If I had $10,000 sitting in cash and wanted to put it to work on the ASX, I would be tempted to use exchange-traded funds (ETFs).

These financial instruments allow investors to effortlessly buy large groups of shares through a single investment.

But rather than trying to predict which market will perform best over the next 12 months, I would build exposure across Australian shares, global equities, emerging markets, and high-quality businesses with competitive advantages.

Here is how I would invest that $10,000 today.

Vanguard Australian Shares Index ETF (ASX: VAS)

I would start with Australian equities through the Vanguard Australian Shares Index ETF.

The VAS ETF provides access to the largest companies listed on the ASX. This includes the big four banks, mega-cap miners, healthcare leaders, and retail stars. It offers broad diversification and a strong income profile thanks to its franked dividends.

Australia remains a concentrated market, but it is one I am comfortable owning as a foundation. Many ASX shares generate offshore earnings, and the dividend income can be attractive for long-term investors.

If I were allocating $10,000, I would likely put around $3,000 into the Vanguard Australian Shares Index ETF as a core holding.

Vanguard MSCI Index International Shares ETF (ASX: VGS)

The next piece would be global diversification through the Vanguard MSCI Index International Shares ETF.

This ETF provides access to around 1,300 companies across developed markets outside Australia. It includes many of the world’s most influential businesses across technology, healthcare, and consumer sectors.

Holdings such as Microsoft, Apple, Nvidia, and Alphabet give investors access to long-term global growth themes without having to pick stocks.

I like the VGS ETF as a buy-and-hold investment that captures global economic growth over decades. I would allocate roughly $3,000 here.

VanEck Morningstar Wide Moat AUD ETF (ASX: MOAT)

To complement broad market exposure, I would add a quality focus through the VanEck Morningstar Wide Moat ETF.

The MOAT ETF focuses on US-listed companies that have competitive advantages, or economic moats. These are generally described as businesses with strong brands, pricing power, or structural advantages that make them difficult to disrupt. Essentially, they are companies that should be around for the long term.

While it is more concentrated than a broad index ETF, I like the emphasis on quality and capital discipline. Over the long term, businesses with competitive advantages tend to compound value more reliably than others.

I would invest around $2,000 into this ETF as a way to tilt the portfolio toward high-quality global companies.

Vanguard FTSE Asia ex Japan Shares ETF (ASX: VAE)

Finally, I would allocate a smaller portion to growth outside developed markets through the Vanguard FTSE Asia ex Japan Shares ETF.

The VAE ETF provides exposure to major Asian economies, including China, India, Taiwan, and South Korea. These regions offer higher long-term growth potential, albeit with greater volatility and risk.

I think some exposure to this area makes sense given the size and importance of Asian economies in global growth over the coming decades.

For that reason, I would invest the remaining $2,000 into this ETF.

Foolish Takeaway

This is not a portfolio designed to shoot the lights out in any single year. Instead, it is built for balance.

Between the VAS, VGS, MOAT, and VAE ETFs, investors get exposure to Australian income, global growth, high-quality US companies, and emerging Asian markets. For a $10,000 investment, that feels like a sensible way to spread risk while still aiming for long-term compounding.

The post I would put $10,000 of my savings into these ETFs appeared first on The Motley Fool Australia.

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• Investing in the VanEck International Quality ETF (QUAL)? Here’s what you’re really buying
• 3 ASX ETFs that could be perfect for beginner investors in 2026
• Investing in the Vangaurd International Shares ETF (VGS)? Here’s what you’re really buying
• 1 Vanguard ETF I’m buying in 2026 and holding forever
• Where I would invest $5,000 in ASX ETFs in January

Motley Fool contributor Grace Alvino has positions in Vanguard Australian Shares Index ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, Apple, Microsoft, and Nvidia. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool Australia has recommended Alphabet, Apple, Microsoft, Nvidia, VanEck Morningstar Wide Moat ETF, and Vanguard Msci Index International Shares ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

For generations of Australians, the retirement playbook has been simple: pay off the home, park superannuation in cash, maybe add an investment property, and live off the income.

It feels safe. Familiar. Sensible.

Yet for retirees facing longer life expectancies and rising living costs, that approach may be carrying more risk than many realise.

Two blind spots stand out: the silent erosion of purchasing power, and the belief that property is the only “real” way to generate passive income in retirement.

The hidden danger of playing it too safe with superannuation

Cash has an important role in retirement. It provides stability, liquidity, and peace of mind. High-interest savings accounts and term deposits can feel especially attractive when rates are elevated.

The problem is what happens over time.

Even when interest rates look healthy on paper, they can struggle to keep up with the real cost of living. 

Headline CPI is a blunt instrument. Retirees don’t spend like the “average household”. Healthcare, insurance, utilities, food, travel, and services often rise faster than the official inflation number.

When savings sit entirely in cash, purchasing power can quietly decline year after year. A bit like the frog in the boiling water – the balance might look stable, but what it buys subtly shrinks.

That is why many retirement portfolios are built with a mix of assets. Not to chase returns, but to ensure part of the portfolio continues to grow and generate income that can adapt to rising costs over decades.

Property isn’t the only path to retirement income

Ask Australians about investing, and property dominates the conversation. Investment properties are seen as tangible, reliable, and proven.

But that reputation often ignores the full picture.

Property ownership comes with concentration risk, high upfront costs, ongoing maintenance, vacancy risk, and a level of physical and emotional effort that doesn’t always suit retirees. Net rental income can be far lower than headline yields once expenses are considered.

Shares, on the other hand, have historically delivered strong long-term returns across multiple time periods, with far less hands-on involvement. Importantly, share market returns already account for reinvestment, operating costs, and business expenses before income reaches investors.

For retirees, that difference matters.

Using shares to support both income and longevity

Shares don’t have to mean speculation or sleepless nights. Many retirees and superannuation funds use diversified portfolios designed to deliver a blend of income and capital growth over long periods of time.

Exchange-traded funds (ETFs) can play a central role by removing much of the complexity and ongoing effort. Rather than picking individual companies, investors can access broad diversification and built-in discipline through a small number of holdings.

For income, something like Vanguard Australian Shares High Yield ETF (ASX: VHY) provides exposure to higher-yielding Australian companies, offering regular distributions that may help support retirement cash flow. To complement that, a growth-oriented option such as Vanguard Diversified High Growth Index ETF (ASX: VDHG) blends Australian and global shares into a single diversified investment designed to grow capital over time.

The precise mix will always depend on personal circumstances, but these examples highlight how retirees can combine income and growth in a broadly diversified, low-maintenance way — without the hands-on demands of managing property or constantly monitoring markets.

Crucially, this approach avoids the capital concentration and illiquidity of a single investment property, while offering daily liquidity and the potential for compounding income and capital growth that cash in a bank account alone often struggles to deliver over decades.

Cash still matters

None of this means abandoning cash or property altogether. Cash remains valuable for short-term spending needs, emergency buffers, and smoothing out market volatility. Property may still suit some investors depending on their circumstances.

The key idea is balance.

A retirement portfolio designed for longevity often blends cash for stability, income-producing assets for spending needs, and growth assets to protect purchasing power over decades.

Rethinking retirement in a longer-lived world

Australians are living longer than ever. A retirement that lasts 25 or 30 years demands more than safety alone. It requires adaptability.

Superannuation was designed to be invested, not frozen. By thinking beyond bank accounts and property alone, retirees can build portfolios that aim to generate passive income while still growing enough to support the years ahead.

Sometimes the biggest risk in retirement isn’t market volatility — it’s standing still.

The post Why superannuation tied only to property and cash could fail retirees appeared first on The Motley Fool Australia.

More reading

• 2 beaten-down ASX shares to consider before they recover
• Can this ASX 200 stock recover after losing 51%?
• How I’d go about finding undervalued ASX shares to buy and hold forever in 2026
• 4 ASX shares I’d buy with $10,000 today
• AGL Energy versus Origin Energy shares: Which is a better buy for 2026?

Motley Fool contributor Leigh Gant has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Vanguard Australian Shares High Yield ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Share prices do not move in straight lines. Even high-quality ASX shares can fall sharply when sentiment shifts, expectations reset, or short-term issues dominate the narrative.

For long-term investors, those periods can be uncomfortable, but they can also create opportunities to look past the price chart and focus on the underlying business.

I think two ASX shares fit that description right now. Both are well established, both have been sold off heavily over the past year, and both still operate businesses with long-term relevance. They are as follows:

WiseTech Global Ltd (ASX: WTC)

WiseTech’s share price fall has been dramatic, down more than 40% over the past 12 months, but the business it operates remains central to global trade.

At its core, WiseTech provides software that helps freight forwarders and logistics providers manage highly complex international shipments. That complexity is not going away. If anything, global trade is becoming more regulated, more data-driven, and more difficult to manage manually.

What has weighed on the share price is not a collapse in relevance, but a reassessment of growth expectations and valuation. After years of strong performance, the market has become far more cautious after management drama and product launch delays. That shift has been painful for shareholders, but it has also brought the company’s valuation back to levels that long-term investors may find more reasonable.

WiseTech still benefits from deep customer integration, high switching costs, and a platform that becomes more valuable as it expands. If management executes its business model transformation successfully, its share price could re-rate significantly over the coming years.

REA Group Ltd (ASX: REA)

REA Group’s shares have pulled back by 20% over the past 12 months. This pullback reflects softer property market conditions rather than a breakdown in its business model.

The company remains the dominant digital gateway for Australian real estate, controlling a platform that buyers, sellers, and agents continue to rely on. What has changed is activity. Lower transaction volumes and cautious sentiment have flowed through to earnings expectations, and the share price has adjusted accordingly.

What often gets overlooked during these periods is how embedded REA Group has become in the real estate ecosystem. Its value is not limited to listings alone. Data, analytics, agent services, and adjacent products have steadily increased its role across the property transaction process over the past decade.

As housing markets normalise, this ASX share does not need volumes to surge to recover. Even modest improvements, combined with its pricing power and product expansion, could support earnings growth over time. For investors willing to look through the cycle, the recent weakness may offer a more attractive entry point than has been available for some time.

The post 2 beaten-down ASX shares to consider before they recover appeared first on The Motley Fool Australia.

More reading

• How I’d go about finding undervalued ASX shares to buy and hold forever in 2026
• Is Wisetech a buy, sell or hold at current levels?
• Which ASX media share to buy: News Corp, Nine or REA Group?
• Top Australian stocks to buy with $2,000 right now
• 3 of the best ASX 200 shares to buy and hold until 2036

Motley Fool contributor James Mickleboro has positions in REA Group and WiseTech Global. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended WiseTech Global. The Motley Fool Australia has positions in and has recommended WiseTech Global. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

This S&P/ASX 200 Index (ASX: XJO) wine stock lost 5% on Thursday to finish the day at $5.08. This comes after Treasury Wine Estates Ltd (ASX: TWE) endured a punishing year on the share market, losing 51% of its value.

Thursday’s plunge placed Treasury Wine among the worst performers in the ASX 200 Index. It marks a stunning fall for a 68-year-old company that owns global wine labels such as Penfolds, 19 Crimes, and Lindeman’s.

Investors are right to ask whether the sell-off has gone too far and whether the prestigious ASX 200 stock can recover. Let’s go and find out.

Structural US worries

This is not just a case of short-term market jitters. Treasury Wine’s share price reflects deeper structural challenges that are weighing on the business. Management of the ASX 200 stock has pointed to ongoing distribution problems in the US, one of its most important and profitable markets.

Analysts at Morgans commented in a recent note on the ASX 200 wine stock:

As we feared, but even weaker than expected, TWE’s trading update meant that consensus estimates were far too high. Its US performance was particularly disappointing given of all the capital spent in recent years. Gearing is now well above TWE’s target range and will remain high for the next couple of years.

Disappointing Chinese recovery

At the same time, China’s recovery has disappointed. Despite the easing of trade restrictions in 2024, sales momentum has been slower than expected.

Adding to the pressure are shifting geopolitical and trade dynamics, particularly in the US, which continue to inject uncertainty into the outlook for global consumer brands.

These headwinds have forced the company to take defensive action. Treasury Wine has downgraded earnings expectations, withdrawn formal earnings guidance, and paused its $200 million share buyback program. Each move has further dented investor confidence and accelerated the sell-off.

So where to from here?

Broker sentiment on the ASX 200 stock is turning cautious. As a result, the most recent share price drop may have been driven by a broker note out of Citi on Thursday morning.

According to the report, the broker has downgraded the wine giant’s shares to a sell rating (from neutral) with a $4.80 price target, representing a potential 6% loss. The broker has concerns over its outlook in the US.

Analysts at Morgans share similar worries but maintained a hold rating. However, they did decrease their 12-month price target from $6.10 to $5.25 per share, which suggests a potential gain of 9%.

Morgans noted:

While we made large downgrades to our forecasts only two weeks ago following the goodwill write-down, TWE’s new trading update has seen us make another round of material revisions. We stress that earnings uncertainty remains high. It will take time for new management to deliver more acceptable returns and for TWE to rebuild credibility with the market. We maintain a HOLD rating.

The post Can this ASX 200 stock recover after losing 51%? appeared first on The Motley Fool Australia.

More reading

• Why 4DMedical, Amaero, Clarity Pharmaceuticals, and Treasury Wine shares are falling today
• Buy, hold, sell: Morgans gives its verdict on 3 ASX shares
• Treasury Wine Estates shares drop 50%: Is there any upside left in 2026?
• 5 things to watch on the ASX 200 on Tuesday
• How much passive income could I earn from Westpac shares

Motley Fool contributor Marc Van Dinther has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Treasury Wine Estates. The Motley Fool Australia has positions in and has recommended Treasury Wine Estates. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Trying to time the market is a tough game. Even professional investors struggle to consistently predict what will happen next.

That’s why, in 2026, I still believe one of the best ways to build wealth on the ASX is by buying high-quality ASX shares when they appear undervalued and then holding them for the long term.

This approach isn’t about guessing short-term price movements. Instead, it is about identifying businesses with sustainable competitive advantages and buying them when the market is overly pessimistic.

Here’s how I would do it.

Start by looking where others aren’t

At any point in time, certain parts of the share market are fashionable, while others are being actively avoided. At present, gold and lithium are where investors are putting their hard-earned money, whereas healthcare and tech are being sold off.

More often than not, undervalued ASX shares are found in the latter group.

This is where I would begin my search. A sector or company being unloved doesn’t automatically make it a buy, but it does increase the odds that valuations are more reasonable than usual.

The key is working out whether the challenges are short term in nature or something more structural.

Quality always comes first

A low valuation alone is never enough to justify an investment in ASX shares.

Before considering a company’s share price, I would want to be confident in the quality of the underlying business. Does it have a strong market position? Can it generate consistent cash flow? Does it benefit from long-term demand drivers?

In the current environment, balance sheet strength also matters. Companies with manageable debt levels and financial flexibility are far better placed to navigate uncertainty and capitalise on opportunities when conditions improve.

If a business doesn’t pass these tests, a cheap share price can quickly turn into a value trap.

Pay attention to company updates

Some of the best opportunities appear when the market reacts emotionally to short-term news.

By digging into company results, trading updates, and investor presentations, it is often possible to spot a disconnect between share price movements and underlying business performance.

Sometimes earnings are temporarily under pressure, but margins are improving. Other times, investment spending weighs on profits today but sets the company up for stronger growth tomorrow.

In my experience, the market doesn’t always wait around for the full story to play out, and that can work in favour of patient investors.

Take a long-term mindset with undervalued ASX shares

Undervalued ASX shares don’t usually rerate overnight. The payoff often comes gradually, through earnings growth, dividend increases, and improving sentiment over many years.

That’s why I would spread my bets across a range of high-quality businesses rather than relying on a single idea. Diversification helps manage risk and improves the chances of owning at least a few standout performers.

By focusing on quality, valuation, and time in the market, I believe investors can give themselves a strong chance of building long-term wealth on the ASX, even in an uncertain world.

Which shares are undervalued?

The good news is that at present, I think there are a number of undervalued ASX shares available to patient investors.

This includes CSL Ltd (ASX: CSL), WiseTech Global Ltd (ASX: WTC), Accent Group Ltd (ASX: AX1), TechnologyOne Ltd (ASX: TNE), and Domino’s Pizza Enterprises Ltd (ASX: DMP). They could be worth further investigation.

The post How I’d go about finding undervalued ASX shares to buy and hold forever in 2026 appeared first on The Motley Fool Australia.

More reading

• 2 beaten-down ASX shares to consider before they recover
• 4 ASX shares I’d buy with $10,000 today
• Is Wisetech a buy, sell or hold at current levels?
• Top Australian stocks to buy with $2,000 right now
• 3 quality ASX healthcare shares worth buying now

Motley Fool contributor James Mickleboro has positions in Accent Group, CSL, Domino’s Pizza Enterprises, Technology One, and WiseTech Global. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL, Domino’s Pizza Enterprises, Technology One, and WiseTech Global. The Motley Fool Australia has positions in and has recommended WiseTech Global. The Motley Fool Australia has recommended Accent Group, CSL, Domino’s Pizza Enterprises, and Technology One. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

These ASX shares have caught my eye this week. With upsides as high as 700% and robust business growth planned for 2026, this is where I’d be investing my money.

Electro Optic Systems Holdings Ltd (ASX: EOS) 

EOS shares are catching headlines this week. At the close of the ASX on Thursday afternoon, the stock was 1.21% lower for the day at $9.90 a piece. But the dip has barely dented the electro-optic tech developer and producer’s huge annual gains. 

At the time of writing, the shares are 723.53% higher than this time last year.

This year, the business is well-placed to capture surging demand for defence stocks as global military spending hits all-time highs. And it already won some impressive contracts over the past 12 months.

Xero Ltd (ASX: XRO)

Xero shares slumped 4.12% to $103.16 at the close of the ASX on Thursday. And the stock is still 37.7% below its trading levels from this time last year after facing a number of headwinds and loss of investor confidence throughout 2025.

But I think the investor sell-off last year was unwarranted and overdone. The business looks to be stable and poised for an uptick in business growth this year. It’s actively expanding and investing in new revenue streams.

I think Xero shares have the potential to double in value this year.

CSL Ltd (ASX: CSL)

I still have my eye on the ASX-listed global biotechnology company’s shares. Like Xero, the business suffered several strong headwinds in 2025 that sent its shares spiralling.

But now, CSL is well-positioned for a boom in demand. The company is entering a key investment phase, which could help boost its financials, and I’d expect demand for its products and investor confidence to follow suit.

Metcash Ltd (ASX: MTS)

Metcash, a wholesale distribution and marketing company specialising in food, liquor, and hardware, suffered a 15% share price crash in late November following its subdued FY26 half-year results. But analysts seem confident the business can turn it around in 2026.

Unlike the stocks I’ve listed above, I don’t think we’ll see explosive numbers out of this ASX company’s shares in 2026, but I do think we’ll see consistent growth over the next 12 months, which will outpace the likes of supermarket giants Coles Group Ltd (ASX: COL) and Woolworths Group Ltd (ASX: WOW).

The post 4 ASX shares I’d buy with $10,000 today appeared first on The Motley Fool Australia.

More reading

• How I’d go about finding undervalued ASX shares to buy and hold forever in 2026
• How I’d look for ASX growth shares today that could double my money
• Up 735% in a year! The red-hot EOS share price is smashing Droneshield and other defence stocks
• Why EOS, Humm, Pantoro Gold, and Robex shares are dropping today
• 2 ASX growth shares set to skyrocket in 2026 and beyond

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL, Electro Optic Systems, and Xero. The Motley Fool Australia has positions in and has recommended Woolworths Group and Xero. The Motley Fool Australia has recommended CSL. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Australian energy stocks have had a slow start to 2026. Higher operating costs and continued regulatory risk have put shares in Australian energy majors, AGL Energy Ltd (ASX: AGL) and Origin Energy Ltd (ASX: ORG), under continued pressure.

At the close of the ASX on Thursday afternoon, AGL shares were 0.46% lower at $8.67 and down 6.97% for the year to date. 

Meanwhile, Origin shares also closed lower for the day. The stock fell 0.36% to $11.02, and is now 4.17% lower for 2026 so far.

While neither stock is on fire right now, one of these energy shares looks like a much better buy than the other.

Are Origin Energy shares a buy for 2026?

Analysts appear to be neutral about Origin Energy shares over the next 12 months.

Origin Energy is a leading provider of energy to homes and businesses throughout Australia and is involved in electricity, natural gas, solar, and LPG. The company’s key operating segments include exploration and production, generation, renewable energy, and selling energy.

The company has a stable LNG production and earnings outlook and plans to expand its energy storage to facilitate greater renewable energy use in Australia.

According to TradingView data, most analysts (7 out of 12) have a neutral rating on Origin Energy shares. They do expect the share price to increase this year, though. The maximum 12-month target price is $14.10, which implies a potential 27.95% upside for investors at the time of writing.

Are AGL Energy shares a buy for 2026?

Analysts are currently very bullish on their outlook for the shares of one of Australia’s oldest energy providers. 

The power company participates in the gas and electricity wholesale and retail markets. Its diverse portfolio spans traditional thermal power generation and renewable sources, including hydro, wind, solar, and landfill gas.

The company is also investing heavily in battery storage to help support Australia’s nationwide energy transition away from coal and into renewable energy.

TradingView data shows that 9 out of 11 analysts have a buy or strong buy rating on the stock. The average 12-month target price for the shares is $11.33, implying a potential 30.65% upside at the time of writing. 

But some are even more optimistic and think the share price could storm as much as $12.75 over the next 12 months. That implies a huge 47.06% upside for investors from the current share price.

The team at Ord Minnett thinks the stock is undervalued by the market and expects it could rise even higher to $13 a share. That would be a 50% increase!

The broker said that AGL has demonstrated solid momentum recently with its Tilt renewable asset sale, flexible capacity development at Bayswater, progress in its Western Australia operations, and a series of power purchase agreements (PPAs).

The broker said it sees further drivers to come from revaluation of its 20% stake in energy management platform Kaluza, a closure of Energy Australia’s Yallourn power station that will push Victorian wholesale prices, and thus AGL earnings, higher, and repricing of Tomago supply contracts.

The verdict?

With stronger upside and more bullish analyst sentiment, AGL shares look like the best buy for 2026. Although Origin Energy shares are still expected to climb higher this year.

The post AGL Energy versus Origin Energy shares: Which is a better buy for 2026? appeared first on The Motley Fool Australia.

More reading

• Buy, hold, sell: AGL, Coles, and PLS shares
• Guess which ASX 200 stock is rising on big news
• Origin Energy retains 22.7% stake in Kraken after equity raise and Australian exclusivity waiver
• Ord Minnett names 2 ASX 200 shares to buy for massive returns

Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

There are no guarantees in investing. But history suggests that buying the right ASX growth shares and holding them patiently can be a powerful way to build wealth over time.

In fact, doubling your money in shares isn’t nearly as unrealistic as it might sound. The share market has a long track record of delivering solid long-term returns, and investors who back businesses growing faster than the market have often done even better.

Here’s how I’d go about searching for ASX growth shares today that could deliver 100%+ returns in the years ahead.

Doubling your money with ASX growth shares

If an investment compounds at around 9% to 10% per year, it can double in roughly 7 to 8 years. That’s broadly in line with what major share market indices have delivered over long periods.

The appeal of ASX growth shares is that they have the potential to compound at an even faster rate than the market. When a company can consistently grow revenue, earnings, and cash flow, its share price often follows over time.

The catch, of course, is identifying those businesses early enough, and having the patience to stick with them through inevitable ups and downs.

I’d focus on long-term growth trends

Rather than worrying about short-term economic noise, I would start by looking for industries with structural growth tailwinds.

These are areas where demand is expected to rise over many years, regardless of what happens in the economic cycle. Think healthcare innovation, digital services, software, and online platforms that continue to take market share.

Businesses operating in these areas often have the opportunity to grow even when broader economic conditions are challenging, and that can be a powerful driver of long-term returns.

Prime examples could be Goodman Group (ASX: GMG) for exposure to data centres, ResMed Inc. (ASX: RMD) for sleep apnoea, or Xero Ltd (ASX: XRO) for cloud accounting.

Competitive advantages

Within attractive growth sectors, not all companies are created equal.

I would look for businesses with clear competitive advantages that make it difficult for rivals to catch up. This might include proprietary technology, high switching costs, strong brand loyalty, or network effects that strengthen as the business grows.

These advantages can allow companies to protect margins, reinvest at high returns, and steadily increase their market share over time. This is a combination that can underpin exceptional growth.

Valuation still counts

Even the best growth story can disappoint if you pay too much for it.

That’s why I would still be disciplined on valuation. Buying a growth company at a fair price, rather than an inflated one, provides a margin of safety and improves the chances that strong business performance translates into strong share price returns.

In many cases, the best opportunities appear when a high-quality ASX growth share stumbles temporarily, causing its share price to fall even though the long-term story remains intact.

Foolish takeaway

Doubling your money with ASX growth shares is certainly possible.

Investors just need to focus on quality and valuation, and then patiently hold them through the years while they compound.

The post How I’d look for ASX growth shares today that could double my money appeared first on The Motley Fool Australia.

More reading

• 4 ASX shares I’d buy with $10,000 today
• Here are the top 10 ASX 200 shares today
• 2 ASX growth shares set to skyrocket in 2026 and beyond
• 2 great ASX 200 blue-chip shares I’d buy right now!
• Skip landlord stress with these ASX property shares

Motley Fool contributor James Mickleboro has positions in Goodman Group, ResMed, and Xero. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Goodman Group, ResMed, and Xero. The Motley Fool Australia has positions in and has recommended ResMed and Xero. The Motley Fool Australia has recommended Goodman Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

One of the biggest advantages Australian investors have today is choice.

You no longer need to open overseas brokerage accounts or try to pick individual global winners to invest in world-class businesses.

With ASX-listed exchange traded funds (ETFs), it is possible to gain exposure to some of the strongest companies and fastest-growing markets in the world through a single trade.

If the goal is to invest in quality and long-term growth, here are three ASX ETFs that could be worth considering:

Betashares Global Quality Leaders ETF (ASX: QLTY)

The Betashares Global Quality Leaders ETF is designed for investors who want exposure to businesses that do not rely on favourable conditions to perform.

This ASX ETF screens for stocks with consistently high profitability, strong balance sheets, and stable earnings. This means it tends to hold businesses that are already operating from a position of strength rather than chasing rapid expansion at any cost.

It avoids weaker companies and focuses on durability, selecting businesses that can keep delivering across economic cycles. The result is a portfolio that leans toward quality over hype, which can be particularly valuable when markets become unpredictable.

For investors, the Betashares Global Quality Leaders ETF offers a way to own global leaders without needing to identify which single company will come out on top.

Betashares India Quality ETF (ASX: IIND)

Another ASX ETF to look at is the Betashares India Quality ETF. It offers exposure to a market that is growing for structural reasons rather than short-term trends.

India’s economy is being reshaped by demographics, urbanisation, and a rapidly expanding middle class. This fund focuses on Indian stocks that exhibit quality characteristics, including strong governance, solid balance sheets, and sustainable profitability.

What sets the Betashares India Quality ETF apart is its focus on selectivity within an emerging market. Instead of broad exposure, it targets the companies that are positioned to benefit from long-term domestic growth while maintaining financial discipline. That approach can help manage some of the risks typically associated with emerging markets.

For investors seeking global diversification beyond developed markets, this ASX ETF provides access to a growth story that is still unfolding. It was recently recommended by analysts at Betashares.

Betashares Nasdaq 100 ETF (ASX: NDQ)

Finally, the Betashares Nasdaq 100 ETF offers investors easy access to some of the best stocks that have ever existed.

Rather than focusing on stability or valuation, this fund tracks stocks that have shaped entire industries. The Nasdaq 100 includes businesses that dominate areas such as software, digital platforms, semiconductors, and cloud infrastructure. This includes Apple (NASDAQ: AAPL), Nvidia (NASDAQ: NVDA), and Microsoft (NASDAQ: MSFT).

What makes the Betashares Nasdaq 100 ETF compelling is its concentration in stocks that continuously reinvent themselves. Many of its holdings generate enormous cash flows and reinvest aggressively, allowing them to stay ahead of competitors rather than defend old positions. This bodes well for the performance of this fund over the long term.

The post Invest in the best stocks in the world with these ASX ETFs appeared first on The Motley Fool Australia.

More reading

• 3 ASX ETFs that could be perfect for beginner investors in 2026
• Where I would invest $5,000 in ASX ETFs in January
• Guess how much $10,000 invested in these ASX ETFs 3 years ago is worth today?
• 3 reasons to buy and hold the NDQ ETF for 10 years
• 3 undervalued ASX ETFs with proven track records

Motley Fool contributor James Mickleboro has positions in BetaShares Nasdaq 100 ETF. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Apple, BetaShares Nasdaq 100 ETF, Microsoft, and Nvidia. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool Australia has recommended Apple, Microsoft, and Nvidia. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Commonwealth Bank of Australia (ASX: CBA) shares are a popular option for income investors.

However, with the banking giant’s shares only offering a modest 3.15% dividend yield at present, investors could get more bang for their buck from other ASX dividend shares.

For example, listed below are two dividend shares that analysts have named as buys and expect superior yields from in the near term. They are as follows:

Amcor (ASX: AMC)

The first ASX dividend share that could be a buy is packaging giant Amcor.

The team at Morgans is positive on the company. This is due to its positive outlook and attractive valuation. Commenting on Amcor, the broker said:

Following AMC’s solid 1Q26 result, management’s increased confidence in delivering FY26 synergy targets, and the reaffirmation of FY26 guidance, we believe the outlook remains positive. Trading on 10.4x FY26F PE with a 6.1% yield, we view the valuation as attractive. Potential positive catalysts include meeting or exceeding expectations in upcoming quarterly results and the successful completion of additional asset sales.

Morgans believes the company will pay dividends per share of approximately 81 cents in FY 2026 and then 83 cents in FY 2027. Based on its current share price of $12.95, this would mean dividend yields of 6.25% and 6.4%, respectively.

The broker has a buy rating and $15.20 price target on its shares.

Universal Store Holdings Ltd (ASX: UNI)

A second ASX dividend share that has been named as a buy is youth fashion retailer Universal Store.

Bell Potter is a big fan of the Universal Store, Thrills, and Perfect Stranger owner. This is due to its attractive valuation and positive growth outlook. The latter is being supported by its store rollout and private label strategy. It said:

At ~18x FY26e P/E (BPe), we see UNI trading at a discount to the ASX300 peer group and see the multiple justified by the distinctive growth traits supporting consistent outperformance in a challenging category, longer term opportunity with three brands, organic gross margin expansion via private label product penetration (currently ~55%) and management execution. While catalysts associated with further interest rate cuts for Australia in CY25 are not imminent post the third rate cut in August, we continue to see the youth customer prioritising on-trend streetwear and expect UNI to benefit with their leading position.

Bell Potter is forecasting fully franked dividends of 37.3 cents per share in FY 2026 and then 41.4 cents per share in FY 2027. Based on its current share price of $8.50, this would mean dividend yields of 4.4% and 4.9%, respectively.

The broker has a buy rating and $10.50 price target on its shares.

The post Forget CBA and buy these ASX dividend shares appeared first on The Motley Fool Australia.

More reading

• The least sexy ASX stocks for 2026 (Don’t even think about buying these unless you want to make money)
• As CBA shares struggle, is BHP set to retake the biggest ASX stock crown?
• CBA vs. Westpac: Which is the better ASX bank stock for 2026?
• CBA shares could crash below $100 in 2026: Here’s why
• Building wealth: Here’s why I prefer ASX share buybacks to dividends

Motley Fool contributor James Mickleboro has positions in Universal Store. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Amcor Plc. The Motley Fool Australia has recommended Universal Store. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.