Author: openjargon

Exchange-traded funds (ETFs) are one of my favourite ways to invest for the long term.

With $5,000 to invest, Vanguard offers plenty of choices across different markets and investment strategies.

Here are three ETFs I would be happy to consider buying with the money today.

Vanguard FTSE Emerging Markets Shares ETF (ASX: VGE)

The first ETF I would consider is the VGE ETF, which provides exposure to businesses across emerging markets.

I like this fund because it offers access to parts of the world that could experience substantial economic development over the coming decades.

For example, India has a growing middle class, rising consumption, and an expanding digital economy. Meanwhile, Taiwan plays an important role in global semiconductor manufacturing, and China remains one of the world’s largest consumer markets.

Through the Vanguard FTSE Emerging Markets Shares ETF, investors can gain exposure to thousands of stocks across these markets and others without having to pick individual winners. I think that is a sensible way to participate in the long-term growth of emerging economies.

Of course, these markets can be volatile. Political uncertainty, changing regulations, and currency movements can all affect returns.

But for someone with a long investment horizon, I believe the potential growth makes this Vanguard ETF worth considering.

Vanguard Global Technology Index ETF (ASX: VTEK)

My second choice would be the VTEK ETF.

Technology continues to change how businesses operate and how people live, and I think some of the biggest developments are still ahead of us.

Artificial intelligence (AI) is one obvious example. Businesses are investing enormous amounts in the computing infrastructure required to develop and run AI applications. As those applications become more widely used, I expect demand for software, semiconductors, and other supporting technologies to keep growing.

The VTEK ETF provides exposure to approximately 300 major technology stocks across developed and emerging markets. This includes NVIDIA, which has become a major supplier of the computing chips powering AI development.

But the opportunity extends beyond AI. Cloud computing, cybersecurity, automation, and the continued digitisation of businesses could all support technology spending over the coming years.

I particularly like being able to participate in these trends through a single investment.

The main risk for investors is concentration. Technology shares can be volatile, particularly when growth expectations are high, and the fund has significant exposure to a relatively small number of global giants.

Nevertheless, I think the VTEK ETF could be a strong long-term investment.

Vanguard Diversified All Growth Index ETF (ASX: VDAL)

My final pick takes a much broader approach. The VDAL ETF is designed for investors who want long-term share market growth without having to assemble and manage a portfolio of different ETFs themselves.

It provides exposure to more than 6,000 stocks across over 50 global markets, including Australian shares, international businesses, emerging markets, and small caps.

I think that makes it an excellent option for someone who wants to keep investing simple.

One important feature is that this Vanguard ETF invests entirely in growth assets, with a 100% allocation to shares.

That gives it substantial long-term growth potential, but it also means investors need to be comfortable with share market volatility. There is no defensive bond allocation to help cushion market downturns.

For someone investing over many years, though, I think that approach makes sense if they have the tolerance for the ups and downs along the way.

Foolish takeaway

I would be happy to invest $5,000 in any of these Vanguard ETFs.

All three offer long-term growth potential, and I think they could reward investors who are prepared to buy and hold for many years.

The post Why I would invest $5,000 in these top Vanguard ETFs appeared first on The Motley Fool Australia.

More reading

• Why I’d invest $5,000 in this Vanguard ETF
• Own VAS, VHY, VGS, or other Vanguard ETFs? Here’s your next dividend
• Why I’d invest $10,000 in these strong Vanguard ETFs
• 3 top Vanguard ETFs I’d buy with $3,000

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Nvidia. The Motley Fool Australia has recommended Nvidia. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

I love the idea of investing for the long term and building significant cash flow for retirement. Superannuation could be the best place to invest for those goals.

If I’m working full-time and want to invest, putting money into shares in my own name could mean paying at least 30% tax on investment returns. Investing through superannuation could mean paying a tax rate of half that.

One of the main perceived negatives of superannuation is that the money is locked away for so long. It’s true that the money contributed to superannuation may not be accessible for decades. But that’s the point – we’re saving for retirement.

With mandatory contributions (and possibly topped up by additional amounts), investors can build towards a very pleasing net worth.

When it comes to building annual passive income, tax can play an important part because the income we can spend/invest is what we earn after tax. So, the tax rate affecting our investments is important.

Reaching $100,000 in annual passive income can be assisted by using superannuation, due to lower taxes during the accumulation phase and in retirement. Investing in our own name as an individual can come with higher taxes throughout life compared to the superannuation tax rate.

Let’s look at what is needed to make $100,000 of dividends within superannuation, while ignoring tax from now on because everyone has a different tax position.

Dividend yields are important

Any share investment that pays a dividend has a dividend yield.

That dividend yield is decided by how much of its annual earnings it pays out – the dividend payout ratio – and the valuation of the business.

A business can be valued in many ways, such as its price-earnings (P/E) ratio, the price-to-book ratio, and so on. The more expensive an asset is, the lower the dividend yield becomes.

Investors seeking dividend income will probably hunt for a solid dividend yield, but I think yields can be excessive if the dividend payout ratio gets too high, so I wouldn’t fill my portfolio with the highest yields I can find.

How large an investment balance needs to be to generate $100,000 of annual passive income depends on the dividend yield.

For example, if a portfolio had a dividend yield of 4%, it would need to be $2.5 million in size.

If the portfolio had a 5% dividend yield, it would need to be a $2 million portfolio.

A portfolio with a 6% dividend yield would require a $1.67 million portfolio.

Each portfolio yield comes with a different target, so it depends on what sorts of ASX shares investors buy.

So, let’s run through some businesses with their dividend yields.

Examples of top ASX shares with their dividend yields

I think investors should focus on the forecast upcoming payments where possible, rather than the past dividends. Forecasts are either from CMC Invest or the business itself. So, I’ll largely be looking at forecast grossed-up dividend yields, including franking credits if that’s relevant.

First, I’ll mention a couple of blue chips for superannuation dividend investing. In FY27, Coles Group Ltd (ASX: COL) is forecast to pay a grossed-up dividend yield of 5.2%, and Telstra Group Ltd (ASX: TLS) is projected to pay a grossed-up dividend yield of 6.5%.

Real estate investment trust (REIT) yields are looking particularly appealing following elevated interest rates. For example, Centuria Industrial REIT (ASX: CIP) is projected to pay a distribution yield of 6.2%, and Charter Hall Long WALE REIT (ASX: CLW) is forecast to pay a distribution yield of 7.8%.

Finally, I’m a big fan of compelling investment businesses with good investment strategies. Three of my favourites include Washington H. Soul Pattinson and Co Ltd (ASX: SOL), with a current grossed-up dividend yield of 3.4%, L1 Long Short Fund Ltd (ASX: LSF), with a current grossed-up dividend yield of 4.5%, and MFF Capital Investments Ltd (ASX: MFF), with a current grossed-up dividend yield of 6.7%.

The above ASX shares, and others, could be great contenders to produce an annual passive income of $100,000.

The post How much is needed in superannuation to target a $100,000 annual passive income? appeared first on The Motley Fool Australia.

More reading

• 17 ASX shares going ex-dividend next week
• Wesfarmers vs Coles: Which dividend share is better for retirees?
• How much superannuation do I need to generate $100,000 per year in passive income?
• Woolworths Group vs Telstra Group: Which ASX blue chip pays better passive income?
• 2 ASX passive income share ideas I’d use to generate $600 a month in 2027

Motley Fool contributor Tristan Harrison has positions in L1 Long Short Fund, Mff Capital Investments, and Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Washington H. Soul Pattinson and Company Limited. The Motley Fool Australia has positions in and has recommended Mff Capital Investments, Telstra Group, and Washington H. Soul Pattinson and Company Limited. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It was a pleasant end to a bumpy week for the S&P/ASX 200 Index (ASX: XJO) and the broader Australian share market this Friday. After yesterday’s depressing session, investors returned to trading this morning with a renewed sense of optimism, with ASX shares starting strong and staying in positive territory all day.

By the time the closing bell rang, the ASX 200 had added 0.64% to its total. That leaves the index at 8,716.6 points as we head into the weekend.

This happy ending for the local trading week came after a more nuanced morning on Wall Street.

The Dow Jones Industrial Average Index (DJX: .DJI) put on a decent show, rising 0.1%.

However, the tech-heavy Nasdaq Composite Index (NASDAQ: .IXIC) wasn’t so lucky, dropping a hefty 1.25%.

But let’s get back to the ASX now and take a closer look at how the various ASX sectors fared this Friday.

Winners and losers

There were only two corners of the market that missed out on a gain today.

The first, and worst, of those unlucky sectors was communications shares. The S&P/ASX 200 Communication Services Index (ASX: XTJ) was left out today, falling 0.56%.

Mining stocks were also unlucky, with the S&P/ASX 200 Materials Index (ASX: XMJ) sliding down 0.03%.

It was all smiles everywhere else, though. Leading the winners were tech shares. The S&P/ASX 200 Information Technology Index (ASX: XIJ) had a veritable party, rocketing 2.23% higher.

Consumer discretionary stocks were right behind that, illustrated by the S&P/ASX 200 Consumer Discretionary Index (ASX: XDJ)’s 2.16% surge.

Real estate investment trusts (REITs) also ran hot. The S&P/ASX 200 A-REIT Index (ASX: XPJ) soared up 1.88% this session.

Gold shares were in demand too, with the All Ordinaries Gold Index (ASX: XGD) galloping 1.87% higher.

Next came utilities stocks. The S&P/ASX 200 Utilities Index (ASX: XUJ) added 1.75% to its total.

Consumer staples shares didn’t miss out either, as you can see from the S&P/ASX 200 Consumer Staples Index (ASX: XSJ)’s 1.25% jump.

Healthcare stocks were in a similar boat. The S&P/ASX 200 Healthcare Index (ASX: XHJ) was upgraded by 1.15%.

Next, we had industrial shares, with the S&P/ASX 200 Industrials Index (ASX: XNJ) leaping 0.87%.

Financial stocks also had a day to remember. The S&P/ASX 200 Financials Index (ASX: XFJ) ended up lifting 0.49%.

Finally, energy shares recorded a win, evidenced by the S&P/ASX 200 Energy Index (ASX: XEJ)’s 0.22% uptick.

Top 10 ASX 200 shares countdown

Topping the charts this session was financial services stock Generation Development Group Ltd (ASX: GDG). Generation Group shares roared 7.31% higher this session to close at $2.79.

There wasn’t any news out from the company, but perhaps this was a rebound from recent lows.

Here’s the rest of today’s best:

ASX-listed company	Share price	Price change
Generation Development Group Ltd (ASX: GDG)	$2.79	7.31%
West African Resources Ltd (ASX: WAF)	$3.69	5.43%
Lovisa Holdings Ltd (ASX: LOV)	$23.57	5.04%
Lottery Corporation Ltd (ASX: TLC)	$5.19	4.64%
Pro Medicus Ltd (ASX: PME)	$165.73	4.50%
Light & Wonder Inc (ASX: LNW)	$116.00	4.50%
Magellan Financial Group Ltd (ASX: MFG)	$8.56	4.39%
WiseTech Global Ltd (ASX: WTC)	$33.63	4.25%
Life360 Inc (ASX: 360)	$20.34	4.15%
Genesis Minerals Ltd (ASX: GMD)	$7.37	3.95%

Our top 10 shares countdown is a recurring end-of-day summary that shows which companies made big moves on the day. Check in at Fool.com.au after the weekday market closes to see which stocks make the countdown.

The post Here are the top 10 ASX 200 shares today appeared first on The Motley Fool Australia.

More reading

• 5 things to watch on the ASX 200 on Friday
• Here are the top 10 ASX 200 shares today
• Why are Lovisa shares crashing 9% today?
• Life360 vs Droneshield: Which ASX tech stock is a better buy?
• Could WiseTech shares be worth $50 again?

Motley Fool contributor Sebastian Bowen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Life360, Light & Wonder Inc, Lovisa, The Lottery Corporation, and WiseTech Global. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Pro Medicus. The Motley Fool Australia has positions in and has recommended Life360 and WiseTech Global. The Motley Fool Australia has recommended Generation Development Group, Light & Wonder Inc, Lovisa, Pro Medicus, and The Lottery Corporation. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The average dividend yield of the S&P/ASX 200 Index (ASX: XJO) is 4.2%, or 6% gross with 100% franking.

That compares to a risk-free return rate of 5.5% on plain old savings accounts these days.

Some investors may feel the risk-reward of ASX dividend shares and ETFs is less than compelling right now.

However, some ASX ETFs can deliver higher than average dividends if their strategies work out.

One ETF that aims to maximise income is the Australian Top 20 Equities Yield Maximiser Complex ETF (ASX: YMAX).

At the time of writing, YMAX ETF is trading on a trailing 12-month gross distribution yield of 10.5%.

What this ASX dividend ETF does differently

The first part of this Betashares ETF’s strategy is obvious: it invests in the top 20 stocks, which all pay reliable dividends.

The top holdings are BHP Group Ltd (ASX: BHP) (18.6%), Commonwealth Bank of Australia (ASX: CBA) (14.8%), National Australia Bank Ltd (ASX: NAB) (7.1%), Westpac Banking Corp (ASX: WBC) (6.9%), and ANZ Group Holdings Ltd (ASX: ANZ) (6.7%) shares.

In addition, YMAX ETF also sells covered call options on its shares to generate extra income from the option premiums.

How it works is that YMAX sells options to investors, and each option has a strike price.

If a share’s value rises above the strike price, the option owner has the right to buy the shares from YMAX at that price.

They can then sell the shares and make a profit on the difference between the strike price and current market value.

If the share does not go above the strike price, the option holder is unlikely to exercise the option.

YMAX simply keeps the premium, and no trade occurs.

The income from the options premiums provides a partial hedge against share price falls. This protects YMAX investors in falling markets.

In the calendar year to date, the ASX 200 has fallen 0.2%.

Fundie explains why ‘we’re not fans’

The YMAX ETF is currently $7.27 per unit, up 1% on Friday.

The Market Matters team is neutral towards the YMAX ETF around the $7 mark.

In a recent newsletter, James Gerrish from Market Matters said:

We aren’t fans of the YMAX, its performance has been lacking in our opinion, just when it should have shined.

The fundie explained:

The YMAX has struggled in 2026 relative to its peers, gaining just +3.1% year-to-date.

Given its income-focused strategy and the current choppy market environment, we would have expected more from the fund, particularly compared to its peers.

YMAX ETF’s management fee and expenses are 0.64%.

The post Do you own this ASX dividend ETF? Fundie explains why ‘we aren’t fans’ appeared first on The Motley Fool Australia.

More reading

• 3 ASX dividend stocks to provide passive income through retirement 
• Why it could be time to shift from growth to income: Expert
• 2 ASX dividend shares yielding 9.5% (or even more)

Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Fortescue vs BHP shares: Which ASX miner pays a better passive income?

When it comes to picking ASX mining shares for passive income, Fortescue Ltd (ASX: FMG) and BHP Group Ltd (ASX: BHP) are two household names. Both have significant scale, long track records, and consistently franked dividends. But for investors focused on dividend income, the details matter—especially when there are major differences in yield, payout trends, and recent share price movements. Here’s what stands out as I weigh up Fortescue vs BHP shares for passive income right now.

The case for Fortescue

Fortescue is a Perth-based iron ore giant operating across the Pilbara in Western Australia. As the world’s fourth largest iron ore producer, Fortescue has built an integrated network of mines, rail, and port infrastructure. Its operations span the Chichester, Solomon, and Western mining hubs, and run one of the world’s fastest heavy haul railways.

Three fundamentals make Fortescue particularly conspicuous for income seekers:

• Dividend yield: Its current dividend yield sits at 6.67%, well above the average for the ASX 200 and higher than that of BHP, making it appealing for those after regular cash returns.
• Franking: Fortescue dividends are 100% franked, maximising after-tax returns for Australian investors.
• P/E and earnings: With a price-to-earnings (P/E) ratio of 12.06 and earnings per share (EPS) of $0.931, the company looks reasonably valued versus BHP when focusing on income.

On the downside, Fortescue’s share price has dropped -21.5% year-to-date, which some might see as a red flag, but for income hunters this could make for an attractive entry on higher yield.

The case for BHP

BHP is a true blue-chip, diversified mining giant with global operations spanning iron ore, copper, coal and more. Formerly known as BHP Billiton, BHP unified its company structure in 2022 and is consistently one of the largest companies on the ASX. It’s well known for its scale, resilience, and ability to ride out commodity cycles.

For passive income investors, BHP has the following on its side:

• Dividend consistency: The company’s dividend per share this year is $2.42, with strong history of regular semi-annual fully franked payouts.
• Balance sheet and stability: BHP’s vast scale (market cap $319.59 billion) and diversified earnings make its dividends feel more robust across the resource cycle.
• Recent momentum: The share price is up an impressive 41.4% year-to-date, suggesting investor confidence and sector tailwinds.

While BHP’s current dividend yield of 3.91% trails Fortescue, its size, stability, and impressive recent returns may justify the lower yield for investors prioritising long-term security and reliable payments.

Valuation comparison

With dividend income in mind, here’s how Fortescue and BHP stack up on key metrics:

	Fortescue	BHP
Market Cap	$50.53 billion	$319.59 billion
P/E Ratio	12.06	22.22
Dividend Yield	6.67%	3.91%
Earnings per share	$0.931	$1.932
Dividend per share	$1.08	$2.42
Franking	100%	100%
YTD Return	-21.54%	41.37%

Note: BHP’s P/E ratio of 22.22 and EPS of $1.932 appear mathematically inconsistent under the usual P/E formula. This could mean BHP’s reported P/E is based on underlying or forward earnings, not the same EPS shown.

The biggest point of difference is dividend yield—Fortescue is nearly 70% higher than BHP on this metric. BHP’s much larger market cap and higher nominal dividend per share are balanced against a much higher share price, keeping its yield lower.

Recent share price momentum

Comparing recent share price performance up to 6 October 2026:

• Fortescue closed at $16.41, up 1.4% for the day but down -21.5% year-to-date.
• BHP closed at $62.86, up 1.6% for the day and up a striking 41.4% year-to-date.
• BHP has significantly outperformed Fortescue in share price terms over the past year.

Which is the better buy?

If my main goal was maximising fully franked passive income today, I’d lean toward Fortescue. Its dividend yield is meaningfully higher (6.67% vs 3.91%), and the fully franked payments provide a strong after-tax cash flow. Yes, the share price has had a rough year, but to me that’s a risk many income-focused investors are often willing to accept for a juicier yield—particularly as Fortescue’s payout has been consistent in recent years, as reflected in its dividend history.

BHP certainly offers greater diversification and recent share price momentum, with a nearly $320 billion market cap and a strong track record. If I wanted stability and a lower-yielding but potentially more sustainable dividend over time, I’d consider BHP. But purely on current yield and franking, Fortescue is my pick for passive income in the mining sector right now.

The post Fortescue vs BHP: Which ASX miner is better for passive income in October? appeared first on The Motley Fool Australia.

More reading

• 6 ASX shares downgraded by experts this week
• Is the Fortescue share price a bargain buy?
• Buy, hold, sell: Rural Funds Group, Imdex, Fortescue shares
• 5 things to watch on the ASX 200 on Friday
• Is BHP the best ASX mining share to buy for the next 5 years?

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended BHP Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial draft. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

Bendigo and Adelaide Bank vs Bank of Queensland shares

For Aussie income seekers and value hunters weighing up regional banks, two names often rise to the top: Bendigo and Adelaide Bank Ltd (ASX: BEN) and Bank of Queensland Ltd (ASX: BOQ). Both compete in much the same space beyond the ‘big four’, but their profiles, fundamentals, and market dynamics have diverged. Here’s a friendly, practical run-down for those pondering Bendigo and Adelaide Bank vs Bank of Queensland shares.

The case for Bendigo and Adelaide Bank

Bendigo and Adelaide Bank is a staple of Australia’s regional banking scene. Founded back in 1858, Bendigo rose to prominence through its community branch rollouts, especially in areas overlooked by the majors. The 2007 merger with Adelaide Bank gave it reach into wholesale banking, spreading the business footprint. The bank is often praised for its conservative risk approach and loyal customer base, and today it runs a strong network in retail and small business banking.

Looking at the numbers:

• Dividend yield: 6.16%, fully franked, which is attractive for income-oriented investors.
• P/E ratio: 16.32, notably lower than Bank of Queensland’s, suggesting a more moderate valuation.
• Market cap: $5.96 billion, making it the larger of the two regionals in this comparison.

Bendigo’s dividends have been paid like clockwork, with full franking credited every time—see the unbroken line running through the dividend history. As of its company profile, Bendigo lays claim to having a reputation as a community banking leader and has maintained high customer loyalty, a potential defender of long-term franchise value.

The case for Bank of Queensland

Bank of Queensland (BOQ) stands out as one of the few sizeable regionals still operating outside of major bank ownership. It has diversified in recent years, now controlling brands like Virgin Money Australia and Me Bank. Alongside the main home loan and business lending operations, BOQ also targets specialist banking services, particularly for professionals like medicos and accountants.

A scan of BOQ’s key numbers:

• Dividend yield: 6.19%, again fully franked—slightly higher than Bendigo, making it an appealing feature for yield chasers.
• P/E ratio: 43.65, much higher than Bendigo’s. This flag is worth watching, as it points to possible earnings challenges or higher market expectations.
• Market cap: $4.29 billion, a tad smaller within this comparison.

Dividend history shows consistency, and the recent special cash dividend signals some flexibility with returns. As of its most recent public description, the bank’s presence in niche lending segments and its brand-playing approach (like Virgin Money) offer growth levers beyond standard regional banking.

Valuation comparison

The two banks stack up differently in terms of value and yield. Here’s a head-to-head for the big investor questions:

	Bendigo and Adelaide Bank	Bank of Queensland
P/E Ratio	16.32	43.65
Dividend Yield	6.16% (100% franked)	6.19% (100% franked)
Market Cap	$5.96 billion	$4.29 billion
Earnings per Share (EPS)	0.627	0.148
Dividend per Share	0.66	0.40
Franking	100%	100%
YTD Return	3.23%	4.29%

Note: Bank of Queensland’s reported P/E ratio and EPS appear inconsistent (a P/E of 43.65 with EPS of 0.148), suggesting different earnings measures might be used for these calculations.

Recent share price momentum

Comparing recent share price performance up to 6 October 2026:

• Bendigo and Adelaide Bank: Closed at $10.24, barely nudging up 0.1% on the day. The recent weeks have seen moderate ups and downs, but overall a fairly steady line since September.
• Bank of Queensland: Closed at $6.51, rising 0.77% on the day. Short-term, BOQ has shown a similar pattern of gentle swings, with some recovery action in early October.
• YTD returns: As of the data provided, BOQ sits at 4.3% for the year, while Bendigo is up 3.2%—not a dramatic difference, but worth noting if momentum matters to you.

Which is the better buy?

After sizing up Bendigo and Adelaide Bank and Bank of Queensland side by side, my pick for value hunters leans to Bendigo and Adelaide Bank. The case comes down to a much lower P/E ratio, supporting the argument for better relative value compared to BOQ’s high multiple. Both offer similar, healthy dividend yields and fully franked payouts—but Bendigo’s yield looks more sustainable sitting beside stronger earnings per share and a bigger dividend per share.

While BOQ’s brand diversification strategies are intriguing for future growth, the valuation chasm (whether due to lower earnings or higher market optimism) dials up near-term risk on a value basis. Unless you have conviction in BOQ’s turnaround or niche plays, I think Bendigo and Adelaide Bank offers steadier value and income appeal for the classic regional bank portfolio spot.

The post Bendigo and Adelaide Bank vs Bank of Queensland: Which is better value? appeared first on The Motley Fool Australia.

More reading

• 6 ASX shares downgraded by experts this week
• Buy, hold, sell: Orica, Bank of Queensland, Megaport shares
• Are ASX 200 bank stocks a buy in October?
• Buy, hold, sell: BOQ, Harvey Norman, Lynas shares
• How much superannuation do I need to earn $1,000 per week in passive income?

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Bendigo And Adelaide Bank. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial draft. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

ASX mining shares remain on an upward trajectory despite the broader market weakening in 2026.

The S&P/ASX 300 Metal & Mining Index (ASX: XMM) is up 11% in the calendar year to date (YTD).

Meanwhile, the broader S&P/ASX 300 Index (ASX: XKO) has slipped 1% YTD.

ASX mining shares have continued to outperform in 2026 after an incredible run last year.

Strong commodity prices continue to boost the miners amid significant global geopolitical and economic challenges.

Here are three ASX mining shares that the experts say have strong upside potential.

Liontown Ltd (ASX: LTR)

The Liontown share price is 77 cents on Friday, down 3.8%.

This ASX lithium mining share has fallen 52% YTD.

Morgans has an accumulate rating on Liontown shares with a 12-month target of $1.10.

This suggests more than 40% potential upside over the next year.

LTR has approved the A$389m Kathleen Valley Expansion, targeting ~780ktpa of spodumene concentrate from FY30, with steady-state production in line with our expectations but unit costs above MorgansF and consensus.

Our target price falls to A$1.10ps (from A$1.40ps) on a slower FY28-FY29 ramp-up and higher near-term capex and costs, with falling lithium prices and execution now the key risks.

True North Copper Ltd (ASX: TNC)

The True North Copper share price is 31 cents, down 6.2% today.

This ASX copper share has fallen 41% YTD.

True North’s flagship project is Mount Oxide, which has copper, silver, and cobalt deposits. It also owns the Cloncurry Copper Project.

Morgans has a speculative buy rating on True North Copper shares.

The broker’s 12-month target is $1.31, which implies a 322% potential upside ahead.

The broker commented:

TNC continues to build value across both hubs.

At Mt Oxide, drilling has extended Aquila’s high-grade mineralisation to ~300m depth, while Chidna adds northern strike potential.

At Cloncurry, an ~18% CCP resource uplift amid a backdrop of accelerating regional M&A reinforces the strategic value of TNC’s assets.

Global Lithium Resources Ltd (ASX: GL1)

The Global Lithium Resources share price is $1, down 1% today.

This ASX lithium mining share has ripped 64% higher YTD.

Shaw & Partners has a buy call on Global Lithium shares with a price target of $1.75.

This implies 75% potential upside over the next 12 months.

In a note, Shaw & Partners said: 

Global Lithium Resources Limited (ASX: GL1) has released its Manna-Nova Integration Study, the first quantified assessment of a streamlined development pathway that treats Manna ore at the recently acquired Nova processing plant.

By utilising Nova’s existing infrastructure ($7m acquisition) via a 135km haul route, GL1 avoids the $440m greenfield concentrator build proposed in the Dec’25 DFS.

Integrating targeted process additions onto Nova’s established brownfield foundation significantly reduces upfront capital requirements, de-risks project delivery, and accelerates the timeline to first cash flow.

The post 3 ASX mining shares with 43% to 322% upside ahead: brokers appeared first on The Motley Fool Australia.

More reading

• 9 ASX 200 shares upgraded by brokers this week
• 4 ASX shares tipped by brokers to return 18% to 96%
• Here are the top 10 ASX 200 shares today
• 3 ASX shares to buy amid a volatile market: experts
• Morgans tips 290% upside for this up-and-coming ASX copper company

Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

S&P/ASX 200 Index (ASX: XJO) shares are 0.5% higher at 8,702.5 points on Friday.

Meanwhile, brokers have lifted their ratings on several ASX 200 shares this week. 

Let’s take a look.

Northern Star Resources Ltd (ASX: NST)

The Northern Star Resources share price is $24.12, up 0.4% today.

Over the past month, this ASX 200 gold share has risen 6%.

Ord Minnett upgraded Northern Star Resources shares to a buy rating on Monday.

The broker bumped up its 12-month price target from $19.70 to $25.85.

This suggests a potential 7% upside ahead.

Liontown Ltd (ASX: LTR)

The Liontown share price is 77 cents, down 3.5% today.

Over the past month, this ASX 200 lithium share has crumbled 36%.

UBS upgraded Liontown shares to a buy rating today.

The broker lowered its 12-month price target from $1.40 to $1.20.

This suggest a potential 55% upside ahead.

Rio Tinto Ltd (ASX: RIO)

The Rio Tinto share price is $161.89, down 0.1% on Friday.

Over the past month, this ASX 200 mining share has descended 10%.

RBC Capital upgraded Rio Tinto shares to a hold rating this week.

The broker shaved its 12-month price target from $154 to $152.

This suggests a potential 6% downside ahead.

QBE Insurance Group Ltd (ASX: QBE)

The QBE share price is $24.77, up 1.6% today.

Over the past month, this ASX 200 insurance share has ripped 13%.

Citi upgraded QBE shares to a buy rating yesterday.

The broker raised its 12-month price target from $24.20 to $26.70.

This indicates possible gains of 8% over the next year. 

Sandfire Resources Ltd (ASX: SFR)

The Sandfire Resources share price is $21.93, down 0.8% today.

Over the past month, this ASX 200 copper share has declined 4%.

UBS upgraded Sandfire Resources shares to a hold rating yesterday.

The broker has a 12-month price target of $23.30.

This implies a potential 6% upside ahead.

Lynas Rare Earths Ltd (ASX: LYC)

The Lynas Rare Earths share price is $12.57, up 1.4% today.

This ASX 200 mining share has fallen 19% over the past month.

Ord Minnett upgraded Lynas shares to a buy call with a $14 target.

This implies potential capital growth of 11% over the next year.

Hub24 Ltd (ASX: HUB)

The Hub24 share price is $64.75, up 0.6% today.

Over the past month, this ASX 200 financial share has fallen 12%.

UBS upgraded Hub24 shares to a buy rating on Wednesday.

The broker has a 12-month price target of $77.35.

This suggests a potential 19% upside ahead.

Challenger Ltd (ASX: CGF)

The Challenger share price is $10.14, up 3.5% today.

Over the past month, this ASX 200 financial share has lifted 4%.

UBS upgraded Challenger shares to a buy rating on Tuesday.

The broker has a 12-month price target of $11.50.

This suggests potential capital growth of 13% over the next year. 

IGO Ltd (ASX: IGO)

The IGO share price is $6, down 3.2% today.

Over the past month, this ASX 200 lithium share has tanked 26%.

UBS upgraded this lithium and nickel miner to a buy call today.

The broker reduced its price target from $8.85 to $8.55.

This implies a potential 42% upside ahead.

The post 9 ASX 200 shares upgraded by brokers this week appeared first on The Motley Fool Australia.

More reading

• How much superannuation do I need to generate $100,000 per year in passive income?
• 5 things to watch on the ASX 200 on Thursday
• How much passive income can I earn from a $950,000 superannuation balance?
• 5 things to watch on the ASX 200 on Wednesday
• 4 ASX shares tipped by brokers to return 18% to 96%

Citigroup is an advertising partner of Motley Fool Money. Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Lynas Rare Earths Ltd. The Motley Fool Australia has recommended Challenger and Hub24. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

S&P/ASX 200 Index (ASX: XJO) shares are up 0.4% to 8,697.5 points on Friday.

Since reaching a 52-week high of 9,296.7 points in August, the benchmark index has slipped 6.5%.

The ongoing US-Iran conflict, high oil prices, and rising inflation, interest rates, and bond yields have weakened the market.

But the experts see buying opportunities for the brave.

Let’s take a look at some of their reaffirmed buy calls this week.

Xero Ltd (ASX: XRO)

The Xero share price is $58.93, up 2% on Friday.

This ASX 200 tech share has fallen 18% over the past month.

Citi reiterated its buy rating on Xero shares on Wednesday.

The broker cut its price target from $113.50 to $91.55.

This implies potential capital gains of 55% ahead.

Ampol Ltd (ASX: ALD)

The Ampol share price is $44.10, up 0.9% today.

Over the past month, this ASX 200 energy share has risen 6%.

Ord Minnett reaffirmed its buy rating on Ampol shares with a 12-month target of $43.

This suggests a potential 2% downside ahead.

Rural Funds Group Ltd (ASX: RFF)

The Rural Funds share price is steady at $1.91 today.

This ASX agricultural real estate investment trust (REIT) has fallen 3% over the past month.

Bell Potter reiterated its buy rating on Rural Funds shares on Wednesday.

The broker has a price target of $2.55.

This implies potential capital gains of 33% over the next 12 months.

PLS Group (ASX: PLS)

The PLS Group share price is $3.60, down 2.7% today.

Over the past month, this ASX 200 lithium share has fallen 28%.

Macquarie renewed its buy rating on PLS shares this week.

The broker has a 12-month price target of $5.50.

This suggests a possible 53% upside ahead.

Insurance Australia Group Ltd (ASX: IAG)

The IAG share price is $8.10, up 0.8% today.

This ASX 200 financial share has risen 5% over the past month.

UBS reiterated its buy rating on IAG shares this week.

The broker lowered its 12-month target price from $9.25 to $9.10.

This implies a potential 12% upside ahead.

NextDC Ltd (ASX: NXT)

The NextDC share price is $10.32, up 0.4% today.

Over the past month, this ASX 200 tech share has tumbled 19%.

Citi renewed its buy rating on NextDC shares with a $21.15 target this week.

This suggests the stock could more than double over the next 12 months.

The post 6 ASX shares to buy in today’s weak market: experts appeared first on The Motley Fool Australia.

More reading

• Buy, hold, sell: Rural Funds Group, Imdex, Fortescue shares
• How much superannuation do I need to generate $100,000 per year in passive income?
• Here are the top 10 ASX 200 shares today
• Nextdc vs Macquarie Technology Group: Which data centre share shines brighter?
• Xero shares crash 63% in a year: Is there any upside left?

Citigroup is an advertising partner of Motley Fool Money. Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group and Xero. The Motley Fool Australia has positions in and has recommended Rural Funds Group and Xero. The Motley Fool Australia has recommended Macquarie Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

S&P/ASX 200 Index (ASX: XJO) shares are 0.4% higher at 8,697.3 points on Friday.

Brokers have reduced their ratings on six ASX shares this week.

Let’s take a look.

AMP Ltd (ASX: AMP)

The AMP share price is $2.47, up 2.3% today. 

Over the past month, this ASX 200 financial share has fallen 0.2%.

UBS downgraded AMP shares to a hold rating with a $2.61 target this week.

This implies a potential 5% upside ahead.

Fortescue Ltd (ASX: FMG)

The Fortescue share price is $15.45, down 2.2% today.

Over the past month, this ASX 200 mining share has fallen 12%.

Morgans downgraded Fortescue shares from hold to trim yesterday.

The broker slashed its 12-month price target from $18.70 to $15.40.

This suggests the stock is already fully valued.

Meteoric Resources Ltd (ASX: MEI)

The Meteoric Resources share price is 24 cents, up 0.8% today.

Over the past month, this ASX mining share has jumped 21%.

Ord Minnett downgraded Meteoric Resources shares to a hold rating this week.

The broker has a 12-month price target of 25 cents.

This suggests just a 3% potential upside ahead.

Orica Ltd (ASX: ORI)

The ORI share price is $22.98, up 0.6% today.

Over the past month, this ASX 200 materials share has edged 0.3% higher.

Morgans downgraded Orica shares from buy to accumulate this week.

The broker shaved its price target from $26.60 to $26.52.

This indicates potential gains of 15% over the next 12 months.

The broker said: 

ORI has updated the market on its US AN sourcing, non-core land sale, recent acquisitions, cost out program and FY26 business performance. The important point is that the broader business continues to perform strongly, in line with its expectations.

We have trimmed our FY27 NPAT forecast by 3.6% reflecting increased AN sourcing costs in the US, more gradual recovery in Indonesia coal production, plant turnarounds and higher interest costs given the Deer Park sale isn’t going through.

SKS Technologies Group Ltd (ASX: SKS)

The SKS Technologies Group share price is $8.60, down 2.4% today.

Over the past month, this ASX industrials share has risen 7%.

PAC Partners downgraded SKS Technologies shares to a hold rating on Wednesday.

The broker raised its price target from $10.20 to $10.56.

This implies a potential 24% upside over the next year.

Bank of Queensland Ltd (ASX: BOQ)

The Bank of Queensland share price is $6.45, up 1.1% today.

Over the past month, this ASX 200 financial share has fallen 1%.

Morgans downgraded Bank of Queensland shares from accumulate to hold this week.

The broker cut its 12-month price target from $6.94 to $6.40.

This suggests the bank stock is fully valued.

The post 6 ASX shares downgraded by experts this week appeared first on The Motley Fool Australia.

More reading

• Is the Fortescue share price a bargain buy?
• Buy, hold, sell: Rural Funds Group, Imdex, Fortescue shares
• 5 things to watch on the ASX 200 on Friday
• Buy, hold, sell: Orica, Bank of Queensland, Megaport shares
• Fortescue posts September 2026 quarterly earnings update

Motley Fool contributor Bronwyn Allen has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Sks Technologies Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.