, compute, the impact of quantum." Rowan said. "Do I really want to, with my credit hat on, take renewal risk?"

    The answer is no, and Rowan said there are plenty of ways for a credit investor to make money without taking renewal risk. In equity, you're betting on renewals, with the possibility of massive upsides or the "chance of losing everything."

    "There will be both great fortunes made and lost in the equity of data centers," Rowan said.

    Lease quality

    One way to make those bets a little safer is to vet who you're betting on.

    Blackstone, a major infrastructure investor, is only betting on "long-term lease data centers where you don't put a shovel in the ground until you have a 15-plus year lease with a very large market cap company."

    Other potential bets include the power behind the AI revolution. It may be true that projections of power usage in 2030 are disparate, but they're probably all up and to the right.

    "I can't come up with a scenario where we're not using significantly more power five years from today," said Gray.

    One way to do it is to sign favorable leases with the best tenants. Blue Owl has a large "triple-net-lease" business, an industry term for commercial leases where taxes, insurance, and maintenance costs are paid by the tenant, instead of the landlord.

    Usually, Ostrover said, these leases are to solid businesses like Walgreens or Cracker Barrel, with 3% annual increases over 15 to 20-year leases. They're investment-grade tenants, around BBB credit, and have generated "in excess of 20% return in that product."

    Now, they get those same terms with A or AA-credit tenants.

    "So now, we're faced with an opportunity where instead of working with Walgreens, Cracker Barrel, firms like that, we can go to Microsoft, Meta, Google, Apple, the biggest companies in the world, signing identical 20-year leases," Ostrover said.

    That way, even if they can't renew a lease, they're making their money.

    "The way we look at it to our downside is even if the facilities are worth zero at the end of their lives, we can still make a teens return," Ostrover said.

    A Blue Owl spokesperson told BI that the firm's "expectation" is that there'll be "meaningful residual value" at the end of a lease.

    Read the original article on Business Insider
  • Disney CEO Bob Iger explains why he just did a blockbuster deal with OpenAI

    Disney CEO Bob Iger attends late US actor Chadwick Boseman's posthumous Hollywood Walk of Fame Star ceremony in Los Angeles, California, on November 20, 2025. Boseman died on August 29, 2020, at the age of 43 after a private four-year battle with colon cancer. (Photo by Unique NICOLE / AFP) (Photo by UNIQUE NICOLE/AFP via Getty Images)
    Disney's CEO Bob Iger discussed the company's deal with Open AI.

    • Bob Iger said Disney's new deal with OpenAI will let the company harness the tech to engage younger audiences.
    • Disney and OpenAI struck a licensing pact that lets Sora users access Disney characters.
    • Iger said he sees Disney+ users being able to ultimately use Sora on the streaming platform itself.

    Disney CEO Bob Iger says his company's major licensing deal with OpenAI is all about establishing a foothold in a new realm of entertainment and engaging younger audiences.

    The licensing agreement gives ChatGPT and OpenAI's Sora video tool access to Disney characters like Mickey Mouse and Darth Vader. Disney is also investing $1 billion in the AI company and becoming a "major customer."

    Speaking on CNBC about the deal with OpenAI's Sam Altman on Thursday, Iger said it gives Disney a chance to get in on a fast-growing technology.

    "It gives us an opportunity, really, to play a part in what is really a breathtaking, breathtaking growth in essentially AI and new forms of media and entertainment," Iger said.

    Iger said the deal also fulfills a longtime desire by Disney to put user-generated content on its Disney+ streaming platform. Disney initially plans to put select videos created on Sora onto Disney+ to increase engagement with users, especially younger ones, and ultimately, let them create such videos on the platform itself.

    "That's a big step for us," he said.

    Disney has long been highly protective of its famous characters and storylines, and Iger is widely seen in Hollywood as a champion of the creative set. But like other entertainment players, Disney has an engagement problem. The time people spend on streaming has stayed essentially flat over the past few years, despite increased spending on content. The bet with OpenAI is that the deal can get people to spend more time on Disney platforms by giving them more ways to play around with its famous franchises.

    Iger has also long positioned the company as pro-technology, and he said, in reference to the OpenAI deal, that he'd rather participate in technology than be disrupted by it.

    "We think this is actually a way for us to be part of these developments, as opposed to being harmed by them," he said.

    Altman added that the demand for Disney characters, in particular, is "off the charts" and that he saw the deal enabling people to do things like putting themselves in a lightsaber scene from "Star Wars" or creating a custom birthday video for their kid using the Buzz Lightyear character.

    Iger said the deal is also a way for Disney to participate in the big rise in user-generated short-form video on social-media platforms.

    AI firms have been "frenemies" to media companies, as many in Hollywood are concerned about how they use copyrighted material and the threat that they could undermine the creative process. Iger said the OpenAI deal is good for creators rather than a threat.

    "This does not in any way represent a threat to the creators at all. In fact, the opposite," Iger said. "I think it honors them and respects them, in part because there's a license to be associated with it."

    Disney said the agreement does not include any talent likeness or voices and that OpenAI would have guardrails in place to make sure Disney's IP was used in a safe way.

    In June, Disney, along with Comcast's NBCUniversal studio business, sued AI company Midjourney, claiming its tech created unauthorized copies of works ranging from Star Wars to The Simpsons. Midjourney denied the claims in its legal response. That suit is ongoing.

    Read the original article on Business Insider
  • A 79-year-old woman shares her 3-step longevity routine — including 11 workouts a week

    An older woman in a floral print blouse and bright yellow sweater smiling in front of an arrangement of balloons and flowers.
    79-year-old grandmother Anne Thibodeaux works out 11 times a week and loves gardening, going to museums, and social groups like her book club.

    • Anne Thibodeaux's daily routine is a model of science-backed habits for longevity.
    • She exercises twice a day, and mixes up her routine with yoga and stability workouts.
    • For a healthy heart and brain, she takes walks and has a busy social life with friends and family.

    When I first met 79-year-old Anne Thibodeaux, she was fresh out of two back-to-back workout classes and excited to show me what she was reading for book club.

    The book was "Outlive," a longevity handbook from Dr. Peter Attia, an anti-aging specialist beloved by tech CEOs and Hollywood actors, and now, apparently, this grandmother from New Orleans.

    The funny thing, Thibodeaux told me via Zoom last month, is that Attia's advice for a long life matches what she's been doing for decades already.

    We all might want to take a page out of her book when it comes to longevity.

    Thibodeaux said she works out 11 times a week, on average, doing everything from yoga to dance to strength and stability training. Her social calendar is packed. In her free time, she loves to garden, check out museums, and hit the dance floor.

    These habits, which Thibodeaux believes have kept her vibrant and healthy, are science-backed strategies for healthier aging.

    Try new things in the gym — and beyond

    Thibodeaux has been retired for more than two decades, but spent her career teaching and never lost her love of learning.

    These days, she channels her curiosity into learning new types of exercise (among other things).

    Her weekly routine includes a variety of different virtual classes from SilverSneakers, an exercise program for adults 65 and older (available at no cost with eligible Medicare plans).

    That's why, flipping through Attia's book, she found his anti-aging exercise recommendations were already familiar.

    Stability work? Check, her regular classes include plenty of core and balance moves.

    Strength training? Check, courtesy of dumbbell exercises.

    Low-intensity cardio? Double-check: Thibodeaux loves to dance in class and out on the town.

    Get plenty of (dance) steps

    Thibodeaux isn't just active in her virtual classes twice (or more) a day. She's also out and about — keen to avoid becoming too sedentary, which can shorten lifespan, especially for older folks.

    "A lot of people my age sit all day. And that's not healthy," she said.

    Her typical habits include working in her garden, walking in the park, or strolling around local landmarks, especially in nice weather.

    "We have a beautiful sculpture garden right by our museum, so I like to get out and get some of that vitamin D," she said.

    All the walking adds up over time on her FitBit, Thibodeaux told me.

    She's often going above and beyond 10,000 steps a day. (Research suggests as few as 4,000 steps a day can boost heart health.)

    One recent highlight: at her granddaughter's wedding, Thibodeaux logged 22,315 steps.

    "I never left the dance floor. I was determined I was going to enjoy that wedding, and I did," she said.

    Pick up the phone

    Thibodeaux's social life is as action-packed as her gym routine. She said she regularly hangs out with friends on outings to the mall or to catch a movie. Her workout classes, while virtual, are also intensely social, with members often connecting during and outside class for daily chitchat.

    Her daily mantra is to stay in touch with people in her life, whether it's a quick chat or getting lunch. Her granddaughter, for instance, calls regularly.

    "It's important to check on your family and friends, make sure they're doing OK, because sometimes you have no idea what challenges some people are dealing with," Thibodeaux said.

    Longevity isn't about staying physically active. The longest-living people on earth are renowned for strong community ties, and research suggests good relationships are key to healthy aging.

    Spending time with loved ones is also linked to another longevity-boosting habit: gratitude. Feeling appreciation in your daily life can even lower the risk of dying early, according to some studies.

    "I'm a person of simple pleasures," Thibodeaux said. "I think it's important to be grateful for the blessings you have."

    Read the original article on Business Insider
  • I threw a dinner party to avoid spending money on holiday gifts for friends. Now, it’s my annual tradition.

    Jamie Valentino and her friends using finger guns at a dinner party
    The author (right) hosts dinner parties for his friends.

    • Since I have a lot of friends, buying them all gifts got expensive, so I threw a dinner party.
    • It was a lot of work, but I loved bringing everyone together to celebrate the year.
    • Now it's my annual tradition, and it's the perfect blend of gift-giving and acts of service.

    In 2018, I considered my army of close friends a blessing — until December rolled around. Suddenly, these friendships came with an overhead I couldn't afford, just for the sake of tradition.

    Dozens of women who considered me their gay best friend sounded great until it was time to exchange presents with all of them during the holidays. I was too cheap to buy all my friends expensive Christmas gifts but too classy to give them something, well, cheap. I had also grown tired of spending $50 on something pointless in bulk, usually a criminally overpriced novelty item.

    So I came up with a better idea: I threw a holiday dinner party instead. It eventually became my preferred love language — no matter the occasion.

    That first dinner party was better than any gift I could've bought at a store

    From prepping to hosting, throwing a dinner party for a large group was more work than I expected. But I loved every second of it.

    That first time, I made about 100 empanadas in five flavors and 100 chocolate-covered strawberries. Still, I thought of it as a labor of love.

    There was nothing quite like the rush of concocting a culinary feast from scratch, the dopamine hit I got from each beloved guest I bear hugged hello, and the humble joy of my speech.

    Jamie valentino and his friends at a dinner party
    The author surrounded by his friends during a dinner party.

    But most of all, I loved introducing strangers, watching them banter, and then exchanging socials — like little seeds that could grow into anything and everything.

    I probably ended up spending as much on food, alcohol, and decorations as I would have on gifts, but all the thank-yous at the end of the night felt so much more satisfying.

    I didn't expect throwing dinner parties to become such an integral part of who I am

    Although it started as a way to try to save money, dinner parties have evolved into my preferred way of showing people I care about them.

    Sure, every time I plan one, you might hear me list a million things I need to do in agony, but I'm suffering with a smile.

    This year, I decided to gather my friends to celebrate all our collective milestones. I felt like a fraud having the food catered in Miami, rather than making it myself, but the guest count seems to increase each year. My guilt quickly faded once I was able to relax, take my time decorating, and get ready.

    As the guest list continues to grow ( this year, I hosted 30 people), dinner parties become increasingly more difficult, but it's always worth it.

    For me, hosting a dinner party falls perfectly in the middle between a gift and an act of service.

    Most of all, these kinds of intimate parties seem to freeze time in a way that lets you take in where each attendee is in their life and feel the blessing of how far we've all come.

    Read the original article on Business Insider
  • Meet the young AI startup founders raising millions in the race to build the next big thing

    Christine Zhang and co-founders
    Zhang and her team working out of her apartment.

    • Young founders are rapidly building AI startups, raising millions, and disrupting industries.
    • Many left college or jobs to seize the AI boom, attracting top investors and talent.
    • Their AI ventures span healthcare, education, shopping, and creator tools, shaping tech's future.

    They are moving fast, raising serious cash, and leaving established paths behind. Across Business Insider's Young Geniuses series, which highlights next-gen leaders, innovators, and entrepreneurs, urgency is the constant.

    The AI window has opened, but it may not stay that way for long. That's why these young founders are fleeing college classrooms, skipping dream internships, and leaving full-time roles to take advantage of this moment.

    A Stanford graduate student dropped out and raised $64 million for her AI math company. A pair of MIT freshmen dropouts secured $2.7 million for their police tech startup.

    These are just a couple of young founders who are stepping into the AI race at full speed, backed by investors willing to bet early and big, driven by the sense that hesitation costs more than risk.

    Meet 16 young founders who spoke with Business Insider this year about their ideas for transforming everything from healthcare and shopping to how we interact with technology and one another. (Ages and figures are accurate to the time of reporting.)

    Zach Yadegari cofounded an AI-powered nutrition app while still in high school. It's generating around $30 million annually.
    A young man sits on the ground in front of a black Lamborghini with a New York license plate reading "CAL AI."
    Zach Yadegari cofounded Cal AI before starting as a freshman at University of Miami

    Zach Yadegari, 18, sold his first video gaming app at age 16 for almost $100,000 and used the proceeds to fund Cal AI, an AI-powered nutrition app he co-founded.

    He first discovered an interest in coding at a coding camp his parents sent him to when he was 7. For years, he'd spend hours watching people program video games on YouTube and try to emulate them.

    He got the idea for Cal AI while trying to bulk up at the gym and quickly learning that most results come from diet. So, he and his co-founders set out to build a calorie-tracking app that integrates AI technology.

    Over the last year and a half, the app has taken off, generating around $30 million in annual revenue and employing a 30-person team, Yadegari told BI reporter Agnes Applegate in October.

    Carina Hong has recruited top Meta AI talent to her AI startup, Axiom Math, which has raised $64 million in seed funding to build an AI mathematician.
    Carina Hong, wearing a green collar shirt and smiling indoors in front of a brick wall and some plants.
    Axiom Math founder Carina Hong.

    Carina Hong, 24, is on a mission to build a superintelligent reasoning system through her AI startup, Axiom Math.

    Hong, a Rhodes Scholar, dropped out of her graduate studies at Stanford to found the company in March and has since hired top talent across Meta's Fundamental Artificial Intelligence Research (FAIR) lab, Meta's GenAI team, and Google Brain.

    "One thing I heard from some of the top researchers and mathematicians I've recruited to Axiom is that solving for mathematical superintelligence will be their legacy," Hong told BI reporter Geoff Weiss in December. "When the problem is hard enough, talent density gets very high, and that makes you a magnet for other great thinkers."

    And Hong isn't only recruiting from Big Tech. She has also hired her former professor, the renowned mathematician Ken Ono.

    Arlan Rakhmetzhanov dropped out of high school to launch an AI coding agents startup that's raised $6.2 million.
    Arlan Rakhmetzhanov, standing in front of a white background, wearing a black shirt and jeans, with his hands in his pockets.
    TK

    Arlan Rakhmetzhanov, 18, dropped out of high school in Kazakhstan in March 2025 to pursue his AI coding agents startup, Nozomio, at Y Combinator, a startup accelerator for many young founders.

    Both of his parents are entrepreneurs, so his entrepreneurial journey began at a young age. He taught himself coding and built his first company at 15.

    His journey to Y Combinator wasn't easy. He applied twice before finally getting accepted the third time. Even though he didn't have a Stanford PhD, he was told his YC partner selected him because he ships fast, which is critical in the age of AI, he told BI's Weiss in September.

    Phoebe Gates and Sophia Kianni raised $8 million for their AI fashion startup, Phia.
    Phoebe Gates and Sophia Kianni

    Phoebe Gates, daughter of Bill Gates, and Sophia Kianni launched an AI-powered shopping assistant in April and said it had reached 600,000 users by October, when they spoke with BI's Jordan Hart.

    Both 23 at the time of their interview, Kianni and Gates met as roommates at Stanford University, where they conceived the idea for Phia.

    Phia is a free app and browser extension that uses AI to help compare prices on fashion items across tens of thousands of linked sites to help users find deals.

    The duo raised $8 million in a seed funding round in September, led by venture capital firm Kleiner Perkins and featuring investors such as Kris Jenner, Hailey Bieber, and Michael Rubin.

    Toby Brown raised $1 million in funding for his AI project, Beem, at age 16.
    Toby Brown headshot
    Toby Brown, 16, decided to leave school to move to San Francisco.

    Toby Brown, 16, has been fascinated with tech from a young age. His parents aren't in tech, but that hasn't stopped him from teaching himself to code everything, from math games to alarm systems.

    In 2023, he developed the concept for his AI project Beem. "I can't share too much about it," he told BI's Joshua Nelken-Zitser in October. "I hope that if done right, it will redefine how people interact with technology."

    He dedicated his summer break 2024 to pitching to firms and other potential investors in London, New York, Silicon Valley, and San Francisco. "There was nobody to coach me on pitching to investors, so I just took a maniacal approach of bashing away at it until I got the right solution," he said.

    In November 2024, he got a call from South Park Commons, founded by some of Facebook's early engineers, saying they wanted to invest $1 million in Beem. Instead of finishing school exams the following year, he left the UK to pursue his project in Silicon Valley.

    Alyx van der Vorm raised $14 million in Series A funding for her friendship app, which uses AI to help connect people IRL.
    Alyx van der Vorm

    One day in her Harvard University dorm room, Alyx van der Vorm felt lonely. Her friends were out of town, and while she could easily open an app to order food or stream a movie, she wanted more. Enter Clyx.

    Van der Vorm, 25, founded the social app in 2020 and has since rolled it out in four major cities worldwide: Miami, London, New York, and São Paulo.

    Clyx is a social app that leverages AI to connect people in real life. It utilizes AI-powered tools to scrape events from across the web, converts those events into meetups within the app, and then helps identify which of your friends are attending the event or matches you with new connections if you don't know anyone going.

    At the time of reporting, Clyx had 50,0000 active users joining events and about 200,000 looking at events, BI's Sydney Bradley reported in September.

    Georges Casassovici and Mathieu Rihet dropped out of school to launch their AI startup Novoflow, which has raised $3.1 million.
    Georges Casassovici and Mathieu Rihet, standing in front of a white wall with their arms crossed.
    Novoflow cofounders Georges Casassovici and Mathieu Rihet.

    Mathieu Rihet, 19, saw the inefficiencies of the healthcare system firsthand while working as a medical translator. So, he set out to try and fix some of it.

    He met Georges Casassovici, 18, via his LinkedIn post seeking a non-technical cofounder to build with. Together, the two of them founded Novoflow, an AI startup that builds AI agents for medical clinics to help automate tasks, starting with cancellation recovery and appointment booking.

    Both told BI's Weiss in November that they have no plans to pursue a college degree after leaving school to join Y Combinator's Spring 2025 class.

    These 20-year-olds couldn't find an AI tool for students, so they built one.
    Rudy Arora and Sarthak Dhawan
    Turbo AI cofounders Rudy Arora and Sarthak Dhawan.

    Rudy Arora and Sarthak Dhawan, both 20, met in sixth grade, and by high school, they were coding and building viral apps together, including a Christmas light installation app that made $60,000 in annual revenue one year.

    When they both started college in 2023, Dhawan said he struggled to take notes and listen to the teacher at the same time. So, he and Arora set out to build an AI-powered notetaking app called Turbo AI. It's attracting 20,000 new users per day, BI's Lakshmi Varanasi reported in November.

    Since launching Turbo AI, they've both now dropped out of college and say their startup is on track to earn eight-figures in annual recurring revenue.

    Sean Hargrow and Nathaneo Johnson raised $3.1 million in pre-seed funding for their AI startup, Series.
    Sean Hargrow and Nathaneo Johnson
    Series cofounders Sean Hargrow and Nathaneo Johnson.

    College juniors Nathaneo Johnson and Sean Hargrow say LinkedIn has become bloated with vanity metrics like follower counts and likes, which distract from the professional qualities that matter when landing a job.

    So, they launched their own AI social network while attending Yale. Skipping the likes and clicks, Series connects professionals over text message. The idea is that it only focuses on who you are and what you can bring to the table, Hargow told BI's Bradley in April.

    Balancing college and a startup isn't easy. Johnson later told BI's Nelken Zitser that he often ends up working 120-hour weeks to manage both.

    Christine Zhang, 19, turned down an internship and took a gap year from Harvard to launch her AI startup that's already raised $1 million.
    Christine Zhang

    Over the summer, 19-year-old Christine Zhang turned down an internship to spend two months living in a hacker house. There, she built a startup with her college roommate and cofounder, and by the end of the summer, they'd raised $1 million for it.

    Instead of returning to Harvard, she's taking a gap year to stay in San Francisco and help scale her startup, which has grown to six people, she told BI's Applegate in October.

    "I miss a lot of things about school. I had to delete my Instagram during the first week of classes so I wouldn't get FOMO. However, I don't regret my decision," she said.

    Aidan Guo and Julian Windeck founded AI startup Attention Engineering, which secured $1.25 million in pre-seed funding for its desktop assistant.
    Aidan Guo and Julian Windeck
    Attention Engineering cofounders, Aidan Guo, 19, and Julian Windeck, 23, say: Move to SF.

    Early this year, Aidan Guo, 19, and Julian Windeck, 23, launched their startup, Attention Engineering, which is essentially a desktop assistant powered by AI to automate everything you do on your computer, much like a "cursor for everything," Guo told BI's Varanasi in November.

    Guo said he's on his "second gap year" from college. He found encouraging mentors by joining programs like Z Fellows and Emergent Ventures. Ultimately, he decided to forgo Carnegie Mellon and move to the Bay Area to build his startup.

    Windeck studied computer science in Germany and at Cambridge University, and then conducted AI research at MIT before deciding academia wasn't for him.

    The two met through mutual friends, discovered they worked well together, and have since raised over $1 million from noteworthy backers, including Lukas Haas, a product manager at Google DeepMind, Marvin von Hagen and Felix Schlegal, the cofounders of Interaction, and Bryan Pellegrino, the cofounder of LayerZero.

    Jay Neo is the cofounder of a new creator economy AI startup called Palo, which is launching out of stealth with $3.8 million in funding.
    Palo cofounders Shivam Kumar (30) and Jay Neo (21).
    Palo cofounders Shivam Kumar (30) and Jay Neo (21).

    Jay Neo, 21, has been studying what makes a video go viral since he was a teen.

    At 18, he landed a job with MrBeast, helping make short-form video content and learning the ins and outs of how the YouTube mogul grows his business and popularity. For the last year and a half, however, Neo has been focused on his own AI startup called Palo.

    Palo is a content creator's assistant. It utilizes AI to analyze a creator's entire catalog and then writes scripts for short-form videos with related themes, outlining content with storyboards. It also has its own network, where creators can follow one another.

    Large-language AI models "are a perfect thing not for replacing the creator, but for analyzing every little thing," Neo told BI's Bradley in November.

    Brothers Shraman and Shreyas Kar dropped out of Stanford and raised $4.1 million in seed funding for their AI startup.
    Shraman and Shreyas Kar, both wearing Stanford merch and posing next to a window.
    Shraman and Shreyas Kar.

    Shraman and Shreyas Kar, 19 and 20, participated in hackathons together throughout middle and high school.

    They were busy studying at Stanford when they were accepted to Y Combinator, and seeing their peers take the risk and drop out of Stanford gave them the courage to do so, too.

    They began working on their AI startup, Golpo, while at Stanford. Golpo generates animated explainer videos from documents and prompts. For example, customers can use it to create interactive lessons for school districts or training programs for work.

    As of mid-October, 14,000 people had generated videos with Golpo, Shraman Kar told BI's Weiss.

    George Cheng and Dylan Nguyen raised $2.7 million for their tech startup that aims to arm police with AI.
    Code Four cofounders George Cheng and Dylan Nguyen, kneeling behind a Y Combinator sign outside with their arms around one another.
    Code Four cofounders George Cheng and Dylan Nguyen.

    George Cheng and Dylan Nguyen, both 19, dropped out of MIT as freshmen and raised $2.7 million in seed funding out of Y Combinator for their tech startup Code Four, which aims to arm police officers with AI.

    They say their technology can generate reports from bodycam footage for record-keeping, redact footage and reports for records requests, and generate transcriptions and summaries from video interviews and security footage. Basically, it aims to reduce the time spent on paperwork, allowing officers to dedicate more time in the field.

    Code Four is working with 25 police departments, BI's Weiss reported in November. While Code Four uses AI to generate preliminary drafts of reports, officers review and edit them for accuracy, Cheng said.

    Raymond Zhao founded his company, StructuredAI, while in college at Oxford and has raised about $1M in pre-seed funding.
    Raymond Zhao headshot
    Raymond Zhao is the CEO and cofounder of Structured AI.

    "Many of the great AI companies of the next decade are being built right now, and I want to be a part of that," Raymond Zhao told BI's Nelken-Zitser in October.

    Zhao studied math and statistics at the University of Oxford, thinking he wanted to enter the financial sector. However, after an uninspiring internship at Goldman Sachs, Zhao ultimately pursued AI instead.

    While at Oxford, he joined the venture capital society, which introduced him to a network of VCs, founders, and one of his future cofounders. They've raised about $1 million in pre-seed funding for their AI startup, Structured AI, and are pursuing it further at Y Combinator.

    Structured AI builds AI agents that can perform quality control on technical documents and drawings. It's laying the groundwork for the AI workforce for construction design and engineering.

    David Kobrosky dropped out of the University of Michigan to launch his startup, Intros AI.
    David Kobrosky
    David Kobrosky dropped out of his studies at the University of Michigan to start Intros AI.

    David Kobrosky, 26, dropped out of college twice. The first time was to work for businessman and social media personality Gary Vaynerchuk, at his company VaynerX. The second was to launch his own company, Intros AI.

    Kobrosky said he always thought AI would play a huge role in how humans interact, and that's exactly what Intros AI does. Intros AI was acquired by software company Bevy in July.

    Companies can use Intros AI's product to connect their most active customers to each other, creating a space for knowledge sharing and networking that helps boost their customer retention, BI's Charissa Cheong reported in November.

    Kobrosky didn't disclose the amount he sold Intros AI for, but he is now an AI product manager at Bevy, earning over $100,000 a year, plus bonuses. "I think starting and selling a company sets me up for the future in a way that a more traditional path wouldn't have," he told Cheong.

    Read the original article on Business Insider
  • I thought reality TV was trash, then ‘Real Housewives’ helped me connect with my daughter while she’s at college

    THE REAL HOUSEWIVES OF SALT LAKE CITY -- Pictured: (l-r) Britani Bateman, Heather Gay, Angie Katsanevas--
    The author never thought she'd be tuning in to a show like "Real Housewives of Salt Lake City" regularly. But watching the antics of castmates like Britani Bateman, Heather Gay, and Angie Katsanevas has helped her connect with her 22-year-old daughter.

    • I've always dismissed reality TV like Bravo's "Real Housewives" series as shallow and exploitative.
    • Then my 22-year-old daughter asked me to watch "Real Housewives of Salt Lake City" with her.
    • The show gave us a shared language to talk about women, relationships, and the pressures we face.

    As a former English literature major, I really thought I was above reality TV.

    I don't watch a lot of content, and when I do, I'm more of a "Game of Thrones" person than a "Real Housewives" person. I love analyzing themes, motives, and emotional arcs, and I assumed the Bravo franchise had nothing to offer but mindless drama.

    For years, I had avoided the shows and would usually leave the room when my teenage daughter turned them on. Today, things have changed. I now happily watch the drama, appreciative of how my daughter and I have connected and found a way to talk about important topics through what many consider to be a guilty-pleasure show.

    A new chance to connect with my daughter

    My daughter went off to college, and got busier, more independent, and harder to read from a distance. I missed her like crazy and often felt like I had fewer and fewer windows into the woman she was becoming.

    So when she suggested I watch an episode of "The Real Housewives of Salt Lake City," a show I'd long viewed as the epitome of trash TV, I surprised us both by reconsidering.

    Even though we were two states away from each other, while my daughter is away at school, I decided to watch an episode on my own. I didn't expect to like it, but I love my daughter more than I dislike reality TV, so I gave it a try.

    The author and her daughter when she was a baby.
    The author wanted a way to connect with her daughter, now 22. Reality TV created an unexpected bridge.

    The show challenged my expectations

    When I sat down for my first episode, I expected tacky glam, tired stereotypes, and fake conflict, and I got all of that. But I also saw a lot more, including women wrestling with shame and accountability, resisting unrealistic expectations, confronting faith transitions, and reinventing themselves after major midlife upheavals.

    To my surprise, I was hooked, especially when I started talking through the storylines with my daughter.

    I was shocked at how fast the show became our shared language. We started out laughing at the bad behavior and wild fashion, but soon the conversations deepened, and we found ourselves discussing body image, mental health, and relationships, especially women's friendships. In fact, we've talked more in the last month, since I started watching, than we have since she left for college.

    I've learned a lot about us both

    Watching "RHOSLC" has opened a new connection between my daughter and me at a stage of parenting when I wasn't sure how to reach her. Through our weekly Housewives debriefs, I've learned so much about her views on loyalty, identity, ambition, faith, and belonging.

    She notices patterns in relationships that took me decades to understand. Her emotional intelligence, especially her ability to call out toxicity and name her boundaries, reassures me that she's not just okay, she's thriving.

    And in turn, I've been able to share my own insights, not in my lecturing "mom voice," but as another woman navigating friendships, reinvention, and societal pressures. Watching the show has created a neutral space where we can meet as equals, rather than parent and child.

    The author poses in a striped shirt while outside with trees in the background.
    The author never thought she would willingly tune into a show like "Real Housewives of Salt Lake City."

    It's important to meet adult children where they are

    I'm still not a fan of how the show perpetuates negative stereotypes, promotes conspicuous consumption, and glamorizes toxic relationships for entertainment value. But I appreciate how the show gives us a way to talk openly about those issues. Watching women in midlife grapple with everything from body image to an empty nest provides young women with a wider, more complex picture of adulthood than they might find elsewhere.

    This experience has changed how I think about connecting with my adult children. Sometimes the best bridge isn't a carefully crafted heart-to-heart, it's the willingness to try new things and meet them where they are. And I'm reminded that I would do anything for my kids. Even watch reality TV.

    Read the original article on Business Insider
  • We skipped our annual Christmas celebrations with extended family and went on vacation instead — just the 4 of us

    Author Margie Pumpa and husband smiling with colorful cups in caravan
    I'm fortunate to come from a close family that values large Christmas gatherings; however, our travel plans meant last year's festivities looked a little different.

    • My husband, kids, and I spent Christmas traveling instead of visiting with our extended family.
    • To create magic for our kids, we had presents shipped to us and decorated our whole caravan.
    • It wasn't a traditional holiday, but it was a blast and we loved video calling other family members.

    Christmas is a really, really big deal in our house.

    It's when our close-knit extended family gets together to celebrate, feast, and spend time with one another.

    However, my husband, two young kids, and I spent last Christmas sitting in our caravan on a remote beach in South Australia, just the four of us.

    It was a far cry from the holidays before. But after years of deliberating, we'd just recently packed up our lives and belongings and headed toward the Australian outback for a yearlong adventure in a small caravan.

    Coming home for Christmas wasn't an option — but, with a bit of planning, we still ended up having a brilliant (and unique) holiday.

    We were able to bring Christmas magic on the road

    Author Margie Pumpa smiling with husband, child on beach
    We put together a plan to make things extra special as our little family celebrated a holiday on the road.

    When you travel with everything you own packed into a caravan, space is at a premium.

    We would've loved a standard Christmas tree, but we opted for a small, travel-sized version that had been stashed in the back of a cupboard for months as it silently traveled Australia.

    As the holiday season approached, we dug out the tree and our kids decorated with the small selection of trimmings we'd brought with us.

    Quickly, the whole caravan turned into a Christmas ornament, with tinsel and fairy lights hanging from every nook and cranny. To our surprise, it was really magical. The kids loved the space so much that the lights stayed up long after December 25.

    We also got creative when planning our Christmas feast, especially since our caravan doesn't have an oven and we'd be miles from any major city on the big day.

    Instead of roasting a whole bird, we made nachos with our barbecue and stove and topped them with ground turkey and other fixings.

    While sitting on a blanket on a beach, we used our best plastic plates and shared our low-stress Christmas-inspired feast. As a bonus, cleaning up after dinner was a breeze.

    We made sure Santa could find us, and that we could get in touch with family

    Caravan parked in remote area
    Though we loved spending time as just a foursome, we utilized technology to virtually invite grandparents and family members into our caravan for the holidays.

    Like any inquisitive 4-year-old, my daughter asked: "How will Santa find us?" She was concerned we didn't have a chimney, a letterbox, or even space for Santa to fit in our van.

    Once again, we did some serious problem-solving. Thanks to the magic of Christmas — and preparations we made months in advance — Santa did find us.

    Grandparents also wanted to send gifts, which proved difficult on the road. Since we'd be in a remote area at Christmastime and unable to receive parcels, we arranged for relatives to get their presents to a town we knew we'd be visiting a few weeks prior.

    Then, we hid them in the van the best we could until Christmas Day.

    That morning, thanks satellite coverage and modern technology, we were able to video call members our extended family so they could see the kids unwrap their gifts.

    I still love our big holiday celebrations, but last Christmas is one we won't forget

    Man with mug sitting with two children, one opening presents
    Christmas is more about the people than the presents … but we still made sure to have a few gifts under the tree for the kids.

    Our holiday wasn't traditional, and we'll absolutely remember it for years to come.

    Being on the road forced us to problem-solve and come up with ideas as an extended family. It allowed us to rethink many traditions and leave some behind simply because, logistically, they couldn't happen.

    Instead, we created new traditions and memories as a young family, while still staying connected with loved ones over video calls.

    Would we do it again? Absolutely. But this year, we plan to celebrate in person with our larger family again … and we might even bring the turkey nachos!

    Read the original article on Business Insider